Compare health care prices

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Compare health care prices"

Transcription

1 Fall 2013 Go mobile with our updated ID card app Compare health care prices Priority Health nurse case managers: Helping you get the care you need Easier-to-read claim statements See the new look and learn how you can go paperless

2 Chat with a nurse case manager I like helping members understand their health conditions. And with phone calls and s, I can offer continued support and education to help them be their healthiest. Christine Adams, RN, BSN, CDE Nurse Case Manager Free help for all chronic conditions Priority Health has an in-house team of more than 70 nurses, doctors, pharmacists and certified case managers to make sure you get the care you need, especially when you have a chronic disease or condition like diabetes, asthma, heart failure or depression. Call Customer Service to learn more. Contact Customer Service Contact Customer Service Call the phone number on the back of your Priority Health ID card. We re open Monday Thursday, 7:30 a.m. to 7 p.m., Friday, 9 a.m. to 5 p.m. and Saturday, 8:30 a.m. to noon. No English? No hable inglés? Comunicarse a el y pedir un traductor. You can also send a secure anytime by visiting priorityhealth.com and clicking on Contact us, found in the upper right corner of the page. Q. My mother had diabetes, and now I ve been diagnosed with diabetes, too. I m getting overwhelmed with all the information, facts and numbers I need to know. Can Priority Health help? A. Yes, we can help. If you have diabetes, taking care of yourself can make a world of difference in how you feel. With our free diabetes case management program, a nurse case manager will help you manage your diabetes, set health goals and understand your coverage. To learn more about the program or to talk to a case manager, please call Customer Service. Remember, with diabetes, it s important to ask your doctor about: Checking for kidney disease. An annual urine test and blood test can help measure your kidney function and reduce your chances of kidney failure. Controlling cholesterol. A cholesterol blood test once a year allows you to monitor your progress. Aim for LDL cholesterol of less than 100 mg/dl. Monitoring your A1c. Check it at least every six months and try to keep your A1c level at less than 7%. Keeping blood pressure in check. The goal is to stay below 140/80. Getting a foot exam. Have your doctor do a foot exam at every visit. Search keyword: diabetes Don't forget to vote! Visit priorityhealth.com and cast your vote for the 2014 Board of Director nominees. Search keyword: vote 2 Health Journal Fall 2013

3 Buying your own insurance? NEW plans available now! Know someone who needs to buy their own health insurance? Whether they re currently without insurance, self-employed, are transitioning from an employersponsored plan or just need temporary coverage we ve got it covered. Our MyPriority SM health insurance for individual buyers is the fastest-growing individual plan in the state! Even better, we were selected by Michigan as the "benchmark" plan all other carriers must model their individual health insurance on. Individual buyers now have an annual Open Enrollment Period during which they can buy or switch plans. Starting Oct. 1, anyone who needs individual insurance will be able to conveniently shop for our plans on our new, easy-touse website. All of our new individual plans are also offered on the Health Insurance Marketplace. If you qualify for financial help, you must buy your plan on the Health Insurance Marketplace to get a discount. MyPriority is a Qualified Health Plan in the Health Insurance Marketplace. Our new 2014 plans offer: Traditional HMO and PPO plans that are comprehensive and affordable High deductible plans that work with a health saving account (HSA) Temporary coverage Special coverage for people under 30 Global emergency travel assistance with every plan Discounts at local businesses Learn more Call us toll-free at Visit mypriority.com for a free instant quote Contact a Priority Health licensed agent Protecting your privacy We re committed to protecting your privacy. Our Notice of Privacy Practices describes how your medical information may be used and disclosed and how you can get access to this information. A new federal regulation called the HIPAA Omnibus Final Rule was published earlier this year. It requires a few minor changes to the way we use and disclose your medical information. Our Notice of Privacy Practices is updated to include the changes. To get the notice online, visit priorityhealth.com and keyword search privacy. For a print copy, call Customer Service at priorityhealth.com/member 3 3

4 Comparison shop for medical services? Now you can! You d never get your car fixed without an estimate. You d never buy a flat-screen TV before seeing the price tag. So why not comparison shop for health care services? We ve teamed up with Healthcare Blue Book to give you Priority Health-specific prices on more than 200 services, including surgeries, X-rays, CT scans and more. Watch and learn See our video that explains how to use Healthcare Blue Book. Keyword search: Blue book Would you drive 10 minutes to save $1,800 or more? You may be surprised to learn prices are different from one facility to another. That doesn t mean you need to switch doctors. In many cases, doctors practice in more than one hospital or surgery center. If you have a high deductible health plan or coinsurance, this could impact how much you pay. Keep in mind, high prices don t mean a better quality of care. You ll find prices, quality information and patient reviews when you log in to your account at priorityhealth.com and click on the Healthcare Blue Book icon. Prices at Michigan hospitals and surgery centers* Lowest price Highest price Abdominal MRI $407 $2,260 Ear tubes $829 $5,860 Hip replacement $12,661 $51,381 *As of August Does not include doctors fees or anesthesia. 4 Health Journal Fall 2013

5 Get started comparing cost ranges and quality! Log in to your account at priorityhealth.com and click on the Healthcare Blue Book icon. Healthcare Blue Book Start with the top navigation or search bar. Your ZIP code will be used, but can be changed. Priority Health contracted price ranges are displayed for doctors, facilities and anesthesia (if applicable). The Fair Price is calculated by Healthcare Blue Book. Find a list of in-network doctors for each facility. In-network facilities are listed with price range indicators. See ratings for hospitals and doctors on Healthgrades. priorityhealth.com/member 5

