Switching to First Federal has never been easier!

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1 Switching to First Federal has never been easier! Step 1 : Open a First Federal of Northern Michigan Checking/Savings Account! Simply submit an application through our website or stop in and see a New Account Representatives at one of our convenient 8 branch locations. They will help you determine what account(s) is best for you. Step 2 : Stop using your previous account. Allow time for outstanding checks to clear. Destroy your ATM and/or Debit cards, any unused checks, and deposit slips. Step 3 : Move your Direct Deposit(s) to your First Federal Checking Account. Use the Quick Start Enrollment Form For Direct Deposit(s) of Employee Payroll or Government Benefits. Step 4 : Transfer any Automatic Payments and Debits to your First Federal Checking/Savings Account. Use the Automatic Payment Change Request form to assist you in quickly making the transfer. Step 5 : Close your previous account. Once your direct deposit(s), automatic payments and debits are coming into/going out of your new First Federal Checking/Savings Account, use the Easy Close form to close you previous checking/savings account.

2 AUTHORIZATION TO CHANGE AUTOMATIC PAYMENTS To RE: Account Number: Date of Request: I am writing to request and authorize you to change the account from which you debit my automatic payment from. Please find the necessary information to complete this request below. Effective immediately please discontinue taking my payments from: Old Financial Institution Name: Old ABA/Routing Number: Old Account Number: I hereby authorize any future automatic payments to be electronically debited from my new First Federal of Northern Michigan Account. First Federal of Northern Michigan ABA/Routing Number: New Checking Savings Account Number: Please send me a written confirmation of when the change will be effective. If you have any questions regarding this matter, or if this letter is NOT sufficient enough to make these changes, please contact me at the phone number listed below. Thank you for your prompt attention to this matter. Sincerely, Account Holder Signature Date Phone Account Holder Signature Date Phone

3 Easy Close Account Closing Form To: From: RE: To Whom It May Concern: Please close my account described above effective as indicated below. No disbursement of this account is necessary. This account has a zero balance as I have written check number for $ to complete all activity and have deposited it to my new account at First Federal of Northern Michigan. Please prepare a cashier s check for the balance in the account made payable to: First Federal of Northern Michigan FBO: Account Number: Account Type: Please be certain to include my account number mail on my behalf to: First Federal of Northern Michigan Attn: on the check and, MI Thank you for your prompt attention to this matter. Sincerely, County State of On this day of, before me personally appeared to me known to be the person described in and who executed the foregoing instrument and acknowledged that they signed, sealed, executed and delivered this affidavit as their free act and deed for the purpose therein mentioned and which he/she/they swears to be true. My commission expires Notary Public, (County) (State)

4 First Federal of Northern Michigan QUICK START Enrollment Form for Direct Deposits of Employee Payroll Name of Employee: Customer s Social Security # (recipient s SS#): Address: City: State: Zip: Telephone: Amount to be deposited: Entire amount Partial $ First Federal Routing / Transit Number: Account Title: Account Type: (22) Demand Deposit (checking account) (32) Savings Account Account Number: Customer signature: Date: FFNM Representative signature:

5 First Federal of Northern Michigan QUICK START Enrollment Form for Direct Deposits of Government Benefits Type of Payment: Social Security Supplemental Security Income Veterans Compensation/Pension Civil Service Annuity Civil Service Survivor Annuity Railroad Retirement Annuity Railroad Unemployment/Sickness Name of Benefit Recipient: Customer s Social Security # (recipient s SS#): Address: City: State: Zip: Telephone: Representative Payee Indication: Payee is Benefit Recipient (0) Someone receives dollars FOR the benefit recipient (1) First Federal Routing / Transit Number: Account Title: Account Type: (22) Demand Deposit (checking account) (32) Savings Account Account Number: Customer signature: Date: FFNM Representative signature:

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