EMPLOYEE BENEFITS/7100-1

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "EMPLOYEE BENEFITS/7100-1"

Transcription

1 EMPLOYEE BENEFITS COMPANY HOLIDAYS Generally, the Branch offices are closed on the following holidays: New Year's Day Memorial Day Independence Day Labor Day Thanksgiving Day plus the following Friday Christmas (Each year an announcement will be made as to when the Branch offices will be closed.) If a Company holiday occurs on Sunday, it is observed the following Monday. Holidays which occur on Saturday are observed the preceding Friday. Holiday Pay Full salary is paid to regular full-time employees for each Company holiday that occurs on a regularly scheduled workday. In the case of terminating employees, full pay will be included if the holiday occurs on the final workday of the workweek. Part-time/temporary employees are only paid for time worked. An employee who is on leave of absence will not receive holiday pay. RELIGIOUS HOLIDAYS Religious holidays other than the regular Company holidays listed above may be taken as vacation time or time off without pay. EMPLOYEE BENEFITS/7100-1

2 VACATION General Vacation Rules Vacations may be taken at any time during the calendar year earned as long as the dates requested are approved by the Branch Manager. Only regular full-time employees may earn vacation. Vacations should generally be taken one day or more at a time, but may be taken in one-half day increments if approved by the Branch Manager. Seniority of the employee is considered in scheduling the time of vacation. Maternity leave will not affect vacation days earned. Length of Vacation First and second calendar year of employment: During the first and second calendar year of employment, an employee will earn one day of vacation for each completed full month of service, up to 10 days each year. Vacation may not be taken until earned. Beginning with the third calendar year of employment, vacation days are earned as of January 1. A calendar year begins on January 1 and ends on December 31 of the same year. A newly hired employee begins his/her first calendar year on the day that he/she is hired and completes the first calendar year on December 31 of the same year. Third calendar year and beyond: Calendar Years of Service Vacation Days and beyond 20 EMPLOYEE BENEFITS/7100-2

3 VACATION (Continued) Vacation Pay Terminating employees who have not used earned vacation time will be paid for that time on their last day of work. Employees taking maternity leave may be paid for all earned vacation due on the last day of work before the leave begins, or the vacation may be carried over until the employee returns to work. Keep in mind that vacation days cannot be carried over into the next calendar year. Employees beginning maternity leave in one calendar year who during that leave notify the Company in the next calendar year that they will not return to work will not have vacation pay due for the second calendar year. Holidays When a paid holiday falls within an employee's vacation period, the holiday does not count as vacation time. Military Leave Regular full-time employees who enter military service and return to work may take a vacation during the year of return. Vacation earned will be based on previous active employment plus military service. EMPLOYEE ASSISTANCE PROGRAM Liberty National maintains an employee assistance program, simply known as EAP - Liberty Lifeline. Liberty Lifeline is designed to offer help to employees and their families with personal problems that affect their job performance and well-being. Any problem of a personal nature, such as alcohol, drugs, emotional matters, financial planning, domestic problems, legal strife, or marital difficulty that affects the well-being of the individual is given special attention. The program provides skilled counseling and/or consultation with a strong emphasis on achieving better job performance by solving the problem and providing peace of mind. All employees and their immediate families are eligible to use Liberty Lifeline. The Company provides Liberty Lifeline as an employee benefit. Liberty Lifeline is not a treatment center but is a center for initial counseling. If other services outside the program are needed, they will be fully explained. The decision to use them, however, is left up to the employee. No employee s job security or advancement opportunities are affected by a request for assistance. All calls are confidential between the employee and Liberty LifeLine. EMPLOYEE BENEFITS/7100-3

4 EMPLOYEE ASSISTANCE PROGRAM (Continued) The cost of the first three Liberty Lifeline sessions is paid by the Company. If Liberty Lifeline suggests other professional assistance or additional sessions, the employee will be told what costs to expect and the extent to which the group medical insurance plan covers those costs. Employees are encouraged to call (205) in Birmingham, Alabama, outside Birmingham, but within the State of Alabama (800) or outside Alabama (800) This number is available 7 days a week and 24 hours per day. SERVICE BONUS A bonus is paid in appreciation for years of credited service to the Company. It is determined as follows: Years of Credited Service As of December 25th Net Award After Taxes 4 weeks but less than 3 months $ months but less than 1 year $35.00 l year $ years through 15 years $40.00 plus $10.00 per year of service after 1 year. Over 15 years $ plus $20.00 per year of service over fifteen years. No maximum. An employee must have been employed on or before December 26 in order to have one year's service by December 25. Part-time employees receive $20.00 if employed over four weeks. The bonus is paid on or about December 15. Employees on sick leave or maternity leave receive the award, but employees on disability, family, or military leave are not eligible. ANNUAL GIFT An annual gift is given to each full/part-time office employee who is on the active payroll on the last working day preceding the Christmas holidays. EMPLOYEE BENEFITS/7100-4

