auction a guide to buying at Commercial

Save this PDF as:
 WORD  PNG  TXT  JPG

Size: px
Start display at page:

Download "auction a guide to buying at Commercial"

Transcription

1 Commercial a guide to buyig at auctio Allsop is the market leader from commercial ad residetial auctios i the UK Aually sells aroud 700 millio of property at auctio Holds six commercial ad seve residetial UK property auctio sales each year Regular sales of properties i Dubli Buyig at auctio esures a immediate exchage of cotracts with o protracted egotiatios or delays. We sell properties throughout the UK givig the greatest opportuity of fidig the right property for you. If you are thikig of buyig a property at oe of our auctios, fidig out as much as possible about the property ad the auctio process before you bid is essetial.

2 A guide to buyig commercial property at auctio before the auctio 1 Fid out iformatio Iformatio o all properties, legal iformatio ad dates of future auctios ca be obtaied as follows: O-lie catalogue By goig to you will have access to the curret o-lie catalogue 3 weeks prior to a auctio sale. I additio, by registerig at We will you guide prices ad property updates. Prited catalogue You ca obtai a prited catalogue by: Callig the catalogue request lie: Requestig a copy o-lie at 2 Idetify lots Look through the catalogue ad idetify those lots that may be of iterest. A list of properties ca be foud at the frot of the catalogue or o our website. 3 Guide prices Guide Prices are ot ecessarily figures at which a property will sell; they are oly iteded to be a idicatio of the seller s miimum expectatio. They are subject to chage throughout the marketig period so please check up to the miute prices which ca be obtaied o this site uder guide prices. If you register as a Allsop subscriber you will automatically receive guide prices by . 4 Ispectio/Viewig property You should always go ad see the property before you purchase. To arrage to view a property you should either follow the istructios o the lot web page or if there are o istructios, cotact the Commercial Auctio Departmet (o ) who will arrage a appoitmet for you. Please ote that at least 48 hour s prior otice is ormally required. 5 Legal Documetatio If you wish to receive special coditios of sale or legal documetatio i respect of ay lot, please see the iformatio o the lot web page. Documets are usually available to dowload from the website for free, alteratively they will be available from the vedors solicitors, usually at a cost to cover the copyig. Solicitors details for each lot ca be foud o the web lot page or i the catalogue. We will ot make a charge for sedig out Special Coditios of sale which are available o the website. If you eed further legal iformatio please cotact the vedor s solicitor. Legal packs will usually be available for ispectio i the auctio room, although this caot be guarateed. Remember that you buy subject to all documetatio ad terms of cotract whether or ot you have read them. It is importat that you check with the vedor s solicitors prior to the sale to esure that you receive ay documets subsequetly available.

3 A guide to buyig commercial property at auctio before the auctio 6 Addedum/Chages to property iformatio Occasioally chages eed to be made to the lot iformatio or the Special Coditios of Sale. These ca be foud o the website uder Addedum. Before you bid it is essetial that you check for ay chages that may have occurred, eve up to the day of the auctio. A fial addedum will be made available at the auctio ad will form part of The Cotract. 7 Sales Prior to the Auctio I some istaces a vedor may cosider sellig his property prior to auctio. It is worth registerig your iterest i a particular lot with the Auctio Team as they will keep you up to date, wherever possible, of ay possibility of the lot beig sold prior to auctio. You ca make a offer at ay time up to the date of the auctio, but if your offer is accepted you will have to be i a positio to exchage cotracts ad pay your deposit immediately. 8 Arrage Fiace If you successfully bid for a property you will be required to provide a 10% deposit o the day of the auctio. You should make sure that you arrage ay fiace required to complete the sale well i advace of the auctio. 9 What if I ca t atted the auctio? Proxy/ Telephoe/ Iteret Biddig If you are uable to atted the sale, you ca bid by telephoe (where we will telephoe you whe the lot is beig auctioed), by proxy i writig (where you specify your maximum bid ad the auctioeer bids o your behalf) or o-lie. I each case we eed a completed registratio form, photocopy idetificatio documets ad a cheque to cover your deposit prior to the date of the auctio. A Remote Biddig registratio form is prited i the catalogue or ca be dowloaded from the website. 10 Fid out whether the property is still available We strogly advise bidders either to look o our website or call us the day before the auctio to make sure that the lots, i which they are iterested, are still available. 11 Uderstad all terms & coditios Buyig property at auctio is differet to buyig property privately ad we strogly advise potetial purchasers to check that they have read ad uderstood all the various legal documets ad terms & coditios. More iformatio ca be foud i the Auctioeer s Notices Part Oe Guidace for Prospective Buyers which are prited i the catalogue or available to dowload.

