TERM LIFE INSURANCE. Carrier Name of Product Issue Ages Minimum Face Amount Riders ART $500, Year: Year: Year: 18-55

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1 TERM LIFE INSURANCE Carrier Name of Product Issue Ages Minimum Face Amount Riders Accordia (formerly Aviva) ART $500, , 20- & 30-Year Term Plus Additional Insured (Spouse) Rider Terminal Illness Rider Plus Additional Insured (Spouse) Rider Terminal Illness Rider American General AG Select-a-Term AG ROP Select-a-Term 10 Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Year: Child Rider Disability Income Rider Terminal Illness Rider Select Income Rider Accidental Death Child Rider Terminal Illness Endorsement

2 American National Signature Term 10 Year: ART Terminal Illness - Critical Illness - Chronic Illness Disability Rider - Terminal Illness - Critical Illness - Chronic Illness Disability Rider Ameritas Keystone Term s for Total Disability Assurity LifeScape Term 350 Plus 10 Year nontobacco: Year tobacco: Year non tobacco: Year tobacco: $350,001 Critical Illness Benefit Disability Rider Other Insured Term Children's Term Insurance Rider Monthly Disability Income Return of Premium Accident Only Disability Income AXA Term Series 151X ART: $500,000 Living Benefit Rider Children's Term Insurance Rider Disability Premium Waiver Rider TermOne 1 Year: $25,000 N/A Fidelity Life Rapid Decision Term (5/10/15/20/30 Years) 16-45: - 300, : - 200, : $25, , : $10,000-25,000 $25,000 Rider Dependent Child Rider Return of Premium Rider (15, 20, 30 year only) Product Change Genworth Colony Term 10 Year: Year: Year: 0-65 Effective April 7, 2014, Rider Face amounts $250,000 Children's Level Term Insurance Rider and below must be submitted through Life Quick Request.

3 John Hancock John Hancock Term $500,000 Total Disability Waiver Accelerated Benefit Conversion Extension Survivorship Term $250,000 N/A Lafayette Life Centennial Term Series (10/20/30 Years) Rider Legal & General America (Banner) OPTerm Life Value Term (20/30 Years) 10 Year: Year: Year: Year: Year: Year: $250,000 Term Rider MediGuide Free 2nd Medical Opinion Policy Benefit MediGuide Free 2nd Medical Opinion Policy Benefit Life of the Southwest LSW Level Term 1 - Terminal 1 - Chronic 1 - Critical Rider Disability Income Rider Unemployment Rider Rider Lincoln Financial Lincoln LifeElements Level Term 30 Year non tobacco: Year tobacco: $250,000 Children's Level Term Insurance Rider Rider Met Life Guaranteed Level Term Acceleration of Death Benefit Disability Convertible Disability Waiver One Year Term N/A Minnesota Life Advantage Elite Term (5/10/15/20/30 Years) 5 Year: Year: Year: Year: Year: and 20-year Benefit Distribution Agreement Children's Term Agreement - 5-, 15- and 30- Extended Conversion Agreement year Agreement

4 Term Life Answers 15 Year: Year: for Terminal Illness Rider Rider Dependent Children's Rider Other Insured Rider Disability Rider Mutual of Omaha Term Life Express (15/20/30 Years) $25,000 - $400,000 for Terminal Illness Rider Residential Damage Rider for Unemployment Rider Common Carrier Death Benefit Provision Dependent Children's Rider Disability Income Disability Term Life Express ROP (20/30 Years) 20 Year: $25,000 - $400,000 Residential Damage Provision for Unemployment Provision Common Carrier Death Benefit Provision Dependent Children's Rider Disability Nationwide YourLife Guaranteed Level Term 10 Year: (Males) 30 Year: (Females) Children's Term Insurance Spouse Rider Disability New York Life Term Life (10/20 Years) 10 Year: Year: Living Benefits Rider Disability * $20,0000 minimum Level Premium Convertible Term 5 Rider premium requirement per Living Benefits case Policy Purchase Option Spouse's Paid-Up Insurance Purchase Option Yearly Convertible Term Rider Principal Term Life 10 Year: Year: Year: Year: $200,000 Accelerated Benefits Rider Aviation Exclusion Children Term Insurance Rider Hazardous Sports Exclusion Rider Protective Protective Custom Choice UL 25 Year: Rider Disability Benefit Rider Income Provider Option Terminal Illness/ Survivorship Term (10/20/30 Years) (Based on Joint Equal Age) 10 Year: Year: Year: $250,000 N/A

5 PruTerm WorkLife 65 (To Age 65) for Disability for Unemployment Living Needs Benefit Children's Protection Rider Prudential Term Essential Living Needs Benefit Children's Protection Rider Term Elite Living Needs Benefit Children's Protection Rider PruLife Return of Premium Term (15/20/30 Years) N/A SBLI Yearly Renewable Term $25,000 Level Term 10 Year: Year: Year: Year: Year: Rider Children's Rider Rider Children's Rider Symetra Level Term Life 10 Year: Year: Year: Year: for Terminal Illness Safety Benefit Transportation Benefit Insured Children's Benefit Benefit for Total Disability Guaranted Insurability Option Additional Term Rider

6 Transamerica Trendsetter Super YRT Trendsetter Express Series Term Trendsetter Super Series Term Trendsetter LB (Living Benefits) Issue Ages Vary by Face Amount Band 25 Year: Year: Year: Year: Year: Year: Year: Year: Year: $25,000 - $999,999 $25,000 $25,000 Rider Accident Indemnity Rider Rider Terminal Illness Income Potection Option Rider Monthly Disability Income Rider Accidental Indemnity Rider Rider Income Protection Option Return of Premium Rider Rider Accident Indemnity Rider Rider Chronic Illness s Critical Illness s Terminal Illness s Accidental Indemnity Monthly Disability Income Voya (formerly ING) ING TermSmart (10/15/20 Year) ING ROP Endowment Term (20/25/30 Year) 10 year: year: year: year: year: year: 0-50 Rider Rider Rider Rider Rider Rider Zurich Zurich Term $2,500,000 - $20,000,000 N/A

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