5 WELFARE BENEFIT PLANS The Company provides sick leave benefits to all full-time, regular employees. The Company bears 100% of the costs of this benefit. In addition, the Company provides group life, disability and medical benefits to full-time, regular employees who elect to participate. Administrative costs are borne by the Company while benefit costs are shared between the Company and the plan participants. All full-time, regular employees may elect to purchase dental benefits. The employee pays the cost of this benefit. See the publication Summary Plan Descriptions for details concerning any welfare benefit plan(s) in which you may participate. RETIREMENT PLANS Regular full-time employees who complete a year of service are eligible to participate in one or more retirement plans sponsored by the Company. A year of service is any anniversary year in which the employee completes 1000 or more hours of service. 1. For those first hired on January 1, 1995 or later, employees are automatically enrolled n the Liberty National Life Insurance Company 401K Plan at a contribution rate of 3% of payroll. The employee contribution is pre-tax; that is, it reduces taxable compensation. The Company contributes an additional 35 cents for each dollar of employee contributions, up to 6% of compensation. Employees may chose among a wide array of investment options. Benefits are fully vested after 7 years of service. In addition, eligible employees who have attained age 21 also participate in the Liberty National Defined Contribution Plan. This plan works like a profit sharing plan. Employees do not contribute to the plan. Each year, at its discretion, the Company may make a contribution to the Plan. Each participating employee receives a share of this contribution according to a formula based on compensation and age. Benefits are fully vested after 7 years of service. 2. For those first hired before January 1, 1995, employees may elect to participate in the Torchmark Corporation Savings and Investment Plan. This plan is similar to the 40lK Plan except there is no automatic enrollment. Employee contributions are made on an after-tax basis and the Company contributes an additional 50 cents for each dollar of employee contributions, up to 6% of compensation. Benefits are fully vested after 6 years of service. In addition, eligible employees who have attained age 21 also participate in the Liberty National Life Insurance Company Pension Plan for Non-Commissioned Employees. This plan is a defined benefit plan providing for a lifetime monthly income beginning at age 65. The benefits are calculated according to a formula based on compensation and years of service. Benefits are fully vested after 5 years of service. Early retirement benefits are available for employees who have at least 15 years of service and who have attained at least age 55. EMPLOYEE BENEFITS/7100-5

6 RETIREMENT PLANS (Continued) 3. The Profit Sharing and Retirement Plan of Liberty National Life Insurance Company provides benefits for employees first hired before March 6, See the publication Summary Plan Descriptions for details concerning any retirement plan(s) in which you may participate. Retirement The Company complies with the Age Discrimination Act of 1978 which affects the mandatory retirement date of Company employees. Although the normal retirement age for purposes of all Company employee benefit plans is age 65, there is no mandatory retirement age. The act does not cover employees in bona fide executive or high policy making positions who have held these positions for two years prior to their proposed retirement and who will receive nonforfeitable retirement benefits from the Company of at least $44,000 annually. Company policy requires retirement of these employees at age 65. Decisions as to who falls under this provision will be made on a case-by-case basis. The date of retirement for employees of the Company will be the last day of any work week (Friday) following their eligibility and election for retirement. OTHER MISCELLANEOUS BENEFITS Lunch The lunch period is one hour. Employment Date Adjustment An employee with a break in service receives credit for all prior service with any Torchmark Company as follows: An employee who returns before a break in service occurs recovers all prior service immediately. A break in service occurs when an employee fails to work a minimum of 500 hours in his or her most recent anniversary year. An employee who returns after a break in service must wait one year before receiving credit for prior service. EMPLOYEE BENEFITS/7100-6

7 OTHER MISCELLANEOUS BENEFITS (Continued) In addition to recovering prior service, returning employees recover all other benefits based on length of service, such as length of vacation and service awards. The Field Personnel Department maintains records of prior service and notifies the Branch Manager when an adjustment has been made. Payroll Deduction Accounts Employees may authorize weekly payroll deductions for the following purposes listed below. Use Form R-1150, which is available in the Payroll Department. Purchase of Torchmark Corporation common stock - Stock shares are purchased once each month. The number of full shares purchased depends on the market price and the balance in the account. Purchase of United States Savings Bonds - Bond are purchased once each month in the denomination(s) specified by the employee. Purchase of Mutual Funds - Employees may purchase shares of mutual funds from the United Group sponsored by Waddell & Reed Financial, Inc., formerly an affiliate of Torchmark Corporation. The minimum purchase per fund is $5.00 per week and up to 4 funds may be purchased each week. Policy Loan Repayments - Deductions are applied weekly to reduce policy loans. Life Insurance Premium Discounts Any regular full-time employee may purchase certain types of life insurance at a discount. Premiums may be deducted from an employee's payroll on a weekly basis if authorized. Life insurance for certain family members also qualify for the employee discount. For more information please see your Liberty National insurance agent. Temporary and part-time employees are not eligible for premium discounts. Service Recognition Employees who celebrate a 30-year anniversary or who become age 60 after 25 years of service are presented with their choice of a wrist watch or a grandfather clock. Telephone Service Employees may use Company telephones for local personal calls, but calls should be held to a minimum in order to keep lines free for Company business. EMPLOYEE BENEFITS/7100-7

Regis University Page 1 Revised 05/01/2011 W:\HR\Benefits\Employee Communications

Regis University Page 1 Revised 05/01/2011 W:\HR\Benefits\Employee Communications BENEFITS OVERVIEW At Regis University, we know that benefits are important to an employee s financial security and sense of well-being. Regis University is pleased to offer employees a competitive benefits

More information

COMPENSATION POLICY DOCUMENTATION OF LABOR COSTS In the OPERATION OF THE CACFP REQUIRED by FNS Instruction 796-2, Rev 3

COMPENSATION POLICY DOCUMENTATION OF LABOR COSTS In the OPERATION OF THE CACFP REQUIRED by FNS Instruction 796-2, Rev 3 COMPENSATION POLICY DOCUMENTATION OF LABOR COSTS In the OPERATION OF THE CACFP REQUIRED by FNS Instruction 796-2, Rev 3 This sample for documenting Labor Costs has been created to provide a guideline for

More information

Medical & Dental Coverage

Medical & Dental Coverage Hawthorne Residential Partners offers Medical, Dental, Vision, Life Insurance, Short & Long Term Disability, Dependent Care Flexible Spending Accounts and Voluntary Life Insurance through our company s

More information

2013 Benefit Summary for Part-Time Non-Exempt Staff

2013 Benefit Summary for Part-Time Non-Exempt Staff s Pension Plan 2013 Benefit Summary for Part-Time Non-Exempt Staff BENEFIT WHO PAYS EFFECTIVE DESCRIPTION Age 21 and after completing 1, 000 hours in the first 12 months of employment or any subsequent

More information

Canada Public Holiday and Vacation Policy

Canada Public Holiday and Vacation Policy Canada Public Holiday and Vacation Policy PUBLIC HOLIDAY POLICY All Salesforce employees are eligible for a number of paid public holidays each year. Actual public holiday days will vary depending on the

