Heisel Prunier Group

Transcription

1 Heisel Pruier Group

2 Big Busiess. Great People. That s Etertaimet. A career i the etertaimet idustry ca be exhilaratig, creative ad rewardig. It ca also have more fiacial ups ad dows tha may other career pursuits. At times, you may ear substatial amouts of moey fast. At other times, you may experiece icome droughts betwee projects. Visio, cotrol ad a well-defied strategy are key to maitaiig your lifestyle ad buildig a wealth foudatio for the log term. We help people i the etertaimet idustry maage their fiacial lives. We believe a otable stregth of our team is that we ca, if you wish, work seamlessly with your circle of advisors your busiess maager, accoutat ad legal advisors to develop holistic approaches that suit your idividual eeds. Helpig you see beyod the day-to-day issues to maage your wealth for the moths ad years to come is what the Heisel Pruier Group does. Merrill Lych makes available products ad services offered by Merrill Lych, Pierce, Feer & Smith Icorporated (MLPF&S) ad other subsidiaries of Bak of America Corporatio (BofA Corp.). Bakig products are provided by Bak of America, N.A. ad affiliated baks, Members FDIC ad wholly owed subsidiaries of BofA Corp. Ivestmet products offered through MLPF&S ad isurace ad auity products offered through Merrill Lych Life Agecy Ic.: Are Not FDIC Isured Are Not Bak Guarateed May Lose Value Are Not Deposits Are Not Isured by Ay Federal Govermet Agecy Are Not a Coditio to Ay Bakig Service or Activity MLPF&S is a registered broker dealer, Member SIPC ad a wholly owed subsidiary of BofA Corp. Merrill Lych Life Agecy Ic. is a licesed isurace agecy ad a wholly owed subsidiary of BofA Corp. MLPF&S ad Bak of America, N.A., make available ivestmet products sposored, maaged, distributed or provided by compaies that are affiliates of BofA Corp. or i which BofA Corp. has a substatial ecoomic iterest.

3 Our goal: help you build a framework for maagig your wealth The fasciatig people who drive the etertaimet idustry are taleted ad creative, but they also lead complicated fiacial lives. That s why we have assembled a team of fiacial advisors with a meu of wealth maagemet services that complemets the guidace you receive from your busiess maager ad other professioal advisors. OUR PHILOSOPHY We view your career as your most valuable asset. Oe of our goals is to help you maage the highs ad lows of your career through fiacial strategies ad ivestmets that fit your uique eeds. Ivestig is a core focus for us. The ivestmets we recommed for you ad the diversified portfolios we build with you are drive by your goals. We are guided by the priciples of trasparecy ad cliet commitmet. We are discreet ad cofidetial about your fiacial matters. We geuiely care about cliets ad wat to help you pursue a more secure fiacial future. Your cocers are our cocers. Heisel Pruier Group

4 A experieced team helpig you meet life s fiacial challeges SUPPORTING YOUR CIRCLE OF ADVISORS We kow that, for may successful people i etertaimet, a group of advisors is ofte vital to helpig you maage the fiacial compoets of your life. We are gratified to have complemeted the work of so may exceptioal busiess maagers, lawyers ad other advisors over the years who share the Heisel Pruier Group s cliets first attitude. EXPERIENCE COUNTS Together, Kurt Heisel ad Daielle Pruier have more tha 30 years experiece i fiacial services. They have worked with people from across the spectrum i etertaimet from writers ad directors to producers, studio executives, agets ad actors. We ca work with your advisors to balace your curret lifestyle requiremets with the icome eeds you may desire for fiacial security i the log term. It makes sese to have all your advisors workig from the same script i order to create a seamless wealth maagemet strategy for you ad your family. The first thig we do is liste to you ad your circle of advisors. Our iitial goal is to truly uderstad your fiacial visio, your eeds ad your aspiratios. Oly the do we begi to help you customize a wealth strategy ad power that strategy with oe or more diversified ivestmet portfolios. 4

