Fuel Happier with PB Petron Visa Gold Credit Card Acquisition and Usage Campaign. Terms and Conditions

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1 Fuel Happier with PB Petron Visa Gold Credit Card Acquisition and Usage Campaign Campaign Period Terms and Conditions 1. The campaign is valid from 1 October 2015 till 31 December 2015 (the Campaign Period ). Eligibility 2. The campaign is open exclusively for all PB-Petron Visa Gold Credit Card Cardmembers ( Qualified Cardmember ). 3. The following persons are excluded from participating this campaign :- Cardmember(s) of invalid or cancelled or delinquent account at any time during the Campaign Period and the time of fulfillment. Participation Criteria 4. Qualified Cardmember must spend at Petron service stations on any Saturday during the Campaign Period. Eligible transaction dates are 3 Oct, 10 Oct, 17 Oct, 24 Oct, 31 Oct, 7 Nov, 14 Nov, 21 Nov, 28 Nov, 5 Dec, 12 Dec, 19 Dec and 26 Dec Principal Cardmember is required to register via a ONE (1) time Short Message Service (SMS) during the Campaign Period and send to in the following manner :- Key in PBPE<space>16-digit Principal Credit Card Number and send to (e.g. PBPE ) Any SMS registration with a Supplementary Card Number shall not be accepted and shall void The principal cardmember is responsible to ensure that the SMS details are complete, accurate and sent during the Campaign Period. Proof of SMS sent does not constitute a confirmation of receipt by the Bank A principal cardmember who successfully registers for the Campaign will receive a SMS confirmation from the Bank. A standard normal Telco Operator charges apply for each SMS registration and shall be fully borned by Participant.

2 5.3. In the event the SMS is incomplete/ invalid, an outgoing SMS will be sent to the principal cardmember, at no cost, to inform him to re-register via SMS The Bank will not be held responsible and reserves the absolute discretion to disqualify any registration from a supplementary cardmember, duplicate entries, incomplete/ inaccurate SMS, late entries, error message, unsuccessful registration due to network failure and/ or interruption experienced by a Telco Operator or for any reason whatsoever as the Bank may in its absolute discretion deem fit. 25% Cash Back at Petron service station every Saturday 6. Upon satisfying the criteria, the Qualified Cardmember stand to get 25% Cash Back on their eligible transactions made through the Campaign Period. 7. Total Cash Back allocation per month is based on the daily capping as stipulated in table below: Month Oct 2015 Nov 2015 Dec 2015 Transaction Date Cash Back allocation per day 3 Oct 2015 RM6, Oct 2015 RM6, Oct 2015 RM6, Oct 2015 RM6, Oct 2015 RM6,000 7 Nov 2015 RM7, Nov 2015 RM7, Nov 2015 RM7, Nov 2015 RM7,500 5 Dec 2015 RM7, Dec 2015 RM7, Dec 2015 RM7, Dec 2015 RM7,500 Cash Back allocation per month 8. Maximum Cash Back per card account per month is RM50. The principal cardmember and all his/her supplementary cardmembers are entitled and are sharing the maximum Cash Back, which will be credited to the principal cardmember s credit card account. 9. Cash Back will be credited to eligible cardmembers within four (4) to six (6) weeks after end of each month. General Terms and Conditions 10. By participating in this Campaign, the Qualified Cardmember will be deemed to have read, understood and agrees to be bound by the Terms and Conditions stated herein, including

3 decisions of the Bank which are final, binding and conclusive. No correspondence, disputes and appeals will be entertained. The Bank further reserves the exclusive right to change, amend, delete or add on to these Terms and Conditions. The Qualified Cardmember agrees to be bound by such amendments. Cardmember hereby agree and consent to Public Bank and its partner s collection, use, transmission, processing of Cardmember s details during the Campaign Period. 11. The Bank reserves the right to cancel, terminate or suspend the Campaign. For the avoidance of doubt, cancellation, termination or suspension by the Bank of the Campaign shall not entitle the Qualified Cardmember to any claim or compensation against the Bank for any and all loss or damage suffered or incurred by the Qualified Cardmember as a direct and indirect result of the act of cancellation, termination or suspension. 12. The Terms and Conditions herein are in addition to and without prejudice to the Terms and Conditions stated in the PB-Petron Visa Gold Credit Card Cardmember Agreement. In the event of inconsistency between these Terms and Conditions and the said Cardmember Agreement, these Terms and Conditions shall prevail in so far as they apply to Fuel Happier with PB-Petron Visa Gold Credit Card campaign. 13. Should you have any questions or queries on the Campaign, please contact PB Card Services Help Desk at END

