Professional Indemnity Insurance for Solicitors. FINEX Law Division

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "Professional Indemnity Insurance for Solicitors. FINEX Law Division"

Transcription

1 Professional Indemnity Insurance for Solicitors FINEX Law Division

2 The Willis Approach Experience We believe in providing clear, timely and practical advice and services to our clients. We are sensitive to our clients needs and the importance of providing commercial solutions. Willis is one of the world s leading risk management and insurance intermediaries. We are in the business of identifying, analysing and managing risk. We deliver professional risk transfer, risk and loss management and actuarial services to companies, as well as financial and employee benefits consulting. Our clients are medium-to-large professional firms who require individually designed insurance placements. This means we do not handle substantial volumes of law firms and are not obligated to support specific lineslips and facilities. We will listen to you and spend time understanding your business and individual culture and will then plan and jointly agree an account management strategy. With a common renewal date of 1st October for the overwhelming majority of firms, it is usual practice for both insurers and some of our competitors to employ temporary staff. Willis do not engage in this practice we believe your firm should have a dedicated named service team, from Account Directors and Claims Executives to policy production and accounting specialists. We would propose to undertake a strategic review in order to understand the options available and to maximise the leverage of your firm in the market. This review includes: Analysis of underwriting information Understanding your firm Pricing Security of insurers Creating competition Alternative Risk Transfer including captive overview and recommendations FINEX Law Division Professional Indemnity for Solicitors Professionals appreciate the need to deliver a high level of service to their clients and as established Professional Indemnity Insurance specialists we aim to meet the same standards. Willis is well aware of the dilemmas that confront professionals today. The financial consequences of an increasingly litigious environment continue to grow while simultaneously there is a need to keep the cost of risk transfer and premiums down. Willis aims to provide clients with cost effective solutions to risk. Market Leverage As one of the largest global brokers and Professional Indemnity specialists, Willis is a key trading partner for major insurers and reinsurers worldwide, and has access to the markets and the necessary capacity to meet the demanding needs of our clients. The marketing of our clients risks follows the same philosophy leveraging global resources to deliver products and services locally. With insurance marketers in every office, we are close to our clients; we understand their needs and can develop bespoke solutions, drawing upon our relationships with insurers.

3 Innovation Willis prides itself on the innovation of its services and products. For instance, we were one of the first brokers to place asset protection liability cover for a professional services firm, and have designed unique programmes combining alternative risk financing/transfer, Captive and Protected Cell Company solutions and finite risk management/transfer arrangements. Willis is the second largest captive manager in Europe and manages over 230 captives worldwide with a premium spend of US$2.7 billion. We are experienced in advising on and managing the use of captives in respect of Professional Indemnity risks. We also arrange finite insurance programmes for professional firms when the commercial insurance market proves too expensive, restrictive or cannot provide the required breadth of cover. Service We believe that superior service and ease of doing business are cornerstones of every successful client relationship. As such, each client is assigned a dedicated Account Director and Account Executive. This front line account servicing is strengthened by a large service team who have been with Willis for many years. We are client driven, not just product focused, with a client base representing a wide range of professions and industries, all of which require individually designed insurance placements. This means that our team only handles medium and large risks and we are not obliged to support specific schemes and facilities, which means we are truly independent. We tailor cover to meet the most demanding and sophisticated risks. Our expertise, our ability to utilise worldwide insurance capacity and our responsiveness to your needs combine to make us a valuable partner. We work hard to understand your business, your priorities, and your world of risk. The FINEX Law Division is growing, winning and retaining more clients and attracting the best talent, because our clients trust our people to perform for them. When you need our advice on professional liability, when you entrust to us the mandate to get the best possible deal in the market, you can be confident that we understand your business and that we know the profession. You can be sure we have broad experience of dealing with your peers and yet we can differentiate you from them. Our team has a culture which is centred around: 1. Transparency A great deal has been written in the insurance national and international press concerning commissions earned by brokers. Willis has stated that our policy is to disclose all such income to clients. Our outstanding commitment to clients is set out in our Client Bill of Rights. 2. Confidentiality We recognise the importance of keeping clients affairs confidential. We are also aware that the insurance market does not always adhere to this and our team is experienced in safeguarding clients confidentiality. 3. Removing insurance jargon Willis endeavours to avoid the use of insurance jargon in our dealings with clients. An important example of this can be seen in our compliance procedures where clear terms and conditions must be provided to all our clients before binding cover. FINEX Law Division Professional Indemnity for Solicitors

