Conditions under Chapter 2, Section 4 of the Postal Services Act (2010:1045).
|
|
- Esther Taylor
- 7 years ago
- Views:
Transcription
1 D DECISION 1(18) Date Our reference File appendix 14 October 2011 File ref.: Postal Affairs Department Åsa Gustafsson +46 (0) Posten AB SE Stockholm Licence conditions for Posten AB (corporate ID no ) The matter Conditions under Chapter 2, Section 4 of the Postal Services Act (2010:1045). Decision of the Swedish Post and Telecom Authority Posten AB s licence to conduct postal operations shall, pursuant to Chapter 2, Section 4 of the Postal Services Act, be subject to the conditions shown in this decision. If Posten AB contracts another party to completely or partly provide services covered by the licence, Posten AB shall ensure that the services are performed in accordance with the Postal Services Act, the Postal Services Ordinance, regulations issued under the Postal Services Act and also the licence conditions shown in this decision. Background Issues relating to licences shall be decided by the authority appointed by the Government ( the licensing authority ) (Chapter 2, Section 2 of the Postal Services Act). The Swedish Post and Telecom Authority () is the licensing authority under the Postal Services Act (Section 2 of the Postal Services Ordinance (2010:1049)). A licence to conduct postal operations may be granted subject to conditions pursuant to the more detailed provisions of Chapter 2, Section 4 of the Postal Services Act. The Swedish Post and Telecom Authority decided on 13 March 1997 ( File ref. 97/4769) that Posten AB shall be granted a licence to conduct postal operations under Section 4 of the Postal Services Act (1993:1684). On 30 September 2010, issued licence conditions under Chapter 2, Section 4 Swedish Post and Telecom Authority Postal address: Visiting address: Telephone: +46 (0) Box 5398 Valhallavägen 117 Fax: +46 (0) SE Stockholm pts@pts.se
2 2(18) of the Postal Services Act (2010:1045), which applied up to and including 30 September 2011 (File ref ). On 30 September 2011, issued interim licence conditions that ceased to apply on 14 October 2011 (File ref ). hereby issues licence conditions to apply from and including 15 October LICENCE CONDITIONS 1. Provision of the universal postal service 1.1 Obligation to provide the universal postal service. Posten AB shall provide the universal postal service, the scope and implementation of which is indicated by Chapter 3, Sections 1 and 2 and Section 6 of the Postal Services Ordinance. According to Chapter 2, Section 4, item 2 of the Postal Services Act, a licence to conduct postal operations may be issued subject to conditions concerning the obligations of the licence holder to provide the entire or parts of the universal postal service in accordance with Chapter 3, Section 1 and to satisfy in a particular manner that prescribed there and by Chapter 3, Section 2. may for one or more licence holders link the licence to conduct postal operations with the above-mentioned conditions [Section 5 of the Postal Services Ordinance (SFS 2010:1049)]. makes the assessment that a provider of the universal service should be appointed so that all of the requirements imposed on this service will be satisfied (see Government Bill 2009/10:216, p. 52 f). This assessment has been made, among other things, in light of the fragility of the limited competition situation prevailing in the Swedish postal market, which does not allow to refrain from appointing a provider of the universal postal service. has also made the assessment that it is Posten AB that should provide the entire universal postal service in order to secure requirements for quality, national coverage, accessibility, pricing and reporting. There are a number of rules in the Postal Services Act that are only applicable to an appointed provider.
3 3(18) considers that these rules must be applied to Posten AB in order to maintain the above-mentioned requirements. A description is provided in Government Bill 2009/10:216 of among other things: overall postal service policy objectives; what is deemed to constitute the universal postal service; and requirements in respect of the service level to be offered for the service. Like the Government, does not consider that there is any reason to amend the scope of the universal postal service, for which reason the current scope shall remain (cf. Government Bill 2009/10:216, p. 45). 1.2 Clearance and delivery Posten AB shall ensure that postal items weighing up to and including 20 kg are cleared and delivered every normal Monday to Friday. In this context, weekends and public holidays also include Midsummer s, Christmas and New Year s Eve. The density of points of contact and access points shall take account of the needs of users. The universal service should have the same scope and should assure all users a service of the same quality as to date. This is indicated by Government Bill 2009/10:216, p. 42 ff. The basis is that the service level in respect of letterboxes and service points should remain unchanged compared with the preceding year, retaining accessibility throughout Sweden. (Cf. Posten AB s reporting obligation under Clause 4.2.) (Chapter 4, Section 2, item 2 and Chapter 3, Section 1, items 1 and 2) 1.3 Routing times At least 85 per cent of letters deposited for overnight delivery before the latest point in time for deposit and for which the sender has paid the price applicable for overnight delivery shall have been distributed within Sweden on the
4 4(18) following working day through the agency of Posten AB and irrespective of where they were deposited in Sweden. At least 97 per cent of the letters shall have been distributed within three working days. The common European Standard EN (Postal services Quality of service Measurement of the transit time of end-to-end services for single piece priority mail and first class mail) 1 shall apply when measuring routing times for individual mail items. The purpose of this condition is to ensure that routing times for letters within Sweden are adapted to the base level required for cross-border mail under the Postal Services Directive. When assessing whether this condition has been fulfilled, assumes that the methods for measuring routing times, which Posten AB applies at the time the licence conditions enter into force, are satisfactory. These methods may not be changed without the written consent of. (Chapter 2, Section 4, item 2 and Chapter 3, Section 1, item 3 of the Postal Services Act together with Section 6 of the Postal Services Ordinance) 1.4 Prices Posten AB shall provide the universal postal service at prices that are reasonable, transparent, non-discriminatory and cost-oriented. It should be possible for everyone to receive postal items conveyed at reasonable prices in accordance with Chapter 1, Section 2 of the Postal Services Act. Reasonable prices means that the prices should not be onerous. Requirements for prices to be transparent and non-discriminatory were incorporated into Chapter 3, Section 2 of the Postal Services Act in The meaning of this is shown by Government Bill 2009/10:216, p. 55 ff. In the opinion of, transparent prices means, for example, that the public price lists should cover all of the volume intervals applied by Posten AB and that all 1 The European Committee for Standardization (CEN) is responsible for this standard
5 5(18) performance-based discounts offered to users are reported transparently (see also items 1.5 and 1.6 below). Non-discriminatory pricing means, for example, that prices and other conditions shall be applied equally in relation to the various parties to the contract, both actual and potential parties. Such parties to the contract may, for example, be corporate customers, consolidators of mail for various users and other postal operators. Discounts and other special conditions shall thus be offered to all users on the same terms. The term cost-oriented prices is defined in p. 58 ff of the same Government Bill. In the opinion of, cost-oriented prices in the 2010 Postal Services Act shall be understood to be the same as prices geared to costs under the 1993 Postal Services Act. There is also a requirement linked to cost orientation for pricing to promote the effective provision of a universal postal service (Chapter 3, Section 2 of the Postal Services Act). In order for to be able to effectively monitor compliance with the rules and regulations for pricing, Posten AB shall show the costs on which these prices are based (Chapter 3, Section 2 of the Postal Services Act). The principles for costings and reporting are set out in items 6.1 to 6.3 of these licence conditions. (Chapter 2, Section 4, item 2 and Chapter 4, Section 2 of the Postal Services Act) 1.5 Transparency relating to prices and other conditions Posten AB should make available to the public the general conditions for those services included in the universal postal service. Prices and any discounts shall be offered to anyone who satisfies the conditions therefor and the said conditions should be publicly available. A user who requests price information (with or without discounts) is entitled to receive this information in writing on request. In the same way, a user is entitled to receive a written contract on request.
