Finance Shop Wealth Management. F S inance. hop. Independent Financial Advisers

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1 Finance Shop Wealth Management F S inance hop Independent Financial Advisers

2 Overview Investing in the stock-market can be daunting and confusing. Selecting the right funds for your pension or investment plan can make a huge difference to your overall return and ultimately your financial future. With thousands of funds to choose from and a wide range of risks to consider, where do you start? peace of mind to know that your investment or pension plan is being closely monitored at all times, with adjustments recommended when required. With quarterly updates to keep you informed, you can rest assured that your money and your financial future are in safe hands. Even if you have selected an investment approach that you believe is right for you, markets move very quickly and monitoring both the risk and return of your plan then becomes vital to keep you on track. Finance Shop Wealth Management aims to solve these issues for you and give you the Important Information Finance Shop is authorised and regulated by the Financial Conduct Authority Investment values can fall as well as rise and are not guaranteed Past performance is not a guide to future performance The content of this brochure does not constitute advice and before any alterations to investments or pension plans are made, you should speak to your Financial Adviser For full details of our services and costs, please refer to our Client Agreement and Guide to Fees Documents FSWM is not available on all pension and investment plans, please ask for further details

3 Finance Shop Wealth Management What is Finance Shop Wealth Management? Finance Shop Wealth Management (FSWM) is a portfolio management service that aims to give you the peace of mind to know that the underlying investments within your pension or investments are being closely monitored, with changes recommended when required, and regular updates to keep you informed. So in 2008, to meet this need, FSWM was created and has been a roaring success with over 200M of pension and investment plans now under management in this service. The FSWM Team A common complaint conveyed by new clients is the lack of contact from their previous Adviser once their pension or investments had been set up and they therefore had no idea: How their plan was performing Whether it was taking too much or not enough risk Whether it was sufficiently diversified Whether any adjustments were needed The FSWM Investment Committee has over 80 years of investment experience and has the level of knowledge and expertise required to steer your portfolio through all market conditions. Headed by our Chief Investment Officer, Andy Parkes, the team has direct access to fund managers and are therefore able to question and challenge their views and performance when required. The Investment Committee is backed up by a strong administrative support team providing a highly effective and efficient service.

4 The Service The Portfolios Via this service, we offer seven different portfolios to match your risk and income / growth requirements. The portfolios are carefully constructed by the FSWM Investment Committee, with the aim of optimising the return whilst minimising the risk. (Your Adviser will help you to decide the most appropriate risk profile for you). On-going Monitoring Each portfolio is made up of a number of different investment funds, chosen by the FSWM Investment Committee from the thousands of options available. Each fund and the portfolio as a whole are tightly monitored against internal risk and return benchmarks and should any adjustments be necessary to keep your pension or investment on track, we will contact you. Quarterly Updates The portfolios available are as follows FSWM Multi-Asset Cautious Growth FSWM Multi-Asset Cautious Income FSWM Multi-Asset Balanced Growth FSWM Multi-Asset Balanced Income FSWM Multi-Asset Strategic Growth FSWM Multi-Asset Strategic Income FSWM Global Opportunities In early January, April, July and October you will receive the FSWM Quarterly Review. This document is a key part of the service and for simplicity, each portfolio is colour coded with the relevant information presented in an easy to read format. The Quarterly Review provides performance information on the portfolios along with some general market commentary. It is sent via , or if you do not have an address, it will be posted to you.

5 Further Information Peace of mind Life is busy enough without the additional concern of worrying how the economy, interest rates, inflation and all the other factors that drive the stock-market are effecting your pension or investment plan. Trust FSWM to give you financial peace of mind. Cost & Eligibility The service carries an ongoing cost and is subject to minimum investment/ fund value/ monthly premium criteria. Availability FSWM is available for individuals, companies, charities and trusts. For further details, please speak to a Finance Shop Independent Financial Adviser

6 F S inance hop Finance Shop Baker Street Gorleston-on-Sea Great Yarmouth Norfolk NR31 6QT Finance Shop North Wood Place Octagon Business Park Norwich Norfolk NR13 5FH Finance Shop 140a London Road North Lowestoft Suffolk NR32 1HB Finance Shop is a trading name of Finance Shop Limited. Company Number Registered in England Registered Office: North Wood Place, Octagon Business Park, Little Plumstead, Norwich, Norfolk NR13 5FH Finance Shop is authorised and regulated by the Financial Conduct Authority