Anti-Fraud Committee Fraud Awareness For Merchants
|
|
- Darcy Carter
- 7 years ago
- Views:
Transcription
1 Anti-Fraud Committee Fraud Awareness For Merchants 1
2 Educate as to how certain fraud typologies can affect you, the merchant To be more aware of fraud and fraud incidents in the workplace and business environment To provide tips on how to prevent and/or reduce the risk of you and your business becoming a victim of fraud 2
3 A false representation of a matter of fact whether by words or by conduct, by false or misleading allegations, or by concealment of what should have been disclosed that deceives and is intended to deceive another so that the individual will act upon it to her or his legal injury. (Source - Blackstone s Legal Dictionary) 3
4 A material false statement, knowledge that the statement was false when uttered, reliance on the false statement by the victim to act on it and damage as a result 4
5 The Internal Elements of Fraud What happens at your place of business The External Elements of Fraud Is your place of business a target for Organised Crime (fraud) 5
6 Internal Fraud a.k.a. occupational fraud can be defined as: the use of one s occupation for personal enrichment through the deliberate misuse or misapplication of the organization s resources or assets. Simply stated, this type of fraud occurs when an employee, manager, or executive commits fraud against his or her employer. 6
7 The best and most widely accepted model for explaining why people commit fraud is the fraud triangle. This is a model developed by Dr. Donald Cressey, a criminologist whose research focused on embezzlers people he called trust violators. 7
8 FRAUD OFFENCES Over 2, Under 2,
9 You may not be able to prevent yourself from being a Target to fraud but you do not have to be a Victim 9
10 Credit Card Managers Cheque Online (wire transfers) 10
11 Section 1 11
12 What is Skimming The surreptitious act of copying the encoded card information off the magnetic strip of either a credit or debit card with the intent to create a cloned card to facilitate fraudulent transactions on the legitimate account (Source - BATT) 12
13 At the Cashier Hand held skimming device Cards are swiped unsuspecting of the customer using skimming device 13
14 Stolen Cards Cards are taken at the point of purchase Cards used without the consent of the card/account holder (domestic situation) Lost Cards Lost cards are used to assist with stolen card typology Report lost/stolen cards to your bankers immediately Be aware of the bank s hotline numbers and reporting options for your bankers 14
15 Rogue Employee using skimming device (reputational risk) Bust Out Merchant Fraud colluding with the fraudster in using stolen/fraudulent cards (prosecution) gets a % of the settlement (operating a/c) Proof in the receipt as evidence of sale (proper storage) Ecommerce merchants Data security 15
16 Be wary of suspicious card holder behaviour More than one card to effect one purchase Choosing goods randomly/ shopping in groups Purchasing multiple high ticket items Multiple foreign Cards in his/her possession Compare the signature on the receipt, by holding on to the card, against the signature on the reverse of the card Ensure the gender of the card corresponds to the customer 16
17 Monitor payment area/workstation for skimmers/lost cards Educate/train your employees Examine your terminals (portable) Segregation of Duty (business cards/ reconcile account) 17
18 18
19 Managers Cheques Call your bank to verify cheques drawn on your bank Do not release goods/services before verifying the authenticity of the cheque Exercise caution when dealing with new clients Ask for your account relationship manager to verify the cheque Look for the security features listed on the face of the cheque these features are listed next the padlock Look for the bleed through feature on the MICR line 19
20 20
