Your Guide to Equity Release / Lifetime Mortgages
|
|
- Ronald McGee
- 7 years ago
- Views:
Transcription
1 Palmer & Webb Associates Your Guide to Equity Release / Lifetime Mortgages FREE Initial Consultation Palmer & Webb Associates is a trading style of Blueprint Southwest Ltd who are an appointed representative of Intrinsic Financial Planning and Intrinsic Mortgage Planning, which is authorised and regulated by the Financial Conduct Authority.
2 About this guide This guide is designed to be impartial and help families and their older relatives explore the many different ways of funding a more comfortable lifestyle in retirement or fulfilling their aspirations, where they want to: Supplement their retirement income. Raise a capital lump sum. Enjoy retirement more fully. However, it s important for them to do so, if only to get a second opinion. Older homeowners should look to those they trust to guide them when making decisions that could not only improve their lifestyle in retirement, but could also reduce what is left to future generations. It s not uncommon for people to feel uncomfortable about discussing major financial decisions with their children or indeed other family members or lifetime friends. We strongly advise when considering any lifetime mortgage to discuss the implications with your immediate family. You are not obliged to do so but we strongly recommend that you do.
3 Choosing the most suitable plan will depend on a number of considerations, including... How much cash you need The value of your property Whether you want all the cash straight away The age of you and your partner How much, if any, you want to guarantee as an inheritance Equity release schemes can be very helpful but are not suitable for everyone. It is important to understand the risks and to understand the cost, the level of flexibility (if you might want to move home) and the possible impact on future state benefits.
4 Equity Release Product An Outline This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. A lifetime mortgage is a form of Equity release, and is when you borrow money secured against your home to provide money, usually upon or during retirement. The equity you want in your home is provided either in one lump sum or in regular amounts (known as drawdown).
5 The home still belongs to you. Interest is charged on what you have borrowed, which you either pay or, more typically, is added on to the total loan amount (Family investments will offer both options). You can downsize and pay off any outstanding equity release loan whenever you want. Otherwise, when you die or move into long-term care, the home is sold and the money from the sale is used to pay off the loan. Anything left goes to your beneficiaries.
6 Equity Release Product Benefits You can use the money on anything you want, for example, home improvements, top up your pension income, to pay for a few of life s luxuries or to give a family member a helping hand. We take a flexible approach to assessing your circumstances and offering you a product that suits your needs. You ll retain legal ownership of your home. You can stay in your home for as long as you want, or until you go into long-term care, subject to our terms and conditions. Unlike a traditional mortgage, there is an option to have no monthly repayments if you wish. Each year interest is added to the loan and on any interest previously added. The loan and interest are repaid in full, usually from the sale of your home, when you die or go into long-term care.
7 Equity Release Product Benefits There is an option to either take one lump sum or make regular drawdowns, subject to a minimum drawdown and the amount agreed in total. You re protected with a no negative equity guarantee, so you, or your estate, will never pay back more than the eventual sale price of your home. Fixed interest rate. You can fix the interest rate at the start of the plan to provide reassurance about interest costs.
8 Palmer & Webb Associates Palmer & Webb Associates The North Warehouse Gloucester Docks Gloucester GL1 2FB tel : fax : contactus@palmerandwebb.co.uk Members of The Equity Release Council & The Later Life Academy A fee of payable at Completion. We will also be paid by commission from the lender. Or you could choose a fee only option where you will pay a fee of (3%) and we will pass on any commission paid by the lender to you. Palmer & Webb Associates is a trading style of Blueprint Southwest Ltd who are an appointed representative of Intrinsic Financial Planning and Intrinsic Mortgage Planning, which is authorised and regulated by the Financial Conduct Authority.
Equity Release Guide. Helping you make the right decision. nationwide service all lenders available personal visits. www.therightequityrelease.co.