6 Family view: An easier way to see your family's accounts Now you can see the accounts of everyone on your plan on priorityhealth.com. Just log in to your account, then look for the access family accounts button on the left side of your screen. You can quickly select which of your family members you want to see. (You ll need permission from those 18 or older.) Then all it takes is one account to see the claims, deductibles and prescription information for each family member. Listening to you We ve established a new Member Advisory Council to help us improve the ways we interact with our members and create better experiences for you. The council, which includes Priority Health members from many walks of life, meets once a month to provide feedback and ideas to help us evaluate what we do well and how we can improve. The Member Advisory Council at their monthly meeting If you re interested in participating in the Member Advisory Council, please Cheryl Osentoski at or call Health Journal Fall 2013

7 Upgraded ID card app We've updated our mobile ID card for iphone and Android smartphones. Now you can use your smartphone to: See copayment information Fax your ID card to your doctor's office Find your doctor's contact information, office hours and a location map Contact Customer Service with the touch of a button See your plan balances (deductible and out-of-pocket) See both of your Priority Health ID cards if you have dual coverage Getting started is easy. Just download the app from the iphone app store or Google Play. Search keyword: mobile Member Central: We've got you covered We ve added new and useful information online. Next time you visit priorityhealth.com, look for Member Central. It has helpful articles to improve your health and your life. Member Central covers a range of topics from using your health plan to articles to keep you healthy like Cheap, healthy eats and No fitness equipment? No problem! Learn more about your benefits Find all the details about your benefits and access to medical services in your member handbook or coverage documents. Find these documents at priorityhealth.com keyword search coverage documents or for print copies call Customer Service at In your member handbook and coverage documents, you ll find information about the benefits and services included and excluded from coverage, copayments and other charges, restrictions on services outside the network, submitting claims and how we evaluate new technology for inclusion as a covered benefit. You ll also find information about in-network doctors, accessing primary care and specialty care like behavioral health and hospital services, getting care after normal office hours and receiving emergency care, including how to get health care when you re out of our service area. Search keyword: member central Get information via We re working hard to give you more ways to receive information from us. By having your address on file, you can be the first to know when you re able to sign up to get information, like this Health Journal, via . To provide your address, just log in to your account at priorityhealth.com and at the top of the page click My Profile. To learn more about your prescription coverage and pharmacy management procedures, go to priorityhealth.com and search keyword prescriptions. priorityhealth.com/member 7

8 1231 East Beltline Ave. NE Grand Rapids, MI Get the latest news, tips and information. Just like us on Facebook or on Twitter. Health or wellness or prevention information HealthJournal is presented by Priority Health, 1231 East Beltline NE, Grand Rapids, MI All rights reserved. HealthJournal and its graphic representation are trademarks. Reproduction without permission is strictly prohibited. No material in this issue may be reproduced without written permission. The publishers do not assume responsibility for unsolicited editorial material. HealthJournal is an information newsletter for the customers of Priority Health. The information provided in this newsletter is intended to be used as a general guideline and should not replace the advice of your physician. Always consult your physician for individualized care. If you have any questions, please call the number on your identification card. Priority Health encourages physicians to discuss all treatment options with their patients regardless of benefit level or coverage. Watch for easier-to-read claim statements We ve revamped our claim statements (also known as explanations of benefits or EOBs) so they re easier to read and understand. We ll send you one every time we process a claim on your behalf. If you have more than one claim processed, we ll bundle them together to <First name> <Last name> <123 Main Street> Date <May 30, 2013> Contract number < > Plan name <PriorityHMO> Customer service <longname> save on postage. <City>, <State> <ZIP code> With our improved claim statements, you can: See an at-a-glance summary of your claim Review the claim details for more information This is <First Name> s insurance activity (explanation of benefits) for claims processed from <May 1 to May 15, 2013>. This is not a bill. Activity summary Bill amount Savings What s been paid You may pay $< > $< > $< > $< > Check your deductible and out-of-pocket balances Total of the bills we received from provider(s) on your behalf during the statement period. We ve negotiated discounts with providers and passed along those savings to you. The total Priority Health and other insurance(s) paid for your services. Your copayment, deductible and/or coinsurance amount. You may have already paid this. Get help if you have a concern about how your claim was processed Always available online Once you ve compared your statement with your medical bills, you can keep them if you like keeping paper files. Or you can recycle them. You can always print another copy when you log in to your account at priorityhealth.com. What s next? Compare the details on the following pages with your bills. View additional details and choose your preferred method of receiving information at priorityhealth.com/member. Save this document for your records or dispose of it by shredding. continue for activity details > Save a tree go paperless! Soon we ll be adding a paperless statement option. Log in to your account at priorityhealth.com in October for information about how to sign up. For more information, log in at prioirityhealth.com/member or call Page 1 of Priority Health 7680A 08/13

See a doctor from home

See a doctor from home Spring 2014 See a doctor from home page 4 Dining out without pigging out: 4 tips for healthier eating page 2 perks of being a member (some will surprise you!) page 8 Stay healthy and save money with your

More information

ANSWERS TO MOST-ASKED QUESTIONS

ANSWERS TO MOST-ASKED QUESTIONS ANSWERS TO MOST-ASKED QUESTIONS HOW TO GET STARTED WITH YOUR HEALTH PLAN When you first enroll in a health plan with MVP Health Care, you ll receive your MVP Member ID card in the mail. This card and your

More information

TAKE CONTROL OF YOUR HEALTHCARE, ON THE GO. BE ELIGIBLE FOR A DRAWING TO RECEIVE AN IPAD MINI! FIRST SECOND

TAKE CONTROL OF YOUR HEALTHCARE, ON THE GO. BE ELIGIBLE FOR A DRAWING TO RECEIVE AN IPAD MINI! FIRST SECOND Shop for Healthcare with Castlight BE ELIGIBLE FOR A DRAWING TO RECEIVE AN IPAD MINI! Dermatologist We want to recognize members enrolled in IU-sponsored PPO plans for being smart healthcare consumers!

