Funeral poverty Why we need to act

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Funeral poverty Why we need to act"

Transcription

1 Funeral poverty Why we need to act Last year the price of funeral rose nearly as quickly as house prices. The average price for a basic funeral is now 3,702. Funeral costs have soared at the same time as support from the state has dwindled. This means too many people are struggling to afford a decent send off for someone they love. And this problem is set to get a lot worse. Factors like an aging population, funeral inflation, a projected rise in death rates and flat-lining incomes mean that in the future more and more of us won t be able to afford bury our loved ones. What about the state safety net? Compared to other European countries, there is a big gap in the UK between the rising cost of funerals and the support available from the state. The state grant now only covers around 35% of the overall cost of an average funeral. So even people awarded a grant are left with huge unmanageable debts. These debts often get in the way of a person s ability to grieve. James s story "After my wife lost her long battle with cancer I had no idea how I was going to raise the money for her funeral. I had been left with four school age children and because I'd been my wife's main carer and had to give up work, our savings were almost all gone. I was really shocked when our local funeral director quoted me 6,300 for a burial. I had no idea that I could ve got a very similar funeral for thousands of pounds less if I d gone to a different funeral director. The government had turned me down for a Social Fund Funeral Payment but Down to Earth advisers helped me appeal and eventually after six months I was awarded 1,650 to help clear my debt. I've still got quite a bit to pay off, which I m doing through a payment plan of a week. Having this debt hanging over me is a painful reminder of my wife s death.

2 What can we do about it? Funeral poverty has been ignored for too long. We need your help to end the silence and stop so many people being sold funerals they can t afford. Quaker Social Action has launched the Fair Funerals campaign to: Educate people about their choices so they can avoid funeral poverty Influence government to do more for people in funeral poverty Work with the funeral industry to do more for people on low incomes The Fair Funerals pledge is part of the Fair Funerals campaign. How will the pledge work? When people are bereaved, they don t make savvy consumers. Often funeral directors don t provide clear, comparable information about prices and don t make their most affordable funeral visible to the public. There are also huge differences in the prices they charge. Without clear prices people don t know what they re buying and end up with funerals they can t afford. The pledge is a FREE and VOLUNTARY way for funeral directors to address this problem. It asks them to provide clear prices and make affordable options visible so people can access them easily and without stigma. The pledge celebrates socially conscious funeral directors and challenges the rest of the industry to raise their game. Why we need your help Funeral directors will always be interested in what people in their communities think so you re in the best position to influence the way they run their business. If the pledge is going to make a big impact for people struggling to afford a funeral, we need your help. We re asking you to contact your funeral director and talk to them about signing the pledge.

3 How to take action For a small amount of time you can make a big difference to local people struggling with expensive, confusing funeral costs. Make first contact Contact funeral directors in your area and ask them to sign the pledge we recommend first of all speaking to them over the phone or in person. your funeral director about the pledge download a template /letter from this page (second blue button): Following suit Let funeral directors know who else has signed the pledge once some sign others are much more likely to follow suit. Resistance to the pledge? If the funeral director is part of a larger company, contact their head office and speak to them directly about the pledge. This will show the bigger companies how much public support there is for the pledge. Spread the word Speak to people in your community about funeral poverty and fair funerals. Raise people s awareness of funeral poverty and find common allies who can help you take action. The more people you can bring in, the more impact you will have! You can find resources to help you take these actions here: A funeral director who signs the pledge is agreeing: To recognise that funerals can be expensive and many people struggle with the cost. To help people to find funerals that are within their means. To be open about their most affordable options, including third party costs: in initial conversations within our price lists on our website. Any problems? Get in touch, we re happy to offer advice. or call

4 Tips Talking to funeral directors Most funeral directors we approach are very positive about the Fair Funerals pledge. The aim of the pledge is not to criticise funeral directors, but to help people have access to funerals they can afford and avoid debt. Before you speak to a funeral director its worth finding out whether they are independent or owned by a larger managing company such as Cooperative Funeralcare or Dignity. This might make a difference to your approach. On behalf of our community, we would like to work with local funeral directors to make affordable options and transparent prices more freely available to people on low incomes. We recognise there is an inescapable cost attached to a funeral and funeral directors have to make a profit. When people are bereaved they can struggle to take in information and make decisions. That s why transparent, comparable information on prices is so important. There are many brilliant funeral directors already doing great things to help people afford funerals. We want to celebrate these practices and make them more common. The pledge benefits both bereaved customers and the funeral industry. It benefits funeral directors because it gives a boost to their reputation and public profile. This is why [mention local funeral directors who ve already pledged] have already signed up. Making a more affordable option visible to customers is in the best interests of funeral directors because it avoids people buying funerals they can t afford. This leads to bad debt which is a big cause for concern in the industry. The increase in funeral costs is partly due to an increase in fees charged by religious leaders, doctors, crematoria and cemeteries. But advisers for Down to Earth ( s project supporting people in funeral poverty) are often able to bring the price of a funeral down by about a third. The most significant reason for this decrease is the difference in funeral director s fees. A crucial strength of the pledge campaign is that our ask to the industry is so reasonable. So we encourage you to be positive and reasonable in your conversations with funeral directors.