4 A guide to buyig commercial property at auctio at the auctio 1 Thigs to brig with you: Your catalogue A acceptable meas of payig the deposit we will accept persoal or compay cheque, debit card, baker s draft or buyer s solicitor s cliet accout cheque. If you are payig by cheque, we will require oe cheque for each lot. Please ote that either cash deposits or credit card paymets are accepted. Idetificatio you will eed to brig two separate forms of idetificatio relatig to you as bidder, icludig photo ID such as your passport or drivig licece AND proof of your address such as a bak statemet or utility bill. Details of the solicitors you ited to use 2 Do I eed to register? Uless stated o the web lot page or stated i the catalogue for a particular lot you do ot eed to register. Simply pick up a order of sale (see below) ad the latest addedum (see below) ad take a seat. 3 Order of Sale This is a complete ad up to date list of all the lots that will be sold o the day ad i what order. Some lots will have bee withdraw or sold prior so you should check this list carefully to esure that the lot you have come to buy is still icluded i the sale. 4 Addedum Occasioally chages eed to be made to the lot iformatio or the Special Coditios of Sale. Before you bid it is essetial that you check the prited addedum ad liste for ay aoucemets made detailig ay chages that may have occurred as these will form part of the Memoradum of Sale. 5 Start of auctio The auctio will start promptly at the time prited i the catalogue. The auctioeer will make a umber of aoucemets about the auctio procedure. A summary of the auctioeer s presale aoucemets is prited i the catalogue ad appears o the website. 6 Biddig The auctioeer will aouce each lot ad refer to ay last miute chages. The curret lot umber is usually displayed o a scree ext to the auctioeer, which will also display the last bid take for the lot beig offered. The auctioeer will ivite bids at a particular level ad you ca make this bid by raisig your had or catalogue. The auctio room is likely to be full, so please make your bids clear ad esure you have the Auctioeer s attetio. All lots will be offered for sale subject to a udisclosed reserve price (uless stated otherwise). The auctioeer will regulate the biddig icremets ad the property will be kocked dow to the highest bidder, assumig that the reserve is met or exceeded. Please ote that questios will ot be take by the auctioeer from the floor oce the auctio is i progress. If you do have ay last miute queries, you should speak to a member of the Allsop team. Our advice, if you have ay doubts, is ot to bid. 7 O the fall of the gavel Whe the hammer falls, if you are the highest bidder (at or above the reserve price), you have bought the lot ad a legal ad bidig cotract has bee formed. What happes if I am the successful bidder? Whe a lot is kocked dow to you, you will be asked to, complete a Buyer s Slip, give a deposit cheque ad provide idetificatio. Buyer s Slip You will be asked to give your cotact details, the ame to appear o the memoradum of sale ad details of your solicitor. A copy of this form appears i the catalogue ad is available to dowload. Deposit You will be asked to provide a deposit, ormally 10% of the purchase price. Please ote that cash ad credit card deposits are ot accepted. Persoal cheque, compay cheque, debit card ad baker s draft are acceptable subject to the Coditios of Sale ad to the provisios of clause 4 of the Auctioeer s Notices Part Oe Guidace for Prospective Buyers. Idetificatio We will ask you for two forms of idetificatio relatig to you as bidder so please brig your drivig licece or passport ad proof of your address such as a bak statemet or recet utility bill. We will take copies o the day for retetio i accordace with our iteral bidder ID procedures ad RICS Best Practice guidelies. 8 Exchage of Cotract After completig the Buyer s slip ad hadig over your cheque, you will be give a lot card by way of receipt. After approximately miutes you should approach the cotract desk i the room ad had this card to the staff there who you will ask you to sig the Memoradum of Sale. You will take away the Vedor s part cotract ad give this to your solicitor. We will sed your siged cotract to the Vedor s solicitor ad completio will take place as specified o the special coditios of sale. Please do ot leave the auctio room without takig your siged cotract. 9 Usold lots I the ulikely evet that the property you wish to buy does ot sell, you should register your highest bid with us before you leave the auctio room. 10 Results Results ca be viewed o the website immediately after the auctio.

5 Commercial cotacts Useful umbers Catalogue requests (calls are charged at 1.50 per miute at all times) Liste to the auctio live (calls are charged at 60p per miute at all times) Service provided by Essetial Iformatio Group Tel Olie Full property details Legal documet dowloads Addeda Updated guide prices Results Live lik to auctio Past auctio results Usold lots Meet the team Patrick Kerr George Walker Neil Mackilligi Seior Gregor Campbell Duca Moir Mark Gower Philip Parsos Further iformatio If you require further iformatio about buyig or sellig at oe of our auctios, please cotact: Allsop Commercial Auctio Team +44 (0) Wigmore Street, Lodo W1U 1BZ

auction a guide to buying at Residential

auction a guide to buying at Residential Residetial a guide to buyig at auctio Allsop is the market leader for residetial ad commercial auctios i the UK Aually sells approximately 1 billio of property at auctio i the UK Holds at least seve residetial

More information

auction a guide to selling at Residential

auction a guide to selling at Residential Residetial a guide to sellig at auctio Allsop is the market leader for residetial ad commercial auctios i the UK Aually sells up to 700 millio of property at auctio Holds at least seve residetial ad six

More information

I apply to subscribe for a Stocks & Shares NISA for the tax year 2015/2016 and each subsequent year until further notice.

I apply to subscribe for a Stocks & Shares NISA for the tax year 2015/2016 and each subsequent year until further notice. IFSL Brooks Macdoald Fud Stocks & Shares NISA trasfer applicatio form IFSL Brooks Macdoald Fud Stocks & Shares NISA trasfer applicatio form Please complete usig BLOCK CAPITALS ad retur the completed form

More information

I apply to subscribe for a Stocks & Shares ISA for the tax year 20 /20 and each subsequent year until further notice.

I apply to subscribe for a Stocks & Shares ISA for the tax year 20 /20 and each subsequent year until further notice. IFSL Brooks Macdoald Fud Stocks & Shares ISA Trasfer Applicatio Form IFSL Brooks Macdoald Fud Stocks & Shares ISA Trasfer Applicatio Form Please complete usig BLOCK CAPITALS ad retur the completed form

More information

For customers Key features of the Guaranteed Pension Annuity

For customers Key features of the Guaranteed Pension Annuity For customers Key features of the Guarateed Pesio Auity The Fiacial Coduct Authority is a fiacial services regulator. It requires us, Aego, to give you this importat iformatio to help you to decide whether

More information

How to set up your GMC Online account

How to set up your GMC Online account How to set up your GMC Olie accout Mai title Itroductio GMC Olie is a secure part of our website that allows you to maage your registratio with us. Over 100,000 doctors already use GMC Olie. We wat every

More information

Best of security and convenience

Best of security and convenience Get More with Additioal Cardholders. Importat iformatio. Add a co-applicat or authorized user to your accout ad you ca take advatage of the followig beefits: RBC Royal Bak Visa Customer Service Cosolidate

More information

auction a guide to selling at Commercial

auction a guide to selling at Commercial Commercial a guide to selling at auction n Allsop is the market leader for commercial and residential auctions in the UK n Annually sells around 900 million of property at auction n Holds six commercial

More information

How to use what you OWN to reduce what you OWE

How to use what you OWN to reduce what you OWE How to use what you OWN to reduce what you OWE Maulife Oe A Overview Most Caadias maage their fiaces by doig two thigs: 1. Depositig their icome ad other short-term assets ito chequig ad savigs accouts.