More information

WPS Individual Preferred Plans. Effective January 1, 2015. Be Happy. Live Healthy.

WPS Individual Preferred Plans. Effective January 1, 2015. Be Happy. Live Healthy. WPS Individual Preferred Plans Effective January 1, 2015 Be Happy. Live Healthy. Here for you and your peace of mind A good health plan is more than protection for your health and financial security. It

More information

Shopping for a health care plan can be confusing. Let us help.

Shopping for a health care plan can be confusing. Let us help. We re here to help Shopping for a health care plan can be confusing. Let us help. Thank you for trusting Anthem Blue Cross and Blue Shield for your health coverage. We re here to protect you from the high

More information

How To Buy Health Insurance. An Introduction To Healthcare Coverage

How To Buy Health Insurance. An Introduction To Healthcare Coverage How To Buy Health Insurance An Introduction To Healthcare Coverage Table of Contents What Is Health Insurance? How Do I Get Health Insurance? When Can I Get Health Insurance? What Terms Should I Know?

More information

Virginia. A guide for individuals and families. The health insurance benefits you want, at a cost you can afford

Virginia. A guide for individuals and families. The health insurance benefits you want, at a cost you can afford Virginia A guide for individuals and families CoventryOne is an individual product (for individuals and families) offered by Coventry Health Care, an Aetna company. The health insurance benefits you want,

More information

It s Your Health Plan. Make the Most of It.

It s Your Health Plan. Make the Most of It. It s Your Health Plan. Make the Most of It. 3M Medical Plan Options 2013 health benefits What s new for 2013 More plans. More choices. 3M Advantage Plans. This year, 3M active employees have two high-deductible

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 855-381-1212, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. Life is

More information

Welcome! Delta Dental of Michigan

Welcome! Delta Dental of Michigan Welcome! Delta Dental of Michigan (800) 524-0149 www.deltadentalmi.com P.O. Box 9089 Farmington Hills, MI 48333-9089 Welcome to Delta Dental. We are pleased to provide your dental benefits coverage and

More information

SIMPLICITY. 2015 Your Plan Explained

SIMPLICITY. 2015 Your Plan Explained Hello SIMPLICITY 2015 Your Plan Explained PFIZER UnitedHealthcare Group Medicare Advantage (PPO) Effective January 1, 2015, through December 31, 2015 Group Number: 12367, 12368 Benefit Highlights UnitedHealthcare

More information

Simple. 2015 Benefits Guide. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by Smith & Nephew.

Simple. 2015 Benefits Guide. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by Smith & Nephew. 2015 Benefits Guide Simple. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by Smith & Nephew. What's Inside: Introduction...2 Health plan benefit information...3

More information

Health Insurance Buyers Guide. What You Need to Know to Get Started

Health Insurance Buyers Guide. What You Need to Know to Get Started Health Insurance Buyers Guide What You Need to Know to Get Started Time to Enroll The Affordable Care Act has changed the way that many people get health insurance. You may have more options and more ways

More information

Understanding your Blue Cross prescription drug plan

Understanding your Blue Cross prescription drug plan Understanding your Blue Cross prescription drug plan Blue Cross Blue Shield of Michigan gives you comprehensive coverage for your medications. Your prescription drug plan includes Blue Cross support and

More information

Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee

Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee Blue Cross and Blue Shield of Oklahoma, a Division of Health Care Service Health Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association. 012

More information

healthybluesolutionssm 2014 Plan Year January 1 December 31

healthybluesolutionssm 2014 Plan Year January 1 December 31 healthybluesolutionssm 2014 Plan Year January 1 December 31 Thanks for being a member of Healthy Blue Solutions SM Trinity Health and Blue Cross Blue Shield of Michigan are committed to helping you improve

More information

You re one step closer to simple health care.

You re one step closer to simple health care. welcometouhc.com You re one step closer to simple health care. SIMPLE - A GUIDE TO YOUR 2016 UNITEDHEALTHCARE BENEFITS Health care can be hard. We re here to help you through it. You can count on us to

More information

You can usually only shop for insurance during a specific timeframe that occurs once a year called open enrollment.

