Banco Bradesco S.A. Department Officers

Transcription

1 Department Officers Adineu Santesso Department Officer Born on Secondary education. Mr. Santesso began his career in March 1971 as office assistant at Fernandópolis Branch, São Paulo state. In April 1980, he was promoted to the position of Manager of Uberlândia Branch, MG. In February 1990, he was elected Officer, position he held until September 2000, occasion in which he was elected as Officer of Banco BCN S.A., a financial institution that, in December 1997, was acquired by Banco Bradesco S.A. He stayed there until December In August 2001, he was elected as Department Officer of Bradesco, responsible for the Bradesco Varejo (Retail) Department and later for the Credit Collection Department. Mr. Santesso is a member of the Fundação Bradesco s Managing Body. He was the Officer of Banco Boavista Interatlântico S.A. and Sitting Member of the Fiscal Council of Boavista Prev Fundo de Pensão Multipatrocinado. Airton Celso Exel Andreolli Department Officer Born on Mr. Andreolli received a degree in Business Administration from UNIFIEO (FIEO University Center of Osasco). He began his career in November 1960, as an office assistant apprentice at the General Inspectorate Department. From 1967 on, he started to work at the Data Processing and Communications Department, where he later became a System Manager. From 1993 on, he worked at the Systems Development, in which he held the position of Executive General Manager. In April 1998, Mr. Andreolli was elected as Department Officer and became responsible for the aforementioned Department. In 2001, he became responsible for the Data Processing and Communication Department. He is a member of Fundação Bradesco s Managing Body. Alexandre da Silva Glüher Department Officer Born on Mr. Glüher received a degree in Accounting from the Universidade Federal do Rio Grande do Sul (Federal University of Rio Grande do Sul) and in business administration from ULBRA (Brazilian Lutheran University). He began his career as bookkeeper at Independência Branch, in the city of Porto Alegre, Rio Grande do Sul state. In May 1986, he was promoted to Manager of Passo Fundo (RS) Regional Directorship. In August 2001, he was elected as Officer and in March 2005, he was elected Department Officer, responsible for the Loans and Financing Department. In March 2007, he became responsible for the Bradesco Retail Department. He is a member of Fundação Bradesco s Managing Body. From November 2005 to November 2007, Mr. Glüher was an Alternate Member of ABECIP (Brazilian Association of the Entities of Home Loans and Savings). Alfredo Antônio Lima de Menezes Department Officer Born on Mr. Menezes received a degree in Business Administration from Faculdades Integradas Tibiriçá (Tibiriçá Business College). He began his career in May 1985, as a junior operator at Banco BCN S.A., where he later became an Officer. In January 2001, he was elected Department Officer of Bradesco, liable for the Treasury Department. He is a member of Fundação Bradesco s Managing Body. He is also a Sitting Member of the Advisory Board of ABECIP (Brazilian Association of the Entities of Home Loans and Savings) and Member of the Board of Directors of CETIP S.A. Balcão Organizado de Ativos e Derivativos. He was Vice President of the Operating and Ethical Committee and Officer of the ANDIMA (National Association of Open Market Institutions); Sitting Member of the Board of Directors of CentralClearing de Compensação e Liquidação S.A.; Sitting Member of Câmara Consultiva de Clearing de Ativos da BM&F BOVESPA S.A. Bolsa de Mercadorias & Futuros, and he was Sitting Member of the Chamber of the Foreign Exchange and Assets Clearing. Altair Antônio de Souza Department Officer Born on Mr. Souza holds a Law Degree from Universidade Bandeirante de São Paulo UNIBAN. He started his career in July, 1975 as office assistant at São Pedro do Suaçuí Branch, MG. In February, 1987 he started working as Manager at Divinópolis Branch, MG, and later at Juiz de Fora, MG, Cidade Industrial Urb. Contagem, MG; Praça Pio X Urb. Rio de Janeiro, RJ and Rio de Janeiro, Centro, RJ Branches. In August,.1.

