Approved by Management committee of Danske Bank A/S Latvia branch (Meeting No 53/2014 from 10 December 2014) Effective from 01of January 2015

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1 Approved by Management committee of Danske Bank A/S Latvia (Meeting No 53/2014 from 10 December 2014) Effective from 01of January 2015 DANSKE BANK A/S LATVIA BRANCH PRICELIST - FOR PRIVATE CUSTOMERS 1. Current account Current account opening and maintenance Remote banking Danske Bank A/S Latvia ebank's (internetbank) registration and maintenance Fax payment system registration and maintenance Transfers Transfers in EUR Transfers in USD Transfers in other foreign currencies Standing order (types: fixed amount, sum above a limit, by indicating the maximum available balance in account or percentage from the balance in account) Other services related to transfers Cash operations Cash operations Loans Mortgage loan Deposits Savings account Term deposit Payment cards Maestro debit card MasterCard Standard credit card MasterCard Gold credit card Other conditions and services related to credit cards Other services Information regarding customer account Operations with cheques Escrow account Product packages 1; STANDART product package STANDART PLUS product package GOLD product package Investment services and ancillary services Opening and maintenance of accounts for financial instruments and Money accounts Financial instruments safe-keeping Brokerage transactions Purchase of Danske Invest unit trust funds Sale of Danske Invest unit trust funds Switch of Danske Invest unit trust funds Deal confirmations Deal confirmations at the bank by customer's request Financial instruments account statement for the previous calendar year

2 1. Current account 1.1 Current account opening and maintenance Current account opening for residents EUR 50, for non-residents EUR 100, initial inspection of documents submitted EUR 50,00 by non-residents Current account maintenance if during the year the client had made transactions if during the year the client had not made EUR 28,00, if the account balance does not exceed transactions 2 EUR 28, Current account closing Confirmation of power of attorney issued by the 3 EUR 10,00 customer 1 Commission fee is withheld for first account opening. 2 The Commission shall apply if the customer has not initiated any transactions on accounts within the period of 12 months and the total balance of accounts does not exceed EUR 28,00. 3 The Commission shall be applied each time for authorization of power of attorney, that is not issued by Danske Bank A / S Latvian. 2. Remote banking 2.1. Danske Bank A/S Latvia ebank's (internetbank) registration and maintenance Registration Code card change to code calculator EUR 15, Code calculator (Digipass) issuance EUR 21, unblocking EUR 7, Changes in ebank agreement Transaction limit (for code calculator) EUR 5, New password 2.2. Fax payment system registration and maintenance Execution of payment order (per each order) EUR 5,00 + transfer fee in accordance to Customer Service centre fee (see Chapter 3) Execution of non-cash currency exchange order (per each order) EUR 5,00 3. Transfers 3.1. Transfers in EUR Time To own account at Danske Bank A/S Latvia To other account at Danske Bank A/S Latvia To other bank in Latvia standard (SEPA 16:00 payment) express 16: Transfer within Danske Bank Group 4 express 16:00 Cash funds are transferred 2 s are paid by 3 ebank Customer service centre - immediately EUR 0,71 - immediately EUR 0,71, within one hour Shared EUR 0,28 EUR 1,42 Shared EUR 7,11 EUR 14,23 Shared EUR 0,28 EUR 1,42 Lpp 2 no 12