6 6(18) According to Article 6 of the Postal Services Directive, 2 Member States shall take steps to ensure that users are regularly given sufficiently detailed and up-to-date information by the universal service provider(s) regarding the particular features of the universal services offered, with special reference to the general conditions of access to these services as well as to prices and quality standard levels. In the opinion of, this information should be published in an appropriate manner and be easily accessible for customers (Chapter 3, Section 1, item 6 of the Postal Services Act). In addition, the principle of nondiscrimination shall be observed under Chapter 3, Section 2 of the Postal Services Act. This condition means, among other things, that Posten s public price lists shall include all of the volume intervals applied by Posten AB. The requirement that users which in practice means those Posten AB customers that have an individually negotiated agreement are entitled to be offered prices and discounts in writing and similarly a written contract may be viewed as a matter of course, although it has been specified in the licence conditions for the sake of clarity. (See Chapter 2, Section 4, item 2, Chapter 3, Section 1, item 6 and Chapter 3, Section 2 of Postal Services Act) 1.6 Discounts and other special conditions, etc. Posten AB shall transparently report on the principles forming the basis of the calculation of special prices (if these deviate from the official price list) and performance-based discounts. In the same way, Posten AB shall also transparently report on the principles for other special conditions that deviate from the official conditions/general conditions. Posten AB shall thus transparently report on all performance-based discounts that users can receive, stating: 2 Directive 97/67/EC of the European Parliament and of the Council of 15 December 1997 on common rules for the development of the internal market of Community postal services and the improvement of quality of service, last amended by Directive 2008/6/EC of the European Parliament and of the Council.
7 7(18) the term of the discount, the maximum discount, the interval applicable to various stages of discount (provided such apply). Any surcharges shall be transparently reported in a corresponding way. This information shall be provided on Posten AB s website. If users are offered discounts other than those published on Posten AB s website, these shall be reported in writing to no later than on the 5 th of the following month, stating the name and organisation ID number of the user, together with the reasons for and amount of the discount. If a user is offered special conditions that are not displayed on Posten AB s website, these shall be reported in writing to no later than on the 5 th of the following month, stating the name and organisation ID number of the user. If Posten AB applies special prices and other special conditions, these shall be transparent and non-discriminatory according to Chapter 3, Section 2, third paragraph of the Postal Services Act. It is stated on page 57 of Government Bill 2009/10:216 that all users are entitled to such special prices and special conditions if they satisfy the preconditions therefor. The principles applicable to prices, discounts and other conditions, as well as combinations of these, are therefore required to be transparently and clearly reported to users. Parameters that may form part of the assessment include volume, level of pre-sorting and the point in time for deposit. Other parameters may also come into question, though only subject to the precondition that they can be justified in light of the impact they may have on the costs. The reason for specifying the maximum discount is that users can then at least assess the reasonableness of the discount that may be obtained under certain specified circumstances.
8 8(18) The reason for requiring the various intervals to be specified is that users should be aware that their discount may increase or reduce at a certain given point. On the other hand, there is no need for Posten AB to publish the exact prices in the various discount intervals but, as previously mentioned, Posten AB just has to specify the maximum discount for the highest interval. A user who wants to refer to the discounts offered may contact Posten AB s sales organisation to conclude an agreement regarding the discount/final price. The prices stated in the official price list are otherwise assumed to apply. As indicated by item 1.5, the user is entitled to receive this information in writing on request (both the quote and contract). The main principle is that all discounts and conditions shall be offered to all users on Posten AB s website. However, there may also be reasons to provide discounts (or other conditions) in other cases, for example for certain unique solutions. To avoid this possibility being abused, a report shall be delivered every calendar month to of each offer of this kind (including price, discount or special conditions that are not displayed on Posten AB s website). The full wording of the special conditions shall be reported. If the condition has only been issued verbally, the authority shall be specifically notified of this, including the meaning of the condition. The first report of discounts and special conditions that are not published on Posten AB s website shall be made no later than 5 th November 2011 and encompass decisions made from and including 15 October will deal with the information in accordance with the secrecy provisions applicable at any given time. (Chapter 2, Section 4, item 2, Chapter 3, Section 1 of the Postal Services Act and Chapter 3, Section 2 of the Postal Services Act) 2. Reliability 2.1 Privacy and security Posten AB shall ensure that:
9 9(18) a) addressed mail items are handled so that they are not damaged through external impact during handling or by the weather and wind b) mail items are handled observing established distribution procedures so that they are not unnecessarily exposed to unauthorised persons or left unattended in a way that entails a risk from the perspective of privacy c) the protection of the senders and recipients privacy shall be maintained by relevant staff having adequate knowledge of both the rules relating to the duty of confidentiality and the protection of privacy that the postal secrecy contained in Chapter 4, Section 8 of the Swedish Penal Code seeks to provide, and that d) the premises where addressed mail items are handled satisfy reasonable requirements in respect of security. These conditions entail a clarification of Chapter 2, Section 6 of the Postal Services Act. (Chapter 2, Section 4, item 1 of the Postal Services Act) 3 Dealing with complaints 3.1 Publishing complaints Each year Posten AB shall publish information about the number of complaints and how complaints have been dealt with. The information for a calendar year shall be published no later than 30 April of the following year. Chapter 2, Section 4, item 3 states that certain information about complaints shall be made public. In addition, complaints shall also be made public under Chapter 4, Section 12 of the Postal Services Act by the party appointed to provide the universal postal service. Making information public means that this information shall be published on Posten AB s website, so that it is easy for the general public to access the information. Posten AB should state when publishing how the term complaint has been defined.
