FOREIGN EXCHANGE FOR PRIVATE CLIENTS
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1 FOREIGN EXCHANGE FOR PRIVATE CLIENTS FOREIGN EXCHANGE & INTERNATIONAL PAYMENTS
2 Founded in 2000, Currency UK has helped thousands of clients move billions of pounds around the globe. Our focus on delivering a comprehensive range of FX tools, hedging services and international payments with market leading customer service has won us the long term loyalty of our client base. We invite you to join them.
3 WHAT WE DO We provide three cost effective, safe and efficient services to fulfil your international currency requirements: FOREIGN EXCHANGE The exchange and transfer of funds world-wide for significant purchases. INTERNATIONAL TRANSFERS Same day international bank transfers available in many currencies including GBP, EUR, USD, CAD, CHF and ZAR. REGULAR PAYMENT SERVICE The exchange and transfer of regular monthly amounts to cover items such as pensions, mortgage payments and rental income. We provide spot contracts to fulfil immediate requirements, forward contracts to guarantee a rate for a future date and other money market tools to help you to get the best value from the foreign exchange market. These are covered in more detail later in this guide. In all cases, once you have agreed a rate with your dealer over the phone, this rate is fixed regardless of subsequent market fluctuations. We work on your behalf to ensure that the transfer of your funds is as quick and painless as possible. Our multilingual staff are on hand to liaise with the recipient of the funds (if necessary) so that the whole process is completed smoothly. Learn more: currencyuk.co.uk +44 (0)
4 OUR LATEST CURRENCY VIEWS Stay informed with timely news & views from the world of
5 HOW WE SAVE YOU MONEY Our private client team can handle all of your foreign currency payments & receipts and give you access to the same money market tools as the largest companies. Private individuals normally only have access to the poor exchange rates offered by the high street banks. As specialists we buy currency on your behalf saving you up to 4% on your overseas transfers. We are real people at our head office in London, no call centres. Your personal account manger is on hand to help you through the process. Learn more: currencyuk.co.uk +44 (0) EXAMPLE COMPETITIVE RATES* TOURIST CASH RATES HIGH STREET BANK RATES CURRENCY//UK RATES PLC RATES INTERBANK RATES * Rates are indicative and are for comparative purposes only, but are based on actual GBP/EUR rates in March '15 with the Interbank rate at The was a rate offered by Currency UK Ltd for a trade of 200,000 to a private client, a major high street bank offered for the same amount. The client received 5,800 more by using Currency UK Ltd. The tourist rate was that generally available from Bureau De Change outlets.
6 BEAT THE BANKS For the best rates on international transfers, just ask us. Up to 4% better off
7 BENEFITS OF USING CURRENCY//UK We work on behalf of our private clients to get the best value for their money, minimise exposure to exchange rate fluctuations, and to make the international payments process safe, quick and easy. // Better exchange rates than those offered by the banks (up to 4%) // No fees on transfers of 5,000+ saving you // Same day transfers // A dedicated personal account manager // Market leading customer service // Avoid receiving charges from your overseas bank // Same secure transfer method as your bank // Multi-lingual staff Learn more: currencyuk.co.uk +44 (0)
8 VISIT US ONLINE A wealth of FX information currencyuk.co.uk
9 HOW TO TRANSFER FUNDS WITH US Register yourself for free by completing our user friendly online application form: currencyuk.co.uk/private-app Set yourself up in minutes, make payments same day: it's free, easy and without obligation. Your personal account manager will call you to confirm your registration is complete. Then simply follow these steps whenever you need to make a transfer. 1 Call Currency UK for a quote. 2 be Advise your account manager of the currency and amount to exchanged. 3 Agree a rate and confirm you want to proceed. 4 Receive confirmation via . 5 onward Confirm the onward payment details and return it. We'll store payment details for regular payees. 6 Transfer the agreed amount to our relevant client account. 7 currency Relax. Upon receipt of your funds we'll forward your foreign to the designated recipient account with a confirmation.
