Dear Prospective Net Branch:

Transcription

1 Dear Prospective Net Branch: Thank you for your interest in becoming a Commercial Capital Ltd. Net Branch! Although I call it a Net Branch, it is really more like a partnership you, me and aggressive go-getters from around the country teaming up to revolutionize the commercial industry. We will be a force to be reckoned with. We are already achieving volume yield spread and pricing with some lenders and my goal is to keep working on improving and building your volume, benefits and pricing. Enclosed is information about this opportunity. Please review, think about it and pray about it and then call me to see if this net branch concept is right for you. With banks sidelined, our ability to close loans separates us from the rest. Your decision is a simple one go it alone or team up with the only Commercial Net Branch and leverage our pricing, lenders, knowledge and support to create something better than you or I can on our own. It s a partnership really; a partnership based on profits and fun where you keep 90% of the profits and 100% of the ownership you can t beat that with a stick! Review the enclosed information and then call Seth Parr to discuss it; answer any questions you may have and if the fit is right he can get you the simple contract to get going. To a successful partnership and an awesome 2010! Sincerely, Brian L. Peart President Commercial Capital Ltd. A division of Nexus Financial Group, Inc. 367 Athens Hwy. Ph: Suite 600 Fax: Loganville, GA Toll-free:

2 WHY A COMMERCIAL CAPITAL NET BRANCH? LEVERAGE: Our lenders Our Training Our templates/forms plus PAYOUTS* plus SUPPORT = $$$ PROFITS $$$ 367 Athens Hwy. Ph: Suite 600 Fax: Loganville, GA Toll-free:

3 Leverage Our Lenders We have over 100 lenders, with a host of niches and competitive rates here are some sample products available: Acquisition & Development Financing - $10 Million to UNLIMITED! Multifamily New Construction / Substantial Rehab 90% Loan-To-Cost 70% NO DOC loan to $400,000! Church loan financing with fixed rates in the 6 s-very competitive and 30 year amortization to boot! Alt-A church product to 80% LTV and 4 times the tithe! Church Bond Money program Non-recourse lenders Wall Street Conduit Money Hard money loans, gas stations, odd use properties and so much more And of course your cream puff normal loans on apartment complexes, warehouse, mixed use, etc. IF YOU WANT TO COMPETE YOU NEED THESE LOANS!!!! 367 Athens Hwy. Ph: Suite 600 Fax: Loganville, GA Toll-free:

4 Leverage Our Training! We don t want you out there flying blind and representing us. You can leverage our nationally known training to amp up your volume quickly: Our Commercial Training Course is just part of the training. You also get live training monthly from Brian Peart, the industry s top Commercial loan closer! Learn how to pre-qualify, package and place your loans. Learn Marketing strategies to increase your pipeline quickly. Learn key information like how to calculate Debt Service and quickly determine whether you have a deal or not. And of course, you get monthly conference calls with Brian and a new niche lender each month so you are always growing and learning. Knowledge is power and that knowledge comes FREE with a Commercial Capital Net Branch. You can thrive in Commercial Mortgages! 367 Athens Hwy. Ph: Suite 600 Fax: Loganville, GA Toll-free:

5 Leverage Our Support! The number one complaint I hear from Residential Net Branches is no support that won t happen with our Commercial Net Branch Here is what you get All the forms, templates, and applications ready to customize for you I am talking church loan apps, commercial apps, marketing, reports, the works! With one-on-one training that you receive on your first two commercial deals can increase your potential closing ratio. Our commercial department is available 9-5 for additional assistance. You have access to Brian Peart every month in the conference calls but it gets even better. You get 6 months FREE of askbrianpeart.com allowing you to access Brian every day with questions. Not sure how to structure something? Ask Brian. He will answer and then delete the question so others outside our net branch circle do not see the answers. Want to know how to market something or handle something? Ask Brian. It is like having Brian on call as a mentor and coach to help you build your business. And there is NO MONTHLY OR YEARLY FEES FOR THE NET BRANCH!!!!

6 SAMPLE MARKETING PIECES With a Commercial Capital net branch there is no need to re-invent the wheel! All of Brian s marketing fliers and tools are available to you to tweak and run with. PLUS, Brian has monthly conference calls where he helps you with ongoing marketing strategies and planning. PLUS, as part of your set-up as a branch, you get Brian s Top Producer for Commercial with over 2 hours of marketing strategies. Don t just do a few commercial deals here and there; DOMINATE your marketplace with proven sales and marketing strategies. YOU CAN DO IT.WE CAN HELP!

