Your Home for Loans. Bay Equity Home Loans Corporate Office: 100 California Street Suite 1100, San Francisco, CA NMLS ID#76988

Transcription

1 Your Home for Loans Corporate Office:

2

3 A Message from Brett McGovern Bay Equity is family owned and operated, a company with a long term plan and a management team committed to creating careers, not just jobs. What makes Bay Equity special? It s our people! We re building a team of mortgage professionals who value growth, stability and the rewards that come with a successful organization. WELCOME From a handful of employees to hundreds, Bay Equity has experienced steady growth, built on a firm foundation of customer service to our borrowers and our Loan Officers. Based in the heart of San Francisco s financial district, Bay Equity has established itself up and down the west coast and has embarked on a three year strategic plan to greatly expand production and locations. We are committed to the long term and to hiring exceptional employees. Brett McGovern President, Bay Equity, LLC

4 ABOUT BAY EQUITY Our Start The Bay Equity Story: Bay Equity opened its doors in 2008, in the midst of the recession, as many other mortgage lenders were closing theirs. A group of mortgage professionals led by three brothers, Brett, Casey and Jon McGovern, recognized the need for a new type of mortgage lender. Their new lender had to embrace the highest standards, provide exceptional customer service and be committed to lasting relationships. Bay Equity has hired accomplished mortgage and financial professionals at all levels and has proudly assembled a highly experienced staff of corporate executives, operations professionals and sales people. The Founding Executives: Brett McGovern President Brett McGovern is a Founder, the President and Board Member of Bay Equity LLC. Mr. McGovern has more than 16 years experience in real estate sales and lending. Prior to co-founding Bay Equity, he was a Senior Vice President of Grubb & Ellis Company in San Francisco. He is responsible for key corporate functions including investor and warehouse line relations, oversight of accounting and secondary functions, marketing and corporate communications. Casey McGovern Chief Operating Officer Casey McGovern is a Founder, a Managing Director and Board Member of Bay Equity LLC. Mr. McGovern is in his tenth year as a mortgage industry sales professional. He is responsible for managing Bay Equity s wholesale and retail loan production. Jon McGovern Chief Administrative Officer Jon McGovern is a Founder, a Managing Director and a Board Member of Bay Equity LLC. Mr. McGovern has 18 years experience in real estate lending. His broad experience covers underwriting, sales and executive management. He is responsible for key corporate functions including human resources, operations and technology. John Cady EVP National Retail Production Mr. Cady brings more than 20 years of mortgage lending expertise to Bay Equity. He is responsible for the company s retail platform. He is a highly experienced sales executive with a solid track record of recruiting and growing retail lending divisions.

5 Corporate & Regional Centers San Francisco, CA Concord, CA Everett, WA Portland, OR OPERATIONS AND SUPPORT Tacoma, WA Tacoma, WA Lake Forest, CA Fresno, CA Local underwriting and collaborative decision making Simple escalation process Corona, CA State Licenses: CA WA OR ID NM TX HI MT CO In-House Recruiting Department Experienced full time recruiters Dedicated recruiting resources On-line recruiting tools Full HR support AZ UT NV

6 PRODUCTS What We Offer Fannie Mae, Freddie Mac, Ginnie Mae Direct Lender, Approved Servicer Follow-DU Findings Better Pricing (Orange label) HARP - DU Refi Plus and Open Access unlimited LTV Homepath HUD Full Eagle FHA, VA, and Reverse USDA Jumbo up to $2 Million Brokering Options: Reverse Mortgage Manufactured Home Open Access 203K MI Products: Genworth, Radian, United Guaranty, Essent Guaranty Multiple Financed Properties All backed up by Scenario Desk Support

7 Our Technology Toolbox Web-based Encompass Built in Optimal Blue Pricing Engine Built in third party services (Appraisal, Title, Credit) ordering made easy In-House Encompass support Paperless Full Electronic File Platform, e-disclosure Microsoft 365 (including office suite) SharePoint intranet Microsoft Lync Interoffice Messaging, cloud based Secure delivery Remote and on-site IT Support Wiki Search / Forums TECHNOLOGY IT SUPPORT

8 MARKETING Promoting Yourself BAMM (Bay s Automated Marketing Manager): Entire web platform for Branch and Originator On-line customer loan application Integrates with Encompass pipeline Robust CRM system marketing Blast campaigns Multiple drip campaigns Realty Connect Individual and Branch websites Individual blogs Video web platform In-house team: Graphic and video design Corporate Social Media Management Media/Public Relations Resources: Extensive flier catalogue Online store for: Branch Signage Promotional Items Bay Branded Clothing

9 Hands On Support On-Boarding BAY EQUITY Personalized On-Boarding system On-site Boarding Team Pipeline transition support Designated Boarding Coach Product Support ON-BOARDING

10 BENEFITS For All Employees Online payroll Direct Deposit Multiple medical plans, dental, vision 401K Life Insurance Health Savings Account Employee Referral Program Presidents Club & Chairman s Circle Recognition & Rewards PRESIDENT S CLUB CHAIRMAN S CIRCLE

11 Dedicated In House Support Corporate Training Web-based and in-person Continuing Education Bay University Technology and Product Training TRAINING BAY UNIVERSITY ONLINE COMPANY TRAINING

12 COMMUNITY INVOLVEMENT Bay Equity Cares Some of the great causes Bay Equity has supported

13 Thank You Thank you for taking the time to explore some of the highlights of working with Bay Equity. From highly motivated employees, to a progressive management structure that promotes great communication and a get it done attitude, Bay Equity is positioned for the future. It s a future of high professional standards, growth opportunities and rewards for success. IN CLOSING It s a great place to grow a career in the mortgage industry. Your Home for Loans

14 Corporate Office: BEHL