Equity Release Guide 0800 612 5749 www.therightequityrelease.co.uk Helping you make the right decision nationwide service all lenders available personal visits 1 Welcome to The Right Equity Release Who
More informationA Guide to Equity Release in Retirement
A Guide to Equity Release in Retirement 1. Introduction For the retirement you deserve 2. What is Equity Release? 3. Equity Release Plans The options available to you 4. The Application Process 5. Questions
More informationEnhance Your Financial Security. With a Home Equity Conversion Mortgage
Enhance Your Financial Security With a Home Equity Conversion Mortgage 1 Call for Additional Information 888.732.1005 1 Unlock Your Home s Equity We understand that you want to transition easily into the
More informationLEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages
LEGAL & GENERAL HOME FINANCE Guide to Lifetime Mortgages A lifetime mortgage could give you the freedom to really enjoy your retirement. We re delighted you re finding out more about lifetime mortgages.
More informationEquity release is one of the easiest ways to access capital without having to move out of your home.
1 Equity Release Equity release is a way of taking cash from your home without having to move out of your property or sell it. If you are a homeowner and aged 55 or over, you could release a tax-free lump
More informationWelplan Pensions. Flexibility for members from 6 April 2016. Spotlight on flexibility:
Welplan Pensions Flexibility for members from 6 April 2016 Spotlight on flexibility: Pension freedom is great news for members Changes in the law mean that from 6 April 2015 many members of pension schemes
More informationTalk to us first... Equity Release. Mortgages & Finance. Investments, Pensions & Personal Protection
Talk to us first... Mortgages & Finance Equity Release Investments, Pensions & Personal Protection Why talk to? As Independent Financial Advisers we will work closely with you to help plan your finances
More informationWHAT IS EQUITY RELEASE? WHY CONSIDER EQUITY RELEASE?
WHAT IS EQUITY RELEASE? Equity Release can free some of the capital tied up in your home, while you continue to live there. This money can be in the form of a tax-free lump sum, a regular income or a combination
More informationlargeequityrelease.com EQUITY RELEASE GUIDE Speak to one of our specialists today on 020 3824 0904
largeequityrelease.com EQUITY RELEASE GUIDE Speak to one of our specialists today on 020 3824 0904 CONTENTS What is equity release?... 3 How much money could I raise through an equity release?... 4 What
More informationLEGAL & GENERAL HOME FINANCE. Guide to Lifetime Mortgages
LEGAL & GENERAL HOME FINANCE Guide to Lifetime Mortgages A lifetime mortgage could give you the freedom to really enjoy your retirement. We re delighted you re finding out more about lifetime mortgages.
More informationRoll-up Lifetime Mortgage Lump Sum Plus Lifetime Mortgage
Lifetime Mortgages Roll-up Lifetime Mortgage Lump Sum Plus Lifetime Mortgage Using the value in your home for a better retirement Just Retirement s Lifetime Mortgages Who are we? Just Retirement Limited
More informationWelcome to Aspire. Expert financial advice for you
Welcome to Aspire Expert financial advice for you Welcome to Aspire At Aspire we have one goal in mind to give you the financial advice you need and complete peace of mind that your finances are in the
More informationWelcome to. OneFamily
OneFamily Lifetime Mortgages 1 Welcome to OneFamily Welcome to our OneFamily Lifetime Mortgages. This brochure acts as an easyto-digest introduction to lifetime mortgages and provides you with a summary
More informationA simple guide to getting more from your future with. Aviva Equity Release. Best Equity Release Lender
A simple guide to getting more from your future with Aviva Equity Release Best Equity Release Lender J4602_PF011120_1015.indd 1 09/10/15 8:06 pm Contents An introduction to Aviva Equity Release What is
More informationA guide to equity release
Enjoying financial freedom in retirement: Enjoying financial freedom in retirement: A guide to equity release A guide to equity release Many people see equity release as a way to ensure a comfortable retirement.
More informationEQUITY RELEASE GUIDE. Everything you need to know about equity release.
