SNS Bank addendum on the XML message for SEPA Credit Transfer Initiation Implementation Guidelines for the Netherlands

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1 SNS Bank addendum on the XML message for SEPA Credit Transfer Initiation Implementation Guidelines for the Netherlands Version 1.2 April

2 Contents 1. Introduction... 8 Character Set Message items description Group Header Message Identification Creation Date Time Authorisation Code Proprietary Number Of Transactions Control Sum Initiating Party Forwarding Adent Payment Information Payment Information Identification Payment Method Batch Booking Number Of Transactions Control Sum Payment Type Information Instruction Priority Service Level Code Proprietary Local Instrument

3 2.12 Code Proprietary Category of Purpose Code Proprietary Requested Execution Date Pooling Adjustment Date Debtor Debtor Account Debtor Agent Debtor Agent Account Ultimate Debtor Charge Bearer Charges Account Charges Account Agent Credit Transfer Transaction Information Payment Identification Instruction Identification End To End Identification Payment Type Information Instruction Priority Code Proprietary Code Proprietary CategoryPurpose Code Proprietary

4 2.42 Amount Instructed Amount Equivalent Amount Amount Currency Of Transfer Exchange Rate Information Exchange Rate Rate Type Contract Identification Charge Bearer Cheque Instruction Cheque Type Cheque Number Cheque From Name Address Delivery Method Code Proprietary Deliver To Name Address Instruction Priority Cheque Maturity Date Forms Code Memo Field Regional Clearing Zone Print Location

5 2.70 Ultimate Debtor Intermediary Agent Intermediary Agent 1 Account Intermediary Agent Intermediary Agent 2 Account Intermediary Agent Intermediary Agent 3 Account Creditor Agent Creditor Agent Account Creditor Creditor Account Ultimate Creditor Instruction For Creditor Agent Code Instruction Information Instruction For Debtor Agent Purpose Code Proprietary Regulatory Reporting Tax Related Remittance Information Remittance Identification Remittance Location Method Remittance Location Electronic Address Remittance Location Postal Address Name Address

6 2.98 Remittance Information Unstructured Structured Referred Document Information Type Code Or Proprietary Code Proprietary Issuer Number Related Date Referred Document Amount Due Payable Amount Discount Applied Amount Credit Note Amount Tax Amount Adjustment Amount And Reason Amount Credit Debit Indicator Reason Additional Information Remitted Amount Creditor Reference Information Type Code Or Proprietary Code Proprietary Issuer

7 2.126 Reference Invoicer Invoicee Additional Remittance Information

8 1. Introduction This addendum describes the SNS Bank additions on the Implementation Guidelines for the XML Customer Credit Transfer Initiation message UNIFI (ISO20022) - pain in the Netherlands. This addendum provides guidance on the use of the SNS Bank specific extra functionality for sending a Credit Transfer Initiation Message, and complies with the Customer Credit Transfer Initiation message UNIFI (ISO20022), SEPA Credit Transfer Scheme Customerto-Bank Implementation Guidelines v4.0 of the European Council of Payments (EPC). The addendum is based on the Implementation Guidelines that has been developed by the Dutch banks together with the Dutch Payments Association ( Betaalvereniging Nederland ). The utmost has been done to make sure the information in this publication is correct. However, SNS Bank can by no means be held responsible for any loss or damage incurred to any incorrect or incomplete information as described in this publication. Please contact SNS Klantenservice at for any further information. 8-14

9 Character Set The UTF8 character encoding standard must be used in the UNIFI messages. The Latin character set, commonly used in international communication, must be used. It contains the following characters : abcdefghijklmnopqrstuvwxyz ABCDEFGHIJKLMNOPQRSTUVWXYZ /-?:()., + Space Note: the above is about characters that can be used within the tags. For the message itself also other characters (especially < and >) can be used. 9-14

