TRANSPORTATION CODE TITLE 7. VEHICLES AND TRAFFIC SUBTITLE D. MOTOR VEHICLE SAFETY RESPONSIBILITY CHAPTER 601. MOTOR VEHICLE SAFETY RESPONSIBILITY ACT

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1 TRANSPORTATION CODE TITLE 7. VEHICLES AND TRAFFIC SUBTITLE D. MOTOR VEHICLE SAFETY RESPONSIBILITY CHAPTER 601. MOTOR VEHICLE SAFETY RESPONSIBILITY ACT SUBCHAPTER A. GENERAL PROVISIONS Sec.A AASHORT TITLE. This chapter may be cited as the Texas Mot Vehicle Safety Responsibility Act. Sec.A AADEFINITIONS. In this chapter: (1)AA"Department" means the Department of Public Safety. (2)AA"Driver s license" has the meaning assigned by Section (3)AA"Financial responsibility" means the ability to respond in damages f liability f an accident that: (A)AAoccurs after the effective date of the document evidencing the establishment of the financial responsibility; (B)AAarises out of the ownership, maintenance, use of a mot vehicle. (4)AA"Highway" means the entire width between property lines of a road, street, way in this state that is not privately owned controlled : (A)AAsome part of which is open to the public f vehicular traffic; (B)AAover which the state has legislative jurisdiction under its police power. (5)AA"Mot vehicle" means a self-propelled vehicle designed f use on a highway, a trailer semitrailer designed f use with a self-propelled vehicle, a vehicle propelled by electric power from overhead wires not operated on rails. The term does not include: (A)AAa traction engine; (B)AAa road roller grader; 1

2 (C)AAa tract crane; (D)AAa power shovel; (E)AAa well driller; (F)AAan implement of husbry; (G)AAan electric personal assistive mobility device, as defined by Section (6)AA"Nonresident" means a person who is not a resident of this state. (7)AA"Nonresident s operating privilege" means the privilege conferred on a nonresident by the laws of this state relating to the operation of a mot vehicle in this state by the nonresident the use in this state of a mot vehicle owned by the nonresident. (8)AA"Operat" means the person in actual physical control of a mot vehicle. (9)AA"Owner" means: (A)AAthe person who holds legal title to a mot vehicle; (B)AAthe purchaser lessee of a mot vehicle subject to an agreement f the conditional sale lease of the vehicle, if the person has: (i)aathe right to purchase the vehicle on perfming conditions stated in the agreement; (ii)aaan immediate right to possess the vehicle; (C)AAa mtgag of a mot vehicle who is entitled to possession of the vehicle. (10)AA"Person" means an individual, firm, partnership, association, cpation. (11)AA"State" means: (A)AAa state, territy, possession of the United States; (B)AAthe District of Columbia. (12)AA"Vehicle registration" means: (A)AAa registration certificate, registration receipt, number plate issued under Chapter 502; (B)AAa dealer s license plate tempary tag 2

3 issued under Chapter 503. Amended by Acts 2003, 78th Leg., ch. 1318, Sec. 6, eff. Sept. 1, Amended by: Acts 2009, 81st Leg., R.S., Ch. 793 (S.B. 1235), Sec. 15, eff. September 1, Sec.A AAJUDGMENT; SATISFIED JUDGMENT. (a) F purposes of this chapter, judgment refers only to a final judgment that is no longer appealable has been finally affirmed on appeal that was rendered by a court of any state, a province of Canada, the United States on a cause of action: (1)AAf damages f bodily injury, death, damage to destruction of property arising out of the ownership, maintenance, use of a mot vehicle; (2)AAon an agreement of settlement f damages f bodily injury, death, damage to destruction of property arising out of the ownership, maintenance, use of a mot vehicle. (b)aaf purposes of this chapter, a judgment is considered to be satisfied as to the appropriate part of the judgment set out by this subsection if: (1)AAthe total amount credited on one me judgments f bodily injury to death of one person resulting from one accident equals exceeds the amount required under Section (a)(1) to establish financial responsibility; (2)AAthe total amount credited on one me judgments f bodily injury to death of two me persons resulting from one accident equals exceeds the amount required under Section (a)(2) to establish financial responsibility; (3)AAthe total amount credited on one me judgments f damage to destruction of property of another resulting from one accident equals exceeds the amount required under Section (a)(3) to establish financial responsibility. (c)aain determining whether a judgment is satisfied under Subsection (b), a payment made in settlement of a claim f damages f bodily injury, death, damage to destruction of property is 3