EQUITY RELEASE GUIDE Everything you need to know about equity release. An informative guide from the equity release specialists The informative guide to equity release... Equity release has come a long
More informationUse your home to your advantage. A guide to equity release
Use your home to your advantage A guide to equity release 2 A guide to equity release Introducing Retirement Advantage Previously known as MGM Advantage and Stonehaven, we are a wellestablished company
More informationCAVENDISH EQUITY RELEASE. The Essential Guide. Equity Release TRUSTED & IMPARTIAL ADVICE SINCE 1985
CAVENDISH Equity Release TRUSTED & IMPARTIAL ADVICE SINCE 1985 EQUITY RELEASE The Essential Guide INDEX Welcome to Cavendish Equity Release 3 How can Equity Release be used? 4 Why is specialist advice
More informationA Guide to Releasing Capital from your Home
Advice for older people A Guide to Releasing Capital from your Home Advice provided by Advice for older people FirstStop Advice brings together the expertise of some of the most trusted and respected organisations
More informationChadwick s. Equity Release
c Independent Chadwick s Financial Advisers Equity Release Contents Chadwick s IFA Page 4 Equity Release Page 5 Lifetime Mortgages Page 6 Home Reversion Schemes Page 7 Considerations Pages 8&9 Safe Guards
More informationEquity Release Guide. www.seniorissues.co.uk
Equity Release Guide www.seniorissues.co.uk For more information or to speak to one of our trained advisers please telephone our Senior Issues Team on 0845 855 4411 The Caesar & Howie Group 7/3/2008 EQUITY
More informationYour retirement could have even more going for it
Your retirement could have even more going for it A straightforward guide to equity release For no obligation advice: call 0800 015 0993 www.justretirementsolutions.com Contents Imagine what you could
More informationSaga Equity Release Advice Guide
Your guide to Equity Release Expert advice with no obligation Your introduction to equity release Your retirement should give you the freedom to do all the things in life you haven t had time for. However,
More informationFlexible Lifetime Mortgage Product Summary
Flexible Lifetime Mortgage Product Summary The Flexible Lifetime Mortgage provides you with an initial cash sum in the form of a mortgage loan. A legal charge is secured on your home. For as long as you
More informationRetirement Mortgage Product summary
Retirement Mortgage Product summary The Retirement Mortgage from Hodge Lifetime provides you with a flexible way to borrow money in retirement. A legal charge is secured on your home. AIMS The Retirement
More informationAll you need to know about the. Seniors Money Lifetime Loan. Information for you, your family and your advisers
All you need to know about the Seniors Money Lifetime Loan Information for you, your family and your advisers 1 Contents This brochure from Ireland s only specialist Lifetime Mortgage provider highlights
More informationEquity Release. A guide to our Lifetime Mortgage products
Equity Release A guide to our Lifetime Mortgage products Introducing Retirement Advantage Previously known as MGM Advantage and Stonehaven, we are a well-established company that can trace its roots back
More informationFSA Factsheet Raising money from your home
September 2006 FSA Factsheet Raising money from your home Financial Services Authority This factsheet is for you if: you are in your mid-50s or older; you own your home; and you want extra regular income,
More informationEquity Release Guide
A Refreshing Approach to Equity Release Equity Release Guide Are you thinking of Equity Release? Choose The Right Equity Release Nationwide Service All Lenders Available Personal Visits What is Equity
More informationEquity Release your essential guide
Equity Release your essential guide Welcome This guide has been put together to explain equity release, what it means and the options it can offer. We aim to give you as broad an overview as possible and
More informationYour Guide to Equity Release
Equity release has provided me with financial stability. I now have the opportunity to help my family, go on holiday, and make some home improvements. Mr W, East Sussex Your Guide to Equity Release Contents
More informationALL YOU NEED TO KNOW.
LIFETIME MORTGAGE LIFETIME MORTGAGES ALL YOU NEED TO KNOW 1 ALL YOU NEED TO KNOW. 2 LIFETIME MORTGAGES ALL YOU NEED TO KNOW CONTENTS 1. IntrODUCTION 2. AbOUT lifetime mortgages 3. FeaturES of our lifetime
More informationMaking the most of your retirement
Making the most of your retirement A guide to equity release and our advice service Provided by Contents Welcome from the Age UK Group 3 Do more with your retirement 4 What is equity release? 5 Is equity
More informationReverse Mortgage. That s what we re here for. Financial freedom to do the things you ve always wanted. Here for good.
