IRENE COMEIG. Current Position: Associate Professor (Profesora Titular de Universidad), University of Valencia (Spain), since 2002

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1 Curriculum Vitae IRENE COMEIG June, 2015 Address: Department of Corporate Finance and ERI- CES University of Valencia Avda. De los Naranjos s/n Valencia (Spain) Current Position: Associate Professor (Profesora Titular de Universidad), University of Valencia (Spain), since 2002 Past/Visiting Positions: Visiting Professor, University of Virginia, Department of Economics, Fall 2012, Fall 2013, Fall 2014 Invited Professor, Swiss Center for Affective Sciences, University of Genève, Nov Oct Visiting Professor, Groupe Ecole Supérieure de Commerce Chambéry Savoie, Febr Nov Assistant Professor, University of Valencia, Visiting Scholar, University of Virginia (USA) Department of Economics, Summer- Fall 1997, Fall 1998, Fall 2000 Research Interests: Behavioral Finance, Experimental Economics, Finance, Gender Education: University of Valencia, Ph.D. Financial Economics, 2000 (Young Award for Research in Economy, University Complutense of Madrid); and (Víctor Mendoza Award for Doctoral Dissertation, 1 rst accesit, Institute of Economic Studies, IEE, Spain) University of Valencia, MS Economics and Finance, 1996 University of Valencia, BA in Economics and Business, 1990 Awards: GIKA 2013 Best Paper Award at Global Innovation and Knowledge Academy Conference, Valencia, Spain. Award CESGAR for Research in Mutual Guarantee Institutions, 2011 Young Award for Research in Economy, University Complutense of Madrid, Víctor Mendoza Award for Doctoral Dissertation, 1 rst accesit, Institute of Economic Studies (IEE, Spain),

2 Grants: Spanish Ministry of Economy, ECO R, Generalitat Valenciana, GV , 2012 and 2013 University of Valencia, UV- INV- AE , 2012 University of Valencia, UV- INV- AE , 2011 University of Geneva, Boursière d Excellence , Generalitat Valenciana, BEST09, 2009 Foreign Office of Spain, research fellowship, , University of Valencia, on Short Stays in Researching Centers, 1998, 2001, 2010 University of Valencia, on Research (University of Virginia), 1997, 1998, 2001 Professional Service: Editorial Board Member of the Journal of Business Research Local Organizing Committee GIKA Conference 2014 and 2015 PhD THESIS JURY MEMBER: David Peón Pose, University of Coruña, Jan Andrés Mora, University of Salamanca, May 2014 ADVISOR PhD THESIS: Federico Ramírez- López, University of Valencia, 2015 expected ADVISOR MASTER THESIS: Enrique García, University of Valencia, 2015 Alvaro Tortosa, University of Valencia, 2015 Federico Ramírez, University of Valencia, 2012 SCIENTIFIC JURY MEMBER: University Complutense of Madrid: Young Award for Research in Economy, 2002 QUALIFYING TENURE COMMITTEE: University Rey Juan Carlos 2001, University of Murcia 2002 UNIVERSITY OF VALENCIA: Undergraduate Academic Advisor , VALENCIAN RADIO- TELEVISION, Financial Dpt IBM SPAIN, Dpt. of Financial Planning and Control, 1990 Affiliations: Research Fellow, Centre for Research on Economic and Social Behavior (ERI CES), University of Valencia (2013- ). American Economic Association, American Finance Association, Economic Science Association (ESA), Society for Experimental Finance Publications (peer reviewed research articles): - Sports, gender, self- confidence, and preferences for competition (with Grau- Grau, A., Jaramillo- Gutiérrez, A. and Ramirez, F.), Journal of Business Research, invited R&R - Information acquisition in SME s relationship lending and the cost of loans (with Fernandez- Blanco, M. O. and Ramirez, F.), Journal of Business Research, 2015, Volume 68, Issue 7, July, pp Working Paper: Reputación y coste de los préstamos a las pequeñas empresas: Un análisis empírico WP , New Trends on Business Administration Working Paper: Una nota sobre reputación y coste de los préstamos a las pequeñas empresas, (with Matilde O. Fernández- Blanco and Federico Ramírez López) In: The Markets of Tomorrow: Basis for their Analysis Today, 2011, pp , ESIC EDITORIAL (Madrid)

