Term Sheet HSBC Global Access Investment

Transcription

1 Term Sheet HSBC Global Access Investment HSBC Global Access Investment - Series 3 Growth 100% Capital Protected at Maturity Income 100% Capital Protected at Maturity Date: 18 January 2013

2 HSBC Global Access Investment - Series 3 Term Sheet 18 January 2013 Investment Parameters This HSBC Global Access Investment Series 3 Term Sheet ("Term Sheet") is issued by HSBC Bank Australia Limited ( HSBC ), ABN , AFSL It relates to a Growth Investment and an Income Investment and must be read in conjunction with, and is a "Term Sheet" for the purposes of, the HSBC Global Access Investment Combined Financial Services Guide and Product Disclosure Statement dated 16 July 2012 ("PDS"). Please ensure you read both the PDS and this Term Sheet in full before deciding whether to invest in the HSBC Global Access Investment. We recommend that you keep this Term Sheet and the PDS for future reference. Unless otherwise defined, terms used in this Term Sheet shall have the same meaning as in the PDS. To the extent there is any inconsistency between the PDS and this Term Sheet, the PDS shall prevail. Warning: The Investments issued under this Term Sheet are not capital protected in all circumstances and the level of capital protection which applies may be less than 100%. The Investments issued under this Term Sheet involve risks, please see the PDS for more information. You should not invest in this investment unless you fully understand the terms and the risks associated with this type of product. If you have any doubts about the suitability of this product, you must consult an independent professional adviser. Investors must have a HSBC transaction account in AUD. Please see the PDS for more information. HSBC Global Access Investment Series Name : HSBC Global Access Investment - Series 3 Issuer : HSBC Bank Australia Limited ABN AFSL No Reference Assets and Exchange (if applicable) The following are the Reference Assets and relevant Exchanges (if any) in respect of the Investments: 1 Reference Assets Hang Seng China Enterprises Index Bloomberg Ticker HSCEI Exchange Hong Kong Stock Exchange 2 KOSPI 200 Index KOSPI2 Korea Stock Exchange Please see Reference Asset Description on the next page for more information Investment Term 5 years (being the period from the Issue Date to the Maturity Date) Opening Date 29 January 2013 Closing Date and cut-off time Initial Observation Date 14 March 2013 (Thursday), 5.00pm (Sydney time) 21 March 2013 Issue Date 28 March 2013 Maturity Date Settlement Date 28 March Business Days after the Maturity Date Adviser Fees 3.00% of your Application Amount, this may be less depending upon market conditions. This fee will be funded by HSBC s revenue generated from the issuance of the Investment and is not a fee that is to be paid separately by you. Page 1 of 4