5 A VALUABLE TOOLBOX We ca also act as a gateway to the deep resources of Merrill Lych, a worldwide leader i wealth maagemet ad ivestmets, ad Bak of America, N.A., a global bakig compay. Some examples of resources we ca access to support you ad your circle of advisors: Retiremet aalytical tools, icludig Wealth Outlook Cliet Review Ceter detailed ad timely diagostic reports Isurace quotatios from licesed providers Expasive trust capabilities from Bak of America, N.A., through U.S. Trust Professioally maaged ivestmets i all asset classes Coveiet persoal bakig arragemets through Bak of America, N.A., ad its full spectrum of trasactioal, credit card ad deposit products Access to home fiacig rate quotes ad terms through Bak of America, N.A. My goal with every cliet is to deeply uderstad what matters most i their fiacial lives, ad the work alogside them to help make it happe. Daielle Pruier SENIOR VICE PRESIDENT WEALTH MANAGEMENT SENIOR FINANCIAL ADVISOR 5

6 Stregth ad leadership are our heritage Merrill Lych has bee servig the eeds of cliets for more tha 100 years. The firm is wholly owed by Bak of America Corporatio, a global fiacial istitutio. EXPANSIVE RANGE OF SOLUTIONS The platform of ivestmet products ad services at Merrill Lych is a importat cosideratio for you. I additio to more traditioal ivestmets, we ca access a sizable meu of exchage-traded fuds (ETFs), market-liked securities ad alterative ivestmets. FLEXIBLE ACCOUNT ARRANGEMENTS You may select from a variety of accout types ad fee arragemets. We support both odiscretioary ad discretioary accouts, the differece beig your preferred level of ivolvemet i the day-to-day ivestmet decisio-makig. Portfolio holdigs, accout iformatio ad trasactios may be viewed 24/7 o our strigetly secure cliet Web site. SAFETY Merrill Lych is subject to Securities ad Exchage Commissio rules regardig safeguardig cliet securities ad cash. The firm is a member of the Securities Ivestor Protectio Corporatio (SIPC) ad has obtaied excess SIPC coverage through a Lloyd s of Lodo isurace sydicate. SIPC fuds are available to cliets if eeded to make up for ay shortfall i cliet assets that we should have maitaied, should the firm fail fiacially up to a maximum of $500,000 per cliet for securities ad iclusive of up to $250,000 per cliet for cash. (For more iformatio about the SIPC, visit The excess SIPC coverage provides additioal protectio for shortfalls above the SIPC limits (icludig up to $1.9 millio for cash), subject to a aggregate loss limit of $1 billio for all customer claims. SIPC ad the excess SIPC bod do ot protect agaist market loss. 6

7 MERRILL LYNCH INVESTMENT ADVISORY PROGRAM Kurt is a qualified portfolio maager who, i additio to providig traditioal advice ad guidace, ca help cliets pursue their objectives by buildig ad maagig his ow persoalized or defied strategies, which may icorporate idividual stocks ad bods, Merrill Lych model portfolios, ad thirdparty ivestmet strategies. Whe servicig cliets through the firm s Ivestmet Advisory Program, a portfolio maager may maage his strategies o a discretioary basis. Oce he has cofirmed your goals ad life priorities, as well as idetified your portfolio ivestmet objective, time horizo, risk factor ad liquidity eeds, he will recommed targeted asset allocatios for your portfolios to help meet your specific ivestmet objectives. To track results, you receive performace ad strategy reviews, mothly statemets, quarterly summary reports ad aual statemets for tax reportig ad year-ed ivestmet strategies. A broad rage of capabilities desiged to build ad erich your fiacial life ADVICE AND GUIDANCE RETIREMENT BANKING SOLUTIONS FOR BUSINESS TRACKING PROGRESS CREDIT AND LENDING ESTATE GUIDANCE SERVICES INVESTMENTS Goals-based wealth maagemet process 1 Educatio fudig strategies 1 Extesive global research 1 Tax miimizatio strategies 1 Ivestmet persoality assessmet 1 Maagig icome i retiremet 1 Maagig 401(k) durig job trasitio 1 Plaig for retiremet 1 Health care expese plaig 1 Retiremet icome plaig 1 Everyday cash maagemet 2 Savigs products 2 Liquidity ad cash maagemet 2 Commercial loa fiacig 2 Retiremet solutios 1 Successio plaig 1 Asset iformatio ad measuremet 1 Cliet review 1 MyMerrill.com 1 Statemets 1 Wealth Outlook 1 Credit cards 2 Home fiacig 2 Home equity fiacig 2 Securities-based ledig 2 Charitable givig 2 Isurace ad auities 1 Private family foudatios 2 Trusts 2 Door-advised fuds 2 Alterative ivestmets 1 Cocetrated stock services 1 Equity ad fixed-icome strategies 1 Maaged accout programs 1 Market-liked ivestmets 1 Uit ivestmet trusts 1 Closed-ed fuds 1 1 Ivestmet products are offered by Merrill Lych, Pierce, Feer & Smith Icorporated. 2 Bakig products are offered by Bak of America, N.A. 7