4 considered to be an amount credited on a judgment. (d)aaf purposes of this section: (1)AAdamages f bodily injury death include damages f care loss of services; (2)AAdamages f damage to destruction of property include damages f loss of use. Sec.A AAACCIDENT REPORT. (a) The operat of a mot vehicle that is involved in an accident in this state shall rept the accident to the Texas Department of Transptation not later than the 10th day after the date of the accident if: (1)AAthe accident is not investigated by a law enfcement officer; (2)AAat least one person, including the operat, sustained: (A)AAbodily injury death; (B)AAproperty damage to an apparent extent of at least $1,000. (b)aaif the operat is physically incapable of making the rept, the owner of the mot vehicle shall make the rept not later than the 10th day after the date the owner learns of the accident. (c)aathe rept must be made in writing in the fm prescribed by the Texas Department of Transptation the department must contain infmation as necessary to enable the department to determine if the requirements f the deposit of security under Subchapter F do not apply because of the existence of insurance an exception specified in this chapter.aathe operat owner shall provide additional infmation as required by the department. (d)aaa written rept of an accident made to the Texas Department of Transptation under Section complies with this section if that rept contains the infmation required by this section. (e)aathe department may rely on the accuracy of infmation contained in the rept unless the department has reason to believe 4

5 that the infmation is erroneous. (f)aaan accident rept that is released f insurance purposes, other than investigation of a specific accident, may show only an accident f which the insured was issued a citation f a violation of Subtitle C. (g)aathe department shall suspend the driver s license nonresident s operating privilege of a person who fails to make a rept as required by this section if another person sustained bodily injury, death, property damage to the extent described by Subsection (a)(2)(b). The suspension continues until a date set by the department that is not earlier than the date the rept is filed not later than the 30th day after the date the rept is filed. (h)aaa person commits an offense if the person fails to rept an accident as required by this section. An offense under this subsection is a misdemean punishable by a fine not to exceed $25. (i)aaa person commits an offense if the person provides infmation under this section that the person knows has reason to believe is false. An offense under this subsection is a misdemean punishable by: (1)AAa fine not to exceed $1,000; (2)AAconfinement in county jail f a term not to exceed one year; (3)AAboth the fine the confinement. Amended by Acts 2001, 77th Leg., ch. 531, Sec. 4, eff. Sept. 1, Amended by: Acts 2007, 80th Leg., R.S., Ch (S.B. 766), Sec. 5, eff. September 1, Sec.A AAEVIDENCE IN CIVIL SUIT. On the filing of a rept under Section , a person at a trial f damages may not refer to offer as evidence of the negligence due care of a party: (1)AAan action taken by the department under this chapter; (2)AAthe findings on which that action is based; 5

6 (3)AAthe security evidence of financial responsibility filed under this chapter. Sec.A AAAPPLICABILITY TO CERTAIN OWNERS AND OPERATORS. If an owner operat of a mot vehicle involved in an accident in this state does not have a driver s license vehicle registration is a nonresident, the person may not be issued a driver s license registration until the person has complied with this chapter to the same extent that would be necessary if, at the time of the accident, the person had a driver s license registration. Sec.A AAAPPLICABILITY OF CHAPTER TO GOVERNMENT VEHICLES. (a) This chapter does not apply to a government vehicle. (b)aathe provisions of this chapter, other than Section , do not apply to an officer, agent, employee of the United States, this state, a political subdivision of this state while operating a government vehicle in the course of that person s employment. (c)aathe provisions of this chapter, other than Sections , do not apply to a mot vehicle that is subject to Chapter 643. (d)aain this section, "government vehicle" means a mot vehicle owned by the United States, this state, a political subdivision of this state. Amended by Acts 1997, 75th Leg., ch. 165, Sec (a), eff. Sept. 1, Sec.A AAVIOLATION OF CHAPTER; OFFENSE. (a) A person commits an offense if the person violates a provision of this chapter f which a penalty is not otherwise provided. (b)aaan offense under this section is a misdemean punishable by: (1)AAa fine not to exceed $500; 6