2 1998 he was elected Officer and in January, 2009, Department Officer, responsible for the Sale of Products and Services Department. He is a Member of Fundação Bradesco s Managing Body. He is also Titular Counselor of CIESP Centro das Indústrias do Estado de São Paulo. He was CEO of the Banks Association and Syndicate of Bahia s State, where he also held the position of Vice-President. Antônio Carlos Del Cielo Department Officer Born on Mr. Cielo is an Accounting Technician. He began his career at Serra Negra Branch, São Paulo state as operator. In May 1975, he was transferred to the General Inspectorship Department, where he later became a Department Manager and subsequently, Executive General Manager at the Budget and Control Department. In January 2001, he was elected Department Officer, responsible for the Organization and Methods Department. He is a member of Fundação Bradesco s Managing Body. From January 1986 to April 2001, he was a member of the Fiscal Council of Caixa Beneficente dos Funcionários do Bradesco (Bradesco s employees pension fund). Antonio de Jesus Mendes Department Officer Born on Graduated in Accountancy from Faculdade de Ciências Econômicas de São Paulo, with Master degree in Accountancy (Credits) from FEA-USP and MBA in Controllership from FIPECAFI Fundação Instituto de Pesquisas Contábeis, Atuariais e Financeiras (FEA-USP). He started his career at Banco Bradesco S.A. in April 1999, as an Analysis Manager of Planning, Budget and Control Department. In March 2007, he was promoted to the position of General Manager. In May 2009, he was elected as Department Officer. He is Member of Fundação Bradesco s Managing Body. Cassiano Ricardo Scarpelli Department Officer Born on Mr. Scarpelli holds a degree in Economics from Faculdade de Ciências Econômicas e Administrativas de Osasco. He started his career at Bradesco Organization in June 1984, as Attendant in the Stock and Custody Department. In May 1990, he was transferred to the Budget and Control Department and, later, to the Capital Markets Department, where he became Executive General Manager. In July 2003, holding the function of Executive General Manager, he became responsible for the Stock and Custody Department and, in March 2007, he was elected Department Officer. He is member of the Managing Body of Fundação Bradesco. He is also Officer of BEM Distribuidora de Títulos e Valores Mobiliários Ltda. In addition to these activities, he is Vice President of the Self-Regulation Council Qualified Services and of the Trustee Management Sub-commission of the Investment Banks National Association ANBID, in which he was previously Alternate Member of the Qualified Services to the Capital Markets Commission and Member of the Fiduciary Management Subcomission. He was Member of the Board of Directors of Bica de Pedra Industrial S.A., CP Cimento e Participações S.A., Iochpe-Maxion S.A., Latasa S.A., Tecnologia Bancária S.A. and Tigre S.A. Tubos e Conexões. He was also Sitting Member of the Fiscal Council of Bradespar S.A. and of Caixa Beneficente dos Funcionários do Bradesco; First Alternate Member of the Fiscal Council of Boavista Prev Multisponsored Pension Fund; Alternate Member of the Board of Directors of São Paulo Alpargatas S.A.; Officer of UGB Participações S.A. and of BMC Asset Management Distribuidora de Títulos e Valores Mobiliários Ltda. Clayton Camacho Department Officer Born on Mr. Camacho received a Law degree from Braz Cubas, a master s degree in labor law and a specialist s degree in Business Management from PUC (Pontific Catholic University) and a postgraduation degree in business finance from FGV (Getulio Vargas Foundation). He began his career in June 1982, as bookkeeper at Mogi das Cruzes Branch, São Paulo state. In January 1985, he was transferred to the Legal Department as a lawyer, where he later became a General Manager and then Executive General Manager. In March 2005, he was elected Department Officer. He is a member of Fundação Bradesco s Managing Body. He is also sitting member of the Fiscal Council of Top Club Bradesco, Segurança, Educação e Assistência Social. Mr. Camacho was a sitting member of the Fiscal Council of Bradespar S.A., Chairman of the Fiscal Council of Banco BEA S.A., Banco Bradesco BBI S.A. and Boavista Prev Fundo de Pensão Multipatrocinado, Vice- President of Caixa Beneficente dos Funcionários do Bradesco (Bradesco s employees pension fund) and Assistant Officer of Fundação Gastão Vidigal..2.