21 In 2008, a cyber attack effectively crippled the entire nation of Estonia for a few days. In 2009, the US president called cyber threats one of the greatest challenges to his country s economy and national security. Q1 2013, McAfee detected 14 million new pieces of malware. In 2013 there are 82,000 new malware variants discovered per day. In 2015, a survey found that the greatest threat to businesses are cyber-related threats. 21
22 Phishing A fake pretending to be from a bank or other organization claiming to need your account details or other personal information Malware (banking malware) Malicious Software (specifically designed for financial transactions) 22
23 Social media scams Social Engineering The art of manipulating people into performing actions or divulging confidential information 23
24 Social Media Facebook ; Twitter ; Instagram etc 24
25 Hard Copy Instructions via Letter Heads Sent to the bank via courier Subsequent calls to support instructions Internet Cyber Crime Sending instructions to your banker via to process wire Intercepting s with payment arrangements and redirecting wire to another account, at another bank, in another jurisdiction. 25
26 Do not send private or financial information via an unsecure address Do not respond to unsolicited s Do not access any online facility via an Don t be the weak link Don t click on the hyperlink (Source - BATT Inter Bank Fraud Committee) Reconcile your account/s on a regular basis. 26
27 Use (and protect) strong PINS and passwords (use phrases e.g Lara is the best ; election is tomorrow etc.) Keep computers updated (No Windows XP!) Do annual security awareness training (include social engineering training) Get experts to install and maintain firewalls & antimalware Do online banking from secure computers only Be careful what you put online (website, social media) Use safely 27
28 28
Helping you to protect yourself against fraud and financial crime
Helping you to protect yourself against fraud and financial crime first direct takes fraud & other financial crimes very seriously. Even though we have market-leading fraud detection systems, we want you
More informationWith the Target breach on everyone s mind, you may find these Customer Service Q & A s helpful.
With the Target breach on everyone s mind, you may find these Customer Service Q & A s helpful. Breach Overview Q: Media reports are stating that Target experienced a data breach. Can you provide more
More informationDeception scams drive increase in financial fraud
ADDRESS 2 Thomas More Square London E1W 1YN WEBSITE www.financialfraudaction.org.uk DIRECT LINE 020 3217 8436 NEWS RELEASE EMAIL press@ukcards-ffauk.org.uk Deception scams drive increase in financial fraud
More informationIdentity Theft, Fraud & You. Prepare. Protect. Prevent.
Prepare. Protect. Prevent. Identity Theft, Fraud & You Fraud and identity theft incidents claimed fewer victims in 2010 than in previous years. But don t get too comfortable. Average out-of-pocket consumer
More informationProtecting Yourself From Identity Theft And Fake Check Scams. Faculty. Question. The Law. The Law. The Law
Protecting Yourself From Identity Theft And Fake Check Scams Satellite Conference and Live Webcast Wednesday, July 16, 2008 2:00-4:00 p.m. (Central Time) Faculty Monica S. Sheeler Consumer Specialist Office
More informationMarket Intelligence Cell. Fighting Financial Crime
Market Intelligence Cell Fighting Financial Crime 1 Market Intelligence Cell Our objective To investigate and suppress illegal, dishonorable and improper practices, market abuse and any potential breach
More informationGuide to credit card security
Contents Click on a title below to jump straight to that section. What is credit card fraud? Types of credit card fraud Current scams Keeping your card and card details safe Banking and shopping securely
More informationSafeguard your business against fraud.
Safeguard your business against fraud. 1 Corporate fraud What is in this document? 1 Corporate fraud 3 What is in this document? How to use this document? 2 Social Engineering or CEO fraud 4 What is it?