More information

Tenants handbook Booklet 4. Paying your rent. June 2015

Tenants handbook Booklet 4. Paying your rent. June 2015 Teats hadbook Booklet 4 Payig your ret Jue 2015 Your Ret ad other charges Payig your ret ad other charges is a coditio of your teacy. If you do ot pay, you will have broke your teacy agreemet with us.

More information

FLEXIBLE GUARANTEE BOND SERIES 2

FLEXIBLE GUARANTEE BOND SERIES 2 FLEXIBLE GUARANTEE BOND SERIES 2 Key features of the Flexible Guaratee Bod Series 2 The Fiacial Coduct Authority is a fiacial services regulator. It requires us, LV=, to give you this importat iformatio

More information

Feed in Tariff. Application Form

Feed in Tariff. Application Form Feed i Tariff Applicatio Form Feed i Tariff Applicatio Form How to complete this form: You eed to check you re eligible to joi the Feed i Tariff (FiT) first, by visitig our website power.com ad readig

More information

Amendments to employer debt Regulations

Amendments to employer debt Regulations March 2008 Pesios Legal Alert Amedmets to employer debt Regulatios The Govermet has at last issued Regulatios which will amed the law as to employer debts uder s75 Pesios Act 1995. The amedig Regulatios

More information

Current Year Income Assessment Form

Current Year Income Assessment Form Curret Year Icome Assessmet Form Academic Year 2015/16 Persoal details Perso 1 Your Customer Referece Number Your Customer Referece Number Name Name Date of birth Address / / Date of birth / / Address

More information

5/gallon. Earn. Then save. Cash Management. Control. Must Apply by 6/30/16. Save 25 /gallon on fuel purchases for the first 2 billing periods * ; then

5/gallon. Earn. Then save. Cash Management. Control. Must Apply by 6/30/16. Save 25 /gallon on fuel purchases for the first 2 billing periods * ; then Ear The save 25/gallo for the first 2 billig periods o fuel purchases with the ExxoMobil Busiess Card. * No miimum purchase requiremets ad o maximum savigs cap. Limited-time offer. Must apply by 6/30/16.

More information

Basic Current Account

Basic Current Account Curret Accouts Basic Curret Accout Applicatio form Please fill i the form usig BLOCK CAPITALS ad black ik. Tick ay boxes which apply. Satader is able to provide literature i alterative formats. The formats

More information

Professional Networking

Professional Networking Professioal Networkig 1. Lear from people who ve bee where you are. Oe of your best resources for etworkig is alumi from your school. They ve take the classes you have take, they have bee o the job market

More information

National Institute on Aging. What Is A Nursing Home?

National Institute on Aging. What Is A Nursing Home? Natioal Istitute o Agig AgePage Nursig Homes: Makig The Right Choice Lucille has lived i her home for 33 years. Eve after her husbad died 3 years ago, she was able to maage o her ow. Recetly, she broke

More information

Information about Bankruptcy

Information about Bankruptcy Iformatio about Bakruptcy Isolvecy Service of Irelad Seirbhís Dócmhaieachta a héirea Isolvecy Service of Irelad Seirbhís Dócmhaieachta a héirea What is the? The Isolvecy Service of Irelad () is a idepedet

More information

Cartrefi Hafod Lettings Agency

Cartrefi Hafod Lettings Agency Cartrefi Hafod Lettigs Agecy The ame you ca trust LANDLORD BOOKLET Cartrefi Hafod Lettigs Agecy Cartrefi Hafod Lettigs Agecy offer help to iexperieced ladlords to maage their homes. Hafod Housig Associatio

More information

Phone: 905-791-1015 E-mail: transhelp@peelregion.ca Website: peelregion.ca/transhelp

Phone: 905-791-1015 E-mail: transhelp@peelregion.ca Website: peelregion.ca/transhelp V E R S I O N 3. 1 Welcome to the Regio of Peel s TrasHelp service. This service is iteded for residets of Peel with disabilities, who are uable to ride accessible covetioal trasit. If you are ot curretly

More information

A Resource for Free-standing Mathematics Qualifications Working with %

A Resource for Free-standing Mathematics Qualifications Working with % Ca you aswer these questios? A savigs accout gives % iterest per aum.. If 000 is ivested i this accout, how much will be i the accout at the ed of years? A ew car costs 16 000 ad its value falls by 1%

More information

summary of cover CONTRACT WORKS INSURANCE

summary of cover CONTRACT WORKS INSURANCE 1 SUMMARY OF COVER CONTRACT WORKS summary of cover CONTRACT WORKS INSURANCE This documet details the cover we ca provide for our commercial or church policyholders whe udertakig buildig or reovatio works.