7 (2)AAconfinement in county jail f a term not to exceed 90 days; (3)AAboth the fine the confinement. Sec.A AAREPORT FROM OTHER STATE OR CANADA. (a) On receipt of a certification by the department that the operating privilege of a resident of this state has been suspended revoked in another state a province of Canada under a financial responsibility law, the department shall contact the official who issued the certification to request infmation relating to the specific nature of the resident s failure to comply. (b)aaexcept as provided by Subsection (c), the department shall suspend the resident s driver s license vehicle registrations if the evidence shows that the resident s operating privilege was suspended in the other state the province f violation of a financial responsibility law under circumstances that would require the department to suspend a nonresident s operating privilege had the accident occurred in this state. (c)aathe department may not suspend the resident s driver s license registration if the alleged failure to comply is based on the failure of the resident s insurance company surety company to: (1)AAobtain authization to write mot vehicle liability insurance in the other state the province; (2)AAexecute a power of attney directing the appropriate official in the other state the province to accept on the company s behalf service of notice process in an action under the policy arising out of an accident. (d)aasuspension of a driver s license vehicle registrations under this section continues until the resident furnishes evidence of compliance with the financial responsibility law of the other state the province. (e)aain this section, "financial responsibility law" means a law authizing suspension revocation of an operating privilege f failure to: (1)AAdeposit security f the payment of a judgment; 7

8 (2)AAsatisfy a judgment; (3)AAfile evidence of financial responsibility. SUBCHAPTER B. ADMINISTRATION BY DEPARTMENT Sec.A AADEPARTMENT POWERS AND DUTIES; RULES. The department shall: (1)AAadminister enfce this chapter; (2)AAprovide f hearings on the request of a person aggrieved by an act of the department under this chapter. Sec AAPAYMENT OF STATUTORY FEES. The department may pay: (1)AAa statuty fee required by the Texas Department of Mot Vehicles f a certified abstract in connection with suspension of a vehicle registration; (2)AAa statuty fee payable to the comptroller f issuance of a certificate of deposit required by Section Amended by Acts 1997, 75th Leg., ch. 1423, Sec , eff. Sept. 1, Amended by: Acts 2009, 81st Leg., R.S., Ch. 933 (H.B. 3097), Sec. 2J.01, eff. September 1, SUBCHAPTER C. FINANCIAL RESPONSIBILITY; REQUIREMENTS Sec.A AAREQUIREMENT OF FINANCIAL RESPONSIBILITY. A person may not operate a mot vehicle in this state unless financial responsibility is established f that vehicle through: (1)AAa mot vehicle liability insurance policy that complies with Subchapter D; (2)AAa surety bond filed under Section ; (3)AAa deposit under Section ; (4)AAa deposit under Section ; (5)AAself-insurance under Section

9 Sec.A AAEXCEPTIONS TO FINANCIAL RESPONSIBILITY REQUIREMENT. (a)aasection does not apply to: (1)AAthe operation of a mot vehicle that: (A)AAis a fmer military vehicle is at least 25 years old; (B)AAis used only f exhibitions, club activities, parades, other functions of public interest not f regular transptation; (C)AAf which the owner files with the department an affidavit, signed by the owner, stating that the vehicle is a collect s item used only as described by Paragraph (B); (2)AAthe operation of a neighbhood electric vehicle a golf cart that is operated only as authized by Section ; (3)AAa volunteer fire department f the operation of a mot vehicle the title of which is held in the name of a volunteer fire department. (b)aasubsection (a)(3) does not exempt from the requirement of Section a person who is operating a vehicle described by that subsection. (c)aain this section: (1)AA"Fmer military vehicle" has the meaning assigned by Section (i). (2)AA"Volunteer fire department" means a company, department, association that is: (A)AAganized in an unincpated area to answer fire alarms extinguish fires to answer fire alarms, extinguish fires, provide emergency medical services; (B)AAcomposed of members who: (i)aado not receive compensation; (ii)aareceive only nominal compensation. Amended by Acts 1997, 75th Leg., ch. 165, Sec (a), eff. Sept. 1, 1997; Acts 1997, 75th Leg., ch. 896, Sec. 3, eff. Sept. 1, Amended by: 9