Reverse Mortgage Financial freedom to do the things you ve always wanted That s what we re here for. Here for good. Contents 2 The freedom of a Reverse Mortgage 3 Product overview 4 About Reverse Mortgages
More informationCustomer Guide. to lifetime mortgages. more 2 choose a range of lifetime mortgage plans to suit every need
Customer Guide to lifetime mortgages more 2 choose a range of lifetime mortgage plans to suit every need From one of the UK s largest retirement lending specialists Please speak to your adviser for further
More informationSeniors Money Ireland Limited t/a Seniors Money 60plus Loan Seniors Money is a joint venture company equally owned by IFG Group plc and Sentinel
Seniors Money Ireland Limited, Beech House, Beech Hill Office Park, Clonskeagh, Dublin 4. LoCall 1890 73 64 67 (1890 SENIOR) or email info@seniorsmoney.ie www.seniorsmoney.ie Seniors Money Ireland Limited
More informationIs equity release the right choice for you? Protecting yourself If it isn t right for you, what are the alternatives?
Buyer s Guide : Content Page 1: What is equity release? Page 2: Is equity release the right choice for you? Page 3: Protecting yourself If it isn t right for you, what are the alternatives? Page 4: Lifetime
More informationENHANCED LIFETIME MORTGAGE PRODUCT BROCHURE
seeing retirement differently seeing retirement differently ENHANCED LIFETIME MORTGAGE CELEBRATING CELEBRATING YEARS sin ce 1 9 9 5 YEARS sin ce 1 9 9 5 WHAT IS THE PURPOSE OF THIS DOCUMENT? This document
More informationEverything you need to know about equity release.
Everything you need to know about equity release. An informative guide from the equity release specialists Welcome to the Retiredom guide to equity release. Equity release has come a long way since regulation
More informationEquity release. A guide for those considering unlocking the value in their home
Equity release A guide for those considering unlocking the value in their home Purpose Equity release is a big decision that will affect the rest of your life. It will mean giving up full control over
More informationCompare the routes to taking your pension income. Age Partnership. R e t i r e m e n t S p e c i a l i s t s. A range of solutions to meet your needs
Age Partnership R e t i r e m e n t S p e c i a l i s t s Compare the routes to taking your pension income A range of solutions to meet your needs We can help you convert your pension savings into an income
More informationThe South Gloucestershire Home Energy Loan. A simple ten step guide to help you apply...
The South Gloucestershire Home Energy Loan A simple ten step guide to help you apply... The South Gloucestershire Home Energy Loan The South Gloucestershire Home Energy Loan is a new initiative which offers
More informationReverseMortgages.com, Inc. A Guide to Reverse Mortgages
ReverseMortgages.com, Inc. A Guide to Reverse Mortgages Table of of Contents Introduction Our Commitment to You Is a Reverse Mortgage Right for You? Getting Your Reverse Mortgage: Questions & Answers How
More informationYour Guide to Equity Release
Equity release has enabled me to go on more holidays, purchase a new car and make some major household purchases. The service provided met our financial needs in an efficient and helpful way. John, Sutton
More informationCouncil of Mortgage Lenders Equity release leaflet unlocking the value of your home
Council of Mortgage Lenders Equity release leaflet unlocking the value of your home What is equity release? Equity is the difference between any mortgage you may have and the value of your home. Equity
More informationTHE RESPONSIBLE EQUITY RELEASE GUIDE. Everything you need to know about equity release.
THE RESPONSIBLE EQUITY RELEASE GUIDE Everything you need to know about. An informative guide from the specialists Welcome to the Responsible guide to. Equity release has come a long way since regulation
More informationRetirement. Providing solutions for your future
Retirement Providing solutions for your future ,,,, We firmly believe that retirement is a time to enjoy the rewards of your lifes hard work and having access to the funds to turn your ideas and dreams
More informationYour retirement income. Exploring your options
Your retirement income Exploring your options Contents 01 Accessing your pension savings with Standard Life 03 What do you want to do with your pension pot? 09 A regular retirement income for the rest
More informationMortgage & Equity Release Guide
Edward Wilson Financial Services OVERVIEW Experience We have been advising clients since 1994, and have a wealth of experience for which there is no substitute. As an appointed representative of the Sesame
More informationUSA Reverse. Learn the Facts about Reverse Mortgages. Danny Glover - Human Rights Activist
Learn the Facts about Reverse Mortgages Danny Glover - Human Rights Activist Single-purpose Reverse Mortgages Single-purpose reverse mortgages are the least expensive option. They re offered by some state
More informationGuaranteed Drawdown. Giving you confidence about your retirement income
Guaranteed Drawdown Giving you confidence about your retirement income 1 The new retirement landscape As you approach retirement, it s time to make those important financial decisions that will see you
More informationBriefing Paper on Equity Release
COUNCIL of MORTGAGE LENDERS Briefing Paper on Equity Release What is equity release? 1. Equity is the difference between any mortgage you may have and the value of your home. Equity release is a way of
More informationWhat are the key current issues shaping equity release by older home owners?