More information

Vacation policy Updated: January 2004

Vacation policy Updated: January 2004 Vacation policy Updated: January 2004 This vacation policy applies to employees who are eligible for the core benefit program. The core program applies to the majority of benefits eligible full-time, part-time,

More information

Table of Contents. Central Contra Costa Sanitary District. Protecting Public Health and the Environment

Table of Contents. Central Contra Costa Sanitary District. Protecting Public Health and the Environment Table of Contents Central Contra Costa Sanitary District Protecting Public Health and the Environment Your Guide to Benefits 2015 Table of Contents Health and Dental Plans...4-5 Open Enrollment...6-7

More information

CITY OF DELRAY BEACH FULL-TIME EMPLOYEE BENEFITS SUMMARY GENERAL CIVIL SERVICE EMPLOYEES BENEFITS EMPLOYEE RECEIVES ELIGIBILITY Vacation

CITY OF DELRAY BEACH FULL-TIME EMPLOYEE BENEFITS SUMMARY GENERAL CIVIL SERVICE EMPLOYEES BENEFITS EMPLOYEE RECEIVES ELIGIBILITY Vacation CITY OF DELRAY BEACH FULL-TIME EMPLOYEE BENEFITS SUMMARY GENERAL CIVIL SERVICE EMPLOYEES BENEFITS EMPLOYEE RECEIVES ELIGIBILITY Vacation First to Third Year 12 days per year (8 hours per month) Third to

More information

FAQs: 401(k) Savings Plan

FAQs: 401(k) Savings Plan FAQs: 401(k) Savings Plan Q1: What is a 401(k) Plan? A1: A 401(k) Plan is a qualified retirement plan. By participating in the Plan, you may elect to reduce your compensation by a specific percentage and

More information

Employees Capital Accumulation Plan (ECAP) Features At-A-Glance

Employees Capital Accumulation Plan (ECAP) Features At-A-Glance Prosper Employees Capital Accumulation Plan (ECAP) Features At-A-Glance What Is ECAP? Booz Allen Hamilton s Employees Capital Accumulation Plan (ECAP) is a tax-deferred, defined contribution plan designed

More information

AURA/Gemini Observatory- Northern Operations Center 2013 Employee Benefit Program Summary

AURA/Gemini Observatory- Northern Operations Center 2013 Employee Benefit Program Summary AURA/Gemini Observatory- Northern Operations Center 2013 Employee Benefit Program Summary Table of Contents Medical Insurance 3, 4 Roth Annuity 403(b) 8 Dental Insurance 4 Tuition Assistance 8 Flexible

More information

9.1.2 The District and SEIU agree to work together to attempt to find ways to control medical costs.

9.1.2 The District and SEIU agree to work together to attempt to find ways to control medical costs. HEALTH AND WELFARE BENEFITS 9.1 Employee and Dependent Insurance Coverage 9.1.1 In all aspects of benefits, coverage is extended to include domestic partners (same or different sex), subject to provider

More information

Benefits Summary for UAB Employees www.uab.edu/benefits

Benefits Summary for UAB Employees www.uab.edu/benefits Benefits Summary for UAB www.uab.edu/benefits HUMAN RESOURCE MANAGEMENT Health Care, Dental, and Vision Plans For new employees, coverage under UAB s group health care, dental, or vision plans will begin

More information

EMPLOYEE BENEFITS PROGRAM

EMPLOYEE BENEFITS PROGRAM EMPLOYEE BENEFITS PROGRAM YOUR HEALTH. YOUR LIFE. YOUR FUTURE. 2014 CRC s benefit plans and programs are designed to provide you and your family with the protection you need today and the opportunity to

More information

Benefit Highlights March 1, 2012 February 28, 2013

Benefit Highlights March 1, 2012 February 28, 2013 Benefit Highlights March 1, 2012 February 28, 2013 An Industry Leader With a history dating back to 1925, Alliant Insurance Services, Inc. is a leading distributor of diversified insurance products and

More information

Income Protection Benefits

Income Protection Benefits Income Protection Benefits McAllen Independent School District Information About You Name: Social Security Number / Employee ID Number: Coverage Effective Date: Date of Birth: Date of Hire: Annual Salary:

More information

Resident Physicians. Southern California Region. For prospective employees

Resident Physicians. Southern California Region. For prospective employees Resident Physicians Southern California Region For prospective employees 2015 Kaiser Permanente is committed to providing its employees with a competitive total compensation package that includes more

More information

SUMMARY PLAN DESCRIPTION FOR THE ST. OLAF COLLEGE MATCHED SAVINGS PLAN

SUMMARY PLAN DESCRIPTION FOR THE ST. OLAF COLLEGE MATCHED SAVINGS PLAN SUMMARY PLAN DESCRIPTION FOR THE ST. OLAF COLLEGE MATCHED SAVINGS PLAN January, 2011 TABLE OF CONTENTS INTRODUCTION: YOUR RETIREMENT SAVINGS PROGRAM...1 GENERAL INFORMATION CONCERNING YOUR PLAN...2 DEFINITIONS...3

More information

Plan Design Information Form BUSINESS INFORMATION

Plan Design Information Form BUSINESS INFORMATION T (801) 224-1900 F (801) 224-1930 W hawkinsretirement.com Plan Design Information Form BUSINESS INFORMATION Referred by: Phone: Employer Legal Name: dba: Primary Contact: Phone: Fax: Email: Employer Tax

More information

Military Leave Rights

Military Leave Rights Military Leave Rights Insofar as current events appear to suggest more of our members will be assigned to military duty in the near future, what follows is a brief description of the rights of employees

More information

Your HEALTH Your WEALTH Your TIME. Commerce] Benefits

Your HEALTH Your WEALTH Your TIME. Commerce] Benefits Your HEALTH Your WEALTH Your TIME [ Commerce] Benefits At Commerce Bank, our people are our number one asset. Together we create the Commerce Bank culture, and through our actions we demonstrate what it