3 Growth Investment Growth Capital Protection $1.00 per $1.00 invested Growth Observation Dates 21 March 2014, 23 March 2015, 21 March 2016, 21 March 2017, 21 March 2018 Growth Cap As specified in the Confirmation referable to the Growth Investment. The: Indicative Growth Cap is $0.80 per $1.00 invested Minimum Growth Cap is $0.55 per $1.00 invested Income Investment Income Capital Protection $1.00 per $1.00 invested Income Observation Dates 21 March 2014, 23 March 2015, 21 March 2016, 21 March 2017, 21 March 2018 Income Cap As specified in the Confirmation referable to the Income Investment. The: Indicative Income Cap is $0.075 per annum per $1.00 invested Minimum Income Cap is $0.060 per annum per $1.00 invested Reference Asset Description Hang Seng China Enterprises Index (HSCEI) KOSPI 200 Index (KOSPI2) The Hang Seng China Enterprises Index is a freefloat capitalisation-weighted index comprised of H-Shares listed on the Hong Kong Stock Exchange and included in the Hang Seng Mainland Composite Index. The base value of this index is 2,000 as of 3 January The KOSPI 200 Index is a capitalisation-weighted index of 200 Korean stocks which make up 93% of the total market value of the Korea Stock Exchange. The index was developed with a base value of 100 as of 3 January Index Disclaimers Hang Seng China Enterprises Index The Hang Seng China Enterprises Index (the Index(es) ) is/are published and compiled by HSI Services Limited pursuant to a licence from Hang Seng Data Services Limited. The mark(s) and name(s) Hang Seng China Enterprises Index are proprietary to Hang Seng Data Services Limited. HSI Services Limited and Hang Seng Data Services Limited have agreed to the use of, and reference to, the Index(es) by HSBC in connection with the HSBC Global Access Investment (the Product ), BUT NEITHER HSI SERVICES LIMITED NOR HANG SENG DATA SERVICES LIMITED WARRANTS OR REPRESENTS OR GUARANTEES TO ANY BROKER OR HOLDER OF THE PRODUCT OR ANY OTHER PERSON (i) THE ACCURACY OR COMPLETENESS OF ANY OF THE INDEX(ES) AND ITS COMPUTATION OR ANY INFORMATION RELATED THERETO; OR (ii) THE FITNESS OR SUITABILITY FOR ANY PURPOSE OF ANY OF THE INDEX(ES) OR ANY COMPONENT OR DATA COMPRISED IN IT; OR (iii) THE RESULTS WHICH MAY BE OBTAINED BY ANY PERSON FROM THE USE OF ANY OF THE INDEX(ES) OR ANY COMPONENT OR DATA COMPRISED IN IT FOR ANY PURPOSE, AND NO WARRANTY OR REPRESENTATION OR GUARANTEE OF ANY KIND WHATSOEVER RELATING TO ANY OF THE INDEX(ES) IS GIVEN OR MAY BE IMPLIED. The process and basis of computation and compilation of any of the Index(es) and any of the related formula or formulae, constituent stocks and factors may at any time be changed or altered by HSI Services Limited without notice. TO THE EXTENT PERMITTED BY APPLICABLE LAW, NO RESPONSIBILITY OR LIABILITY IS ACCEPTED BY HSI SERVICES LIMITED OR HANG SENG DATA SERVICES LIMITED (i) IN RESPECT OF THE USE OF AND/OR REFERENCE TO ANY OF THE INDEX(ES) BY HSBC IN CONNECTION WITH THE PRODUCT; OR (ii) FOR ANY INACCURACIES, OMISSIONS, MISTAKES OR ERRORS OF HSI SERVICES LIMITED IN THE COMPUTATION OF ANY OF THE INDEX(ES); OR (iii) FOR ANY INACCURACIES, OMISSIONS, MISTAKES, ERRORS OR INCOMPLETENESS OF ANY INFORMATION USED IN CONNECTION WITH THE COMPUTATION OF ANY OF THE INDEX(ES) WHICH IS SUPPLIED BY ANY OTHER PERSON; OR (iv) FOR ANY ECONOMIC OR OTHER LOSS WHICH MAY BE DIRECTLY OR INDIRECTLY SUSTAINED BY ANY BROKER OR HOLDER OF THE PRODUCT OR ANY OTHER PERSON DEALING WITH THE PRODUCT AS A RESULT OF ANY OF THE AFORESAID, AND NO CLAIMS, ACTIONS OR LEGAL PROCEEDINGS MAY BE BROUGHT AGAINST HSI SERVICES LIMITED AND/OR HANG SENG DATA SERVICES LIMITED in connection with the Product in any manner whatsoever by any broker, holder or other person dealing with the Product. Any broker, holder or other person dealing with the Product does so therefore in full knowledge of this disclaimer and can place no reliance whatsoever on HSI Services Limited and Hang Seng Data Services Limited. For the avoidance of doubt, this disclaimer does not create any contractual or quasicontractual relationship between any broker, holder or other person and HSI Services Limited and/or Hang Seng Data Services Limited and must not be construed to have created such relationship. Page 2 of 4