10 Acts 2009, 81st Leg., R.S., Ch (H.B. 2553), Sec. 11, eff. September 1, Acts 2011, 82nd Leg., R.S., Ch. 91 (S.B. 1303), Sec , eff. September 1, Acts 2013, 83rd Leg., R.S., Ch (H.B. 2741), Sec. 96, eff. September 1, Sec.A AAEVIDENCE OF FINANCIAL RESPONSIBILITY. (a)aaas a condition of operating in this state a mot vehicle to which Section applies, the operat of the vehicle on request shall provide to a peace officer, as defined by Article 2.12, Code of Criminal Procedure, a person involved in an accident with the operat evidence of financial responsibility by exhibiting: (1)AAa mot vehicle liability insurance policy covering the vehicle that satisfies Subchapter D a photocopy of the policy; (2)AAa stard proof of mot vehicle liability insurance fm prescribed by the Texas Department of Insurance under Section issued by a liability insurer f the mot vehicle; (2-a)AAan image displayed on a wireless communication device that includes the infmation required by Section as provided by a liability insurer; (3)AAan insurance binder that confirms the operat is in compliance with this chapter; (4)AAa surety bond certificate issued under Section ; (5)AAa certificate of a deposit with the comptroller covering the vehicle issued under Section ; (6)AAa copy of a certificate of a deposit with the appropriate county judge covering the vehicle issued under Section ; (7)AAa certificate of self-insurance covering the vehicle issued under Section a photocopy of the certificate. (b)aaexcept as provided by Subsection (c), an operat who 10

11 does not exhibit evidence of financial responsibility under Subsection (a) is presumed to have operated the vehicle in violation of Section (c)aasubsection (b) does not apply if the peace officer determines through use of the verification program established under Subchapter N that financial responsibility has been established f the vehicle.aaif a peace officer has access to the verification program, the officer may not issue a citation f a violation of Section unless the officer attempts to verify through the program that financial responsibility has been established f the vehicle is unable to make that verification. (d)aathe display of an image that includes financial responsibility infmation on a wireless communication device under Subsection (a)(2-a) does not constitute effective consent f a law enfcement officer, any other person, to access the contents of the wireless communication device except to view the financial responsibility infmation. (e)aathe authization of the use of a wireless communication device to display financial responsibility infmation under Subsection (a)(2-a) does not prevent: (1)AAa court of competent jurisdiction from requiring a person to provide a paper copy of the person s evidence of financial responsibility in a hearing trial in connection with discovery proceedings; (2)AAthe commissioner of insurance from requiring a person to provide a paper copy of the person s evidence of financial responsibility in connection with any inquiry transaction conducted by on behalf of the commissioner. (f)aaa telecommunications provider, as defined by Section , Utilities Code, may not be held liable to the operat of the mot vehicle f the failure of a wireless communication device to display financial responsibility infmation under Subsection (a)(2-a). Amended by Acts 1997, 75th Leg., ch. 1423, Sec , eff. Sept. 1, Amended by: 11