3 3.1. Transfers in EUR Time 1 Cash funds are transferred To other bank in EU/EEA country standard (SEPA payment) 17:00 express 15: To other bank abroad standard 17:00 urgent 17:00 express 15:00 s s are paid by 3 ebank Customer service centre Shared EUR 0,28 EUR 1,42 Shared EUR 21,34 EUR 28,46 Shared EUR 11,38 EUR 14,23 Payer EUR 22,77 EUR 25,61 Shared EUR 14,23 EUR 17,07 Payer EUR 25,61 EUR 28,46 Shared EUR 21,34 EUR 28,46 Payer EUR 42,69 EUR 49, Transfers in USD Time 1 are Cash funds transferred To own account at Danske Bank A/S Latvia To other account at Danske Bank A/S Latvia To other bank in Latvia standard 17:00 urgent 17:00 express 15: To other bank abroad standard 17:00 urgent 17:00 express 15:00 s are paid by 3 ebank Customer service centre. immediately EUR 0,71 - immediately EUR 0,71 s same s Shared EUR 7,11 EUR 11,38 Payer EUR 7,11 EUR 11,38 Shared EUR 11,38 EUR 17,07 Payer EUR 25,61 EUR 28,46 Shared EUR 21,34 EUR 28,46 Payer EUR 42,69 EUR 49,80 Shared EUR 11,38 EUR 14,23 Payer EUR 22,77 EUR 25,61 Shared EUR 14,23 EUR 17,07 Payer EUR 25,61 EUR 28,46 Shared EUR 22,77 EUR 28,46 Payer EUR 42,69 EUR 49, Transfers in other Cash funds Time foreign currencies s are are transferred 2 paid by 3 ebank Customer service centre To own account at Danske Bank A/S Latvia - immediately EUR 0, To other account at Danske Bank A/S Latvia - immediately EUR 0, Transfer within Danske Bank Group 4 express CHF, CZK, DKK, GBP, 16:00 HUF, NOK, PLN, RON, Shared EUR 11,38 EUR 14,23 SEK currencies To other bank in Latvia and EU/EEA countries in EU/EEA countries currencies standard CHF, CZK, DKK, GBP, 17:00 HUF, NOK, PLN, RON, s SEK currencies urgent CHF, CZK, DKK, GBP, HUF, NOK, PLN, RON, SEK currencies 17:00 Shared EUR 11,38 EUR 14,23 Shared EUR 14,23 EUR 17,07 Lpp 3 no 12

4 3.3. Transfers in other foreign currencies express DKK, GBP, NOK, SEK currencies Time 1 13:00 Cash funds are transferred 2 s are paid by To other bank abroad in EU/EEA countries currencies standard CHF, CZK, DKK, GBP, 17:00 HUF, NOK, PLN, RON, s SEK currencies urgent CHF, CZK, DKK, GBP, HUF, NOK, PLN, RON, SEK currencies express DKK, GBP, NOK, SEK currencies 17:00 13: To other bank in Latvia and abroad in other countries currencies standard AUD, CAD, HKD, JPY, 17:00 NZD, RUB, SGD, TRY, s ZAR currencies standard BYR currency urgent AUD, CAD, HKD, JPY, NZD, RUB, SGD, TRY, ZAR currencies urgent BYR currency 15:00 13:00 13:00 s ebank Customer service centre Shared EUR 28,46 EUR 35,57 Shared EUR 11,38 EUR 14,23 Payer EUR 22,77 EUR 25,61 Shared EUR 14,23 EUR 17,07 Payer EUR 25,61 EUR 28,46 Shared EUR 28,46 EUR 35,57 Payer EUR 49,80 EUR 56,91 Shared EUR 11,38 EUR 14,23 Payer EUR 22,77 EUR 25,61 Shared EUR 22,77 EUR 28,46 Payer EUR 25,61 EUR 31,30 Shared EUR 14,23 EUR 17,07 Payer EUR 25,61 EUR 28,46 Shared EUR 24,19 EUR 29,88 Payer EUR 35,57 EUR 44, Standing order (types: fixed amount, sum above a limit, by indicating the maximum available balance in account or percentage from the balance in account) Registration transfer fee in accordance with transfer fee in ebank Standing order execution (see Chapter 3) 3.5. Other services related to transfers for crediting/processing of incoming payments Investigation of payment investigation or modification of a payment to the beneficiary's account within Danske Bank A/S Latvia or another commercial bank in Latvia: up to 6 months EUR 7, older than 6 months EUR 14, investigation or modification of a payment EUR 14,23+ actual costs within the Danske Bank Group investigation or modification of a payment to the beneficiary's account outside Latvia up to 6 EUR 28,46 + actual costs months old investigation or modification of a payment to the beneficiary's account outside Latvia older EUR 71,14 + actual costs than 6 months Cancellation of payment to the beneficiary's account within Danske Bank A/S Latvia or another commercial EUR 14,23 bank in Latvia within the Danske Bank Group EUR 28,46 + actual costs outside Latvia up to 6 months old EUR 49,80 + actual costs outside Latvia older than 6 months EUR 71,14 + actual costs Lpp 4 no 12