More information

City of West University Place Summary of Employee Benefits

City of West University Place Summary of Employee Benefits of West University Place Summary of Benefits Regular Status: If you successfully complete the provisional period you may become a regular full time employee. Work Week: 40 hour work week (fire personnel

More information

your Benefits in Brief

your Benefits in Brief your Benefits in Brief Salaried and Non-Union Non-Exempt Employees of Kaiser Foundation Health Plan, Inc. and Kaiser Foundation Hospitals Northern California Kaiser Permanente is committed to providing

More information

your Benefits in Brief American Federation of Nurses-United Healthcare Workers

your Benefits in Brief American Federation of Nurses-United Healthcare Workers your Benefits in Brief American Federation of Nurses-United Healthcare Workers Southern California June 2007 The information presented here is a brief summary of the benefits in effect when this booklet

More information

COMPENSATION AND BENEFITS PLAN FOR CITY OF FOSTER CITY/ ESTERO MUNICIPAL IMPROVEMENT DISTRICT MANAGEMENT EMPLOYEES. Effective July 1, 2014 AND

COMPENSATION AND BENEFITS PLAN FOR CITY OF FOSTER CITY/ ESTERO MUNICIPAL IMPROVEMENT DISTRICT MANAGEMENT EMPLOYEES. Effective July 1, 2014 AND COMPENSATION AND BENEFITS PLAN FOR CITY OF FOSTER CITY/ ESTERO MUNICIPAL IMPROVEMENT DISTRICT MANAGEMENT EMPLOYEES Effective July 1, 2014 AND Expires June 30, 2017 TABLE OF CONTENTS ARTICLE I WAGES AND

More information

BURNET CONSOLIDATED INDEPENDENT SCHOOL DISTRICT 403(B) RETIREMENT PLAN. SUMMARY OF 403(b) PLAN PROVISIONS

BURNET CONSOLIDATED INDEPENDENT SCHOOL DISTRICT 403(B) RETIREMENT PLAN. SUMMARY OF 403(b) PLAN PROVISIONS BURNET CONSOLIDATED INDEPENDENT SCHOOL DISTRICT 403(B) RETIREMENT PLAN SUMMARY OF 403(b) PLAN PROVISIONS Updated January 22, 2013 TABLE OF CONTENTS INTRODUCTION TO YOUR PLAN ARTICLE I PARTICIPATION IN

More information

NEW YORK STATE DEPARTMENT OF CIVIL SERVICE ATTENDANCE AND LEAVE MANUAL POLICY BULLETIN NO. 2015-03 Section 26.3 December 2015 Page 1 of 1

NEW YORK STATE DEPARTMENT OF CIVIL SERVICE ATTENDANCE AND LEAVE MANUAL POLICY BULLETIN NO. 2015-03 Section 26.3 December 2015 Page 1 of 1 NEW YORK STATE DEPARTMENT OF CIVIL SERVICE ATTENDANCE AND LEAVE MANUAL POLICY BULLETIN NO. 2015-03 Section 26.3 December 2015 Page 1 of 1 TO: FROM: SUBJECT: Manual Recipients Scott DeFruscio, Director

More information

Home BancShares, Inc.

Home BancShares, Inc. Topic: Payroll Human Resources FAQ s? When do I get paid? We are paid on a bi-weekly basis. Payday is every other Thursday. (See attachment for payroll dates and pay periods.) The payment is for wages

More information

THE UNIVERSITY OF CHICAGO RETIREMENT PROGRAM

THE UNIVERSITY OF CHICAGO RETIREMENT PROGRAM THE UNIVERSITY OF CHICAGO RETIREMENT PROGRAM Welcome to the University of Chicago Retirement Program This brochure is designed to help you: Understand the University s retirement program Learn how you

More information

EMPLOYEE BENEFITS. Permanent and Active full-time or 3/4-time* Employment Status.

EMPLOYEE BENEFITS. Permanent and Active full-time or 3/4-time* Employment Status. HEALTH & DENTAL CARE The City of Des Moines provides you with health and dental care options designed to help you and your family receive the best possible care. Benefits: Permanent and Active full-time

More information

Highlights. Your Benefits...

Highlights. Your Benefits... About Your Benefits Your benefits have been designed to support you during the different times of your life providing comprehensive financial security while you are working as well as income security after

More information

Medical... 3 Dental... 4 Life Insurance... 5 Retirement (Defined Benefit and 457(b) Plan)... 5

Medical... 3 Dental... 4 Life Insurance... 5 Retirement (Defined Benefit and 457(b) Plan)... 5 C IT Y OF STATE SBORO TABLE OF CONTENTS BASIC BENEFITS page Medical.......................................................... 3 Dental.......................................................... 4 Life Insurance....................................................

More information

401(k) Plans For Small Businesses

401(k) Plans For Small Businesses 401(k) Plans For Small Businesses Why 401(k) Plans? 401(k) plans can be a powerful tool in promoting financial security in retirement. They are a valuable option for businesses considering a retirement

More information

EMPLOYEE BENEFITS LIABILITY COVERAGE

EMPLOYEE BENEFITS LIABILITY COVERAGE POLICY NUMBER: COMMERCIAL LIABILITY UMBRELLA CU 04 03 12 07 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EMPLOYEE BENEFITS LIABILITY COVERAGE THIS ENDORSEMENT PROVIDES CLAIMS-MADE COVERAGE.

More information

About Your Benefits 1

About Your Benefits 1 About Your Benefits 1 BENEFIT HIGHLIGHTS Your Benefits. Provide Immediate Eligibility for You and Your Family As a Full-time or Part-time Employee, you are eligible for coverage under most benefits on

More information

A Consumer s Guide To

A Consumer s Guide To A Consumer s Guide To 401(k) Plans NYSUT Member Benefits wants NYSUT members to be the best-informed consumers in the state. This Consumer Guide is one of our contributions towards achieving that goal.

