1 Water & Sewer Loan/Grant Program Community Facility Loan/Grant Program
2 o Community Facilities (town halls, fire halls, DPW buildings, fire trucks, police cars, libraries, etc.) o Water & Waste (water & sewer projects) USDA Water & Sewer website - USDA Community Facilities website -
3 Community Facilities: eligible applicants include: Public bodies, non-profits, & tribes located in communities or a service area less than 20,000 population. Water & Waste: eligible applicants include: Public bodies, tribes, non-profits located in communities or a service area less than 10,000 population.
4 Community Facilities Programs: Direct loan program 20,000 population limit 3.750% fixed interest rate, updated quarterly Loan terms up to 40 years, dependent upon useful life of facility No prepayment penalties Loan amounts dictated by repayment ability
5 Community Facilities Programs: Direct grant program Typically used for equipment purchases Sliding grant based on MHI and population
6 Community Facilities Programs: Economic Impact Initiative Grant program Project must be located in an area where the not-employed rate is at least 19.5%. Same grant parameters as the direct grant program.
7 Community Facilities Programs: Tribal College Grants, Cap of $250,000 This program provides grant funds to Tribal Colleges and Universities to develop essential community facilities such as classrooms, libraries, cultural centers, childcare centers, laboratories, and healthcare facilities. Must be one of the Native American Tribal colleges or Universities recognized under the Equity in Educational Land Grant Status Act of % tribal match
8 Community Facilities Programs: Rural Community Development Initiative Minimum grant of $50,000 to $250,000 maximum Population limit of 50,000 To develop the capacity and ability of qualified private, non-profit community based housing and community development organizations, low-income rural communities and federally recognized Native American Tribes to undertake projects related to housing, community facilities or community and economic development in rural areas. 50% match
9 Community Facilities Programs: Guarantee Loans Same eligibility parameters as the direct loan and grant program 90% guarantee 1% commitment fee Can leverage with lender s direct loan or the CF direct loan program
10 FY 2014 Community Facility Obligations 67 Projects: Direct Loan - $65,016,000 Direct Grant - $677,000 Economic Impact Initiative Grant - $144,100 Tribal College Grant Initiative - $435,906 TOTAL - $66,273,006
11 Water/Sewer Programs (WEP): Direct Loans and Grants Funds may be used for new systems, rehabilitation of existing systems, and storm sewer separation. 10,000 population limit Grant funds are used to keep user rates at an affordable level based upon 1.5% of the MHI of the service area. 3 tiers of interest rates, which change on a quarterly basis No prepayment penalties or call periods Up to 40 year term
12 WEP Interest Rates Updated on a quarterly basis Current interest rates 1/1/2015 3/31/2015 Poverty Interest Rate o MHI of less than $41,678 with a third-party documented violation of a health or sanitary standard 2.250% Intermediate o MHI between $41,678 - $52, % Market o MHI over $52, % You get the best interest rate at the time of loan closing!
13 Water/Sewer Programs: Guaranteed Loans Same eligibility parameters as the direct loan and grant program 90% guarantee 1% commitment fee Can leverage with lender s direct loan or the WEP direct loan program
14 Water/Sewer Programs: - Predevelopment Planning Grants (PPG) Funding Limit - $25,000 or 75% of the project cost, whichever is less. Available to communities under population of 10,000 Restricted to communities with MHI below 80% of SNMHI or $41,678 Grant pays for the costs associated with developing a complete application Applicants must prove that they are unable to pay these development costs on their own. PPG funds cannot be used to pay for work already completed. Costs incurred prior to grant approval will not be considered eligible.