12 Acts 2009, 81st Leg., R.S., Ch (H.B. 2730), Sec. 15A.01, eff. September 1, Acts 2013, 83rd Leg., R.S., Ch. 153 (S.B. 181), Sec. 1, eff. May 24, Sec.A AAOWNER MAY PROVIDE EVIDENCE OF FINANCIAL RESPONSIBILITY FOR OTHERS. (a) The department shall accept evidence of financial responsibility from an owner f another person required to establish evidence of financial responsibility if the other person is: (1)AAan operat employed by the owner; (2)AAa member of the owner s immediate family household. (b)aathe evidence of financial responsibility applies to a person who becomes subject to Subsection (a)(1) (2) after the effective date of that evidence. (c)aaevidence of financial responsibility accepted by the department under Subsection (a) is a substitute f evidence by the other person permits the other person to operate a mot vehicle f which the owner has provided evidence of financial responsibility. (d)aathe department shall designate the restrictions imposed by this section on the face of the other person s driver s license. Sec.A AASUBSTITUTION OF EVIDENCE OF FINANCIAL RESPONSIBILITY. (a) If a person who has filed evidence of financial responsibility substitutes other evidence of financial responsibility that complies with this chapter, the department accepts the other evidence, the department shall: (1)AAconsent to the cancellation of a bond certificate of insurance filed as evidence of financial responsibility; (2)AAdirect the comptroller to return money securities deposited with the comptroller as evidence of financial responsibility to the person entitled to the return of the money securities. 12

13 (b)aathe comptroller shall return money securities deposited with the comptroller in accdance with the direction of the department under Subsection (a)(2). Amended by Acts 1997, 75th Leg., ch. 1423, Sec , eff. Sept. 1, Sec.A AACANCELLATION, RETURN, OR WAIVER OF EVIDENCE OF FINANCIAL RESPONSIBILITY. (a) As provided by this section, the department, on request, shall: (1)AAconsent to the cancellation of a bond certificate of insurance filed as evidence of financial responsibility; (2)AAdirect the comptroller to return money securities deposited with the comptroller as evidence of financial responsibility to the person entitled to the return of the money securities; (3)AAwaive the requirement of filing evidence of financial responsibility. (b)aaevidence of financial responsibility may be canceled, returned, waived under Subsection (a) if: (1)AAthe department, during the two years preceding the request, has not received a recd of a conviction a ffeiture of bail that would require permit the suspension revocation of the driver s license, vehicle registration, nonresident s operating privilege of the person by f whom the evidence was provided; (2)AAthe person f whom the evidence of financial responsibility was provided dies has a permanent incapacity to operate a mot vehicle; (3)AAthe person f whom the evidence of financial responsibility was provided surrenders the person s license vehicle registration to the department. (c)aaa cancellation, return, waiver under Subsection (b)(1) may be made only after the second anniversary of the date the evidence of financial responsibility was required. (d)aathe comptroller shall return the money securities as directed by the department under Subsection (a)(2). 13

14 (e)aathe department may not act under Subsection (a)(1) (2) if: (1)AAan action f damages on a liability covered by the evidence of financial responsibility is pending; (2)AAa judgment f damages on a liability covered by the evidence of financial responsibility is not satisfied; (3)AAthe person f whom the bond has been filed f whom money securities have been deposited has, within the two years preceding the request f cancellation return of the evidence of financial responsibility, been involved as an operat owner in a mot vehicle accident resulting in bodily injury to, property damage to the property of, another person. (f)aain the absence of evidence to the contrary in the recds of the department, the department shall accept as sufficient an affidavit of the person requesting action under Subsection (a) stating that: (1)AAthe facts described by Subsection (e) do not exist; (2)AAthe person has been released from the liability has been finally adjudicated as not liable f bodily injury property damage described by Subsection (e)(3). (g)aaa person whose evidence of financial responsibility has been canceled returned under Subsection (b)(3) may not be issued a new driver s license vehicle registration unless the person establishes financial responsibility f the remainder of the two-year period beginning on the date the evidence of financial responsibility was required. Amended by Acts 1997, 75th Leg., ch. 1423, Sec , eff. Sept. 1, Sec.A AAEVIDENCE THAT DOES NOT FULFILL REQUIREMENTS; SUSPENSION. If evidence filed with the department does not continue to fulfill the purpose f which it was required, the department shall suspend the driver s license all vehicle registrations nonresident s operating privilege of the person who filed the evidence pending the filing of other evidence of financial responsibility. 14

