HONG LEONG BANK BERHAD PERADUAN SWIPE & WIN KAD DEBIT JUNIOR

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1 HONG LEONG BANK BERHAD PERADUAN SWIPE & WIN KAD DEBIT JUNIOR Dikemaskini pada 16 November 2015 Terma & Syarat TEMPOH PERADUAN 1. Peraduan Swipe & Win Kad Debit Junior ( Peraduan ) Hong Leong Bank Berhad (97141-X) ( HLB ) bermula pada 16 November 2015 dan berakhir pada 29 Februari 2016, termasuk keduadua tarikh ( Tempoh Peraduan ), melainkan diberitahu sebaliknya. KELAYAKAN 2. Peraduan terbuka kepada seluruh pelanggan individu sedia ada dan Baru-Kepada-Bank warga Malaysia yang mempunyai Kad Debit Junior Hong Leong ( JDC ) yang dikeluarkan menurut Akaun Junior 3-dalam-1 ( 3-in-1 JA ) yang diselenggarakan dengan HLB ( Pemegang Akaun ). 3. Pelanggan Baru-Kepada-Bank bermaksud pelanggan yang tidak pernah memegang 3-in-1 JA yang dikeluarkan oleh HLB sebelum Tempoh Peraduan. 4. Bagi mengelakkan sebarang keraguan, ibu bapa atau penjaga sah Pemegang Akaun akan dibenarkan menyertai Peraduan bagi Pemegang Akaun yang merupakan benefisiari yang dinamakan dalam 3-in-1 JA dan/atau JDC. 5. Mereka yang berikut ini adalah tidak layak untuk menyertai Peraduan: (a) Memiliki JDC yang TIDAK dikeluarkan di Malaysia; (b) Pemegang Akaun yang memiliki kad debit HLB yang lain; (c) Pemegang Akaun di mana JDC mereka TIDAK berkedudukan baik, tidak aktif, dipautkan kepada 3-in-1 JA yang telah ditutup atau tidak aktif atau telah melanggar mana-mana Terma & Syarat HLB pada bila-bila masa sepanjang Tempoh Peraduan dan/atau sebelum 31 Mei 2016; (d) Pemegang Akaun di mana JDC mereka dipercayai telah dikendalikan secara tipu, menyalahi undang-undang dan/atau JDC mereka tak sah atau dibatalkan menurut takrif HLB pada bilabila masa dalam Tempoh Peraduan dan/atau sebelum 31 Mei 2016; dan (e) Pelanggan Perbankan Persendirian HLB. 6. Pemegang Kad yang merupakan kakitangan HLB, sama ada bekerja tetap atau secara kontrak, kakitangan mana-mana wakil atau ejen HLB (termasuk juruaudit luar, vendor, pembekal, ejen pengiklanan dan ejen promosi) dan ahli-ahli keluarga terdekat masing-masing (cth. pasangan, anak-anak, ibu atau bapa, adik-beradik) layak menyertai Peraduan. KAEDAH PERADUAN 7. Hadiah Peraduan ( Hadiah ) dan bilangan pemenang ( Pemenang ) bagi Peraduan ini adalah seperti berikut. Keterangan Jumlah Pemenang 1 Tahun Bekalan Milo* 50 *Nota: 1 Tahun Bekalan Milo adalah ditakrifkan sebagai: 12 bulan Serbuk Milo Activ-Go (1.5kg) 8. Pemegang Akaun secara automatik berhak memperoleh bilangan Penyertaan Peraduan berdasarkan Kriteria Peraduan berikut yang dilakukan sepanjang Tempoh Peraduan ( Pemegang Akaun Layak ). Page 1 of 5

2 Kriteria Peraduan Buka 3-in-1 JA baru dengan deposit minimum RM200 dan memohon JDC. Penyertaan Peraduan Pemegang Akaun 3-in-1 JA sedia ada memohon JDC. 10 Setiap perbelanjaan minimum RM30 dalam satu resit dengan JDC bagi Transaksi Layak ( Perbelanjaan Layak ). 