4 KOSPI 200 Index The Product(s) is not sponsored, endorsed, sold or promoted by Korea Stock Exchange ("KSE"). KSE makes no representation or warranty, express or implied, to the owners of the Product or any member of the public regarding the advisability of investing in securities generally or in the Product particularly or the ability of the KOSPI Indexes to track general stock market performance. KSE's only relationship to the Licensee is the licensing of certain trademarks and trade names of KSE and of the KOSPI Indexes which is determined, composed and calculated by KSE without regard to the Licensee or the Product. KSE has no obligation to take the needs of the Licensee or the owners of the Product into consideration in determining, composing or calculating the KOSPI Indexes. KSE is not responsible for and has not participated in the determination of the prices and amount of the Product or the timing of the issuance or sale of the Product or in the determination or calculation of the equation by which the Product is to be converted into cash. KSE has no obligation or liability in connection with the administration, marketing or trading of the Product. KSE DOES NOT GUARANTEE THE ACCURACY AND/OR THE COMPLETENESS OF THE KOSPI INDEXES OR ANY DATA INCLUDED THEREIN AND KSE SHALL HAVE NO LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS THEREIN. KSE MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, OWNERS OF THE PRODUCT, OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE KOSPI INDEXES OR ANY DATA INCLUDED THEREIN. KSE MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE KOSPI INDEXES OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL KSE HAVE ANY LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT, OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS), EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. Page 3 of 4

5 Other Information Application for investment in this Investment When you place your order for the Investments in this Series you will be required to submit the Application Form attached to this HSBC Global Access Investment Series 3 Term Sheet. Income Amounts Income Amounts (if any) will be credited to your HSBC transaction account on each payment date in respect of an Income Amount as stated in the PDS. Non-acceptance HSBC reserves the right, in its sole discretion, on or before the Issue Date, to reject your application wholly or partially without providing a reason and return the Application Amount, without interest, to you. Enquiries/Complaints For any enquiries/complaints, please contact our 24 hour Customer Service at DISCLAIMER No liability is accepted whatsoever for any direct, indirect or consequential loss arising from the use of this document, the distribution of which may be restricted by law in certain jurisdictions. This document has been prepared without taking account of the objectives, financial situation or needs of any specific person or organisation who may receive this document. Accordingly prior to making an investment decision, you or your organisation should conduct such investigation and analysis regarding the product described herein as you deem appropriate and to the extent you deem necessary obtain independent advice from competent legal, financial, tax, accounting and other professionals, to enable you and/or your organisation to understand and recognise fully the legal, financial, tax and other risks arising in respect of the product and the purchase, holding and sale thereof. Copyright. HSBC Bank Australia Limited 2012 ALL RIGHTS RESERVED No part of this publication may be reproduced, stored in a retrieval system, or transmitted, on any form or by any means, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of HSBC Bank Australia Limited. HSBC Bank Australia Limited AFSL ABN Registered Office: 580 George St Sydney NSW 2000 Member HSBC Group Page 4 of 4