10 10(18) 4. Disclosure requirements 4.1 Reporting changes to the organisation, amended conditions, operational disruptions, etc. Posten AB shall promptly notify of: all significant changes to the organisation, planned changes to the service conditions and prices, serious operational disruptions, for example, during clearance, distribution, sorting and transport, events, such as sabotage, theft, fire, fraud and the like. has an overall responsibility within the area of postal services and the area of electronic communications. 3 Within the area of postal services, the Government has assigned the authority to: promote the availability of a properly functioning universal postal service for everyone in accordance with the objectives set out in the Postal Services Act, continuously monitor developments and monitor that postal services satisfy public needs, promote effective competition, monitor price trends, consider issues concerning licences and exercise supervision under the Postal Services Act, and also promote the efficient operation of the postal market from the perspective of both consumer and regional growth policy. needs to have access to Posten AB s strategic documents and to have information about how the management is working to realise these plans to enable the authority to fulfil its assignment. Posten AB shall therefore keep informed about the operation's organisation, content and such individual circumstances or events that may have an impact on the reliability or quality of the operation. s assignment to supervise the Postal Services Act includes monitoring prices and also applying special conditions. The 3 Ordinance (2007:951) with instructions for
11 11(18) authority therefore needs to have information about planned changes to service conditions and prices without delay in order to fulfil its assignment. (Chapter 2, Section 4, items 1 and 2, Chapter 2, Section 6 and Chapter 3, Section 2 of the Postal Services Act) 4.2 Reporting service points, etc. Posten AB shall report the following to upon request and usually once per year: the number of service points, the type of service point, and the number of public letterboxes. Posten AB shall report the following to in good time: all planned withdrawals of letterboxes and service points (points of contact and access points), indicate the alternatives being offered to those users affected, and also report on other significant changes to the service network. The alternatives notified to those users affected shall be reasonable on an overall assessment. The universal service should have the same scope and assure all users of a service of the same quality as to date. This is indicated by p. 42 ff of Government Bill 2009/10:216. The density of points of contact and access points shall take account of the needs of users under Chapter 3, Section 1, item 2 of the Postal Services Act. (Chapter 2, Section 4, item 2 and Chapter 3, Section 1, item 2 of the Postal Services Act) 4.3 Reporting exemptions from the 5-day rule Posten AB shall make an annual report to regarding the number of residential customers that do not have five day deliveries. However, the report
12 12(18) shall not include those residential customers who are willing not to have fiveday deliveries. The universal service means, for example, that a distribution shall take place on every working day and at least five days a week for recipients. Special circumstances or geographical conditions may result in the licensing authority granting an exemption. In order to protect the quality of the universal service, it is important that exemptions are granted restrictively. For this reason, there should be no increase in the number of residential customers without a daily service. (Chapter 2, Section 4, item 2 and Chapter 3, Section 1, item 1 of the Postal Services Act) 5. Postal services for persons with functional impairments Posten AB shall consider the need of special postal services for persons with functional impairments. Posten AB shall submit a tender with cost-oriented prices in the event that implements a procurement of postal services for persons with functional impairments. Posten AB shall consider in its operation the need of special postal services for persons with disabilities (Chapter 2, Section 4, item 4 of the Postal Services Act). This requirement covers: an extended service outside the urban area; acting as an intermediary for the dispatch of literature for people with visual impairments; and postal services that are of particular importance for persons with disabilities. Extended postal service means that, on account of age or functional impairment, a postal service is provided right up to the home of persons who normally have their post distributed a certain distance from their home.
13 13(18) The meaning of cost-oriented prices is indicated by Chapter 3, Section 2 of the Postal Services Act and page 59 of Government Bill 2009/10:216. The above-mentioned services shall be dealt with as special arrangements via a procurement procedure. This licence condition secures the need of special postal services for persons with functional impairments since there will in all circumstances will be at least one tenderer for any procurements and it also clarifies that this tenderer cannot charge excessive prices for the services offered. In this context, persons with disabilities also refers to persons over the age of 80. It is stated in the comments to the Act that Chapter 2, Section 4 corresponds to Chapter 5 b, Section 4 of the 1993 Postal Services Act. More detailed reasons are shown in the travaux préparatoires to this Postal Services Act (Government Bill 1997/98:127, p. 38 f and 48). The need to secure postal services for persons with functional impairments still applies. 6. Costings and reporting 6.1 General Posten AB s reporting and costings shall allow prices for services included in the universal postal service to be checked for whether they are reasonable, nondiscriminatory and cost-oriented. In this item 6, universal postal service means the conveyance of letters and other addressed mail items that weigh up to and including 20 kg. This condition has been imposed to enable to verify that Posten AB is satisfying the conditions under item 1.4 pursuant to Article 12 of the Postal Services Directive. (Chapter 2, Section 4, item 2 and Chapter 4, Section 2 of the Postal Services Act)
14 14(18) 6.2 Costing system Posten AB shall report costs and revenues for each individual service included in the universal postal service in a documented and transparent costing system on the basis of consistently applied and objectively justifiable cost accounting principles. It must be possible to deduce costs and revenues from audited annual accounts. These shall state which allocators have been used and the amounts that are thereby allocated to the services affected. It shall thus be possible to calculate the cost of each individual service included in the universal postal service. Changes in relation to the previous year shall also be reported. All readjustment, development, and extraordinary items shall be clearly reported. The same applies to all group adjustments and other changes. For common functions relating to the operations in different countries, the allocation of costs and underlying principles for allocation between the respective country s operations shall be clearly reported. In the costing system referred to above, costs shall be allocated to each of the services in the following manner: a) costs which can be directly assigned to a particular service shall be so assigned. b) common costs (i.e. costs which cannot be directly assigned to a particular service) shall be allocated as follows. i) whenever possible, common costs shall be allocated on the basis of direct analysis of the origin of the costs themselves. ii) when direct analysis is not possible, common cost categories shall be allocated on the basis of an indirect linkage to another cost category or group of cost categories for which a direct assignment or allocation is possible; the indirect linkage shall be based on comparable cost structures. iii) when neither direct nor indirect measures of cost allocation can be found, the cost category shall be allocated on the basis of a general allocator computed by using the ratio of all expenses directly or indirectly assigned or allocated, on the one hand, to each of the universal services and, on the other hand, to the other services.