You can usually only shop for insurance during a specific timeframe that occurs once a year called open enrollment. Getting Started So many of us forget about health insurance until we need to use it. Even when we have insurance, sometimes we forget about the routine and preventive services that help us to get and stay

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 855-381-1212, visit bcbstx.com or contact an independent Blue Cross and Blue Shield of Texas agent to get a quote today. Life Is

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 855-372-1212, visit bcbsok.com or contact an independent Blue Cross and Blue Shield of Oklahoma agent to get a quote today. Life

More information

Introducing UnitedHealthcare North Shore-LIJ Advantage When doctors connect, everyone benefits

Introducing UnitedHealthcare North Shore-LIJ Advantage When doctors connect, everyone benefits Introducing UnitedHealthcare North Shore-LIJ Advantage When doctors connect, everyone benefits For New York fully insured employers with 2-50 enrolled employees (Queens, Nassau, Suffolk counties) UnitedHealthcare

More information

Health Care Subscriber Education Tools. BlueCross BlueShield of IL

Health Care Subscriber Education Tools. BlueCross BlueShield of IL Health Care Subscriber Education Tools BlueCross BlueShield of IL Health Care Subscriber Education Tools BlueCross BlueShield of Illinois Register for Blue Access for Members (BAM) at www.bcbsil.com REGISTRATION

More information

A Roadmap to Better Care and a Healthier You

A Roadmap to Better Care and a Healthier You FROM COVERAGE TO CARE A Roadmap to Better Care and a Healthier You Step 2 Understand your health coverage Your ROADMAP to health 2 Understand your health coverage Check with your insurance plan or state

More information

Know What to Expect: Your Medical Savings Plan User s Guide

Know What to Expect: Your Medical Savings Plan User s Guide Freescale Employee Benefits Know What to Expect: Your Medical Savings Plan User s Guide STOP Read this before you visit the doctor or pharmacy and use it as a handy reference year round! Medical Savings

More information

Blue Cross and Blue Shield of Illinois. Information Guide for 2016 Annual Enrollment

Blue Cross and Blue Shield of Illinois. Information Guide for 2016 Annual Enrollment Blue Cross and Blue Shield of Illinois Information Guide for 2016 Annual Enrollment Welcome At Blue Cross and Blue Shield of Illinois (BCBSIL) we want to help you get the most from your benefit plan. Please

More information

Let us help you choose the health insurance plan that fits your needs

Let us help you choose the health insurance plan that fits your needs Let us help you choose the health insurance plan that fits your needs Call 866-445-1396, visit bcbsnm.com or contact an independent Blue Cross and Blue Shield of New Mexico broker to get a quote today.

More information

Insurance 101 for Students

Insurance 101 for Students Insurance 101 for Students Health Care in the United States The U.S. does not offer free medical care to the general public Medical care is very expensive Doctor office visit: $150 - $200 Annual asthma

More information

Member Programs brochure

Member Programs brochure Member Programs brochure winhealthplans.com teladoc Talk to a doctor anytime for free No appointments. No waiting rooms. No need to leave home. More affordable than the ER, and more immediate than Urgent

More information

Welcome to your Premera HSA plan!

Welcome to your Premera HSA plan! Welcome to your Premera HSA plan! You re enrolled in the HSA plan from Premera Blue Cross. It comes fully assembled and integrated, so you can immediately enjoy the financial advantages of its health savings

More information

Health Matters. A Guide for Medicare-Eligible Health Care Options. Important health plan information enclosed.

Health Matters. A Guide for Medicare-Eligible Health Care Options. Important health plan information enclosed. Health Matters A Guide for Medicare-Eligible Health Care Options Important health plan information enclosed. Why am I receiving this booklet? Through Lockton Select Marketplace, we are able to offer a

More information

Let us help you choose the health insurance plan that fits you best

Let us help you choose the health insurance plan that fits you best Let us help you choose the health insurance plan that fits you best Call 855-369-1212, visit bcbsmt.com or contact an independent Blue Cross and Blue Shield of Montana agent to get a quote today. Life

More information

Horizon POS. HorizonBlue.com

Horizon POS. HorizonBlue.com Horizon POS HorizonBlue.com Get to Know Horizon Blue Cross Blue Shield of New Jersey Horizon Blue Cross Blue Shield of New Jersey is transforming health care. We re New Jersey s largest and most experienced

More information

health insurance changes Page 2 pharmacist better management Page 4 Get to know your Let s talk about Putting the care in care WINTER 2013 Page 6

health insurance changes Page 2 pharmacist better management Page 4 Get to know your Let s talk about Putting the care in care WINTER 2013 Page 6 WINTER 2013 Get to know your pharmacist better Page 6 Let s talk about health insurance changes Page 2 Kristin Weiler, Pharmacist Wayne Thompson Putting the care in care management Page 4 SECURITY HEALTH

More information

Online Services. A quick guide for members

Online Services. A quick guide for members Online Services A quick guide for members Find what you need at umr.com Getting your benefits information is easy using umr.com. You ll be able to find everything you re looking for in no time! If you

More information

BlueChoice. Making the Important Choices Easier. bcbsfl.com. Enrollment Guide For Group Employees

BlueChoice. Making the Important Choices Easier. bcbsfl.com. Enrollment Guide For Group Employees BlueChoice Enrollment Guide For Group Employees Making the Important Choices Easier. bcbsfl.com Health plan benefits Enrolling in your benefits When your employer offers Blue Cross and Blue Shield of Florida

More information

2014 BENEFIT PLAN CHANGES Costco Employee Benefits Program

2014 BENEFIT PLAN CHANGES Costco Employee Benefits Program 2014 BENEFIT PLAN CHANGES Costco Benefits Program November 2013 2013 Summary of Material Modifications (SMM) to August 2011 Costco Benefits Program SPD The August 2011 Summary Plan Description (SPD) is

More information

Simple. 2015 Benefit Guide. Personal. Empowering.

Simple. 2015 Benefit Guide. Personal. Empowering. 2015 Benefit Guide Simple. Personal. Empowering. An easy-to-use guide to understanding your UnitedHealthcare benefits offered by the Cook County Pension Fund. Open Enrollment is November 1 - November 30

More information

2015 MyPriority plans. Health insurance for individuals and families. Visit priorityhealth.com/mypriority to learn more about the plans we offer.