9. Bagi mengelakkan sebarang keraguan, Transaksi Layak bagi Peraduan adalah termasuk pembelian dalam talian, pengebilan automatik dan pembelian di tempat jualan luar negara tetapi tidak termasuk transkasi berikut: (a) Transaksi yang dibayar balik, dipertikaikan, tidak berjaya, dibalikkan, tanpa kebenaran, melibatkan penipuan atau menyalahi undang-undang; atau (b) Pembayaran Fi Pengeluaran/Fi Tahunan/Fi Pembaharuan JDC; atau (c) Apa-apa bentuk perkhidmatan lain atau fi pelbagai (termasuk Caj Penalti) yang dikenakan oleh HLB. 10. Pembelian dalam talian bermaksud apa-apa transaksi runcit dalam talian yang dibuat dalam Ringgit Malaysia ( RM ) atau mata wang asing. Transaksi runcit dalam talian yang dibuat dalam mata wang selain RM akan ditukar kepada dan dikira dalam RM berdasarkan kadar penukaran yang ditentukan oleh HLB pada masa transaksi itu dibuat. 11. Penjejakan Perbelanjaan Layak akan berdasarkan tarikh transaksi dan waktu Malaysia diurusniaga dan berjaya dicatatkan dalam sistem HLB sepanjang Tempoh Peraduan. 12. Borang penyertaan atau pendaftaran penyertaan adalah tidak diperlukan. 13. Bagi Pemegang Akaun Layak yang mempunyai lebih daripada satu (1) JDC, Perbelanjaan Layak atas setiap JDC dianggap berasingan dan tidak digabungkan untuk dijadikan jumlah Perbelanjaan Layak JDC bagi Pemegang Akaun Layak. 14. Jika sekiranya berlaku seri (contohnya, lebih daripada seorang Pemegang Akaun Layak yang mempunyai nombor Penyertaan Peraduan yang sama), maka Pemegang Akaun Layak dengan baki simpanan tertinggi HLB yang terkumpul dalam 3-in-1 JA akan diisytiharkan Pemenang. 15. Untuk melayakkan diri untuk mendapat Hadiah, Pemegang Akaun Layak mestilah memastikan bahawa JDC dan 3-in-1 JA mereka kekal dibuka, aktif dan sah dengan deposit minimum Ringgit Malaysia Dua Ratus (RM200) semasa Tempoh Peraduan dan sehingga 31 Mei 2016, jika tidak, Pemegang Akaun Layak akan terlucut kelayakan daripada menerima Hadiah. 16. Setiap Pemegang Akaun Layak hanya berhak memenangi satu (1) Hadiah sepanjang Tempoh Peraduan. 17. Pemegang Akaun Layak akan dihubungi oleh cawangan HLB masing-masing tidak lewat dari 31 Mei 2016 untuk Pemegang Akaun Layak mengambil Hadiah masing-masing daripada cawangan tersebut. 18. Pemegang Akaun Layak bertanggungjawab mengambil Hadiah tidak lewat dari 30 Jun 2016, jika gagal, Hadiah tersebut akan dilupuskan sewajarnya. HLB tidak bertanggungjawab atas Hadiah yang tidak dituntut atau kelewatan tuntutan Hadiah. 19. Jika Pemegang Akaun tidak menerima pemberitahuan melalui telefon atau menerusi penyiaran dalam Laman Web HLB ( Laman Web HLB ) selewat-lewatnya 31 Mei 2016, maka Pemegang Akaun itu dianggap BUKAN Pemenang. 20. Pemenang mungkin diminta menghadiri majlis penyampaian hadiah, dan tarikh, waktu dan tempatnya akan diberitahu oleh HLB. Segala perbelanjaan pengangkutan, penginapan, perbelanjaan peribadi dan apa-apa kos lain yang dikeluarkan kerana menghadiri majlis penyampaian hadiah akan ditanggung oleh Pemenang Page 2 of 5

3 PEMBERIAN PELANGGAN TERAWAL ( PEMBERIAN ) 21. Sebagai tambahan, Pemegang Akaun yang telah memenuhi syarat peletakan Amaun Deposit Minimum yang ditetapkan ke dalam 3-in-1 JA mereka selama empat (4) bulan berturut-turut ( Tempoh Peruntukan ) di bawah Pilihan 1 dan/atau Pilihan 2 semasa Tempoh Peraduan, berhak mendapat Pemberian berikut seperti yag dinyatakan di bawah: Pemberian Little Fluffy Sports Tumbler Little Fluffy Multipurpose Pouch Kuantiti (Unit) Pilihan 1 (Deposit & Tebus) Amaun Deposit Minimum (Peruntukan selama 4 bulan berturutturut) Pilihan 2 (Swipe & Go) Amaun