More informationIdentity Theft. CHRISTOS TOPAKAS Head of Group IT Security and Control Office
Identity Theft CHRISTOS TOPAKAS Head of Group IT Security and Control Office Agenda Identity Theft Threats and Techniques Identity Theft Definition and Facts Identity Theft & Financial Institutions Prevention
More informationBWA Merchant Services. Credit Card Fraud Protection User Guide
1 BWA Merchant Services Credit Card Fraud Protection User Guide 2 Contents: 1. How to reduce the risk of card present fraud... 3 2. How to reduce the risk of card not present fraud... 5 3. Delivering the
More informationCAPITAL PERSPECTIVES DECEMBER 2012
CAPITAL PERSPECTIVES DECEMBER 2012 MITIGATING PAYMENT FRAUD RISK: IT S A WAR ON TWO FRONTS Payment fraud continues to be one of the biggest risk management challenges facing corporate treasury managers
More informationE-MAIL & INTERNET FRAUD
FRAUD ALERT! FRAUD ALERT! Guarding Against E-MAIL & INTERNET FRAUD What credit union members should know to counter Phishing Pharming Spyware Online fraud On-Line Fraud Is Growing E-Mail and Internet Fraud
More informationIdentity Theft. Protecting Yourself and Your Identity. Course objectives learn about:
financialgenius.usbank.com Course objectives learn about: Avoiding Identity Theft Recognize Phishing Attempts Getting Help for ID Theft Victims Identity Theft Protecting Yourself and Your Identity Index
More informationFraud Guide Fraud Protection
Fraud Guide Fraud Protection A simple guide on how to protect yourself against fraud. A simple guide on how to protect yourself against fraud It seems like every day there are new reports of different
More informationSecurity Tips You are here: Home» Security Tips
Security Tips You are here: Home» Security Tips Click on a the Security Icon to view detailed information on: Responsibility of the Bank Password Policy Guide Online Security Internet Security Tips Scam
More informationSENIORS ONLINE SECURITY
SENIORS ONLINE SECURITY Seniors Online Security Five Distinct Areas Computer security Identity crime Social networking Fraudulent emails Internet banking 1 Computer security 2 There are several ways that
More informationOnline Cash Management Security: Beyond the User Login
Online Cash Management Security: Beyond the User Login Sonya Crites, CTP, SunTrust Anita Stevenson-Patterson, CTP, Manheim February 28, 2008 Agenda Industry Trends Government Regulations Payment Fraud
More informationCorporate Account Takeover & Information Security Awareness
Corporate Account Takeover & Information Security Awareness 1 The information contained in this presentation may contain privileged and confidential information. This presentation is for information purposes
More informationONLINE IDENTITY THEFT KEEP YOURSELF SAFE FROM BESTPRACTICES WHAT DO YOU NEED TO DO IF YOU SUSPECT YOUR WHAT DO YOU NEED TO DO IF YOU SUSPECT YOUR
ONLINE IDENTITY THEFT KEEP YOURSELF SAFE FROM BESTPRACTICES 01 One must remember that everyone and anyone is a potential target. These cybercriminals and attackers often use different tactics to lure different
More informationBusiness Online Information Security
Business Online Information Security pic Reducing your risk and ensuring your information is secure Due to the nature of the transactions you perform using the Business Online service, it is important
More informationNot-For-Profit Finance Forum Westpac New Zealand Limited
Not-For-Profit Finance Forum Westpac New Zealand Limited Managing Fraud insights from a consumer banking perspective Claire Smollett Investigations Manager - Financial Crime Management Hayley Muong Senior
More informationRed Flags in International Payments and Trade. Presented by Paul Warfield and Despina Margiori
Red Flags in International Payments and Trade Presented by Paul Warfield and Despina Margiori Red Flags on International Payments Financial Crimes Enforcement Network (FinCEN) alerts that Criminal organizations
More informationCONNECTICUT IDENTITY THEFT RANKING BY STATE: Rank 19, 68.8 Complaints Per 100,000 Population, 2409 Complaints (2007) Updated November 28, 2008
CONNECTICUT IDENTITY THEFT RANKING BY STATE: Rank 19, 68.8 Complaints Per 100,000 Population, 2409 Complaints (2007) Updated November 28, 2008 Current Laws: A person commits identity theft when he intentionally
More informationMerchant Best Practices & Guidelines
National Bank of Abu Dhabi Merchant Best Practices & Guidelines Merchant Advice Version 1.0 January 24, 2016 Table of Content 1. Guidelines to reduce Merchant Risks... 3 1.1 Card Present Transactions...