More information

Dartmouth College Information About the Family and Medical Leave Act

Dartmouth College Information About the Family and Medical Leave Act Dartmouth College Information About the Family and Medical Leave Act Frequently Asked Questions The following is a list of your rights and benefits as an eligible FMLA employee: 12 weeks of unpaid FMLA

More information

2016 Benefits at a Glance PART-TIME EMPLOYEES

2016 Benefits at a Glance PART-TIME EMPLOYEES 2016 Benefits at a Glance Important Note CNA Benefits at a Glance provides highlights of the employee benefit programs available to you as a CNA employee. Neither this document nor Company policies and

More information

PENSION PLAN GUIDE GOVERNING PENSION LAW

PENSION PLAN GUIDE GOVERNING PENSION LAW PENSION PLAN GUIDE GOVERNING PENSION LAW The pension plan was established by an Act of the 45th Legislature of the State of Texas, which met in 1937. The fund was created by state statute article 6243e

More information

special tax notice regarding plan payments

special tax notice regarding plan payments special tax notice regarding plan payments This notice contains important information you will need before you decide how to receive your benefits from the Moroch Family of Companies 401(k) Savings Plan

More information

Joining the Marathon Oil Team

Joining the Marathon Oil Team A Rewarding Challenge Joining the Marathon Oil Team Thank You for Your Interest in Marathon Oil Marathon Oil is committed to fostering an environment of inclusion and mutual respect that promotes individual

More information

509009 1/04. Benefits at CIGNA

509009 1/04. Benefits at CIGNA 509009 1/04 Benefits at CIGNA When you consider an employment opportunity at CIGNA, consider this: you can automatically gain access to one of the widest arrays of employee benefits and human resources

More information

Arlington Public Schools. Benefits Summary. Personnel Services Arlington Public Schools 1426 N. Quincy Street Arlington, VA 22207 703-228-6101

Arlington Public Schools. Benefits Summary. Personnel Services Arlington Public Schools 1426 N. Quincy Street Arlington, VA 22207 703-228-6101 Arlington Public Schools Benefits Summary Personnel Services Arlington Public Schools 1426 N. Quincy Street Arlington, VA 22207 703-228-6101 Updated August 1, 2011 ARLINGTON PUBLIC SCHOOLS BENEFITS SUMMARY

More information

Dartmouth-Hitchcock s Total Rewards

Dartmouth-Hitchcock s Total Rewards For Full-Time and Half-Time Staff employed by Mary Hitchcock Memorial Hospital or Dartmouth-Hitchcock Clinic North 2009 Dartmouth-Hitchcock s Total Rewards About Dartmouth-Hitchcock The Dartmouth-Hitchcock

More information

your health. your life. your future.

your health. your life. your future. 2015 EMPLOYEE BENEFITS PROGRAM oxylink@oxy.com Ben efit with Oxy your health. your life. your future. Occidental Petroleum Corporation Benefit Plans at a Glance Oxy s benefit plans and programs are designed

More information

A SUMMARY PLAN DESCRIPTION OF BOSQUE SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN PREPARED BY:

A SUMMARY PLAN DESCRIPTION OF BOSQUE SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN PREPARED BY: A SUMMARY PLAN DESCRIPTION OF BOSQUE SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN PREPARED BY: Modrall Sperling Roehl Harris & Sisk, P.A. P.O. Box 2168 Albuquerque, New Mexico 87103 (505) 848-1800 JANUARY

More information

PHYSICIAN S GUIDE TO BENEFITS

PHYSICIAN S GUIDE TO BENEFITS PHYSICIAN S GUIDE TO BENEFITS OVERVIEW The comprehensive benefits and compensation package offered by the Southern California Permanente Medical Group (SCPMG) enables physicians to focus on what they

More information

your Benefits in Brief

your Benefits in Brief your Benefits in Brief Southern California Employees: Non-Union Non-Exempt Salaried Salaried Patient Care Providers For Employees of Kaiser Foundation Hospitals, Kaiser Foundation Health Plan, Inc., KP

More information

Answers to your questions about Getting Ready to Retire

Answers to your questions about Getting Ready to Retire Answers to your questions about Getting Ready to Retire 1. What is the earliest date I can begin my PERS Chapter 238 Program benefits? Your effective retirement date will be either the first day of the

More information

Hitachi Data Systems Deferred Compensation Plan II - Sales

Hitachi Data Systems Deferred Compensation Plan II - Sales Hitachi Data Systems Deferred Compensation Plan II - Sales Introduction Plan Overview Deferrals to the Plan Benefits Available Investment Measurement Options Benefit Payments Summary of Plan Provisions

More information

MILITARY LEAVE PEOPLE CENTER

MILITARY LEAVE PEOPLE CENTER MILITARY LEAVE PEOPLE CENTER SECTION I PURPOSE OF THE POLICY To establish procedure for administering a request for Military Leave. The policy also outlines certain rights, responsibilities and benefits

More information

SOUTHERN OHIO EDUCATIONAL SERVICE CENTER. 403(b) RETIREMENT PLAN

SOUTHERN OHIO EDUCATIONAL SERVICE CENTER. 403(b) RETIREMENT PLAN SOUTHERN OHIO EDUCATIONAL SERVICE CENTER 403(b) RETIREMENT PLAN TABLE OF CONTENTS Parties to Agreement................................................... 3 Recitals.............................................................