5 Spreading the word The more you spread the word and share any success you ve had with the pledge, the bigger impact it will have for people struggling to afford a funeral. Speak to your funeral directors Funeral directors are most likely to commit to the pledge if they know it matters to people in their community. One of the best ways to keep funeral directors on side and get others to follow suit is to publicly thank them for signing. Celebrate funeral directors that sign the pledge by announcing it on your website, over social media, in your newsletter, etc. Announce it to local media download a template press release from the Local Campaigners section of the website Establish an ongoing contact at your funeral directors to see how they re getting on implementing the pledge. You might also want to write to the managing company or the trade body they re members of to ask their position on the pledge. Bring people in Speak to friends, family and other people you know about the pledge. Are they willing to get involved in taking action? Ask them to call or funeral directors about the pledge. Ask any organisations or groups you re in touch with to help raise awareness of the pledge. Encourage anyone who s passionate about the pledge to become a vocal advocate this could be funeral directors, neighbours, or members of local groups. Let us know Tell us about what you ve done with the pledge and what happened. Have you learned anything? What success have you had? We ll help you celebrate on our website and across social media. Let us know by ing us at Keep up the pressure If you want to make sure funeral directors are sticking to the pledge, carry out some mystery shopping. We encourage people to do this every 6-12 months. Tweet about the Fair Funerals pledge! Follow twitter.com/endfuneralpov Use the hashtag #fairfunerals

Rights Advocacy Recovery Voices Rights Advocacy Recovery Voices Rights Advoca Recovery Voices Rights Advocacy Recover.

Rights Advocacy Recovery Voices Rights Advocacy Recovery Voices Rights Advoca Recovery Voices Rights Advocacy Recover. Recovery Voices Rights Advocacy Recov Voices Rights Advocacy Recovery Voices Rights Advocacy Recovery Voices Rights Advocacy Recovery Voices Rights Advoca Recovery Voices Rights Advocacy Recover Voices

More information

Everything you need to know about being. OM019857A_Living_Wage_brochure_Main_A1.9-final.indd 1 21/10/ :15

Everything you need to know about being. OM019857A_Living_Wage_brochure_Main_A1.9-final.indd 1 21/10/ :15 Everything you need to know about being a Living Wage Employer OM019857A_Living_Wage_brochure_Main_A1.9-final.indd 1 21/10/2014 16:15 Congratulations On becoming a Living Wage Employer This handy document

More information

Table of Contents. Introduction Consumers Want Social Proof Before Making a Purchase... 5

Table of Contents. Introduction Consumers Want Social Proof Before Making a Purchase... 5 1 Table of Contents Introduction... 3 Consumers Want Social Proof Before Making a Purchase... 5 Increases Brand Awareness and Positive Online Visibility... 7 If You Don t Control Your Online Brand, Someone

More information

Don t leave your funeral plans to someone else

Don t leave your funeral plans to someone else Don t leave your funeral plans to someone else Of course no one likes to dwell on the inevitable but funeral plans are the perfect way to ensure you get the funeral you want and at the same time take the

More information

The Definitive Guide to Employee Advocate Marketing A SEVEN STEP GUIDE TO ENSURE SUCCESS

The Definitive Guide to Employee Advocate Marketing A SEVEN STEP GUIDE TO ENSURE SUCCESS The Definitive Guide to Employee Advocate Marketing A SEVEN STEP GUIDE TO ENSURE SUCCESS The Definitive Guide to Employee Advocate Marketing A STEP BY STEP GUIDE TO ENSURE SUCCESS Overview Step 1: Make

More information

Your guide to putting funeral plans in place. Pre-arrange and pre-pay for your perfect goodbye

Your guide to putting funeral plans in place. Pre-arrange and pre-pay for your perfect goodbye Your guide to putting funeral plans in place Pre-arrange and pre-pay for your perfect goodbye Taking out a funeral plan is not only one of the most thoughtful and caring things you can do, it provides

More information

@givingtuesdayuk givingtuesday.org.uk. Tool Kit for Communities

@givingtuesdayuk givingtuesday.org.uk. Tool Kit for Communities @givingtuesdayuk givingtuesday.org.uk Tool Kit for Communities Want to do something good this year? Want to be part of an international movement dedicated to giving something back? We ve got the answer!

More information

Congratulations on getting a grant from the Big Lottery Fund.