More informationRemote Deposit Quick Start Guide
Treasury Management Fraud Prevention How to Protect Your Business Remote Deposit Quick Start Guide What s Inside We re committed to the safety of your company s financial information. We want to make you
More informationFraud and Identity Theft. Megan Stearns, Credit Counselor
Fraud and Identity Theft Megan Stearns, Credit Counselor Agenda Fraud and identity theft statistics Fraud Identity theft Identity theft prevention Protecting your Social Security Number Online prevention
More informationSafety& Security Tips
Safety& Security Tips 1. Security measures adopted by IDBI Bank IDBI Bank has a strong online security policy to ensure our customers have a safe and secure online experience with us. We have 256 bit Secure
More informationOIG Fraud Alert Phishing
U.S. EQUAL EMPLOYMENT OPPORTUNITY COMMISSION Washington, D.C. 20507 Office of Inspector General Aletha L. Brown Inspector General July 22, 2005 OIG Fraud Alert Phishing What is Phishing? Phishing is a
More informationProtecting your business from fraud
Protecting your business from fraud KEY TAKEAWAYS > Understand the most common types of fraud and how to identify them. > What to do if you uncover fraudulent activity or suspect you are a victim of fraud.
More informationOnline Cash Manager Security Guide
Online Cash Manager Security Guide You re the One who can protect your business from the threat of a Corporate Account Takeover. 102 South Clinton Street Iowa City, IA 52240 1-800-247-4418 Version 1.0
More informationPhishing Scams Security Update Best Practices for General User
Phishing Scams Security Update Best Practices for General User hishing refers to the malicious attack Pmethod by attackers who imitate legitimate companies in sending emails in order to entice people to
More informationOnline Security Information. Tips for staying safe online
Online Security Information ProCredit Bank is committed to protecting the integrity of your transactions and bank account details. ProCredit Bank therefore uses the latest security software and procedures
More informationPhishing for Fraud: Don't Let your Company Get Hooked!
Phishing for Fraud: Don't Let your Company Get Hooked! March 2009 Approved for 1 CTP/CCM recertification credit by the Association for Financial Professionals 1 Today s Speakers: Joe Potuzak is Senior
More informationWhen Fraud Comes Knocking
When Fraud Comes Knocking Identity theft occurs when someone uses your name, Social Security number, credit card number, or other personal information without your permission. It is a very serious crime.
More informationNC DPH: Computer Security Basic Awareness Training
NC DPH: Computer Security Basic Awareness Training Introduction and Training Objective Our roles in the Division of Public Health (DPH) require us to utilize our computer resources in a manner that protects
More informationPayments Fraud Best Practices
Stephen W. Markwell Disbursements Product Executive J.P. Morgan Pamela R. Malmos Director Finance, Treasury Operations ConAgra Foods, Inc. Fraud Prevention Laura Howley, CTP Director, Global Treasury Operations
More informationAnother Legal Guide from Bonallack & Bishop Solicitors
Another Legal Guide from Bonallack & Bishop Solicitors 80 PRACTICAL TIPS TO HELP COMBAT ALL YOU NEED TO KNOW INTRODUCTION... Over the last few years, identity theft has become one of the fastest growing
More informationINFOCOMM SEC RITY. is INCOMPLETE WITHOUT. Be aware, responsible. secure!
INFOCOMM SEC RITY is INCOMPLETE WITHOUT Be aware, responsible secure! U HACKER Smack that What you can do with these five online security measures... ANTI-VIRUS SCAMS UPDATE FIREWALL PASSWORD FASTEN UP!
More informationSecurity Guide. for electronic transactions. UniBank is a division of Teachers Mutual Bank Limited
Security Guide for electronic transactions UniBank is a division of Teachers Mutual Bank Limited Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981 Who We Are UniBank
More informationAdvice about online security
Advice about online security May 2013 Contents Report a suspicious email or website... 3 Security advice... 5 Genuine DWP contacts... 8 Recognising and reporting phishing and bogus emails... 9 How DWP
More informationProtect yourself online
Protect yourself online Advice from Nottinghamshire Police s Pre Crime Unit Get daily updates: www.nottinghamshire.police.uk www.twitter.com/nottspolice www.facebook.com/nottspolice www.youtube.com/nottinghampolice
More informationATM FRAUD AND COUNTER MEASURES
ATM FRAUD AND COUNTER MEASURES GENESIS OF ATMs An automated teller machine was first introduced in 1960 by City Bank of New York on a trial basis. The concept of this machine was for customers to pay utility
More informationMifflinburg Bank & Trust. Corporate Account Takeover & Information Security Awareness
Mifflinburg Bank & Trust Corporate Account Takeover & Information Security Awareness The information contained in this session may contain privileged and confidential information. This presentation is
More informationIs There Such a Thing as Internet Privacy?
