Institution Product Name APR Loan Amount Bank Plus Credit Plus 5% $500- $1,000. Repayment Period. Location(s) Savings Financial Literacy

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1 Banks and Credit s in Mississippi offering small-dollar loans. Please contact the financial institution of your choice. This Institution Product Name APR Bank Plus Credit Plus 5% $500- $1,000 Guaranty Bank & Trust New Horizon 13% 1, ; 50% of the loan Liberty Bank Emerge 19% up to $2,500 The First Bank First Aid 18% $500- $1, Southaven, Horn Lake, Olive Branch, Hernando, Isola, Belzoni, Tchula, Lexington, Durant, Holly Bluff, Yazoo City, Pickens, Bentonia, Flora, Canton, Gluckstadt, Madison, Jackson, Pearl, Flowood, Byram, Brandon, Meridian, Newton, Stonewall, Quitman, Shubuta, Waynesboro, Poplarville, Picayune, Ocean Springs, D Iberville Batesville, Belzoni, Cleveland, Greenville, Hernando, Hollandale, Indianola, Senatobia, Vicksburg 6-9 No Available but not mandatory 9-24 : 25% of loan Jackson Bay St. Louis, Biloxi, Diamonhead, Gulfport, Hattiesburg, Laurel, Long Beach, Ocean Springs, Picayune, Pascagoula, Purvis, Wiggins

2 Banks and Credit s in Mississippi offering small-dollar loans. Please contact the financial institution of your choice. This Credit s Institution Product Name APR Ampot Federal Credit Signature 3.5%- 18% $500- $ Hamilton B&W MS Employee Federal Credit Biloxi Teachers Federal Credit Biloxi Municipal Credit Camp Shelby Federal Credit Central Ms Federal Credit Central Sunbelt Federal Credit Columbus Municipal CU Credit South Signature 16%-18% $500- $ West Point Signature 14% $100- Up to 36 Biloxi $ %- $250-21% $10, yrs Biloxi Signature 8.5%- $ Camp Shelby 18% $5000 Emergency 15% $ Winona $2500 Signature 8.75%- No min Laurel, Hattiesburg & McComb 18% $15,000 Unsecured 8%-16% $500- Up to 6 Columbus $5000 Nominal 28% $ Biloxi & Wiggins Qualifying $ Greenville Delta Credit Signature 8%-21% $500- $4000 EPA Credit Unsecured 8.5%- $500- Signature 13.5% $10,000 Up to 24 Ridgeland

3 Banks and Credit s in Mississippi offering small-dollar loans. Please contact the financial institution of your choice. This Institution Product Name APR Ferguson Federal Credit 1 st Mississippi Credit First Neshoba Federal Credit Golden Triangle Credit Hattiesburg-Laurel Federal Credit Hope Credit Issaquena County Federal Small Dollar Credit Jackson Area Federal Unsecured Credit Signature Jpfce Federal Credit Short Term Keesler Federal Credit Signature 8%-15% $200- $5000 Up to 36 Monticello 9.5% % $ Meridian and Quitman Signature 9.95%- $ Philadelphia 18% $ %- $500- Columbus and Starkville 18% $5, yrs Unsecured/Line 9%- $500- Based on loan Hattiesburg & Laurel of Credit 14.5% $8000 amount Stretch Pay 18% $250- $500 Signature 8.49%- 17.9% 30 days $25 of loan is placed in savings account Biloxi, Camden, Greenville, Gulfport, Jackson, Louisville, Macon, Robinsonville, & Utica 12% Up to $200 Based on loan amount Mayersville 8.25%- $500- Up to 36 Jackson & Byram 18% $ % $500 6 Jackson Up to $25,000 Minimum of 6 Biloxi, D iberville, Ocean Springs, Long Beach, Orange Grove, Gautier, Pascagoula, Diamondhead, Bay Waveland, Wiggins, Stennis, & Picayune

4 Banks and Credit s in Mississippi offering small-dollar loans. Please contact the financial institution of your choice. This Institution Product Name APR Magnolia Federal Credit No Credit Check 18% $500- $1000 Up to 12 Jackson, Canton, Flowood and Brandon MBHS Federal Credit SPS 25-28% $250- Up to 6 Jackson $500 McComb Federal Credit Quick 28% $200- Up to 6 McComb $1000 Members Exchange based on credit Members 21.00% $500 score Exchange % Meridian Mutual Federal Signature 8%-18% $ Meridian Credit $3600 Mid Delta Credit Signature Starts at Minimum of 3 Indianola $300 MS Central Federal Credit STS 28% $300- Based on loan Morton $1000 amount MS Employees Federal Credit Based on credit score Jackson, Columbus, Ridgeland & Tupelo MS Telco Federal Credit Quick 28% $ Days Pearl MSTC Federal Credit Signature 8%-14% $ Jackson $4000 Mutual Credit 7.9%- 19.9% $ Vicksburg, Raymond and Yazoo City MUNA Federal Credit Short Term Up to 28% $200- $ Meridian

5 Banks and Credit s in Mississippi offering small-dollar loans. Please contact the financial institution of your choice. This Institution Product Name APR MUW Employer s Federal Credit Natchez Adams Educational Credit Navigator Credit New Horizons Credit North Mississippi Health Services Employees Federal Credit Pine Belt Credit Short Term 18% w/ payroll deduction 28% w/o payroll deduction Signature 18% $150- $3000 up to 18% $500 Personal 7%-18% $500- $12,000 Signature 8.9%- $ % $10,000 Signature loans Credit score 11-18%; $500 6 Columbus Up $2500 to Natchez based on school calendar Navigator 5 (based Credit on credit score) up to 18% West Point, Eupora, & Houston 6-36 Tupelo 6-24 ; early repayment is available with no penalties No Hattiesburg Postal Credit Signature 3% % Up to $ mths; up to 10 years for share secure No No Meridian

6 Banks and Credit s in Mississippi offering small-dollar loans. Please contact the financial institution of your choice. This Institution Product Name APR Shelby- Bolivar Unsecured & auto 10-18% $ No Boyle Statewide Federal Credit - Min $500 of 12 to 36 No No Flowood, Starkville and Cleveland Tombigbee Federal Credit Signature 9-18% Max of $3000 $ ; No No Amory $ Treasury Employee Federal Credit Signature s or Unsecured ; Secured for cars; share secure loan Unsecured 10-18% Credit score of 624 or lower may borrow a max of $3,000 No No Jackson USM Federal Credit 9-18% $300-10% of gross income Hattiesburg

7 Banks and Credit s in Mississippi offering small-dollar loans. Please contact the financial institution of your choice. This Institution Product Name APR Valley Gas Special loans 15% $ mths No No Jackson Atmos Energy employees, retirees and families Vicksburg RR Personal loans 5-14% $1-$ to 48 No No Vicksburg Wesley Federal Credit Signature; share secure Depends on credit score $ Depends on credit score & debt ratio No No Hattiesburg

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