2015 MyPriority plans. Health insurance for individuals and families. Visit priorityhealth.com/mypriority to learn more about the plans we offer. 2015 MyPriority plans Health insurance for individuals and families Visit priorityhealth.com/mypriority to learn more about the plans we offer. 1 The purpose of this guide is to give an overview of our

More information

Choice Plus Plan. UnitedHealthcare. with a HEALTH REIMBURSEMENT ACCOUNT. Medical. You can choose any doctor or hospital you want.

Choice Plus Plan. UnitedHealthcare. with a HEALTH REIMBURSEMENT ACCOUNT. Medical. You can choose any doctor or hospital you want. Medical UnitedHealthcare Choice Plus Plan with a HEALTH REIMBURSEMENT ACCOUNT welcometouhc.com Find a network doctor. Choose with confidence. Our UnitedHealth Premium designation program recognizes physicians

More information

Health Matters. A Guide for Medicare-Eligible Healthcare Options. Important health plan information enclosed.

Health Matters. A Guide for Medicare-Eligible Healthcare Options. Important health plan information enclosed. Health Matters A Guide for Medicare-Eligible Healthcare Options Important health plan information enclosed. Why am I receiving this booklet? Brookhaven Science Associates (BSA) has decided to offer SelectQuote

More information

GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS. Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org

GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS. Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org GROUP MEDICARE PLANS GROUP MEDICARE PLANS AT A GLANCE FOR EMPLOYER GROUPS 2016 Toll-free 1-800-851-3379 ext. 8024 TTY: 711 HealthAlliance.org Coverage You Know and Trust If you ve worked with Health Alliance

More information

Getting started with Medicare.

Getting started with Medicare. Getting started with Medicare. Look inside to: Learn about Medicare Compare plans and choose the right one for you See if you qualify for financial help Learn how to enroll in Medicare if you plan on working

More information

Purdue Choice Fund Health S i av A ngs t ccoun (HSA)

Purdue Choice Fund Health S i av A ngs t ccoun (HSA) Purdue Choice Fund Health Savings Account (HSA) What Is a Health Savings Account (HSA) Plan? Qualified Medical Plan + Health Savings = Bank Account Tax Advantaged HSA Plan A tax advantaged health plan

More information

FROM COVERAGE TO CARE. A Roadmap to Better Care and a Healthier You

FROM COVERAGE TO CARE. A Roadmap to Better Care and a Healthier You FROM COVERAGE TO CARE A Roadmap to Better Care and a Healthier You Congratulations on taking the first steps to better health! WELCOME to A Roadmap to Better Care and a Healthier You! This roadmap walks

More information

REMIF Health Plan Quick Reference Guide

REMIF Health Plan Quick Reference Guide REMIF Health Plan Welcome to the new REMIF Health Plan. As you know, the REMIF Health Plan has transitioned to a Self-Funded plan beginning July 1, 2015. As a result, you are receiving new ID cards, and

More information

FEEL BETTER ABOUT YOUR CHOICES

FEEL BETTER ABOUT YOUR CHOICES 2016 FEEL BETTER ABOUT YOUR CHOICES CHOOSE WELLCARE. CHOOSE A PLAN TO FIT YOUR NEEDS. Information on individual and family plans inside. Kentucky Boone, Bullitt, Campbell, Clay, Fayette, Harlan, Jefferson,

More information

READY. SET. GROW HEALTHY. Tolleson Union High School District July 1, 2012

READY. SET. GROW HEALTHY. Tolleson Union High School District July 1, 2012 READY. SET. GROW HEALTHY. Tolleson Union High School District July 1, 2012 What We Will Cover Today Medical Plan Options Bronze Plan Silver HDHP 1250 Plan Gold HDHP 2500 Plan UHC Tools and Resources 2

More information

The BlueCard Program T H E W O R L D W E V E G O T Y O U C O V E R E D. www.bluekc.com

The BlueCard Program T H E W O R L D W E V E G O T Y O U C O V E R E D. www.bluekc.com The BlueCard Program ACROSS THE COUNTRY AND AROUND T H E W O R L D W E V E G O T Y O U C O V E R E D As a Blue KC member, you have more freedom to choose the doctors and hospitals that best suit you and

More information

Health Matters. A Guide for Medicare-Eligible Retirees

Health Matters. A Guide for Medicare-Eligible Retirees Health Matters A Guide for Medicare-Eligible Retirees Why am I receiving this booklet? We have decided to offer SelectQuote Senior s insurance exchange. We are committed to helping you make smart choices.

More information

SUMMARY OF BENEFITS Alignment Health Plan AllCare Preferred Plan (HMO) 011

SUMMARY OF BENEFITS Alignment Health Plan AllCare Preferred Plan (HMO) 011 2017 SUMMARY OF S Alignment Health Plan AllCare Preferred Plan (HMO) 011 California: Stanislaus County Alignment Health Plan is an HMO plan with a Medicare contract. Enrollment in Alignment Health Plan

More information

Who are you healthy for?