More information

Your guide to the Prepaid Funeral Plan 2016

Your guide to the Prepaid Funeral Plan 2016 Your guide to the Prepaid Fueral Pla 2016 I am ow i the happy positio of ot havig to worry, or ideed thik about, my fueral at all. I feel quite secure that my wishes will be followed while still leavig

More information

MainStay Funds IRA/SEP/Roth IRA Distribution Form

MainStay Funds IRA/SEP/Roth IRA Distribution Form MaiStay Fuds IRA/SEP/Roth IRA Distributio Form Do ot use for IRA Trasfers or SIMPLE IRA INSTRUCTIONS Before completig this form, please refer to the applicable Custodial Agreemet ad Disclosure Statemet

More information

PAYG instalments how to complete your activity statement

PAYG instalments how to complete your activity statement Istructios for busiesses ad ivestors PAYG istalmets how to complete your activity statemet For more iformatio visit www.ato.gov.au NAT 7393-11.2012 Our commitmet to you We are committed to providig you

More information

Get advice now. Are you worried about your mortgage? New edition

Get advice now. Are you worried about your mortgage? New edition New editio Jauary 2009 Are you worried about your mortgage? Get advice ow If you are strugglig to pay your mortgage, or you thik it will be difficult to pay more whe your fixed-rate deal eds, act ow to

More information

Consider these sobering statistics

Consider these sobering statistics Idetity Theft is a form of fraud or Idetity theft cotiues to icrease every year ad has impacted millios of Americas. cheatig of aother perso s idetity i which someoe preteds to be someoe else by assumig

More information

Revised Special Terms & Conditions

Revised Special Terms & Conditions Call: 0191 505 0033* Lies are ope betwee 9am to 6pm Moday to Friday (excludig UK bak holidays) Email us: customerservice@highyieldaccout.co.uk** Write to us: High Yield Vaquis Bak, Freepost RSGY-CKJA-BKCS,

More information

Solving Inequalities

Solving Inequalities Solvig Iequalities Say Thaks to the Authors Click http://www.ck12.org/saythaks (No sig i required) To access a customizable versio of this book, as well as other iteractive cotet, visit www.ck12.org CK-12

More information

BUY TO LET MORTGAGE APPLICATION FORM

BUY TO LET MORTGAGE APPLICATION FORM BUY TO LET MORTGAGE APPLICATION FORM STAGE 2 OF 2 Please submit Stage 2 form to upgrade to full applicatio oce customer has read ad accepted the Mortgage Illustratio. Please complete this page if form

More information

CHICAGO S PREMIER BOUTIQUE REAL ESTATE COMPANY

CHICAGO S PREMIER BOUTIQUE REAL ESTATE COMPANY CHICAGO S PREMIER BOUTIQUE REAL ESTATE COMPANY WHO IS CONLON? # 1 TOP 10 Chicago s #1 Boutique Real Estate Brokerage. Chicago Market Share. Out of over 500 Firms. CONLON: A Real Estate Compay is Chicago

More information

Statement of cash flows

Statement of cash flows 6 Statemet of cash flows this chapter covers... I this chapter we study the statemet of cash flows, which liks profit from the statemet of profit or loss ad other comprehesive icome with chages i assets

More information

Benefits of the Visa Business Card 3. Summary Box 4. Additional benefits for Visa Business Gold Cardholders 5. AA Breakdown 6

Benefits of the Visa Business Card 3. Summary Box 4. Additional benefits for Visa Business Gold Cardholders 5. AA Breakdown 6 Visa Busiess Cards ALLIED IRISH BANK (GB) VISA BUSINESS CARDS The Allied Irish Bak (GB) Visa Busiess Card provides a simple ad highly effective way for your busiess to moitor ad cotrol routie expeses ad

More information

Flood Emergency Response Plan

Flood Emergency Response Plan Flood Emergecy Respose Pla This reprit is made available for iformatioal purposes oly i support of the isurace relatioship betwee FM Global ad its cliets. This iformatio does ot chage or supplemet policy

More information

The Vehicle Warranty Products Code

The Vehicle Warranty Products Code The Vehicle Warraty Products Code Applyig to warraty admiistrators govered by the Tradig Stadards Istitute-approved guidelies Cotets Itroductio 3 Defiitios 4 Advertisig What our promise meas to you 6 What

More information

There s Wealth in Our Approach.

There s Wealth in Our Approach. Electroic Fud Trasfers/ Automated Clearig House Services There s Wealth i Our Approach. A divisio of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC. Electroic Fud Trasfers/Automated Clearig House Services

More information

Personal Retirement Savings Accounts (PRSAs) A consumer and employers guide to PRSAs

Personal Retirement Savings Accounts (PRSAs) A consumer and employers guide to PRSAs Persoal Retiremet Savigs Accouts (PRSAs) A cosumer ad employers guide to PRSAs www.pesiosauthority.ie The Pesios Authority Verschoyle House 28/30 Lower Mout Street Dubli 2 Tel: (01) 613 1900 Locall: 1890

More information

PENSION ANNUITY. Policy Conditions Document reference: PPAS1(7) This is an important document. Please keep it in a safe place.

PENSION ANNUITY. Policy Conditions Document reference: PPAS1(7) This is an important document. Please keep it in a safe place. PENSION ANNUITY Policy Coditios Documet referece: PPAS1(7) This is a importat documet. Please keep it i a safe place. Pesio Auity Policy Coditios Welcome to LV=, ad thak you for choosig our Pesio Auity.