5 3.5. Other services related to transfers Bank's written reply on investigation EUR 7, A copy of SWIFT message on incoming and outgoing payments SWIFT copy up to 6 months old EUR 4, SWIFT copy older than 6 months EUR 7, Non-cash currency exchange at Customer service centre in ebank amount up to EUR 1,42 (or equivalent in other currency) (per each deal) EUR 0, amount above EUR 1,42 (or equivalent in other currency) Filling out a payment order form on customer's request (per each form) EUR 1, The payment order to transfer money from card account to current account EUR 4, Transfer to another bank by payment in cash (for customers who don t have account at Danske Bank A/S 1% of the amount (min. EUR 1,42) + fee for transfer Latvia ) 1 Time payment submission time. On pre-holi s, the latest submission time of payment is shortened by 1 hour. If the time is not indicated, the payment may be submitted while respective Customer service centre ( office) is open for accepting customers or using internet or S.W.I.F.T. services. 2 Funds are transferred to the correspondent bank or beneficiary bank, if the payment order is submitted until the time specified in Pricelist. 3 Commissions of correspondent banks are covered by: Shared the price includes only the commissions of Danske Bank A/S Latvia, all the rest interbank and beneficiary bank commissions connected with the performance of payment, shall be covered by the beneficiary. Danske Bank A/S Latvia shall send a payment to the correspondent bank or the beneficiary bank with an indication: "SHA" in the respective SWIFT report field "Details of charges". Interbank s or beneficiary banks are entitled to deduct commissions from the amount of transfer before after transfer of money into the beneficiary s account. Transfers within European Economic Area countries (member states of European Union, Norway, Liechtenstein, Iceland) in currencies of its member states are executed with charge code SHA. The full amount of the payment will be transferred to the beneficiary bank. If the customer indicates the charge code OUR in the payment order, the charge code OUR will be replaced with SHA. Payer the payment price indicates to the fact that all commissions arising during the payment transfer process (interbank and beneficiary bank) will be covered by the payer. Danske Bank A/S Latvia shall send a payment to the correspondent bank or the beneficiary bank with an indication "OUR" in the respective SWIFT report field "Details of charges" by requesting the beneficiary bank to disburse full amount of payment to the beneficiary. The liability of Danske Bank A/S Latvia is limited by this provision. Danske Bank A/S Latvia is not liable for the fact that the interbank or the beneficiary bank has not performed the instructions of Danske Bank A/S Latvia or if the credit transfer has not been received in full amount due to other reasons, which are beyond the will of Danske Bank A/S Latvia. The commissions required by the beneficiary bank or other fees connected with this transfer can be deducted by Danske Bank A/S Latvia from the customer s account in no-accept procedure. 4 Transfer to Danske Bank Group banks: Danske Bank in Denmark (DABADKKK); Danske Bank in Finland (DABAFIHH); Danske Bank in Lithuania (SMPOLT22); Danske Bank in Estonia (FOREEE2X); Danske Bank in Sweden (DABASESX); Danske Bank in Norway (DABANO22); Danske Bank in Poland (DABAPLPW); Danske Bank in Germany (DABADEHH); Danske Bank in Luxembourg (DABALULL); Danske Bank in Great Britain (DABAGB2L); Danske Bank in Northern Ireland (DABAGB2B); Danske Bank in Ireland (DABAIE2D), by indicating in the payment order the SWIFT code of the bank and the beneficiary's IBAN account number. Cash funds are transferred to the beneficiary's account on, if beneficiary's account currency is as currency of payment. Payment order forms in Customer service centres must be submitted till 15:00. 5 Danske Bank A/S Latvia makes a transfer correction, recalls or searches only after receipt of a respective written application and payment of service fee. The fee for the service does not guarantee return of money to the customer s account. Return of a made payment is possible only with the consent of the beneficiary. If it is found out that Danske Bank A/S Latvia has made an error, the deducted fee is returned to the customer. 6 At Customer service centre and in ebank currency exchange deals are executed on bank s during working hours. Deals with amount larger than EUR 1 400,00 will be accepted for execution till 5.00 p.m. Lpp 5 no 12

