Société Générale is here to help you (1)

Transcription

1 Sociéé Générale EXECUTIVE RELOCATIONS PARTNERSHIP MOVING TO FRANCE? Sociéé Générale is here o help you (1) offer valid unil 02/29/2012 offer valid unil 02/29/2012 offer valid unil 02/29/2012

2 Sociéé Générale EXECUTIVE RELOCATIONS PARTNERSHIP 2 Prepare for your arrival in France Enjoy advice from a branch enirely dedicaed o Privae Inernaional Cusomers Sociéé Générale has se up a specialised branch, jus for non-residens, expariaes and/or impariaes. In addiion o a eam of specialised English and Spanish-speaking Advisors who can help you wih any specific quesions you may have, our branch offers: n A dedicaed Advisor: direc conac via phone or , n A specialis in Privae Asse Managemen, n Online service: a personal Webmail address. Documens o collec before he accoun opening appoinmen on page 6. BD HAUSSMANN BD HAUSSMANN RUE AUBER RUE AUBER RUE DE CAUMARTIN RUE DE PROVENCE RUE DES MATHURINS AUBER AUBER RUE SCRIBE RUE SCRIBE RUE DE MOGADOR BD DES CAPUCINES OPERA GARNIER DE LA CHAUSSEE D'ANTIN CHAUSSEE D'ANTIN LA FAYETTE OPERA RUE HALEVY RUE DE LA CHAUSSEE D'ANTIN RUE LA FAYETTE BD DES CAPUCINES Enjoy his special privileged offer (1) a he Paris Haussmann Sociéé Générale branch unil 29 february 2012 Privae Inernaional Banking Branch BP , boulevard Haussmann Paris Tél. : +33 (0) Fax : +33 (0) acpi.pariculiers@socgen.com Your conacs : n Lionel Boulanger Branch Manager Tél. : +33 (0) n Anoine Dixon Assisan Branch Manager Tél. : +33 (0)

3 Sociéé Générale EXECUTIVE RELOCATIONS PARTNERSHIP 3 Once in France Do you wan easy-o-manage everyday banking? JAZZ is a rue conrac beween you and Sociee Generale (2), and he basis for your relaionship wih your bank! I offers a se of services and benefis including your choice of bank card (Maser Card, Visa Premier, Infinie, ec.), insurance for your mehods of paymen wih Quieis (3) and access o Filigrane (4), our loyaly programme. You can ge addiional JAZZ services by subscribing o one or more opions (5). Make i easier o manage your money wih a Sociéé Générale bank accoun Having an accoun a Sociéé Générale means enjoying access o services which make your day-o-day money managemen easier. For example, a Sociéé Générale, your accoun number says he same even if you change branches. Sociéé Générale is here o help wih your everyday banking needs everywhere in he world. You can ransfer money from your home counry o your Sociéé Générale accoun simply and easily online or a your Sociéé Générale branch. 50 % off your firs year of Jazz subscripion fees Your paymen mehods sen free of charge (by regisered delivery) when you open your accoun Fees waived on 6 inernaional ransfers made during he 1s year (excluding currency exchange) Make your move easier wih he Expresso Loan (2), wih no need o jusify your spending. For example, you ake ou an Expresso loan (7) of e 12,500 over 48 monhs a an annual fixed lending rae of 5.65%, for a fixed APR of 6.32% (8), wih 120 in filing fees. You hen make 48 monhly repaymens of e (no including opional insurance). Toal amoun o repay: e 14, The cos of DIT insurance (9), if you choose o subscribe, is e 8.13 per monh, o be added o your loan paymens. For differen repaymen schedules or amouns, ask your branch for more informaion. Condiions applicable as of 01/10/2011. A loan is a commimen and mus be repaid. Check your repaymen capaciy before signing up. For any oher amoun and/or duraion, or o receive free informaion, please make an appoinmen wih he Privae Inernaional Cusomers Branch.