3 Douglas Tevis Francisco Department Officer Born on Graduated as a Technician. Mr. Francisco began his career in February 1981, as operator at Gráfica Bradesco S.A. In December 1981, he was transferred to the Maintenance Department of Banco Bradesco S.A.; in January 1984, he went to the DIGILAB - Laboratório Digital Ltda., and returned to Bradesco in February 1991, at the Data Processing Department and, later, to the IT Products Department, where he became an Executive General Manager. In December 2001, Mr. Francisco was elected Department Officer, responsible for the Research and Technological Innovation Department. He is a member of Fundação Bradesco s Managing Body. Fábio Mentone Department Officer Born on Mr. Mentone holds a degree in Business Administration from Universidade Presbiteriana Mackenzie and MBA from Fundação Dom Cabral. He started working for Banco BCN S.A. in July, 1996 as Corporate Manager. With the acquisition of BCN, he joined Banco Bradesco s staff as Executive Manager of Corporate Department. In December, 2006 he was elected as Department Officer, position he currently holds. He is a member of Fundação Bradesco s Managing Body. He was Controllership Manager of Banco Citibank, N.A.; Corporate Manager of Banco Citibank N.A. in Campinas, SP, and of Lloyds Bank PLg; Corporate Senior Manager of Banco Nacional S.A. and Corporate Executive Manager of União de Bancos Brasileiros S.A. (Unibanco). Fernando Barbaresco Department Officer Born on Mr. Barbaresco received a degree in economics from UNIFIEO (FIEO University Center of Osasco). He began his career in October 1971, as Office assistant at Cerqueira César branch, São Paulo. In March 1975 he was transferred to the Transports Department, currently Security, Transport and Cash Department, at the headquarters, where he later became a General Department Manager and then Purchase Department Manager. In March 2005, he was elected as Department Officer, responsible for the Centralized Services Department. He is a member of Fundação Bradesco s Managing Body. Fernando Roncolato Pinho Department Officer Born on Mr. Roncolato received a degree in business administration from UNIFIEO Centro Universitário FIEO and a specialist s degree in Organization and Methods and in System Analysis from Fundação Armando Álvares Penteado FAAP and MBA in Financial Administration Fundação Getúlio Vargas FGV. He started his career at Banco Bradesco de Investimento S.A. in March 1973, as an assistant. In March 1976, he was transferred to Banco Bradesco S.A., in the Methods and Organization Department, where he became Executive General Manager. In September 2008 he was elected Department Officer responsible for the Business Technology Department. He is Member of Fundação Bradesco s Managing Body. He was Social and Sport Officer of Caixa Beneficente dos Funcionários do Bradesco. Jair Delgado Scalco Department Officer Born on Mr. Scalco received a degree in business administration from UNIFIEO (FIEO University Center of Osasco), and in accounting from Faculdades Reunidas Princesa Isabel. He began his career in August 1965, as apprentice in the Printing Department. In May 1970, he was transferred to the General Management Department, in February 1973 to the Fiscal Audit Department, and in December 1978 to the Tax Incentive Department, where he later became Executive General Manager. In April 1998, he was elected as Department Officer, responsible for the Cards Department. He is a member of Fundação Bradesco s Managing Body. Mr. Scalco is also member of the Board of Directors of Companhia Brasileira de Meios de Pagamento (Visanet) and of Companhia Brasileira de Soluções e Serviços (Visa Vale); Alternate Chairman of the Board of Directors of Crediare S.A. - Crédito, Financiamento e Investimento; Alternate Member of the Board of Directors of Leader S.A. Administradora de Cartões de Crédito; and Sitting Board Member of Fidelity Processadora e Serviços S.A. He was CEO of Bradesco S.A. Corretora de Títulos e Valores Mobiliários; of Celta Processadora e Serviços S.A.; and Chairman of the Decision-Making Council and Chief Financial Officer of ABECS (Brazilian Association of Credit Cards Companies and Services)..3.

4 Jean Philippe Leroy Department Officer Born on Mr. Leroy holds a degree in Business Administration from Pontifícia Universidade Católica do Rio de Janeiro. He started working for Banco BCN S.A. in March 1996 as C Branch Manager. With the acquisition of BCN, he joined Banco Bradesco S.A. s staff. In June 1999, he was transferred to the Stock and Custody Department and, afterwards, to the General Secretariat Department, where he became Executive General Manager. In March 2007, he was elected Department Officer in charge of the Market Relations Department. He is a member of the Managing Body of Fundação Bradesco. He is also Vice President of the Board of Directors of Instituto Nacional de Investidores INI (National Institute of Investors - INI). José Luiz Rodrigues Bueno Department Officer Born on Primary education. Mr. Bueno began his career in March 1972, as bookkeeper at the Human Resources Department, where he later became an Executive General Manager. In 1999, he was transferred to Banco Baneb S.A. as Officer, position held until March 2000, when he was elected Department Officer of Banco Bradesco S.A., responsible for the Human Resources Department. He is a member of Fundação Bradesco s Managing Body. Mr. Bueno is also CEO of ARFAB - Associação Recreativa dos Funcionários da Atlântica-Bradesco and Clube Bradesco de Seguros; Officer of Associação Desportiva Classista (ADC Bradesco) and Boavista Prev - Fundo de Pensão Multipatrocinado; and he is a Sitting Member of the Fiscal Council of Top Clube Bradesco, Segurança, Educação e Assistência Social. He was Officer of Dibahia - Baneb Distribuidora de Títulos e Valores Mobiliários e Asset Management Ltda. José Maria Soares Nunes Department Officer Born on Mr. Nunes received a degree in accounting from Universidade São Francisco (São Francisco University) and a Finance MBA from IBMEC (Brazilian Capital Markets Institute). He began his career in June 1982, as a graduating analyst in the Fiscal Audit Department, where he later became an Executive General Manager. In August 2002, Mr. Nunes was elected as Department Officer of Banco Bradesco S.A., responsible for the Operating Control Department. He is a member of Fundação Bradesco s Managing Body. He was Officer of Banco BCN S.A. from September 2000 to August Josué Augusto Pancini Department Officer Born on Mr. Pancini received a degree in mathematics from Fundação Otávio Bastos University Center and a Postgraduation Degree in Economics Financial area from PUC (Pontific Catholic University), Campinas, São Paulo state. He began his career in July 1976 as office assistant at São João da Boa Vista Branch, São Paulo state. In August 1985, he was promoted to the position of Manager of Taquaral Branch, Campinas, SP. In July 1997, he was elected as Officer, and in July 2003 he was elected as Department Officer, responsible for the Sale of Products and Services Department. In March 2007, he became responsible for the Loan and Financing Department. He is a member of Fundação Bradesco s Managing Body. He is also Deputy Member of the Advisory Board of Associação Brasileira das Entidades de Crédito Imobiliário e Poupança ABECIP (Brazilian Association of the Entities of Home Loans and Savings). Julio Alves Marques Department Officer Born on Graduated in Business Administration from FAAP Fundação Armando Alvares Penteado, with Master Degree in Banking Management from EAESP/FGV Escola de Administração de Empresas da Fundação Getúlio Vargas. He started his career at Banco Bradesco de Investimento S.A. in October In May 1978, he moved to Fundação Bradesco and in May 1989, to Banco Bradesco S.A., at the Human Resources Department and then to the Training Department, where, in March 2002, he held the position of General Manager. In May 2009, he was elected as Department Officer. He is Member Fundação Bradesco s Managing Body. He is also a Deputy Member of the Fiscal Council of Boavista Prev Fundo de Pensão Multipatrocinado. He was a Sitting Member of the Fiscal Council of Bradesco s Employees Benefit Fund. Laércio Carlos de Araújo Filho Department Officer Born on Mr. Araújo Filho received a degree in economics from Universidade Santana. He began his career in March 1971 as office assistant at Itaim Branch, São Paulo. In July 1982, he got a promotion to the position of Manager at Parque São Lucas Branch, São Paulo. In September 2000, he was elected as Officer and.4.

5 in February 2004 he was elected as Department Officer, responsible for the Security, Transports and Cash Department. Mr. Araújo Filho is a member of Fundação Bradesco s Managing Body. He was a member of the Board of Directors of ASBAN (Bank Association in the States of Goiás, Tocantins and Maranhão), from November 2000 to April Luiz Alves dos Santos Department Officer Born on Mr. Santos received a degree in economics and accounting from Faculdades Integradas de Marília. He began his career in April 1971 as bookkeeper at Marília Branch, São Paulo state. In June 1979, he was transferred to the General Inspectorship Department as inspection assistant, where later he became an Executive General Manager. In December 2001, he was elected as Department Officer, responsible for the Systems Development Department. Mr. Santos is a member of Fundação Bradesco s Managing Body. Luiz Carlos Angelotti Department Officer Born on Mr. Angelotti received a degree in accounting and actuarial from FEA-USP (Business and Economics College University of São Paulo), a law degree from UNIFIEO (FIEO University Center of Osasco) and an MBA in finance from IBMEC (Brazilian Capital Markets Institute). He began his career in November 1987, as a graduating analyst at the Fiscal Audit Department. In March 2002, Mr. Angelotti was elected as Department Officer, responsible for the Fiscal Audit Department. He is a member of Fundação Bradesco s Managing Body. He is also an Alternate Member of the Fiscal Council of Top Clube Bradesco, Segurança, Educação e Assistência Social. Luiz Carlos Brandão Cavalcanti Júnior Department Officer Born on Graduated in economics with specialization in Statistics from Faculdade Católica de Ciências Econômicas da Bahia (Economics Catholic College of Bahia) and MBA in Advanced Management Program from Amana Key and FGV. He began his career in September 1983 as Customer Service Planning and Support General Manager at Banco Econômico S.A., which was acquired by Banco Excel Econômico and later by Banco Bilbao Vizcaya Argentaria Brasil S.A. (currently, Banco Alvorada S.A.), as Product and Marketing Officer, which was acquired by Banco Bradesco S.A.. In September 2003, Mr. Cavalcanti Junior was transferred to the Marketing Department of Banco Bradesco S.A., as Executive General Manager. On March 10, 2005, he was elected Department Officer, responsible for the aforementioned department. He is a Member of Fundação Bradesco s Managing Body. Luiz Fernando Peres Department Officer Born on Graduated in economics from Economics and Administration College of Osasco FAC - FITO. He began his career in November 1971 as assistant II in the Economic Studies Department of Banco BCN S.A., where he became Officer in July As BCN was acquired, he joined Bradesco s staff, and was elected as Department Officer in June 1999, responsible for the Loan Department. He is a Member of Fundação Bradesco s Managing Body. Mr. Peres is also Member of the Board of Directors of Serasa S.A, Sitting