6 4. Cash operations 4.1. Cash operations Cash deposit to account 1;2; to own account in EUR currency - up to EUR per - above EUR per EUR 0,71 + 0,05% of the amount above EUR to own account in USD currency - up to USD per EUR 0,71 - above USD per EUR 0,71 + 0,25% of the amount above USD to own account in other currency 0,5% of the amount (min. EUR 1,42) to another customer account in EUR currency - up to EUR per EUR 1,42 - above EUR per EUR 1,42 + 0,05% of the amount above EUR to another customers account in USD currency - up to USD per EUR 1,42 - above USD per EUR 1,42 + 0,25% of the amount above USD to another customer account in other 0,5% of the amount (min. EUR 1,42) currency Cash withdrawals from account EUR - up to EUR 10,00 (per ) - from EUR 10,01 till EUR (per ) 0,2% of the amount (min. EUR 1,42) - above EUR (per ) with prior notification 5 0,2 % of the amount - amount above EUR (per ) without prior notification 6 0,5% of the amount USD - up to USD with prior notification 0,5% of the amount (min. EUR 2,85) - above USD with prior notification 5 0,5% of the amount - amount above USD without prior notification 6 1% of the amount in other freely convertible currencies - with prior notification 5 0,7% of the amount (min. EUR 2,85) - without prior notification 6 1% of the amount (min. EUR 2,85) Cash currency exchange 7 EUR 1, Other services related to cash operations If the requested cash withdrawal does not 50% of the fee for cash pay-out follow Cheque book issuance (25 cheques) EUR 2, Change to smaller or larger 1% of the amount (min. EUR 3,56) denominations Coin processing (for depositing in an account) - up to 50 pcs. from one client a - over 50 pcs. from one client a EUR 0,01 per each pcs Acceptance of dirty, covered with writing and stamps, outworn or in any other way damaged 6% of the amount GBP, USD notes 1 Possibility to pay in coins in foreign currencies is not offered. More information about currencies and currency denominations that the Bank accepts is available on the website 2 There is no commission fee for a cash deposit to an account in EUR or USD currencies if the customer makes a term deposit agreement with a term of six months or more (min. 181 s) or makes an investment at time at the customer service centre. 3 In case when cash deposit to a customer account is made by the customer s authorized person or joint liability borrower, guarantor for repayment of customer loan, commission fee will be applied as cash deposit to an own account. 4 EUR, USD term deposit withdrawal in cash from deposit service account within 1 month after the expire date of term deposit or deposit s interest withdrawal in cash from deposit service account within 1 month after interest disbursement is if the term of deposit was at least 90 s and deposit and accrued interest were Lpp 6 no 12