Who are you healthy for? Who are you healthy for? Be there for those you care about Health plans for individuals and families 1/1/2016 WE RE HERE FOR YOU EVERY STEP OF THE WAY For help choosing and enrolling in a plan 877-PREMERA

More information

Small steps to a new you. Inside. 2014/2015 Benefit Enrollment Guide

Small steps to a new you. Inside. 2014/2015 Benefit Enrollment Guide Small steps to a new you 2014/2015 Benefit Enrollment Guide Inside New this Year - Benefit Changes Wellness Resources Online Tools welcometouhc.com/colorado Thank you for considering UnitedHealthcare We

More information

FREQUENTLY ASKED QUESTIONS ABOUT THE CVS CAREMARK PRESCRIPTION DRUG PROGRAM

FREQUENTLY ASKED QUESTIONS ABOUT THE CVS CAREMARK PRESCRIPTION DRUG PROGRAM FREQUENTLY ASKED QUESTIONS ABOUT THE CVS CAREMARK PRESCRIPTION DRUG PROGRAM ABBVIE EMPLOYEES WANT TO KNOW What s New in 2015? AbbVie is making changes in its pharmacy benefit program to ensure our medical

More information

Making a fresh start. Health plans for every body. checklist. Washington. modahealth.com

Making a fresh start. Health plans for every body. checklist. Washington. modahealth.com Making a fresh start Health plans for every body checklist Washington modahealth.com Plans available effective October 2012 Better health starts here We want to make your transition to Moda Health as

More information

2016 Rollins Benefits Update Frequently Asked Questions Open Enrollment November 2 November 19

2016 Rollins Benefits Update Frequently Asked Questions Open Enrollment November 2 November 19 2016 Rollins Benefits Update Frequently Asked Questions Open Enrollment November 2 November 19 This list is designed to provide you with answers to some of the most commonly asked questions. If you have

More information

OFF TO A FRESH START. ENROLLMENT GUIDE.

OFF TO A FRESH START. ENROLLMENT GUIDE. Let RHA help find the right individual health insurance policy for you. Visit www.rhaexchange.com/dte or call toll-free 1-844-866-8257, Monday through Friday, 9 a.m. 7 p.m. (ET). OFF TO A FRESH START.

More information

A Guide to Your 2014-2015 UnitedHealthcare Benefits from Maricopa County

A Guide to Your 2014-2015 UnitedHealthcare Benefits from Maricopa County Benefits Guide A Guide to Your 2014-2015 UnitedHealthcare Benefits from Maricopa County Look inside to learn about: Medical Prescription Health Savings Accounts and more welcometouhc.com/maricopa 1-888-876-7098

More information

Arkansas A guide for individuals and families

Arkansas A guide for individuals and families Arkansas A guide for individuals and families A variety of health insurance plans to fit your needs at affordable rates Visit www.coventryone.com for more information. 80.02.351.1-AR A (1/16) Things to

More information

Access+ HMO Your 2017 health benefits plan. Blue Shield of California Federal Employees Health Benefits Program

Access+ HMO Your 2017 health benefits plan. Blue Shield of California Federal Employees Health Benefits Program Access+ HMO Your 2017 health benefits plan Blue Shield of California Federal Employees Health Benefits Program Blue Shield of California is proud to continue serving federal employees With Access+ HMO,

More information

Health Reimbursement Arrangement (HRA) A Member Guide

Health Reimbursement Arrangement (HRA) A Member Guide Health Reimbursement Arrangement (HRA) A Member Guide 1 Table of Contents Maximize your healthcare dollars with an HRA through BCBSRI...3 How to pay your medical expenses... 4-5 Online portal instructions

More information

Online Services User Guide

Online Services User Guide Online Services User Guide Welcome to Online & Mobile Banking! Whether you re online or using a mobile device, manage your money whenever and wherever it s convenient for you. Access Visit BankMidwest.com

More information

LEARN. Your guide to health insurance. How to choose the best plan for you and your family

LEARN. Your guide to health insurance. How to choose the best plan for you and your family LEARN Your guide to health insurance How to choose the best plan for you and your family Table of Contents Understanding health insurance...1 Health care law and you...2 Health insurance basics...4 Why

More information

Grow Healthy. State Health Benefit Plan YOUR 2012 BENEFITS STATE HEALTH BENEFIT PLAN MEMBERS

Grow Healthy. State Health Benefit Plan YOUR 2012 BENEFITS STATE HEALTH BENEFIT PLAN MEMBERS State Health Benefit Plan Grow Healthy Dedicated Service. Useful Tools. Real Solutions. YOUR 2012 BENEFITS STATE HEALTH BENEFIT PLAN MEMBERS Look inside to learn about: Benefit options Health support and

More information

Colorado Springs Health Partners INDIVIDUAL & FAMILY PLANS

Colorado Springs Health Partners INDIVIDUAL & FAMILY PLANS Colorado Springs Health Partners INDIVIDUAL & FAMILY PLANS WHEN IT COMES TO HEALTH INSURANCE, WE KNOW WHAT MATTERS MOST: YOU. No one plans to be sick or injured, but if something happens, we want you to

More information

Self-Insured Schools of California: Schools Helping Schools

Self-Insured Schools of California: Schools Helping Schools Self-Insured Schools of California: Schools Helping Schools SISC PPO Plans PPO, HSA, Minimum Value & Bronze Administered by Blue Shield of California 2016/2017 Enrollment Guide Blue Shield of California

More information

Cigna Open Access Plans for Tennessee

Cigna Open Access Plans for Tennessee Individual & Family Plans Insured by Connecticut General Life Insurance Company Cigna Open Access Plans for Tennessee medical & PHARMACY INSURANCE with the ONE-AND-ONLY YOU IN MIND. 858436 a 12/12 Services

More information

Blue Shield-administered PPO plan A welcome guide

Blue Shield-administered PPO plan A welcome guide Blue Shield-administered PPO plan A welcome guide Welcome, Stanford member! Thank you for choosing the Blue Shield-administered PPO plan. We re proud to provide you and your family with access to quality