Is There Such a Thing as Internet Privacy? April 13, 2015 Danielle Graff & Kristél Kriel Western Canada s Law Firm Click Agenda to edit Master title style What is Internet Privacy? Why does it matter?
More informationIdentity Theft Awareness: Don t Fall Victim to these Common Scams
Identity Theft Awareness: Don t Fall Victim to these Common Scams We want you to understand what identity theft is, how it happens, and how to protect yourself. Please read and familiarize yourself with
More informationIntercepting your mail. They can complete change of address forms and receive mail that s intended for you.
At SunTrust, we re committed to protecting your accounts and identity. That s why we ve created this Identity Theft Guide. This guide provides information about online fraud and identity theft, as well
More informationAvoid completing forms in email messages that ask for personal financial information.
INTERNET FRAUD Online scams and viruses are constantly evolving and they threaten the security of computers worldwide. As criminals evolve their tactics, you need to keep your PC's security software (virus
More informationVisa CREDIT Card General Guidelines
Visa CREDIT Card General Guidelines General Account Information Phone Numbers and Addresses It is very important to keep us up-to-date with your correct address and phone number. Card reissues/replacements
More informationCorporate Account Takeover & Information Security Awareness
Corporate Account Takeover & Information Security Awareness The information contained in this session may contain privileged and confidential information. This presentation is for information purposes
More informationOCT Training & Technology Solutions Training@qc.cuny.edu (718) 997-4875
OCT Training & Technology Solutions Training@qc.cuny.edu (718) 997-4875 Understanding Information Security Information Security Information security refers to safeguarding information from misuse and theft,
More informationProtect Yourself. Who is asking? What information are they asking for? Why do they need it?
Protect Yourself Your home computer serves many purposes: email, shopping, social networking and more. As you surf the Internet, you should be aware of the various ways to protect yourself. Of primary
More informationTHE HOME LOAN SAVINGS BANK. Corporate Account Takeover & Information Security Awareness
THE HOME LOAN SAVINGS BANK Corporate Account Takeover & Information Security Awareness The information contained in this session may contain privileged and confidential information. This presentation is
More informationFederal Deposit Insurance Corporation. National Credit Union Administration. Office of the Comptroller of the Currency. Office of Thrift Supervision
YOU HAVE THE POWER TO STOP IDENTITY THEFT A message from the federal bank, credit union and thrift regulatory agencies Board of Governors of the Federal Reserve System Federal Deposit Insurance Corporation
More informationPractical guide for secure Christmas shopping. Navid
Practical guide for secure Christmas shopping Navid 1 CONTENTS 1. Introduction 3 2. Internet risks: Threats to secure transactions 3 3. What criteria should a secure e-commerce page meet?...4 4. What security
More informationSafety precautions for Internet banking or shopping How to avoid identity theft online
Winter 2016 A Customer s Guide to Cybersecurity To Help Prevent Online Fraud and Theft Safety precautions for Internet banking or shopping How to avoid identity theft online Protect Your Cyber Home With
More informationTRAINING FOR AMERICAN MOMENTUM BANK CLIENTS. Corporate Account Takeover & Information Security Awareness
TRAINING FOR AMERICAN MOMENTUM BANK CLIENTS Corporate Account Takeover & Information Security Awareness The information contained in this session may contain privileged and confidential information. This
More informationDon t Fall Victim to Cybercrime:
Don t Fall Victim to Cybercrime: Best Practices to Safeguard Your Business Agenda Cybercrime Overview Corporate Account Takeover Computer Hacking, Phishing, Malware Breach Statistics Internet Security
