IBRD/IDA and Blend Countries: Per Capita Incomes, Lending Eligibility, and Repayment Terms

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1 Page 1 of 7 Note: This OP 3.10, Annex D replaces the version dated September 24, The financing terms below are effective for all loans that are approved by the Executive Directors on or after July 1, IBRD/IDA and Blend Countries: Per Capita s, Eligibility, and Repayment Terms For questions on per capita income estimates, please contact the Director, DECDG For questions on IDA eligibility and IDA terms, the Director, DFIRM For questions on creditworthiness and IBRD terms, the Director, CROCR For questions on customized IBRD terms, the Director, FABDR The following 2014 per capita income guidelines apply for operational purposes: i. US$1,045 or less for granting civil works preference to eligible domestic contractors in evaluating civil works bids procured under international competitive bidding (see OP/BP 11.00, Procurement); ii. US$1,215 or less as the operational cutoff for IDA eligibility; [US$1,985 as the historical ceiling for IDA eligibility;] iii. Over US$1,215 for IBRD terms; iv. US$7,175 or more for initiating the IBRD graduation process. 5 Afghanistan 80 i IDA 2,3 LDC % Albania 4,40 iii IBRD Algeria 5,340 iii IBRD Angola 5,300 iii IBRD LDC Antigua and Barbuda 13,30 iv IBRD Argentina 1 14,50 iv IBRD Armenia 3,810 iii IBRD Azerbaijan 7,590 iv IBRD Bangladesh 1,080 ii IDA 2,3 LDC % Belarus 7,340 iv IBRD Belize NA iii IBRD Benin 810 i IDA 2,3 LDC % Bhutan 9 2,390 iii IDA 2,3 LDC % Bolivia 11 2,830 iii Blend % Bosnia and Herzegovina 4,770 iii IBRD

2 Page 2 of 7 5 Botswana 7,880 iv IBRD Brazil 11,70 iv IBRD Bulgaria 7,420 iv IBRD Burkina Faso 710 i IDA 2,3 LDC % Burundi 270 i IDA 2,3 LDC % Cabo Verde 8 3,520 iii Blend % Cambodia 1,010 i IDA 2,3 LDC % Cameroon 11 1,350 iii Blend % Central African Republic 330 i IDA 2,3 LDC % Chad 1,010 i IDA 2,3 LDC % Chile 14,900 iv IBRD China 7,380 iv IBRD Colombia 7,780 iv IBRD Comoros 840 i IDA 2,3 LDC % Congo, 410 i Democratic IDA 2,3 LDC % Republic Congo, Republic of 11 2,80 iii Blend % Costa Rica 9,750 iv IBRD Cote d'ivoire 9 1,550 iii IDA 2, % Croatia 13,020 iv IBRD Djibouti 9 NA iii IDA 2,3 LDC % Dominica 8 7,070 iii Blend % Dominican Republic 5,950 iii IBRD Ecuador,040 iii IBRD Egypt, Arab Republic of 3,280 iii IBRD El Salvador 3,780 iii IBRD Equatorial Guinea 13,340 iv IBRD LDC Eritrea i IDA 2,3 LDC Ethiopia i IDA 2,3 LDC % Fiji 4,540 iii IBRD Gabon 9,320 iv IBRD

3 Page 3 of 7 Gambia, The 450 i IDA 2,3 LDC % Georgia 3,720 iii IBRD Ghana 9 1,20 iii IDA 2, % Grenada 8 7,850 iv Blend % Guatemala 3,440 iii IBRD Guinea 480 i IDA 2,3 LDC % Guinea-Bissau 570 i IDA 2,3 LDC % Guyana 9 3,970 iii IDA 2, % Haiti 830 i IDA 2,3 LDC % Honduras 9 2,190 iii IDA 2, % India 15 1,10 iii IBRD % Indonesia 3,50 iii IBRD Iran, Islamic Republic of NA iii IBRD Iraq,410 iii IBRD Jamaica NA iii IBRD Jordan 5,10 iii IBRD Kazakhstan 11,70 iv IBRD Kenya 10 1,280 iii IDA 2, % Kiribati 8 2,280 iii IDA 2,3 LDC % Korea, Republic of 27,090 iv IBRD Kosovo, Republic of 9 4,000 iii IDA 2, % Kyrgyz Republic 10 1,250 iii IDA 2, % Lao PDR 9 1,00 iii IDA 2,3 LDC % Lebanon 9,880 iv IBRD Lesotho 9 1,350 iii IDA 2,3 LDC % Liberia 400 i IDA 2,3 LDC % Libya 7,920 iv IBRD Macedonia, FYR of 5,070 iii IBRD Madagascar 440 i IDA 2,3 LDC % Malawi 250 i IDA 2,3 LDC % Malaysia 10,0 iv IBRD Maldives 8 7,290 iv IDA 2, %