15 SUBCHAPTER D. ESTABLISHMENT OF FINANCIAL RESPONSIBILITY THROUGH MOTOR VEHICLE LIABILITY INSURANCE Sec.A AAMOTOR VEHICLE LIABILITY INSURANCE; REQUIREMENTS. F purposes of this chapter, a mot vehicle liability insurance policy must be an owner s operat s policy that: (1)AAexcept as provided by Section , is issued by an insurance company authized to write mot vehicle liability insurance in this state; (2)AAis written to f the benefit of the person named in the policy as the insured; (3)AAmeets the requirements of this subchapter. Sec AAMINIMUM COVERAGE AMOUNTS; EXCLUSIONS. (a) Expired. (a-1)aaeffective January 1, 2011, the minimum amounts of mot vehicle liability insurance coverage required to establish financial responsibility under this chapter are: (1)AA$30,000 f bodily injury to death of one person in one accident; (2)AA$60,000 f bodily injury to death of two me persons in one accident, subject to the amount provided by Subdivision (1) f bodily injury to death of one of the persons; (3)AA$25,000 f damage to destruction of property of others in one accident. (b)aathe coverage required under this section may exclude, with respect to one accident: (1)AAthe first $250 of liability f bodily injury to death of one person; (2)AAthe first $500 of liability f bodily injury to death of two me persons, subject to the amount provided by Subdivision (1) f bodily injury to death of one of the persons; 15

16 (3)AAthe first $250 of liability f property damage to destruction of property of others. (c)aathe Texas Department of Insurance shall establish an outreach program to infm persons of the requirements of this chapter the ability to comply with the financial responsibility requirements of this chapter through mot vehicle liability insurance coverage.aathe commissioner, by rule, shall establish the requirements f the program.aathe program must be designed to encourage compliance with the financial responsibility requirements, must be made available in English Spanish. Amended by: Acts 2007, 80th Leg., R.S., Ch (S.B. 502), Sec. 1, eff. September 1, Sec.A AAREQUIRED POLICY TERMS. (a) A mot vehicle liability insurance policy must state: (1)AAthe name address of the named insured; (2)AAthe coverage provided under the policy; (3)AAthe premium charged f the policy; (4)AAthe policy period; (5)AAthe limits of liability. (b)aathe policy must contain an agreement endsement that the insurance coverage provided under the policy is: (1)AAprovided in accdance with the coverage required by this chapter f bodily injury, death, property damage; (2)AAsubject to this chapter. (c)aathe liability of the insurance company f the insurance required by this chapter becomes absolute at the time bodily injury, death, damage covered by the policy occurs. The policy may not be canceled as to this liability by an agreement between the insurance company the insured that is entered into after the occurrence of the injury damage. A statement made by on behalf of the insured a violation of the policy does not void the policy. (d)aathe policy may not require the insured to satisfy a 16

17 judgment f bodily injury, death, property damage as a condition precedent under the policy to the right duty of the insurance company to make payment f the injury, death, damage. (e)aathe insurance company may settle a claim covered by the policy. If the settlement is made in good faith, the amount of the settlement is deductible from the amounts specified in Section (f)aathe policy, any written application f the policy, any rider endsement that does not conflict with this chapter constitute the entire contract between the parties. (g)aasubsections (c)-(f) apply to the policy without regard to whether those provisions are stated in the policy. Sec.A AAOPTIONAL TERMS. (a) A mot vehicle liability insurance policy may provide that the insured shall reimburse the insurance company f a payment that, in the absence of this chapter, the insurance company would not have been obligated to make under the terms of the policy. (b)aaa policy may allow prating of the insurance provided under the policy with other collectible insurance. Sec.A AAPROHIBITED TERMS. A mot vehicle liability insurance policy may not insure against liability: (1)AAf which the insured the insured s insurer may be held liable under a wkers compensation law; (2)AAf bodily injury to death of an employee of the insured while engaged in the employment, other than domestic, of the insured, in domestic employment if benefits f the injury are payable required to be provided under a wkers compensation law; (3)AAf injury to destruction of property owned by, rented to, in the care of, transpted by the insured. Sec.A AAREQUIRED TERMS: OWNER S POLICY. An owner s 17