More information

Sample Employee FAQs Explaining Benefits Eligibility

Sample Employee FAQs Explaining Benefits Eligibility Sample Employee FAQs Explaining Benefits Eligibility To assist employers in providing an explanation to their employees of how measurement, administrative, and stability periods will be used to determine

More information

CITY OF ARCADIA FRINGE BENEFITS RESOLUTION CITY COUNCIL, EXECUTIVE MANAGEMENT, MANAGEMENT, AND UNREPRESENTED EMPLOYEES OF THE CITY OF ARCADIA

CITY OF ARCADIA FRINGE BENEFITS RESOLUTION CITY COUNCIL, EXECUTIVE MANAGEMENT, MANAGEMENT, AND UNREPRESENTED EMPLOYEES OF THE CITY OF ARCADIA CITY OF ARCADIA FRINGE BENEFITS RESOLUTION CITY COUNCIL, EXECUTIVE MANAGEMENT, MANAGEMENT, AND UNREPRESENTED EMPLOYEES OF THE CITY OF ARCADIA APRIL 1, 2014 JUNE 30, 2018 Table of Contents Page SECTION

More information

ROCHESTER INSTITUTE OF TECHNOLOGY

ROCHESTER INSTITUTE OF TECHNOLOGY ROCHESTER INSTITUTE OF TECHNOLOGY Retirement Savings Plan Table of Contents Introduction... 2 Eligibility... 3 Salary Reduction Contributions... 4 Matching Contributions... 6 Leave of Absence... 7 Contribution

More information

Retirement Plans for Small Businesses

Retirement Plans for Small Businesses Eagle Retirement Group, LLC Justin Clark, CFP Partner 15441 Knoll Trail Drive Suite 100 Dallas, TX 75248 972-458-1222 fax: (866) 276-2594 justin@eagleretirement.com www.eagleretirement.com Retirement Plans

More information

DELUXE CORPORATION 401(k) AND PROFIT SHARING PLAN SUMMARY PLAN DESCRIPTION

DELUXE CORPORATION 401(k) AND PROFIT SHARING PLAN SUMMARY PLAN DESCRIPTION DELUXE CORPORATION 401(k) AND PROFIT SHARING PLAN SUMMARY PLAN DESCRIPTION October 1, 2015 151027:0918 INFORMATION IN THIS SUMMARY INTRODUCTION... 1 WHY CONTRIBUTE TO THE PLAN?... 2 ELIGIBILITY... 2 Eligibility

More information

SUMMARY OF MAJOR EMPLOYEE BENEFITS

SUMMARY OF MAJOR EMPLOYEE BENEFITS SUMMARY OF MAJOR EMPLOYEE WELCOME Bloomberg BNA offers you an exceptional and comprehensive array of benefits, programs, and services, including medical, dental, prescription, vision, and transportation

More information

City of Albany Benefits & Human Resources Policy. Compensation Policy #: HR-BC-10-004 Title: Holiday Pay

City of Albany Benefits & Human Resources Policy. Compensation Policy #: HR-BC-10-004 Title: Holiday Pay Purpose To provide City of Albany employees time off with pay for recognized and observed holidays. Policy Observed Holidays The following holidays shall be recognized and observed as paid holidays: New

More information

Answers to your questions about coverage from Standard Insurance Company

Answers to your questions about coverage from Standard Insurance Company Voluntary Short Term Disability Insurance CITY & COUNTY OF DENVER Answers to your questions about coverage from Standard Insurance Company STANDARD Voluntary INSURANCE Short Term COMPANY Disability Insurance

More information

Voluntary Long Term Disability Insurance

Voluntary Long Term Disability Insurance Voluntary Long Term Disability Insurance For Government of the District of Columbia Employees Answers To Your Questions About Coverage From Standard Insurance Company About This Booklet This booklet is

More information

CITY OF DURHAM 2010/2011 EMPLOYEE BENEFITS SUMMARY

CITY OF DURHAM 2010/2011 EMPLOYEE BENEFITS SUMMARY CITY OF DURHAM 2010/2011 EMPLOYEE BENEFITS SUMMARY This Employee Benefit Summary is an important part of the City s Total Compensation Package. This summary is for eligible full time and specified part-time

More information

FAQs about COBRA Continuation Health Coverage

FAQs about COBRA Continuation Health Coverage FAQs about COBRA Continuation Health Coverage Q1: What is COBRA continuation health coverage? Congress passed the landmark Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions

More information

Highlights of our more popular offerings include:

Highlights of our more popular offerings include: Highlights of our more popular offerings include: Wealth Accumulation positions you for a better tomorrow through Profit Sharing, Company match on 401(k) contributions, plus a match on the Employee Stock

More information

Disability. Short-Term Disability benefits. Long-Term Disability benefits

Disability. Short-Term Disability benefits. Long-Term Disability benefits Your plan provides you with disability coverage that gives you and your family protection against some of the financial hardships that can occur if you become disabled or injured. The benefits include:

More information

Benefits Summary. For Regular Employees 20 or more hours per week.

Benefits Summary. For Regular Employees 20 or more hours per week. 2013 Benefits Summary Argonne National Laboratory is a U.S. Department of Energy laboratory managed by UChicago Argonne, LLC For Regular Employees 20 or more hours per week. TABLE OF CONTENTS Benefit Eligibility

More information

Guide to Retirement. Multnomah County Retiree Benefits

Guide to Retirement. Multnomah County Retiree Benefits Guide to Retirement You may be thinking about retirement, which is why your search for information has led you to the Multnomah County Guide for Retirement. The key to creating and experiencing a satisfying

More information

Your Career. Benefits-at-a-Glance FOR U.S. EMPLOYEES ONLY. Benefits-at-a-Glance, U.S. Standard Salaried, 10/15

Your Career. Benefits-at-a-Glance FOR U.S. EMPLOYEES ONLY. Benefits-at-a-Glance, U.S. Standard Salaried, 10/15 THE FOLLOWING INFORMATION IS FOR U.S. EMPLOYEES ONLY Your Career At Incyte, our most valuable asset is our employees. To help support our employees throughout their careers, we strive to offer a complete

More information

CARPENTER FUNDS ADMINISTRATIVE OFFICE OF NORTHERN CALIFORNIA, INC.

