Annex : Authorized Institutions and Local Representative Offices 117. Table A : Major Economic Indicators 122

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1 Annex and Tables Annex : Authorized Institutions and Local Representative Offices 117 Table A : Major Economic Indicators 122 Table B : Performance Ratios of the Banking Sector 124 Table C : Authorized Institutions: Domicile and Parentage 126 Table D : Authorized Institutions: Country/Region of Beneficial Ownership 127 Table E : Presence of World s Largest 500 Banks in Hong Kong 128 Table F : Balance Sheet: All Authorized Institutions 130 Table G : Major Balance Sheet Items by Country/Region of Beneficial Ownership of Authorized Institution 132 Table H : Flow of Funds for All Authorized Institutions 133 Table I : Loans to and Deposits from Customers by Category of Authorized Institution 134 Table J : Loans to customers inside Hong Kong by Economic Sector 135 Table K : Deposits from Customers by Type and Deposit and Category of Authorized Institution 136 Table L : Geographical Breakdown of Net External Claims/(Liabilities) of All Authorized Institutions 137

2 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES 117 Annex: Authorized Institutions and Local Representative Offices as at Licensed Banks Incorporated in Hong Kong Asia Commercial Bank Bank of Amercia (Asia) Bank of China (Hong Kong) (formerly known as Po Sang Bank ) Bank of East Asia, (The) Chekiang First Bank Chiyu Banking Corporation CITIC Ka Wah Bank Dah Sing Bank Dao Heng Bank DBS Kwong On Bank, First Pacific Bank Hang Seng Bank, Hongkong Chinese Bank, (The) Hongkong & Shanghai Banking Corporation (The) HSBC Investment Bank Asia Hua Chiao Commercial Bank Industrial and Commercial Bank of China (Asia) International Bank of Asia Jian Sing Bank Liu Chong Hing Bank MEVAS Bank (formerly known as D.A.H. Private Bank ) Nanyang Commercial Bank, Overseas Trust Bank, Shanghai Commercial Bank Standard Bank Asia (formerly known as Jardine Fleming Bank ) Tai Sang Bank Tai Yau Bank, United Chinese Bank * Wayfoong Finance * Wing Hang Bank, Wing Lung Bank Incorporated outside Hong Kong Abbey National Treasury Services plc ABN AMRO Bank N.V. Agricultural Bank of China (formerly known as Agricultural Bank of China (The)) American Express Bank Asahi Bank, Ltd. (The) Australia & New Zealand Banking Group Baden-Württembergische Bank Aktiengesellschaft Banca Commerciale Italiana S.p.A. * Banca di Roma S.p.A. Banca Intesa Banca Commerciale Italiana S.p.A. also known as: IntesaBci S.p.A. Banca Intesa Comit S.p.A. (formerly known as Banca Intesa S.p.A.) Banca Monte dei Paschi di Siena S.p.A. Banca Nazionale del Lavoro S.p.A. Banco Bilbao Vizcaya Argentaria S.A. Banco di Napoli S.p.A. * Bangkok Bank Public Company Ltd. Bank Austria Aktiengesellschaft Bank Brussels Lambert S.A. Bank Melli Iran # Addition in 2001 * Deletion in 2001 Bank of America, National Association Bank of China Bank of Communications Bank of India Bank of Montreal Bank of New York (The) Bank of Nova Scotia (The) Bank of Scotland Bank of Taiwan Bank of Tokyo-Mitsubishi, Ltd. (The) Bank One, National Association Bankers Trust Company * Barclays Bank plc Bayerische Hypo-und Vereinsbank Aktiengesellschaft Bayerische Landesbank Girozentrale BNP PARIBAS Canadian Imperial Bank of Commerce Chang Hwa Commercial Bank Ltd. Chiba Bank, Ltd. (The) China & South Sea Bank, (The) China Construction Bank China State Bank, (The) Chinatrust Commercial Bank, Ltd. Chugoku Bank, Ltd. (The) Citibank, N.A. Commerzbank AG Commonwealth Bank of Australia Coöperatieve Centrale Raiffeisen- Boerenleenbank B.A. (also called Rabobank Nederland) Coutts Bank (Schweiz) AG Credit Agricole Indosuez Credit Commercial de France * Credit Lyonnais Credit Suisse Credit Suisse First Boston * Dai-Ichi Kangyo Bank, (The) Danske Bank A/S * Deutsche Bank AG Development Bank of Singapore Ltd. (The) Dresdner Bank AG DZ BANK AG Deutsche Zentral- Genossenschaftsbank, Frankfurt am Main (formerly known as DG Bank-Deutsche Genossenschaftsbank Aktiengesellschaft) EFG Private Bank SA # Equitable PCI Bank, Inc. Erste Bank der oesterreichischen Sparkassen AG First Commercial Bank Fleet National Bank Fortis Bank Fortis Bank Asia HK Fuji Bank, (The) Hachijuni Bank, Ltd. (The)