6 How to complete an application in the Term Sheet 1. HSBC Global Access Investment Series Name The HSBC Global Access Investment series name will be filled in for the Series of the Investment. Please check that it matches that of the Term Sheet. 2 Application Amount (a) Enter the amount you wish to apply to invest in the Growth Investment (if any) and the Income Investment (if any). Please then enter the combined amount of these two application amounts. The minimum Application Amount is $30,000, increasing in increments of $1,000. This minimum amount can be split between the Growth Investment and the Income Investment in increments of $1,000. (b) Please indicate the source of funds for this Application by ticking one of the boxes. If not on the list please tick Other and provide more information. 3. HSBC Transaction Account Please indicate you HSBC transaction account number. 4. Application Details (c) Tick one of the boxes to indicate the type of applicant. (d) Next to the Type of applicant is a guide to which parts of Section 4 need to be completed. 4A. Individual(s) or sole trader (e) In Section 4A please enter the details for individuals including the individual s name, date of birth, nationality, residential address and telephone number. (f) For sole traders, please provide also the full name, Australian Business Number ( ABN ), and address of the business. 4B. Superannuation Fund (g) Please complete Section 4B with details of the superannuation fund. Please provide full name of the SMSF, the ABN and the type of Trustee. If the trustee is a company, complete Section 4E for the trustee company. If the trustee is an individual(s), complete Section 4F for the trustee company. 4C. Trust (h) Complete this Section 4C if the application is made in the name of a trust. Please provide full name of the trust, the ABN and the type of Trustee. 4D. Company Complete this section if the application is made in the name of a company. Please provide company details including the full company name, ACN and registered addresses. 4E.Company as trustee If the applicant is a SMSF or trust with a company as the trustee complete this section. Please provide full company name, ACN and registered office address. 4F. Individual(s) as Trustee If the applicant is a SMSF or trust with individual(s) as the trustee complete this section. Please provide the individual s name, date of birth, nationality residential address and telephone number. 4G.Change of Details If any of your details have change for the applicant e.g. address etc, please advise of the changed information. 5 Tax File Number Please enter your Australian Taxation Office ( ATO ) Tax File Number (TFN) or exemption category. If you are applying for an exception please refer to the ATO website for a list of the exemption categories. Where applicable, please enter the TFN or exemption category for both joint applicants. Companies and other legal entities may instead quote their ABN. Collection of TFN(s) and ABN(s) is authorised by taxation laws. Quotation of TFN(s) or exemption category is not compulsory and will not affect your application. However, tax may be deducted from any payment to you at the highest marginal rate plus Medicare levy if a TFN, an ABN or an applicable ATO exemption category is not provided by you. 6 Contact Details for Correspondence Please enter your postal address for all correspondence. All communication from HSBC and the registry will be sent to the applicant(s) appearing on this Application Form. For joint applicants, only one postal address can be entered. Please also provide your telephone number(s) including full international direct dialling codes in case we need to contact you in relation to your application. 7 Applicant s CHESS Details If you are a CHESS participant or are sponsored by a CHESS participant and have a Holder Identification Number (HIN) please enter the number in the box provided. If you do not currently have a HIN number, you will have an opportunity to provide a HIN number to HSBC closer to the Maturity Date. If the trustee is a company, complete Section 4E for the trustee company. If the trustee is an individual(s), complete Section 4F for the trustee company.

7 8. Bank Account Details for the Income Amount (if applicable) If you are applying to invest in the Income Investment please supply your bank account details. The annual Income Amounts will be paid into this account. 9. Adviser Details Please enter the details of your adviser here. 10. Investor Declarations Please ensure that you read, understand and accept the Investor declarations before signing the Application Form. 11. Client Acknowledgement If you are applying to become an HSBC Global Access Investment investor you need to acknowledge that you understand the risks and terms in the Investment. You need to acknowledge that you have understood and have complied with each statement. If you do not understand any of the risks or prepared to take those risk or do not understand the terminology used you should not invest in the investment. 12. Authorisation Please print your name, sign and date that Application Form after you have read the Investor Declaration. 2

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9 HSBC Global Access Investment Application Form HSBC Complete the form using a BLACK PEN and print in clear CAPITAL LETTERS This is an Application Form for the HSBC Global Access Investment under the offer on the terms set out in the HSBC Global Access Combined Financial Services Guide and Product Disclosure Statement ( PDS ) dated 16 July 2012 (the Investment ). You must have read the PDS and the Term Sheet before submitting this Application. This Application Form together with your Application Amount must be received by HSBC Bank Australia Limited (ABN ) (AFSL ) before 5pm Sydney time on Closing Date by submitting them to: HSBC Bank Australia Limited HSBC Global Access Investment PO Box 3096 Parramatta NSW 2150 If you are in doubt as to how to deal with this Application Form, please contact your accountant, lawyer or other professional adviser. The PDS and Term Sheet contains information relevant to a decision to invest in the Investment and you should read the entire PDS and Term Sheet carefully before applying. Please refer to the previous pages for instructions on how to complete this Application Form. 4 APPLICANT DETAILS Type of applicant Individual Sole Trader Joint Individuals Superannuation Fund Trust Company Give details in Section 4A Give details of the applicant and Sole Trader in Section 4A Give details of both individuals in Section 4A Give details in Section 4B and: if the trustees are individuals then complete Section 4F for all trustees. If the trustee is a company, then complete Section 4E Give details in Section 4C and: if the trustees are individuals then complete Section 4F for all trustees. If the trustee is a company, then complete Section 4E Give details in Section 4F 1 HSBC Global Access Investment SERIES NAME The HSBC Global Access Investment Series you are applying for is specified below. Please see the HSBC Global Access Investment Term Sheet for details HSBC Global Access Investment - Series 13 4A APPLICANT 1 Title Surname INDIVIDUAL APPLICANTS Given name(s) 2 APPLICATION AMOUNT Growth Application Amount Income Application Amount Total Application Amount The minimum Investment Amount is $30,000 in increments of $1,000 thereafter. Source of funds Date of birth / / Gender M F Residential address (not a PO Box) Nationality Savings Salary Superannuation Money Inheritance Telephone number Other Specify 3 HSBC TRANSACTION ACCOUNT DETAILS HSBC Bank Account Name Bank account name SOLE TRADER Full business name (sole traders only) ABN Principal place of business Bank HSBC Bank Australia Limited BSB number Account number 1 of 5