What are the key current issues shaping equity release by older home owners? Round table discussion November 7th 2012 About this project Focus today on equity release but a bigger picture. Initial proposal
More informationREVERSE MORTGAGE GUIDE
REVERSE MORTGAGE GUIDE Retire comfortably with a Reverse Mortgage CRAIG MINTON - AMERICAN NATIONWIDE MORTGAGE - 757-254-1331 Introduction Hello my name is Craig Minton, Regional Manager and Reverse Mortgage
More informationWith new options available from April 2015, we can help you plan your finances for a worry-free retirement
Your retirement With new options available from April 2015, we can help you plan your finances for a worry-free retirement Life is full of financial decisions and planning your retirement is one of the
More informationRelease your equity tied up in your home Equity Release
Golden Age Equity brochure 14/8/07 14:58 Page 1 Because it,s your life Totally independent professional advice: Release your equity tied up in your home Equity Release Retirement planning Financial planning
More informationGet the facts. What every homeowner who is at least 62 years of age should know about reverse mortgage loans
Get the facts What every homeowner who is at least 62 years of age should know about reverse mortgage loans Dino Guadagnino Reverse Area Sales Manager PHL Federal Reserve Meeting December 1, 2010 1 What
More informationIntroducing equity release
Introducing equity release Equity release refers to a range of products that let your clients access the cash tied up in their homes. The equity release market has seen low interest rates, a rise in property
More informationModule 8: Reverse Mortgages and Other Private Financing Options for Long-Term Care. Posted 5/31/05
Module 8: Reverse Mortgages and Other Private Financing Options for Long-Term Care Posted 5/31/05 Answers to Key Questions What LTC financing options are available other than insurance? What are the differences
More informationEnhance Your Financial Security. With a Home Equity Conversion Mortgage
Enhance Your Financial Security With a Home Equity Conversion Mortgage 1 Call for Additional Information 925-258-0386 1 Unlock Your Home s Equity We understand that you want to transition easily into the
More informationReverse Mortgage Information Guide
Reverse Mortgage Information Guide Table of Contents FHA Reverse Mortgages 3 Common Misconceptions about Reverse Mortgages 4 How the Program Works 4 Benefits of a HECM loan 4 HECM vs. Traditional Mortgage
More informationWELCOME. To the Wonderful World Of Reverse Mortgages
WELCOME To the Wonderful World Of Reverse Mortgages Reverse Mortgage Loans Borrowing Against Your Home Basic Questions: 1. Do you really need a reverse mortgage? -- Why are you interested in these loans?
More informationCompareEquityRelease.com. Your Guide To Equity Release
CompareEquityRelease.com Your Guide To Equity Release C ontents About this guide 3 Let s talk money 4 The options 5 What is equity release? 13 How does equity release work? 14 Which type of scheme is best?
More informationYour essential guide to equity release. from the UK s No. 1 specialist
Your essential guide to equity release from the UK s No. 1 specialist 03 03 04 05 06 07 08 09 10 15 Contents What is equity release? How could equity release help you? Why choose Key Retirement? Mr & Mrs
More informationEquity Release An easy to understand guide just for you
TRuE BEARing ChARTEREd e Right direction for Financial Advice Equity Release An easy to understand guide just for you True Bearing Chartered 2 Buckshaw Court, East Terrace Business Park Euxton Lane, Euxton,
More informationKEY GUIDE. Investing for income when you retire
KEY GUIDE Investing for income when you retire Planning the longest holiday of your life There comes a time when you stop working for your money and put your money to work for you. For most people, that
More informationIn association with Key Retirement THE COMPLETE GUIDE TO. equity release
In association with Key Retirement THE COMPLETE GUIDE TO equity release CONTENTS 1 EQUITY RELEASE AN INTRODUCTION 2 RON AND WENDY S STORY 3 WHAT TO CONSIDER 4 YOUR FAMILY 5 GETTING TO KNOW THE PLANS 6
More informationLump Sum Lifetime Mortgage Product Summary
Lump Sum Lifetime Mortgage Product Summary This document is intended to provide you with an introduction to our Lump Sum Lifetime Mortgage. Aims The lump sum lifetime mortgage provides you with a cash
More informationMortgage Concepts Associates. Innovative & Independent Mortgage Advice. Guide to Mortgage Services
Mortgage Concepts Associates Innovative & Independent Mortgage Advice Guide to Mortgage Services Mortgage Concepts Associates offer independent and innovative solutions to all of your mortgage requirements.
