April 2, Concession Opportunity - Request for Proposals for the Foreign Currency Exchange Service Lease

Size: px
Start display at page:

Download "April 2, Concession Opportunity - Request for Proposals for the Foreign Currency Exchange Service Lease"

Transcription

1 SFO San Francisco International Airport April 2, 2014 TO: Interested Parties (via ) SUBJECT: Concession Opportunity - Request for Proposals for the Foreign Currency Exchange Service Lease San Francisco International Airport is preparing to commence the selection process for Foreign Currency Exchange Service Lease, and invites you to participate in the Request for Proposals process. Enclosed for your information is a summary of theproposed business terms. If you are interested in receiving further information, please complete the enclosed response form and return it to our office by close ofbusiness, Friday, April 11, Please note: you must complete the attached response form in order to receive further information on this concession opportunity. Once available, the Request for Proposals documents may also be viewed on-line at It is anticipated that the Request for Proposals documents will be available after April 14, Thank you for your interest and we look forward to your positive reply. Sincerely, Cheryl Nashir Associate Deputy Airport Director Revenue Development and Management Enclosures cc: Gigi Ricasa AIRPORT COMMISSION CITY AND COUNTY OF SAN FRANCISCO EDWIN M. LEE LARRY MAZZOLA LINDA S. CRAYTON ELEANOR JOHNS RICHARD J. GUGGENHIME PETER A. STERN JOHN L. MARTIN MAYOR PRESIDENT VICE PRESIDENT AIRPORT DIRECTOR Post Office Box 8097 San Francisco, California Tel Fax www,flysfo.com

2 PROPOSED MINIMUM QUALIFICATION REQUIREMENTS Acceptable MAG Offer: Proposal Bond Amount: Qualification Requirements: $4,500,000 $1,500,000 Proposer must have a minimum of three (3) years within the past five (5) years ( qualifying years ) in the ownership or management of a foreign currency exchange business. Proposer may be a newly-formed entity (e.g., limited liability company, joint venture, or corporation) provided that the corporation or other legal entity that is the Proposer or its managing members satisfies the minimum qualification requirements. Proposer s foreign currency exchange business must have achieved gross receipts of at least $5,000,000 per qualifying year, and a minimum average operating capital of $1,000,000 for per qualifying year. PROPOSED LEASE SPECIFICATIONS Premises: Foreign currency exchange facilities which totals approximately 1,317 square feet: 1. Approximately 69 square feet in the International Terminal Building (ITB) near Aisle 1, Space No. I.3.003F. 2. Approximately 300 square feet in ITB near Aisles 2 and 3, Space No. I.3.023A. 3. Approximately 300 square feet in the ITB between near Aisles 10 and 11, Space No. I.3.053C. 4. Approximately 161 square feet in the ITB Arrivals level, which shall include a U.S. currency ATM, Space No. I.2.001F. 5. Approximately 138 square feet in the International Terminal, Boarding Area A mid pier, Space No. A Approximately 213 square feet in International Terminal, Boarding Area G, next to the duty free store, Space No. G.3.004K. 7. Approximately 40 square feet in International Terminal, Boarding Area G mid pier, Space No. G.3.001C. 8. Approximately 200 square feet in Terminal 3, space to be identified at a later date. A mobile cart may be used until in-line space available. 9. Mobile cart in the North Shoulder of ITB, 2 nd level, next to the Recheck Lobby exit, approximately 48 square feet. Future expansion shall be allowed to provide foreign currency exchange service to international passengers flying in and out of other terminals. Such facility(ies) or unit(s) may be removed if there are no international flights leaving the terminal. Administrative Support Space. Approximately 308 square feet on the North Shoulder Building of the International Terminal, designated as Space No. I.3.084E. Page 1

3 Term: Annual Rent: Permitted Use: Page 2 ATM Locations: 1. One U.S. currency ATM in the ITB Arrivals level, which shall be built in Space No. I.2.001F. 2. One foreign currency exchange ATM in the International Terminal, Boarding Area G, at beginning of pier, Space No. G.3.004E. 3. One foreign currency exchange ATM in the International Terminal, Boarding Area A, at end of pier, Space No. A.3.002B. 4. One foreign currency exchange ATM on the north shoulder of ITB, Space No. I.3.049A. 5. One foreign currency exchange ATM on the south shoulder of ITB, Space No. I E. Five (5) years, plus three (3) one-year options, at Airport s discretion. Per Lease Year, the Base Rent shall be the higher of the minimum annual guarantee (successful proposer s minimum offering at the initial year) or the sum of the percentage rent structured as follows: 70% of gross revenues achieved from U.S. currency ATM transactions. 10% of gross revenues achieved from all foreign currency exchange ATM transactions, and other sales. Tenant shall provide, on an exclusive basis: Foreign currency exchange ( FX ), sales and purchases of all major world currencies, including legally tradable currencies for the countries served by the airlines operating at SFO. Exchange of foreign money and traveler s checks into U.S. currency and exchange of U.S. money and traveler s checks into foreign currency. Tenant may provide, on a non-exclusive basis the following services: Sale of pre-paid debit cards Sale of travel insurance Check cashing Photocopy Notary public Operationally, Tenant shall: Accept a minimum of four major credit cards including Visa, MasterCard, American Express, and Discover. Provide receipt and transmission of funds by wire. Maintain at all times a minimum operation capital of $1,000, operating capital means the total value of U.S. and foreign currency on hand at all times. Maintain at all times an inventory of foreign currency with a minimum of U.S. dollar value of $300, Tenant shall provide on a non-exclusive basis, in its U.S. currency ATM: Dispense United States currency. Provide access to network support for no less than four (4) of the following networks: Plus, Star, Cirrus, Global Access and Interlink, and accept no less than four (4) of the following credit cards: American Express, Visa, MasterCard, Discover/Novus, and Diner s Club. Provide a written receipt of each transaction. Provide display function on user operation.