4 The Willis Client Bill of Rights Our Client Bill of Rights is our commitment to upholding the highest standards of integrity in our industry and explains how we deliver the Willis Value Experience. At Willis, our culture and our actions are guided by the following principles: 1. Willis represents the client s best interests through our client advocacy model. Willis global resources and services are committed to understanding the client s company, its industry and its individual needs. Willis customized recommendations and solutions will be driven by what is in the client s best interests. This is the centerpiece of the value Willis provides its clients. Claims Our claims service is integrated within our client service team reinforcing our joined-up approach to delivering client service and value for money throughout the insurance policy period. With our claims personnel physically located within our servicing team, we provide complete account servicing capabilities under one roof. Our claims management experts play an active role in designing claim procedures, establishing policy liability, and negotiating quantum with insurers leading to settlement. Our claims advisors have responsibility for specific accounts, which ensures that the member of the Willis Claims Team that you speak to understands the nature of your company and the precise status of a claim. Financial Security of Insurers We have strong relationships with all key Professional Indemnity insurers. Owing to the profile of our business, we regularly deal with insurers in London as well as internationally. Just as importantly, our job is to match the resources of the insurance market to your needs and to ensure the involvement of the most appropriate insurers throughout your insurance programme. We have a dedicated market security department of over 30 professionals who independently monitor the financial position of insurers worldwide reviewing insurer ratings, reinsurance contracts and monitoring their ability to meet their claims obligations. Willis was one of the first to establish such a team and consistently maintain this service for clients throughout all phases of the insurance cycle. 2. At the commencement of every new engagement and at renewal thereafter Willis will describe the service and value it provides and how it is compensated for it in plain and simple language as part of our Terms of Business Agreement and our Willis Client Service model. 3. Willis will listen before it acts. Its partnerships with clients will be typified by clear, complete and candid communication. 4. Clients will have a toll-free number to give Willis feedback on the quality of its services. Clients can comment, critique and suggest areas for improvement. Willis values client input. 5. Willis will require that the training its Associates receive includes enhanced emphasis on their duty of care and full disclosure to clients. 6. Willis Associates are prohibited from accepting any gifts, entertainment or trips from insurers that could create the appearance of a conflict of interest with its clients. 7. Willis will not accept contingency compensation from insurers. 8. Willis will conduct its business in accordance with its best practices guidelines, which are incorporated in our Willis Excellence Model. 9. Willis clients will receive the benefits of our glocal approach to service: our global resources delivered locally to help clients realize their highest risk management and business objectives regardless of geography. 10. Adherence to these principles will be enforced by a series of enhanced internal controls, including regular compliance reviews, audits and review by the Audit Committee of the Willis Board of Directors. FINEX Law Division Professional Indemnity for Solicitors 3

5 Global Resources, Local Delivery We have over 15,000 professionals working in a network that spans over 100 countries. We serve 30% of the UK s FTSE 100 companies, 30% of Fortune 500 companies and 30% of Global 500 companies. Through our Client Advocate model, clients access our major global network of resources while always receiving a customised service from a dedicated local team. What Makes Us Different? Willis is a global insurance broker; and broking is all we do. As we are not distracted by involvement in other areas, we channel all our energies into being the world s finest insurance broker for our clients. This single-minded approach is matched by a culture that encourages teamwork and a commitment to excellence. Every day our Client Advocates work with Associates around the world to identify solutions for our clients, created from shared expertise. Wherever our clients are, and whatever they do, we provide exceptional skill to meet their requirements. To maximise the value we deliver, we develop a deep knowledge of our clients and their needs. Through careful analysis we come to understand their strategic and financial objectives and how they intend to meet them, enabling us to highlight the potential risks they face. We then advise on potential solutions in order that they can avoid, or mitigate, those risks. Solutions involve our drawing upon a wide range of specialist knowledge, developing innovative products, accessing global underwriting markets or alternative capital sources, and delivering a range of tailored services. In recognition of Willis ongoing professionalism, innovation and commitment to transparency, Willis has won: Willis voted Reactions magazine s 2006 Broker of the Year and Most Innovative Broker of the Year. Willis voted Strategic RISK magazine s 2006 European Commercial Broker of the Year. Willis voted Insurance Times National Broker of the Year Award FINEX Law Division Professional Indemnity for Solicitors 4

6 Willis Limited FINEX Law Division One Camomile Street London EC3A 7LA Telephone: +44 (0) FIN/3839/07/07 Willis Limited, Registered number: England and Wales. Registered address: Ten Trinity Square, London EC3P 3AX. A Lloyd s Broker. Authorised and regulated by the Financial Services Authority.

WILLIS RETAIL PRACTICE REDUCING THE COST OF RISK

WILLIS RETAIL PRACTICE REDUCING THE COST OF RISK WILLIS RETAIL PRACTICE REDUCING THE COST OF RISK REDUCING THE COST OF RISK As a retailer, you work hard to build and protect your business and the ability to deliver on your brand promises is key to the

More information

WILLIS AUSTRALIA LIMITED FINANCIAL SERVICES GUIDE (Incorporating the Willis Client Engagement Guide)

WILLIS AUSTRALIA LIMITED FINANCIAL SERVICES GUIDE (Incorporating the Willis Client Engagement Guide) WILLIS AUSTRALIA LIMITED FINANCIAL SERVICES GUIDE (Incorporating the Client Engagement Guide) ABN 90 000 321 237 AFS Licence No: 240600 Date of issue: 25 January 2006 www.willis.com.au Table of Contents

More information

Client Engagement and Compensation Guide

Client Engagement and Compensation Guide Aon Risk Solutions Client Engagement and Compensation Guide Risk. Reinsurance. Human Resources. Introduction The aim of this document is to provide a high-level summary of the work that Aon Risk Solutions

More information

Solicitors Professional Indemnity Insurance

Solicitors Professional Indemnity Insurance qüáë=äççâäéí=áë=ééêñçê~íéç=ñçê=é~ëó=ñ~ñáåöi=ëå~ååáåö=çê=åçéóáåök Solicitors Professional Indemnity Insurance mêçéçë~ä=cçêã Challenge Convention At Willis we challenge convention on a daily basis to ensure

More information

Our specialist insurance services for Professionals risks

Our specialist insurance services for Professionals risks Our specialist insurance services for Professionals risks Price Forbes & Partners is an independent Lloyd s broker based in the heart of London s insurance sector. We trade with all of the major international

More information

DELIVERING OUR STRATEGY

DELIVERING OUR STRATEGY www.lawsociety.org.uk DELIVERING OUR STRATEGY Our three year plan 2015 2018 >2 > Delivering our strategy Catherine Dixon Chief executive Foreword Welcome to our three year business plan which sets out

More information

Actuarial services that enhance performance. Insurance PRECISE. PROVEN. PERFORMANCE.