10 APPLICANT 2 (JOINT APPLICANT) Title Given name(s) 4E Full registered company name COMPANY AS A TRUSTEE Surname Date of birth / / Gender M F Residential address (not a PO Box) Nationality ACN (applicable to domestic companies registered with ASIC) Address of registered office Telephone number 4F INDIVIDUAL(S) AS TRUSTEE 4B SELF MANAGED SUPER FUND (SMSF) Full name of superannuation fund Trustee 1 Title Surname Given name(s) ABN Date of birth Gender Nationality / / M F Trustees Company as trustee Give details of the company trustee in section 4E Residential address (not a PO Box) Individual(s) as trustee Give details of the individual(s) as trustee in section 4F 4C TRUSTS Telephone number Full name of trust Trustee 2 Title Given name(s) ABN Surname Trustees Company as trustee Give details of the company trustee in section 4E Individual(s) as trustee Give details of the individual(s) as trustee in section 4F Date of birth / / Gender M F Residential address (not a PO Box) Nationality 4D COMPANY Full registered company name Telephone number ACN (applicable to domestic companies registered with ASIC) Address of registered office 2 of 5

11 4G CHANGED DETAILS If your contact details have recently changed and you have not advised HSBC, please give your new details below. Change of Name 8 BANK ACCOUNT DETAILS FOR THE INCOME AMOUNTS (IF APPLICABLE) Use the account in Section 3? Yes No Bank account name Complete different HSBC Bank account detail s below Street Address (cannot be a PO Box) Suburb/City/Town Bank HSBC Bank Australia Limited State BSB number Account number Daytime Phone Number Other Mobile Number 9 ADVISER DETAILS Adviser Dealer group Postal address 5 TAX FILE NUMBER OR EXEMPTION CATEGORY Collection of TFN(s) is authorised by taxation laws. Quotation is not compulsory and will not affect your application. However tax may be deducted from any payments to you at the highest marginal rate plus Medicare levy if a TFN or ABN is not provided or you do not fall within an applicable exemption. Applicant TFN Joint applicant TFN Name of contact person address Contact phone number 6 CONTACT DETAILS FOR CORRESPONDENCE Postal address Adviser stamp address Daytime phone number Mobile phone number HIN 7 APPLICANT S CHESS DETAILS This is the account you will receive your Delivery Assets in at Maturity. If not provided this will not affect your application. Additional opportunity to supply this information will be provided prior to Maturity. 3 of 5