More informationYour essential guide to equity release. from the UK s No. 1 specialist
Your essential guide to equity release from the UK s No. 1 specialist What is equity release? 03 03 04 05 06 07 08 09 10 15 Contents What is equity release? How could equity release help you? Why choose
More informationFinancial Foundations Customer guide. Life cover Critical illness cover Permanent disability cover Elderly care cover Income protection cover
Financial Foundations Customer guide Life cover Critical illness cover Permanent disability cover Elderly care cover Income protection cover Introducing Financial Foundations At Lincoln we are in the business
More informationReverse Mortgages Policy
Reverse Mortgages Policy March 2014 Version Date 2 November 2012 3 March 2014 Document owner Professional Standards Professional Standards Approved by RI Compliance Committee Date of approval 22/11/2012
More informationSPANISH LIFETIME MORTGAGE
SPANISH LIFETIME MORTGAGE The following presentation relates to a Lifetime Mortgage which is available to European owners of Spanish Residential properties who are fluent in English. Golden Age Distribution
More informationHelping your loved ones. Simple steps to providing for your family and friends
Helping your loved ones Simple steps to providing for your family and friends Contents 01 How can I take control of who gets what? 02 Inheritance Tax 04 Do you know how much you re worth? 06 Making lifetime
More informationDeferred Payment Agreement (DPA) Fact Sheet
Deferred Payment Agreement (DPA) Fact Sheet From April 2015, all councils in England are required to provide a Deferred Payment scheme for local residents. This will apply to anyone who owns a property
More informationThe Personal Range Key Features of the Individual Personal Pension
The Personal Range Key Features of the Individual Personal Pension Reference MPEN11/A 04.16 The Financial Conduct Authority is a financial services regulator. It requires us, Friends Life and Pensions
More informationEquity release using your home to get a cash sum
Equity release using your home to get a cash sum for independent information About us We are an independent watchdog set up by the Government to: regulate firms that provide financial services; and help
More informationProposed Information Statement Reverse Mortgage. Things you should know about your reverse mortgage
Page 1 of 7 Proposed Information Statement Reverse Mortgage Things you should know about your reverse mortgage This statement is provided to you because reverse mortgages operate differently to other credit
More informationReverse Mortgages Overview
Reverse Mortgages Overview An Overview of Reverse Mortgages In 1987 President Ronald Reagan authorized the Department of Housing and Urban Development (HUD) to create the Home Equity Conversion Mortgage
More informationFor a free consultation call freephone. or visit www.responsible.org.uk
Responsible Guide To Equity Release How to release equity (and release it intelligently) Around 2m people over the age of 50 will rely on their property, not a pension, to pay for their retirement - Beck
More informationDealing with your endowment mortgage shortfall
Dealing with your endowment mortgage shortfall The options available Things to consider Helping you stay on track The Money Advice Service is independent and set up by government to help people make the
More informationA fresh look at equity release
For financial adviser use only. Not approved for use with customers. A fresh look at equity release How you could add an extra dimension to your business How you could add an extra dimension to your business
More informationRELEASING CASH FROM YOUR HOME
RELEASING CASH FROM YOUR HOME As a recommended adviser for the Society of Later Life Advisers (SOLLA) we are frequently asked to advise on home income/equity release plans. These notes are designed to
More information7 Facts You Need to Know About Reverse Mortgages...