More information

2014 Menu of Agency Support Services 17 TOP OF MIND TOUCH POINTS

2014 Menu of Agency Support Services 17 TOP OF MIND TOUCH POINTS 2014 Meu of Agecy Support Services 17 TOP OF MIND TOUCH POINTS Table of Cotets Turig a moolie customer ito a multi-lie customer icreases retetio by 7x! ORGANIC GROWTH Policy Reewal Appoitmet Calls.4 Life

More information

Your summary of cover. Saga Motor Insurance

Your summary of cover. Saga Motor Insurance Your summary of cover Saga Motor Isurace Your itroductio to Saga Motor Isurace Cotets Your itroductio to Saga Motor Isurace 3 A quick guide to the cover we iclude 4-5 A few key thigs we do t cover 6 Additioal

More information

A GUIDE TO BUILDING SMART BUSINESS CREDIT

A GUIDE TO BUILDING SMART BUSINESS CREDIT A GUIDE TO BUILDING SMART BUSINESS CREDIT Establishig busiess credit ca be the key to growig your compay DID YOU KNOW? Busiess Credit ca help grow your busiess Soud paymet practices are key to a solid

More information

Computershare Investment Plan. Best Buy Co., Inc. Common Stock

Computershare Investment Plan. Best Buy Co., Inc. Common Stock Computershare Ivestmet Pla A Direct Stock Purchase ad Divided Reivestmet Pla for Best Buy Co., Ic. Commo Stock Best Buy Co., Ic. is listed o the New York Stock Exchage (Tradig Symbol BBY, CUSIP 086516101)

More information

CHAPTER 11 Financial mathematics

CHAPTER 11 Financial mathematics CHAPTER 11 Fiacial mathematics I this chapter you will: Calculate iterest usig the simple iterest formula ( ) Use the simple iterest formula to calculate the pricipal (P) Use the simple iterest formula

More information

Online Banking. Internet of Things

Online Banking. Internet of Things Olie Bakig & The Iteret of Thigs Our icreasigly iteretcoected future will mea better bakig ad added security resposibilities for all of us. FROM DESKTOPS TO SMARTWATCHS Just a few years ago, Americas coducted

More information

Additional Charges. n Unit transfer fee if you change vehicle - 40 n Disconnection fee if you cancel mid-term - 100 n Missed appointment fee - 30

Additional Charges. n Unit transfer fee if you change vehicle - 40 n Disconnection fee if you cancel mid-term - 100 n Missed appointment fee - 30 Safe Driver Guide Additioal Charges The followig additioal charges may apply to your policy, please see Sectio 3 of your Safe Driver guide for a full descriptio of whe these amouts may be charged: Uit

More information

e-trader user guide Introduction

e-trader user guide Introduction User guide e-trader user guide Itroductio At UK Geeral our aim is to provide you with the best possible propositio for you ad your customers. We believe i offerig brokers a choice of how they trade with

More information

About our services and costs

About our services and costs About our services ad costs Cotets Whose products do we offer 2 Ivestmet 2 Isurace 2 Mortgages 2 Which services will we provide you with? 3 Ivestmet 3 Isurace 3 Mortgages 3 What will you have to pay us

More information

How to read A Mutual Fund shareholder report

How to read A Mutual Fund shareholder report Ivestor BulletI How to read A Mutual Fud shareholder report The SEC s Office of Ivestor Educatio ad Advocacy is issuig this Ivestor Bulleti to educate idividual ivestors about mutual fud shareholder reports.

More information

THE FAMILY BUSINESS. The Jones Family Business CASESTUDY

THE FAMILY BUSINESS. The Jones Family Business CASESTUDY THE FAMILY BUSINESS The Joes Family Busiess CASESTUDY Workig with cliets to trasitio a family busiess i the cotext of overall estate plaig ca be very emotioal ad dautig for a variety of reasos. It is ofte

More information

Sole trader financial statements

Sole trader financial statements 3 Sole trader fiacial statemets this chapter covers... I this chapter we look at preparig the year ed fiacial statemets of sole traders (that is, oe perso ruig their ow busiess). We preset the fiacial

More information

Engineering 323 Beautiful Homework Set 3 1 of 7 Kuszmar Problem 2.51

Engineering 323 Beautiful Homework Set 3 1 of 7 Kuszmar Problem 2.51 Egieerig 33 eautiful Homewor et 3 of 7 Kuszmar roblem.5.5 large departmet store sells sport shirts i three sizes small, medium, ad large, three patters plaid, prit, ad stripe, ad two sleeve legths log

More information

2014 Menu of Agency Support Services 10 TOP OF MIND TOUCH POINTS

2014 Menu of Agency Support Services 10 TOP OF MIND TOUCH POINTS 2014 Meu of Agecy Support Services 10 TOP OF MIND TOUCH POINTS Table of Cotets Turig a moolie customer ito a multi-lie customer icreases retetio by 7x! ORGANIC GROWTH Policy Reewal Appoitmet Calls.4 Life

More information

Your summary of cover. Saga Motorhome Insurance

Your summary of cover. Saga Motorhome Insurance Your summary of cover Saga Motorhome Isurace Cotets Your itroductio to Saga Motorhome Isurace 3 A quick guide to the cover we iclude 4-5 A few key thigs we do t cover 6 Additioal cover optios you ca choose

More information

Safe Driver Guide. Your Safe Driver unit Installation. Document Inspection

Safe Driver Guide. Your Safe Driver unit Installation. Document Inspection Safe Driver Guide Additioal Charges The followig additioal charges may apply to your policy, please see the relevat guide below for a full descriptio of whe these amouts may be charged: Uit trasfer fee

More information

NASUWT. Briefing for teachers on the special educational needs and disability (SEND) reforms. The Teachers Union. Teachers

NASUWT. Briefing for teachers on the special educational needs and disability (SEND) reforms. The Teachers Union. Teachers The Teachers Uio Briefig for teachers o the special educatioal eeds ad disability (SEND) reforms Teachers Itroductio Special educatioal eeds ad disability (SEND) reforms were itroduced i 2014. I order

