Compliance Solutions. Think differently about employee monitoring

Transcription

1 Compliance Solutions Think differently about employee monitoring

2 A holistic employee-monitoring solution Risk is often the first word associated with compliance. But a successful employee-monitoring program should be about more than avoiding risk. With proactive solutions and support, your employee-monitoring program can be a corporate asset, helping to tighten control, promote a positive employee experience, build long-term value across your business, and instill trust with your clients. Compliance Solutions combines extensive experience in employee monitoring, deep knowledge of investor needs, and intelligent technology to help companies stay ahead of mounting compliance complexity. It s a holistic approach based on best practices gained over years at the forefront of the industry. As legislation and regulatory oversight increase, employee monitoring is increasingly in the spotlight and clients are taking note. Help protect your firm and your employees. Think differently about employee monitoring with Compliance Solutions schwab.com/compliancesolutions 2

3 Help protect your employees and your firm Technology is one part of a successful employeemonitoring program and the tools you choose matter. With technology from Schwab Compliance Technologies, a subsidiary of The Charles Schwab Corporation and leading provider of cloud-based compliance automation software, you can rely on efficiency, ease of use, and flexibility. Our modular tools are designed to help increase oversight of your employee-monitoring program and make it easier for employees to comply. Case Management Centralize important information to help manage the flow and administration of projects and tasks. Affirmations and Disclosures Personal Trading Help protect against potential trading violations and insider trading with intelligent features. Gifts, Entertainment, and Contributions Streamline your processes, and plan for the future The role of the compliance officer is more complex than ever. And when everyday employee-monitoring tasks demand most of your day, it can be a challenge to find time for the rest of the job. What could you accomplish if you could streamline and automate basic surveillance tasks? Compliance Solutions puts the data you need at your fingertips, with features such as easy reporting and automated alerts to employees, and offers insights and best practices that can help you tighten inefficient processes potentially saving significant hours each month. With this time back, you can turn your attention to the other important tasks on your list. A solution that scales with your firm Our robust technology helps eliminate the need for developing and managing in-house systems. And, as your firm grows, Compliance Solutions will scale with you reducing the need to invest resources and time into a new system. Manage the distribution, disclosure, tracking, and reporting of tasks through a centralized system. Track and monitor employee expenditures across the entire organization. 3

4 Transform your firm s employee experience Employee monitoring is ultimately about employee protection. Compliance Solutions helps employees understand their responsibilities through the use of alerts, automated trade pre-clearance, and an easy-to-use interface, helping to prevent mistakes. Help support your employees financial success We understand that, while incredibly important, finances are just one of the many things that employees have to manage in their lives. That s why we offer more than a brokerage account when your firm chooses Compliance Solutions, you open the door for employees to work with a company that has always advocated for the success and empowerment of the individual investor. We know that every employee has a unique financial picture and goals and we provide a broad suite of financial products and services designed to meet the full range of your employees needs, as well as banking products and services provided by Charles Schwab Bank. Your employees can: Count on a more customized experience We offer advice to fit nearly every employee s style, as well as a full-choice approach to investing. Manage accounts conveniently Employees can easily open, access, and manage their Schwab accounts online and through their mobile devices. Comply more easily Automated pre-clearance feature helps protect against potential trade violations. Manage costs The pricing on our products and services is clear, transparent, and competitive. We ll also help you create a customized communications program to drive excitement and engagement with your employees. Working together We ll work alongside you during every stage of planning and implementation and throughout the lifetime of our relationship. Count on your relationship manager As your main point of contact, your relationship manager will get to know you and your business closely. He or she can help create a customized communication plan to announce new financial benefits and potential policy changes to your employees in a way that s tailored to your firm. Your relationship manager will also help you connect with the rest of your support resources. A dedicated client onboarding specialist helps you learn, navigate, and take full advantage of the Schwab Compliance Technologies employee-monitoring system with a training program personalized for your business needs. Dedicated technical and service teams provide day-to-day support to compliance officers, helping to ensure the smooth transfer of all accounts, delivering accurate reporting and data transmission, and responding to any special reporting and service requests. And as your needs change and grow, we ll be standing by with best practices and solutions that make sense for your firm. Industry insight As part of a holistic approach, we re committed to bringing you insights and best practices from the industry. We host several regional and national events where we bring together industry experts to cover topics that matter to today s compliance professionals. 4