Congratulations on getting a grant from the Big Lottery Fund. Publicity guidance 1 Congratulations on getting a grant from the Big Lottery Fund. We want you to promote your project as widely as possible and we have written this guide to help you do this. Promoting

More information

GUI D A N CE. A Not-for-Profit Company. Helping Self Funders Make the Right Choices. Freephone 0800 055 6225

GUI D A N CE. A Not-for-Profit Company. Helping Self Funders Make the Right Choices. Freephone 0800 055 6225 GUI D A N CE A Not-for-Profit Company Helping Self Funders Make the Right Choices Freephone 0800 055 6225 Paying for Care can be a complex and costly business. We will endeavour to bring simplicity and

More information

Why Your Business Needs a Website: Ten Reasons. Contact Us: 727.542.3592 Info@intensiveonlinemarketers.com

Why Your Business Needs a Website: Ten Reasons. Contact Us: 727.542.3592 Info@intensiveonlinemarketers.com Why Your Business Needs a Website: Ten Reasons Contact Us: 727.542.3592 Info@intensiveonlinemarketers.com Reason 1: Does Your Competition Have a Website? As the owner of a small business, you understand

More information

2015 UK PARLIAMENTARY GENERAL ELECTION ELECTORAL COMMISSION PARTNERSHIP PACK

2015 UK PARLIAMENTARY GENERAL ELECTION ELECTORAL COMMISSION PARTNERSHIP PACK 2015 UK PARLIAMENTARY GENERAL ELECTION ELECTORAL COMMISSION PARTNERSHIP PACK December 2014 Factsheet 2015 UK Parliamentary General Election 7 May 2015 Guide for partners Dear Partner... Thank you for getting

More information

A Guide to Social Media Marketing for Contractors

A Guide to Social Media Marketing for Contractors A Guide to Social Media Marketing for Contractors Belynda Holt Pinto, Director of Operations Mike Holt Enterprises The way companies market their services is in transition, and keeping up with those changes

More information

TIPS FOR MARKETING POINT OF SALE FINANCE

TIPS FOR MARKETING POINT OF SALE FINANCE 22 TIPS FOR MARKETING POINT OF SALE FINANCE Offering finance is a well-proven sales tool that can entice new prospects, convince browsers to buy and win sales from the competition. It s a great way to

More information

Your AVALON. F uneral Plan

Your AVALON. F uneral Plan Your VLON F uneral Plan What people say about valon... I have a very small family and I want them to be able to save their hard-earned money for their own future - not my funeral. That s why I got in touch

More information

To download Labour s Business Manifesto: A Better Plan for Business, please click here

To download Labour s Business Manifesto: A Better Plan for Business, please click here To download Labour s Business Manifesto: A Better Plan for Business, please click here Ed Miliband, Leader of the Labour Party, in a speech launching Labour s Business Manifesto, said: Thank you, Margaret,

More information

Outlined here are some ideas and pointers on how to make the most of it.

Outlined here are some ideas and pointers on how to make the most of it. Theme: World Vision 24 Hour Famine Title: Go Hungry for a Change Target Group: All Age: All World Vision 24 Hour Famine - Framework for School Christian Groups Maybe you ve heard of the World Vision 24

More information

Planning, for the future. Flexible funeral plans. Choice50 Funeral Plans are provided in association with Golden Leaves Limited

Planning, for the future. Flexible funeral plans. Choice50 Funeral Plans are provided in association with Golden Leaves Limited Planning, for the future. Flexible funeral plans Choice50 Funeral Plans are provided in association with Golden Leaves Limited Taking care of those you love Immediate certainty with Choice50 Every day

More information

What you should know about: Windows 7. What s changed? Why does it matter to me? Do I have to upgrade? Tim Wakeling

What you should know about: Windows 7. What s changed? Why does it matter to me? Do I have to upgrade? Tim Wakeling What you should know about: Windows 7 What s changed? Why does it matter to me? Do I have to upgrade? Tim Wakeling Contents What s all the fuss about?...1 Different Editions...2 Features...4 Should you

More information

Your guide to putting the fun in fundraising! Beating blood cancer since 1960 bloodwise.org.uk

Your guide to putting the fun in fundraising! Beating blood cancer since 1960 bloodwise.org.uk Your guide to putting the fun in fundraising! Beating blood cancer since 1960 bloodwise.org.uk Welcome to our team Thank you for supporting us, and welcome to our unstoppable team of sports fundraisers!

More information

Getting social care support under the new law in England

Getting social care support under the new law in England Factsheet What does the Care Act mean for me? Getting social care support under the new law in England This factsheet concentrates on parts of the Care Act which will most affect people who use social

More information

Small Business Success Toolkit. From the leader in online marketing tools & coaching for small businesses.

Small Business Success Toolkit. From the leader in online marketing tools & coaching for small businesses. Small Business Success Toolkit From the leader in online marketing tools & coaching for small businesses. What is the Small Business Success Toolkit? This toolkit was inspired by Small Business Saturday.

More information

A simple, affordable way to give peace of mind to the people who matter most

A simple, affordable way to give peace of mind to the people who matter most GUARANTEED 50 PLUS LIFE COVER A simple, affordable way to give peace of mind to the people who matter most Want to know more? Please talk to your adviser The average cost of a burial in the UK is currently

More information

HOW TO GET THE MOST OUT OF YOUR ACCOUNTANT

HOW TO GET THE MOST OUT OF YOUR ACCOUNTANT Prepared by HOW TO GET THE MOST OUT OF YOUR ACCOUNTANT Do you find dealing with your accountant confusing? Not exactly sure what services an accountant can provide for you? Do you have expensive accounting

More information

100 40 5 4 = 149. how many left? what s the difference? 5 60 80 4 = 149. take away. Maths in School. minus. Subtraction in School.