15 15(18) iv) common costs, which are necessary for the provision of both universal services and non-universal services, shall be allocated appropriately; the same cost drivers must be applied to both universal and non-universal services. A transparent costing system also refers to those estimates forming the basis of Posten AB s pricing. Posten AB must be able to show the principles according to which the services pricing has been made. Individual service means a service specified in the official price lists. Posten AB shall also be able to report on the internal pricing of production elements sold within the group. This condition entails a clarification of the principles contained in Article 14 of the Postal Services Directive and Chapter 3, Section 2 of the Postal Services Act. (Chapter 2, Section 4 of the Postal Services Act.) (Chapter 2, Section 4, item 2 and Chapter 3, Section 2 of the Postal Services Act) 6.3 Disclosure requirements, etc. Posten AB shall submit documentation to upon request that ensues from the above-mentioned principles for accounting costs, revenues, etc. contained in item 6.2. In addition, Posten AB, in the manner requested by, shall give the authority access to the supporting documents for the production of all data in the costing system. Posten AB is obliged to annually report to any changes made to costing and internal settlement principles or the like. Posten AB shall submit an auditable basis for costings to no later than 30 June. Specific product estimates shall be provided within one month upon request from. s examination shall include assessing the reliability of the data on which Posten AB s costing system is based, for which reason the above-mentioned documentation is required for compliance with s assignment. 30 June is an appropriate final date for the completion of some of these documents to enable to satisfy its annual reporting obligation to the Government regarding, for example, the supervision of the universal postal service and following up price objectives and price trends for other postal services.
16 16(18) shall deal with the information in accordance with the secrecy provisions applicable at any given time. (Chapter 2, Section 4, item 2 and Chapter 3, Section 2, cf. Chapter 4, Section 14 of the Postal Services Act) 7. Total Defence requirement The licence holder shall perform emergency response measures for the Swedish Total Defence following an order from and in return for cost-oriented compensation. See Chapter 2, Section 4, item 5 of the Postal Services Act 8. The term of the licence conditions These licence conditions apply up to and including 30 September 2012, unless otherwise prescribed by item 9 below. The conditions for the licence may be reconsidered after the said date. Licence conditions shall under Chapter 2, Section 5 of the Postal Services Act apply for a fixed term and may be issued in conjunction with the granting of a licence, in conjunction with the term of conditions previously issued expiring or where there are otherwise special reasons.
17 17(18) 9. Reservations 9.1 Amendments relating to costings and reporting reserves the right to issue amended conditions during the term of the conditions relating to the requirement for costings and reporting contained in Section 6. It is important for to be able to rapidly take into account experience from the authority's ongoing review and through possibly adjusting the conditions in this respect ensure that they are as appropriate as possible. 9.2 Amendments owing to statutory amendments, etc. reserves the right to issue new or amended conditions during the term of the conditions if is given new powers to issue licence conditions by an amendment of the Postal Services Act or Postal Services Ordinance or if an amendment is called for in the opinion of owing to a decision issued by a court.
18 18(18) Information on appeals If you wish to make an appeal against this decision, you must write to the Administrative Court (Förvaltningsrätten) in Stockholm. However, the letter must be sent to the Swedish Post and Telecom Authority, Box 5398, SE Stockholm, Sweden. In your letter, explain which decision you are appealing against by indicating the number of the decision. Also explain how you consider the decision should be changed. The letter must be signed. must have received your appeal within three weeks from the date on which you received the decision. Otherwise the appeal cannot be considered. will forward the appeal to the Administrative Court in Stockholm for consideration if does not itself amend the decision in the manner you have requested. Please contact if anything is unclear. This decision was made by Sten Selander, Head of Department. Åsa Gustafsson, Senior Legal Adviser, also participated in the final processing of the matter.
PRIMARY DEALER AGREEMENT REGARDING SWEDISH GOVERNMENT BONDS
PRIMARY DEALER AGREEMENT REGARDING SWEDISH GOVERNMENT BONDS 29 November 2013 [THE PRIMARY DEALER] and THE KINGDOM OF SWEDEN REPRESENTED BY RIKSGÄLDSKONTORET NOTICE: This is an unofficial translation of
More informationStandard conditions of the Electricity Distribution Licence
Gas and Electricity Markets Authority ELECTRICITY ACT 1989 Standard conditions of the Electricity Distribution Licence Statutory Consultation: 29 April 2008 SECTION A: STANDARD CONDITIONS FOR ALL ELECTRICITY
More informationFirst North Bond Market Rulebook 3 July 2016
First North Bond Market Rulebook 3 July 2016 Table of Contents 1. Introduction... 4 2. Admission to trading and removal from trading of fixed income instruments on First North Bond Market... 6 2.1 General...
More informationDefinition of the postal infrastructure in Sweden.
DATE August, 2000 Definition of the postal infrastructure in Sweden. Post- och telestyrelsen (National Post and Telecom Agency) P.O. Box 5398 SE-102 49 Stockholm, Sweden Phone: +46 8 678 55 00, Fax: +46
More informationNORTHERN TERRITORY ELECTRICITY RING-FENCING CODE
NORTHERN TERRITORY ELECTRICITY RING-FENCING CODE JULY 2001 Table of Provisions Clause Page 1. Authority...2 2. Application...2 3. Objectives...2 4. Ring-Fencing Minimum Obligations...2 5. Compliance with
More informationRULES OF PROCEDURE FOR THE BOARD OF DIRECTORS, THE EXECUTIVE CHAIRMAN AND THE GENERAL MANAGER IN DOLPHIN GROUP ASA
RULES OF PROCEDURE FOR THE BOARD OF DIRECTORS, THE EXECUTIVE CHAIRMAN AND THE GENERAL MANAGER IN DOLPHIN GROUP ASA ADOPTED BY THE BOARD OF DIRECTORS ON 27 APRIL 2015 1. THE BOARD OF DIRECTORS The Board
More informationStatutes in translation Please note that this translations are not official translations. The translation is furnished for information purposes only
Statutes in translation Please note that this translations are not official translations. The translation is furnished for information purposes only and the documents are not legal documents. The texts
More informationGeneral Terms and Conditions Regarding Accepting Ticket solutions for Meal and/or Sports and Cultural Services
General Terms and Conditions Regarding Accepting Ticket solutions for Meal and/or Sports and Cultural Services 1. Purpose and Scope 1.1 The General Terms and Conditions shall be applicable to a contractual
More informationCompany Agreement for airline services
Company Agreement for airline services Between The Customer And Scandinavian Airlines System Denmark-Norway-Sweden 1 Contents 1 Company Agreement for airline services...3 1.1 Content and scope of the Agreement...3
More informationACT on Payment Services 1 ) 2 ) of 19 August 2011. Part 1 General Provisions
ACT on Payment Services 1 ) 2 ) of 19 August 2011 Part 1 General Provisions Article 1. This Act sets out rules for the provision of payment services, including: 1) the conditions for provision of payment
More informationAppendix 11 - Swiss Data Protection Act
GLEIF- LOU Restricted Appendix 11 - Swiss Data Protection Act GLEIF Revision Version: 1.0 2015-09-23 Master Copy page 2 of 11 Applicable Provisions of the Swiss Data Protection Act (DPA) including the
More informationPresentation of Posten AB's new service network
PTS-ER-2004:38 PTS-ER-2006:37 Presentation of Posten AB's new service network a presentation in English of PTS reports on access to the new postal network Contents Summary...3 Background...3 The assignment
More informationPosting agreement. for salaried employees Technical areas
Posting agreement for salaried employees Technical areas Table of Contents Posting agreement for salaried employees Technical areas... 3 Section 1 Scope of application of the Agreement and period of validity...