5 Compliance Solutions at a glance Compliance Solutions is an employee-monitoring offer that includes Schwab Designated Brokerage Services, Schwab Compliance Technologies, and a wide range of financial products and services for employees. Designated brokerage services from Schwab Daily data feeds Custom electronic data feeds are delivered on a nightly basis. Easy data access and data management Our proprietary data-exchange system puts information at your fingertips. Deep industry experience Schwab offers more than 20 years of experience supporting employee trade supervision needs. Employee-monitoring from Schwab Compliance Technologies Our tools are designed to help enhance oversight and make it easier for employees to understand their responsibilities. Case Management Personal Trading Affirmations and Disclosures Gifts, Entertainment, and Contributions Designated brokerage services Compliance Solutions Employee-monitoring technology Employee financial benefits Products and services that fit your employees investing styles Competitively priced investment products Employees can choose what fits their needs from a robust lineup of products for savvy investors to fully managed solutions. Market research and insight Employees can access extensive market research to guide informed decisions. Professional, personal guidance from specialists Professional guidance can make a significant impact on employee outcomes. We offer a onetime Personal Portfolio Review at no charge 1 (eligibility restrictions apply), the option of ongoing advice from a Financial Consultant, 2 access to specialists, a pool of prescreened Registered Investment Advisors, and more The Personal Portfolio Review is complimentary, although the implementation of any recommendations made during the consultation may result in trade commissions or other fees, charges, or expenses. The Personal Portfolio Review is available only to clients with at least $25,000 in assets at Schwab or prospects with at least $25,000 in assets available to bring to Schwab. Individualized recommendations are available only to Schwab clients and are limited to assets held in a Schwab retail brokerage account. Information provided to prospects, or pertaining to assets held outside of Schwab, as part of a Personal Portfolio Review are examples of the kinds of recommendations available on assets held at Schwab; these examples do not constitute recommendations, solicitations, or investment advice.

6 Let s get started Because no two firms are identical, our first step is discovering more about your needs and those of your employees so we can find the right solution together. If you re ready to think about what the future of your employee-monitoring program could look like with Compliance Solutions, we d love to hear from you. Get in touch schwab.com/compliancesolutions 2. Please note that there are certain eligibility requirements for working with a dedicated Financial Consultant. 3. Advisors in the Schwab Advisor Network are independent and are not employees or agents of Charles Schwab & Co., Inc. ( Schwab ). Schwab selects advisors and checks their experience and credentials against criteria Schwab sets, such as years of experience managing investments, amount of assets managed, professional education, regulatory licensing, and business relationship as a client of Schwab. Advisors pay fees to Schwab in connection with referrals. Schwab does not supervise advisors and does not prepare, verify, or endorse information distributed by advisors. Investors must decide whether to hire an advisor and what authority to give him or her. Investors, not Schwab, are responsible for monitoring and evaluating an advisor s service, performance, and account transactions. Neither Schwab nor Schwab Compliance Technologies, Inc. provides specific individualized legal or compliance advice. Where such advice is necessary or appropriate, please consult your own legal and/or compliance counsel. Compliance Solutions is comprised of Schwab Designated Brokerage Services (DBS), a division of Charles Schwab & Co., Inc. ( Schwab ), and Schwab Compliance Technologies, Inc. ( SchwabCT ), formerly Compliance11, Inc. Schwab Designated Brokerage Services provides brokerage solutions for corporate clients who monitor their employees securities activity. SchwabCT provides technology solutions for corporate clients to help facilitate their compliance technology program implementation. Schwab Compliance Technologies, Inc. and Charles Schwab & Co., Inc. are separate but affiliated entities, and each is a subsidiary of The Charles Schwab Corporation. Brokerage Products: Not FDIC-Insured No Bank Guarantee May Lose Value The Charles Schwab Corporation provides a full range of securities brokerage, banking, money management, and financial advisory services through its operating subsidiaries. Its broker-dealer subsidiary, Charles Schwab & Co., Inc., offers investment services and products. Its banking subsidiary, Charles Schwab Bank (member FDIC and an Equal Housing Lender), provides deposit and lending services and products. Charles Schwab & Co., Inc., 211 Main Street, San Francisco, CA Charles Schwab & Co., Inc. All rights reserved. Member SIPC. For institutional use only. AHA ( ) MKT (11/14)