Actuarial services that enhance performance. Insurance PRECISE. PROVEN. PERFORMANCE. Actuarial services that enhance performance Insurance PRECISE. PROVEN. PERFORMANCE. Today s challenges, tomorrow s opportunities In today s ever changing insurance market, companies face more stringent

More information

Captive & Insurance Management

Captive & Insurance Management Aon Risk Solutions Global Risk Consulting Captive & Insurance Management Location of captive parent company 500+ captives 250-500 captives 51-249 captives 10-50 captives

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE FINANCIAL SERVICES GUIDE V-Insurance Group PTY LTD Authorised Representative No. 432898 ABN: 67 160 126 509 Date of issue 1 November 2014 www.vinsurancegroup.com FINANCIAL SERVICES GUIDE This Financial

More information

SPECIALIST INSURANCE SERVICES TRUCKING WWW.PRICEFORBES.COM

SPECIALIST INSURANCE SERVICES TRUCKING WWW.PRICEFORBES.COM SPECIALIST INSURANCE SERVICES TRUCKING WWW.PRICEFORBES.COM CONTENTS CONTENTS...3 ABOUT US...5 OUR APPROACH...6 CLAIMS...9 TRUCKING...12 OUR EXPERTISE...14 3 ABOUT US Price Forbes & Partners is an independent,

More information

WILLIS RETAIL PRACTICE ADVICE AND PROTECTION FOR THE RETAIL SECTOR

WILLIS RETAIL PRACTICE ADVICE AND PROTECTION FOR THE RETAIL SECTOR WILLIS RETAIL PRACTICE ADVICE AND PROTECTION FOR THE RETAIL SECTOR CUSTOMER RELATIONSHIPS. BRAND. REPUTATION. PROFIT MARGIN. PROFIT MARGIN. AS A RETAILER YOU WORK HARD TO GROW THEM - AS AN INSURANCE AND

More information

JLT Specialty Limited is a member of the Jardine Lloyd Thompson Group of companies. Jardine Lloyd Thompson Group plc is an international group of

JLT Specialty Limited is a member of the Jardine Lloyd Thompson Group of companies. Jardine Lloyd Thompson Group plc is an international group of JLT Specialty Limited is a member of the Jardine Lloyd Thompson Group of companies. Jardine Lloyd Thompson Group plc is an international group of Risk Specialists and Employee Benefits Consultants. Listed

More information

Overseas Travel Insurance Proposal Form

Overseas Travel Insurance Proposal Form Please complete this form in BLOCK CAPITALS and return to the address at the bottom of the page. Cheques covering premiums should be made payable to Unity Insurance Services. Scout County Destination Application

More information

FINANCIAL SERVICES GUIDE

FINANCIAL SERVICES GUIDE FINANCIAL SERVICES GUIDE W0355AU (2014) WWW.WILLIS.COM.AU Willis Australia Limited ABN 90 000 321 237 AFS Licence No 240600 Date of Issue: 1 August 2014 Introduction This Financial Services Guide (FSG)

More information

Renaissance. Members Asset Protection Insurance

Renaissance. Members Asset Protection Insurance Renaissance Members Asset Protection Insurance Renaissance - Members Asset Protection Insurance Introducing a new way of protecting Limited Liability Partnerships - Renaissance Renaissance is the first

More information

Pan European Socially Responsible Investment Policy

Pan European Socially Responsible Investment Policy August 2008 Schroder Pan European Socially Responsible Investment Policy Schroders approach to monitoring and taking action on corporate social responsibility This document is intended to be for information

More information

COMPENSATION GUIDE FOR US CLIENTS

COMPENSATION GUIDE FOR US CLIENTS COMPENSATION GUIDE FOR US CLIENTS ABOUT MARSH Marsh is a global leader in insurance broking and risk management. Marsh helps clients succeed by defining, designing, and delivering innovative industry-specific

More information

WILLIS GROUP HOLDINGS HOW WE GET PAID

WILLIS GROUP HOLDINGS HOW WE GET PAID WILLIS GROUP HOLDINGS HOW WE GET PAID WILLIS GROUP HOLDINGS HOW WE GET PAID INTRODUCTION The purpose of this paper is to provide an overview of the ways that Willis is remunerated for the value we deliver.

More information

SPECIALIST INSURANCE SERVICES

SPECIALIST INSURANCE SERVICES SPECIALIST INSURANCE SERVICES energy WWW.PRICEFORBES.COM contents about us...5 our approach...6 five steps to service delivery...8 upstream & Mid-stream operations...13 downstream operations...14 claims...15

More information

GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY.

GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY. GLOBAL SPECIALTY LINES GLOBAL EXPERTISE, DELIVERED LOCALLY. 02 Global expertise, delivered locally. introducing rsa RSA is one of the world s leading multinational quoted insurance groups. The services

More information

Prime International CONTACTS

Prime International CONTACTS Prime International CONTACTS Who we are We are specialist wholesale insurance brokers and risk management advisers. Whether you are a local intermediary, retail or reinsurance broker, consultant, adviser

More information

MANAGING EMPLOYEE RISKS

MANAGING EMPLOYEE RISKS MANAGING EMPLOYEE RISKS FOCUSING ON MULTINATIONAL SOLUTIONS Multinational Benefits, Multinational Risks Building a successful benefits strategy comes with challenges, opportunities and risks, even within

More information

Professional Indemnity Division. An Introduction

Professional Indemnity Division. An Introduction 01 Professional Indemnity Division An Introduction 02 Professional Indemnity Division The Howden way We believe in building relationships based on trust and respect. We work with businesses that take their

More information

Pro-Tect Asset Protection

Pro-Tect Asset Protection Pro-Tect Asset Protection Protection for Partner s Dependants against Catastrophic Negligence Claims Developed exclusively for Solicitors by ACE European Markets & Professions PRO-TECT - PROTECTION FOR

More information

CLAIMS SERVICE SOLVING THE TOUGHEST PROBLEMS

CLAIMS SERVICE SOLVING THE TOUGHEST PROBLEMS CLAIMS SERVICE SOLVING THE TOUGHEST PROBLEMS 02 CLAIMS SPECIALISTS THE EXCEPTIONAL EVERY DAY We believe that a consistent, high-quality claims service is pivotal to a successful client relationship. We

More information

Lawyers Professional Liability Insurance and Risk Management Services

Lawyers Professional Liability Insurance and Risk Management Services Lawyers Professional Liability Insurance and Risk Management Services International Insurance Brokers Ltd Established in London in 1996, are international insurance brokers specializing in Lawyers Professional

More information

PROFESSIONAL INDEMNITY INSURANCE REDUCING YOUR RISK

PROFESSIONAL INDEMNITY INSURANCE REDUCING YOUR RISK PROFESSIONAL INDEMNITY INSURANCE REDUCING YOUR RISK WHY YOU REALLY PURCHASE PROFESSIONAL INDEMNITY INSURANCE Professional Indemnity Insurance (PII) is one of the major expenditures of any accountancy practice.

More information

MULBERRY INSURANCE, MUNICH RE AND ERGO

MULBERRY INSURANCE, MUNICH RE AND ERGO MULBERRY INSURANCE, MUNICH RE AND ERGO STRATEGIC PARTNERSHIP Authorised and regulated by the Financial Conduct Authority V4 06/15 OVERVIEW We are one of the UK s leading property insurance specialists.

More information

Aon s Investment Management Practice

Aon s Investment Management Practice Aon Risk Solutions Specialty Financial Services Group Introducing Aon s Investment Management Practice 1. Industry focused broker Aon Financial Services Group UK facts & figures Industry focused group.

More information

Secure liability solutions. Syndicate 2525 Bespoke liability insurance, for complex and high risk businesses EL PL. insurance

Secure liability solutions. Syndicate 2525 Bespoke liability insurance, for complex and high risk businesses EL PL. insurance Secure liability solutions Syndicate 2525 Bespoke liability insurance, for complex and high risk businesses & EL PL insurance What we cover 2525 Classes of Business Underwritten: Employer s Liability (including

More information

For Smart Insurance Solutions Choose Coverforce

For Smart Insurance Solutions Choose Coverforce For Smart Insurance Solutions Choose Coverforce Our Capability Issue Date 1st October 2012 A different company Creating smart insurance solutions for clients is what we do. Our determination to genuinely

More information

leisure industry PraCTiCe GrouP

leisure industry PraCTiCe GrouP leisure industry PraCTiCe GrouP PerCePTual risk MaPPinG GloBal MarKeTs international Willis will provide you with valuable solutions and execute these in a timely process wherever your business or your

More information

Why captives might be right for your business

Why captives might be right for your business Why captives might be right for your business Contents 1 What is a captive? 1 Why would I consider a captive as part of a more modern, flexible approach to risk finance? 1 2 How does a captive work? 2

More information

FP Marine Risks Limited

FP Marine Risks Limited FP Marine Risks Limited Terms of Business CONTENTS Introduction and Scope... 3 Management and Service Standards... 3 Placing Services... 4 Duty of Disclosure... 6 Solvency of Underwriters... 6 Confidentiality

More information

FUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY

FUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY FUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY FUND PROTECT INNOVATION IN THE PROTECTION OF FUND DIRECTORS PERSONAL LIABILITY Fund Protect Key Benefits Premium Market appraisal

More information

Requirements made under the Intermediaries Byelaw

Requirements made under the Intermediaries Byelaw Chapter 2 Requirements made under the Intermediaries Byelaw Section 1 Delegated Underwriting Registers of coverholders and registered binding authorities Part B of the Intermediaries Byelaw Format and

More information

Trust us to protect your business

Trust us to protect your business Trust us to protect your business 2 bpif insurance services Trust us to protect your business BPIF Chief Executive s statement you can receive a tailored offering coupled with exclusive benefits at a competitive

More information

Bespoke portfolios Personalised service. Investment portfolios uniquely tailored to you

Bespoke portfolios Personalised service. Investment portfolios uniquely tailored to you Bespoke portfolios Personalised service Investment portfolios uniquely tailored to you 2 Close Close 3 Strong traditions Proven experience About Close Brothers Close Brothers Group plc has been at the

More information

UIBL TOBA. United Insurance Brokers Ltd. Terms of Business Agreement

UIBL TOBA. United Insurance Brokers Ltd. Terms of Business Agreement TOBA United Insurance Brokers Ltd Terms of Business Agreement 1. Introduction and business service United Insurance Brokers Ltd () is an independent international insurance and reinsurance (1) Lloyd s