7 held in the service account till withdrawal. Customer has a liability to inform the Bank that he withdraws a term deposit and/or interest. 5 For amounts over 7000 USD and 7000 EUR the Bank has to be notified one advance before 1.00 p.m. Other currency the bank has to be notified two s advance before 1.00 p.m. The amount above EUR 7000 and USD 7000 has to be ordered 1 before until 1:00 p.m. Other currencies have to be ordered 2 s before until 1:00 p.m. 6 If the amount of money is available at Customer service centre. 7 Cash currency exchange operations with amount larger than EUR 1 400,00 will be accepted for execution till 5.00 p.m. 5. Loans 5.1. Mortgage loan for loan application processing for disbursement of loan if loan is obtained by Danske Bank A/S EUR 150,00 Latvia real estate purchase if loan is obtained by other real estate up to 1 % of the loan amount (min. EUR 150,00) purchase for amendments in loan and mortgage agreement by customer request maturity extension/reduction (by customer request) change form of repayment schedule agreed individually ( min. EUR 70,00) change of loan repayment date repayment delay of principal amount change of loan currency EUR 300, change of pledge/pledgor revision of loan added interest rate, revision of loan base interest rate for loans with variable interest rate and other changes in loan agreed individually (min. EUR 50,00) and mortgage agreement, which are not mentioned in paragraphs , by customer request for processing customer's applications that are not related to amendments in loan agreement (for agreed individually (min. EUR 35,00) preparation of permission, reference etc.) for issuing the Bank s consent for operations agreed individually (min. EUR 35,00) with pledged real estate for preparation, processing or approval of loan EUR 500,00 refinancing documents for looking into Land Register at customer`s EUR 10,00 behalf Informative loan repayment schedule in case of EUR 2,85 change loan base interest rate Informative loan repayment schedule in case of change loan base interest rate, at the bank by customer`s request 6. Deposits 6.1. Savings account ebank Customer service centre Interest rates View Deposit rates of Danske Bank A/S Latvia 0,2% of the amount (min for transferring amount or part of amount EUR 2,85, USD 4,00, max. from savings account to current account EUR 71,14, USD 100,00,) for transferring amount or part of amount from current account to savings account Lpp 7 no 12

8 6.2. Term deposit View Deposit rates of Danske Bank A/S Latvia Interest rates 1500,00 EUR or equivalent in USD currency Minimal amount for term deposit according to Central Bank of Europe exchange rate in that Interest rates for amounts starting at ,00 EUR or equivalent in USD currency according to Central agreed individually Bank of Europe exchange rate in that EUR and USD deposit amount withdrawal in cash from service account during one calendar month after the term deposit has expired if the term of deposit was not less than 90 (ninety) s 1; EUR and USD term deposit's interest withdrawal in cash from service account during one calendar month after interest disbursement 1; Commission for premature breach of the deposit agreement with an interest disbursement once a month or in the end of term Commission for premature breach of the deposit agreement with an interest disbursement in the beginning of term if deposit amount till withdrawal in cash was in the service account if interest till the withdrawal in cash was in the service account Bank s expenses, which arise from the difference between interest rate on which Bank in the respective moment can borrow money resources in deposit s currency on the deposit s remaining term, and the rate on which customer deposited money in the bank, min. 1% of the deposit amount Bank s expenses, which arise from the difference between interest rate on which Bank in the respective moment can borrow money resources in deposit s currency on the deposit s remaining term, and the rate on which customer deposited money in the bank, min. 2% of the deposit amount 1 EUR, USD term deposit withdrawal in cash from deposit service account within 1 month after the expire date of term deposit or deposit s interest withdrawal in cash from deposit service account within 1 month after interest disbursement is if the term of deposit is at least 90 s and deposit and accrued interest are held in the service account till withdrawal. Customer has a liability to inform the Bank that he withdraws a term deposit and/or interest. 2 The amount above 7000 USD and 7000 EUR has to be ordered 1 before until 1.00 p.m. Other currencies have to be ordered 2 s before until 1.00 p.m. 7. Payment cards 7.1. Maestro debit card Annual cardholder's fee for card EUR 10, for an additional card EUR 10, for purchase by the card in Latvia outside Latvia for cash withdrawal in ATMs Nordea ATMs in Latvia at ATMs of other banks in Latvia EUR 1, at ATMs abroad and at other es 1,5% (min EUR 4,27) for overdrawn credit limit 36% per year for card replacement EUR 10, Currency of card EUR Standard daily limits for cash withdrawal 1500 EUR for purchases by the card 1500 EUR Lpp 8 no 12

