Image courtesy of the Singapore Tourism Board. We provide FREE Financial Education Programmes through talks and workshops.

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1 Image courtesy of the Singapore Tourism Board We provide FREE Financial Education Programmes through talks and workshops.

2 About the MoneySENSE Singapore Polytechnic Institute for Financial Literacy The Institute is a collaboration between Singapore Polytechnic and MoneySENSE, the national financial education programme spearheaded by the public-sector Financial Education Steering Committee (FESC) chaired by the Monetary Authority of Singapore. The FESC consists of the Ministry of Social and Family Development, the Ministry of Education, the Ministry of Manpower, the Central Provident Fund Board, the Monetary Authority of Singapore, the National Library Board and the People s Association. Our Mission Our mission is to equip adults in Singapore with the skills and knowledge to make wise financial decisions that impact their lives.

3 What The Institute Does The Institute provides free financial education programmes covering basic money management, financial planning and investment know-how. We are not tied to any financial institution and are not selling any financial products. We cater to consumers different learning preferences in various modes as follows: Talks and workshops brought to workplaces (e.g. offices and factories), making it convenient for working adults to learn more about money matters. Public talks and workshops conducted at public locations (e.g. libraries and community centres), making financial education easily accessible to consumers from all walks of life. FREE F I N A N C I A L E D U C A T I O N PROGRAMMES E-learning modules to cater to consumers who may prefer to learn online. Ways you can attend our talks and workshops: Bring this brochure to your Human Resource Department so that they can contact us to arrange for a session to be conducted at your workplace. Give us the contact details of the person in charge for a session to be arranged at your workplace. Contact us to find out about sessions that are conducted at public venues.

4 Making The Most Of Your Money Learn how to manage your income, spending and debt, as well as to put aside amounts for savings and investments as part of your financial plan. Learn how to use a budget and simple numeracy tools to help manage everyday money. Financial Planning Begins Now Learn how income, employment, borrowing, savings and investments can be impacted by economic conditions. Evaluate the benefits and costs of financial decisions and develop a financial plan to allocate your income, savings and investments according to your needs and goals. Building Your Nest Egg Learn how to have a plan to build retirement savings and be able to manage financial needs during retirement. Find out how public sector schemes can help in housing, healthcare and saving for old age.

5 Do I Need Every Type Of Insurance? Understand how basic insurance schemes provided by CPF Board protect you. Assess if you need more insurance coverage. Be able to select an integrated shield plan and insurance product that is suitable for you and your dependents needs. Are You Borrowing Too Much? Find out whether you can afford to take on debt, available alternatives and the implications of installment plans. Learn how to manage consumer credit facilities and borrowings for major purchases. Be able to select basic and cost-effective bank products and services. Investment and Financial Products Learn about basic investing concepts like risk-return tradeoff and portfolio diversification. Learn how to select suitable and cost-effective products based on your financial needs and risk appetite.

6 Relevant and Customisable Programmes The Institute develops relevant and customised content with inputs from consumer, investor and financial industry associations. The Institute also collaborates with the associations to field speakers for seminars. It partners organisations such as the People s Association and Community Development Councils to develop and conduct customised programmes at public venues.

7 Learn And Grow With Us Our Programmes Making The Most Of Your Money Financial Planning Begins Now Are You Borrowing Too Much? Do I Need Every Type Of Insurance? Building Your Nest Egg Investment And Financial Products

8 MoneySENSE-Singapore Polytechnic Institute for Financial Literacy Singapore Polytechnic 500 Dover Road Singapore facebook.com/finlit.sg

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