8 Meet the Heisel Pruier Group Kurt Heisel SENIOR VICE PRESIDENT WEALTH MANAGEMENT SENIOR FINANCIAL ADVISOR PORTFOLIO MANAGER Daielle Pruier SENIOR VICE PRESIDENT WEALTH MANAGEMENT SENIOR FINANCIAL ADVISOR Matthew Sprig FINANCIAL ADVISOR Works closely with cliets to idetify fiacial objectives ad develop appropriate strategies, ad also desigs ad maages ivestmet portfolios. Backgroud icludes fiacial aalysis of isurace compaies, sydicated bak loa trasactios ad commercial real estate developmet. Headed the Merrill Lych fiacial advisor traiee program i the Los Ageles regio for several years. Meets regularly with cliets to help them update fiacial objectives, idetify ew goals, ad desig strategies to ivest for the future ad budget for housig ad educatio, as well as help develop giftig techiques ad retiremet icome plaig strategies. Named i 2014 by the Fiacial Times as oe of Top 100 Wome Fiacial Advisors i the Uited States. Works with cliets to idetify persoally meaigful fiacial goals ad cocers, such as fudig a child s educatio, securig fiacial idepedece, wealth trasfer across geeratios or foudig a ew busiess. Joied Merrill Lych i 2013 Joied Merrill Lych i 1994 Bachelor s degree, ecoomics, Uiversity of Califoria, Los Ageles (UCLA) Joied Merrill Lych i 1995 Bachelor s degree, fie arts, Uiversity of Sa Diego Bachelor s degree, history, Uiversity of Califoria, Los Ageles Master s degree, global maagemet, Thuderbird School of Global Maagemet Phoe: kurt_heisel@ml.com Phoe: daielle_pruier@ml.com Phoe: matthew.sprig@ml.com 8

9 Teri McLaughli Christia Palla Mychael Cuigham Trevor Walters REGISTERED SENIOR CLIENT ASSOCIATE REGISTERED SENIOR CLIENT ASSOCIATE REGISTERED CLIENT ASSOCIATE CLIENT ASSOCIATE Focuses o cliet relatioship Focuses o cliet relatioship Applies his quatitative ad Supportig the fiacial maagemet, accout servicig maagemet, busiess aalytical skills i supportig advisors i providig aalytical ad team maagemet. parter itegratio ad accout the team as they help cliets research, portfolio aalysis structurig. to pursue log ad short-term ad reportig, as well as ivestmet goals. cliet service. Joied Merrill Lych i 2005 Joied Merrill Lych i 2008 Joied Merrill Lych i 2008 Joied Merrill Lych i 2015 Bachelor s degree, geography/ evirometal studies, Uiversity of Califoria, Los Ageles Bachelor s degree i busiess, mior i marketig, Califoria State Uiversity, Northridge Bachelor s degree, history, Uiversity of Pittsburgh Bachelor s degree, ecoomics, Uiversity of Souther Califoria Phoe: Phoe: Phoe: Phoe: teri_mclaughli@ml.com christia.palla@ml.com mychael.cuigham@ trevor.j.walters@ml.com ml.com 9

10 Experieced fiacial advisors who work as a team We maitai a low ratio of cliets to advisors so we ca provide resposive, high-touch service to people. You expect attetive service ad you deserve it. We brig ivestmet isight to the table, but your cliet experiece is our most importat priority. Kurt Heisel SENIOR VICE PRESIDENT WEALTH MANAGEMENT SENIOR FINANCIAL ADVISOR PORTFOLIO MANAGER 10