10 TAKE THE FRUSTRATION OUT OF FX FLUCTUATION If it involves sending or receiving foreign currency then we can do what your bank cannot help. currencyuk.co.uk
11 PRODUCTS DESCRIPTION USE SAME DAY / NEXT DAY / SPOT CONTRACT The most common type of FX contracts. If you need to make immediate or urgent payments. FORWARD CONTRACT This is for the purchase or sale of a currency on a fixed future date. A forward contract will guarantee an exchange rate for a future date, regardless of subsequent market fluctuations. If you do not have all the funds currently available. // Guarantee a rate for a future date // Take advantage of favourable rates // Fix the GBP price of a property purchase FLEXIBLE FORWARD CONTRACT This is for the purchase or sale of a currency between a range of future dates. Allows you to use the funds as and when required. An ideal product when a property purchase completion date is uncertain. RATE ALERTS A proactive approach and service that allows you to make an informed decision when a particular price has been achieved. We act as your eyes and ears in the FX market so you don't have to. MARKET ORDERS Stop Loss, Take Profit, One Cancels Other (OCO) are all types of order designed to automatically execute if certain market conditions are met. Use if you have specific minimum budgeted levels but don t want to spend your time watching the markets. CORPORATE CLIENT SERVICES We offer a range of our services to businesses as well as individuals. If you think your business could benefit from our services then please let us know.
12 REFER A FRIEND Receive wine or M&S vouchers in thanks currencyuk.co.uk/refer
13 SECURITY OF FUNDS Our regulations, authorisations, permissions and registrations are broadly split into two categories: Customer Protection and Anti-Money Laundering. This means that depending on which Currency UK services you use, different regulations will apply. As a private client transferring funds to or from the UK, the following will apply: Currency UK Limited is authorised and regulated by the FCA as a Payment Service Firm (FRN ), Anti-Money Laundering regulations (HMRC) and Data Protection (ICO). What does this all mean? // We have demonstrated and proven the measures in place to ensure security of our clients' funds most relevantly, the use of segregated safeguarding/client accounts // We have met stringent solvency tests // We have demonstrated our compliance with consumer based policies such as our complaints procedure and data protection policies // We are covered by the Financial Ombudsman in the unlikely event we make a mistake At Currency UK, protecting our customers' funds is of paramount importance. That's why we take the most stringent precautions to make sure we comply with UK and international legislation regarding the safeguarding of funds. Our regulatory status can be confirmed on the FCA register: fca.org.uk/register
14 WE LOVE CLIENTS BLOWING OUR TRUMPET! Hundreds of five star ratings we're only as good as our last review. trustpilot.com/review/ currencyuk.co.uk
15 " " " " WHAT OUR CLIENTS SAY Don't take our word for it, here's a selection of what some of our clients have to say: I will never use my bank for larger value international transfers again - Currency UK does a terrific job, faster, far better value and with outstanding customer service and communication. Highly recommended. Malcolm Private client My very first trade with Currency UK was under difficult circumstances. Despite this Currency UK took my trade and sent me my currency as soon as they received my payment - which was several days before the agreed payment date. Janet Private client I have used Currency UK for many years now, and have always found them to be easy to deal with, and most professional, at all times. They act promptly and offer fair rates for both large and small transactions. I can confidently recommend them for a fast and fair service, which far exceeds anything offered by traditional banks, in foreign currency payments. Roger Private client As with many people purchasing property in Europe, the rate of exchange fluctuated considerably during the period it took to complete. With your help we arranged a forward contract which saved us 3,000-5,000. I am sending a bottle of champagne to the person who recommended you to us! Sue Private client " " " " Learn more: currencyuk.co.uk +44 (0)
16 A 79 Clerkenwell Road, London EC1R 5AR, U.K. T +44 (0) F +44 (0) E info@currencyuk.co.uk W currencyuk.co.uk
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