Member of the Investment Committee of Fundo de Investimento do Fundo de Garantia do Tempo de Serviço FI FGTS and Sector Officer of Credit Policy of the Brazilian Federation of Bank Associations (FEBRABAN). He was the Executive Officer of Fundação Francisco Conde, member of the Fiscal Council of Instituto Assistencial Alvorada and Alternate Member of the Fiscal Council of Associação Desportiva Classista Finasa (ADC Finasa), Sitting Member of the Board of Directors of Estruturadora Brasileira de Projetos S.A. EBP, Member of the Board of Directors of Aço Minas Gerais S.A. Açominas; Member of Junta de Administração of Government Agency for Machinery and Equipment Financing- FINAME/BNDES, representing Commercial Bank. Marcelo de Araújo Noronha Department Officer Born on Mr. Noronha received a degree in administration from UFPE (Federal University of Pernambuco) with a postgraduation degree in Finance from IBMEC (Brazilian Capital Markets Institute) and in Advanced Management Program AMP from IESE Instituto de Estudios Empresariales da Universidade de Navarra (Management Studies Institute from Navarra University) in Barcelona. He works in the financial market for over 20 years and he started his carreer in Banorte. He joined the company in July 1996 as a Commercial Officer at Banco Alvorada S.A. (current name of Banco Bilbao Vizcaya Argentaria Brasil S.A.),.5.

6 where he later became Vice-President responsible for products, middle market and retail. In February 2004, he was elected as Department Officer of Banco Bradesco S.A., responsible for the Cards Department. He is also member of Fundação Bradesco s Managing Body. Nowadays, he is General Officer of American Express Cards; Member of the Board of Directors of Companhia Brasileira de Soluções e Serviços - Visa Vale; Sitting Member of the Board of Directors of Crediare S.A. - Crédito, Financiamento e Investimento and of Leader S.A. Administradora de Cartões de Crédito; Alternate Member of the Board of Directors Fidelity Processadora e Serviços S.A. and Officer of ABECS (Brazilian Association of Credit Cards Companies and Services). He was a Member of the Board of Directors of Companhia Brasileira de Meios de Pagamento (Cielo). Marcos Bader Department Officer Born on Graduated in Civil Engineering with PhD in Production Engineering from Escola Politécnica USP (São Paulo University); Business Administration, Economics and Accounting and Actuarial from Faculdade de Economia, Administração e Contabilidade USP, with Master Degree in Administration from Faculdade de Economia, Administração e Contabilidade USP; and with PhD in Psychology USP. He is professor in the Faculdade de Economia e Administração e Contabilidade USP and invited MBA Professor of FIA - Management Institute Foundation and of GVpec - Continuing Education Program of Fundação Getúlio Vargas. He was Assistant Professor of Universidade Mackenzie for 8 years. He began his career in August 1982 as a planning analyst at BCN Servel - Assessoria, Sistemas e Métodos Ltda., and in October 1989, he was elected as Officer of Banco BCN S.A., responsible for the areas of Products and Services, Managing Information, Profitability Analysis and Distribution Alternative Channels. As BCN was acquired by Bradesco, he joined the staff of Banco Bradesco S.A., and was elected as Department Officer in April 1999, responsible for Bradesco Dia&Noite Department. Mr. Bader is a member of Fundação Bradesco s Managing Body. He is Member of the Board of Directors of Tecban - Tecnologia Bancária S.A. He was Member of the Financial Operations Commission of FEBRABAN; of the American Express Advisory Board; of the Board of Directors of Companhia Brasileira de Meios de Pagamento (Cielo) and of Companhia Brasileira de Soluções e Serviços Visa Vale; and of the Advisory Board of Visa Internacional. Marcos Villanova Department Officer Born on Graduated in Business Administration from Universidade Brás Cubas; MBA in Banking and International Executive MBA in banking from Fundação Getúlio Vargas; and MBA from University of California, IRVINE. He started his career at Banco Bradesco S.A. in June Between September 1999 and August 2001, he was Technical Officer at Banco Baneb S.A., a financial institution acquired by Bradesco in June In September 2001, he became General Manager and in May 2009 he was elected as Department Officer, being responsible for the Investment Department. He is Member of Fundação Bradesco s Managing Body. He is also Coordinator of the Comissão de Distribuição dos Produtos de Varejo da Associação Nacional dos Bancos de Investimento ANBID. Mario Helio de Souza Ramos Department Officer Born on Mr. Ramos received a law degree from UNIFIEO (FIEO University Center of Osasco), a degree in social communication and journalism from FAAP (Armando Álvares Penteado College) and a postgraduation degree in administration from Faculdade de Administração IPH (Business College IPH). He began his career in September 1970 as office assistant at the General Inspectorship Department, where he later became Executive General Manager. In March 2000, Mr. Ramos was transferred to FIMADEN (Institute of Diseases of the Digestive System and Nutrition), as Administrative Officer and, since April 2005, he is Member of the Board of Directors and Assistant Officer of this institution. In March 2005, he was elected as Department Officer, being responsible for Fundação Bradesco, where he is a member of Managing Body and an Assistant Officer. He is CEO of ADC Bradesco Associação Desportiva Classista. He is also a member of the Board of Directors of AACD (Brazilian Association of Children with Disabilities), Second Alternate Member of the Fiscal Council of the Brazilian Federation of Hospital Managers and Titular Member of the National Forum of Apprenticeship..6.