More information

D-G5-L4-304 Indirect Tax elearning Tool Deloitte LLP Service for G-Cloud V

D-G5-L4-304 Indirect Tax elearning Tool Deloitte LLP Service for G-Cloud V D-G5-L4-304 Indirect Tax elearning Tool Deloitte LLP Service for G-Cloud V April 2014 Contents 1 Service Overview 1 2 Detailed Service Description 2 3 Commercials 3 4 Our G-Cloud Services 4 5 About Deloitte

More information

GUIDELINES ON MARKET CONDUCT FOR INSURANCE INVESTIGATORS AND MOTOR ASSESSORS

GUIDELINES ON MARKET CONDUCT FOR INSURANCE INVESTIGATORS AND MOTOR ASSESSORS GUIDELINES ON MARKET CONDUCT FOR INSURANCE INVESTIGATORS AND MOTOR ASSESSORS JUNE 2012 TO: ALL REINSURANCE COMPANIES ALL INSURANCE COMPANIES ALL INSURANCE INTERMEDIARIES ALL MOTOR ASSESSORS ALL INSURANCE

More information

CLIENT TERMS OF BUSINESS AGREEMENT

CLIENT TERMS OF BUSINESS AGREEMENT CLIENT TERMS OF BUSINESS AGREEMENT General Information Seascope Insurance Services Limited (SIS) is an independent Lloyd s broker and is not tied to any one insurer. SIS has received a Grant of Permission

More information

Willis Construction Risks

Willis Construction Risks Willis Construction Risks Client: The British Land Company PLC Project: 51, Lime Street. 24 storey development of the most modern office accomodation in the heart of the City of London, adjacent to the

More information

THE COMPANY AND SERVICES

THE COMPANY AND SERVICES THE COMPANY AND SERVICES CONTENTS About Us... 3 What we do?... 3 Our Associates... 4 Company Details... 4 Test Associates Solutions... 5 Core Strengths... 6 Benefits of Using our Company... 6 Clients from

More information

Wealth Management. Instinctively global

Wealth Management. Instinctively global Wealth Management Instinctively global In an integrated global economy clients need an integrated global law firm The wealth management landscape is changing and with it the needs of our clients. An instinctively

More information

Client Broker Agreement (Wholesale Broker) Nepean Brokers & Associates Pty. Ltd.

Client Broker Agreement (Wholesale Broker) Nepean Brokers & Associates Pty. Ltd. Client Broker Agreement (Wholesale Broker) Nepean Brokers & Associates Pty. Ltd. and Table of contents Parties... 1 Background... 1 Operative provisions... 1 1 Licence and registration... 1 2 Relationship...

More information

A new and unique insurance programme for members of Professional Associations or Societies that are subject to statutory or voluntary Regulation

A new and unique insurance programme for members of Professional Associations or Societies that are subject to statutory or voluntary Regulation A new and unique insurance programme for members of Professional Associations or Societies that are subject to statutory or voluntary Regulation Key Features - Cover that goes beyond the minimum standard

More information

EMPLOYEE BENEFITS & INVESTMENTS. Willis Risk Services (Ireland) Limited Local Knowledge Global Resources

EMPLOYEE BENEFITS & INVESTMENTS. Willis Risk Services (Ireland) Limited Local Knowledge Global Resources EMPLOYEE BENEFITS & INVESTMENTS Willis Risk Services (Ireland) Limited Local Knowledge Global Resources WeLCOME For most companies, employee benefits programmes represent not only one of their most significant

More information

LETTER TO BROKERS. Today we are launching Reputation Risk Solutions Limited:

LETTER TO BROKERS. Today we are launching Reputation Risk Solutions Limited: LETTER TO BROKERS Today we are launching Reputation Risk Solutions Limited: We are a new and unique independent specialist Reputation Risk Insurance Intermediary. We believe Reputation Risk Insurance is

More information

Pantone 814 Pantone 2597. An insurance product, designed, tested, assembled and packaged especially for you!

Pantone 814 Pantone 2597. An insurance product, designed, tested, assembled and packaged especially for you! Pantone 814 Pantone 2597 An insurance product, designed, tested, assembled and packaged especially for you! Reducing your insurance costs, through greater understanding Manufactsure is a facility offering

More information

THE LATEST TECHNOLOGY AN EMERGING RISK PROFILE THE WILLIS RENEWABLE ENERGY AND SOLAR CONSTRUCTION TEAMS

THE LATEST TECHNOLOGY AN EMERGING RISK PROFILE THE WILLIS RENEWABLE ENERGY AND SOLAR CONSTRUCTION TEAMS SOLAR POWER THE LATEST TECHNOLOGY AN EMERGING RISK PROFILE RISK MANAGEMENT EXCELLENCE THE WILLIS RENEWABLE ENERGY AND SOLAR CONSTRUCTION TEAMS Willis 2 THE SUN IS RISING ON THE SOLAR POWER ALTERNATIVE

More information

Agriculture Supply Industry Specialist Insurance

Agriculture Supply Industry Specialist Insurance Agriculture Supply Industry Specialist Insurance Towergate Insurance At Towergate Insurance we pride ourselves on delivering a friendly, first-class service and we believe in putting our clients first.

More information

Boutique insurance broker established in 1986 specialising in the arrangement of commercial and corporate insurance.