4 Construction Period: Rent During Construction: Security Deposit: Improvement Amount: Display transaction fee/surcharge information. Surcharge shall not exceed $2.50 for each nonbank member card holder transaction. Ninety (90) days from turnover of Premises. 70% of gross revenues achieved from U.S. currency ATM transactions; plus 10% of gross revenues achieved from all other sales. One-half (1/2) of the MAG, as the same may be adjusted from time to time. $350 per square foot for the foreign currency exchange facilities. EVALUATION AND SELECTION CRITERIA Criteria Scoring Weight Business Plan 10 Design Intent/Construction 15 Customer Service, Management and Operations Plans 25 Proposed Annual Guarantee 50 Total Possible Points 100 Page 3

5 FOREIGN CURRENCY EXCHANGE SERVICE LEASE - Response Form - Please respond by April 11, gigi.ricasa@flysfo.com Fax: Mail: San Francisco Airport Commission Revenue Development and Management P. O. Box 8097 San Francisco, CA Please save this document on your computer before completing the information below. Each person in the same company wishing to receive further information should complete a separate form. NAME: TITLE: COMPANY NAME: ADDRESS: TEL. NO.: Please check here if you wish to be removed from our mail list X:\Concession Opportunities\Foreign Currency Exchange\Letters\Letter of Interest.doc

SAN FRANCISCO AIRPORT COMMISSION MINUTES

SAN FRANCISCO AIRPORT COMMISSION MINUTES SAN FRANCISCO AIRPORT COMMISSION MINUTES July 19, 2011 9:00 A.M. Room 400 - City Hall #1 Dr. Carlton B. Goodlett Place (400 Van Ness Avenue) City and County of San Francisco EDWIN M. LEE, MAYOR COMMISSIONERS

More information

SAN FRANCISCO Airport COMMISSION MINUTES

SAN FRANCISCO Airport COMMISSION MINUTES SAN FRANCISCO Airport COMMISSION MINUTES December 1, 2015 9:00 A.M. Room 400 - City Hall #1 Dr. Carlton B. Goodlett Place (400 Van Ness Avenue) City and County of San Francisco EDWIN M. LEE, MAYOR COMMISSIONERS

More information

SAN FRANCISCO AIRPORT COMMISSION MINUTES

SAN FRANCISCO AIRPORT COMMISSION MINUTES SAN FRANCISCO AIRPORT COMMISSION MINUTES April 22, 2014 Special Meeting 9:00 A.M. Room 400 - City Hall #1 Dr. Carlton B. Goodlett Place (400 Van Ness Avenue) City and County of San Francisco EDWIN M. LEE,

More information

Aviation Market Stimulus Program

Aviation Market Stimulus Program ATTACHMENT A City and County of San Francisco Airport Commission Aviation Market Stimulus Program C:\Documents and Settings\AWong\My Documents\_to_be_move_3\Attachment A - Final - Aviation Market Stimulus

More information

ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE PERSONAL CHECK and/or ATM CARD

ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE PERSONAL CHECK and/or ATM CARD ELECTRONIC FUND TRANSFER AGREEMENT AND DISCLOSURE PERSONAL CHECK and/or ATM CARD This agreement and disclosure applies to payment orders and funds transfers governed by the Electronic Fund Transfer Act.

More information

The San Francisco Airport Bidder's Percession Opportunity

The San Francisco Airport Bidder's Percession Opportunity Garage Taxi Staging Area Mobile Catering Truck Lease ACTIVITY SCHEDULE (See also Part II) All dates and times specified are San Francisco Time DATES Informational Conference: Tuesday, July 28, 2015 10:00

More information

City of San José DEPUTY DIRECTOR OF AVIATION (3547)

City of San José DEPUTY DIRECTOR OF AVIATION (3547) Rev. 4/98 City of San José DEPUTY DIRECTOR OF AVIATION (3547) CLASS PURPOSE Under administrative direction, plans, organizes and directs a major division of the Airport Department. Performs related work

More information

A GUIDE TO YOUR ACCOUNT

A GUIDE TO YOUR ACCOUNT Checking Accounts A GUIDE TO YOUR ACCOUNT It is important that you understand exactly how your Heartland Checking account works! We have created this Guide to explain key fees and terms of your personal

More information

ARGENT FEDERAL CREDIT UNION ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE

ARGENT FEDERAL CREDIT UNION ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE ARGENT FEDERAL CREDIT UNION ELECTRONIC FUNDS TRANSFER AGREEMENT AND DISCLOSURE This Electronic Funds Transfer Agreement is the contract which covers your and our rights and responsibilities concerning

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

www.fpcu.org RELOADABLE PREPAID CARD

www.fpcu.org RELOADABLE PREPAID CARD www.fpcu.org RELOADABLE PREPAID CARD terms AND CONDITIONS Effective 5.1.12 The following are your Financial Partners Credit Union MASTERCARD Reloadable Prepaid Card Terms and Conditions. Except as the

More information

SAN FRANCISCO AIRPORT COMMISSION MINUTES

SAN FRANCISCO AIRPORT COMMISSION MINUTES SAN FRANCISCO AIRPORT COMMISSION MINUTES May 15, 2012 9:00 A.M. Room 400 - City Hall #1 Dr. Carlton B. Goodlett Place (400 Van Ness Avenue) City and County of San Francisco EDWIN M. LEE, MAYOR COMMISSIONERS