100 40 5 4 = 149. how many left? what s the difference? 5 60 80 4 = 149. take away. Maths in School. minus. Subtraction in School. 100 40 5 4 = 149 0 635 735 775 780 784 1000 8 5 2 1 5 3 how many left? what s the difference? 5 60 80 4 = 149 take away 0 635 640 700 780 784 1000 Maths in School minus Subtraction in School by Kate Robinson

More information

Corporate & Commercial. Specialist support for your franchise business

Corporate & Commercial. Specialist support for your franchise business Corporate & Commercial Specialist support for your franchise business Let s get started Franchising has helped hundreds of thousands of people to run their own business. But as with any business there

More information

Funeral Benefit Option

Funeral Benefit Option Provided by: Funeral Benefit Option Aviva, the provider of your Tesco Bank Over 50 s Life Assurance Policy, has teamed up with The Co-operative Funeralcare, the UK s leading funeral provider, to offer

More information

A fresh look at equity release

A fresh look at equity release For financial adviser use only. Not approved for use with customers. A fresh look at equity release How you could add an extra dimension to your business How you could add an extra dimension to your business

More information

media Guide Spreading the Fairtrade message: working with the media

media Guide Spreading the Fairtrade message: working with the media media Guide Spreading the Fairtrade message: working with the media Getting started Working with the local media is one of the best ways of helping spread the message about your campaign and what you are

More information

QSA JOB PACK Fair Funerals campaign officer

QSA JOB PACK Fair Funerals campaign officer QSA JOB PACK Fair Funerals campaign officer Who is Quaker Social Action? Quaker Social Action (QSA) is a charity and a limited company, founded in 1867, which addresses poverty and social exclusion. We

More information

2015 BRITISH 10K LONDON RUN FUNDRAISING ADVICE AND INFORMATION

2015 BRITISH 10K LONDON RUN FUNDRAISING ADVICE AND INFORMATION 2015 BRITISH 10K LONDON RUN FUNDRAISING ADVICE AND INFORMATION Your CHF contact: Tom Doran Childrens Hope Foundation 15 Palmer Place, London N7 8DH 020 7700 6855 tomdoran@childrenshopefoundation.org.uk

More information

Social Business Plan Template

Social Business Plan Template Social Business Plan Template Your one page plan... 3 Your service from your customer s point of view... 3 Market research... 3 Vision, mission and objectives... 6 What will you do? (your activities)...

More information

LIVE BELOW THE LINE 2014 Participant Resource Pack. This guide will get you started as you challenge yourself to Live Below the Line.

LIVE BELOW THE LINE 2014 Participant Resource Pack. This guide will get you started as you challenge yourself to Live Below the Line. LIVE BELOW THE LINE 2014 Participant Resource Pack This guide will get you started as you challenge yourself to Live Below the Line. Thank you for supporting Health Poverty Action Thank you very much for

More information

Guide to Personal Budgets in Adult Social Care

Guide to Personal Budgets in Adult Social Care Guide to Personal Budgets in Adult Social Care The care you deserve in the home you love Guide to Personal Budgets 1 If you want to know how a personal budget can help you get the care you need, then this

More information

Do you wish you could attract plenty of clients, so you never have to sell again?

Do you wish you could attract plenty of clients, so you never have to sell again? The 9 Secrets to Signing up Clients Without Selling Do you wish you could attract plenty of clients, so you never have to sell again? Imagine having an endless supply of great clients who approach you

More information

Customer Focus and the Marketing Mix

Customer Focus and the Marketing Mix Customer Focus and the Marketing Mix Having a customer focus Quite simply, a business that has a customer focus is one which takes the time and trouble to understand and address customer needs. A customer

More information

Financial assistance Debt advice Wellbeing breaks Support and information. supporting UNISON members when life gets tough

Financial assistance Debt advice Wellbeing breaks Support and information. supporting UNISON members when life gets tough Financial assistance Debt advice Wellbeing breaks Support and information supporting UNISON members when life gets tough There for you There for You We recognise that UNISON members experience many pressures

More information

Raising money at Girlguiding

Raising money at Girlguiding Raising money at Girlguiding Contents Introduction 3 Fundraising at Girlguiding 3 Who are your funders? 3 What can you get funding for? 4 Planning your fundraising 5 Time management 6 What next? 6 Top

More information

DEVELOPING A SOCIAL MEDIA STRATEGY

DEVELOPING A SOCIAL MEDIA STRATEGY DEVELOPING A SOCIAL MEDIA STRATEGY Creating a social media strategy for your business 2 April 2012 Version 1.0 Contents Contents 2 Introduction 3 Skill Level 3 Video Tutorials 3 Getting Started with Social