Boutique insurance broker established in 1986 specialising in the arrangement of commercial and corporate insurance. www.erimusib.com erimus insurance brokers are a division of teesside insurance consultants ltd, who are authorised and regulated by the financial services authority... an introduction key facts Boutique

More information

HCC International Information and Communication Technology

HCC International Information and Communication Technology HCC International Information and Communication Technology The Growth and Evolution of the ICT Market The Information and Communication Technology (ICT) sector remains one of the fastest growing, most

More information

RenaissanceRe. Professional Indemnity Insurance

RenaissanceRe. Professional Indemnity Insurance Syndicate 1458 Professional Indemnity Insurance Syndicate 1458 Professional Indemnity Insurance established Syndicate 1458 at Lloyd s in 2009. is a leading global provider of property catastrophe and specialty

More information

Transparency, disclosure and conflicts of interest in the commercial insurance market

Transparency, disclosure and conflicts of interest in the commercial insurance market Transparency, disclosure and conflicts of interest in the commercial insurance market SECTION 1 INTRODUCTION 1.1 The Financial Services Authority s (FSA) increased emphasis on disclosure, transparency

More information

Executive Liability Insurance

Executive Liability Insurance Aon Risk Solutions Financial Services Group Life Sciences Industry Practice Executive Liability Insurance Solutions from Experts in the Life Sciences Industry Challenges on the Rise for Life Sciences Companies

More information

UNDERSTANDING INSURANCE OPTIONS For start-up Hedge Funds. Tailor made advice

UNDERSTANDING INSURANCE OPTIONS For start-up Hedge Funds. Tailor made advice UNDERSTANDING INSURANCE OPTIONS For start-up Hedge Funds Tailor made advice JLT: Understanding insurance options for start-up Hedge Funds INSURANCE DOESN T HAVE TO BE CONFUSING OR TIME CONSUMING As Hedge

More information

G&T Brokers Limited. Terms of Business Agreement ( TOBA )

G&T Brokers Limited. Terms of Business Agreement ( TOBA ) Terms of Business Agreement ( TOBA ) The purpose of this document is to describe our professional relationship and the services we will provide to you. You should read this document carefully for as well

More information

Employee Benefits Commercial Insurance Medical Insurance Life & Key Man Insurance Personal Insurance Independent Financial Advice

Employee Benefits Commercial Insurance Medical Insurance Life & Key Man Insurance Personal Insurance Independent Financial Advice i.e. Security Cathay House, 1st Floor 8/6 North Sathorn Road, Silom Bangrak, Bangkok 10500 Tel: 02 696 8688 Fax: 02 696 8699 E-mail: admin@insurexcellence.com Web: www.insurexcellence.com Employee Benefits

More information

BDO Consulting. Insurance Claim Services. Logo

BDO Consulting. Insurance Claim Services. Logo BDO Consulting Insurance Claim Services Business interruption and property damage claim preparation is our core business exclusively servicing policyholders. We utilize a comprehensive and detailed approach

More information

citroen wells CHARTERED ACCOUNTANTS Advice For Overseas Property Investors

citroen wells CHARTERED ACCOUNTANTS Advice For Overseas Property Investors citroen wells CHARTERED ACCOUNTANTS Advice For Overseas Property Investors Income Tax Planning Important aspects of planning to minimise UK income tax are: Financing arrangements Availability of interest

More information

WELCOME TO MERCER AND ASSOCIATES WEALTH MANAGEMENT

WELCOME TO MERCER AND ASSOCIATES WEALTH MANAGEMENT WELCOME TO MERCER AND ASSOCIATES WEALTH MANAGEMENT Mercer & Associates Wealth Management are based in the heart of Chester city centre and provide holistic wealth management services to Private Clients,

More information

Modern insurance solutions protect innovative technologies RENEWABLE ENERGY

Modern insurance solutions protect innovative technologies RENEWABLE ENERGY Modern insurance solutions protect innovative technologies RENEWABLE ENERGY Your projects secure the future we ensure they happen Focus on the renewable energy sector has never been higher. Due to the

More information

C.I.P.D Information Pack. Presented by Frank Glennon Ltd. Charlemont House Charlemont Place Dublin 2

C.I.P.D Information Pack. Presented by Frank Glennon Ltd. Charlemont House Charlemont Place Dublin 2 C.I.P.D Information Pack Presented by Frank Glennon Ltd. Charlemont House Charlemont Place Dublin 2 1 Information Pack for Proposed Professional Indemnity Insurance for C.I.P.D. members arranged by Frank

More information

UK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY

UK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY UK Healthcare Team RISK AND INSURANCE SOLUTIONS FOR THE HEALTHCARE INDUSTRY Healthcare providers need a strategic partner with an in-depth understanding of the complexities of the healthcare industry.

More information

UIB UK PROFESSIONAL INDEMNITY

UIB UK PROFESSIONAL INDEMNITY l It is very important that you disclose fully and accurately all material facts. If you require more space please continue on your headed paper, then sign and attach to this form. Material facts are those

More information

version: May 2009 Principles of fund governance of Insinger de Beaufort Asset Management

version: May 2009 Principles of fund governance of Insinger de Beaufort Asset Management Principles of fund governance of Insinger de Beaufort Asset Management version: May 2009 1 Content 1. Introduction 2. Fund governance at Insinger de Beaufort Asset Management 3. Managing governance issues

More information

MANAGING EMPLOYEE RISKS FOCUSING ON PENSION REFORM

MANAGING EMPLOYEE RISKS FOCUSING ON PENSION REFORM MANAGING EMPLOYEE RISKS FOCUSING ON PENSION REFORM The Countdown to 2012... AUto enrolment Employers are counting down to the biggest change to UK pensions since the State Pension was introduced. The Pensions