More information

Notice of Change in Terms for your Deposit Accounts. Redding Bank of Commerce Deposit Accounts Account Terms and Conditions

Notice of Change in Terms for your Deposit Accounts. Redding Bank of Commerce Deposit Accounts Account Terms and Conditions Notice of Change in Terms for your Deposit Accounts Terms outlined in this Change in Terms document, the enclosed Deposit Account Agreement and the enclosed Schedule of Fees and Services of Redding Bank

More information

REVISED ARTICLE V PROPOSAL FORM. Respondent s Name: (Page 1 of 4) CHECKLIST OF REQUIRED DOCUMENTS TO BE SUBMITTED

REVISED ARTICLE V PROPOSAL FORM. Respondent s Name: (Page 1 of 4) CHECKLIST OF REQUIRED DOCUMENTS TO BE SUBMITTED (Page 1 of 4) CHECKLIST OF REQUIRED DOCUMENTS TO BE SUBMITTED RESPONDENT SHALL SUBMIT ONE (1) ORIGINAL PROPOSAL, ALONG WITH THE CD AND SIX (6) COPIES OF THE ORIGINAL DOCUMENTS. ENVELOPE ONE SHOULD BE LABELED

More information

In addition, Butterfield Line can help you manage those unexpected expenses, like home and auto repairs or the replacement of major appliances.

In addition, Butterfield Line can help you manage those unexpected expenses, like home and auto repairs or the replacement of major appliances. Butterfield Line helps you finance major personal expenses with a revolving credit line that is supported by the equity in your home. Whether your financial focus is on education expenses, paying for a

More information

S H O R T - T E R M L E A S I N G O P P O R T U N I T I E S

S H O R T - T E R M L E A S I N G O P P O R T U N I T I E S S H O R T - T E R M L E A S I N G O P P O R T U N I T I E S About Federal Realty Federal Realty Investment Trust is an equity real estate investment trust specializing in the ownership, management, development,

More information

ANZ CashBack. programme guide

ANZ CashBack. programme guide ANZ CashBack programme guide CashBack rewards you for purchases you make with your CashBack card. Using your card CashBack Rewards CashBack rewards you for purchases you make with your CashBack card.

More information

Rate and Fee Schedule

Rate and Fee Schedule Rate and Fee Schedule University of Iowa Effective Date: Community Credit Union P.O. Box 800 The rates and terms applicable to your account at the Credit Union are provided North Liberty, IA 52317 in this

More information

Accounting 201 Comprehensive Practice Exam 2C Page 1

Accounting 201 Comprehensive Practice Exam 2C Page 1 Accounting 201 Comprehensive Practice Exam 2C Page 1 1. A business organized as a corporation a. is not a separate legal entity in most states. b. requires that stockholders be personally liable for the

More information

REQUEST FOR INFORMATION FOR #2015-12 POINT OF SALE SYSTEM. November 18, 2015

REQUEST FOR INFORMATION FOR #2015-12 POINT OF SALE SYSTEM. November 18, 2015 REQUEST FOR INFORMATION FOR #2015-12 POINT OF SALE SYSTEM November 18, 2015 Questions Due: December 9, 2015 at 12:00 p.m. SUBMISSIONS DUE: December 18, 2015 at 11:00 a.m. 2425 NE 65th Avenue ~ PO Box 2529

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic

More information

2005 Liebherr U.S. Open

2005 Liebherr U.S. Open 005 Liebherr U.S. Open A Major ITTF Pro Tour Event July 7-0, 005 Greater Ft. Lauderdale/Broward County Convention Center email: programs@usatt.org website: www.usatt.org fax: (79) 6-607 Olympic Plaza Colorado

More information

ChexSystems Policy: Accounts available for persons with NSF/OD history on ChexSystems. (not fraud related) Over 1 year old Less than 1 year old

ChexSystems Policy: Accounts available for persons with NSF/OD history on ChexSystems. (not fraud related) Over 1 year old Less than 1 year old Institution Name: Product Name: Amegy Bank of Texas Amegy Essential Checking Opening Deposit Requirements: $50.00 opening deposit Minimum Balance: Average Monthly $500 Checks Debit Card Bill Pay Overdraft/Insufficient

More information

Trams Back Office (TBO): Use Credit Card Merchant to Automate, Authorize & Reconcile

Trams Back Office (TBO): Use Credit Card Merchant to Automate, Authorize & Reconcile Trams Back Office (TBO): Use Credit Card Merchant to Automate, Authorize & Reconcile Sarani Gaines, Instructor Trams, Inc. Items Covered in this Session Requirements for automated credit card processing

More information

HSBC Premier World Rewards Program Terms & Conditions

HSBC Premier World Rewards Program Terms & Conditions HSBC Premier World Rewards Program Terms & Conditions The HSBC Premier World Rewards Program (the Program ) allows participants with an HSBC Premier World MasterCard to earn Points which can be redeemed

More information

REQUEST FOR PROPOSALS FOR THE LEASE AND OPERATION OF THE JOHNSTOWN MUNICIPAL GOLF COURSE (BERKLEY HILLS) BY THE CITY OF JOHNSTOWN, PENNSYLVANIA

REQUEST FOR PROPOSALS FOR THE LEASE AND OPERATION OF THE JOHNSTOWN MUNICIPAL GOLF COURSE (BERKLEY HILLS) BY THE CITY OF JOHNSTOWN, PENNSYLVANIA REQUEST FOR PROPOSALS FOR THE LEASE AND OPERATION OF THE JOHNSTOWN MUNICIPAL GOLF COURSE (BERKLEY HILLS) BY THE CITY OF JOHNSTOWN, PENNSYLVANIA CONTRACT NUMBER 2014-13 AUGUST 13, 2014 CITY OF JOHNSTOWN

