The oldest family owned funeral homes in the St. Louis area. Funeral Home Family Center Crematory

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1 General Price List The oldest family owned funeral homes in the St. Louis area. Funeral Home Family Center Crematory THESE PRICES ARE EFFECTIVE AS OF AUGUST 31, 2012, BUT ARE SUBJECT TO CHANGE WITHOUT NOTICE.

2 Ballwin Our expansive century-old colonial building in Ballwin offers the comfort and elegance you would expect from the Schrader name. Four staterooms, a formal chapel, coffee lounge, offices and a merchandise selection room are all housed in the main building. The Schrader crematory is also on-site at the Ballwin campus. Flat screen monitors and DVD players for Memorial DVDs, ipod connections and wireless internet are provided. Just a few steps away is the Family Center, offering a convenient location for catered receptions. Pictured, clockwise from top left, The Schrader Chapel, Williamsburg Room, Canterbury Room, Wedgwood Room and (center), Rose Room.

3 Eureka Conveniently located in downtown Eureka, the Schrader Funeral Home Eureka offers a large stateroom that is perfect for visitations, or the room can be arranged for a formal ceremony. A large lobby area greets guests upstairs, while a spacious coffee/reception room is located on the lower level. The coffee/reception room is available for catered functions, with room for about 30 people. Family Center The Family Center at Schrader Funeral Home in Ballwin is a free-standing building offering convenient catered receptions to families and friends. From simple coffee and tea, to formal sit-down meals, let us be your answer to, Where should we go after the funeral? The Family Center is a completely versatile venue that can also be arranged for memorial gatherings and services, as well as traditional ceremonies.

4 THESE PRICES ARE EFFECTIVE AS OF AUGUST 31, 2012, BUT ARE SUBJECT TO CHANGE WITHOUT NOTICE. The goods and services shown below are those we can provide to our customers. You may choose only the items you desire. However, any funeral arrangements you select will include a charge for our basic services and overhead. If legal or other requirements mean you must buy any items you did not specifically ask for, we will explain the reason in writing on the statement we provide describing the funeral goods and services you selected. SIGNATURE SERVICE PACKAGES Traditional Burial Package... $5290 Traditional Package includes Basic services of Funeral Director and staff, embalming, other preparation of remains, use of facilities, staff & equipment for one day/evening visitation in Rose or Wedgwood Room, or Eureka (Eureka $100 less), use of facilities, staff & equipment for funeral ceremony at Schrader Funeral Home or other location, transfer of remains to Schrader Funeral Home, motorcycle procession escorts, and casket coach (hearse). Same-Day Package... $4820 Same-Day Package includes Basic services of Funeral Director and staff, embalming, other preparation of remains, use of facilities, staff and equipment for funeral ceremony at Schrader Funeral Home or other location, one hour of visitation, transfer of remains to Schrader Funeral Home, motorcycle procession escorts, and casket coach (hearse). Each additional hour of visitation is $125. Graveside Package... $4645 This complete Graveside Package includes basic services of Funeral Director and staff, embalming, other preparation of remains, use of facilities, staff and equipment for one hour of visitation, use of staff & equipment for graveside service, transfer of remains to Schrader Funeral Home, motorcycle procession escorts, and casket coach (hearse). Traditional Cremation Package... $5215 Traditional Cremation Package includes basic services of Funeral Director and staff, embalming, other preparation of remains, use of facilities, staff and equipment for one day/evening visitation in Rose or Wedgwood room or Eureka (Eureka $100 less), use of facilities, staff and equipment for funeral ceremony at Schrader Funeral Home or other location, transfer of remains to Schrader Funeral Home & Crematory, and the cremation process. For ceremony off-premises, add $350 for casket coach (hearse). Cremation Memorial Gathering Package... $3490 This package includes basic services of Funeral Director and staff, other preparation of remains (limited), use of refrigeration facility, use of facilities, staff and equipment for one day/evening gathering in Rose or Wedgwood room or Eureka (Eureka $100 less), transfer of remains to Schrader Funeral Home & Crematory, and cremation process. For a memorial service in the chapel in lieu of a gathering, $3420; for a memorial service in addition to the gathering, $4015. IMPORTANT NOTE: Funeral merchandise, such as a casket, outer burial container, visitor s registry, memorial cards, acknowledgment stationery, flowers, urn, etc. are not included in the above packages. Cash Advance items, such as sales tax, honorariums, newspaper notices, death certificates, etc. are not included in packages, nor are items not specifically listed.

