SOCIAL BANKING EXCELLENCE AWARDS 2015

Transcription

1 SOCIAL BANKING EXCELLENCE AWARDS 2015 APPLICATION CATEGORY - RURAL BANKING Please tick the appropriate box APPLICATION CLASS ^ Total Business = Total Assets +Total Liabilities Large Bank (Total Business^ of more than 4,00,000 Crore Rs.) Medium Bank (Total Business^ of 2,00,000-4,00,000 Crore Rs.) Small Bank (Total Business^ of less than 2,00,000 Crore Rs.) Co-operative bank or RRBs or LABs Details of the Nominee Name of the Bank : Communication Address : Primary Contact No : Year of Establishment : Department/People responsible for Social banking in the organization. : Turnover (Latest figures) : Number of Employees : Names of the Senior Management (MD, CEO, etc.) : :

2 Number (Thousands) Amount (Rs. Lakh) Deposits Loans Number (Thousands) Amount (Rs. Lakh) Deposits linked to priority sector Deposits linked to inclusion accounts Number (Thousands) Amount (Rs. Lakh) (a) Credit extended to priority sector (b) Credit extended to inclusion accounts (c) What percentage of (a) are standard accounts (d) What percentage of (b) are standard accounts

3 Other categories under which the bank is nominated : 1. Agricultural Banking 2. Urban Banking 3. Government Schemes 4. Best Social Bank Name and Contact Details of SPOC for this nomination :

4 QUESTIONNAIRE Category II: Rural banking Rural Banking includes rewarding the rural activities undertaken by the bank in inculcating banking habits and promoting banking culture in the members of the rural society including rural women, rural service providers and rural businessmen. We would like to reward the excellence in rural banking by recognizing the efforts made by the bank in serving the rural areas. Such efforts include providing basic banking services to activities leading to increased financial awareness and inclusion. Any non-banking activities that are undertaken for the benefit of rural communities are also recognized. Note: Please fill the following details with regards the rural related business of the bank only. Please provide such data for the last three years wherever applicable. SECTION - I 1) A) Number of districts where the bank has prime role in rural development? B) Number of bank branches in rural regions C) How many rural branches are set up in unbanked/underbanked regions? 2) A) Total number of accounts in rural branches

5 B) How many of the total number of accounts in 2 (A) are active*? C) Number of new Basic Savings Bank Deposit Account (BSBDA) accounts opened 3) A) Number of agents and BCs for rural branches B) Attrition of BCs and/or Agents C) Number of BC linked accounts that are active* to the total number of BC linked accounts 4) A) Number of micro ATMs provided in each year B) Transactions through these micro ATMs Deposits Withdrawal Enquiry No of Transactions 31/03/ /03/ /03/2104 * An active account is defined as an account in which there is at least one transaction in a calendar quarter other than bank initiated transaction of credit of interest or debit for charges.

6 5) Please list various products and services offered in rural branches of your bank ) Number and amount of SME, MSME and Tiny sector loans provided 7) A) Number of self-help groups (SHG) created B) Credit given to them C) Outstanding loans to SHG 8) A) Total no of rural loans given B) Percentage of standard accounts in 8 (A)

7 9) A) Type of loans given in the rural areas (Eg: Rural Repair and Rehabilitation Loan, Agricultural loans etc.) B) Ticket size of loans given 10) Total rural credit to the total credit of the bank 11) Percentage of deposits from rural branches to the total deposits from all branches of the bank 12) CD ratio of all the rural branches of the bank put together 13) A) Total number of debit and credit cards issued by the rural bank branches B) How many of them are actively* used * An active account is defined as an account in which there is at least one transaction in a calendar quarter other than bank initiated transaction of credit of interest or debit for charges.

8 14) A) Please specify the special programs and schemes undertaken by your banks for benefit of rural regions. Eg: skill development, employment and self-employment, poverty alleviation, health and sanitation, infrastructure etc B) Please mention if there are any tie-ups with NGOs or other organizations for the welfare and development of rural regions ) Please provide details of other services as per the following table Parameter Yes/No Call centers Mobile Banking Credit counseling 16) Please specify and innovative and scalable initiatives of moderate size for rural development 17) A) Does your bank finance rural infrastructure? (Yes/No) B) Percentage of finance provided for rural infrastructure to the total rural credit

9 18) A) NABARD rating for RSET (Rural Self Employment Training) of your bank B) Number of Financial Literacy Centers (FLCs) of the bank active in rural areas C) What is the extent of support provided by your bank for each of the government schemes related to rural inclusion/development? Please describe the participation and effort in detail ) How are you strategizing your financial inclusion program going forward? Please explain using the planned branch numbers, ATMs etc. What steps are being taken for implementing the strategies? 20) Does your bank do any impact assessment for rural banking? (Yes/No). If yes, Please elaborate

10 SECTION - II Please provide a case study highlighting the effort of your bank in rural banking. (Within 1000 words. Can provide a short film/audio/video if required) The details provided in the form above are true and accurate to best of my knowledge. Date : Place : (Signature) Note: This nomination has to be signed by the GM/ED/CMD of the bank