More information

Visa Debit Card Agreement and Disclosures

Visa Debit Card Agreement and Disclosures www.starone.org Visa Debit Card Agreement and Disclosures 1. Definition of Parties 2. Agreement Acceptance 3. Sign Your Card 4. Account Access 5. Electronic Check Transactions 6. Illegal or Unlawful Transactions

More information

Listed below are several key points of interest concerning your banking relationship:

Listed below are several key points of interest concerning your banking relationship: October 7, 2014 Dear Valued Customer: On June 20, 2014, Landmark Bank, N.A. assumed the deposits and essentially all of the assets of Valley Bank. We have been diligently working on merging the two operating

More information

[Real Property Lease - Celestina and Alan Salvador Jimenez, Co-Trustees - 100 Blanken Avenue - Monthly Base Rent of $7,800]

[Real Property Lease - Celestina and Alan Salvador Jimenez, Co-Trustees - 100 Blanken Avenue - Monthly Base Rent of $7,800] FILE NO. 150176 RESOLUTION NO. 120-15 1 2 3 4 5 6 7 8 9 [Real Property Lease - Celestina and Alan Salvador Jimenez, Co-Trustees - 100 Blanken Avenue - Monthly Base Rent of $7,800] Resolution authorizing

More information

Second Amendment to Lease 150 Alamo Plaza, Suites B and C Alamo, California. Contra Costa County Sheriff-Coroner

Second Amendment to Lease 150 Alamo Plaza, Suites B and C Alamo, California. Contra Costa County Sheriff-Coroner Second Amendment to Lease 150 Alamo Plaza, Suites B and C Alamo, California Contra Costa County Sheriff-Coroner This second amendment to lease is dated March 31, 2015 and is between 230 Alamo Plaza, LLC,

More information

City of Brisbane, CA Business License Tax Fee Schedule

City of Brisbane, CA Business License Tax Fee Schedule City of Brisbane Information and Applicable Fees Online Filing Available at http://www.bizlicenseonline.com ACH Debit (checking/savings account) or Credit Card (Visa, MC, Discover, Online Only). The City

More information

HSBC PROMOTIONAL ADVANCE SAVINGS. TERMS & CHARGES DISCLOSURE 1 and EFT FACILITY CHARGES

HSBC PROMOTIONAL ADVANCE SAVINGS. TERMS & CHARGES DISCLOSURE 1 and EFT FACILITY CHARGES HSBC PROMOTIONAL ADVANCE SAVINGS The following information was correct as of 05/11/2015 Have questions or need current rate information? Call us at 1-888-404-4050 It s important that you understand exactly

More information

Card & Intesa Sanpaolo Bank Albania Network Frequently Asked Questions

Card & Intesa Sanpaolo Bank Albania Network Frequently Asked Questions Card & Intesa Sanpaolo Bank Albania Network Frequently Asked Questions What is a card? A card is any VISA or MasterCard card issued by Intesa Sanpaolo Bank Albania. A card bearing the VISA logo can be

More information

Corporate Banking. Sch edule of Charges

Corporate Banking. Sch edule of Charges Corporate Banking Sch edule of Charges Contents ACCOUNT SERVICES Chequing 2 Butterfield Debit Cards & ATM Banking 3 Non Local Bank Debit/Credit Card 3 Credit Reference 3 SAFETY DEPOSIT BOXES 3 CREDIT products

More information

Direct Conditions for Car Rental (New Zealand) Valid 1 April 2013 to 31 March 2014

Direct Conditions for Car Rental (New Zealand) Valid 1 April 2013 to 31 March 2014 Direct Conditions for Car Rental () Valid 1 April 2013 to 31 March 2014 Summary of Rental Conditions This document contains a brief summary of our rental conditions. The full details of our rental contract

More information

SAN FRANCISCO AIRPORT COMMISSION MINUTES

SAN FRANCISCO AIRPORT COMMISSION MINUTES SAN FRANCISCO AIRPORT COMMISSION MINUTES October 30, 2012 Special Meeting 9:00 A.M. Room 400 - City Hall #1 Dr. Carlton B. Goodlett Place (400 Van Ness Avenue) City and County of San Francisco EDWIN M.

More information

CHECKING ACCOUNT TYPES

CHECKING ACCOUNT TYPES CHECKING ACCOUNT DISCLOSURE This disclosure contains information about terms, fees, and interest rates for some of the accounts we offer. CHECKING ACCOUNT TYPES ValueAccess Checking with BaZing Rate Information:

More information

Egypt Tourist visa Application

Egypt Tourist visa Application Egypt Tourist visa Application Please enter your contact information Name: Email: Tel: Mobile: The latest date you need your passport returned in time for your travel: Egypt tourist visa checklist Filled

More information

EQUITY OFFICE ANNOUNCES FIRST QUARTER 2004 RESULTS

EQUITY OFFICE ANNOUNCES FIRST QUARTER 2004 RESULTS Two North Riverside Plaza, Suite 2100 Chicago, Illinois 60606 phone 312.466.3300 fax 312.454.0332 www.equityoffice.com Equity Office (Investors/Analysts): Diane Morefield 312.466.3286 Equity Office (Media):

More information

Webster Opportunity Checking. $16.95 (or $11.95 with Direct Deposit 2 )

Webster Opportunity Checking. $16.95 (or $11.95 with Direct Deposit 2 ) Fee Schedule for Consumer Accounts A Guide to Your Account At, we re committed to helping you find the right account to meet your needs. We ve prepared the following Account Guide to make sure you understand