12 10 INVESTOR DECLARATION By subscribing for the HSBC Global Access Investment - Series 13, this includes both the HSBC Global Access (Growth) Investment Series 13 and the HSBC Global Access (Income) Investment- Series 1, 3 (the Investment ) pursuant to this Application Form, I/we confirm that: I/we have received the offer to subscribe for the Investment, and both the PDS and Term Sheet (electronically or otherwise), in Australia. I/we have received, read and understood the PDS and the Term Sheet and the declarations in this Application Form before I/we complete this Application Form. by signing this Application Form and submitting it to HSBC ( whether directly or through a financial adviser) together with payment of the Application Amount, I/we agree to be bound by the terms and conditions contained in the PDS and make the declarations contained in this Application Form. I/We agree to indemnify HSBC and any of its related bodies corporate against any loss, liability, damages, claim, cost or expense incurred as a result, directly or indirectly, of any declarations contained in this Application Form proving to be incorrect or untrue. where I am/we are natural person(s), I am/we are 18 years of age and not under any legal disability preventing me/us from applying for the Investment. where I am/we are subscribing for the Investment as trustee of a trust, I/we have all the power, authority and discretion vested as trustee to apply for and hold the Investment. where I am/we are subscribing for the Investment through my/our financial adviser (other than through a financial adviser on an execution only basis), by signing this application and arranging for my/our financial adviser to submit it on my/our behalf, I/we represent that I/we have received, and understood, any advice (including as to risks) required by me/us to make the investment decision to subscribe for the Investment in the Application Form. where I am/we are subscribing for the Investment directly or through a financial adviser on an execution only basis: (i) (ii) (iii) (iv) (v) I/we have not provided HSBC with any details of my/our financial situation or objectives or specific needs; I/we have not received any advice and I/we understand that by electing not to receive advice, I /we risk making a financial commitment that may not be entirely appropriate for my/our financial situation, objectives or specific needs; I/we fully understand that it is my/our responsibility to assess and ensure that the Investment is appropriate for my/our objectives, financial situation and particular needs; the only action, which I/we require HSBC to take, is to consider my/our application and if accepted, issue me/us with the Investment; and I/we do not require any ongoing review of the products listed above or any other ongoing service from HSBC. I/we have considered and determined that the Investment is an investment which is suitable to my/our investment objectives, financial situation and needs. I/we acknowledge that: once submitted, I/we cannot withdraw my/our application unless HSBC agrees otherwise. the acceptance of my/our application and the allocation of the Investment will be at the discretion of HSBC, which has the right to reject my/our application or allocate me/us a lesser number of Investment than I/we have applied for. the information contained in this PDS and Term Sheet is not investment advice or a recommendation that the Investment suits my/our individual investment objectives, financial situation or other specific needs. neither HSBC nor any of its related bodies corporate nor its advisers have provided any tax advice or otherwise made any representations regarding the tax consequences of my/our application to purchase the Investment and to the extent that I/we require, I /we have or will obtain my/our own financial and taxation advice from an independent professional adviser. I/we waive and agree not to make any claim against HSBC or any of its related bodies corporate or its advisers with respect to tax aspects of the Investment. my/our investment in the Investment is not a deposit of HSBC. The Investment can be subject to investment risk, including possible delays in repayment and loss of income and principal invested in the event of early termination or early withdrawal. neither HSBC Bank Australia Limited, nor any of its related bodies corporate, guarantees the performance of the Investment, or any particular rate of return. None of HSBC s related bodies corporate, will repay the principal invested. If the Investment is held until the Maturity Date I am/we are only entitled to receive Delivery Assets with an aggregate market value approximately equal to the Maturity Amount plus potentially a cash amount in respect of any fraction of a Delivery Asset (or the Sale Proceeds from selling those Delivery Assets if I/we elect for Cash Settlement or you do not provide sufficient information to HSBC to enable Physical Settlement). I/we have read and understood the "Use of Customer Information" provision on page 40 of the PDS and agree that information about me/us in this Application Form will not be collected, used or disclosed for any purpose other than for the purposes stated in the PDS. Where I/we provided information about any other individual, I/we will make that individual aware of the Use of Customer Information" provisions. I/we agree that for the purposes of my application for the Investment, HSBC may provide my/our personal information to my/our financial adviser, Boardroom Pty Limited (ABN ) and any other persons or entities including entities in the HSBC Group who are involved in the whole, or part of, the Investment. I/we understand that once the information is provided to such persons, HSBC will not be able to control the way in which that information is used and I/we agree that HSBC is not liable for any loss, expense, damage or claim directly or in respect of any disclosure of information by HSBC. I/we confirm that if I/we have obtained a loan to fund my/our investment in the Investments, I/we have obtained my/our own independent tax advice regarding my/our position and potential outcomes. I/we agree and acknowledge that by allowing me/us to fund my/our investment in the Investments or by making any referrals to any third party financiers, HSBC does not make any representations whatsoever regarding my/our tax position or any potential outcomes in respect of such loan. I/we understand that the Investment is designed to be held to Maturity upon which I/we will take delivery of the Delivery Assets. I/We understand that if I/we elect for Cash Settlement of my/our Investment or if I/we do not supply HSBC with my/our HIN number either now in this Application Form or later in the Settlement Election Form, HSBC will not be able to transfer the Delivery Assets in my/our name(s) and HSBC will need to sell the Delivery Assets on my/our behalf and pay me/us the Sale Proceeds. I/We understand that if the Delivery Assets are sold on my/our behalf, the general taxation summary in Section 10 Tax may not apply to me/us and I/we will seek my/our own independent tax advice before making a decision for Cash Settlement to apply. I/we have consented to members of the HSBC Group contacting me/us from time to time with various product offers and special promotions via mail, or telephone. This consent is effective until I/we withdraw it by contacting HSBC by telephoning or writing to HSBC Bank Australia Limited, Marketing Department, GPO Box 5302 Sydney NSW of 5