15 Water/Sewer Programs: - Special Evaluation Assistance for Rural Communities and Households (SEARCH) Same grant eligibility parameters as PPG Funding Limit - $30,000 or 100% of the project cost, whichever is less. Available to communities under population of 2,500
16 Water/Sewer Programs: - Emergency Community Water Assistance Grants (ECWAG) To assist rural communities that have experienced a significant decline in quantity or quality of drinking water due to an emergency, or in which such decline is considered imminent, to obtain or maintain adequate quantities of water that meets the standards set by the Safe Drinking Water Act. This emergency is considered an occurrence of an incident such as, but not limited to, a drought; earthquake; flood; tornado; hurricane; disease outbreak; or chemical spill, leakage, or seepage. Two levels of funding limits - $150,000 limit for distribution waterline work - $500,000 limit for water source and treatment plant MHI of service area must be below the SNMHI of $52,097 Population of service area must be below 10,000
17 Water/Sewer Programs: - Section 306C Water and Waste Disposal Grants These funds have been set aside for eligible projects that benefit members of Federally Recognized Native American Tribes. Residents of the rural area to be served must face significant health risks due to the fact that a significant proportion of the community residents do not have access to, or are not served by, adequate, affordable, water and/or waste disposal systems. Documentation to support the poor sanitary waste disposal and health risks should be provided to USDA. Water and waste disposal systems can obtain up to 100 percent grants to construct basic drinking water, sanitary sewer, solid waste disposal and storm drainage. Also, under this program, the systems can obtain funds to provide grant assistance directly to individuals to install necessary indoor plumbing like bathrooms and pay other costs of connecting to the system. Funding Limit - $1,000,000 per project
18 Water/Sewer Programs: - Section 306E Household Water Well Systems Grants The Household Water Well System (HWWS) Grant Program provides grants to qualified private non-profit organizations to establish lending programs for household water wells in rural areas. Homeowners or eligible individuals may borrow money from an organization receiving a HWWS grant so they may construct or upgrade their private well systems. Rural areas are defined as locations other than cities or towns of more than 50,000 people and the contiguous and adjacent urbanized area of such towns and cities. An individual cannot receive a HWWS grant. An individual may receive a loan from an organization receiving a grant award. An individual must apply for loans through non-profit organizations that USDA Rural Development has approved to receive grant funds. The loan limit is $11,000 at 1 percent for 20 years.
19 Water/Sewer Programs: - Section 306E Household Water Well Systems Grants (continued) Funds may be used to create a revolving loan fund to provide lowinterest loans to eligible individuals to construct, refurbish, and service individually-owned household water well systems. Loans may not be provided for home sewer or septic system projects. Eligible individuals must occupy and own or will own an existing home whose well system will be improved with the proceeds of the HWWS loan. The non-profit organizations applying for the grant funds must contribute at least 10 percent of the HWWS grant to capitalize the revolving loan fund. The cost-sharing funds may be contributed from an applicant own resources or third-party resources sources other than the proceeds of the HWWS grants. In-kind contributions will not be considered.
20 Water/Sewer Programs: - Solid Waste Management Program (SWM) To evaluate current landfill conditions to determine threats to water resources. Provide technical assistance and/or training to enhance operator skills in the operation and maintenance of active landfills. Provide technical assistance and/or training to help communities reduce the solid waste stream. Provide technical assistance and/or training for operators of landfills which are closed or will be closed in the near future with the development and implementation of closure plans, future land use plans, safety and maintenance planning, and closure scheduling within permit requirements. Eligible applicants include non-profit organizations, public bodies, tribes, and academic institutions. Grant awards have averaged $100,000 or less.
21 FY 2014 Water/Sewer Obligations 38 Projects: Direct Loan - $49,466,000 Direct Grant - $19,120, C Tribal - $300,000 PPG/SEARCH Grants - $104,000 Solid Waste Management - $95,500 TOTAL - $69,085,500
22 2015 Estimated Levels of Funding: Around the same as last year Water & Sewer Allocation Direct Loan: $32,510,000 Direct Grant: $10,935,000 Community Facilities Allocation Loan: $62,000,000 Guarantee: $ -0- Direct Grant: $ 214,000 Economic Impact Initiative Grant: $ -0- Continuing Resolution until December 11, 2014.
23 Public-Private Partnership LEVERAGING Funds from other sources including, but not limited to: CDBG SRF/DWRF MDOT DDA/TIFA Applicant s general and/or enterprise funds The percentage of leveraging may give your project priority over another project by assigning additional priority points!
24 Miscellaneous Items Rural Development accepts applications year round and can fund projects any time, subject to funding availability and approval of funding allocations. If project is not selected for funding, the project remains on our application list until withdrawn by the applicant. For those pending applications, it is strongly suggested that either the applicant or the engineer keep us informed on any changes of project scope and amount of funds needed. Rural Development projects funded with our regular allocation are not required to comply with Davis Bacon.