More information

Business Schedule of Deposit Account Charges Business Deposit Account Schedule of Interest

Business Schedule of Deposit Account Charges Business Deposit Account Schedule of Interest Business Schedule of Deposit Account Charges Business Deposit Account Schedule of Interest This Schedule of Business Deposit Account Charges and Business Deposit Account Schedule of Interest is a part

More information

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE

ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE ELECTRONIC FUND TRANSFERS AGREEMENT AND DISCLOSURE This Electronic Fund Transfers Agreement and Disclosure governs your use of any of the following electronic fund transfers (EFT) services (some of which

More information

Brandon College Enrollment Agreement

Brandon College Enrollment Agreement Brandon College Enrollment Agreement www.brandoncollege.com I will attend classes at the following campus location: Brandon College 944 Market St, 2nd Floor, San Francisco, CA 94704 Phone: 415.391-5711

More information

Dear Valued Merchant,

Dear Valued Merchant, Dear Valued Merchant, Welcome to Central Payment thank you for becoming our client. We are committed to providing our merchants with outstanding customer service and superior products. It is our company

More information

Important Information About Your Certificate of Deposit, Retirement Account, & Coverdell Education Savings Account (CESA)

Important Information About Your Certificate of Deposit, Retirement Account, & Coverdell Education Savings Account (CESA) Truth In Savings Important Information About Your Certificate of Deposit, Retirement Account, & Coverdell Education Savings Account (CESA) Your Account- Rate Information These are the accounts you have

More information

Terms and Conditions for Maybank Premier Wealth Total Rewards Programme ( Programme )

Terms and Conditions for Maybank Premier Wealth Total Rewards Programme ( Programme ) Terms and Conditions for Maybank Premier Wealth Total Rewards Programme ( Programme ) 1. General Terms 1.1 This Programme is only available to Premier Wealth individual account holders of Malayan Banking

More information

Consumer & Business Pricing Addendum

Consumer & Business Pricing Addendum Consumer & Business Pricing Addendum This addendum contains important product and pricing information. Please retain for your records. Effective June 29, 2012 1, 2, 3, 4 Overdraft Item Paid $15.00 or less

More information

CASH: CREDIT AND DEBIT CARD PROGRAM C-173-85 ACCOUNTING MANUAL Page 1 CREDIT AND DEBIT CARD PROGRAM. Contents. I. Introduction 2

CASH: CREDIT AND DEBIT CARD PROGRAM C-173-85 ACCOUNTING MANUAL Page 1 CREDIT AND DEBIT CARD PROGRAM. Contents. I. Introduction 2 ACCOUNTING MANUAL 1 CREDIT AND DEBIT CARD PROGRAM Contents I. Introduction 2 II. University Policy 2 III. Definitions 2 IV. Card Services Controls 3 A. Agreement with CES 3 B. Authorized Officials 3 C.

More information

Catholic Relief Services ICT4D Conference InterContinental Hotel Lusaka, Zambia March 29 31, 2011 MEETING VENUE

Catholic Relief Services ICT4D Conference InterContinental Hotel Lusaka, Zambia March 29 31, 2011 MEETING VENUE INFORMATION FOR PARTICIPANTS MEETING VENUE Catholic Relief Services ICT4D Conference InterContinental Hotel Lusaka, Zambia March 29 31, 2011 The meeting will take place at the InterContinental Hotel Lusaka,

More information

Online Truth In Savings Disclosure Effective January 26, 2016 Member FDIC

Online Truth In Savings Disclosure Effective January 26, 2016 Member FDIC Online Truth In Savings Disclosure Effective January 26, 2016 Member FDIC This OneUnited Bank Online Truth In Savings Disclosure contains information about UNITY internet deposit accounts available only

More information

Addendum to HSBC Consumer Deposit (excluding Certificate of Deposit) Terms & Charges Disclosure

Addendum to HSBC Consumer Deposit (excluding Certificate of Deposit) Terms & Charges Disclosure Addendum to HSBC Consumer Deposit (excluding Certificate of Deposit) Terms & Charges Disclosure Effective November 2, 2015, HSBC Bank USA, N.A. no longer issues official bank checks in foreign currency.

More information

Town of Front Royal Finance Department 102 E. Main St Front Royal VA 22630 Phone: 540.635.7799 Fax: 540.635.2298

Town of Front Royal Finance Department 102 E. Main St Front Royal VA 22630 Phone: 540.635.7799 Fax: 540.635.2298 Town of Front Royal Finance Department 102 E. Main St Front Royal VA 22630 Phone: 540.635.7799 Fax: 540.635.2298 Enclosed is an application for utility service connection or disconnection. Please complete

More information

Egypt Tourist visa Application

Egypt Tourist visa Application Egypt Tourist visa Application Please enter your contact information Name: Email: Tel: Mobile: The latest date you need your passport returned in time for your travel: Egypt tourist visa checklist Filled

More information

OFFER TO RENT. Procuring Broker: TENANT(s) above hereby offers to rent the above Property for a term of

OFFER TO RENT. Procuring Broker: TENANT(s) above hereby offers to rent the above Property for a term of Naples Marco Island Bonita Springs Estero OFFER TO RENT Property: Tenant(s): Agent: Procuring Broker: Date of offer: TENANT(s) above hereby offers to rent the above Property for a term of beginning on,

More information

MasterCard Special Edition

MasterCard Special Edition 2015 An Empower Federal Credit Union publication. MasterCard Special Edition Important details about our MasterCard conversion. Message From The President John Wakefield President/CEO Why MasterCard? For