CARPENTER FUNDS ADMINISTRATIVE OFFICE OF NORTHERN CALIFORNIA, INC. CARPENTER FUNDS ADMINISTRATIVE OFFICE OF NORTHERN CALIFORNIA, INC. 265 Hegenberger Road, Suite 100 P.O. Box 2280 Oakland, California 94621 (510) 633-0333 (888) 547-2054 www.carpenterfunds.com TO: RE: ALL

More information

CHAPTER 8 TEMPORARY DISABILITY INSURANCE

CHAPTER 8 TEMPORARY DISABILITY INSURANCE CHAPTER 8 TEMPORARY DISABILITY INSURANCE IN GENERAL Temporary Disability Insurance (TDI) programs are designed to provide wage replacement for nonwork-connected sickness or injury. The TDI program complements

More information

ABSENCE FROM WORK ABSENCE FROM WORK

ABSENCE FROM WORK ABSENCE FROM WORK ABSENCE FROM WORK Revised 12/17/2015 Employee Handbook: Absence From Work 1 of 11 VACATION To define time-off from regular work hours. It is company policy to grant time off from work under specific rules

More information

Your Disability Plan Handbook...

Your Disability Plan Handbook... due benefits. End of Definition of Disability Tax Information Insurance Premiums Thrift Plan Flexible Spending Reductions Rehabilitation & Vocational Training Return-to-work Incentives Appeal Process Notification

More information

EMPLOYEE BENEFIT SUMMARY

EMPLOYEE BENEFIT SUMMARY 2013 EMPLOYEE BENEFIT SUMMARY Retirement Employees can choose to participate in the Lamar Employee Pension Plan or Social Security. If the employee chooses to participate in the Lamar Employee Pension

More information

Florida Child Support Worksheet and Guidelines

Florida Child Support Worksheet and Guidelines Florida Child Support Worksheet and Guidelines Florida Statute (s. 61.30, F.S.) requires guidelines to be used in establishing new child support obligations or modifying child support in a Florida court.

More information

IRS Issues New Proposed Cafeteria Plan Regulations

IRS Issues New Proposed Cafeteria Plan Regulations IRS Issues New Proposed Cafeteria Plan Regulations On August 6, 2007, the Internal Revenue Service (IRS) published new proposed regulations on cafeteria plans ( proposed regulations for a copy visit http://edocket.access.gpo.gov/2007/pdf/e7-14827.pdf).

More information

ALASKA RAILROAD CORPORATION. 401(k) TAX DEFERRED SAVINGS PLAN FOR NON-REPRESENTED EMPLOYEES. Summary Plan Description

ALASKA RAILROAD CORPORATION. 401(k) TAX DEFERRED SAVINGS PLAN FOR NON-REPRESENTED EMPLOYEES. Summary Plan Description ALASKA RAILROAD CORPORATION 401(k) TAX DEFERRED SAVINGS PLAN FOR NON-REPRESENTED EMPLOYEES Summary Plan Description March 2015 Table of Contents INTRODUCTION... 1 HIGHLIGHTS OF THE PLAN... 2 ELIGIBILITY...

More information

PERSONNEL RULES & REGULATIONS MANUAL SECTION 1000 RETIREMENT BENEFITS

PERSONNEL RULES & REGULATIONS MANUAL SECTION 1000 RETIREMENT BENEFITS PERSONNEL RULES & REGULATIONS MANUAL SECTION 1000 RETIREMENT BENEFITS Section 1001. Retirement Criteria a. General Retirement Plan An employee may retire under the City of Gaithersburg's General Retirement

More information

2011 Benefit Summary for Administrative Staff

2011 Benefit Summary for Administrative Staff 2011 Benefit Summary for Administrative Staff ND BENEFITS PROGRAM The offers a flexible benefits program, which allows you to make individual benefits selections based on your own needs. You will be making

More information

UNIT C MEMORANDUM OF AGREEMENT. The Newton School Committee (the Committee) and the Newton Teachers Association,

UNIT C MEMORANDUM OF AGREEMENT. The Newton School Committee (the Committee) and the Newton Teachers Association, UNIT C MEMORANDUM OF AGREEMENT The Newton School Committee (the Committee) and the Newton Teachers Association, Unit C ( the Association) hereby agree to a new one-year contract to be in effect from September

More information

An Employer s Guide to Group Health Continuation Coverage Under COBRA

An Employer s Guide to Group Health Continuation Coverage Under COBRA An Employer s Guide to Group Health Continuation Coverage Under COBRA The Consolidated Omnibus Reconciliation Act of 1986 U.S. Department of Labor Employee Benefits Security Administration This publication

More information

RULE 16 - WORK PERIOD, OVERTIME, COMPENSATORY TIME AND HOLIDAY PAY

RULE 16 - WORK PERIOD, OVERTIME, COMPENSATORY TIME AND HOLIDAY PAY RULE 16 - WORK PERIOD, OVERTIME, COMPENSATORY TIME AND HOLIDAY PAY Section 1. Work Period The work period for all employees shall be as designated by the City Manager. Section 2. Pay Period The pay period

More information

I. SECTION VI FACULTY/STAFF BENEFITS. Contents

I. SECTION VI FACULTY/STAFF BENEFITS. Contents Introduction Credit Union Dental Insurance Family Leave Group Life Insurance Group Medical Insurance Long Term Disability Insurance Professional Insurance Retirement System Tax - Deferred Annuity Plan

More information

PRODUCTION PRINTER SALARY AND BENEFIT SCHEDULE July 1, 2015 June 30, 2016

PRODUCTION PRINTER SALARY AND BENEFIT SCHEDULE July 1, 2015 June 30, 2016 MSD of Wayne Township PRODUCTION PRINTER SALARY AND BENEFIT SCHEDULE July 1, 2015 June 30, 2016 I. SALARY AND RESPONSIBILITIES A. Twelve-Month Pay Beginning with an employee's first paycheck of the academic

More information

IEEE BENEFITS SUMMARY

IEEE BENEFITS SUMMARY IEEE BENEFITS SUMMARY January 2009 DEFINED CONTRIBUTION RETIREMENT PLAN ELIGIBILITY All regular full-time and part-time employees are eligible on their date of hire. CONTRIBUTIONS All contributions are

More information

CHI Franciscan Health revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness

CHI Franciscan Health revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness CHI Franciscan Health revised as of 1/1/15 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.