More information

INTERNATIONAL ASSOCIATION OF INSURANCE SUPERVISORS PRINCIPLES FOR THE CONDUCT OF INSURANCE BUSINESS

INTERNATIONAL ASSOCIATION OF INSURANCE SUPERVISORS PRINCIPLES FOR THE CONDUCT OF INSURANCE BUSINESS Principles No. 3 INTERNATIONAL ASSOCIATION OF INSURANCE SUPERVISORS PRINCIPLES FOR THE CONDUCT OF INSURANCE BUSINESS December 1999 Table of Contents Definitions... 1 I. Background... 2 II.... 3 Principle

More information

Holiday and Home Parks Insurance

Holiday and Home Parks Insurance Holiday and Home Parks Insurance You can t beat experience You can t beat experience We know that the holiday and home parks business is unique, with its own set of challenges and complexities. That s

More information

NATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) Submission to WorkCover Western Australia. Legislative Review 2013

NATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) Submission to WorkCover Western Australia. Legislative Review 2013 NATIONAL INSURANCE BROKERS ASSOCIATION OF AUSTRALIA (NIBA) ABOUT NIBA Submission to WorkCover Western Australia Legislative Review 2013 February 2014 NIBA is the peak body of the insurance broking profession

More information

A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S

A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S GENERAL POINTS A L L B R I G H T B I S H O P R O W L E Y L I M I T E D T E R M S OF B U S I N E S S 1. Allbright Bishop Rowley Limited (or ABR) is a General insurance broker based at 2-3 The Courtyard,

More information

Breaking the Mould...

Breaking the Mould... Breaking the Mould... tailor-made insurance for the plastics industry Reducing your insurance costs, through greater understanding Plastics Manufacturer is an exclusive insurance scheme not available via

More information

creating choice through specialist insight 1 Creating Choice Through Specialist Insight

creating choice through specialist insight 1 Creating Choice Through Specialist Insight choice creating through specialist insight 1 Creating Choice Through Specialist Insight JLT Specialty Limited (JLT Specialty) is a member of the Jardine Lloyd Thompson Group of companies. Jardine Lloyd

More information

Investment Services. Wealth and Investment Management

Investment Services. Wealth and Investment Management Investment Services Wealth and Investment Management Contents Important information 3 A better vantage point for a clearer picture 5 Investment Philosophy 7 Investment Services 9 Advisory Services 10 Discretionary

More information

PROPOSAL FORM FOR IT CONSULTANTS PROFESSIONAL INDEMNITY INSURANCE

PROPOSAL FORM FOR IT CONSULTANTS PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM FOR IT CONSULTANTS PROFESSIONAL INDEMNITY INSURANCE Precision Underwriting (UK) Limited, 3 rd Floor, 14 Cullum Street, London, EC3M 7JJ. T: +44 (0) 20 7398 0800 F: +44 (0) 20 7398 0801 E:

More information

Professional indemnity CIOT and ATT members proposal form

Professional indemnity CIOT and ATT members proposal form You must complete the general information section, the claims section and read and sign the declaration. General information You must complete this section. Company name Main address Please provide similar

More information

Welcome to DUAL Australia

Welcome to DUAL Australia making relationships count Welcome to DUAL Australia Innovative solutions for complex insurances About Us DUAL Australia is a specialty lines underwriting agency focused on providing solutions to the mid

More information

ABOUT PACIFIC LIFE RE

ABOUT PACIFIC LIFE RE ABOUT PACIFIC LIFE RE WHO WE ARE? We are a life reinsurance company working with our clients to manage their mortality, morbidity and longevity risk. We have built a strong, experienced team with a reputation

More information

Independent insurance brokers and financial advisers. Offering tailored solutions for corporate and personal clients

Independent insurance brokers and financial advisers. Offering tailored solutions for corporate and personal clients Independent insurance brokers and financial advisers Offering tailored solutions for corporate and personal clients Innovative solutions, personal service Good insurance brokers should listen carefully

More information

Intellectual Property Litigation Insurance Proposal Form

Intellectual Property Litigation Insurance Proposal Form PROPOSAL FORM Intellectual Property Litigation Insurance Proposal Form Important tice 1. This proposal must be completed in black ink by a partner, principal or director of the firm or company. All questions

More information

DELEGATED AUTHORITIES AGENCIES, AUTHORITIES & LIABILITIES A UK PERSPECTIVE. Tim Goodger

DELEGATED AUTHORITIES AGENCIES, AUTHORITIES & LIABILITIES A UK PERSPECTIVE. Tim Goodger DELEGATED AUTHORITIES AGENCIES, AUTHORITIES & LIABILITIES A UK PERSPECTIVE Tim Goodger Topics A. General Observations B. Legal Principles C. Role of the placing broker D. The Managing Agent E. Disclosure

More information

TERMS OF BUSINESS AGREEMENT

TERMS OF BUSINESS AGREEMENT Insurance and Reinsurance Brokers Iris Insurance Brokers Ltd 7 th Floor, New London House 6 London Street, London, EC3R 7LP United Kingdom. Tel: +44 (0)20 3178 7872 Fax: +44 (0)1702 431 644 Email: mail@irisib.com

More information

Terms of Business Agreement for Brokers working with Coface branch in the United Kingdom

Terms of Business Agreement for Brokers working with Coface branch in the United Kingdom Terms of Business Agreement for Brokers working with Coface branch in the United Kingdom Contents Page(s) Part 1 OUR RESPONSIBILITIES AND DEALINGS WITH BROKERS 1. Our status 2 2. Our responsibilities 2-3

More information

About Blythin & Brown. Why choose the right broker?