3 118 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Annex: Authorized Institutions and Local Representative Offices as at (cont.) Incorporated outside Hong Kong Hamburgische Landesbank Natexis Banques Populaires Girozentrale National Australia Bank Hanvit Bank National Bank of Canada HSBC Bank plc National Bank of Pakistan HSBC Bank USA National Commercial Bank, HSBC Republic Bank (Suisse) SA # (The) (formerly known as HSBC Bank National Westminster Bank plc (Suisse) S.A.) Nishi-Nippon Bank, Ltd. (The) * Hua Nan Commercial Bank, Ltd. Ogaki Kyoritsu Bank, Ltd. (The) Indian Overseas Bank Oversea-Chinese Banking Industrial and Commercial Bank Corporation of China (The) Overseas Union Bank Industrial Bank of Japan, Philippine National Bank (The) PT. Bank Negara Indonesia ING Bank N.V. (Persero) TbK. Iyo Bank, Ltd. (The) Royal Bank of Scotland public JPMORGAN CHASE BANK limited company # (formerly known as Chase Manhattan Bank (The)) Sakura Bank, (The) * SANPAOLO IMI S.p.A. Juroku Bank, Ltd. (The) # Sanwa Bank, (The) KBC Bank N.V. SEOULBANK Kincheng Banking Corporation Shiga Bank, Ltd. (The) Korea Exchange Bank Shinkin Central Bank Kwangtung Provincial Bank (The) Shizuoka Bank, Ltd. (The) Malayan Banking Berhad Sin Hua Bank Mitsubishi Trust and Banking Corporation (The) Skandinaviska Enskilda Banken AB Morgan Guaranty Trust Company (publ) * of New York * Societe Generale Standard Chartered Bank State Bank of India State Street Bank and Trust Company Sumitomo Mitsui Banking Corporation (formerly known as Sumitomo Bank, (The)) Svenska Handelsbanken AB (publ) Taiwan Business Bank Tokai Bank, (The) Toronto-Dominion Bank (The) UBS AG UCO Bank UniCredito Italiano Societa per Azioni United Overseas Bank Ltd. United World Chinese Commercial Bank, Ltd. # Wells Fargo Bank, National Association Westdeutsche Landesbank Girozentrale Westpac Banking Corporation Yamaguchi Bank, Ltd. (The) Yien Yieh Commercial Bank, Ltd. (The) Restricted Licence Banks Incorporated in Hong Kong ABSA Asia AIG Finance (Hong Kong) Allied Capital Resources BA Asia BNP International Financial Services (Hong Kong) BNS Hong Kong # BOCI Capital Canadian Eastern Finance J. P. MORGAN SECURITIES (ASIA PACIFIC) LIMITED (formerly known as Chase Manhattan Asia ) # Addition in 2001 * Deletion in 2001 Citicorp Commercial Finance (H.K.) Citicorp International DKB Asia East Asia Finance Company, GE Capital (Hong Kong) Hang Seng Finance Indover Asia Industrial and Commercial International Capital KDB Asia Kookmin Finance Hong Kong (formerly known as H & CB Finance (Hong Kong) ) Manhattan Card Company N.M. Rothschild & Sons (Hong Kong) Nedcor Asia ORIX Asia Pacific Finance (Hong Kong) Sanwa International Finance Shinhan Finance Societe Generale Asia Tokyo-Mitsubishi International (HK) UBAF (Hong Kong)