Deposit Minimum (Peruntukan selama 4 bulan berturutturut) Caj Ditetapkan dengan Kad Debit HLB 2,000 RM2,800 RM1,000 RM12 2,000 RM2,500 RM1,000 RM Semua deposit mestilah Dana Baru. Bagi mengelakkan keraguan, Dana Baru adalah: (a) Wang tunai, GIRO antara bank, dana baru yang diterima melalui pindahan telegraf daripada bank lain, cek tempatan atau cek jurubank yang dikeluarkan oleh bank lain didepositkan ke dalam 3-in1 JA; dan (b) Hasil daripada penebusan ekuiti, dana unit amanah, bon dan/atau Hong Leong Invest Safe yang didepositkan semula ke dalam 3-in-1 JA. 23. Yang berikut ini tidak dianggap Dana Baru. (a) Pindahan dana intra bank, yakni pindahan dana daripada akaun lain HLB/HLISB (sama ada Akaun Simpanan, Semasa, Deposit Tetap, Pelaburan Am atau Deposit Bertempoh-i); dan/atau (b) Pindahan antara cawangan di dalam HLB/HLISB termasuk pindahan akaun pihak ketiga (ke- 3). 24. Pemegang Akaun Layak mempunyai pilihan untuk membuat Amaun Deposit Minimum ditetapkan penuh di bawah Pilihan 1 atau deposit separa setara dengan Amaun Deposit Minimum yang ditetapkan di bawah Pilihan 2 ke dalam 3-in-1 JA mereka. 25. Bagi mengelakkan keraguan: (a) Pemegang Akaun Layak yang membuat perletakan deposit penuh Amaun Deposit Minimum ditetapkan ke dalam 3-in-1 JA mereka di bawah Pilihan 1 adalah berhak mendapat Pemberian berkenaan tanpa dikenakan Caj Ditetapkan. (b) Pemegang Akaun Layak 3-in-1 JA yang menjalankan pilihan untuk melakukan perletakan deposit setara dengan jumlah tertentu Amaun Deposit Minimum di bawah Pilihan 2 ke dalam 3-in-1 JA mereka, hendaklah menggunakan Kad Debit HLB Visa yang lain mereka untuk meleret dan membayar Caj Ditetapkan untuk layak mendapat Pemberian berkenaan. 26. Pemberian adalah berdasarkan siapa cepat, dia dapat dan tertakluk kepada ketersediaan stok, terhad kepada satu (1) Pemberian bagi setiap Pemegang Akaun Layak sepanjang Tempoh Peraduan. 27. Pemberian akan dibuat pada masa itu juga kepada Pemegang Akaun Layak di cawangan HLB berkenaan sebaik memenuhi kriteria yang ditetapkan. 28. Pemberitahuan menerusi penyiaran dalam Laman Web HLB atau apa-apa cara yang dianggap sesuai oleh HLB akan dibuat jika sekiranya Pemberian kehabisan stok. Page 3 of 5

4 UMUM 29. Dengan menyertai Peraduan, Pemegang Akaun: (a) Bersetuju untuk mematuhi Terma & Syarat Peraduan, Terma & Syarat Am Akaun bagi Deposit dan Terma & Syarat 3-in-1 JA; (b) Bersetuju untuk mengakses Laman Web HLB secara kerap dari semasa ke semasa untuk menyemak Terma & Syarat dan memastikan sentiasa mengikuti apa-apa perubahan dan pindaan kepada Terma & Syarat; (c) Bersetuju nama, nombor Kad Pengenalan (dalam bentuk terlindung), nombor JDC (dalam bentuk terlindung) atau gambar mereka dalam media, bahan pemasaran atau pengiklanan atau Laman Web HLB untuk tujuan Peraduan ini (jika berkenaan); (d) Bersetuju bahawa HLB tidak memberi representasi atau waranti berkenaan dengan kualiti atau kesesuaian Hadiah dan Pemberian dan hendaklah berurus secara langsung dengan pembekal dan/atau syarikat pembuat atas segala maklumat waranti berkenaan dengan Hadiah dan Pemberian; (e) Bersetuju bahawa Hadiah dan Pemberian yang dipaparkan dalam semua bahan bercetak adalah untuk tujuan ilustrasi sahaja. Apa-apa prop, aksesori atau peralatan