More informationProtect yourself against fraud
With the approach of festive season and the shopping boom associated with this time of year, we would like to warn you about the ways used by fraudsters to trick unsuspecting members of the public. Here
More informationBest Practices Guide to Electronic Banking
Best Practices Guide to Electronic Banking City Bank & Trust Company offers a variety of services to our customers. As these services have evolved over time, a much higher percentage of customers have
More informationRetail/Consumer Client. Internet Banking Awareness and Education Program
Retail/Consumer Client Internet Banking Awareness and Education Program Table of Contents Securing Your Environment... 3 Unsolicited Client Contact... 3 Protecting Your Identity... 3 E-mail Risk... 3 Internet
More informationlocation of optional horizontal pic Corporate and Investment Banking Business Online Information Security
location of optional horizontal pic Corporate and Investment Banking Business Online Information Security Business Online Information Security Risk reduction: Ensuring your sensitive information is secure
More informationCriminal Investigation
Criminal Investigation Stolen Identity Refund Fraud (SIRF) Nneka Sutherland Special Agent (267) 941 6281 Nneka.Sutherland@ci.irs.gov Joseph Carl Special Agent (267) 941 6117 Joseph.Carl@ci.irs.gov IRS
More informationWebsite Privacy Policy Statement
Website Privacy Policy Statement This website ( CRSF Website ) is operated by Cal Ripken, Sr. Foundation, Inc. ( Company ) and this policy applies to all websites owned, operated, controlled and otherwise
More informationMind your money. Keeping Your Money Safe
Mind your money Keeping Your Money Safe Keeping Your Money Safe What we want you to take out of this lesson: Be aware be careful with your money Understand a little more about keeping your money safe online
More informationWhat You Need to Know to Avoid Identity Theft
What You Need to Know to Avoid Identity Theft Table of Contents Introduction 3 What is Identity Theft? 4 Important Identity Theft Facts 6 Types of Identity Theft 7 Financial Identity Theft 8 Criminal/Impersonation
More informationProtecting your business against External Fraud
Monthly ebrief August 2012 Protecting your business against External Fraud Welcome to another edition of our monthly ebriefs, brought to you by Aquila Advisory, the boutique forensic accounting company.
More informationPayment Systems Department
v Note: Please follow these guidelines for your safety as you enjoy the convenience of technology. However these guidelines are general; therefore, specific precautions may be taken as warranted by the
More informationMISSOURI IDENTITY THEFT RANKING BY STATE: Rank 21, 67.4 Complaints Per 100,000 Population, 3962 Complaints (2007) Updated January 11, 2009
MISSOURI IDENTITY THEFT RANKING BY STATE: Rank 21, 67.4 Complaints Per 100,000 Population, 3962 Complaints (2007) Updated January 11, 2009 Current Laws: A person commits the crime of identity theft if
More informationSound Business Practices for Businesses to Mitigate Corporate Account Takeover
Sound Business Practices for Businesses to Mitigate Corporate Account Takeover This white paper provides sound business practices for companies to implement to safeguard against Corporate Account Takeover.
More informationPROTECT YOUR FINANCIAL TRANSACTIONS
PROTECT YOUR FINANCIAL TRANSACTIONS Caisses populaires acadiennes www.acadie.com/en It s a wealth of ways to strengthen the security of your financial transactions. By implementing simple measures to mitigate
More informationProtecting Yourself from Identity Theft
Protecting Yourself from Identity Theft Guide 4 Because you don t have to be the next victim Desert Schools Money Matters Series Guiding you toward financial success Table of Contents How ID theft happens.............................
More informationDeterring Identity Theft. The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year.