4 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES 119 Annex: Authorized Institutions and Local Representative Offices as at (cont.) Incorporated outside Hong Kong Bank of Ayudhya Public Company Bank of Bermuda, (The) Bank of Hawaii * Bank of N.T. Butterfield & Son Ltd. (The) Bumiputra-Commerce Bank Berhad Citibank International Dresdner Kleinwort Wasserstein (formerly known as Kleinwort Benson ) First Union National Bank Hana Bank Industrial Bank of Korea International Bank of Taipei Keppel TatLee Bank KorAm Bank Lloyds TSB Bank Plc Nedcor Bank # PT. Bank Mandiri (Persero) Public Bank Berhad Siam Commercial Bank Public Company (The) Thai Farmers Bank Public Company Ltd. (The) Thai Military Bank Public Company Ltd. Union Bank of California, National Association Deposit-taking Companies Incorporated in Hong Kong ACB Finance Argo Enterprises Company Associates Financial Services (Asia) BA Finance (Hong Kong) Bali International Finance * BCA Finance BCOM Finance (Hong Kong) BII Finance Company BOB International Finance BPI International Finance BRI Finance * C.F. Finance Company Chau s Brothers Finance Company Chohung Finance Commonwealth Finance Corporation Corporate Finance (D.T.C.) Cosmos Finance * Creative Star Credit Lyonnais Hongkong (Finance) * Dah Sing Finance Dao Heng Finance DBS Kwong On Finance Delta Asia Credit Dharmala International Finance East Asia Credit Company Edward Wong Credit First Metro International Investment Company Gunma Finance (Hong Kong) Habib Finance International Hachijuni Asia Hang Seng Credit Ltd. HBZ Finance Henderson International Finance HKCB Finance Hung Kai Finance Company IBA Credit ICBC (Asia) Finance Inchroy Credit Corporation Indo Hong Kong International Finance Iyo Finance (Hong Kong) JCG Finance Company, Ka Wah International Merchant Finance Kincheng-Tokyo Finance Company Kookmin Finance Asia Korea First Finance Liu Chong Hing Finance Mashreq Asia Michinoku Finance (Hong Kong) Nishi-Nippon Finance (Hong Kong) * Orient First Capital OUB Finance (H.K.) PNB International Finance * PrimeCredit RCBC International Finance Shacom Finance Standard London (Asia) Sumitomo Trust Finance (H.K.) (The) Vietnam Finance Company Wayfoong Credit * Wing Hang Finance Company Wing Lung Finance Incorporated outside Hong Kong NIL # Addition in 2001 * Deletion in 2001