7 LIMITED-USE PROPERTIES PROGRAM FEATURES LOAN LIMITS $250,000 $3,000,000 PROPERTY TYPES LOAN TYPES MAX LTV LOAN TERMS Automobile Dealerships Automotive Service and Repair Assisted Living Facilities Grocery Stores and Markets Educational / Day Care Car Wash (Full Service and Coin Op) Funeral Homes Restaurants Bowling Alleys Properties with excess land RV Parks Purchase Refinance Cash Out Refinance 90% Owner Occupied Purchases (SBA 504) 65% Purchase (Non-SBA, up to 90% CLTV) 65% Refinance / 60% Refinance Cash-out 25 years fully amortized 20 years fully amortized 15 years fully amortized MIN FICO 650 AVAILABLE PROGRAMS 5 YR Fixed SBA 504 Adjustable Conversion THE Commercial Capital Ltd. DIFFERENCE No Balloon Payment Broker or referral source 100% protected Flexible Underwriting No Lender Points Quick Closings Simple Documentation Rate locks available at no cost

8 Commercial Capital Limited A division of Nexus Financial Group, Inc NO PRE-PAYMENT COMMERCIAL LOANS! NO PRE-PAYMENT PENALTY!!!! Property Types: Marinas, Industrial, General and Medical Offices, Mixed-Use, Retail, Self Storage, Health Care / Senior Living, Special Purpose Loan Amounts from $1mil $30mil Amortization Up to 30 Years (so long as the economic life is remaining, excluding marinas) LTV: Up to 75% (80% if Owner Occupied or Multifamily) Interest Only Loans available up to 3 years No reserves or impounds required for taxes and insurance Rapid processing time most loans close within 45 days! Competitive rates / Low processing and third party fees THIS IS ONE OF THE BEST PRODUCTS ON THE MARKET TODAY! PLEASE REMEMBER THAT RATES AND TERMS WILL VARY BY DEAL THE STRONGER THE DEAL, THE BETTER THE TERMS So, if you have any deals that you would like us to look at or if you have any questions or want more information, please give us a call at: We d love to talk with you about your deals!

9 Commercial Capital Limited A division of Nexus Financial Group, Inc Tired of lenders limiting your cash out? NOW GET UNLIMITED CASH OUT!!! Loan Amounts up to $30mil Up to 70% Loan to Value! No Prepayment options available Source & Use of Funds: NO QUESTIONS ASKED! THIS IS ONE OF THE BEST PRODUCTS ON THE MARKET TODAY! PLEASE REMEMBER THAT RATES AND TERMS WILL VARY BY DEAL THE STRONGER THE DEAL, THE BETTER THE TERMS So, if you have any deals that you would like us to look at or if you have any questions or want more information, please give us a call at: We d love to talk with you about your deals!

10 Commercial Capital Limited A division of Nexus Financial Group 367 Athens Hwy. Phone: Suite 600 Toll-free: Loganville, GA Fax: Church Real Estate Financing Property Types: Loan Proceeds: Trustee Guarantees: None Size: Fast Close: Sanctuaries, Schools, Expansion Acquisition, Refinance, Construction, Cash-Out $400,000 - $30 million days Cash Flow Multiple: 3-4x Unrestricted Contributions LTV: 66% - 80% Term: Interest: Prepayment: Years; Open-Ended for additional Borrowings Fixed over Treasuries No Penalty Construction Bonds: None required for qualifying projects Our underwriters are professionally trained to keep the interest of the church a priority. They are experienced in working with churches of all sizes. Thus, they can fund loans for any denominations anywhere in the country! So please call one of our underwriters today at !

11 COMMERCIAL FINANCING FOR BUSINESS & INDUSTRY SBA Loans Loan Amounts from $250,000 to $12,000,000 Loans are available for NEW and EXISTING businesses: Repayment terms up to 30 years As high as 90% financing Competitive rates Some balloon payments or call provisions You can benefit from FULLY AMORTIZED FINANCING for: Purchasing a business Expanding a business Purchasing equipment or inventory Refinancing and debt consolidation Purchase or refinance of owner-occupied commercial real estate We have programs specifically designed for: Assisted Living Facilities, Child Care Facilities, Franchise Purchases, Funeral Homes, Grocery and Convenience Stores, Hotels, Manufacturing, Medical Offices, Start-up Businesses and many more! 367 Athens Hwy.., Suite 600 Loganville, GA Ph: Fax: Toll-free: The Next Level in Mortgage Service! Page 11 of 12

12 What are you waiting for! It is said that destiny waits for no man. You get: To leverage all our training, forms, templates and knowledge and do loans anywhere in the country. You get the type of volume-pricing incentives that you can not get apart from a net branch (this includes 1 point in yield spread in most cases that you would not get on your own that is huge money on a $1,000,000 dollar loan!) You get all our support and ongoing coaching and mentoring and guidance from Brian Peart and YOU GET TO KEEP THE LION S SHARE OF PROFITS!!! All this for a nominal set up fee and NO yearly charges or fees Call today for the contract or for more information and let s team up to revolutionize the Commercial Mortgage Marketplace! Call to get the ball rolling! Page 12 of 12