9 7.2. MasterCard Standard credit card Annual cardholder's fee for card EUR 25, for card with constant, frequentative travel insurance EUR 50, for an additional card EUR 25, for purchase by the card in Latvia outside Latvia for cash withdrawal in ATMs Nordea ATMs in Latvia at ATMs of other banks in Latvia 1,5% (min EUR 4,27) at ATMs abroad 1,5% (min EUR 4,27) Credit limit percentage rate 18% per year for overdrawn credit limit 36% per year for card replacement EUR 25, Other conditions of MasterCard Standard credit card currency of card EUR favorable period for interest payments (in s) Standard daily limits for cash withdrawal 2000 EUR for purchases by the card 2000 EUR 7.3. MasterCard Gold credit card Annual cardholder's fee for card EUR 100, for an additional card EUR 50, for purchase by the card in Latvia outside Latvia for cash withdrawal in ATMs Nordea ATMs in Latvia at ATMs of other banks in Latvia 1,5% (min EUR 4,27) at ATMs abroad 1,5% (min EUR 4,27) Credit limit percentage rate 18% per year for overdrawn credit limit 36% per year Constant, frequentative travel insurance included in annual cardholder's fee for card replacement EUR 50, Other conditions of MasterCard Gold credit card currency of card EUR, USD favorable period for interest payments (in s) Standard daily limits for cash withdrawal 4000 EUR, 5000 USD for purchases by the card 4000 EUR, 5000 USD 7.4. Other conditions and services related to credit cards for card statement EUR 3, for card statement at the Bank for each unfounded claim review EUR 50, for express issuing of payment card 1 EUR 20,00 1 If payment card is ordered till 10:00 a.m., then it is possible to receive it on after 5:00 p.m. at the Customer service centre. Lpp 9 no 12

10 8. Other services 8.1. Information regarding customer account Customer document preparation Regular statements and reports of 1 EUR 3,00 customer accounts Statements and reports of customer accounts: for period up to 6 months for EUR 3,00 each account for period up to 6 months at the Bank by customer`s request for each account for period above 6 months for EUR 5,00 each account for period above 6 months at the Bank by customer`s request for each EUR 3,00 account References on the presence of the customer's account within Danske Bank A/S EUR 10,00 Latvia at the Bank by customer`s request Confirmation of audit requests EUR 35,57 (incl. VAT) Other references agreed individually (min. EUR 20,00) Confirmation of payment order EUR 3, Acceptance of bailiff s order and the State Revenue Service s collection order for execution Acceptance of bailiff s order and the EUR 70,00 State Revenue Service s collection order Execution of bailiff s order and the State Revenue Service s collection order (per EUR 20,00 each time) Copy of document from archive upon customer EUR 25,00 request for looking into Lursoft s data base on EUR 7,11 + actual expenses + VAT customer`s behalf for certification client registration EUR 60,00 documents to another bank in Danske Bank Group 8.2. Operations with cheques Purchase of cheque for cheques up to EUR EUR 50, for cheques above EUR EUR 150, Escrow account Escrow account opening and maintenance 0,5 % of transaction amount (min. EUR 50,00) for service in non-standard cases agreed individually Changing the terms of agreement EUR 25,00 (per each deal) 1 Does not apply to account statements requested in ebank 2 Bank accepts only cheques from Danske Bank A/S Latvia customers. 3 If the correspondent banks charge will exceed EUR 150,00, an extra commission will be withheld from cheque amount to cover the costs. Lpp 10 no 12