5 120 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Annex: Authorized Institutions and Local Representative Offices as at (cont.) Local Representative Offices Abbey National Treasury International AIG Private Bank Ltd. Antwerpse Diamantbank N.V. Arab Bank plc # Ashikaga Bank, Ltd. (The) Asia Pacific Bank Awa Bank, Ltd. (The) * Banca Agricola Mantovana S.p.A. Banca Antoniana-Popolare Veneta S.C.A R.L. Banca Cassa di Risparmio di Torino S.p.A. * Banca del Gottardo Banca Popolare Commercio e Industria Soc. Coop. a r.l. Banca Popolare dell Emilia Romagna Soc. Coop. a r.l. Banca Popolare di Ancona Societa per azioni Banca Popolare di Bergamo- Credito Varesino Soc. Coop. a r.l. Banca Popolare di Sondrio Soc. Coop. a r.l. Banca Popolare di Verona-Banco S. Geminiano e S.Prospero- Societa Cooperativa di Credito a responsabilita limitata Banca Popolare di Vicenza Soc. Coop. a r.l. Banca Toscana S.p.A. Banco Atlantico S.A. Banco do Brasil S.A. Banco Nacional Ultramarino, S.A. * Banco Popular Español, S.A. Banco Santander Central Hispano, S.A. Banco Sud Americano * Bank für Arbeit und Wirtschaft Aktiengesellschaft Bank Julius Baer & Co. Ltd. Bank Kreiss AG * Bank Leumi Le-Israel B.M. Bank Morgan Stanley AG # Bank of Fukuoka, Ltd. (The) Bank of Kyoto, Ltd. (The) Bank of New York-Inter Maritime Bank, Geneva Bank of Scotland Offshore Bank of Yokohama, Ltd. (The) Bank SinoPac Bankgesellschaft Berlin AG Banque Cantonale Vaudoise Banque Generale du Luxembourg S.A. * Banque Generale du Luxembourg (Suisse) S.A. * Banque Privee Edmond de Rothschild S.A. Banque Sudameris S.A. BSI Ltd. Cathay Bank China Development Bank China Everbright Bank Co., Ltd. China International Trust and Investment Corporation China Merchants Bank Chinese Bank (The) Clariden Bank Clearstream Banking Comerica Bank Credit Industriel et Commercial Credito Bergamasco S.p.A. D.A.H. Hambros Bank (Channel Islands) Daiwa Bank, (The) Dexia Banque Internationale A Luxembourg (formerly known as Banque Internationale A Luxembourg S.A.) DG Diskontbank GmbH EFG Private Bank SA * E.Sun Commercial Bank, Ltd. Euroclear Bank Far Eastern International Bank Ferrier Lullin & Cie S.A. Fiduciary Trust Company International Fransabank S.A.L. Fukuoka City Bank, (The) Grand Commercial Bank Guangdong Development Bank Habib Bank A.G. Zurich Handelsfinanz-CCF Bank Hokkoku Bank, Ltd. (The) HSBC Bank Australia HSBC Bank Canada HSBC Bank International HSBC Guyerzeller Bank AG HSBC Republic Bank (Luxembourg) S.A. * HSBC Republic Bank (Suisse) S.A. * HSBC Trinkaus & Burkhardt (International) S.A. IKB Deutsche Industriebank AG International Commercial Bank of China Co., Ltd. (The) Investec Bank Kagoshima Bank Ltd. (The) Korea Development Bank (The) Kredietbank S.A. Luxembourgeoise Land Bank of Taiwan Landesbank Hessen-Thüringen Girozentrale LGT Bank in Liechtenstein Aktiengesellschaft Mashreq Bank P.S.C. Merita Bank Plc * Merrill Lynch Bank (Suisse) S.A. Merrill Lynch HSBC # Merrill Lynch International Bank Metropolitan Bank and Trust Company Miyazaki Bank, Ltd. (The) Nanto Bank, Ltd. (The) National Bank of New Zealand (The) Nedcor Bank * Nedship Bank N.V. Nishi-Nippon Bank, Ltd. (The) # Nordbanken AB (publ) * Norinchukin Bank (The) # Addition in 2001 * Deletion in 2001

6 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES 121 Annex: Authorized Institutions and Local Representative Offices as at (cont.) Local Representative Offices Offitbank Oita Bank, Ltd. (The) P.T. Bank Central Asia P.T. Bank Rakyat Indonesia (Persero) Raiffeisen Zentralbank Osterreich AG Rolo Banca 1473 S.p.A. Rothschild Bank AG Schroder & Co Bank AG also known as: Schroder & Co Banque SA Schroder & Co Banca SA Schroder & Co Bank Ltd Schroder & Co Banco SA (formerly known as J.Henry Schroder Bank AG) Shanghai Pudong Development Bank Co., Ltd. # Shenzhen Development Bank Shoko Chukin Bank (The) Standard Bank of South Africa Ltd. (The) Standard Chartered Bank (CI) (formerly known as Standard Chartered Bank (C.I.) Ltd.) Taipeibank Taishin International Bank Taiwan Cooperative Bank UFJ Bank (Schweiz) AG also known as: UFJ Bank (Switzerland) Ltd. UFJ Banque (Suisse) SA UFJ Banca (Svizzera) SA (formerly known as Sanwa Bank (Schweiz) AG) Union Bancaire Privee, UBP Union Bank of Taiwan United Commercial Bank # United World Chinese Commercial Bank * Veneto Banca S.C.A.R.L. # Yamanashi Chuo Bank, Ltd. Yasuda Trust And Banking Co., Ltd. (The) # Addition in 2001 * Deletion in 2001