11 HOW WE CAN WORK TOGETHER We strogly believe a customized, itegrated strategy is the best way to maage the movig parts of your fiacial life i the short term ad to accumulate wealth for the log term. A disciplied approach to ivestig is a key aspect of growig your wealth resposibly. As you thik about what s importat to you ad your family, cosider the followig questios: How do I develop a fiacial strategy that addresses my goals ad dreams? What resources will I eed to live the life I evisio? What skills i a fiacial advisor are most importat to me? The Heisel Pruier Group ca help you formulate the aswers. Heisel Pruier Group

12 PLEASE CALL OR US FOR ADDITIONAL INFORMATION. Heisel Pruier Group 2049 Cetury Park East, 11th Floor Los Ageles, CA Kurt Heisel SENIOR VICE PRESIDENT WEALTH MANAGEMENT SENIOR FINANCIAL ADVISOR PORTFOLIO MANAGER Daielle Pruier SENIOR VICE PRESIDENT WEALTH MANAGEMENT SENIOR FINANCIAL ADVISOR U.S. Trust operates through Bak of America, N.A., ad other subsidiaries of Bak of America Corporatio. Ivestig ivolves risk. There is always the potetial of losig moey whe you ivest i securities. Asset allocatio, diversificatio ad rebalacig do ot esure a profit or protect agaist loss i decliig markets. Neither Merrill Lych or ay of its affiliates or fiacial advisors provide legal, tax or accoutig advice. You should cosult your legal ad/or tax advisors before makig ay fiacial decisios. Some, or all, alterative ivestmets may ot be suitable for certai ivestors. Certai alterative ivestmets carry sigificat risk ad are ot subject to the same regulatory oversight as mutual fuds ad other traditioal ivestmets. For these reasos, access to alterative ivestmets may be limited to ivestors who are desigated as sophisticated, high-et-worth ivestors. Merrill Lych offers a broad rage of brokerage, ivestmet advisory (icludig fiacial plaig) ad other services. There are importat differeces betwee brokerage ad ivestmet advisory services, icludig the type of advice ad assistace provided, the fees charged, ad the rights ad obligatios of the parties. It is importat to uderstad the differeces, particularly whe determiig a service or services to select. Exchage Traded Fuds are subject to risks similar to those of stocks. Ivestmet returs may fluctuate ad are subject to market volatility, so that a ivestor s shares, whe redeemed or sold, may be worth more or less tha their origial cost. The 2014 Fiacial Times Top 100 Wome Fiacial Advisers (FT 100) is a idepedet listig produced by the Fiacial Times (FT) November, The FT 100 is based o data gathered from firms, regulatory disclosures, ad the FT s research. As idetified by the FT, the listig reflected each adviser s performace i six primary areas, icludig assets uder maagemet, asset growth, compliace record, years i existece, credetials ad accessibility. Neither firms or their employees pay a fee to the Fiacial Times i exchage for iclusio i the FT 100. CONSIDER THESE RISKS Depedig o the particular Market-Liked Ivestmet, risks may iclude the loss of pricipal ad the possibility that the ivestmet will declie i value. Ay returs o Market-Liked Ivestmets, icludig pricipal-protected ivestmets, are subject to the credit risk of the issuer. Some Market-Liked Ivestmets cap or limit the upside participatio i the liked asset. Market-Liked Ivestmets exhibit differet profit ad loss potetial tha traditioal fixed-icome securities, ad may offer a lower yield. Merrill Lych may declie to buy your Market-Liked Ivestmets if you wat to sell prior to maturity ad may discotiue makig a secodary market i them at ay time. Ad if you ca sell them o the secodary market, you may receive less tha you paid. Market-Liked Ivestmets are ot secured deposits ad, except for market-liked CDs, come with o backig from the Federal Deposit Isurace Corporatio or other govermet agecy. L Bak of America Corporatio. All rights reserved. MLWM _Brochure ARHLGKGV 10/2015