25 Wetland drain field Leveraged with Clean Michigan Initiative Grant funds St Clair County Village of Avoca/ Kenockee Twp Sewer Project $2,200,000
26 City of Potterville Sewer - $3,515,000 Water - $2,067,000 Streets (CF) - $1,434,000
27 Lakeland Immediate Care Center New Clinic in Cassopolis $1,500,000 Direct Loan $4,400,000 HHS HRSA Grant $954,544 Applicant contribution
28 Lake Odessa Community Library - New library $625,000 Direct Loan $868,000 Applicant contribution
29 Renovation of old school building in Munising, to be used for elder gatherings and other tribal community activities. Sault Ste Marie Tribe of Chippewa $2,480,000 Direct Loan
30 Village of Bangor Police Vehicle $11,000 CF Grant $17,000 Applicant contribution
31 City of Boyne EMS Rescue Vehicle $10,000 CF Grant $19,350 Applicant Contribution
32 Contact Christine M Maxwell Director, Community Programs USDA, Rural Development 3001 Coolidge Road, Suite 200 East Lansing MI
33 USDA RURAL DEVELOPMENT COMMUNITY PROGRAMS Community Facilities (CF) and Water/Sewer (WEP) Gogebi c Ontonagon Houghton GRAND RAPIDS AREA OFFICE (PINK) Richie Youngblood, Area Director Todd MacLean, Specialist (WEP) Paul Bristol, Specialist (CF - Pink) Jackie Carmean, Specialist (CF - Lt Pink) 3260 Eagle Park Dr., Suite 107 Grand Rapids, MI COM: ext. 6 Updated June 25, 2014 Baraga Iron GLADSTONE AREA OFFICE (BLUE) Donald Gerrie, Area Director Duane Reid, Specialist (WEP) Brenda Stevenson, Specialist (WEP) Jim Yoder, Specialist (CF) 2003 Minneapolis Gladstone, MI COM: ext. 6 Keweenaw Dickinso n WEP - Water/ Wastewater Disposal Loans/Grants Predevelopment Planning/SEARCH Grants Native American Section 306C Grants - Emergency Community Water Assistance Grants Solid Waste Management Grants CF - Community Facilities Loans & Grants RUS* - Distance Learning/Telemedicine Loan and Grant - Broadband Loans and Grants *Ron Mellon, GFR COM: Marquette Menominee Gladstone Delta Alger Schoolcraft TRAVERSE CITY AREA OFFICE (GREEN) Shelly Fuller, Area Director Blake Smith, Specialist (Lt Green) Valarie Handy, Specialist (Dk Green) 1501 Cass St., Suite A Traverse City, MI COM: ext. 6 Mason Ocean a Berrien Leelana u Benzie Maniste e Muskego n Ottawa Allegan Cass Grand Traverse Lake Luce Wexfor d Newayg o Osceola Mecosta Kent Barry Van Buren Kalamazoo Mackina c Charlevoix Antrim Calhoun Branc h Emme t Kalkaska Missauke e Montcal m Grand Rapids St Joseph Ionia Clare Isabella Eato n Chippew a Cheboyga n Otseg o Traverse City Crawford Oscoda Roscommo n Gratiot Clint on Hillsdale Gladwin Midlan d Ingham Jackson Presque Isle Montmorenc y Ogema w Arenac Bay Saginaw Shiawasse e Mason Livingsto n Lenawe e Alpena Alcona Iosco Genesee Washtenaw Tuscola Monroe Lapeer Oaklan d Wayne Huron Car o Sanilac Macomb St Clair STATE OFFICE Christine M. Maxwell, Director (5156) Patrick Grover, Specialist (5196) Andrew H. Granskog, Env.Engineer (5209) James Ryan, Architect (5195) 3001 Coolidge Road, Suite 200 East Lansing, MI COM: Internet: CARO AREA OFFICE (YELLOW) Adrin W Wagner III, Area Director Wanda Dziwura, Specialist (WEP) Paula Gromak, Specialist (CF-Yell PO Box 291, 1075 Cleaver Road Caro, MI COM: ext. 6 Jackie Morgan, Specialist (CF Lt Yellow) Kristy Aikens, Specialist (CF Lt Yellow) 240 W Wright Street West Branch MI COM MASON AREA OFFICE (PURPLE) Kevin Smith, Area Director 525 N. Okemos Rd Suite B Mason, MI COM: BJ Haire, Specialist (Lt Purple) COM: Mary Capizzo, Specialist (Dk Purple) 1525 N. Elms Rd Flint, MI COM: ext. 4
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