7 122 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Table A: Major Economic Indicators (a) I. Gross Domestic Product Real GDP growth (%) (b) 1.0 Nominal GDP growth (%) (b) -0.5 Real growth of major expenditure components of GDP (%) Private consumption expenditure (b) -0.5 Government consumption (b) 4.0 expenditure Gross domestic fixed capital (b) -5.1 formation of which Construction (b) -3.2 Machinery and equipment (b) -6.4 Exports (b) 0.6 Imports (b) -0.6 GDP at current market prices (b) (US$ billion) Per capita GDP at current 26,351 24,848 23,940 24,393 24,073 (b) 23,688 market prices (US$) II. External Trade (HK$ billion) Merchandise trade Domestic exports of goods (b) Re-exports of goods 1, , , , ,327.5 (b) 1,307.6 Total imports of goods (c) 1, , , , ,570.8 (b) 1,513.6 Merchandise trade balance (c) (b) Services trade Exports of services (b) Imports of services (b) Services trade balance (b) III. Fiscal Expenditure and Revenue (HK$ million, fiscal year) Total government expenditure 194, , , , ,690 (b) 259,810 Total government revenue 281, , , , ,060 (b) 214,600 Consolidated surplus/deficit 86,866-23,241 9,952-7,833-65,630 (b) -45,210 Reserve balance as at end of 457, , , , ,760 (b) 325,580 fiscal year (d) IV. Prices (annual change, %) Consumer Price Index (A) N.A. Composite Consumer Price Index Trade Unit Value Indices Domestic exports N.A. Re-exports N.A. Imports N.A. Property Price Indices Residential flats (b) N.A. Office premises (b) N.A. Retail premises (b) N.A. Flatted factory premises (b) N.A. N.A.: not available

8 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES 123 Table A: Major Economic Indicators (cont.) V. Labour Labour force (annual change, %) Employment (annual change, %) Unemployment rate (annual average, %) Underemployment rate (annual average, %) Employment ( 000) Manufacturing Financing, insurance, real estate and business services Wholesale, retail and import/ export trades, restaurants and hotels VI. Money Supply (HK$ billion) HK$ money supply M M2 (e) 1, , , , ,995.0 M3 (e) 1, , , , ,012.9 Total money supply M M2 2, , , , ,500.9 M3 2, , , , ,545.0 VII. Interest Rates (end of period, %) Three-month interbank rate Savings deposit One-month time deposit Banks Best lending rate VIII.Exchange Rates (end of period) HK$/US$ Trade-weighted Effective Exchange Rate Index (Nov 1983=100) IX. Foreign Currency Reserve Assets (US$ billion) (f) X. Stock Market (end of period figures) Hang Seng Index 10,723 10,049 16,962 15,096 11,397 Average price/earning ratio Market capitalisation (HK$ billion) 3, , , , ,885.3 (a) Forecast as at March (b) (c) (d) (e) (f) The estimates are preliminary. Adjusted to include an estimate of imports of gold for industrial and commercial use. Includes changes in provision for loss in investments with the Exchange Fund. Adjusted to include foreign currency swap deposits. Excludes unsettled forward transactions but includes gold.

9 124 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Table B: Performance Ratios of the Banking Sector (a) All Als Retail banks Asset Quality (b) % % % % As % of total credit exposures (c) Total outstanding provisions Classified (d) exposures: Gross Net of specific provisions Net of all provisions Non-performing exposures (e) As % of total loans Total outstanding provisions Classified (d) loans: Gross Net of specific provisions Net of all provisions Non-performing loans (e) Overdue > 3 months and rescheduled loans Profitability Return on assets (operating profit) Return on assets (post-tax profit) Net interest margin Cost-income ratio Bad debt charge to total assets Liquidity Loan to deposit ratio (all currencies) Loan to deposit (f) ratio (Hong Kong dollar) Surveyed Institutions Asset Quality % % Delinquency ratio of residential mortgage loans Credit card receivables Delinquency ratio Charge-off ratio

10 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES 125 Table B: Performance Ratios of the Banking Sector (a) (cont.) Locally incorporated banks Profitability (g) % % Operating profit to shareholders funds Post-tax profit to shareholders funds Capital adequacy (g) Equity to assets ratio (b) All locally incorporated Als % % Capital adequacy ratio (consolidated) (g) (a) (b) (c) (d) (e) (f) (g) Figures relate to Hong Kong office(s) only except where otherwise stated. Figures relate to Hong Kong office(s) and for the locally incorporated Als included therein, also their overseas branches. Credit exposures include loans & advances, acceptances & bills of exchange held, investment debt securities issued by others, accrued interest, and commitments and contingent liabilities to or on behalf of non-banks. Denotes loans or exposures graded as substandard, doubtful or loss. Denotes loans or exposures on which interest has been placed in suspense or on which interest accrual has ceased. Includes swap deposits. The changes in 2001 reflect in part the effect of changes in the reporting population.