More information

Account & Miscellaneous Schedule of Fees. Effective September 12, 2012

Account & Miscellaneous Schedule of Fees. Effective September 12, 2012 Account & Miscellaneous Schedule of Fees Effective September 12, 2012 Table of Contents Your Guide to Service Fees... 1 Individual Accounts... 2 Regular Checking... 2 Interest Checking. 2 ATM only Checking

More information

VISA Variable Credit Card Agreement, Overdraft Protection Agreement, and Truth In Lending Disclosure Statement

VISA Variable Credit Card Agreement, Overdraft Protection Agreement, and Truth In Lending Disclosure Statement VISA Variable Credit Card Agreement, Overdraft Protection Agreement, and Truth In Lending Disclosure Statement This is your Cardholder Agreement with Provident Credit Union which outlines the terms to

More information

Switch Checklist. Direct Deposit Change Form

Switch Checklist. Direct Deposit Change Form 1 2 3 4 Switch! 4 Easy Steps Open your new North Easton Savings Bank Checking Account. Stop by any North Easton Savings Bank branch. Bring your current bank account information, including automatic payments

More information

Fee Schedule: Personal Products & Services

Fee Schedule: Personal Products & Services Fee Schedule: Personal Products & Services California Georgia Tennessee October 1, 2014 For use with Account Agreement and Disclosures An Important Message Effective October 1, 2015, we will make changes

More information

SAN FRANCISCO INTERNATIONAL AIRPORT

SAN FRANCISCO INTERNATIONAL AIRPORT SAN FRANCISCO INTERNATIONAL AIRPORT HOTEL DEVELOPMENT CONSULTANT RFP PRE-PROPOSAL CONFERENCE MAY 13, 2013 1 AGENDA Introduction (G. Fries Business & Finance) Sign-Up Sheet / Participants Names & Organizations

More information

Combine the Convenience of a Checking Account and an ATM with One Simple Card!

Combine the Convenience of a Checking Account and an ATM with One Simple Card! Application for Your Coast Central Visa Debit Card and Overdraft Line of Credit Combine the Convenience of a Checking Account and an ATM with One Simple Card! EASY. Your Visa Debit Card works like a check...only

More information

Electronic Payment Processing Solutions

Electronic Payment Processing Solutions Customized Efficient Profitable Electronic Payment Processing Solutions Your Challenges. Our Solutions. Your Success. Your business is unique and so are its challenges. Do you need fast, safe transactions?

More information

MEMORANDUM. January 5, 2005

MEMORANDUM. January 5, 2005 MEMORANDUM January 5, 2005 TO: FROM: SUBJECT: MEMBERS, PORT COMMISSION Hon. Wilfred Hsu, President Hon. Michael Hardeman, Vice President Hon. Sue Bierman, Commissioner Hon. Kimberly Brandon, Commissioner

More information

SAMPLE DISTRIBUTOR APPLICATION

SAMPLE DISTRIBUTOR APPLICATION SAMPLE DISTRIBUTOR APPLICATION REGISTRATION CARD is an authorized independent Distributor with I.D. No.: SAMPLE HERBALIFE INTERNATIONAL OF AMERICA, INC. 9800 S. La Cienega Boulevard P.O. Box 80210 Los

More information

4/13/2016. Cash Handling & Deposits Informational Session Presented by Wendall Ho. Contact Information. Staff. Financial Management Office

4/13/2016. Cash Handling & Deposits Informational Session Presented by Wendall Ho. Contact Information. Staff. Financial Management Office Financial Management Office Cash Handling & Deposits Informational Session Presented by Wendall Ho Contact Information Treasury Office 2444 Dole St., Bachman Annex 13 Honolulu, HI 96822 Phone: 956 8527,

More information

CREDIT CARD PROCESSING AND MERCHANT SERVICES

CREDIT CARD PROCESSING AND MERCHANT SERVICES CREDIT CARD PROCESSING AND MERCHANT SERVICES provides credit card processing and merchant services for a wide range of business types - including retail, e-commerce, professional services, restaurants,

More information

PC Connect Agreement & Disclosure Receipt of Disclosures Equipment Requirements Definition of Business Day

PC Connect Agreement & Disclosure Receipt of Disclosures Equipment Requirements Definition of Business Day PC Connect Agreement & Disclosure This agreement provides information about the Sutter Community Bank PC Connect Online banking service and contains the disclosures required by the Electronic Funds Transfer

More information

Year of Mercy Holy Land Pilgrimage Catholic Biblical School - May 25 th June 4 th, 2016

Year of Mercy Holy Land Pilgrimage Catholic Biblical School - May 25 th June 4 th, 2016 Year of Mercy Holy Land Pilgrimage Catholic Biblical School - May 25 th June 4 th, 2016 Tour Pricing*: $4,360* per person from Denver, CO (based on double occupancy) $850 Single Occupancy Supplement Plus*:

More information

Visa Classic and Gold

Visa Classic and Gold Visa Classic and Gold Enjoy con venience and security with Visa. Butterfield Visa Credit Cards. Put the ultimate in purchasing power at your fingertips, with a Visa Credit Card from Butterfield. Offering

More information

Business Name : Crystal Dental

Business Name : Crystal Dental Business Name : Crystal Dental Address : 7812 Warner Ave, Huntington Beach, CA, 92647 United States Phone no : (714) 841-4700 FAX : (714) 847-1704 Business Mail : crystaldentalhb@gmail.com Website : http://crystaldentalcenters.com

More information

TITAN MEDICAL INC. Unaudited Condensed Interim Financial Statements Three and Six Months Ended June 30, 2013 and 2012