13 11 CLIENT ACKNOWLEDGEMENT All items must be initialled for HSBC to accept your application. Please note I is We if applicable. I have read the PDS and the Term Sheet. I understand the terms and structure of an HSBC Global Access Investment. I understand that the risks if the in Investment this Investment for which and I acknowledge am applying is that not they 100% meet capital my financial protected at objectives. Maturity, then I may get back an amount that is less than what I originally invested. I understand the risks in this Investment and acknowledge that they meet my financial objectives. 12 AUTHORISATION Where this Application Form is executed by an attorney, then by signing this Application Form, the attorney represents and warrants that it has not received any notice of revocation of the relevant Power of Attorney under which this Application Form is signed (whether by death of the grantor or otherwise). If you are signing on behalf of a company then you do so pursuant to s127(1) of the Corporations Act 2001 (Cth). Applicant 1/ Authorised Signatory 1 Full name (please print) Signature Date / / Applicant 2/ Authorised Signatory 2 Full name (please print) Signature Date / / Take the application to your financial adviser OR your closest HSBC branch OR send to: HSBC Bank Australia Limited HSBC Global Access Investment PO Box 3096 Parramatta NSW 2150 BANK USE ONLY HUB : : : : : : : KYC Signature Verification 5 of 5

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15 DIRECT DEBIT REQUEST ( Request ) PERSON(S) GIVING AUTHORITY Individual(s) or sole traders or individuals as trustee Given name(s) Surname Work phone number Home phone number SIGNATURE(S) By signing this section, I/we acknowledge I/we have read, understood and accepted the terms and conditions governing the debit arrangements as set out in this Request and confirm that the details on this Request have been checked and are correct. Note: If the Account is a joint account please sign in accordance with the authority for the Account. If you are signing on behalf of another person or entity, please state the capacity in which you sign in the signature box below. If you are signing on behalf of a company then you do so pursuant to s127(1) of the Corporations Act 2001 (Cth.). Address Applicant 1/ Authorised Signatory 1 Full name (please print) Company or company as trustee for SMSF/ Trust Company Name ( The Company ) Signature Date / / ACN/ARBN/ABN (please circle) Contact phone number Applicant 2/ Authorised Signatory 2 Full name (please print) Address Signature Date / / REQUEST AND AUTHORITY TO DEBIT In accordance with the terms and conditions applicable to the HSBC Global Access - Series 13 (the Investment ) and subject to the Direct Debit Request Service Agreement below and any further instructions provided below I/we request and authorise HSBC Bank Australia Limited ( HSBC )[(User ID ) to debit my/our nominated HSBC account below ( Account ) through the Bulk Electronic Clearing System on or about the Closing Date and pay my/our investment in the Investment: Note: If the Request is given by Trustees of a SMSF/Trust then the individual Trustees must sign. If the Request is given by a Company or Company as Trustee then the Company Secretary and another Director must sign. The amount of AUD Direct Debit Date ( Closing Date ) 14 March September Account holders name(s) BSB number Account number Note: You may cancel or alter this Request or stop a debit or payment to be made under this Request by calling customer service on or sending your written instruction to HSBC Bank Australia Limited at 580 George Street Sydney NSW Any such cancellation or alteration must be received by HSBC no later than the Closing Date. If this Request is cancelled, your application to invest in the Investment will not be processed. Signature Verification BANK USE ONLY 1 of 2

