Legal Access Insurance

Transcription

1 Legal Access Insurance

2 Legal Access Insurance For over 20 years, we have helped our clients protect and defend what counts by providing a product unlike anything else on the market! Offered as a complement to Home, Auto or Leisure Vehicle Insurance, Legal Access Insurance allows you to defend your rights or to have access to the services of the professionnal (lawyer or notary) of your choice when necessary. Our lawyers are experienced members of the Barreau du Québec. They make it their priority to make you understand the situation you are in and help however they can.

3 It doesn't only happen to others! Every year, hundreds of thousands of people across Quebec have to deal with legal problems of some kind. Whether it's trouble with the neighbours, latent defects in your home, identity theft, workplace harassment, wrongful dismissal, a medical error, a breach of a sales contract or problems with a contractor... We can lend a helping hand! Here are real-life stories from clients we have helped in the past: While helping a friend renovate his home, I was seriously injured. His insurer refused to compensate me. My Legal Access Insurance allowed me to hire a lawyer to defend my rights, make my claim and negotiate a fair settlement to compensate for my injuries and loss of salary. When my spouse passed away, my Legal Access Insurance paid the notary fees for the settlement of the estate. A short while later, I received a formal notice from the person buying our house regarding a supposed hidden defect. The repair costs were $5,000. Legal Access Insurance allowed me to get help from a professional who could deal with the situation.

4 We had just bought our first house. Our Legal Access Insurance reimbursed part of the notary's fees for preparing our wills and our contract between common law partners. It was also of great help when my spouse was dismissed from work. As a lawyer, I questioned whether I needed legal coverage. But when I was involved in a dispute while renovating my cottage, my doubts disappeared! My insurance covered legal and experts' fees in support of my case before the courts. We bought a condo to fully take advantage of our retirement. I quickly realized that the condominium syndicate was not managing the building's affairs well. My Legal Access Insurance allowed me to get a lawyer who was able to decipher my co-ownership declaration and write a formal notice. When I insured my motorcycle, I opted for Legal Access Insurance. So glad I did! I suffered serious injuries in a traffic accident that prevented me from working. The SAAQ reduced my benefits, but I was able to contest their decision with the help of my Legal Access Insurance.

5 Already insured with La Capitale? Your contract already includes Legal Assistance. Adding Legal Access Insurance provides you with a comprehensive coverage. For about $1 per week Legal Assistance Cost/week $0 Legal Access Insurance Approximately $1 Legal consultation service by telephone Review of documents Consultation with a lawyer of your choice, no matter what the field of law (max. of $60 for the first consultation) Partial reimbursement of your lawyer's professional fees, court fees, bailiff or expert witness fees (max. of $5,000/dispute) Financial support to help you prepare a claim filed with the Small Claims Division of the Court of Québec for a disputed amount of $3,000 or more (max. of $500/year) Settlement of estates or homologation of a mandate in case of incapacity (max. $1,000/year)

6 You're just a phone call away Act now and take advantage of this exclusive offer for our clients with Home, Automobile and Leisure Vehicle Insurance! Legal access is encouraged by C1603 ( ) lacapitale.com/legal-access FIRM IN DAMAGE INSURANCE At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply. 100%