yang dipaparkan bersama Hadiah dan Pemberian dalam mana-mana bahan bergambar adalah untuk tujuan hiasan dan bukanlah sebahagian daripada Hadiah dan Pemberian; (f) Bersetuju bahawa HLB sama sekali tidak boleh dipertanggungjawabkan atas apa-apa kehilangan, Hadiah dan/atau Pemberian rosak, koyak, cacat, luput tarikh atau dicuri. Permintaan supaya diganti Hadiah dan/atau Pemberian yang hilang, rosak, koyak, cacat, luput tarikh atau dicuri tidak akan dilayan oleh HLB; (g) Bahawa Hadiah dan/atau Pemberian tidak boleh dipindah milik kepada mana-mana pihak ketiga (ke-3) dan tidak boleh ditukar untuk wang tunai muka, kredit, cek atau manfaat barangan; (h) Bersetuju bahawa keputusan HLB atas semua hal berkaitan dengan Peraduan, Hadiah dan/atau Pemberian adalah muktamad dan mengikat ke atas mereka dan sebarang suratmenyurat dan/atau rayuan untuk mempertikaikan keputusan HLB tidak akan dilayani; dan (i) Bersetuju untuk menanggung sendiri segala cukai, fi kerajaan atau apa-apa caj lain yang mungkin dikenakan kepada mereka di bawah undang-undang berkenaan, jika ada, berkaitan dengan penerimaan Hadiah dan/atau Pemberian. 30. HLB berhak untuk: (a) Menambah, menggugurkan, menggantung atau meminda Terma & Syarat yang terkandung di dalam ini, sama ada keseluruhan atau sebahagian atas budi bicaranya yang mutlak dengan cara menyiarkannya dalam Laman Web HLB, atau dengan apa-apa cara yang dianggap sesuai oleh HLB dengan memberi notis awal dua puluh satu (21) hari kalendar; (b) Mengganti Hadiah dan/atau Pemberian dengan warna dan/atau produk lain yang sama nilainya pada bila-bila masa dengan memberi notis awal; (c) Melucutkan kelayakan mana-mana Pemegang Akaun atas apa jua sebab sekalipun yang dianggap wajar oleh HLB atas budi bicaranya yang mutlak daripada menyertai Peraduan dan/atau berhak mendapat Hadiah dan/atau Pemberian. 31. Pemegang Akaun yang telah melakukan atau disyaki melakukan penipuan atau kesalahan undang-undang berkaitan dengan mana-mana kemudahan yang diberi oleh HLB atau telah diisytiharkan muflis (menurut petisyen oleh sama ada HLB atau mana-mana pihak ketiga) atau bakal dikenakan prosiding kemuflisan pada bila-bila masa sebelum atau semasa Tempoh Peraduan TIDAK layak menyertai Peraduan dan/atau TIDAK berhak mendapat Hadiah/Pemberian. 32. Pemegang Akaun bertanggungjawab atas dan akan menanggung sendiri segala cukai berkenaan, fi kerajaan atau apa-apa caj lain yang mungkin dikenakan kepada mereka di bawah undangundang berkenaan, jika ada, berkaitan dengan penyertaan dalam Peraduan dan/atau pengambilan Hadiah/Pemberian. 33. Terma & Syarat di dalam ini, Terma dan Syarat Am Akaun bagi deposit atau mana-mana terma dan syarat yang ditetapkan oleh HLB dari semasa ke semasa hendaklah dibaca sebagai suatu perjanjian keseluruhan dan jika terdapat sebarang percanggahan, maka Terma & Syarat tertentu di dalam ini hendaklah diutamakan setakat mengenai percanggahan tersebut. Page 4 of 5

5 34. Terma & Syarat adalah tertakluk kepada dan ditafsirkan menurut undang-undang Malaysia dan Pemegang Akaun bersetuju untuk akur kepada bidang kuasa Mahkamah-mahkamah Malaysia. Akaun Junior 3-dalam-1 Hong Leong layak dilindungi oleh PIDM. Page 5 of 5

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