11 126 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Table C: Authorized Institutions: Domicile and Parentage Licensed Banks (i) Incorporated in Hong Kong (ii) Incorporated outside Hong Kong Total Restricted Licence Banks (i) Subsidiaries of licensed banks: (a) incorporated in Hong Kong (b) incorporated outside Hong Kong (ii) Subsidiaries or branches of foreign banks which are not licensed banks in Hong Kong (iii) Bank related (iv) Others Total Deposit-taking Companies (i) Subsidiaries of licensed banks: (a) incorporated in Hong Kong (b) incorporated outside Hong Kong (ii) Subsidiaries of foreign banks which are not licensed banks in Hong Kong (iii) Bank related (iv) Others Total All Authorized Institutions Local Representative Offices

12 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES 127 Table D: Authorized Institutions: Country/Region of Beneficial Ownership Restricted Deposit-taking Country/Region Licensed Banks Licence Banks Companies Asia & Pacific Hong Kong Australia Mainland China India Indonesia Japan Malaysia Pakistan Philippines Singapore South Korea Taiwan Thailand Vietnam Sub-Total Europe Austria Belgium Denmark France Germany Italy Netherlands Spain Sweden Switzerland United Kingdom Sub-Total Middle East Bahrain Iran United Arab Emirates Sub-Total North America Canada United States Sub-Total South Africa Bermuda Others Grand Total

13 128 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Table E: Presence of World s Largest 500 Banks in Hong Kong Positions as at Number of Overseas Bank (b) Licensed Banks (c) World Ranking (a) Sub-total Others Total (a) (b) (c) Top 500 banks/banking groups in the world ranked by total assets less contra items. Figures are extracted from The Bankers, July 2001 issue. The sum of the number of licensed banks, restricted licence banks, deposit-taking companies and local representative offices is greater than the number of banks with a presence in Hong Kong because of the multiple presence of some banks. The figures exclude banks incorporated in Hong Kong. Including restricted licence banks and deposit-taking companies which are subsidiaries of overseas banks, classified in accordance with the world ranking of these overseas banks.

14 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES 129 Restricted Licence Banks (c) Deposit-Taking Companies (c) Local Representative Offices

15 130 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Table F: Balance Sheet: All Authorized Institutions (HK$ bn) HK$ F/CY Total HK$ F/CY Total Assets Loans to customers 1,448 2,467 3,915 1,742 2,379 4,122 Inside Hong Kong (a) 1, ,822 1, ,230 Outside Hong Kong (b) 31 2,062 2, ,854 1,891 Interbank lending 664 2,324 2, ,368 3,081 Inside Hong Kong Outside Hong Kong 177 2,041 2, ,114 2,310 Negotiable certificates of deposit Bank acceptances and bank bills of exchange FRN and commercial paper Securities and investments Other assets Total assets 2,503 5,403 7,907 2,934 5,463 8,397 Liabilities Deposits from customers (c) 1,400 1,058 2,458 1,538 1,127 2,664 Interbank borrowing 722 3,983 4, ,942 4,753 Inside Hong Kong Outside Hong Kong 235 3,702 3, ,691 3,981 Negotiable certificates of deposit Other liabilities Total liabilities 2,560 5,347 7,907 2,921 5,476 8,397 (a) (b) (c) Defined as loans for use in Hong Kong plus trade financing loans. Includes others (i.e. unallocated). Hong Kong dollar customer deposits include swap deposits.