4 Page 4 of 7 5 Mali 720 i IDA 2,3 LDC % Marshall Islands 8 NA iii IDA 2, % Mauritania 10 1,20 iii IDA 2,3 LDC % Mauritius 9,710 iv IBRD Mexico 9,980 iv IBRD Micronesia, Fed. Sts. Of 8 NA iii IDA 2, % Moldova 11 2,550 iii Blend % Mongolia 11 4,320 iii Blend % Montenegro 7,240 iv IBRD Morocco 3,020 iii IBRD Mozambique 30 i IDA 2,3 LDC % Myanmar 10 1,270 iii IDA 2,3 LDC % Namibia 5,820 iii IBRD Nepal 730 i IDA 2,3 LDC % Nicaragua 9 1,830 iii IDA 2, % Niger 430 i IDA 2,3 LDC % Nigeria 11 2,950 iii Blend % Pakistan 11 1,410 iii Blend % Palau 11,110 iv IBRD Panama 10,970 iv IBRD Papua New Guinea 11 NA iii Blend % Paraguay 4,150 iii IBRD Peru,410 iii IBRD Philippines 3,440 iii IBRD Poland 13,730 iv IBRD Romania 9,370 iv IBRD Russian Federation 17 13,210 iv IBRD Rwanda 50 i IDA 2,3 LDC % Samoa 8 4,050 iii IDA 2, % Sao Tome and Principe 8 1,570 iii IDA 2,3 LDC % Senegal 1,050 ii IDA 2,3 LDC % Serbia 5,820 iii IBRD

5 Page 5 of 7 5 Seychelles 13,990 iv IBRD Sierra Leone 720 i IDA 2,3 LDC % Solomon Islands 10 1,830 iii IDA 2,3 LDC % Somalia 7 NA i IDA 2,3 LDC South Africa,800 iii IBRD South Sudan 90 i IDA 2,3 LDC 38 50% Sri Lanka 11 3,400 iii Blend % St. Kitts and Nevis 14,540 iv IBRD St. Lucia 8 7,090 iii Blend % St. Vincent and the Grenadines 8,50 iii Blend % Sudan 7 1,740 iii IDA 2,3 LDC Suriname NA iv IBRD Swaziland 2,700 iii IBRD Syrian Arab Republic 7 NA iii IBRD Tajikistan 1,00 ii IDA 2, % Tanzania 930 i IDA 2,3 LDC % Thailand 5,410 iii IBRD Timor-Leste 11 3,120 iii Blend 2 LDC % Togo 580 i IDA 2,3 LDC % Tonga 8 4,280 iii IDA 2, % Trinidad and Tobago NA iv IBRD Tunisia NA iii IBRD Turkey 10,850 iv IBRD Turkmenistan 8,020 iv IBRD Tuvalu 8 NA iii IDA 2,3 LDC % Uganda 0 i IDA 2,3 LDC % Ukraine 17 3,50 iii IBRD Uruguay 1,30 iv IBRD Uzbekistan 11 2,030 iii Blend % Vanuatu 8 NA iii IDA 2,3 LDC % Venezuela, RB de 12,820 iv IBRD