4 Sociéé Générale EXECUTIVE RELOCATIONS PARTNERSHIP 4 Once in France Keep your savings safe and readily available: Wih a Livre A savings accoun (10), you can save regularly and receive 2,25% ineres, ax-free up o e 15,300. Receive e 16 when you open your 1 s Sociéé Générale Livre A. Ren your lodgings worry-free wih he Sociéé Générale guaranee Sociéé Générale makes he process easier for you and can sand as guaranor (14) wih he real esae agency or he owner of he propery you wish o ren. Save up for a down paymen on real esae: When you re geing ready o buy a home, he Housing Savings Plan (PEL) is he bes way o save up for a down paymen a your own speed, by regularly saving a leas e 45 per monh. Your savings are secure and you will receive ne annual ineres of up o 3.50% (11), excluding social conribuions and including he governmen bonus. You wan o insure your residence in France? I will allow you o obain housing savings loan (12) o buy or renovae your new home under advanageous condiions (fixed, pre-se rae, no filing fees). Feel free o conac one of our advisors, who will use heir experise on your behalf and guide your invesmen choices. Our advisor will deermine wha soluion is bes for your invesmen profile and your goals. Receive e25 when you open a PEL accoun (13). Sociéé Générale s Muli-risk House Insurance policies will give you peace of mind (15). Because you can foresee everyhing, Sociéé Générale offers insurance policies o help you proec your propery. Sociéé Générale has leveraged he knowledge and experience of indusry specialiss o develop a whole range of effecive insurance packages ha can be adaped o sui each individual siuaion. e50 reducion on your annual house insurance premium he 1 s year.

5 Sociéé Générale EXECUTIVE RELOCATIONS PARTNERSHIP 5 Sponsor a friend or family member and win gifs SPONSORSHIP FORM o be compleed wih your sponsoree Choose a gif or poins Your address Ms Miss Mr. Your sponsoree s address Ms Miss Mr. Las name :.... Las name :.... To hank you for your recommendaion, we re offering you your choice of a gif from his selecion...and o welcome your sponsoree, we re offering hem he same choice of a gif (12)! A few examples of gifs for sponsors and sponsorees alike: poins Firs name :... So we can send you your gif : Address : Poscode : Firs name :... So we can send your sponsoree heir gif : Signaure of your sponsoree s legal represenaive if he/she is a minor: 45 e in Ticke gif cerificaes Home phone number : Address :... Town :.... Longchamp bag poins Coffre Les Bonnes peies ables Mobile phone number : ... Accoun number : Poscode : Town :.... Branch name :... Home phone number : MP4-4Go Your advisor s name :.... Mobile phone number : ... video recorder non conracual images poins La rilogie Moulinex Your Your sponsoree s choice choice 1 MP4-4Go Space reserved for branch use Branch s samp 1 video recorder Dae : How can I sponsor someone? 1 Longchamp bag 25,000 Filigrane poins New cusomer s accoun number 1 Prin he sponsorship form on opposie page. 2 Fill in he sponsorship form wih your sponsoree. 3 Send i o he Sociéé Générale Paris Haussmann branch. 4 An Advisor will conac your sponsoree o se up an appoinmen. Daa proecion law: he personal informaion gahered on his documen mus be given for your applicaion o be processed. This daa, as well as any daa colleced in he fuure, is used by Sociéé Générale for sponsorship managemen, sudies, coordinaion and canvassing. The daa may, by express agreemen, be ransferred o legal eniies of he Sociéé Générale Group and, if needed, o is sub-conracors, parners, brokers and insurers for hese same purposes. You may, if you have legiimae reasons, oppose he use of his daa for processing. You also have a righ o oppose your daa being used for canvassing. You may exercise his righ now, by checking his box, or a a laer dae. Your righs o access, recify and wihdraw informaion may be exercised a he Sociéé Générale branch which colleced his daa.