11 9. Product packages 1; STANDART product package Products package maintenance EUR 1,42 monthly Current account opening and servicing Transfers via ebank standard EUR transfer to other banks in Latvia standard EUR transfer to other banks in first 20 payments 3 EU/EEA express EUR transfer within Danske Bank Group Savings account opening and servicing One Maestro debit card during the entire without annual fee duration of the product package 9.2. STANDART PLUS product package Products package maintenance EUR 2,85 monthly Current account opening and servicing Transfers via ebank standard EUR transfer to other banks in Latvia standard EUR transfer to other banks in first 40 payments 3 EU/EEA express EUR transfer within Danske Bank Group Savings account opening and servicing One Maestro debit card during the entire without annual fee duration of the product package One MasterCard Standard credit card during the without annual fee entire duration of the product package 9.3. GOLD product package Products package maintenance EUR 7,11 monthly Current account opening and servicing Transfers via ebank standard EUR transfer to other banks in Latvia standard EUR transfer to other banks in first 60 payments 3 EU/EEA express EUR transfer within Danske Bank Group Savings account opening and servicing One Maestro debit card during the entire without annual fee duration of the product package One MasterCard GOLD credit card during the without annual fee entire duration of the product package 1 Product packages registered till June 30, From July 1, 2014 Product packages are not offered for customers anymore. 2 Other fees and commissions for using the products included in Product packages that are not specified in chapter 9. Product packages are applied according to the Bank s standard pricelist. 3 The first standard EUR payments to another bank in Latvia or to another bank in EUR/EEA in one calendar month. 10. Investment services and ancillary services Opening and maintenance of accounts for financial instruments and Money accounts Financial instruments safe-keeping Danske Invest unit trust funds Polish, Czech and Hungarian securities 0,03% per month, min. EUR 2, Russian and Ukrainian securities 0,07% per month, min. EUR 17, Securities of other countries 0,015% per month, min. EUR 2,13 Lpp 11 no 12

12 10.3. Brokerage transactions Bond transactions agreed individually Equity transactions Latvian equities 30% of transaction amount, min. EUR 35, Estonian and Lithuanian equities 0,20% of transaction amount, min. EUR 35, Russian equities 0,25% of transaction amount, min. EUR 49, Equities of other countries 2 0,25% of transaction amount, min. EUR 35, Purchase of Danske Invest unit trust funds Fixed income funds Solution funds (up to EUR equivalent in funds currency) 0,5% of transaction amount, min. EUR 7, Solution funds (above EUR equivalent in funds currency) 0,4% of transaction amount Equity funds (up to EUR equivalent in funds currency) 1% of transaction amount, min. EUR 7, Equity funds (above EUR equivalent in funds currency) 0,8% of transaction amount Sale of Danske Invest unit trust funds EUR 7, Switch of Danske Invest unit trust funds EUR 7, Deal confirmations EUR 1, Deal confirmations at the bank by customer's request Financial instruments account statement for the previous calendar year 5 1 The fee for equity safe-keeping is calculated on the basis of the market value of the equities at the end of the month (the market value is calculated by multiplying the financial instruments account balance for specific equities at the end of the month with the price of equities at the end of the month). The fee for bonds' safe-keeping is calculated on the basis of the nominal value of the bonds at the end of the month (the nominal value is calculated by multiplying the financial instruments account balance for specific bonds at the end of the month with the nominal value of one unit of the bond at the end of the month). can be withheld from any customer's account within the bank. 2 The fee is applied to the following equities: Australian, Austrian, Belgian, Canadian, Czech, Danish, Finnish, French, German, Greek, Hungarian, Hong Kong, Irish, Italian, Japanese, Netherlands, Norwegian, Polish, Portuguese, Spanish, Singapore, Swedish, Swiss, UK, US. 3 Minimum contribution for purchase is 500 EUR or 500 USD according to the fund currency, per fund. 4 Equivalent in DKK, EUR, JPY, SEK or USD currency according to Danske Bank A/S Latvia exchange rate in the moment of order submission 5 Shall be sent/delivered by customer s request. Lpp 12 no 12

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