10 2. Message items description 1.0 Group Header 1.1 Message Identification Addendum: This reference needs to be unique over time 1.2 Creation Date Time 1.3 Authorisation 1.4 Code 1.5 Proprietary 1.6 Number Of Transactions Addendum: A Maximum of transactions per message. 1.7 Control Sum 1.8 Initiating Party 1.9 Forwarding Agent 2.0 Payment Information 2.1 Payment Information Identification 2.2 Payment Method 2.3 Batch Booking Addendum: This indicator is overruled by settings in the output contract whereby default is true. Don t use this field. 2.4 Number Of Transactions 2.5 Control Sum 2.6 Payment Type Information 2.7 Instruction Priority 2.8 Service Level 2.9 Code 2.10 Proprietary 2.11 Local Instrument 2.12 Code 2.13 Proprietary 10-14

11 2.14 Category Purpose 2.15 Code 2.16 Proprietary 2.17 Requested Execution Date Addendum: The requested Execution Date needs to be a valid Date and later than or equal to the the present day. If the requested execution date is a non TARGET day the execution date will be shifted to the next possible TARGET date (see for the TARGET calendar). If the batch requires extra authorization due to the fact that balance is insufficient the requested execution date can also shift to the next possible TARGET date Pooling Adjustment Date 2.19 Debtor 2.20 Debtor Account Addendum: The debtor account needs to be part of the client s accountdomain Debtor Agent Addendum: The BIC that belongs to debtor account. Voor SNS Bank rekeningen this is RBRBNL Debtor Agent Account 2.23 Ultimate Debtor 2.24 Charge Bearer 2.25 Charges Account 2.26 Charges Account Agent 2.27 Credit Transfer Transaction Information 2.28 Payment Identification 2.29 Instruction Identification 2.30 End To End Identification 2.31 Payment Type Information 2.32 Instruction Priority 2.34 Code 2.35 Proprietary 2.37 Code 2.38 Proprietary 11-14

12 2.39 Category Purpose 2.40 Code 2.41 Proprietary 2.42 Amount 2.43 Instructed Amount 2.44 Equivalent Amount 2.45 Amount 2.46 Currency Of Transfer 2.47 Exchange Rate Information 2.48 Exchange Rate 2.49 Rate Type 2.50 Contract Identification 2.51 Charge Bearer 2.52 Cheque Instruction 2.53 Cheque Type 2.54 Cheque Number 2.55 Cheque From 2.56 Name 2.57 Address 2.58 Delivery Method 2.59 Code 2.60 Proprietary 2.61 Deliver To 2.62 Name 2.63 Address 2.64 Instruction Priority 2.65 Cheque Maturity Date 2.66 Forms Code 2.67 Memo Field 2.68 Regional Clearing Zone 2.69 Print Location 12-14

13 2.70 Ultimate Debtor 2.71 Intermediary Agent Intermediary Agent 1 Account 2.73 Intermediary Agent Intermediary Agent 2 Account 2.75 Intermediary Agent Intermediary Agent 3 Account 2.77 Creditor Agent 2.78 Creditor Agent Account 2.79 Creditor 2.80 Creditor Account 2.81 Ultimate Creditor 2.82 Instruction For Creditor Agent 2.83 Code 2.84 Instruction Information 2.85 Instruction For Debtor Agent 2.86 Purpose 2.87 Code 2.88 Proprietary 2.89 Regulatory Reporting 2.90 Tax 2.91 Related Remittance Information 2.92 Remittance Identification 2.93 Remittance Location Method 2.94 Remittance Location Electronic Address 2.95 Remittance Location Postal Address 2.96 Name 2.97 Address 2.98 Remittance Information 2.99 Unstructured Structured 13-14

14 2.101 Referred Document Information Type Code Or Proprietary Code Proprietary Issuer Number Related Date Referred Document Amount Due Payable Amount Discount Applied Amount Credit Note Amount Tax Amount Adjustment Amount And Reason Amount Credit Debit Indicator Reason Additional Information Remitted Amount Creditor Reference Information Type Code Or Proprietary Code Proprietary Issuer Reference Invoicer Invoicee Additional Remittance Information 14-14

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