16 DIRECT DEBIT REQUEST SERVICE AGREEMENT Definitions In this Agreement: Act means the Privacy Act 1988 (Commonwealth). Agreement means this Direct Debit Service Agreement between you and us. Business Day means a day (other than a Saturday or Sunday or a public holiday) on which banks are open for business in Sydney. Debit means the direct debit authorised under this Request. personal information means any information (including any sensitive information) which we collect, use, hold and disclose about you (including your account details and any amounts to be debited from your account) in accordance with the Act. privacy and related law means the Act including the National Privacy Principles, and all other privacy law or codes of practice relevant to our collection, use and disclosure of your personal information and our processing of the Debit request. Privacy Policy means our privacy policy which can be obtained by contacting our privacy officer on or by visiting any HSBC Bank Australia Limited branch or agency. us and we and our means HSBC Bank Australia Limited ABN you and your means the customer who signs this Request 1 Debiting the Account 1.1 By signing this Request, you authorise us to arrange for funds to be debited from the Account. 1.2 We will only arrange for funds to be debited from the Account as authorised in the Request. 1.3 If the Debit falls on a day that is not a Business Day, we may debit the Account on the following Business Day. If you are not sure about which day the Account has or will be debited, please contact us. 2 Changes by us 2.1 We may vary any details of this Agreement or a direct debit request at any time by giving you at least fourteen (14) days written notice. 3. Changes by you 3.1 Subject to 3.2, you may change or cancel the arrangements under the Request by contacting us on or sending your written instruction to HSBC Bank Australia Limited at 580 George Street Sydney NSW Any such cancellation or alteration must be received by us no later than the Closing Date. If the Request is cancelled, your application to invest in the Investment will not be processed. 4 Your obligations 4.1 It is your responsibility to ensure that there are sufficient clear funds available in the Account before the Closing Date to allow the Debit to be made. 4.2 If there are insufficient clear funds available in the Account to allow the Debit to be made, your application to invest in the Investment will not be processed. Nothing in these terms and conditions affects or overrides the terms of the Account or the Investment. 4.3 Please check your account statement to verify that the amounts debited from the Account are correct. 5 Dispute 5.1 If you believe that there has been an error in debiting the Account, you can call us on as soon as possible so that we can try to resolve your query quickly. 5.2 If our investigations show that the Account has been incorrectly debited we will adjust your account accordingly. We will notify you in writing of the amount by which the Account has been adjusted. 5.3 If our investigations show that the Account has not been incorrectly debited we will respond to your query by providing you with reasons and copies of any evidence for this finding. 6 Account You should check: 6.1 with us whether direct debiting is available from the Account as direct debiting is not available on all accounts; 6.2 the Account details which you have provided to us are correct by checking them against a recent account statement; and 6.3 with us before completing the Request if you have any queries about how to complete the Request. 7 Confidentiality and Privacy 7.1 When we collect, use and disclose your personal information including any in this Agreement (such as the Account details), we comply with the privacy and related law and our Privacy Policy. 7.2 We will disclose information about you for the purposes of this Agreement which may include providing information to others involved in the Debit (for example we may need to do so in connection with a claim that there has been an incorrect or wrongful debit). 7.3 If you fail to provide any information requested in this Agreement then we will not be able to arrange the Debit and your application to invest in the Investment will not be processed. 7.4 You can access most personal information that we and our related companies hold about you by contacting our privacy officer on Sometimes that access will not be possible, in which case you will be told why. 8 More information and Notices 8.1 If you wish to make an enquiry or express a concern about the way we collect, use and disclose your personal information, contact us on or speak to us personally at one of our branches. 8.2 If you wish to notify us in writing about anything relating to this Agreement, you should contact us on to confirm our correct mailing address. 2 of 2