5 Basic Services and Overhead of Funeral Director and Staff... $2395 Our charge includes, but is not limited to, arrangement conference with family and responsible parties; arrangement of funeral, cremation, burial and visitation details; preparation, filing and obtaining the death certificate and other necessary authorizations and permits; recording vital statistics; preparation and placement of the obituary, funeral and news notices; filing and obtaining other forms and claims; coordination of service plans with parties involved in the final disposition of the deceased, (cemetery, crematory, vault companies, florist, clergy, musicians, livery, etc.). Also included in this charge are overhead expenses relative to our facilities such as sheltering of remains, professional licensing, legal and accounting fees, insurance, building and utility expenses, parking lot and grounds, maintenance, taxes, equipment, furnishings, inventory costs, recordkeeping and secretarial and administrative expenses. This fee for our basic service and overhead will be added to the total cost of the funeral arrangements you select. (This fee is already included in our charges for direct cremations, immediate burials and forwarding or receiving of remains). Embalming...$725 Except in certain special cases, embalming is not required by law. Embalming may be necessary, however, if you select certain funeral arrangements, such as a funeral with viewing. If you do not want embalming, you usually have the right to choose an arrangement that does not require you to pay for it, such as direct cremation or immediate burial. Other Preparation of Remains Complete, includes bathing of remains, dressing, cosmetology, hairdressing and casketing...$350 Limited, includes only dressing and casketing of remains when there is no viewing Extensive cosmetic restoration, per hour Refrigeration of remains (each day or part thereof)...80 Extended sheltering of unembalmed remains after 7 days (each day or part thereof)...80 Extended sheltering of casketed, embalmed remains after 7 days (each day or part thereof)...10 Use of Facilities, Staff and Equipment Funeral or memorial ceremony at Schrader Funeral Home, Ballwin or Eureka...$525 Visitation, viewing, or memorial gathering (each day or part thereof) Williamsburg Room or Family Center... $695 Wedgwood Room, Rose Room Canterbury Room or Eureka Visitation, viewing, or memorial gathering immediately prior to ceremony, per hour...$125 Family Center reception rental for four hours (each additional hour $125) Cremation at the Schrader Crematory, on-site at the Ballwin facility Witness cremation process (additional only on SIMPLE Cremation) Use of Staff and Equipment Funeral or memorial ceremony at another facility (ie: Church, community center, etc.)...$525 Visitation, viewing or memorial gathering at another facility (each day or part thereof) Visitation, viewing, or memorial gathering immediately prior to ceremony, per hour Graveside or cemetery chapel committal ceremony only (in lieu of funeral ceremony) Licensed Funeral Director to witness urn interment only (required at Catholic Cemeteries of St. Louis) Additional Schrader staff charge for funeral or memorial ceremony on a holiday Additional Schrader staff charge for out-of-town burial/ceremony beyond 250 miles (300 miles max.) Automotive Equipment, within 50 mile radius of the Funeral Home Transfer of remains from the place of death to Schrader Funeral Home...$350 Casket coach (hearse) Clergy/Lead car... No Charge Flower van, for delivery of flowers to church, cemetery, other facility, and/or residence (two deliveries) Limousine, seven passengers, for family or pallbearers ($85/hour additional after 4 hours) Sedan, four passengers, for family ($50/hour additional after 4 hours) Additional charge for each limousine or sedan on Sunday or Holiday Mileage charge for each vehicle, beyond 50 miles (charged one way)... $3.25/mile Motorcycle Procession Escorts (2 included at no additional charge with most services) Burial and Cremation Merchandise [website download}