More information

INDEPENDENT BUSINESS PLAN EVENT 2016

INDEPENDENT BUSINESS PLAN EVENT 2016 INDEPENDENT BUSINESS PLAN EVENT 2016 The Idepedet Busiess Pla Evet ivolves the developmet of a comprehesive proposal to start a ew busiess. Ay type of busiess may be used. The Idepedet Busiess Pla Evet

More information

Bajaj Allianz General Insurance Company Limited

Bajaj Allianz General Insurance Company Limited Bajaj Alliaz Geeral Isurace Compay Limited Regd. Office & Head Office : GE Plaza, Airport Road, Yerawada, Pue - 411 006. PROPOSAL FORM FOR OFFICE COVER Importat : This proposal for isurace will be the

More information

Direct Online Mortgage application

Direct Online Mortgage application Virgi Moey plc Direct Olie Mortgage applicatio Welcome to Virgi Moey plc. Thak you for choosig a mortgage with us. I this applicatio form, refereces to we, us ad our are refereces to Virgi Moey plc ad

More information

Handling. Collection Calls

Handling. Collection Calls Hadlig the Collectio Calls We do everythig we ca to stop collectio calls; however, i the early part of our represetatio, you ca expect some of these calls to cotiue. We uderstad that the first few moths

More information

Shareholder Information Brochure

Shareholder Information Brochure The Ivestor Service ad Automatic Divided Reivestmet Program for Shareholders of Johso & Johso Shareholder Iformatio Brochure The Program is sposored ad admiistered by Computershare Trust Compay, N.A.,

More information

Don t include utility bills as a financial commitment, for example, TV licence, mobile phone bills, gas bills, electric bills etc. Sept 2015.

Don t include utility bills as a financial commitment, for example, TV licence, mobile phone bills, gas bills, electric bills etc. Sept 2015. Cofirmatio of Household Fiacial Commitmets f Depedats Grats - Academic Year 2014/15 Studet details Customer Referece Number the studet fiace experts Feame(s) Surame About this fm Complete this fm to tell

More information

Investing in Stocks WHAT ARE THE DIFFERENT CLASSIFICATIONS OF STOCKS? WHY INVEST IN STOCKS? CAN YOU LOSE MONEY?

Investing in Stocks WHAT ARE THE DIFFERENT CLASSIFICATIONS OF STOCKS? WHY INVEST IN STOCKS? CAN YOU LOSE MONEY? Ivestig i Stocks Ivestig i Stocks Busiesses sell shares of stock to ivestors as a way to raise moey to fiace expasio, pay off debt ad provide operatig capital. Ecoomic coditios: Employmet, iflatio, ivetory

More information

WE KEEP GOOD COMPANY REVITALIZING STORES FOR BIG BRAND FRANCHISES CFG. Recapitalization. Growth Capital CAROLINA FINANCIAL GROUP

WE KEEP GOOD COMPANY REVITALIZING STORES FOR BIG BRAND FRANCHISES CFG. Recapitalization. Growth Capital CAROLINA FINANCIAL GROUP REVITALIZING STORES FOR BIG BRAND FRANCHISES Recapitalizatio Frachise ad Restaurats Growth Capital I ve spet my career buildig valuable restaurat frachises for some of the top QSR brads i America. We eeded

More information

International Delegation A summary for financial advisers

International Delegation A summary for financial advisers Iteratioal Delegatio A summary for fiacial advisers Cotets Please ote For fiacial adviser use oly. It should ot be distributed to, or relied upo by, retail cliets. AXA Wealth Iteratioal is the brad used

More information

IT Support. 020 8269 6878 n www.premierchoiceinternet.com n support@premierchoiceinternet.com. 30 Day FREE Trial. IT Support from 8p/user

IT Support. 020 8269 6878 n www.premierchoiceinternet.com n support@premierchoiceinternet.com. 30 Day FREE Trial. IT Support from 8p/user IT Support IT Support Premier Choice Iteret has bee providig reliable, proactive & affordable IT Support solutios to compaies based i Lodo ad the South East of Eglad sice 2002. Our goal is to provide our

More information

Health and dental coverage that begins when your group health benefits end

Health and dental coverage that begins when your group health benefits end Health ad detal coverage that begis whe your group health beefits ed Uderwritte by The Maufacturers Life Isurace Compay Page 1 of 5 FollowMeTM Health ca be your solutio. Life is full of chages. Some are

More information

A Farmer s Guide to Selling Finished Beef and Sheep

A Farmer s Guide to Selling Finished Beef and Sheep A Farmer s Guide to Sellig Fiished Beef ad Sheep A Farmer s Guide to Sellig Fiished Beef ad Sheep Successful beef ad sheep productio delivers a product that meets the demads of the ed cosumer. However,

More information

84 www.newcastle.edu.au CRICOS Provider Code: 00109J I UoNI 2011/0025 HOW TO APPLY

84 www.newcastle.edu.au CRICOS Provider Code: 00109J I UoNI 2011/0025 HOW TO APPLY 84 www.ewcastle.edu.au CRICOS Provider Code: 00109J I UoNI 2011/0025 HOW TO APPLY Applicatio procedure Prospective iteratioal studets iterested i applyig for admissio to a Uiversity of Newcastle degree

More information

Settling Insurance Claims After a Disaster What you need to know about how to file a claim how the claim process works what s covered and what s not

Settling Insurance Claims After a Disaster What you need to know about how to file a claim how the claim process works what s covered and what s not Settlig Isurace Claims After a Disaster What you eed to kow about how to file a claim how the claim process works what s covered ad what s ot First Steps Cotact your aget or compay immediately. Fid out

More information

Individually Managed Account Service APPLICATION FORM

Individually Managed Account Service APPLICATION FORM Idividually Maaged Accout Service APPLICATION FORM July 2015 Applicatio Idividually Maaged Accout Service? How to complete the applicatio form 1. Complete the iformatio required i the Applicatio Form o

More information

My first gold holdings. My first bank. Simple. Transparent. Individual. Our investment solutions for clients abroad.