More informationSvenska Handelsbanken AB FI Ref. 13-1783 through Chair of Board Service no. 1. Finansinspektionen's decision (to be issued on 19 May 2015 at 08.
18 May 2015 DECISION Svenska Handelsbanken AB FI Ref. 13-1783 through Chair of Board Service no. 1 106 70 STOCKHOLM Remark and administrative fine Finansinspektionen's decision (to be issued on 19 May
More informationCredit Reporting Privacy Policy of Baybrick Pty Ltd
Credit Reporting Privacy Policy of Baybrick Pty Ltd Introduction 1. This Credit Reporting Privacy Policy is the official privacy policy of Baybrick Pty Ltd and its subsidiaries which includes JBS Australia
More informationBANKING UNIT BANKING RULES OUTSOURCING BY CREDIT INSTITUTIONS AUTHORISED UNDER THE BANKING ACT 1994
BANKING UNIT BANKING RULES OUTSOURCING BY CREDIT INSTITUTIONS AUTHORISED UNDER THE BANKING ACT 1994 Ref: BR/14/2009 OUTSOURCING BY CREDIT INSTITUTIONS AUTHORISED UNDER THE BANKING ACT 1994 INTRODUCTION
More informationTerms and conditions for warrants 2016/2019
The English text is an unofficial translation of the Swedish original. In case of any discrepancies between the Swedish text and the English translation, the Swedish text shall prevail. Terms and conditions
More informationSweden. Act on Equality between Women and Men. The Equal Opportunities Act (SFS 1991:433)
Sweden Act on Equality between Women and Men The Equal Opportunities Act (SFS 1991:433) (Including amendments up to and including SFS 2000:773) Purpose of the Act Section 1. The purpose of this Act is
More informationConsolidated Insurance Mediation Act 1
Consolidated Insurance Mediation Act 1 Act no. 930 of 18 September 2008 This is an Act to consolidate the Insurance Meditation Act, cf. Consolidated Act no. 401 of 25 April 2007, as amended by section
More informationGlyncoed Primary School. Data Protection Policy
Glyncoed Primary School Data Protection Policy Date agreed: March 2015 Review date: March 2017 1 Data Protection Policy Glyncoed Primary School collects and uses personal information about staff, pupils,
More informationTERMS AND CONDITIONS OF REGISTRATION Applicable for the top-level domain.nu
TERMS AND CONDITIONS OF REGISTRATION Applicable for the top-level domain.nu (The Swedish version of the terms and conditions shall prevail) 1 INTRODUCTION 1.1 Stiftelsen för Internetinfrastruktur / The
More informationPersonal Data Act (1998:204);
Personal Data Act (1998:204); issued 29 April 1998. Be it enacted as follows. General provisions Purpose of this Act Section 1 The purpose of this Act is to protect people against the violation of their
More informationBank of Brodhead PO Box 108 806 E Exchange St Brodhead WI 53520-0108
Bank of Brodhead PO Box 108 806 E Exchange St Brodhead WI 53520-0108 Consumer Internet Banking Agreement and Disclosures 1. Coverage. This Agreement applies to your use of our Online Banking Service ("Internet
More informationPublic Access to Information and Secrecy Act. Information concerning public access to information and secrecy legislation, etc
0101010101010101010101010101010101 1010101010101010101010101010101010 0101010101010101010101010101010101 1010101010101010101010101010101010 0101010101010101010101010101010101 1010101010101010101010101010101010
More informationFreedom of Information Act 2000
ch3600a00a 02-12-00 01:13:30 ACTA Unit: PAGA Rev RA Proof, 29.11.2000 Freedom of Information Act 2000 CHAPTER 36 ARRANGEMENT OF SECTIONS Part I Access to information held by public authorities Right to
More informationthe disposal of the account holder or authorised user, excluding, however, transactions related to the crediting of deposit interest.
General terms and conditions for corporate accounts These General terms and conditions for corporate accounts were adopted on 15 November 2012. These terms and conditions will be applied to companies account
More informationThis document is meant purely as a documentation tool and the institutions do not assume any liability for its contents
2004R0550 EN 04.12.2009 001.001 1 This document is meant purely as a documentation tool and the institutions do not assume any liability for its contents B REGULATION (EC) No 550/2004 OF THE EUROPEAN PARLIAMENT
More informationFinansinspektionen's Regulations
Finansinspektionen's Regulations Publisher: Gent Jansson, Finansinspektionen, Box 6750, 113 85 Stockholm. Ordering address: Thomson Fakta AB, Box 6430, 113 82 Stockholm. Tel. +46 8-587 671 00, Fax +46
More informationGENERAL TERMS AND CONDITIONS OF THE SETTLEMENT CONTRACT
GENERAL TERMS AND CONDITIONS OF THE SETTLEMENT CONTRACT 1. Definitions used in the Settlement Contract In addition to the Terms and Conditions and the General Terms and Conditions of the Bank the following
More informationPAYMENT PROTECTION INSURANCE MARKET INVESTIGATION ORDER 2011
PAYMENT PROTECTION INSURANCE MARKET INVESTIGATION ORDER 2011 The Order... 3 PART 1... 4 General... 4 1. Title, commencement, application and scope... 4 2. Interpretation... 4 PART 2... 10 Information requirements...
More informationStaple Hill Primary School. Data Protection Policy
Staple Hill Primary School Data Protection Policy Staple Hill Primary School collects and uses personal information about staff, pupils, parents and other individuals who come into contact with the school.
More informationFirst North Bond Market Rulebook January 2014
First North Bond Market Rulebook January 2014 Table of contents 1. Introduction... 4 2. Admission to trading and removal from trading of fixed income instruments on First North Bond Market... 5 2.1 General...