6 Caskets, range of prices from... $10,280 to $995 (a complete price list will be provided at the funeral home) Outer burial containers, range of prices from... $15,000 to $995 (a complete price list will be provided at the funeral home) Rental caskets for ceremonial use prior to cremation... $895 and $1395 Alternative cardboard cremation container for cremation... $95 Cremation urns, cremation vaults, memorial jewelry, and keepsakes are available. Other Merchandise Clothing: Dresses and suits from... $150 Flowers: Casket sprays, from Air tray, required by airlines to enclose casket Combination air tray and shipping container (used for air transportation instead of a casket) Personalized Memorial Items Stationery packages with guest registry, memorial cards & acknowledgment cards... $225 to $75 Acknowledgment stationery, per box of twenty-five... $20 to $10 Memorial/Prayer cards, per sixty... $25 Small memorial folders, per one hundred Large service folders with order of service, per one hundred (Each additional 100, $50) Memorial DVD presentation with 40 images (each additional image $1.50/additional copies $15) Dove or Balloon release at the cemetery (four doves or 100 balloons) Webcasting from Schrader Chapel or Family Center Medical School Donation... $1450 Includes basic services of Funeral Director & staff, placing newspaper notices and obituaries, memorial service planning assistance, unlimited use of our refrigeration facility while eligibility is verified, transfer of remains to funeral home and to medical school. Forwarding of Remains to Another Funeral Home... $3345 This charge includes basic services of funeral director and staff, embalming, other preparation of remains (limited), transfer of remains to funeral home, shipping container and transfer to airport (but not transportation or visitation/viewing charges). Receiving of Remains from Another Funeral Home... $2770 This charge includes basic services of funeral director and staff, other preparation of remains (limited), transfer of remains to funeral home, and hearse to cemetery (but not visitation, funeral ceremony or graveside ceremony charges). Direct Cremation, range of prices... $2095 to $1700 Our charge for a direct cremation includes basic services of funeral director and staff, assistance with and placing of newspaper notices and obituaries, memorial service planning assistance, cremation witnessing, graveside service, care and unlimited refrigeration of remains, transfer of remains to our funeral home and crematory, and crematory charges. If you want to arrange a direct cremation, you can use an alternative container. Alternative containers encase the body and can be made of materials like fiberboard or composition materials (with or without an outside covering). The container we provide is a cardboard container. All cremations are performed at our on-site Schrader Crematory in Ballwin unless we tell you (or you request) otherwise. Direct cremation with cloth-covered corrugated fiberboard casket... $2090 Direct cremation with cardboard alternative container Direct cremation with container provided by client Immediate Burial, range of prices... $3465 to $2470 Our charge for an immediate burial includes basic services of funeral director and staff, care of remains, transfer of remains to funeral home, and hearse to cemetery (but not embalming, refrigeration, ceremony, visitation/viewing or cemetery charges). Immediate burial with Apollo 20 gauge steel casket... $3465 Immediate burial with container provided by client