6 Page of 7 5 Vietnam 11 1,890 iii Blend % Yemen, Republic of 10 NA iii IDA 2,3 LDC % Zambia 9 1,70 iii IDA 2,3 LDC % Zimbabwe 7 80 i Blend Key NA = Estimates are available in ranges only A = Annuity LRP = Level s of principal 1. World Bank Atlas methodology; 2014 per capita GNI (Gross National, formerly GNP) figures are in U.S. dollars. 2. Countries are eligible for IDA on the basis of (a) relative poverty and (b) lack of creditworthiness. The operational cutoff for IDA eligibility for FY1 is a 2014 capita of US$1,215, using Atlas methodology. To receive IDA resources, countries must also meet tests of performance. An exception has been made for some small island economies (see footnote 8). In exceptional circumstances, IDA also extends eligibility temporarily to countries that are above the operational cutoff and are undertaking major adjustment efforts but are not creditworthy for IBRD lending. 3. IDA-only countries except for limited IBRD lending for enclave projects. 4. Countries that are classified as least developed countries (LDCs) by the United Nations (see OP 3.10, para. 39). 5. IDA regular term credits approved on or after July 1, 2015 will have a -year grace period. IDA blend term and hard-term credits will continue to have a 5-year grace period, and IDA regular term credits for small island economies will continue to have a 10-year grace period.. Effective from July 1, 2015, the for IDA regular credits is 38 years with principal repayable at percent per annum for years The for IDA regular credits for small island economies will continue to be 40 years with principal repayable at 2 percent per annum for years and 4 percent per annum for years Effective from July 1, 2011, the formerly blend and hardened terms have been consolidated into one blend credit instrument with a of 25 years, a grace period of 5 years, a 1.25 interest charge, and with principal repayable at 3.3 percent per annum for years -15 and.7 percent per annum for years The new blend terms apply to credits approved on or after July 1, In addition to credits in new blend terms, some countries are also eligible for hard-term IDA credits; please refer to footnote 11 for further information. IDA credits include an acceleration clause, providing for the possibility of doubling of principal payments from creditworthy borrowers where per capita income remains above eligibility thresholds. 7. Loans/credits in nonaccrual status as of July 1, Their grant eligibility will be determined when these countries reengage with IDA/IBRD. General information on countries with loan/credits in nonaccrual status is available from the Credit Risk Department in Finance Partners. 8. IDA eligible countries under the small island economy exception. For credits approved on or after July 1, 2011, the financing terms for the small island blend countries are changed from blend credit terms to regular IDA credit terms. 9. The capita has been above the operational cutoff for IDA eligibility for more than two consecutive years, therefore the borrower will be subject to IDA lending on blend terms. 10. The country s capita has been above the IDA operational cutoff for either one or two years, and the borrower will continue to access IDA resources on regular terms. Once the capita has been above the operational cutoff for IDA eligibility for more than two consecutive years, the borrower will be subject to IDA lending on blend terms.

7 Page 7 of Countries eligible for hard-term IDA credits as defined in IDA1, effective July 1, These are all countries eligible for IBRD/IDA blend financing, excluding small islands. These resources are additional to a country s regular performance based allocation. The access to hard-term credits is expanded in proportion to the countries performancebased allocation. The of hard-term credits is 25 years, with a 5 year grace period, and a 3.3 percent of principal repayable per annum for years -15 and.7 percent per annum for years Standard IDA service and commitment charges apply plus a fixed interest charge for the life of each credit. The interest rate is set annually and applies to new credits approved in that year, then fixed for the duration of that credit. For credits approved on or after July 1, 2015 and before July 1, 201, the interest rate is 1.08 percent. 12. eligibility varies by fiscal year and is based on the IDA grant framework in accordance with the IDA1 Agreement entitled Additions to IDA Resources: Sixteenth Replenishment IDA1: Delivering Development Results (February 15, 2011). 13. The new IBRD structure will not apply to loans that meet both the following conditions: (i) the Invitation to Negotiate is issued on or before June 30, 2014; and (ii) the Executive Directors approve the loan on or before September 30, IDA s financing terms reflect the application of NCBP remedies. 15. During IDA17 India will receive exceptional transitional support from IDA. The for transitional support credits is 25 years, with a 5 year grace period and principle repayable at 5 percent per annum for years -25. Transitional support credits are exempt from the accelerated clause. 1. Based on data officially reported by the National Statistics and Censuses Institute of Argentina. The International Monetary Fund (IMF) has called on Argentina to adopt measures to address the quality of official GDP and consumer price index data, and issued an updated statement on Argentina s progress on June 3, 2015: 17. These calculations are based on numbers and data from official statistics of Ukraine and the Russian Federation; by relying on those numbers and data, the Bank does not intend to make any judgment on the legal or other status of the territories concerned or to prejudice the final determination of the parties' claims. Changes during previous fiscal year 1. Angola, Armenia, Bosnia and Herzegovina, Georgia and India changed from a Blend borrower to IBRD borrower status, effective FY15.

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