More informationUNOFFICIAL CONSOLIDATION AND TRANSLATION OF LAWS 128(I) OF 2009 AND 52(I) OF 2010 THE PAYMENT SERVICES LAWS OF 2009 TO 2010
UNOFFICIAL CONSOLIDATION AND TRANSLATION OF LAWS 128(I) OF 2009 AND 52(I) OF 2010 THE PAYMENT SERVICES LAWS OF 2009 TO 2010 This translation and consolidation of laws is not official. It has been prepared
More informationIsrael LEVITAN, SHARON & CO. Peggy Sharon and Dror Zamir office@levitansharon.co.il. 1. Insurance intermediation activities
Israel LEVITAN, SHARON & CO. Peggy Sharon and Dror Zamir office@levitansharon.co.il 1. Insurance intermediation activities 1.1 Is the distribution of insurance products (hereinafter referred to as insurance
More informationRadio and Television Act
Radio and Television Act SFS No. 2010:696 Ministry/authority: Ministry of Culture Issued: 17 June 2010 Enters into force: 1 August 2010 General provisions Chapter 1 Content and scope of the Act Content
More informationHSBC Global Investment Centre
HSBC Global Investment Centre Terms and Conditions These terms are effective for all Global Investment Centre Account customers on and from 6 April 2016. 2 Global Investment Centre Terms and Conditions
More informationGENERAL CONDITIONS FOR SALE OF ELECTRICITY TO DOMESTIC CONSUMERS
27 February 2015 1 (9) GENERAL CONDITIONS FOR SALE OF ELECTRICITY TO DOMESTIC CONSUMERS GENERAL CONDITIONS prepared by Svensk Energi following agreement with the Swedish Consumer Agency. 1. Introductory
More informationFinansinspektionen s Regulatory Code
Finansinspektionen s Regulatory Code Publisher: Finansinspektionen, Sweden, www.fi.se ISSN 1102-7460 This translation is furnished for information purposes only and is not itself a legal document. Finansinspektionen's
More informationPlanning Act 2008: Guidance on Changes to Development Consent Orders. December 2015 Department for Communities and Local Government
Planning Act 2008: Guidance on Changes to Development Consent Orders December 2015 Department for Communities and Local Government Crown copyright, 2015 Copyright in the typographical arrangement rests
More informationScandinavian Airlines (SAS) Regulations of the SAS Credits Program
Scandinavian Airlines (SAS) Regulations of the SAS Credits Program 1 1. Part One. Regulations of the SAS Credits Program.... 3 1.1 The Content and Scope of the Regulations.... 3 1.2 General Information
More informationDATA PROTECTION POLICY
Reference number Approved by Information Management and Technology Board Date approved 14 th May 2012 Version 1.1 Last revised N/A Review date May 2015 Category Information Assurance Owner Data Protection
More informationSpillemyndigheden s change management programme. Version 1.3.0 of 1 July 2012
Version 1.3.0 of 1 July 2012 Contents 1 Introduction... 3 1.1 Authority... 3 1.2 Objective... 3 1.3 Target audience... 3 1.4 Version... 3 1.5 Enquiries... 3 2. Framework for managing system changes...
More informationAGREEMENT AUTHORISED DEALER OF SWEDISH GOVERNMENT BONDS. Our ref. /01. with
Our ref. /01 The following is a translation of the Agreement with Authorised Dealer of Swedish Government Bonds in the Swedish language. In the case of any inconsistency between the following English translation
More informationGUIDE AND INSTRUCTIONS. Listed companies. MARKET MONITORING 1 February 2016
GUIDE AND INSTRUCTIONS Listed companies MARKET MONITORING 1 February 2016 Dnr 16-2584 TABLE OF CONTENS About this guide 4 Abbreviations and terms 5 Introduction 7 Stock exchange information 8 Regulated
More informationVersion 1. Chair of Governors Signature.. Review Date: Spring term 2017
Version 1 Chair of Governors Signature.. Date of Adoption/Ratification: 4 th February 2015 Review Date: Spring term 2017 Purpose Cliff Park School s Trust collects and uses personal information about staff,
More informationAct on Payment Services
Act on Payment Services No. 120 27 September 2011 Entered into force 1 December 2011. EEA Agreement: Annex IX, Directive 2007/64/EC. Amended by Act No. 17/2013 (entered into force on 1 April 2013; EEA
More informationGUIDE AND INSTRUCTIONS. Listed Companies. listedcompanies@fi.se 2013-10-16
GUIDE AND INSTRUCTIONS Listed Companies listedcompanies@fi.se 2013-10-16 October 16, 2013 Ref. 11-1971 TABLE OF CONTENTS Abbreviations and terms 4 Stock exchange information 7 Regulated market 7 Home Member
More informationAct on the Supervision of Financial Institutions etc. (Financial Supervision Act)
FINANSTILSYNET Norway Translation update January 2013 This translation is for information purposes only. Legal authenticity remains with the official Norwegian version as published in Norsk Lovtidend.
More informationPolicy on publishing and access to information. concerning.fr TLD registrations
Policy on publishing and access to information 1. Introduction 1.1. Definitions As the registry for the.fr TLD, and in accordance with Article L45 of the French Electronic Communications and Telecommunications
More informationST HELENA TELECOMMUNICATIONS ORDINANCE, CAP 106 LICENCE TO OPERATE BROADCASTING STATIONS AND TO BROADCAST SERVICES (TELEVISION BROADCASTING LICENCE)
ST HELENA TELECOMMUNICATIONS ORDINANCE, CAP 106 LICENCE TO OPERATE BROADCASTING STATIONS AND TO BROADCAST SERVICES (TELEVISION BROADCASTING LICENCE) 1. I, the Governor, acting in accordance with section
More informationDanish Act on Approved Auditors and Audit Firms (Lov om godkendte revisorer og revisionsvirksomheder) 1
While this translation was carried out by a professional translation agency, the text is to be regarded as an unofficial translation based on the latest official Act no. 468 of 17 June 2008. Only the Danish
More informationCode of Practice on the Identity Card Number and other Personal Identifiers Compliance Guide for Data Users
Code of Practice on the Identity Card Number and other Personal Identifiers Compliance Guide for Data Users INTRODUCTION What does the code of practice cover? The code of practice gives practical guidance
More informationFinansinspektionen's Regulations
Finansinspektionen's Regulations Publisher: Gent Jansson, Finansinspektionen, Box 6750, 113 85 Stockholm. Ordering address: Thomson Fakta AB, Box 6430, 113 82 Stockholm. Tel +46 8-587 671 00, Fax +46 8-587
More informationUNMIK REGULATION NO. 2003/37 ON THE PROMULGATION OF THE LAW ON POSTAL SERVICES ADOPTED BY THE ASSEMBLY OF KOSOVO
UNITED NATIONS United Nations Interim Administration Mission in Kosovo UNMIK NATIONS UNIES Mission d Administration Intérimaire des Nations Unies au Kosovo UNMIK/REG/2003/37 17 December 2003 REGULATION
More informationELECTRICITY MARKET ACT
1 NB: Unofficial translation Ministry of Trade and Industry, Finland ELECTRICITY MARKET ACT (386/1995; amendments up to 1172/2004 included) In accordance with a decision by Parliament, the following is