7 S SIMPLE PACKAGES When cost is of the utmost concern and funds are limited... ALL charges for SIMPLE arrangements must be paid in full at time of arrangement conference by cash, check or credit card. Insurance assignments are not accepted for this service. At the SIMPLE price point, we do not prepare or place newspaper obituary notices, offer service or interment coordination, or any service not specifically listed. No deletions or additions may be made to the SIMPLE packages unless noted, and there are NO exceptions. For additional services, see other package offerings (Direct Cremation, Medical School Donation, or Signature Packages). SIMPLE Cremation... $1195 Local transfer of remains to funeral home, brief in-person conference at our Ballwin location with licensed funeral director to execute contracts, documents and authorizations required for cremation, Simple alternative cardboard cremation container, brief one-person identification of the remains before cremation (required), limited refrigeration of the remains not to exceed 48 hours, and cremation process. o witness the cremation, add $125. SIMPLE Anatomical...$995 Local transfer of remains to funeral home, brief in-person conference at our Ballwin location with licensed funeral director to execute contracts, documents and authorizations, limited refrigeration of the remains not to exceed 48 hours while verification is completed with medical school, and transfer of remains to medical school. BUDGET PACKAGES Budget Graveside Package... $3320 Local transfer of remains to funeral home, in-person arrangement conference at our Ballwin location with funeral director to execute contracts, documents and authorizations and to complete details, limited preparation of remains for burial (no embalming, cosmetics or viewing), refrigeration of remains for up to two days, transfer of remains to cemetery and funeral director to direct graveside ceremony. No procession, meet at cemetery. Value Burial Package with Brief Visitation & Ceremony ($1190 savings)... $4750 Local transfer of remains to funeral home, in-person arrangement conference with funeral director to execute contracts, documents and finalize details, embalming, other preparation of remains, use of facilities, staff and equipment for same-day visitation and funeral ceremony at the funeral home only (up to two hours total), transfer of remains to cemetery, and 20 gauge steel Apollo casket. Services scheduled for our convenience. No procession, no graveside ceremony. No additions or deletions from this package and no exceptions. Value Burial Package with Private Viewing & Ceremony ($1065 savings)... $3850 Local transfer of remains to funeral home, in-person arrangement conference with funeral director to execute contracts, documents and finalize details, use of facilities, staff and equipment for brief family-only viewing (no embalming/cosmetics) and public funeral ceremony at the funeral home (up to one hour total), transfer of remains to cemetery, and 20 gauge steel Apollo casket. Services scheduled for our convenience. No procession, no graveside ceremony. No additions or deletions from this package and no exceptions.

8 TERMS OF PAYMENT At the completion of the arrangement conference with the funeral director, you will be presented with a Statement of Funeral Goods and Services Selected, which is a contract between you and Schrader Funeral Homes & Crematory. This Statement lists the services and merchandise we will provide for you, and the terms of the payment you will make to Schrader. You, or the parties responsible for payment, are required to sign this contract, and you will be given a copy. There are often items on the Statement that are estimated, for instance newspaper notices, mileage charges and other items for which we do not have a final amount at the time of the arrangement conference. We will make an educated estimation of these charges, however the total and final cost will be added to your contract later and you are responsible for the final cost. Payment is expected at the time of the arrangement conference for all of the cash advance items (Column C on the Statement), and 50% of the funeral home s charges (Columns A & B). Cash, check and/or VISA, MasterCard, Discover or American Express are accepted for this payment. The balance of the charges are due 20 days from the date of the contract. If payment is not received in this time period, we may charge a fee for late payment, as explained on the contract. You may assign an insurance policy to pay all or part of the expenses. Insurance policies will be verified with the insurer, and information and signatures will be obtained from the beneficiary in order to assign the proceeds of the policy to Schrader. If the insurance proceeds are less than the amount necessary to pay our bill, they will be applied toward the account, with the balance remaining the responsibility of the purchaser who signed the contract with Schrader. There are more stringent payment terms for the two SIMPLE packages, which require immediate and full payment at the time of the arrangement conference. Insurance policies cannot be assigned as payment of SIMPLE services. We offer services and merchandise in a widespread price range to accommodate the broad spectrum of client families we serve. If you are in a hardship situation, your funeral director will make suggestions to reduce costs, with your cooperation and understanding. Ballwin Funeral Home, Family Center, & Crematory Manchester Road Ballwin, MO (At Holloway, between Clarkson and Highway 141) Fax Eureka Funeral Home 108 North Central Avenue Eureka, MO (3 blocks south of I-44 at Central and 1 st Street) Fax

THESE PRICES ARE EFFECTIVE AS OF AUGUST 31, 2011, BUT ARE SUBJECT TO CHANGE WITHOUT NOTICE.

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