3 - Financing Successful Small Business Projects (with Del Brío, E. and Fernández Blanco, M.O.), Management Decision, 2014, Vol. 52, issue 2, pp Working Paper: Screening good borrowers: Evidence from the small business community WP , New Trends on Business Administration Working Paper: The Separating Role of Collateral Requirements in Credit Markets with Asymmetric Information (with Capra, C. M. and Fernández Blanco, M.O.). Emory University Available at SSRN - Statistical formats to optimize evidence- based decision making: a behavioral approach (with Arribas, I., Urbano, A. and Vila, J.E.), Journal of Business Research, 2014, Volume 67, Issue 5, May, pp Working Paper: "Statistical formats to optimize evidence- based decision making: A behavioral approach", Discussion Papers in Economic Behavior n.º 05/13, Universitat de València, octubre. - Entrepreneurship and Credit Rationing: How to Screen Successful Projects (with Capra, C. M. and Fernandez Blanco, M.O.) In: Entrepreneurship. Innovation and Economic Crisis, Lessons for Research, Policy and Practice, K. Rudiger et al. (eds.), Springer International 2014, pp Working Paper: Moral Hazard and Credit Screening: An experiment (with Capra, C.M. and Fernández Blanco, M.O.) In Andersen R.S. et al. (eds) Society of Australia, New Zealand and International Association for Mathematics and Computers in Simulation, 2009, pp Working Paper Un estudio sobre el papel clasificador de las garantías en los mercados de crédito con información asimétrica (with Capra, C.M. and Fernández Blanco, M.O.) WP- EC , IVIE. - Adaptación organizativa a los cambios tecnológicos en la industria cultural: Un estudio a partir de la Economía Experimental (with Benavides- Espinosa, M.M. and Canos- Daros, L.), Revista Economía Industrial, 2013, vol. 389, pp The role of perceived loss aversion on credit screening: An experiment (with Bediou, B., Jaramillo- Gutiérrez, A. and D. Sander), Spanish Review of Finance and Accounting (REFC), 2013, Vol. XLII #157, pp Working Paper: Self- selection in risky financial decision- making: An experiment on framing and perceived loss aversion WP , New Trends on Business Administration - Theoretical models and empirical evidence on the effects of collateral in credit under asymmetric information (in Spanish), Investigaciones Europeas de Dirección y Economía de la Empresa, v. 9, 2, 2003, The impact of asymmetric information on the risk and behavior of Mutual Corporate Suretyship (in Spanish), (with A. Reig Pérez), Revista Española de Financiación y Contabilidad (REFC), v. XXVII, 95, abril- junio 1998, Working Paper: Nuevos Desarrollos Financieros (pp ). ISBN: Determinants of insolvency in loans backed by Mutual Corporate Suretyship: A Discriminate and Logit Analysis (in Spanish), Revista Europea de Dirección y Economía de la Empresa, v. 7, 1, 1998, Working Paper: En La Empresa en una Economía Globalizada: Retos y Cambios (pp ). ISBN:

4 Publications (books): - Analysis and Evolution of the Mutual Corporate Suretyship of Valencia: , with Máximo Ferrando Bolado. Sociedad de Garantía Recíproca de la Comunidad Valenciana, ISBN: Other Publications (teaching): - Veconlab: Una herramienta interactiva para la enseñanza en Finanzas (with Ainhoa Jaramillo- Gutiérrez and Federico Ramírez), In: II Jornada de Intercambio de Experiencias de Innovación Educativa en Finanzas, José Emilio Farinós, María Dolores Furió (Eds.), 2011, ISBN: Experimentos interactivos para la enseñanza de Economía y Finanzas: Una aplicación a la docencia de Estadística (with Ainhoa Jaramillo- Gutiérrez and Federico Ramírez), In: Experiencias de Innovación Docente en Estadística, José M. Pavía, Rosario Martínez y Francisco G. Morillas (Eds.), 2011, ISBN: Work in progress: - Dealing with Financial Risk: Gender, Stakes, and Probability Effects (with Charles A. Holt and Ainhoa Jaramillo- Gutiérrez) submitted - Do women self- select as good borrowers? (with Ainhoa Jaramillo- Gutiérrez and Federico Ramírez) Working Paper: Do women self- select as good borrowers? Working Paper 2013/14, Department of Economics, University Jaume I. Working Paper: Diferencias de género en el comportamiento de autoselección: un análisis experimental WP , New Trends on Business Administration - Using Experiments to Inform Policy: An Orthogonal Design Approach? (with Iván Arribas, Amparo Urbano and José E. Vila) - Analysis of the Subjects Attitude toward Risk and Ambiguity in the Financial Game through a Bayesian Network (with Ainhoa Jaramillo- Gutiérrez and Pilar Fuster- Parra) Working Paper: in Proceedings of the Future Business Technology Conference (FUBUTEC'2013) and European Concurrent Engineering Conference (ECEC'2013) ISBN: Does credit rating reduce moral hazard? (with C. Monica Capra) Seminars/Conferences: 2014/2015: Experimental Methods in Policy Cancun, Experimental Finance 2015 Radboud University Nijmegen, Global Innovation and Knowledge Academy (GIKA) Valencia, ECUSA Washington DC 2013/2014: Experimental Methods in Policy Curacao, Behavioral Insurance Workshop CEAR/MRIC Atlanta, Global Innovation and Knowledge Academy (GIKA) Valencia

5 2012/2013: Department of Economics University of Virginia February 2013, Economic Science Association (ESA) Tucson, Behavioral Insurance Workshop CEAR/MRIC Munich, Global Innovation and Knowledge Academy (GIKA) Valencia, Economic Science Association (ESA) Zurich. 2011/2012: Global Innovation and Knowledge Academy (GIKA) Valencia, International Finance and Banking Society (IFABS) Valencia, International Meeting on Experimental and Behavioral Economics (IMEBE) Castellón 2010/2011: Department of Economics University of Virginia, Academy of Behavioral Finance (ABF) UCLA Los Angeles, Academy of Entrepreneurial Finance, UCLA Los Angeles, Economic Science Association (ESA) Luxembourg, AEDEM Valencia 2009/2010: Economic Science Association (ESA) Copenhagen, Behavioral Finance Workshop Valladolid, Congreso Iberoamericano Valencia 2008/2009: Financial Management Association International (FMA), Swiss Society of Economics and Statistics (SSES), Swiss Society for Financial Market Research (SGF), Modeling and Simulation Society of Australia and New Zealand (MODSIM) and International Association for Mathematics and Computers in Simulation (IMACS). 2007/2008: Economic Science Association (ESA), University of Geneva: Research Seminar Economics and Econometrics. 2006/2007: 3rd International Meeting on Experimental and Behavioral Economics (IMEBE), Conference of the French Economic Association on Behavioral Economics and Experiments Before 2006: Dpt. of Economics and Politics. Williams School of Commerce. Washington and Lee University, Financial Management Association International (FMA), Economic Science Association (ESA) Annual Meeting, Southern Economic Association (SEA), Asociación Europea de Dirección y Economía de la Empresa (AEDEM), Foro de Finanzas. Refereeing: Journal of Business Research, Management Decision, Small Business Economics Journal, Spanish Journal of Finance and Accounting (REFC), Revista Europea de Dirección y Economía de la Empresa, Investigaciones Europeas de Dirección y Economía de la Empresa. Journal Technology Transfer and Entrepreneurship. Teaching Experience: Undergraduate Courses: Corporate Finance (University of Virginia, USA, Fall 2014, Fall 2013, Fall 2012, in English), Financial Management (block coordinator) (University of Valencia, in English and in Spanish), Dirección Financiera (markets and financial decisions, in Spanish) (block coordinator), Financial Analysis (block coordinator, in Spanish). Graduate courses: Cash Management and Relationship with Financial Institutions, International Financial Risk Management (in English), International Financial Management (in English) Languages: English, French, Spanish (native)

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