7 Marlene Moran Millan Department Officer Born on Ms. Millan holds a degree in Social Sciences from Faculdade de Filosofia Nossa Senhora Medianeira and MBA in Financial Strategies and Marketing - FIA/USP. She started her career in September 1979, as Bookkeeper in the Exchange Department. In February 2001, she was promoted to the position of Executive General Manager and, in March 2007, she was elected as Department Officer. She is a member of the Managing Body of Fundação Bradesco. Moacir Nachbar Junior Department Officer Born on Mr. Nachbar Junior received a degree in accounting, a Postgraduation Degree in Finance Administration from Faculdade Campos Salles (Campos Salles College) and an MBA in Controller form Universidade de São Paulo (São Paulo University). He began his career in June 1979, as office assistant at Ceasa Branch, São Paulo. In January 1983, he was transferred to the Fiscal Audit Department, where he later became a Manager and, subsequently, Executive General Manager at the General Controllership Department. In March 2005, he was elected as Department Officer, responsible for the aforementioned Department. Mr. Nachbar Junior is a member of Fundação Bradesco s Managing Body. He is the Officer of Boavista Prev - Fundo de Pensão Multipatrocinado, where he previously held the position as Fiscal Council s Sitting Member. He is also an alternate member of the Fiscal Council of Top Clube Bradesco, Segurança, Educação e Assistência Social. Nilton Pelegrino Nogueira Department Officer Born on Mr. Nogueira received a degree in business administration from Universidade Presbiteriana Mackenzie (Mackenzie Presbyterian University), São Paulo. He began his career in July 1973 as bookkeeper at Brás Branch, SP. In February 1995, he was elected as an Officer, position he held until September 2000, when he was elected Officer of Banco BCN S.A., a financial institution that, in December 1997, was acquired by Banco Bradesco S.A. In March 2002 he was elected as Department Officer, responsible for the General Inspectorship Department and later for the Loan and Financing Department. Mr. Nogueira is member of Fundação Bradesco s Managing Body and Sitting Member of the Fiscal Council of Top Club Bradesco, Segurança, Educação e Assistência Social. He was Officer of Banco Boavista Interatlântico S.A., of Banco das Nações and Sitting Member of the Fiscal Council of Boavista Prev Fundo de Pensão Multipatrocinado. Nobuo Yamazaki Department Officer Born on Mr. Yamazaki received a degree in economics from Waseda University in Tokyo. He started his career in April 1987, as a clerk in The Bank of Tokyo-Mitsubishi UFJ, Ltd. In August 1995, he entered into Banco Bradesco S.A. as an Executive Manager. After he was promoted to Department Manager. In February 2001, he came back to The Bank of Tokyo-Mitsubishi UFJ, Ltd., as a Manager. Back in Banco Bradesco, he was elected as a Department Officer in June 2008, in charge of the Asian Desk, in the Foreign Exchange Department. Octavio Manoel Rodrigues de Barros Department Officer Born on Mr. Barros received a degree in economics from Universidade Federal do Rio de Janeiro (Federal University of Rio de Janeiro), and master s and PhD degrees abroad. He began his career in 1976 at Marplan (Market Research Institute). From 1977 to 1982, as an economist, he worked for Fiat Automóveis. From 1982 to 1987 he got his master s and PhD degrees from University of Paris-X, in France. Returning to Brazil, he worked as economics professor at Universidade de Campinas until He also worked for the Ministry of Finance. Subsequently, he was responsible for economy advisory services of the Planning Secretariat of the State of São Paulo. In 1989, he was elected as Vice-President of the Regional Economy Council of São Paulo and later he assumed the presidency. As an economist licensed by FUNDAP in 1991, he was authorized to work as visiting fellow for the OECD (Organization for Economic Cooperation and Development) in Paris, France. Returning in 1993, he worked as advisor of the Economy Department of BNDES (National Bank for Economic and Social Development) by means of the UNDP - United Nations Development Program. With researches in balance of payments and international financing areas, Mr. Barros was an economist invited by the Brazilian Central Bank, under the coordination of the Foreign Department s Officer. Between 1994 and 1998, he was the Technical Officer of SOBEET -Brazilian Association of the.7.