About Blythin & Brown. Why choose the right broker? About Blythin & Brown Blythin & Brown has built up an enviable reputation over 40 years providing unparalleled service to our clients both locally and throughout the UK. Our people are our strength, enthusiastic

More information

Delivering Excellence in Insurance Claims Handling

Delivering Excellence in Insurance Claims Handling Delivering Excellence in Insurance Claims Handling Guide to Best Practice Delivering Excellence in Insurance Claims Handling Contents Page 1. Introduction 1 2. Executive Summary 2 3. Components of Best

More information

PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM FOR INSURANCE INTERMEDIARIES

PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM FOR INSURANCE INTERMEDIARIES PROFESSIONAL INDEMNITY INSURANCE PROPOSAL FORM FOR INSURANCE INTERMEDIARIES Howden Insurance Brokers Limited is an official scheme provider of Professional Indemnity for BIBA members Please complete this

More information

PROFESSIONAL INDEMNITY INSURANCE LEGAL SERVICES PRACTICE GROUP

PROFESSIONAL INDEMNITY INSURANCE LEGAL SERVICES PRACTICE GROUP PROFESSIONAL INDEMNITY INSURANCE LEGAL SERVICES PRACTICE GROUP 2 PROFESSIONAL INDEMNITY INSURANCE LEGAL SERVICES PRACTICE GROUP GROWING FROM STRENGTH TO STRENGTH Willis Legal Services Practice Group is

More information

We offer products from a range of insurers for any of the following insurance products:

We offer products from a range of insurers for any of the following insurance products: 109 Maldon Road Colchester Essex CO3 3AX General Terms and Conditions Together, the content of the accompanying brochure (if any), the Client Fee Agreement (if we will be charging you a fee) and these

More information

PROFESSIONAL INDEMNITY DIVISION AN INTRODUCTION

PROFESSIONAL INDEMNITY DIVISION AN INTRODUCTION PROFESSIONAL INDEMNITY DIVISION AN INTRODUCTION OUR KNOWLEDGE: YOUR ADVANTAGE 02 PROFESSIONAL INDEMNITY DIVISION Howden provide us with excellent practical support and we truly value the service they offer

More information

Financial planning. A bespoke plan for your future

Financial planning. A bespoke plan for your future Financial planning A bespoke plan for your future ABOUT US Tilney Bestinvest is a leading investment and financial planning firm that builds on a heritage of more than 150 years. We look after more than

More information

Debt Recovery Scheme. a helping hand. www.salaw.com

Debt Recovery Scheme. a helping hand. www.salaw.com Debt Recovery Scheme a helping hand www.salaw.com www.salaw.com 2 We understand that chasing debtors can be complicated, frustrating and time-consuming We recognise the importance of credit control and

More information

Lloyd s approved coverholder application Form guidance notes

Lloyd s approved coverholder application Form guidance notes Lloyd s approved coverholder application Form guidance notes May 2014 Introduction As the Delegated Authorities Team carry out the approval process in London without having a direct knowledge of your business,

More information

WATER COLLECTION TREATMENT SUPPLY DISTRIBUTION

WATER COLLECTION TREATMENT SUPPLY DISTRIBUTION WATER COLLECTION TREATMENT SUPPLY DISTRIBUTION A CONSTANT NEED A GROWING RISK A GUIDING HAND: THE WILLIS WATER UTILITY EXPERTS Water is life. It s also big business. Ensuring a safe and steady water supply

More information

BARRY F. LORENZETTI MISSION STATEMENT A MESSAGE FROM THE PRESIDENT

BARRY F. LORENZETTI MISSION STATEMENT A MESSAGE FROM THE PRESIDENT 15 MISSION STATEMENT To be the most professional, client-oriented and innovative insurance brokerage and consulting firm in Canada, through a disciplined and dedicated team approach. A MESSAGE FROM THE

More information

SPECIALIST INSURANCE FOR ESTATES AND HISTORIC HOUSES. Marsh Private Clients

SPECIALIST INSURANCE FOR ESTATES AND HISTORIC HOUSES. Marsh Private Clients SPECIALIST INSURANCE FOR ESTATES AND HISTORIC HOUSES Marsh Private Clients 143/130 HIGLIGHT TEXT 60/54 HIGLIGHT TEXT 18/22 OUR CREDENTIALS Marsh is a global leader in insurance broking and risk management.

More information

Transparency, disclosure and conflicts of interest in the commercial insurance market

Transparency, disclosure and conflicts of interest in the commercial insurance market AIRMIC Guidance Transparency, disclosure and conflicts of interest in the commercial insurance market 1. Introduction AIRMIC believes that management of potential conflicts of interest in the commercial

More information

ACCIDENT AND HEALTH YOUR PEOPLE

ACCIDENT AND HEALTH YOUR PEOPLE ACCIDENT AND HEALTH YOUR PEOPLE The human workforce is the single most important asset in any organisation: it is also the most vulnerable. Providing the best protection for your people against unexpected

More information

LexisOne. LexisOne. Powered by Microsoft Dynamics AX 2012. EnterpriseSolutions

LexisOne. LexisOne. Powered by Microsoft Dynamics AX 2012. EnterpriseSolutions LexisOne Powered by Microsoft Dynamics AX 2012 LexisOne LexisOne powered by Microsoft Dynamics AX 2012 from LexisNexis goes beyond traditional practice management software currently available to legal

More information