More information

10 ways Professional Service companies can increase their profits through marketing

10 ways Professional Service companies can increase their profits through marketing 10 ways Professional Service companies can increase their profits through marketing A Xander Marketing Guide T: 03302232770 E: hello@xandermarketing.com W: www.xandermarketing.com Introduction Traditionally

More information

The Happiness Challenge

The Happiness Challenge The Happiness Challenge January 2011 Can a few simple daily actions make us happier? Produced for use by BBC Breakfast, January 2011 Your name: Introduction Thanks for downloading the 'Happiness Challenge'

More information

NHS Western Isles Learning Disabilities Collaborative Celebrating Good Practice

NHS Western Isles Learning Disabilities Collaborative Celebrating Good Practice NHS Western Isles Learning Disabilities Collaborative Celebrating Good Practice This report is about the work of the NHS Western Isles collaborative. A collaborative are people and groups that work together.

More information

Marketing... are you up to speed?

Marketing... are you up to speed? Marketing... are you up to speed? why market my business at all? Marketing lies at the heart of your business success - it connects you with the people who have a need for what you offer and provides a

More information

Email Marketing For Small Business. How Email Marketing Can Bring In More Customers And Boost Your Profits

Email Marketing For Small Business. How Email Marketing Can Bring In More Customers And Boost Your Profits Email Marketing For Small Business How Email Marketing Can Bring In More Customers And Boost Your Profits Introduction If you are a small business owner then you will already know that competition for

More information

TOP TIPS TO HELP YOU RAISE MORE

TOP TIPS TO HELP YOU RAISE MORE TOP TIPS TO HELP YOU RAISE MORE TIPS FOR RAISING MONEY FOR THE CAUSE YOU CARE ABOUT OWN YOUR FUNDRAISING RESULT 1. Be the first! By donating to your own everydayhero fundraising page, you re showing your

More information

How to Choose the Right Web Site Design Company. By Lyz Cordon

How to Choose the Right Web Site Design Company. By Lyz Cordon How to Choose the Right Web Site Design Company A White Paper on Choosing the Perfect Web Site Design Company for Your Business By Lyz Cordon About the Author: Lyz Cordon is owner of Diligent Design and

More information

How to choose the best software for your retail newsagency By Mark Fletcher, CEO, Tower Systems Updated March 19, 2009

How to choose the best software for your retail newsagency By Mark Fletcher, CEO, Tower Systems Updated March 19, 2009 How to choose the best software for your retail newsagency By Mark Fletcher, CEO, Tower Systems Updated March 19, 2009 Drawing on 27 years working with newsagents including 13 years as a newsagent, Mark

More information

Good morning. First I want to wish everyone a happy and healthy new year.

Good morning. First I want to wish everyone a happy and healthy new year. High Holiday Appeal by Paul Schneider Good morning. First I want to wish everyone a happy and healthy new year. For those that don t know me, I m Paul Schneider. I was treasurer of the congregation from

More information

Top Marketing Tips to Grow Your Specialist Business. For use by professional intermediaries only

Top Marketing Tips to Grow Your Specialist Business. For use by professional intermediaries only Top Marketing Tips to Grow Your Specialist Business For use by professional intermediaries only 2 Top Marketing Tips to Grow Your Specialist Business Contents More effective communications for a new world

More information

Income Support. Changes you must tell Jobcentre Plus about

Income Support. Changes you must tell Jobcentre Plus about Income Support Changes you must tell Jobcentre Plus about This information sheet tells you what changes you must tell Jobcentre Plus about if you are getting Income Support. Use this information sheet

More information

A quick guide to setting up your new website

A quick guide to setting up your new website A quick guide to setting up your new website Hi there. Welcome to MrSite we re really happy you chose to build your brand new website with us and look forward to seeing what you create! We re sure you

More information

This brochure suggests some strategies for helping someone you know who is living with a terminal condition. Understanding emotions and feelings

This brochure suggests some strategies for helping someone you know who is living with a terminal condition. Understanding emotions and feelings This brochure suggests some strategies for helping someone you know who is living with a terminal condition. Finding out that someone you know a relative, acquaintance, workmate, or friend - is going to

More information

30+ Engagement Tips. For Social Funeral Directors. These tips are brought to you by Ashley Montroy, Marketing Manager at FrontRunner Professional.

30+ Engagement Tips. For Social Funeral Directors. These tips are brought to you by Ashley Montroy, Marketing Manager at FrontRunner Professional. 30+ Engagement Tips For Social Funeral Directors These tips are brought to you by Ashley Montroy, Marketing Manager at FrontRunner Professional. FrontRunner FRONTRUNNER Professional PROFESSIONAL // 30+

More information

HAVE YOU GOT TIME FOR DIGNI-TEA?

