Silicon Valley Bank: Overview Réseau Capital Event May 10, 2012

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1 Silicon Valley Bank: Overview Réseau Capital Event May 10, 2012

2 What Can We Do For You? Customized Financing Comprehensive Global Banking Solutions Unique Industry Insights and Connections Why SVB is a Great Partner for the Long Run 2

3 Customized Financing We understand the volatility and complexity of your industry. At SVB, we create the appropriate financing solution for your ever-changing business needs. If your growth plans include: We can help you: Business as usual Receivables growth Product development Inventory growth New equipment New hires New strategies New lines of business New geographies Joint ventures Ownership changes Acquisition or Merger IPO or Buyout Find the right debt product Venture debt/growth capital Term loans Revolvers Asset-based lending Mezzanine debt Cash flow loans Find the right terms Flexible structure Global capabilities Competitive pricing Loan tenure 3

4 A Partner at Every Stage of Growth SVB Accelerator SVB Growth SVB Corporate Finance Angel Funding Online Banking Business Consulting Networking Valuations Equity Compensation Benchmarking VC Funding Lending Global Treasury Investments International Services Valuations Equity Compensation Benchmarking Network Global Treasury International Services Investments Lending Equity Compensation Valuations Benchmarking 4 Company Overview

5 Unique Industry Insights and Connections Nearly thirty years of commitment to the tech, life science, and private equity industries. SVB provides advice and connections that help our clients succeed. If you play in the innovation ecosystem: We can help you: Make informed decisions based on Timely news and analysis on treasury best practices, developments in your industry, regulatory and compliance requirements, and U.S. and world market fluctuations A tax-law compliant company valuation Proprietary stock plan management software Connect to 10,000+ industry influencers Our clients include - Over 750 of the top VC and PE firms in the U.S. - 70% of Bloomberg Businessweek s 2011 list of Top 20 Young Tech Entrepreneurs - 68% of the Wall Street Journal s 2011 list of Top 50 VC-backed companies We also know potential - Candidates for a joint venture, merger, acquisition, equity investment, or buyout - New customers and service providers 5

6 SVB Financial Group is Financially Strong Consolidated Financial Highlights $20.8 billion in total assets $16.7 billion in total deposits $7.1 billion in loans, net of unearned income $19.1 billion in total client investment funds (off balance sheet) As reported on a consolidated basis for the period end March 31, 2012 SVB Financial Group has no direct exposure to Eurozone banks. SVB s Tier 1 risk-based capital ratio was more than double the Federal Reserve s minimum for a well-capitalized institution as of March 31, SVB Financial Group Silicon Valley Bank Investment Grade Ratings Moody s S&P DBRS A3 BBB+ A (low) A2 A- A (low) Outlook Stable Stable Stable Federal Reserve Capital Adequacy Guidelines for Bank Holding Companies Capital Ratio SVB Financial Group Minimum Fed Requirement Minimum to be well capitalized Total Risk-based Capital 14.31% 8.0% 10.0% Tier 1 Risk-based Capital 12.91% 4.0% 6.0% Tier 1 Leverage 8.04% 4.0% -- Company Overview 6

7 Why SVB? Strong Industry Performance Great Partner For The Long Run 30 years of commitment to the innovation ecosystem SVB Financial Group (SVBFG) rated Senior A3 as of YE2011 Well-capitalized rating as of YE2011 Ranked #1 Lender of the Year 2011 Banking and financing solutions at every stage of your growth SVB rated A- ; SVBFG rated BBB+ + as of YE2011 One of 45 banks on Honor Roll Best Banks of the Decade 2011 Ranked in the top 10 America s Best Banks 2009, 2010, & 2011 Personalized Service and Actionable Advice Unparalleled Industry Connections SVB Financial Group rated BBB (high) as of YE2011 Ranked #46 (highest rated bank)

8 SVB Contact Info: Win Bear, Senior Vice President Phone:

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