8 Transnational Companies and the Economic Globalization Studies (academic research institute). He currently holds the position of Sitting Member of the Advisory Council. In 1994, he assumed the head of the International Financial Operations of CESP Companhia Energética de São Paulo. Subsequently, he became the General Coordinator of the Presidency of Comgás. In 1999, he was the Technical Officer (chief economist) of Banco Bilbao Vizcaya Argentaria Brasil S.A. In 2001, he became the Department Officer of Economy of FEBRABAN (Brazilian Banking Associations), position he held until As Bradesco acquired BBV, Mr. Barros became an Executive General Manager (chief economist) of DEPEC (Department of Research and Economy Studies) of Banco Bradesco S.A. On June 27, 2005, he was elected as Department Officer. He also takes part in various economy councils, among them, we point out FIESP, FUNCEX, American Chamber of Commerce and the Brazilian Economists Association. Paulo Aparecido dos Santos Department Officer Born on Graduated in Business Administration from Universidade Anhembi Morumbi, with Postgraduation in Materials and Services Management from Universidade São Judas Tadeu, MBA from Faculdade de Administração of Fundação Armando Álvares Penteado FAAP, with realization of international module from University of New Mexico USA and Advanced Management Program from Amana Key. Mr. Santos started his carrer at Purchasing Department in From 1992 on he held the position of Purchasing Manager of Banco Itamarati S.A., a financial institution that was merged into Banco BCN S.A., which was acquired by Bradesco in December In June 1999, he was transferred to the Purchase Department of Bradesco where, in March 2005, he became General Manager. In May 2009, he was elected Department Officer. He is Member of Fundação Bradesco s Managing Body. Roberto Sobral Hollander Department Officer Born on Mr. Hollander received a degree in business administration from FGV (Getulio Vargas Foundation). He joined Banco BCN S.A. in May 1996, where he worked as Assistant Officer of the Corporate Banking segment and, subsequently, as Credit Officer until April In February 2003, Mr. Hollander was elected as Department Officer of Banco Bradesco S.A., responsible for the Credit Collection Department. As from August 2003, he started coordinating the Risk Management and Compliance Department. He is a member of Fundação Bradesco s Managing Body. He was Credit and Risk Officer of Banco Boavista Interatlântico S.A. from July 1998 to March Walkiria Schirrmeister Marquetti Department Officer Born on Ms. Marquetti holds a degree in Mathematics from Faculdade de Ciências e Letras Teresa Martin, specialization in System Analysis from Instituto Mackenzie and MBA Banking from FIA Fundação Instituto de Administração. She started her career in May 1981, as Programming Assistant in the Data Processing Department. In September 1998, she moved to the System Development Department where she became Executive General Manager. In March 2007, she was elected Department Officer in charge of the Business Technology Department. In September 2008, still holding the position of Department Officer, she was designated as responsible for the development of project of the Architecture of Systems. She is a member of the Managing Body of Fundação Bradesco..8.

9 Officers Antonio José da Barbara Officer Born on Graduated in Business Administration from UNIBERO Centro Universitário Ibero- Americano, with Post Graduation in Financial Administration from Fundação Escola de Comércio Álvares Penteado FECAP. He started his career at Banco Bradesco S.A. in June In February 2007, he started to hold the position of General Manager and in May 2009 he was elected as Officer, position that he currently holds. He is Sitting Member of the Fiscal Council of Bradespar S.A. and Deputy Member of the Fiscal Council of Boavista Prev Fundo de Pensão Multipatrocinado. He was General Secretary Officer of Caixa Beneficente dos Funcionários do Bradesco; Officer of NCD Participações Ltda; and Deputy Member of the Fiscal Council of Vale S.A. and of Companhia Brasileira de Meios de Pagamento VISANET. Aurélio Guido Pagani Officer Born on Mr. Pagani received a Degree in Business Administration from Universidade São Francisco (São Francisco University), MBA in Financial Management and Business Strategy from FGV (Getulio Vargas Foundation). He began his career in February 1979 as Division Chief Executive Teller at Carambá Branch, Paraná state. In November 1991, he became the Manager of Av. Morumbi, Urb. Branch, SP, and later of the Granja Julieta, Urb. SP, Nacional Urb. SP and Rio de Janeiro, Centro, RJ. Branches. In August 2001, he was elected as Officer, position currently held by him. He is Vice President of the Union of Banks in the Rio Grande do Sul and Santa Catarina States, Officer 2nd Vice