HAVE YOU GOT TIME FOR DIGNI-TEA? DIGNITY ACTION DAY 01 February Resource Pack HAVE YOU GOT TIME FOR DIGNI-TEA? What is Dignity Action Day? When the Dignity in Care campaign began in November 2006, the aim was to inspire health & social

More information

Business development for accountants and solicitors: how to make winning new business a part of your dayto-day

Business development for accountants and solicitors: how to make winning new business a part of your dayto-day Business development for accountants and solicitors: how to make winning new business a part of your dayto-day activities The ability to generate business is not so much an afterthought for professional

More information

but it cost a fortune and was not even guaranteed to work. Nor was it duplicatable.

but it cost a fortune and was not even guaranteed to work. Nor was it duplicatable. Business Building Tips Contact Marketing After 9 years of involvement with Network Marketing, I came to a point in my recruiting where I needed another way to find more good quality people to join my Team;

More information

Tips and tricks for adults after brain injury

Tips and tricks for adults after brain injury Tips and tricks for adults after brain injury Have you been told that you may have suffered a brain injury? Living with a brain injury is also known as living with a hidden disability because you can t

More information

How to Make Money With Bing Ads & CPA Offers

How to Make Money With Bing Ads & CPA Offers How to Make Money With Bing Ads & CPA Offers Produced by: http://www.powerhouseaffiliate.com http://www.vaultaffiliates.com Not for Distribution Legal Note YOU AGREE THAT USE OF THESE MATERIALS IS AT YOUR

More information

TREKSTOCK FUNDRAISING PACK

TREKSTOCK FUNDRAISING PACK TREKSTOCK FUNDRAISING PACK Thank you for choosing to raise money for Trekstock - no matter how big or small, we are extremely grateful for your support. Every penny you raise will help us to provide vital

More information

Know Your Rights at Sainsbury s

Know Your Rights at Sainsbury s Know Your Rights at Sainsbury s Sainsbury s colleagues frequently contact their Usdaw reps, either in store or in union offices with questions regarding various aspects of their employment with the company.

More information

Practical information

Practical information Practical information What to do when someone dies in the Isle of Man Overview There are three things you must do in the first few days after someone dies. 1. Get a medical certificate you ll get this

More information

Thank You. For choosing to fundraise for the children of our fallen heroes.

Thank You. For choosing to fundraise for the children of our fallen heroes. Thank You For choosing to fundraise for the children of our fallen heroes. A message from nikki Thank you so much for choosing to fundraise for Scotty s Little Soldiers and the children of our fallen heroes.

More information

Planning for your future care A GUIDE

Planning for your future care A GUIDE Planning for your future care A GUIDE 2 Planning for your future care Planning for your future care A GUIDE There may be times in your life when you think about the consequences of becoming seriously ill

More information

Version 2016/01. Buying More Shares of Your Home

Version 2016/01. Buying More Shares of Your Home Version 2016/01 E Buying More Shares of Your Home This guide tells you how you can buy further shares in your shared ownership home. As a shared owner you have the right to buy all or part of your home

More information

Network Marketing: The Benefits and Disadvantages

Network Marketing: The Benefits and Disadvantages Network Marketing: The Benefits and Disadvantages Everyone has been exposed to what s either called Network Marketing or Multi-Level Marketing (MLM) at one time or another. You likely have had friends

More information

Hope you re enjoying the All Energy Conference I m Luke Konynenburg, I work for Green Energy Trading. Green Energy Trading supports businesses in

Hope you re enjoying the All Energy Conference I m Luke Konynenburg, I work for Green Energy Trading. Green Energy Trading supports businesses in Hope you re enjoying the All Energy Conference I m Luke Konynenburg, I work for Green Energy Trading. Green Energy Trading supports businesses in delivering clean energy and energy efficiency projects,

More information

Internet Video Campaigns for NonProfits:

Internet Video Campaigns for NonProfits: Internet Video Campaigns for NonProfits: How to Use the Power of Video and the Reach of the Internet to Grow Your Donor Base and Engage Your Community by Catie Foertsch Yes! MediaWorks In this new world

More information

What to do when someone dies

What to do when someone dies What to do when someone dies www.gov.uk/after-a-death/overview In the first few days... Get a medical certificate from a GP or hospital doctor. You ll need this to register the death. Register the death

More information

Your guide to email marketing

Your guide to email marketing Your guide to email marketing Precept 2016 Entering the world of email marketing can seem pretty daunting. Especially if your business has never done email marketing. But emails are actually a great way

More information

Jump Starting Your Email Campaign For Lawyers 101

Jump Starting Your Email Campaign For Lawyers 101 Jump Starting Your Email Campaign For Lawyers 101 By Arthur C. Kosieradzki, Esq. Founder, Let America Know Email Marketing is Permission-Based Marketing Permission is a tremendous Gift. It is a measure

More information

BAMGOOGLED: Digital Skills Among Newly Registered Businesses

BAMGOOGLED: Digital Skills Among Newly Registered Businesses BAMGOOGLED: Digital Skills Among Newly Registered Businesses UK Startup Digital Marketing Report Copyright 2016 Third Party Formations Ltd t/a thecompanywarehouse.co.uk 2016 About The Company Warehouse

More information

Want to make your home your own? Your guide to buying your home under the Voluntary Right to Buy pilot

Want to make your home your own? Your guide to buying your home under the Voluntary Right to Buy pilot Want to make your home your own? Your guide to buying your home under the Voluntary Right to Buy pilot The Voluntary Right to Buy pilot 3 Thinking of applying? 4 Could you be eligible? 5 What discount

More information

Money Borrowing money

Money Borrowing money Money Borrowing money Aims: To enable young people to explore ways of borrowing money and the advantages and possible consequences of doing so. Learning Outcomes: By the end of the session the participants

More information

Thank You! Contents. Promoting SmartDollar... 3. Implementing SmartDollar... 4. SmartDollar Resource Center... 6. Internal Communications...