More informationSVARANDE SAAB Aktiebolag (publ.), Electronic Defence Systems, 556036-0793 412 89 Göteborg
SVEA COURT OF APPEAL JUDGMENT Case No. 6 March 2014 T 4519-13 Division 020109 Stockholm Page 1 (12) CLAIMANT Al Gaoud General Trading Est. P.O. Box 10211 Dubai United Arab Emirates Counsel: Advokaterna
More informationGeneral Terms and Conditions of Business of e-spirit AG
General Terms and Conditions of Business of e-spirit AG for the purchase and use of FirstSpirit as well as for software maintenance and training services I. Scope These General Terms and Conditions of
More informationREGULATIONS. on Working with Intermediaries. Fédération Internationale de Football Association
REGULATIONS on Working with Intermediaries Fédération Internationale de Football Association Fédération Internationale de Football Association President: Joseph S. Blatter Secretary General: Jérôme Valcke
More informationConditions for Intamac Home Monitoring Service via the Internet
CONTENTS 1. Interpretation 2. The Service 3. Duration 4. Our Commitment 5. Getting Started 6. Making Sure the Service is Secure 7. Things we May Have to Do 8. Repairing Faults in the Service 9. Paying
More informationELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic
More informationELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE
ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic
More informationEND USER LICENSE AGREEMENT DATABASE MANAGEMENT TOOL LICENSE
END USER LICENSE AGREEMENT DATABASE MANAGEMENT TOOL LICENSE IMPORTANT: BY INSTALLING THIS SOFTWARE THE LICENSEE ACCEPTS THE TERMS AND CONDITIONS CONTAINED HEREIN AND THIS AGREEMENT ENTERS INTO FORCEBETWEEN
More informationGeneral Terms of Public Procurement in Service Contracts JYSE 2014 SERVICES
General Terms of Public Procurement in Service Contracts January 2015 Contents Introduction...3 Issues to be observed in applying...5 General Terms of Public Procurement in Service Contracts ()...9 1 Definitions...9
More informationPRIVACY POLICY. comply with the Australian Privacy Principles ("APPs"); ensure that we manage your personal information openly and transparently;
PRIVACY POLICY Our Privacy Commitment Glo Light Pty Ltd A.C.N. 099 730 177 trading as "Lighting Partners Australia of 16 Palmer Parade, Cremorne, Victoria 3121, ( LPA ) is committed to managing your personal
More informationFinansinspektionen s Regulatory Code
Finansinspektionen s Regulatory Code Publisher: Finansinspektionen, Sweden, www.fi.se ISSN 1102-7460 This translation is furnished for informational purposes only and is not itself a legal document. Finansinspektionen's
More informationCONSULTATION PAPER NO 2. 2004
CONSULTATION PAPER NO 2. 2004 REGULATION OF GENERAL INSURANCE MEDIATION BUSINESS This consultation paper explains the need for the Island to regulate general insurance mediation business and examines the
More informationSite visit inspection report on compliance with HTA minimum standards. London School of Hygiene & Tropical Medicine. HTA licensing number 12066
Site visit inspection report on compliance with HTA minimum standards London School of Hygiene & Tropical Medicine HTA licensing number 12066 Licensed under the Human Tissue Act 2004 for the storage of
More informationCOMMISSION REGULATION (EU)
L 122/22 Official Journal of the European Union 11.5.2011 COMMISSION REGULATION (EU) No 445/2011 of 10 May 2011 on a system of certification of entities in charge of maintenance for freight wagons and
More informationFirst North Bond Market Rulebook January 2014 3 July 2016
First North Bond Market Rulebook January 2014 3 July 2016 Table of contentscontents 1. Introduction... 7 2. Admission to trading and removal from trading of fixed income instruments on First North Bond
More informationSAS Invoice Application
SAS Invoice Application We hereby apply for and accept liability for payment of SAS Faktura Company name in full Company Identification No. Address Postal code Postal address Company contact person Telephone
More informationFramework Terms and Conditions
Introduction Framework Terms and Conditions These Framework Terms and Conditions form part of the contract to allow one or more Purchasing Agencies to purchase outcome-focussed services from the Provider.
More informationAct on the Supervision of Credit Institutions, Insurance Companies and Securities Trading etc. (Financial Supervision Act)
KREDITTILSYNET Norway Translation updated August 2003 Translated by Government Authorised Translator Peter Thomas This translation is for information purposes only. Legal authenticity remains with the
More informationDIRECTIVE 2009/38/EC OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL
L 122/28 Official Journal of the European Union 16.5.2009 DIRECTIVE 2009/38/EC OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 6 May 2009 on the establishment of a European Works Council or a procedure
More informationTerms and conditions of investment service
1 Terms and conditions of investment service May 2014 2 Contents 1. Purpose and scope of application of the terms and conditions of agreement... 4 2. Definitions... 4 Client... 4 Client s Representative...
More informationClearing and Settlement Procedures. New Zealand Clearing Limited. Clearing and Settlement Procedures
Clearing and Settlement Procedures New Zealand Clearing Limited Clearing and Settlement Procedures 30 November 2011 Contents Section A: Interpretation and Construction 6 Section 1: Introduction and General
More informationSavings & Loans. Our Voluntary Standards. December 2008. Consultation Paper CP35
Savings & Loans Our Voluntary Standards December 2008 Consultation Paper CP35 The Consultation Process The closing date for submissions is 30 January 2009. We welcome submissions from all interested parties.
More informationStandard conditions of electricity supply licence
Gas and Electricity Markets Authority ELECTRICITY ACT 1989 Standard conditions of electricity supply licence SECTION A: STANDARD CONDITIONS FOR ALL SUPPLIERS Standard conditions 1 to 6: General arrangements
More informationSubject Access Request, Procedure, Guidance and Information
Subject Access Request, Procedure, Guidance and Information Updated: July 2015 Page 1 of 61 CONTENTS 1. Introduction 5 2. Legal Context 5 3. Subject Access Request to Personal Records Guidance 6 Guidance
More information(the Funds and each a Fund )
SECOND REMINDER THIS ANNOUNCEMENT AND NOTICE IS IMPORTANT AND REQUIRES YOUR IMMEDIATE ATTENTION AND DOES NOT CONSTITUTE AN INVITATION OR OFFER TO ACQUIRE, PURCHASE OR SUBSCRIBE FOR UNITS OF THE EXCHANGE
More informationIn case of any discrepancy between the original Danish text and the English translation of this Act, the Danish text shall prevail.