More information

Wright State University. How to Get the Most Out of Your Medical & Pharmacy Plans

Wright State University. How to Get the Most Out of Your Medical & Pharmacy Plans Wright State University How to Get the Most Out of Your Medical & Pharmacy Plans Strength in numbers And when you combine that with the power of Blue, we re virtually unstoppable 97% of hospitals 92% of

More information

QUESTIONS AND ANSWERS

QUESTIONS AND ANSWERS QUESTIONS AND ANSWERS A different kind of plan. A different way to pay for care. Set up a tax-free health savings account (HSA) 1 to help pay for your qualified medical expenses. 2 Understanding your plan

More information

Reflecting changes from 2010 health reform laws. Health Insurance Buyer s Guide Five Steps to Buying Your Own Health Insurance

Reflecting changes from 2010 health reform laws. Health Insurance Buyer s Guide Five Steps to Buying Your Own Health Insurance Health Insurance Buyer s Guide Five Steps to Buying Your Own Health Insurance Reflecting changes from 2010 health reform laws Individual and Family Health Insurance Introduction When you purchase a health

More information

Roadmap for Medicare Navigating Medicare Part D. A guide for seniors and caregivers

Roadmap for Medicare Navigating Medicare Part D. A guide for seniors and caregivers Roadmap for Medicare Navigating Medicare Part D A guide for seniors and caregivers Roadmap for Medicare: Getting Oriented This Guide offers information and advice for choosing a Medicare Part D prescription

More information

HEALTH CARE R E F O R M

HEALTH CARE R E F O R M HEALTH CARE What does the Affordable Care Act mean to you? HEALTH CARE On March 23, 2010, President Obama signed the Affordable Care Act (ACA) into law. This marked the beginning of health care reform.

More information

HEALTH INSURANCE FOR INDIVIDUALS AND FAMILIES. Insuring Minnesota One Life At A Time. www.preferredone.com

HEALTH INSURANCE FOR INDIVIDUALS AND FAMILIES. Insuring Minnesota One Life At A Time. www.preferredone.com foreveryone HEALTH INSURANCE FOR INDIVIDUALS AND FAMILIES Insuring Minnesota One Life At A Time www.preferredone.com for EveryOne Insuring Minnesota One Life At A Time Thank you for your interest in the

More information

Medicare + GEHA. Protect yourself from unexpected health care expenses

Medicare + GEHA. Protect yourself from unexpected health care expenses Medicare + GEHA Protect yourself from unexpected health care expenses Table of contents Facts about Medicare 5 Medicare Part A 6 Medicare Part B 6 Medicare Part C 7 Medicare Part D 8 GEHA + Medicare 10

More information

Your Pharmacy Benefit: Make it Work for You!

Your Pharmacy Benefit: Make it Work for You! Your Pharmacy Benefit: Make it Work for You! www.yourpharmacybenefit.org Table of Contents Choose Your Plan.............................................2 Steps in Choosing Your Pharmacy Benefits.........................

More information

PPO. Participating Provider Option. Your Guide to the National Participating Provider Option Plan. Blue Cross and Blue Shield

PPO. Participating Provider Option. Your Guide to the National Participating Provider Option Plan. Blue Cross and Blue Shield PPO Participating Provider Option Your Guide to the National Participating Provider Option Plan Blue Cross and Blue Shield Contents PPO Gives You Choices.......................................1 Benefits

More information

A Guide to Using your Consumer-Directed Health Plan (CDHP)

A Guide to Using your Consumer-Directed Health Plan (CDHP) A Guide to Using your Consumer-Directed Health Plan (CDHP) and Health Savings Account (HSA) A Guide to Using Your At The Hartford, we offer competitive benefits and programs to help you live well and coverage

More information

THAT S RIGHT FOR YOU PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. FIND THE PLAN CORE CHOICE

THAT S RIGHT FOR YOU PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. FIND THE PLAN CORE CHOICE 2016 PLATINUM BLUESM WITH RX (COST) Medical and prescription drug benefits you want. Value you deserve. OPTIONS YOU WANT Platinum Blue can help pay the deductibles, copayments and coinsurance Original

More information

Colorado Small Business Enrollment Guide A BETTER WAY to take care of business

Colorado Small Business Enrollment Guide A BETTER WAY to take care of business 2015 SMALL BUSINESS HEALTH Colorado Small Business Enrollment Guide A BETTER WAY to take care of business Choose BETTER. 31 Important deadline Open enrollment begins on November 15, 2014 for coverage beginning

More information

Your Guide to Health Insurance Learn how to choose the best health plan

Your Guide to Health Insurance Learn how to choose the best health plan Your Guide to Health Insurance Learn how to choose the best health plan Subsidy Welcome Thank you for considering AmeriHealth New Jersey as your health insurer. We know the importance of having quality

More information

Medicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15

Medicare. What you need to know. Choose the plan that s right for you GNHH2ZTHH_15 Medicare What you need to know Choose the plan that s right for you GNHH2ZTHH_15 Choosing a Medicare plan is a lot like buying a car. There are lots of options to consider. And what s right for you may

More information

Aetna HealthFund Health Savings Account

Aetna HealthFund Health Savings Account Aetna HealthFund Health Savings Account Take control of your health care and your health care dollars! Small Group 41.02.326.1 B (9/08) Aetna is the brand name used for products and services provided by

More information

FREQUENTLY ASKED QUESTIONS ID CARDS / ELIGIBILITY / ENROLLMENT

FREQUENTLY ASKED QUESTIONS ID CARDS / ELIGIBILITY / ENROLLMENT FREQUENTLY ASKED QUESTIONS ID CARDS / ELIGIBILITY / ENROLLMENT BENEFIT INFORMATION CLAIMS STATUS/INFORMATION GENERAL INFORMATION PROVIDERS THE SIGNATURE 90 ACCOUNT PLAN THE SIGNATURE 80 PLAN USING YOUR

More information

Understand what s new and think differently...