Thank You! Contents. Promoting SmartDollar... 3. Implementing SmartDollar... 4. SmartDollar Resource Center... 6. Internal Communications... Promotion Guide Thank You! Thank you for adding SmartDollar to your benefits program. You are changing lives by helping your employees take control of their money and get on track for retirement! SmartDollar

More information

Living with dying Patients and carers experiences of living with lung cancer. Dr Donna Fitzsimons, Lesley Rutherford & Jill McAuley

Living with dying Patients and carers experiences of living with lung cancer. Dr Donna Fitzsimons, Lesley Rutherford & Jill McAuley Living with dying Patients and carers experiences of living with lung cancer Dr Donna Fitzsimons, Lesley Rutherford & Jill McAuley Study Aims To explore the experiences of patients living with lung cancer.

More information

The How and Why of Coupon Follow Up

The How and Why of Coupon Follow Up The How and Why of Coupon Follow Up Why You Need to Follow Up with Your Customers You create a digital coupon product and work hard towards your product launch. You announce it to your list. You ve even

More information

Chapter 11. The Forex Trading Coach Is Born

Chapter 11. The Forex Trading Coach Is Born Chapter 11 The Forex Trading Coach Is Born The Forex Trading Coach company was officially launched in May 2009 and I decided to go ahead and establish the company and the website as a result of the tremendous

More information

WELCOME TEAM CAPTAINS!

WELCOME TEAM CAPTAINS! WELCOME TEAM CAPTAINS! Thank you for joining the online fundraiser for (org name)! This kit is designed to provide you with the tools you will need to make your team s experience fun, successful and rewarding.

More information

Goals. Targets to shoot for. - Setting our sights - Putting it in writing - Taking actions to reach them

Goals. Targets to shoot for. - Setting our sights - Putting it in writing - Taking actions to reach them Goals Targets to shoot for - Setting our sights - Putting it in writing - Taking actions to reach them Setting our sights Goals worksheet Goal-setting is all about deciding how we are going to use our

More information

2012 Relay For Life Community Event Email Templates

2012 Relay For Life Community Event Email Templates 2012 Relay For Life Community Event Email Templates 01 Recruitment Email: Send as soon as site is live to all past team captains. Subject: Time to team up for Relay For Life! We wanted you to be the first

More information

The most thoughtful decision you could make

The most thoughtful decision you could make The most thoughtful decision you could make The UK s largest independent funeral plan provider Page 1 The most thoughtful decision you could make Page 2 A sound financial decision Page 3 Protection against

More information

Central England People First s friendly guide to downloading

Central England People First s friendly guide to downloading Central England People First s friendly guide to downloading What is Skype? Skype is a computer programme that turns your computer into a telephone. This means that you can speak to other people using

More information

7 Things. Marketing Playbook. Every small business can fix on their website in the next week to increase leads and sales. www.lesproctordirect.

7 Things. Marketing Playbook. Every small business can fix on their website in the next week to increase leads and sales. www.lesproctordirect. 7 Things Every small business can fix on their website in the next week to increase leads and sales. Marketing Playbook Introduction Increase Your Conversions Do you really want to increase your leads

More information

Your guide to Pre-paid Funeral Plans

Your guide to Pre-paid Funeral Plans Your guide to Pre-paid Funeral Plans Why choose The Co-operative Funeralcare Pre-paid Funeral Plan? Trust the funeral experts to provide your Funeral Plan. We will carry out your funeral just the way you

More information

It is the opposite to how most of us act today

It is the opposite to how most of us act today What is a Savings Pool? A Savings Pool, simply put, is a group of people who get to know each other over dinner each month, discuss finance issues, develop trust and be the bank for each other. You might

More information

How to use the Erasmus+ press release template. A short guide to help you to spread the good news about your project

How to use the Erasmus+ press release template. A short guide to help you to spread the good news about your project How to use the Erasmus+ press release template A short guide to help you to spread the good news about your project How to use the Erasmus+ press release template Press releases are a great way to talk

More information

Christopher Seder Affiliate Marketer

Christopher Seder Affiliate Marketer This Report Has Been Brought To You By: Christopher Seder Affiliate Marketer TABLE OF CONTENTS INTRODUCTION... 3 NOT BUILDING A LIST... 3 POOR CHOICE OF AFFILIATE PROGRAMS... 5 PUTTING TOO MANY OR TOO

More information

Chapter 9. By Jean-Philippe Loiselle

Chapter 9. By Jean-Philippe Loiselle 11 THINGS YOU SHOULD THINK ABOUT BEFORE SELLING A HOUSE IN TODAY S MARKET Chapter 9 11 THINGS YOU SHOULD THINK ABOUT BEFORE SELLING A HOUSE IN TODAY S MARKET By Jean-Philippe Loiselle The story begins

More information

Test your talent How does your approach to talent strategy measure up?