President of the Bank Association in the State of Rio Grande do Sul and Representative Alternate Deputy of the Union before the Council of the National Federation of Banks (FENABAN). Cláudio Fernando Manzato Officer Born on Graduated in Accountancy from FIFASUL Faculdades Integradas de Fátima do Sul. Mr. Manzato began his career in June 1971, as Office assistant at Monte Alto Branch, São Paulo state. In February 1983, he started to hold the position of Manager at the Barrinha Branch, SP and in March 2000, he was elected Officer, position currently held by him. He was the regular Officer of the Associação dos Bancos dos Estados do Pará, Amapá, Amazonas e Acre (Bank Association of the states of Pará, Amapá, Amazonas and Acre). Fernando Antônio Tenório Officer Born on Mr. Tenório received a degree in business administration from Associação Educacional UNYAHNA and MBA in business finance from FGV (Getulio Vargas Foundation). He began his career in January 1980 as bookkeeper at Bom Conselho branch, Pernambuco state, where he later became a Manager. In February 2000, he was transferred to Banco Baneb S.A., a company acquired by Bradesco, as a General Manager. In July 2002, Mr. Tenório returned to Bradesco as a Regional Manager. In March 2005, he was elected as Officer, position currently held by him. He is the President Banking Association of Bahia state and Union of Bahia and Sergipe states and he is also a sitting member of the Representatives Council of FENABAN (National Federation of Banks). Marcos Daré Officer Born on Mr. Daré received a Degree in Accounting from FAI (Ipiranga Associate College). He began his career in July 1972 as assistant at Banco BCN S.A., a financial institution that was acquired by Banco Bradesco S.A. in December, In August, 1993 he was promoted to the position of Regional Manager and in August 1997, he was elected as Regional Officer. In January 1998, he was elected as Technical Officer, and in July 1999, he was elected as Officer. In February 2004, he was elected as Officer of Bradesco, position currently held by him. Octávio de Lazari Júnior Officer Born on Graduated in Economy from Faculdade de Ciências Econômicas e Administrativas de Osasco, with MBA in Financial Strategies and Marketing from Faculdade de Economia, Administração e Contabilidade from Universidade de São Paulo FEA USP. He started his career at Banco Bradesco S.A. in.9.

10 September 1978, as an assitant. In December 1998, he became General Manager at the Credit Department, in which he was elected as an Officer in May He is a Sitting Member of CODEFAT Conselho Deliberativo do Fundo de Amparo ao Trabalhador; Deputy Member of the Investment Committee of the Fundo de Investimento do Fundo de Garantia do Tempo de Serviço FGTS; and of the Credit Policies Commission of the Brazilian Federation of Bank Associations FEBRABAN. He was a Sitting Member of the Fiscal Council of Bradesco s Employees Benefit Fund. Osmar Roncolato Pinho Officer Born on He graduated as an Accounting Technician and holds a Law degree from UNIFIEO - Centro Universitário FIEO. He started his career in February 1974 at Gráfica Bradesco Ltda. In June 1991, he was promoted to the position of General Manager at Banco Bradesco S.A., and in October 2008 he was elected as Officer, his current position. In March 2006 he was a Deputy Member of the Fiscal Council of Boavista Prev Multi-Sponsored Pension Plan. Since April 2005, he is a Sitting Member of the Fiscal Council of Bradespar S.A., and has also served as a Deputy Member. He is the Vice-President of Felalease Latin American Leasing Federation; Chief Executive Officer of ABEL Brazilian Association of Leasing Companies; Vice-President Officer of the National Union of Commercial Leasing Companies, and he has also worked previously as Officer; Sector Managing Officer to the Financial Product Commission of the Brazilian Federation of Bank Associations (FEBRABAN), and he has previously worked as Sector Managing Officer in Real Estate Financing, and Deputy Member of the Board of Directors of CIBRASEC a Brazilian Securities Company and Brazilian Company of Projects - EBP; Deputy Member of the Council of Resources of the National Financial System - CRSFN; and Coordinator of the Advisory Commission of Private Savings and Funding Entities from the Brazilian Savings and Loan Trade Association - ABECIP, where he has also served as Vice-President. He was CEO of ABRAFORM Brazilian Association of Business Forms; Deputy Member of the Fiscal Council and Managing Officer-First Secretary of Bradesco s Employees Benefit Fund (Caixa Beneficente dos Funcionários do Bradesco); Technical Officer of Digilab Digital Laboratory; Deputy Member of the Fiscal Council of Banco BEC S.A.; and Deputy Member of the Agribusiness Council - CONSAGRO as the representative of FEBRABAN (Brazilian Federation of Bank Associations)..10.