SPECIAL REPORT 7 Facts You Need to Know About Reverse Mortgages... By Quinn Berry 7 Facts You Need to Know About Reverse Mortgages... to help you enjoy a comfortable, worry-free retirement! Chances are
More informationReverse mortgages: the US experience
K I Woo Reverse mortgages: the US experience As many Asia-Pacific economies begin aging, some countries have proposed that reverse mortgages be made available to older citizens. In general, a reverse mortgage
More informationHow To Get A Reverse Mortgage
Frequently Asked Questions 1. What is a reverse mortgage? 2. How does a reverse mortgage differ from a home equity loan? 3. What are the advantages of a reverse mortgage? 4. How much money can I get? 5.
More informationCommissioned by. Written by. Supported by
Use of Housing Equity for Beginners A self training module Commissioned by Written by Supported by About this training module This self training module is for people who want to understand the basic ideas
More informationE@sy Guide to Equity Release
E@sy Guide to Equity Release Property values have soared in recent mes. It is possible to release some of this profit without selling your home. One way of doing this is by using an equity release plan,
More informationReverse Mortgages. An investment research policy for using reverse mortgages
Reverse Mortgages An investment research policy for using reverse mortgages Table of contents Table of contents... 2 At a glance... 3 Introduction... 4 What is a reverse mortgage?... 4 Advantages and disadvantages...
More informationLifetime Mortgage Test
Lifetime Mortgage Test This test paper consists of 25 multiple choice questions and as a guide the time allowed is 40 minutes. Each question has only ONE correct answer. Please write all answers on the
More informationMORTGAGES4REAL LIMITED
WELCOME TO MIKE ROGERSON.CO.UK ESTATE AGENTS SURVEYORS LETTINGS MANGEMENT MIKE ROGERSON MORTGAGES4REAL LIMITED We know that taking out a mortgage will probably be the biggest financial commitment you can
More informationPASSING ON YOUR PENSION. A guide to death benefits from income drawdown. Retirement Solutions
PASSING ON YOUR PENSION A guide to death benefits from income drawdown Retirement Solutions It s now easier than ever to pass any remaining money in your pension to the people you love when you die. New
More informationEquity Release - A Good Option for the UK
Guide to Equity Release in association with One of the Yours guides designed to The Guide to Equity Release in association with 1 help you make the most of your life Contents Why equity release? 4 Getting
More informationFREEDOM. Retirement. With the luxury of time, you ll be. Atlantic Coast Associates
Retirement FREEDOM Equity Release to assist Retirement Planning Spring 2016 ATLANTIC COAST ASSOCIATES Independent Financial Advisers Atlantic Coast Associates 5 Tywarnhayle Square Perranporth Cornwall
More informationShared Home Investment Plan Limited. because life is worth living
Shared Home Investment Plan Limited because life is worth living About S.H.I.P.? Shared Home Investment Plan Limited (S.H.I.P.) is an Irish company specialising in home equity release plans for the over
More informationRELEASING CASH FROM YOUR HOME
RELEASING CASH FROM YOUR HOME As a recommended SOLLA adviser we are frequently asked to advise on home income/equity release plans. These notes are designed to provide some general background to clients
More informationIT S MORTGAGE REVERSE A SIGN OF THE TIMES
IT S A SIGN OF THE TIMES REVERSE MORTGAGE UNLOCK THE EQUITY IN YOUR HOME If you want the financial freedom to spend your retirement how you choose, with independence and dignity, you should talk to us.
More informationIT S LIFETIME LOAN A SIGN OF THE TIMES AUSTRALIAN SENIORS FINANCE. The Home Equity Release Specialist
IT S A SIGN OF THE TIMES LIFETIME LOAN AUSTRALIAN SENIORS FINANCE The Home Equity Release Specialist UNLOCK THE IN YOUR EQUITY HOME If you want the financial freedom to spend your retirement how you choose,
More informationReverse Mortgages (HECM) Helping Seniors
Reverse Mortgages (HECM) Helping Seniors What is a Reverse Mortgage? A reverse mortgage is a non-recourse loan that allows homeowners to access a portion of their home equity. (Traditional refinance)
More informationThe Help to Buy: equity loan scheme What you need to know before you go ahead
Page 1 of 5 The Help to Buy: equity loan scheme What you need to know before you go ahead What is the Help to Buy: equity loan scheme? The Help to Buy: equity loan scheme is a Government backed programme
More information