Test your talent How does your approach to talent strategy measure up? 1 Test your talent How does your approach to talent strategy measure up? Talent strategy or struggle? Each year at Head Heart + Brain we carry out research projects to help understand best practice in

More information

THE 10 MOST POWERFUL CHANGES THAT WILL INCREASE SALES IN YOUR COMPANY IMMEDIATELY!

THE 10 MOST POWERFUL CHANGES THAT WILL INCREASE SALES IN YOUR COMPANY IMMEDIATELY! THE 10 MOST POWERFUL CHANGES THAT WILL INCREASE SALES IN YOUR COMPANY IMMEDIATELY! LEADS X CONVERSIONS = SALES Most companies put all their efforts into generating more leads to generate more sales. In

More information

Simple conversations to keep your child safe from abuse

Simple conversations to keep your child safe from abuse Simple conversations to keep your child safe from abuse Helping you find the right words We want to help parents and carers talk to their children about staying safe. The Underwear Rule is just one way

More information

IS IT WORTH GOING TO UNIVERSITY? ALL THE ADVANTAGES OF GOING TO UNIVERSITY

IS IT WORTH GOING TO UNIVERSITY? ALL THE ADVANTAGES OF GOING TO UNIVERSITY IS IT WORTH GOING TO UNIVERSITY? ALL THE ADVANTAGES OF GOING TO UNIVERSITY WHAT S IN THIS GUIDE? WHY SHOULD I CONSIDER UNIVERSITY? The job market is changing. Find out how. Page 4 GRADUATE EARNINGS Information

More information

Choosing how to grow your child s 250 voucher

Choosing how to grow your child s 250 voucher Payments for Parents For more information: @ Visit www.childtrustfund.gov.uk To see what else you may be entitled to, visit www.direct.gov.uk/paymentsforparents Telephone Call the Child Trust Fund Helpline:

More information

The Living Wage STEP UP

The Living Wage STEP UP The Living Wage STEP UP This briefing is for use alongside the Save the Children Scotland Steps up for a Living Wage Film. We have produced this briefing and the film as tools for Living Wage campaigners

More information

DATA PROTECTION (JERSEY) LAW 2005 SOCIAL NETWORKING WEBSITES: A GUIDE FOR USERS AND PROVIDERS GD18

DATA PROTECTION (JERSEY) LAW 2005 SOCIAL NETWORKING WEBSITES: A GUIDE FOR USERS AND PROVIDERS GD18 DATA PROTECTION (JERSEY) LAW 2005 SOCIAL NETWORKING WEBSITES: A GUIDE FOR USERS AND PROVIDERS GD18 Part 1 Guidance for Users Using social networking sites safely Social networking websites, where people

More information

Driving more business from your website

Driving more business from your website For financial intermediaries only. Not approved for use with customers. Driving more business from your website Why have a website? Most businesses recognise the importance of having a website to give

More information

Why Your Job Search Isn t Working

Why Your Job Search Isn t Working Why Your Job Search Isn t Working 6 mistakes you re probably making and how to fix them I t s easy to think that your lack of success in finding a new job has nothing to do with you. After all, this is

More information

Appreciation Marketing Tips

Appreciation Marketing Tips 9 E E R F! T R O REP Appreciation Marketing Tips Designed to Help Keep Customers FOR LIFE Marketing Services for Small Businesses Before you go any further reading this report, let me ask you these 3 questions.

More information

Job Title: Microsoft Art and Animation Internship Programme. Animation

Job Title: Microsoft Art and Animation Internship Programme. Animation Job Title: Microsoft Art and Animation Internship Programme Animation Animation Interns take a model from a bind-pose and fill it with character through movement. They work alongside artists, designers,

More information

Relief Teaching in New Zealand

Relief Teaching in New Zealand THE 2014 GUIDE TO TABLE OF CONTENTS Relief Teaching in New Zealand TABLE OF CONTENTS 3 The Top 10 Reasons to be a Relief Teacher in NZ 4 Writing a CV for Relief Teaching 6 Relief Teaching CV Template 7

More information

Plus, although B2B marketing budgets have increased, the number of channels may far surpass what you can do with your budget.

Plus, although B2B marketing budgets have increased, the number of channels may far surpass what you can do with your budget. 1 CNBC s list of the Top 10 Most Stressful Jobs of 2011 revealed that the sixth most stressful job was that of an advertising account executive. The reason today s account executives are so stressed is

More information