4 Kempen Perolehan dan Penggunaan Fuel Happier with PB-Petron Visa Gold Credit Card Tempoh Kempen Terma dan Syarat 1. Kempen ini sah dari 1 Oktober 2015 hingga 31 Disember 2015 ( Tempoh Kempen ). Kelayakan 2. Kempen ini dibuka secara eksklusif kepada semua Ahli Kad Kredit Emas Visa PB-Petron ( Ahli Kad yang Layak ). 3. Ahli kad yang berikut dikecualikan daripada kempen ini:- Ahli kad bagi akaun tidak sah atau dibatalkan atau tertunggak pada bila-bila masa sepanjang Tempoh Kempen dan pada masa pengabulan. Kriteria Penyertaan 4. Ahli Kad yang Layak mesti berbelanja di stesen-stesen minyak Petron pada setiap hari Sabtu sepanjang Tempoh Kempen. Tarikh urus niaga yang layak ialah 3 Okt, 10 Okt, 17 Okt, 24 Okt, 31 Okt, 7 Nov, 14 Nov, 21 Nov, 28 Nov, 5 Dis, 12 Dis, 19 Dis dan 26 Dis Ahli Kad Utama perlu menghantar pendaftaran melalui SMS SATU (1) kali sepanjang Tempoh Kempen ke mengikut contoh di bawah:- PBPE<jarak>No. Kad Kredit Utama 16-angka ke (contoh: PBPE ) Pendaftaran SMS dengan nombor Kad Tambahan tidak akan diterima dan tidak sah Ahli kad utama bertanggungjawab untuk memastikan bahawa butir-butir SMS adalah lengkap, tepat dan dihantar semasa Tempoh Kempen. Bukti SMS yang dihantar tidak boleh dianggap sebagai pengesahan penerimaan oleh Bank Ahli kad utama yang berjaya mendaftar untuk Kempen tersebut akan menerima pengesahan melalui SMS daripada Bank. Caj Pengendali Telco biasa yang standard dikenakan bagi setiap pendaftaran SMS dan hendaklah ditanggung sepenuhnya oleh Peserta.

5 5.3. Sekiranya SMS tidak lengkap/tidak sah, satu SMS akan dihantar kepada ahli kad utama, tanpa dikenakan bayaran, untuk memaklumkan kepadanya supaya mendaftar sekali lagi melalui SMS Bank tidak akan dipertanggungjawabkan dan mempunyai hak mutlak untuk membatalkan mana-mana pendaftaran daripada ahli kad tambahan, penyertaan gandaan, SMS yang tidak lengkap/tidak sah, penyertaan lewat, mesej silap, pendaftaran yang tidak berjaya dibuat disebabkan oleh kegagalan jaringan dan/atau gangguan yang dialami oleh Pengendali Telco atau atas apa juga sebab yang Bank boleh atas budi bicara mutlaknya anggap wajar. Pulangan Tunai sebanyak 25% di stesen minyak Petron setiap hari Sabtu 6. Selepas memenuhi kriteria tersebut, Ahli Kad yang Layak berpeluang untuk mendapat Pulangan Tunai sebanyak 25% atas urus niaga yang layak yang dibuat sepanjang Tempoh Kempen ini. 7. Jumlah pembayaran Pulangan Tunai setiap bulan ialah berdasarkan had harian seperti yang dinyatakan dalam jadual di bawah: Bulan Okt 2015 Nov 2015 Dis 2015 Pembayaran Tarikh Urus Niaga Pulangan Tunai setiap hari 3 Okt 2015 RM6, Okt 2015 RM6, Okt 2015 RM6, Okt 2015 RM6, Okt 2015 RM6,000 7 Nov 2015 RM7, Nov 2015 RM7, Nov 2015 RM7, Nov 2015 RM7,500 5 Dis 2015 RM7, Dis 2015 RM7, Dis 2015 RM7, Dis 2015 RM7,500 Pembayaran Pulangan Tunai setiap bulan 8. Pulangan Tunai maksimum dihadkan pada RM50 setiap bulan bagi setiap akaun kad. Ahli kad utama dan semua ahli kad tambahan beliau adalah layak dan berkongsi Pulangan Tunai maksimum ini, yang akan dikreditkan ke dalam akaun kad kredit ahli kad utama. 9. Pulangan Tunai akan dikreditkan ke dalam akaun ahli kad yang layak dalam tempoh 4 8 minggu selepas akhir setiap bulan.

6 Terma dan Syarat Am 10. Dengan mengambil bahagian dalam Kempen ini, Ahli Kad yang Layak dianggap telah membaca, memahami dan bersetuju untuk mematuhi Terma dan Syarat yang dinyatakan di dalam ini, termasuk keputusan Bank yang adalah terakhir, mengikat dan konklusif. Tiada surat-menyurat, pertikaian dan rayuan akan dilayani. Bank mempunyai hak mutlak untuk menukar, meminda, memotong atau menambah Terma dan Syarat ini. Ahli Kad yang Layak bersetuju untuk terikat dengan pindaan sedemikian. Ahli Kad dengan ini bersetuju dan membenarkan Public Bank dan rakannya untuk mengumpulkan, menggunakan, menghantarkan dan memproseskan butiran Ahli Kad sepanjang Tempoh Kempen. 11. Bank berhak untuk membatalkan, menamatkan atau menangguhkan Kempen ini. Bagi mengelakkan keraguan, pembatalan, penamatan atau penangguhan Kempen ini oleh Bank tidak melayakkan Ahli Kad yang Layak untuk apa-apa tuntutan atau ganti rugi terhadap Bank bagi semua atau mana-mana kerugian atau kerosakan yang dialami atau ditanggung oleh Ahli Kad yang Layak diakibatkan secara langsung atau tidak langsung daripada tindakan pembatan, penamatan atau penangguhan berkenaan. 12. Terma dan Syarat di dalam ini adalah tambahan dan tanpa prejudis kepada Terma dan Syarat yang dinyatakan di dalam Perjanjian Ahli Kad Kredit Emas Visa PB-Petron. Sekiranya terdapat pertikaian antara Terma dan Syarat ini dengan Perjanjian Ahli Kad tersebut, Terma dan Syarat ini akan diterima pakai setakat mana ia berkaitan dengan kempen Fuel Happier with PB-Petron Visa Gold Credit Card. 13. Sekiranya anda mempunyai soalan atau pertanyaan lanjut mengenai Kempen ini, sila hubungi Perkhidmatan Pelanggan PB Card Services di TAMAT

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