In case of any discrepancy between the original Danish text and the English translation of this Act, the Danish text shall prevail. The Danish Competition Act (Consolidation Act No. 700 of 18 June 2013)
More informationSTATE BANK OF SPRING HILL INTERNET BANKING AGREEMENT WWW.SBSH-KS.COM Internet banking is not available to children under 18 years of age.
STATE BANK OF SPRING HILL INTERNET BANKING AGREEMENT WWW.SBSH-KS.COM Internet banking is not available to children under 18 years of age. PLEASE READ THIS AGREEMENT CAREFULLY AND KEEP A COPY FOR YOUR RECORDS.
More informationGUIDELINES FOR INSIDERS OF LISTED COMPANIES
NASDAQ OMX HELSINKI LTD 1 (31) GUIDELINES FOR INSIDERS OF LISTED COMPANIES TABLE OF CONTENTS 1 INTRODUCTION... 2 2 PURPOSE... 3 3 SCOPE OF APPLICATION AND DEFINITIONS... 3 4 PROHIBITED USE OF INSIDE INFORMATION...
More informationTerms of Use & Privacy Policy
Terms of Use & Privacy Policy These terms and conditions apply to your access and use of the Registration website and the Live Streaming website to UOB Privilege Conversations Live Webcast(collectively
More informationFederal Reserve Banks Operating Circular No. 4 AUTOMATED CLEARING HOUSE ITEMS
Federal Reserve Banks AUTOMATED CLEARING HOUSE ITEMS Effective November 4, 2013 FEDERAL RESERVE BANKS OPERATING CIRCULAR NO. 4 Effective November 4, 2013 AUTOMATED CLEARING HOUSE ITEMS (Click CTRL + section
More information[BRP] Imbalance Settlement Agreement Main Agreement [29.5.2015]
[BRP] Imbalance Settlement Agreement Main Agreement [29.5.2015] 2 Table of contents 1 Parties 3 2 Definitions 3 3 Contract Documents 5 4 Background and purpose 5 5 BRP's Rights and Obligations 6 6 esett's
More informationTelecommunications TELECOMMUNICATIONS (LEASED LINES) REGULATIONS, 2001
Regulations made under ss. 12 and 47. TELECOMMUNICATIONS (LEASED LINES) REGULATIONS by Ord. 2006-15 as from 5.6.2006 (LN. ) 19.7. Amending enactments None Relevant current provisions Commencement date
More informationACT ON PAYMENT SERVICES
492 ACT ON PAYMENT SERVICES The full text of Act No 492/2009 Coll. on payment services and on amendments to certain laws, as amended by Act No 130/2011 Coll., Act No 394/2011 Coll., Act No 520/2011 Coll.,
More informationLEGISLATION COMMITTEE OF THE CROATIAN PARLIAMENT
LEGISLATION COMMITTEE OF THE CROATIAN PARLIAMENT 2300 Pursuant to its authority from Article 59 of the Rules of Procedure of the Croatian Parliament, the Legislation Committee determined the revised text
More informationPART I GENERAL. Chapter 1. General provisions. Section 1. General scope of application of the Act
1(49) Unofficial translation Amendments up to 258/2013 included 746/2012 Issued in Helsinki on 14 December 2012 Securities Markets Act Pursuant to the decision of Parliament, the following is enacted:
More informationManual for the daily cooperation related to the supply of
Manual for the daily cooperation related to the supply of Medicinal products to Amgros and the hospital pharmacies in Denmark Version 4.0 Page 1 Contents Instruction in relation to the framework agreement...
More information5.1.2 OSC Rule 48-501 Trading during Distributions, Formal Bids and Share Exchange Transactions and Companion Policy 48-501CP to OSC Rule 48-501
5.1.2 OSC Rule 48-501 Trading during Distributions, Formal Bids and Share Exchange Transactions and Companion Policy 48-501CP to OSC Rule 48-501 Ontario Securities Commission Rule 48-501 Trading during
More informationPrimary Dealer Agreement for Norwegian government bonds for calendar year 2016
GOVERNMENT DEBT MANAGEMENT 15.12.2015 Primary Dealer Agreement for Norwegian government bonds for calendar year 2016 Norges Bank and (Primary Dealer) with organisation number, hereinafter referred to as
More informationPrivacy fact sheet 17
Privacy fact sheet 17 Australian Privacy Principles January 2014 From 12 March 2014, the Australian Privacy Principles (APPs) will replace the National Privacy Principles Information Privacy Principles
More informationRegister of People with Significant Control. Guidance for Companies, Societates Europaeae and Limited Liability Partnerships
Register of People with Significant Control Guidance for Companies, Societates Europaeae and Limited Liability Partnerships Version: 4 Published: 11 April 2016 Overview This guidance explains what you
More informationElectronic Funds Transfer, Internet and Mobile Banking Agreement and Disclosure For Personal Accounts
Electronic Funds Transfer, Internet and Mobile Banking Agreement and Disclosure For Personal Accounts First State Bank Central Texas offers the highest quality banking products and services available.
More informationUNIT TRUST TERMS AND CONDITIONS EFFECTIVE 24 MAY 2016 VERSION 7.1
UNIT TRUST TERMS AND CONDITIONS EFFECTIVE 24 MAY 2016 VERSION 7.1 Allan Gray Unit Trust - Terms and conditions This document sets out the Terms and Conditions applicable to your Allan Gray Unit Trust
More informationIn these terms & conditions, the following terms are defined below.
Terms & Conditions for digitalpost (Dgtlpost AB) Our Service Thank you for using our online Service. Dgtlpost AB provides digitalpost web Service to collect all the mail (paper, email, and uploads) in
More informationChapter 3 Financial Year
[PART 6 FINANCIAL STATEMENTS, ANNUAL RETURN AND AUDIT Chapter 1 Preliminary 269. What this Part contains and use of prefixes - Companies Act and IFRS. 270. Overall limitation on discretions with respect
More informationASSISTED SALES PROGRAMME GUIDE. (Ireland) 128XJB D04
ASSISTED SALES PROGRAMME GUIDE (Ireland) TABLE OF CONTENTS PAGE 1. General Information...1 2. Assisted Sales Programme...2 3. Transferring Your Shares...4 4. Requesting Share Certificates...5 5. Dividend/Mandate
More informationDecree No. 18/2009 (VIII. 6.) MNB of the Governor of the National Bank of Hungary. on Payment Services Activities CHAPTER I GENERAL PROVISIONS.
Decree No. 18/2009 (VIII. 6.) MNB of the Governor of the National Bank of Hungary on Payment Services Activities Pursuant to the authorization conferred under Paragraph a) of Subsection (2) of Section
More information