TITAN MEDICAL INC. Unaudited Condensed Interim Financial Statements Three and Six Months Ended June 30, 2013 and 2012 Unaudited Condensed Interim Financial Statements Three and and 2012 Unaudited Condensed Interim Balance Sheets As at June 30, 2013 and December 31, 2012 ASSETS CURRENT June 30, 2013 December 31, 2012 Cash

More information

Abandoned Personal Property After Termination of a Tenancy find the article at:

Abandoned Personal Property After Termination of a Tenancy find the article at: Home > Legal > Landlord Tenant Folder > Abandoned Personal Property After Termination of a Tenancy Abandoned Personal Property After Termination of a Tenancy find the article at: "http://www.car.org/legal/landlord-tenant-folder/abandoned-personal-property/"

More information

Debit MasterCard Application

Debit MasterCard Application Debit MasterCard Application This application is for a Devon Bank Debit MasterCard. In order to issue a personalized, individual card to either signer of a joint account, each owner must fill out a separate

More information

SAMPLE ESCROW PROBLEM GENERAL INSTRUCTIONS

SAMPLE ESCROW PROBLEM GENERAL INSTRUCTIONS SAMPLE ESCROW PROBLEM GENERAL INSTRUCTIONS Read all instructions carefully. Final results will be determined on the basis of correctness, neatness, and scope of ability as displayed by your finished papers.

More information

BBVA Compass SECURED VISA BUSINESS CREDIT CARD AGREEMENT

BBVA Compass SECURED VISA BUSINESS CREDIT CARD AGREEMENT BBVA Compass SECURED VISA BUSINESS CREDIT CARD AGREEMENT This Agreement should be read carefully and maintained in the Business records. This Secured Visa Business Credit Card Agreement (the "Agreement")

More information

CONTRACTOR QUALIFICATIONS STATEMENT

CONTRACTOR QUALIFICATIONS STATEMENT Page 1 of 6 CONTRACTOR QUALIFICATIONS STATEMENT The undersigned certifies under oath the truth and correctness of all statements and of all answers to questions made hereinafter. SUBMITTED TO: St. Vrain

More information

2 Annual data reflecting National Income and Product

2 Annual data reflecting National Income and Product Table 1 Basic statistical data Population (thousands) 1 291,289 294,056 296,940 299,801 302,045 GDP (USD billions) 2 10,960.8 11,685.9 12,421.9 13,178.4 13,807.5 GDP per capita (USD) 37,629 39,740 41,833

More information

TITAN MEDICAL INC. Unaudited Condensed Interim Financial Statements Three Months Ended March 31, 2016 and 2015 (IN UNITED STATES DOLLARS)

TITAN MEDICAL INC. Unaudited Condensed Interim Financial Statements Three Months Ended March 31, 2016 and 2015 (IN UNITED STATES DOLLARS) Unaudited Condensed Interim Financial Statements and 2015 (IN UNITED STATES DOLLARS) Unaudited Condensed Interim Balance Sheets As at March 31, 2016 and December 31, 2015 ASSETS CURRENT March 31, 2016

More information

Credit Card Agreement Visa Platinum Rewards

Credit Card Agreement Visa Platinum Rewards Credit Card Agreement Visa Platinum Rewards Part I: Interest Rates and Interest Charges Visa Platinum Annual Percentage Rate (APR) for Purchases 8.25% to 13.25% This APR will vary with the market based

More information

Dear Cardholders, Assistant Vice President, Electronic Distribution Channels

Dear Cardholders, Assistant Vice President, Electronic Distribution Channels Dear Cardholders, Welcome to our cardholding family! In keeping with our customer service strategies designed to provide you with greater convenience and ease of doing business, the Unit Trust Corporation

More information

Account Service Charges And Fees Schedule

Account Service Charges And Fees Schedule Account Service Charges And Fees Schedule Effective October 1, 2011 www.communitybankiowa.com Account Service Charges Consumer Accounts Checking Account Minimum Balance to Open $100.00 Monthly minimum

More information

STAFF REPORT CONSIDERATION AND APPROVAL OF THIRD LEASE AMENDMENT WITH CROWN CASTLE GT COMPANY LLC FOR CELLULAR TOWER FACILITY ON HILLCREST AVENUE

STAFF REPORT CONSIDERATION AND APPROVAL OF THIRD LEASE AMENDMENT WITH CROWN CASTLE GT COMPANY LLC FOR CELLULAR TOWER FACILITY ON HILLCREST AVENUE STAFF REPORT TO: FROM: SUBJECT: HONORABLE MAYOR AND CITY COUNCIL MARTIN D. KOCZANOWICZ, CITY ATTORNEY CONSIDERATION AND APPROVAL OF THIRD LEASE AMENDMENT WITH CROWN CASTLE GT COMPANY LLC FOR CELLULAR TOWER

More information

State of New Jersey Department of Banking & Insurance. Annual Report Worksheet for Foreign Money Transmitters. Year Ending December 31, 2012

State of New Jersey Department of Banking & Insurance. Annual Report Worksheet for Foreign Money Transmitters. Year Ending December 31, 2012 State of New Jersey Department of Banking & Insurance for Foreign Money Transmitters New Jersey Department of Banking & Insurance Division of Banking Attn: Kristen Graham 5 th floor 20 West State Street

More information

Business Visa Gold Credit Card Application

Business Visa Gold Credit Card Application Arizona Central Credit Union 2020 N Central Avenue Phoenix, AZ 85004 Phone: (602)264-6421 Fax: (602)254-7185 Website: www.azcentralcu.org Date Total Requested Limit - 30,000 maximum Business Member Number

More information

SERVICE FEE SCHEDULE All fees subject to change.