Deterring Identity Theft The evolving threats of Identity Theft The Federal Trade Commission estimates that as many as 9 million Americans have their identities stolen each year. Identity theft complaints
More informationIdentity Theft Protection
Identity Theft Protection Email Home EDUCATION on DANGER ZONES Internet Payments Telephone ID theft occurs when someone uses your personal information with out your knowledge to commit fraud. Some terms
More informationFraud. Your guide to protecting yourself from fraud
Fraud Your guide to protecting yourself from fraud Kent Police is committed to protecting people from career criminals and fraudsters. This booklet has been designed to give you advice on how to protect
More informationControls should be appropriate to the scale of the assets at risk and the potential loss to the University.
POLICY SUPPORT PAPER MANAGING THE RISK OF FRAUD Risk and Controls in Specific Systems Purpose of the Paper The purpose of this paper is to provide guidance to managers and supervisors on controls that
More informationOnline Fraud and Identity Theft Guide. A Guide to Protecting Your Identity and Accounts
A Guide to Protecting Your Identity and Accounts As part of SunTrust s commitment to protecting your accounts and identity, we ve created the Online Fraud & Identity Theft Guide, which provides information
More informationInfocomm Sec rity is incomplete without U Be aware,
Infocomm Sec rity is incomplete without U Be aware, responsible secure! HACKER Smack that What you can do with these five online security measures... ANTI-VIRUS SCAMS UPDATE FIREWALL PASSWORD [ 2 ] FASTEN
More informationWebsite Privacy Policy Statement. 1519 York Rd Lutherville, MD 21093. We may be reached via email at julie@juliereisler.com.
Website Privacy Policy Statement This website juliereisler.com is operated by Empowered Living, LLC and this policy applies to all websites owned, operated, controlled and otherwise made available by Company,
More informationHow To Protect Yourself Online
NetBank security guide Commonwealth Bank Personal 1 Contents Page 4 5 5 5 7 7 9 9 9 11 12 12 13 13 13 14 14 14 16 16 16 17 18 18 19 19 20 21 Section Peace of mind with NetBank What are the common online
More informationMASSACHUSETTS IDENTITY THEFT RANKING BY STATE: Rank 23, 66.5 Complaints Per 100,000 Population, 4292 Complaints (2006) Updated January 17, 2009
MASSACHUSETTS IDENTITY THEFT RANKING BY STATE: Rank 23, 66.5 Complaints Per 100,000 Population, 4292 Complaints (2006) Updated January 17, 2009 Current Laws: Identity Crime: A person is guilty of identity
More information1. Any email requesting personal information, or asking you to verify an account, is usually a scam... even if it looks authentic.
Your identity is one of the most valuable things you own. It s important to keep your identity from being stolen by someone who can potentially harm your good name and financial well-being. Identity theft
More informationAN OUNCE OF PREVENTION IS WORTH A POUND OF CURE... FRAUD RISK PROTECTION STRATEGIES FOR BUSINESS
A CHASE THOUGHT LEADERSHIP INITIATIVE AN OUNCE OF PREVENTION IS WORTH A POUND OF CURE... FRAUD RISK PROTECTION STRATEGIES FOR BUSINESS CONTENT SNAPSHOT What You ll Learn Inside: Making the Case for Prevention
More informationInformation Security Awareness
Corporate Account Takeover & Corporate Account Takeover & Information Security Awareness The information contained in this session may contain privileged and confidential information. This presentation
More informationProtecting your business from some of the current fraud threats
Protecting your business from some of the current fraud threats This literature provides guidance on fraud prevention and is provided for information purposes only. Where noted the guidance provided has
More informationIdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT
CREDIT What You Should Know About... IdentityTheft HOW IDENTITY THEFT HAPPENS PROTECTING YOURSELF RECOVERING FROM IDENTITY THEFT YourMoneyCounts You may have heard of a crime called identity theft, but
More informationBUT. Before you start shopping on the Internet, there are a number of questions you need to ask yourself.