6 Sociéé Générale EXECUTIVE RELOCATIONS PARTNERSHIP 6 Documens o collec before he accoun opening appoinmen. These documens for each holder. A copy of your valid passpor or ideniy card (pages showing phoo, issue dae and signaure) Proof of address no older han hree monhs - Employer s declaraion, or proof of serviced accommodaion pending a fixed address. - As soon as se up: elecriciy, waer and landline bills, copy of he lease. Proof of your professional aciviy and income Declaraion or employmen conrac provided by he employer Proof of your ax residence Employer s declaraion. These documens, if hey are no in French or in English, have o be ranslaed in eiher one of hese wo languages. (1) Special offer which canno be combined wih oher Sociéé Générale offers, valuable unil 29 February 2012 when subscribing o he producs described in he offer. The offer is subjec o approval by he bank and, limied by he applicable legal and sauory provisions. Terms and condiions curren as of 10/01/2011. If, afer reading his documen, you subscribe o Sociéé Générale producs or services, you are eniled o wihdraw your commimen during he 14 days following he signaure of your conrac (barring legal provisions sipulaing a differen period), by sending wrien noificaion o his effec o your branch by any means a your disposal. You mus reain proof of your noificaion (for example, signaure of a Sociéé Générale officer). Upon reques, we will send you complee informaion, in wriing and as soon as possible, on he feaures, fees and subscripion procedures of he producs. (2) JAZZ is a se of banking and non-banking producs and services o which he Subscriber can add one or more opions. JAZZ ariffs (applicable as of 01/10/2011) excluding Privilege offer and no including opions: 7.10/monh wih a V Pay Card, 7.50/ monh wih a Visa Card or MaserCard, 14.80/monh wih a Visa Premier Card or MaserCard Gold, 28.50/monh wih a Visa Infinie Card.For subscribers aged under 25: 50% reducion on he monhly subscripion fee, no valid wih Visa Infinie Card; and for subscribers aged under 18: 75% reducion on he monhly subscripion fee. Visa Premier, MaserCard Gold and Visa Infinie cards are no available o cusomers aged under 18. The pricing condiions for he opions, lised in he brochure eniled «pricing condiions for individuals bank ransacions» are available in branch or a (3) Limied o he provisions sipulaed in he conrac. QUIETIS is made up of collecive insurance and assisance conracs subscribed o by Sociee Generale wih Sogessur, Juridica and Europ Assisance. Companies governed by he French Insurance Code (Code des Assurances) and he Auorié de Conrôle Prudeniel (61, rue Taibou Paris Cedex 09). These conracs are presened by Sociee Generale, which has is regisered office a 29, boulevard Haussmann Paris, in is capaciy as an insurance inermediary, ORIAS regisraion no ( (4) Filigrane is a service managed by SG Services SA wih capial sock of 1,920,000 Euros, and a regisered office a 17, cours Valmy Pueaux - Nanerre Trade Regiser No (5) For more informaion on JAZZ opions, go o socieegenerale.fr or call ino a branch. (6) Excluding any commission debied by he issuing bank. (7) Personal loan graned subjec o accepance of your applicaion by he lender SOGEFINANCEMENT SAS, wih 2,820,000 capial, locaed a 59 avenue de Chaou, Rueil-Malmaison cedex Nanerre Corporae Regiser No You have a legal cooling-off period of 14 days saring from your accepance o cancel he loan. (8) For informaion purposes only. The rae offered will be deermined on he basis of he borrower s siuaion and funding. (9) The cos of he insurance depends on he borrower s age and siuaion. Collecive Insurance Conrac (Deah, Toal and Irreversible Disabiliy (PTIA), Work invalidiy/incapaciy) subscribed by SOGEFINANCEMENT wih SOGECAP (company governed by he Insurance Code) and presened by Sociée Générale, head office a Paris, 29 Boulevard Haussmann, 75009, in is capaciy as an insurance broker. ORIAS regisraion n Audiing body: Auorié de Conrôle Prudeniel - 61, rue Taibou PARIS. (10) The Livre A savings accoun, accessible a any age, allows you o save up o e 15,300 a 2,25% ineres free from income axes and social charges. Rae applicable as of 10/01/2011, subjec o change by Public Auhoriies. An individual may no have more han one Livre A savings accoun or one «compe spécial sur Livre du Crédi Muuel» (Crédi Muuel special savings accoun). A minimum deposi of 10 euros is required o open he accoun. The savings are always available wihin he limi of one Livre A accoun per child and on he condiion ha he child does no have anoher Livre A or Livre Bleu accoun in any oher banking esablishmen. A minor may open a Livre A accoun wihou he permission of his or her legal represenaive. Ineress are calculaed by wo-week period and credied o he Livre A accoun each year in January, and generae ineres hemselves. No wihdrawal may be made which overdraws he accoun. (11) Annual nominal rae, excluding social conribuions, applicable as of 10/01/2011. Ineres subjec o social conribuion saring he firs year and axable from he 12 h anniversary dae. For PELs opened on or afer 01/03/2011, he Governmen bonus depends on he obenion of a Housing Savings Loan, wihin he applicable upper and lower limis, represening 2/5 of he ineress acquired on he dae when he PEL reaches is erm, excluding social conribuions, and is limied o e 1,000. I is limied o e 1,525 if he PEL is used o finance he consrucion or purchase of a high energy performance home. (12) See condiions a your local branch. Subjec o accepance of your applicaion. When financing an operaion covered by aricles L312-1 and he following of he French Consumer Code, borrowers have a 10-day grace period before definiively acceping he loan offer. The propery sale or building projec menioned is subjec o obaining he loan required o finance i. If he applican does no obain he home loan, he seller is required o pay back any amouns already paid. (13) The sum will be credied when he PEL is effecively opened. The offer may no be combined wih any oher Sociéé Générale offer. I is valid for any iniial subscripion before he 02/29/2012 on he condiion ha he bank acceps he applicaion. (14) Upon examinaion of your applicaion. (15) House insurance raes applicable as of 10/01/2011: depending on he package chosen. House Insurance: limied o he provisions sipulaed in he conrac. Damage insurance producs offered by SOGESSUR, assisance offered by Fragonard Assurances (services delivered by Mondial Assisance), defence and recovery offered by La Paix, businesses governed by he French insurance code and subjec o he Auorié de Conrôle Prudeniel (61 rue Taibou Paris cedex 09). SOGESSUR public limied company wih a capial of e 25,500, RCS Nanerre - 2 rue Jacques Daguerre Rueil-Malmaison Cedex. These conracs are presened by Sociéé Générale, head office a Paris 75009, 29 Boulevard Haussmann, in is capaciy as an insurance broker. ORIAS regisraion no These offers are subjec o condiions of eligibiliy and are valid for meropolian France. (16) This offer may no be combined wih any oher offers, valid unil 02/29/2012. Gifs will be given when a bank accoun is opened by he subsidiary up o he limi of he available sock. Gifs may be modified wih effec from 1 s January Accoun opening subjec o approval by he branch. The sponsor mus be a compeen adul. He or she will receive only one gif, regardless of he number of people sponsored. Minor sponsorees mus open heir accoun in he presence of a legal represenaive. A any ime, using he following services log on o he Inerne via elephone Jus dial 3955 from France or +33 (0) from abroad. Call billed by France Telecom. Tarif as of 10/01/2011 : e 0,34 incl. VAT per minue from a fixed elephone (call from meropolian France). Calls made by mobile phone will be charged a he rae applicable o each operaor. Sociéé Générale, DCMA/CCM - Tour Granie Paris Cedex 18, S.A. wih a capial of e , RCS Paris, Siège Social 29, bd Hausmann, Paris. SG - 10/ LB25 B - R. picure sources : Gey Images