18 mot vehicle liability insurance policy must: (1)AAcover each mot vehicle f which coverage is to be granted under the policy; (2)AApay, on behalf of the named insured another person who, as insured, uses a covered mot vehicle with the express implied permission of the named insured, amounts the insured becomes obligated to pay as damages arising out of the ownership, maintenance, use of the mot vehicle in the United States Canada, subject to the amounts, excluding interest costs, exclusions of Section Sec.A AAREQUIRED TERMS: OPERATOR S POLICY. An operat s mot vehicle liability insurance policy must pay, on behalf of the named insured, amounts the insured becomes obligated to pay as damages arising out of the use by the insured of a mot vehicle the insured does not own, subject to the same territial limits, payment limits, exclusions as f an owner s policy under Section Sec.A AAADDITIONAL COVERAGE. (a) An insurance policy that provides the coverage required f a mot vehicle liability insurance policy may also provide lawful coverage in excess of in addition to the required coverage. (b)aathe excess additional coverage is not subject to this chapter. (c)aain the case of a policy that provides excess additional coverage, the term "mot vehicle liability insurance policy" applies only to that part of the coverage that is required under this subchapter. Sec.A AAMULTIPLE POLICIES. The requirements f a mot vehicle liability insurance policy may be satisfied by a combination of policies of one me insurance companies if the policies in combination meet the requirements. 18

19 Sec.A AAINSURANCE BINDER. A binder issued pending the issuance of a mot vehicle liability insurance policy satisfies the requirements f such a policy. Sec AASTANDARD PROOF OF MOTOR VEHICLE LIABILITY INSURANCE FORM. (a)aain this section, "named driver policy" has the meaning assigned by Section , Insurance Code. (b)aaa stard proof of mot vehicle liability insurance fm prescribed by the Texas Department of Insurance must include: (1)AAthe name of the insurer; (2)AAthe insurance policy number; (3)AAthe policy period; (4)AAthe name address of each insured; (5)AAthe policy limits a statement that the coverage of the policy complies with the minimum amounts of mot vehicle liability insurance required by this chapter; (6)AAthe make model of each covered vehicle; (7)AAf a named driver policy, the required disclosure under Section , Insurance Code. Amended by: Acts 2013, 83rd Leg., R.S., Ch. 803 (S.B. 1567), Sec. 2, eff. September 1, Sec.A AAMOTOR VEHICLE LIABILITY INSURANCE; CERTIFICATION. If evidence of financial responsibility is required to be filed with the department under this chapter, a mot vehicle liability insurance policy that is to be used as evidence must be certified under Section Sec.A AACERTIFICATE OF MOTOR VEHICLE LIABILITY INSURANCE. (a) A person may provide evidence of financial responsibility by filing with the department the certificate of an 19

20 insurance company authized to write mot vehicle liability insurance in this state certifying that a mot vehicle liability insurance policy f the benefit of the person required to provide evidence of financial responsibility is in effect. (b)aathe certificate must state the effective date of the policy, which must be the same date as the effective date of the certificate. (c)aathe certificate must cover each mot vehicle owned by the person required to provide the evidence of financial responsibility, unless the policy is issued to a person who does not own a mot vehicle. (d)aaa mot vehicle may not be registered in the name of a person required to provide evidence of financial responsibility unless the vehicle is covered by a certificate. (e)aaif a person files a certificate of insurance to establish financial responsibility under Section , the certificate must state that the requirements of Section (b) are satisfied. Amended by Acts 1997, 75th Leg., ch. 178, Sec. 1, eff. Sept. 1, Sec.A AANONRESIDENT CERTIFICATE. (a) Subject to Subsection (c), a nonresident owner of a mot vehicle that is not registered in this state may provide evidence of financial responsibility by filing with the department the certificate of an insurance company authized to transact business in the state in which the vehicle is registered certifying that a mot vehicle liability insurance policy f the benefit of the person required to provide evidence of financial responsibility is in effect. (b)aasubject to Subsection (c), a nonresident who does not own a mot vehicle may provide evidence of financial responsibility by filing with the department the certificate of an insurance company authized to transact business in the state in which the nonresident resides. (c)aathe department shall accept the certificate of an insurer not authized to transact business in this state if the certificate otherwise complies with this chapter the insurance 20