My first gold holdings. My first bank. Simple. Transparent. Individual. Our investment solutions for clients abroad. My first gold holdigs. My first bak. Simple. Trasparet. Idividual. Our ivestmet solutios for cliets abroad. The perfect basis for workig together successfully The wheel of time is turig faster tha ever

More information

Setting Up a Contract Action Network

Setting Up a Contract Action Network CONTRACT ACTION NETWORK Settig Up a Cotract Actio Network This is a guide for local uio reps who wat to set up a iteral actio etwork i their worksites. This etwork cosists of: The local uio represetative,

More information

Deceased organ donation

Deceased organ donation Deceased orga doatio Let's talk about it Table of Cotets Itroductio Why orga doatio is so importat Facig the facts Kidey trasplats are highly successful What exactly is deceased doatio? What orgas ca be

More information

Motor legal expenses. Keep me safe

Motor legal expenses. Keep me safe Motor legal expeses Keep me safe Motor legal expeses This legal expeses isurace is part of your LV= motor isurace policy ad your isurace schedule will cofirm if this cover is icluded. You must read your

More information

GOOD PRACTICE CHECKLIST FOR INTERPRETERS WORKING WITH DOMESTIC VIOLENCE SITUATIONS

GOOD PRACTICE CHECKLIST FOR INTERPRETERS WORKING WITH DOMESTIC VIOLENCE SITUATIONS GOOD PRACTICE CHECKLIST FOR INTERPRETERS WORKING WITH DOMESTIC VIOLENCE SITUATIONS I the sprig of 2008, Stadig Together agaist Domestic Violece carried out a piece of collaborative work o domestic violece

More information

Art & Private Client insurance policy SUMMARY OF COVER

Art & Private Client insurance policy SUMMARY OF COVER Art & Private Cliet isurace policy SUMMARY OF COVER 2 SUMMARY OF COVER DIOCESAN SCHOOLS LEGAL EXPENSES INSURANCE ART AND PRIVATE CLIENT POLICY SUMMARY SUMMARY OF COVER 3 Policy ref: ME773 1 07/16 What

More information

Evidence requirements guide June 2016

Evidence requirements guide June 2016 INTERMEDIARIES & INVESTMENT PROFESSIONALS ONLY: NOT FOR PUBLIC DISTRIBUTION Page1of6 Evidece requiremets guide Jue 2016 The followig tables show our stadard documetatio requiremets for evidece. Sectio

More information

5.4 Amortization. Question 1: How do you find the present value of an annuity? Question 2: How is a loan amortized?

5.4 Amortization. Question 1: How do you find the present value of an annuity? Question 2: How is a loan amortized? 5.4 Amortizatio Questio 1: How do you fid the preset value of a auity? Questio 2: How is a loa amortized? Questio 3: How do you make a amortizatio table? Oe of the most commo fiacial istrumets a perso

More information

CCH Accountants Starter Pack

CCH Accountants Starter Pack CCH Accoutats Starter Pack We may be a bit smaller, but fudametally we re o differet to ay other accoutig practice. Util ow, smaller firms have faced a stark choice: Buy cheaply, kowig that the practice

More information

Financial Service Guide (FSG)

Financial Service Guide (FSG) Fiacial Service Guide (FSG) Effective date: 06 August 2015 icorporatig member product guide Savigs Term Deposits Paymet Services Isurace Home Loas Credit Facilities Police Bak Ltd ABN 95 087 650 799. AFSL/Australia

More information

PDF version for 75+vat, or Printed version from 249+vat for 200 copies. Web: www.bluestonepublishing.co.uk

PDF version for 75+vat, or Printed version from 249+vat for 200 copies. Web: www.bluestonepublishing.co.uk P rotectio BULLETIN New ewsletter! Persoalised Protectio Newsletter Logo ad/or photo would go here (compliace checked by the Networks) - Geerate more value from each cliet - Protect yourself by flaggig

More information

FIRST AID AT WORK. What is First Aid? Why is First Aid Important? What the law says. Benefits of First Aid WSPS.CA

FIRST AID AT WORK. What is First Aid? Why is First Aid Important? What the law says. Benefits of First Aid WSPS.CA FIRST AID AT WORK What is First Aid? First aid is the immediate care give to a perso who is ijured or who suddely becomes ill. It ca rage from cleaig a cut ad applyig a badage to helpig someoe who is chokig

More information

Mortgage application. Virgin Money plc. Welcome to Virgin Money plc. Thank you for choosing a mortgage with us.

Mortgage application. Virgin Money plc. Welcome to Virgin Money plc. Thank you for choosing a mortgage with us. Virgi Moey plc Mortgage applicatio Welcome to Virgi Moey plc. Thak you for choosig a mortgage with us. I this applicatio form, refereces to we, us ad our are refereces to Virgi Moey plc ad icludes our

More information

PFF2 2015/16. Assessment of Financial Circumstances For parents and partners of students. /SFEngland. /SF_England SFE/PFF2/1516/B

PFF2 2015/16. Assessment of Financial Circumstances For parents and partners of students. /SFEngland. /SF_England SFE/PFF2/1516/B PFF2 2015/16 Assessmet of Fiacial Circumstaces For parets ad parters of studets SFE/PFF2/1516/B /SF_Eglad /SFEglad Who should complete this form? Complete this form if you are: The studet s atural or adoptive