SERVICE FEE SCHEDULE All fees subject to change. SERVICE FEE SCHEDULE effective November 1, 2015 MEMBERSHIP Establish Justice FCU Membership Share Savings Account, minimum deposit $5.00 CHECKING ACCOUNT Monthly Service Charges Justice National Account,

More information

Store Use Only: Identification requires a valid driver s license and/or government issued photo ID

Store Use Only: Identification requires a valid driver s license and/or government issued photo ID NTB Credit Card APPLICATION INFORMATION ABOUT YOURSELF First Name Middle Initial Last Name Street Address (No P.O. Boxes) City State Zip Code Home Phone Social Security Number Date of Birth Employer Employer

More information

Brazil Business visa Application

Brazil Business visa Application Brazil Business visa Application Please enter your contact information Name: Email: Tel: Mobile: The latest date you need your passport returned in time for your travel: Brazil business visa checklist

More information

PREPARATION for a BUSINESS PLAN

PREPARATION for a BUSINESS PLAN PREPARATION for a BUSINESS PLAN Successful small business expansions and new small business creations lead the way in sustaining existing jobs, forming new jobs, creating new markets and innovations that

More information

Visa Credit Card Conditions of Use

Visa Credit Card Conditions of Use Visa Credit Card Conditions of Use Effective date: 31 March 2015 This booklet should be read in conjunction with the Terms and Conditions contained in the Financial Service Guide (FSG) for the Bank products

More information

TITAN MEDICAL INC. Unaudited Condensed Interim Financial Statements Three and Nine Months Ended September 30, 2014 and 2013 (IN UNITED STATES DOLLARS)

TITAN MEDICAL INC. Unaudited Condensed Interim Financial Statements Three and Nine Months Ended September 30, 2014 and 2013 (IN UNITED STATES DOLLARS) Unaudited Condensed Interim Financial Statements and 2013 (IN UNITED STATES DOLLARS) Unaudited Condensed Interim Balance Sheets As at September 30, 2014 and December 31, 2013 ASSETS CURRENT September 30,

More information

How does the EMV Travel Prepaid Card work?

How does the EMV Travel Prepaid Card work? How does the EMV Travel Prepaid Card work? The EMV Travel Prepaid Card is a reloadable prepaid Visa Reloadable EMV Travel Prepaid Card, which means you can spend up to the value placed on the card anywhere

More information

Checking Account. Check writing ability. ATM/Debit Card. Direct Deposit capabilities. Online Banking & Bill Pay

Checking Account. Check writing ability. ATM/Debit Card. Direct Deposit capabilities. Online Banking & Bill Pay Banking 101 Banking 101 Contents Checking Accounts Savings Accounts Balancing Checkbook Clearing Transactions Overdrawn Accounts ATM/Debit Card Direct Deposit Online Banking 2 Checking Account Check writing

More information

San Francisco International Airport Enterprise Risk Management

San Francisco International Airport Enterprise Risk Management San Francisco International Airport Enterprise Risk Management Mike Warren Airport Risk Manager WHAT IS ENTERPRISE RISK MANAGEMENT (ERM) It is a comprehensive program that focuses on a continuous and sustainable

More information

Hippie Rates & Conditions (Australia) Valid 1 April 2015 to 31 March 2016 Daily Rates (AU$)

Hippie Rates & Conditions (Australia) Valid 1 April 2015 to 31 March 2016 Daily Rates (AU$) Qld 4013 : 1800 777 779 Hippie Rates & Conditions () Valid 1 April 2015 to 31 March 2016 Daily Rates (AU$) Summary of Rental Conditions This document contains brief summary of our rental conditions. The

More information

Campus Specific Information JSA Summer School at Stanford University

Campus Specific Information JSA Summer School at Stanford University Campus Specific Information JSA Summer School at Stanford University Logistics Junior Statesmen of America National Office Junior State of America Stanford Office Phone: (800) 334-5353; (650) 347-1600

More information

Hippie Rates & Conditions (New Zealand) Valid 1 April 2015 to 31 March 2016 Daily Rates (NZ$)

Hippie Rates & Conditions (New Zealand) Valid 1 April 2015 to 31 March 2016 Daily Rates (NZ$) Qld 4013 : 1800 777 779 Hippie Rates & Conditions () Valid 1 April 2015 to 31 March 2016 Daily Rates (NZ$) Summary of Rental Conditions This document contains brief summary of our rental conditions. The

More information

Introduction to Bankcard Basics

Introduction to Bankcard Basics Introduction to Bankcard Basics Global Vision Group August 2006 Page -1- Contents Topic Background The Players Transaction Authorization and Settlement Types of Card Products & Competition Credit Decision

More information

Deposit Account Services and Prices Schedule

Deposit Account Services and Prices Schedule Deposit Account Services and Prices Schedule Illinois, Indiana, Michigan, Wisconsin Effective August 3, 2015 Truth-in-Savings Disclosures Electronic Funds Transfer Act Disclosures TABLE OF CONTENTS SERVICES

More information

Deposit Account Services and Prices Schedule

Deposit Account Services and Prices Schedule Deposit Account Services and Prices Schedule Illinois, Indiana, Michigan, Wisconsin Effective May 27, 2016 Truth-in-Savings Act Disclosures Electronic Funds Transfer Act Disclosures TABLE OF CONTENTS SERVICES

More information

LOS ANGELES POLICE COMMISSION

LOS ANGELES POLICE COMMISSION LOS ANGELES POLICE COMMISSION BOARD OF POLICE COMMISSIONERS JOHN W. MACK PRESIDENT RICHARD M. TEFANK EXECUTIVE DIRECTOR ANDRÉ BIROTTE, JR. INSPECTOR GENERAL ALAN J. SKOBIN EXECUTIVE OFFICE VICE PRESIDENT

More information