Bank of the West: New Mexico Flexible, Premium & Relationship Term Certificates of Deposit Rates Flexible Term Certificates of Deposit *

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1 Bank of the West Sheet (Online Account Opening) Annual Percentage Yield () - Accurate as of rates except for CDs are variable and may change as frequently as daily Bank of the West: New Mexico Flexible, Premium & Relationship Term Certificates of Deposit s Flexible Term Certificates of Deposit * $1,000 to $9,999 $10,000 to $24,999 $25,000 to $49,999 $50,000 to $99,999 $100, to 89 Days (036) 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 90 to 179 Days (038) 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 180 to 364 Days (041) 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 12 to 23 Months (048) 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 24 to 35 Months (049) 1.05% 1.06% 1.05% 1.06% 1.05% 1.06% 1.05% 1.06% 1.05% 1.06% 36 to 47 Months (014) 1.19% 1.20% 1.19% 1.20% 1.19% 1.20% 1.19% 1.20% 1.19% 1.20% 48 to 60 Months (050) 1.39% 1.40% 1.39% 1.40% 1.39% 1.40% 1.39% 1.40% 1.39% 1.40% Premium Money Market Certificates of Deposit * $2,500 to $9,999 $10,000 to $24,999 $25,000 to $49,999 $50,000 to $99,999 $100, Days (016) 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 182 Days (006) 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 8 Month (031) 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 10 Month (102) 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 12 Month (034) 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 0.15% 13 Month (012) 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 0.25% 15 Month (105) 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 0.08% 18 Month (017) 0.32% 0.32% 0.32% 0.32% 0.32% 0.32% 0.32% 0.32% 0.32% 0.32% 24 Month (033) 1.05% 1.06% 1.05% 1.06% 1.05% 1.06% 1.05% 1.06% 1.05% 1.06% 60 Month (096) 1.79% 1.80% 1.79% 1.80% 1.79% 1.80% 1.79% 1.80% 1.79% 1.80% ** The Annual Percentage Yield () is based on daily compounding of interest as noted. Fees may reduce earnings on an account.

2 Bank of the West Sheet (Online Account Opening) Annual Percentage Yield () - Accurate as of rates except for CDs are variable and may change as frequently as daily Relationship Certificate of Deposit * - To qualify for a Relationship CD, you must have an open Signature Checking, or Premier Checking, or Wealth Management Checking account $2,500 to $9,999 $10,000 to $24,999 $25,000 to $49,999 $50,000 to $99,999 $100, Month Relationship (099) 0.56% 0.56% 0.56% 0.56% 0.56% 0.56% 0.56% 0.56% 0.56% 0.56% Checking, IRA, and Savings Products Choice Checking ** $0.01 to $2,499 $2,500 to $9,999 $10,000 to $24,999 $25,000 to $49,999 $50,000+ Choice Checking (074) 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% 0.01% Signature Checking ** $0.01 to $2,499 $2,500 to $9,999 $10,000 to $24,999 $25,000 to $49,999 $50,000 to $99,999 $100,000 to $249,999 $250,000 to $499,999 $500,000 to $999,999 $1,000,000+ Signature Checking (086) 0.01% 0.01% 0.01% 0.01% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% Bank of the West Premier Checking ** $0.01 to $2,499 $2,500 to $9,999 $10,000 to $24,999 $25,000 to $49,999 $50,000 to $99,999 $100,000 to $249,999 $250,000 to $499,999 $500,000 to $999,999 $1,000,000+ Premier Checking (890) 0.01% 0.01% 0.01% 0.01% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% 0.04% ** The Annual Percentage Yield () is based on daily compounding of interest as noted. Fees may reduce earnings on an account.

3 Bank of the West Sheet (Online Account Opening) Annual Percentage Yield () - Accurate as of rates except for CDs are variable and may change as frequently as daily Classic Savings ** $0.01+ Classic Savings (205) 0.01% 0.01% Choice Money Market Savings (CMMS) ** with Checking relationship (except Signature Checking account or Bank of the West Premier Checking account) $0.01 to $4,999 $5,000 to $9,999 $10,000 to $24,999 $25,000 to $49,999 $50,000 to $99,999 $100,000 to $249,999 $250,000 to $499,999 $500,000 to $999,999 $1,000,000+ CMMS Standard (078) CMMS Relationship Premium CMMS Relationship 0.03% 0.03% 0.03% 0.03% 0.07% 0.07% 0.07% 0.07% 0.09% 0.09% 0.10% 0.10% 0.11% 0.11% 0.11% 0.11% 0.12% 0.12% 0.02% 0.02% 0.02% 0.02% 0.04% 0.04% 0.07% 0.07% 0.06% 0.06% 0.07% 0.07% 0.06% 0.06% 0.04% 0.04% 0.03% 0.03% 0.05% 0.05% 0.05% 0.05% 0.11% 0.11% 0.14% 0.14% 0.15% 0.15% 0.17% 0.17% 0.17% 0.17% 0.15% 0.15% 0.15% 0.15% Choice Money Market Savings (CMMS) ** with Signature Checking account or Bank of the West Premier Checking account $0.01 to $4,999 $5,000 to $9,999 $10,000 to $24,999 $25,000 to $49,999 $50,000 to $99,999 $100,000 to $249,999 $250,000 to $499,999 $500,000 to $999,999 $1,000,000+ CMMS Standard (078) CMMS Premier Relationship Premium CMMS Premier Relationship 0.03% 0.03% 0.03% 0.03% 0.07% 0.07% 0.07% 0.07% 0.09% 0.09% 0.10% 0.10% 0.11% 0.11% 0.11% 0.11% 0.12% 0.12% 0.02% 0.02% 0.02% 0.02% 0.06% 0.06% 0.09% 0.09% 0.13% 0.13% 0.13% 0.13% 0.08% 0.08% 0.04% 0.04% 0.03% 0.03% 0.05% 0.05% 0.05% 0.05% 0.13% 0.13% 0.16% 0.16% 0.22% 0.22% 0.23% 0.23% 0.19% 0.19% 0.15% 0.15% 0.15% 0.15% ** The Annual Percentage Yield () is based on daily compounding of interest as noted. Fees may reduce earnings on an account.

4 Bank of the West Sheet (Online Account Opening) Annual Percentage Yield () - Accurate as of rates except for CDs are variable and may change as frequently as daily Retirement - Flexible Term Certificates of Deposit ** IRA Month (ST015) IRA Months (ST051) 1.05% 1.06% 1.39% 1.40% Retirement - Premium Money Market Certificates of Deposit * 91 Day (055) 0.05% 0.05% 182 Day (057) 0.08% 0.08% 8 Month (056) 0.08% 0.08% 12 Month (054) 0.15% 0.15% 18 Month (005) 0.32% 0.32% 24 Month (053) 1.05% 1.06% Retirement Accounts ** IRA Add-On CD - 12 Months (021) 0.15% 0.15% ** The Annual Percentage Yield () is based on daily compounding of interest as noted. Fees may reduce earnings on an account.

5 Bank of the West Sheet (Online Account Opening) Annual Percentage Yield () - Accurate as of rates except for CDs are variable and may change as frequently as daily BOTW (Grandfathered) Accounts BOTW (Grandfathered) Retirement - Flexible Term Certificates of Deposit ** QRP Months (ST076) IRA 47 Months (ST022) 0.15% 0.15% 1.19% 1.20% ** The Annual Percentage Yield () is based on daily compounding of interest as noted. Fees may reduce earnings on an account.

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