Form ADV Part 2B: Brochure Supplement Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar, and Orion Fliessbach. December 16, 2011.

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1 Form ADV Part 2B: Brochure Supplement Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar, and Orion Fliessbach December 16, 2011 CWMA Nevada, LLC d.b.a. Retirement Depot 2660 Crimson Canyon Dr., Suite 170 Las Vegas, Nevada Telephone: (702) Fax: (702) This Brochure Supplement provides information about Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar and Orion Fliessbach that supplements the CWMA Nevada, LLC brochure. You should have received a copy of that brochure. Please contact Kenneth Gulliver or Charles Hickmore if you did not receive CWMA Nevada, LLC's brochure or if you have any questions about the contents of this supplement. Additional information about Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar and Orion Fliessbach is available on the SEC's website at While Retirement Depot may refer to itself as a registered investment advisor or RIA, clients should be aware that registration itself does not imply any level or skill or training. 1

2 Item 2. al Background and Business Experience Kenneth Gulliver (b. 1973), President, Chief Compliance Officer and Investment Advisor Representative of Retirement Depot, 2008 to present -Attended 3 years of additional education coursework at the University of Phoenix. -Comprehensive Wealth Management Advisors, predecessor to CWMA Nevada, LLC and doing business as Retirement Depot, President, Chief Compliance Officer and Investment Advisor Representative, 2006 to Kenternational, Inc., President, 2007 to Merrill Lynch, Financial Advisor, 2004 to AG Edwards, Financial Consultant, 2003 to One America, Regional Representative, 2002 to 2003 Mr. Gulliver is exclusively engaged in management, supervising and providing investment advice through Retirement Depot Charles Hickmore (b. 1950), Vice President and Investment Advisor Representative of Retirement Depot, 2009 to present -B.S. in Business Administration, British Columbia Institute of Technology -Comprehensive Insurance Services, LLC, Manager and Sales Representative, 2009 to present -Alpine Meadows Financial Services Inc, Sales Manager, 1994 to present -US Allianz Securities Inc, Registered Representative, 2001 to 2003 Inc. Mr. Hickmore is actively in Alpine Meadows Financial Services, 2

3 Thomas Ketelaar (b. 1946), Investment Advisor Representative of Retirement Depot 2012 to present. - Master of al Administration from the University of Arizona -Independent Registered Tax Preparer, 1985 to Present -Independent Real State Broker 1978 to Present Mr. Ketelaar is actively servicing as an independent tax preparer and real state agent. Orion Fliessbach (b. 1985), Investment Advisor Representative of Retirement Depot 2012 to present. - Bachelor of Finance Financial Management and Investments from the University of Central Arkansas. -Retirement Depot, Investment Advisor, 2012 to present -Ameriprise Financial, Advisor In Training, 2012 to City Athletic Club, Personal Trainer, 2012 to Hour Fitness, Personal Trainer, 2010 to Independent Capital Management, Financial Planner t 2010 to Independent Personal Trainer, 2009 to Elite Landscaping, Landscaper, 2009 to Office Depot, Costumer Service Specialist, 2008 to Gourmet Foods Inc, Sales Representative, 2007 to Troyer Construction, Construction worker, 2006 to 2006 Mr. Fliessbach is exclusively engaged in providing investment advice through Retirement Depot. 3

4 Item 3. Disciplinary Information None of Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar or Orion Fliessbach have had any material legal or disciplinary events in their past. Clients and prospective clients can view the CRD records (registration records) for Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar and Orion Fliessbach through the SEC s Investment Adviser Public Disclosure (IAPD) website at or FINRA s Broker-Check database online at Item 4. Other Business Activities Mr. Charles Hickmore and Kenneth Gulliver are the sole and equal owners of RD and Comprehensive Insurance Services, LLC ("CIS"). Mr. Charles Hickmore also owns Alpine Meadows Financial Services, Inc. ("Alpine"). Alpine and CIS are insurance marketing companies with representation contracts to sell on behalf of various life insurance companies. Mr. Hickmore spends approximately 5% of his available time in the sale and wholesale sale support of insurance products through Alpine. No insurance products are sold to clients through Alpine. Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar or Orion Fliessbach may advise clients to acquire fixed annuities and/ or life and health insurance through CIS or unaffiliated third-parties. Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar or Orion Fliessbach are also licensed to sell insurance and may act as agents of CIS. When such recommendations or sales are made, a conflict of interest exists as the recommending adviser may earn insurance commissions for the sale of those products, which may create an incentive to recommend such products. RD requires that Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar or Orion Fliessbach disclose this conflict of interest when such recommendations are made. Also, RD requires Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar and Orion Fliessbach to disclose that advisory clients are not required to purchase products from CIS and may purchase recommended insurance products from other insurance agents not affiliated with RD Item 5. Additional Compensation Aside from the sales commissions paid by insurance companies to Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar or Orion Fliessbach (see the Other Business Activities section above), neither Kenneth Gulliver, Charles Hickmore Thomas Ketelaar or Orion Fliessbach receive any additional compensation from non-clients for providing advisory services. All advisory compensation is paid by clients directly. 4

5 Item 6. Supervision As president of RD, Kenneth Gulliver is primarily responsible for supervision of RD, Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar and Orion Fliessbach. As Mr. Gulliver is an advisor himself, his accounts are also reviewed by the vice-president of RD, Charles Hickmore. All financial plan recommendations are reviewed by Kenneth Gulliver before the financial plan is complete. Kenneth Gulliver also reviews accounts as a whole each quarter in conjunction with the calculation of advisory fees and recommendations. Advisory clients may contact either Kenneth Gulliver Charles Hickmore at Item 7. Requirements for State-Registered Advisers RD would be required to disclose additional information for Kenneth Gulliver, Charles Hickmore, Thomas Ketelaar and Orion Fliessbach if any had ever been found liable in certain: (a) arbitration proceedings; or (b) a civil, self-regulatory organization, or administrative proceedings. As none of these apply, RD has no information to disclose in this regard. Kenneth Gulliver filed for bankruptcy under Title 11, Chapter 7 of the U.S. Code on or about September 9, 2010 due to personal debts which he guaranteed or incurred. The case was discharged in or around December,