More information

University of British Columbia (the University) CUPE Local 2278 English Language Instructors

University of British Columbia (the University) CUPE Local 2278 English Language Instructors University of British Columbia (the University) CUPE Local 2278 English Language Instructors Contract Number 23218 Part G Effective January 1, 2008 Table of Contents Table of Contents General Information...1

More information

Indiana University and CWA Local 4730 Agreement 2000-01 and 2001-02

Indiana University and CWA Local 4730 Agreement 2000-01 and 2001-02 Indiana University and CWA Local 4730 Agreement 2000-01 and 2001-02 Policies for Support Staff Employees at Bloomington Indiana University Administration and CWA Local 4730 are agreeable to the following

More information

children s scholarship plan

children s scholarship plan children s scholarship plan Human Resources Department March 2001 MIT provides two Plans to help you with the cost of continuing education for your children: The Children s Scholarship Plan provides tuition

More information

Retirement Benefits for Members of Congress

Retirement Benefits for Members of Congress Katelin P. Isaacs Analyst in Income Security March 19, 2014 Congressional Research Service 7-5700 www.crs.gov RL30631 Summary Prior to 1984, neither federal civil service employees nor Members of Congress

More information

From the Battlefield to the Boardroom R. Module. Four. Civilian Benefits Overview

From the Battlefield to the Boardroom R. Module. Four. Civilian Benefits Overview From the Battlefield to the Boardroom R Most transitioning military professionals do not know what to expect when entering the civilian workforce in terms of the benefits package they can expect to receive.

More information

CENTRAL STATE UNIVERSITY EMPLOYEE BENEFITS

CENTRAL STATE UNIVERSITY EMPLOYEE BENEFITS CENTRAL STATE UNIVERSITY EMPLOYEE BENEFITS BENEFITS MEDICAL INSURANCE PRESCRIPTION DRUG COVERAGE DENTAL INSURANCE WHO S ELIGIBLE TO PARTICIPATE All permanent Full-time CSU Employees All permanent Full-

More information

Documenting Method for Identifying Full-time Employees

Documenting Method for Identifying Full-time Employees Brought to you by Higginbotham Documenting Method for Identifying Full-time Employees Beginning in 2015, the Affordable Care Act (ACA) imposes a penalty on applicable large employers (ALEs) that do not

More information

UNI V E RSI T Y O F M I C H I G A N

UNI V E RSI T Y O F M I C H I G A N SE C T I O N: Human Resources Number: 201.11-0 Revised: 10/14/2010 SUBJE C T: Sick Pay Plan Date Issued: Review Date: 10/14/2012 Attachment(s) 0 APPL I ES T O: Short-term sick time pay: All staff, with

More information

CITY OF CHICAGO DEFERRED COMPENSATION PLAN AMENDED AND RESTATED PLAN DOCUMENT (Effective September 5, 2014) PREAMBLE ARTICLE I DEFINITIONS

CITY OF CHICAGO DEFERRED COMPENSATION PLAN AMENDED AND RESTATED PLAN DOCUMENT (Effective September 5, 2014) PREAMBLE ARTICLE I DEFINITIONS Dear Participants: Attached is the City of Chicago Deferred Compensation Plan. Please review this document and file with your Deferred Compensation information. If you have any questions, please do not

More information

SUMMARY PLAN DESCRIPTION AND PROSPECTUS VARIAN MEDICAL SYSTEMS, INC. RETIREMENT PLAN

SUMMARY PLAN DESCRIPTION AND PROSPECTUS VARIAN MEDICAL SYSTEMS, INC. RETIREMENT PLAN SUMMARY PLAN DESCRIPTION AND PROSPECTUS VARIAN MEDICAL SYSTEMS, INC. RETIREMENT PLAN The date of this Summary Plan Description and Prospectus is April 15, 2013 THIS DOCUMENT CONSTITUTES PART OF A PROSPECTUS

More information

IRS AUDIT CHECKLIST FOR 403(b)s & 457(b)s

IRS AUDIT CHECKLIST FOR 403(b)s & 457(b)s IRS AUDIT CHECKLIST FOR 403(b)s & 457(b)s Years under examination: (For use by IRS beginning with the 2009 year) The first meeting for the examination of your plans will be a conference to discuss what

More information

Summary of the Thrift Savings Plan for Federal Employees

Summary of the Thrift Savings Plan for Federal Employees Summary of the Thrift Savings Plan for Federal Employees FEDERAL BUILDING May 2001 FEDERAL RETIREMENT THRIFT INVESTMENT BOARD 1250 H Street, NW Washington, DC 20005 May 2001 Dear Federal Employee: Whether

More information

Updated January 2016 WHAT COUNTS AS AN HOUR OF SERVICE?

Updated January 2016 WHAT COUNTS AS AN HOUR OF SERVICE? Updated January 2016 WHAT COUNTS AS AN HOUR OF SERVICE? Under the Patient Protection and Affordable Care Act ( PPACA ), an employee s status for purposes of the Employer Shared Responsibility requirement

More information

EL PASO COUNTY SHERIFF S OFFICE POLICY AND PROCEDURE MANUAL

EL PASO COUNTY SHERIFF S OFFICE POLICY AND PROCEDURE MANUAL EL PASO COUNTY SHERIFF S OFFICE POLICY AND PROCEDURE MANUAL Effective Date: 03/12/15 Supersedes: 02/21/07 Approval: Number: 318 Subject: ATTENDANCE RECORDS Reference: FLSA Standard: Chapter: III Reevaluation

More information

Interim Policy Statement 2-05 Compensatory Time Off for Travel

Interim Policy Statement 2-05 Compensatory Time Off for Travel Interim Policy Statement 2-05 Compensatory Time Off for Travel MS 625, Premium Pay Effective Date: January 7, 2013 Responsible Office: M/HRM Supersedes: 01/28/2005 Issuance Memo (01/07/2013) Issuance Memo

More information