More information

TRINITY FEASIBILITY STUDY IN ADMISSIONS APPLICATION GUIDE 2016

TRINITY FEASIBILITY STUDY IN ADMISSIONS APPLICATION GUIDE 2016 TRINITY FEASIBILITY STUDY IN ADMISSIONS APPLICATION GUIDE 2016 Table of Cotets 1. Foreword 1 2. The New Admissios Route 2-3 3. Triity Feasibility Study Applicatio Guide 3-6 4. Triity Applicatio Form (sample

More information

ADMISSION AND REGISTRATION

ADMISSION AND REGISTRATION 14 Admissio ad Registratio 2 C H A P T E R ADMISSION AND REGISTRATION ADMISSION INFORMATION Admissio to Ohloe College is ope to ayoe who is a high school graduate, has a high school equivalecy certificate

More information

Hudson, WI YMCA Swim Lessons Schedule

Hudson, WI YMCA Swim Lessons Schedule Hudso, WI YMCA Swim Lessos Schedule 2017 Witer Jauary 9 - February 26 (715) 386-1616 www.ymcam.org/hudso ABOUT Y SWIM LESSONS The Y strives to help all ages lear how to swim, so they ca stay safe aroud

More information

A Guide to the Pricing Conventions of SFE Interest Rate Products

A Guide to the Pricing Conventions of SFE Interest Rate Products A Guide to the Pricig Covetios of SFE Iterest Rate Products SFE 30 Day Iterbak Cash Rate Futures Physical 90 Day Bak Bills SFE 90 Day Bak Bill Futures SFE 90 Day Bak Bill Futures Tick Value Calculatios

More information

_ìóáåö=vçìê=cáêëí= eçãé=áå=`~å~ç~ What Newcomers Need to Know

_ìóáåö=vçìê=cáêëí= eçãé=áå=`~å~ç~ What Newcomers Need to Know _ìóáåö=vçìê=cáêëí= eçãé=áå=`~å~ç~ What Newcomers Need to Kow ^=mi^`b=ql=`^ii=eljbk=^=mi^`b=lc=vlro=ltkk You ve made Caada your ew home ad ow you re lookig for a place of your ow. Buyig a house is a excitig

More information

Holiday Park Holiday Home Ownership Code of Practice

Holiday Park Holiday Home Ownership Code of Practice The UK trade body for the tourer, motorhome, holiday home ad park home idustries www.thecc.org.uk Holiday Park Holiday Home Owership Code of Practice For the purchase ad sale of ew ad pre-owed Holiday

More information

INVESTMENT PERFORMANCE COUNCIL (IPC)

INVESTMENT PERFORMANCE COUNCIL (IPC) INVESTMENT PEFOMANCE COUNCIL (IPC) INVITATION TO COMMENT: Global Ivestmet Performace Stadards (GIPS ) Guidace Statemet o Calculatio Methodology The Associatio for Ivestmet Maagemet ad esearch (AIM) seeks

More information

Definition. Definition. 7-2 Estimating a Population Proportion. Definition. Definition

Definition. Definition. 7-2 Estimating a Population Proportion. Definition. Definition 7- stimatig a Populatio Proportio I this sectio we preset methods for usig a sample proportio to estimate the value of a populatio proportio. The sample proportio is the best poit estimate of the populatio

More information

CHAPTER 3 THE TIME VALUE OF MONEY

CHAPTER 3 THE TIME VALUE OF MONEY CHAPTER 3 THE TIME VALUE OF MONEY OVERVIEW A dollar i the had today is worth more tha a dollar to be received i the future because, if you had it ow, you could ivest that dollar ad ear iterest. Of all

More information

Florida Governor Rick Scott Signs Senate Bill 408 Into Law

Florida Governor Rick Scott Signs Senate Bill 408 Into Law JUNE 2011 Florida Goveror Rick Scott Sigs Seate Bill 408 Ito Law Florida Goveror Rick Scott siged Seate Bill 408 (SB408) ito law o May 17, 2011. The legislative itet of SB408 is to reform the ustable property

More information

The world is waiting. Explore it. A guide to studying or working abroad.

The world is waiting. Explore it. A guide to studying or working abroad. The world is waitig. Explore it. A guide to studyig or workig abroad. Cotets Sectio 1 Before departure Sectio 1 Before departure 3 Cogratulatios! 3 Pre-departure checklist 4 Travel Advice 5 Suggested items

More information

Holiday Park Holiday Home Ownership Code of Practice

Holiday Park Holiday Home Ownership Code of Practice The UK trade body for the tourer, motorhome, holiday home ad park home idustries www.thecc.org.uk Holiday Park Holiday Home Owership Code of Practice For the purchase ad sale of ew ad pre-owed Holiday

More information

Framingham State College Department of Economics and Business Managerial Finance Practice Final Exam Spring 2006

Framingham State College Department of Economics and Business Managerial Finance Practice Final Exam Spring 2006 Name Framigham State College Departmet of Ecoomics ad Busiess Maagerial Fiace Practice Fial Exam Sprig 2006 This exam provides questios that are represetative of those cotaied o your exam. This test should

More information

Predictive Modeling Data. in the ACT Electronic Student Record

Predictive Modeling Data. in the ACT Electronic Student Record Predictive Modelig Data i the ACT Electroic Studet Record overview Predictive Modelig Data Added to the ACT Electroic Studet Record With the release of studet records i September 2012, predictive modelig

More information

Tell us if you need help because of a disability Ask for a free interpreter

Tell us if you need help because of a disability Ask for a free interpreter Your rights uder Califoria Welfare Programs for people applyig for or receivig public aid i Califoria Tell us if you eed help because of a disability Ask for a free iterpreter 2 Your rights all people

More information