Understand what s new and think differently... Understand what s new and think differently... Together, we can think differently about our new programs and benefit options that are designed to help you make wiser, healthier choices. Annual enrollment:

More information

Getting started with Medicare.

Getting started with Medicare. Getting started with Medicare. Medicare Made Clear TM Get Answers: Medicare Education Look inside to: Understand the difference between Medicare plans Compare plans and choose the right one for you See

More information

2015 Business health insurance plans

2015 Business health insurance plans 2015 Business health insurance plans Live well. We ll insure you do. page 1 About us Healthy businesses depend on healthy employees. MercyCare s business health plans are backed by a company that s been

More information

Molina Marketplace. We have a plan to keep you healthy.

Molina Marketplace. We have a plan to keep you healthy. Molina Marketplace We have a plan to keep you healthy. Access. Quality. Commitment. With the new Health Insurance Marketplace, you have a choice. Molina Healthcare is the answer. Here is why you should

More information

Online Services User Guide

Online Services User Guide Online Services User Guide Welcome to online banking! Whether you re online or using a mobile device, access your accounts whenever and wherever it s convenient for you. Log In: BankMidwest.com Online

More information

Good health happens together

Good health happens together Good health happens together CITY OF BALTIMORE 2016 HEALTH CARE OPTIONS WHAT S INSIDE BENEFITS OVERVIEW WELLNESS RESOURCES ONLINE TOOLS Thank you for considering UnitedHealthcare. We are proud to again

More information

2006 Choosing a Medigap Policy:

2006 Choosing a Medigap Policy: CENTERS FOR MEDICARE & MEDICAID SERVICES 2006 Choosing a Medigap Policy: A Guide to Health Insurance for People With Medicare This official government guide can help you Learn what a Medigap (Medicare

More information

Live your life, enjoy your life

Live your life, enjoy your life Welcome Guide Live your life, enjoy your life A handbook to using your health plan Get information fast at myuhc.com Learn how to personalize your website on page 3. UnitedHealthcare member Rights and

More information

A partnership that offers an exclusive insurance product! The Chambers of Commerce in Hamilton County and ADVANTAGE Health Solutions, Inc.

A partnership that offers an exclusive insurance product! The Chambers of Commerce in Hamilton County and ADVANTAGE Health Solutions, Inc. The Chambers of Commerce in Hamilton County and ADVANTAGE Health Solutions, Inc. SM A partnership that offers an exclusive insurance product! CHAMBER OF COMMERCE The Chambers of Commerce in Hamilton County

More information

List of Insurance Terms and Definitions for Uniform Translation

List of Insurance Terms and Definitions for Uniform Translation Term actuarial value Affordable Care Act allowed charge Definition The percentage of total average costs for covered benefits that a plan will cover. For example, if a plan has an actuarial value of 70%,

More information

Blue Care Elect Preferred 90 Copay Massachusetts Community Colleges Coverage Period: on or after 09/01/2016

Blue Care Elect Preferred 90 Copay Massachusetts Community Colleges Coverage Period: on or after 09/01/2016 Blue Care Elect Preferred 90 Copay Massachusetts Community Colleges Coverage Period: on or after 09/01/2016 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual

More information

Molina Marketplace. We have a plan to keep you healthy.

Molina Marketplace. We have a plan to keep you healthy. Molina Marketplace We have a plan to keep you healthy. Access. Quality. Commitment. With the new Health Insurance Marketplace, you have a choice. Molina Healthcare is the answer. Here is why you should

More information

Health Insurance Knowledge and Skills Questions

Health Insurance Knowledge and Skills Questions Health Insurance Knowledge and Skills Questions 7.1 An appeal is: 1. A request to your health plan to add a new doctor to their network. 2. A request to your health plan to take another look at their decision

More information

PPO Choice. It s Your Choice!

PPO Choice. It s Your Choice! Offered by Capital Advantage Insurance Company A Capital BlueCross Company PPO Choice It s Your Choice! Issued by Capital Advantage Insurance Company, a Capital BlueCross subsidiary. Independent licensees

More information

2016 Business health insurance plans

2016 Business health insurance plans 2016 Business health insurance plans Live well. We ll insure you do. MercyCare Health Plans is a Qualified Health Plan issuer in the Health Insurance Marketplace. About us Healthy businesses depend on

More information

High Deductible and HSA Qualified Plans

High Deductible and HSA Qualified Plans High Deductible and HSA Qualified Plans For individuals and families HIGH DEDUCTIBLE PLANS Insuring Minnesota One Life At A Time w w w.preferredone.com Dear Prospective Members: Thank you for your interest

More information

SHORT TERM PLAN RATE GUIDE

SHORT TERM PLAN RATE GUIDE HealthPartners SHORT TERM PLAN RATE GUIDE Proudly serving Area A: The Twin Cities metro and central and northeastern Minnesota Plan overview 2 Summaries of benefits 3 Perks and resources 4 Rates 7 Short

More information