We've all heard how great Internet Shopping can be; some say you can find goods at prices far cheaper than at traditional stores, as online platforms don t have to manage expensive overheads. Online shoppers
More informationDEPARTMENT OF DEFENSE 6000 DEFENSE PENTAGON WASHINGTON, D.C. 20301-6000
DEPARTMENT OF DEFENSE 6000 DEFENSE PENTAGON WASHINGTON, D.C. 20301-6000 CHIEF INFORMATION OFFICER October 1, 2015 MEMORANDUM FOR SECRETARIES OF THE MILITARY DEPARTMENTS CHAIRMAN OF THE JOINT CHIEFS OF
More informationHow To Help Protect Yourself From Identity Theft
How To Help Protect Yourself From Identity Theft January 20, 2015 Bryan Strong Senior Vice President and Director Information Security This complimentary interactive webinar is sponsored by Zions Bank
More informationEmployee Embezzlement and Fraud. Defending Against Insider Threats
Employee Embezzlement and Fraud Defending Against Insider Threats Today s Approach An open dialogue and sharing of information regarding a common threat of internal losses. There is no guarantee that any
More informationCyber Security. Securing Your Mobile and Online Banking Transactions
Cyber Security Securing Your Mobile and Online Banking Transactions For additional copies or to download this document, please visit: http://msisac.cisecurity.org/resources/guides 2014 Center for Internet
More informationBad Ads Trend Alert: Shining a Light on Tech Support Advertising Scams. May 2014. TrustInAds.org. Keeping people safe from bad online ads
Bad Ads Trend Alert: Shining a Light on Tech Support Advertising Scams May 2014 TrustInAds.org Keeping people safe from bad online ads OVERVIEW Today, even the most tech savvy individuals can find themselves
More informationLearn to protect yourself from Identity Theft. First National Bank can help.
Learn to protect yourself from Identity Theft. First National Bank can help. Your identity is one of the most valuable things you own. It s important to keep your identity from being stolen by someone
More informationSecurity tips for the use of social media websites
CYBER SECURITY OPERATIONS CENTRE NOVEMBER 2012 (U) LEGAL NOTICE: THIS PUBLICATION HAS BEEN PRODUCED BY THE DEFENCE SIGNALS DIRECTORATE (DSD), ALSO KNOWN AS THE AUSTRALIAN SIGNALS DIRECTORATE (ASD). ALL
More informationThe Pennsylvania Lawyer May June 2012
20 The Pennsylvania Lawyer May June 2012 How to Avoid Becoming a Victim of Phishing Be aware that scammers often use fake IRS notices or requests as bait By Phyllis Horn Epstein Cybercrime is the evil
More informationOnline Security Tips
Online Security Tips Is your computer set to automatically check for software and security updates? Do you type your name in search engines to see what personal information is online? Have you customized
More informationOVERVIEW. 1. Cyber Crime Unit organization. 2. Legal framework. 3. Identity theft modus operandi. 4. How to avoid online identity theft
OVERVIEW 2 1. Cyber Crime Unit organization 2. Legal framework 3. Identity theft modus operandi 4. How to avoid online identity theft 5. Main challenges for investigation 6. Conclusions ORGANIZATION 3
More informationOFFICE OF KANSAS ATTORNEY GENERAL DEREK SCHMIDT
OFFICE OF KANSAS ATTORNEY GENERAL DEREK SCHMIDT Attorney General Derek Schmidt BEING A SMART CONSUMER Jackie Williams, Assistant Attorney General Consumer Protection Division Duties of the Attorney General:
More informationNATIONAL CYBER SECURITY AWARENESS MONTH
NATIONAL CYBER SECURITY AWARENESS MONTH Tip 1: Security is everyone s responsibility. Develop an awareness framework that challenges, educates and empowers your customers and employees to be part of the
More informationProtect Your Personal Information. Tips and tools to help safeguard you against identity theft
Protect Your Personal Information Tips and tools to help safeguard you against identity theft Trademark of Visa International Service Association; Visa Canada Association is a licensed user. What is Identity
More informationFraud and the Government Internal Auditor
Fraud and the Government Internal Auditor January 2012 Fraud and the Government Internal Auditor January 2012 Official versions of this document are printed on 100% recycled paper. When you have finished
More information