16 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES HK$ F/CY Total HK$ F/CY Total HK$ F/CY Total HK$ F/CY Total 1,695 1,609 3,304 1,607 1,206 2,813 1, ,461 1, ,185 1, ,110 1, ,933 1, ,965 1, , ,165 1, ,364 2, ,414 2, ,469 3, ,231 2, ,146 2, ,237 2, ,297 2, ,049 2, ,752 4,503 7,254 2,682 4,102 6,784 2,814 3,847 6,661 2,716 3,439 6,154 1,685 1,269 2,954 1,761 1,417 3,178 1,848 1,635 3,483 1,851 1,506 3, ,780 3, ,191 2, ,694 2, ,474 1, ,572 2, ,023 2, ,530 1, ,295 1, ,874 4,380 7,254 2,882 3,903 6,784 3,051 3,610 6,661 2,917 3,237 6,154

17 132 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Table G: Major Balance Sheet Items by Country/Region of Beneficial Ownership of Authorized Institution Mainland (HK$ bn) China Japan US Europe Others Total Total Assets ,050 1, ,294 2,468 6, ,317 2,437 6,154 Deposits from Customers ,655 3, ,666 3,357 Loans to Customers , ,185 Loans to Customers ,965 Inside Hong Kong (a) ,879 Loans to Customers Outside Hong Kong (b) (a) (b) Defined as loans for use in Hong Kong plus trade financing loans. Includes others (i.e. unallocated).

18 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES 133 Table H: Flow of Funds for All Authorized Institutions (HK$ bn) Increase/(Decrease) in HK$ F/CY Total HK$ F/CY Total Loans to customers 45 (397) (351) (4) (272) (276) Inside Hong Kong (a) 42 (10) 32 0 (87) (87) Outside Hong Kong (b) 3 (387) (383) (5) (185) (190) Interbank lending (136) (238) (374) Inside Hong Kong 21 (5) 16 (93) 10 (83) Outside Hong Kong (42) (248) (291) All other assets Total assets 132 (255) (123) (98) (409) (507) Deposits from customers (c) (128) (125) Interbank borrowing 62 (498) (436) (147) (219) (366) Inside Hong Kong 19 (5) 14 (90) 17 (73) Outside Hong Kong 42 (492) (450) (57) (236) (293) All other liabilities 21 (13) 8 10 (26) (16) Total liabilities 169 (293) (123) (134) (373) (507) Net interbank borrowing/ (lending) 39 (552) (513) (11) 19 8 Net customer lending/ (borrowing) (42) (614) (656) (7) (144) (151) (a) (b) (c) Defined as loans for use in Hong Kong plus trade financing loans. Includes others (i.e. unallocated). Hong Kong dollar customer deposits include swap deposits.

19 134 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Table I: Loans to and Deposits from Customers by Category of Authorized Institution (HK$ bn) Loans to Customers Deposits from Customers (a) HK$ F/CY Total % HK$ F/CY Total % 1997 Licensed banks 1,557 2,319 3, ,522 1,076 2, Restricted licence banks Deposit-taking companies Total 1,742 2,379 4, ,538 1,127 2, Licensed banks 1,522 1,565 3, ,675 1,233 2, Restricted licence banks Deposit-taking companies Total 1,695 1,609 3, ,685 1,269 2, Licensed banks 1,456 1,178 2, ,751 1,387 3, Restricted licence banks Deposit-taking companies Total 1,607 1,206 2, ,761 1,417 3, Licensed banks 1, , ,835 1,610 3, Restricted licence banks Deposit-taking companies Total 1, , ,848 1,635 3, Licensed banks 1, , ,834 1,483 3, Restricted licence banks Deposit-taking companies Total 1, , ,851 1,506 3, (a) Hong Kong dollar customer deposits include swap deposits. A sign denotes a figure of less than 0.5.

20 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES 135 Table J: Loans to customers inside Hong Kong by Economic Sector (HK$ bn) Sector HK$ % HK$ % HK$ % HK$ % HK$ % Hong Kong s visible trade Manufacturing Transport & transport equipment Building, construction & property development and investment Wholesale and retail trade Financial concerns (other than authorized institutions) Individuals: to purchase flats in the Home Ownership Scheme, the Private Sector Participation Scheme and the Tenants Purchase Scheme to purchase other residential property other purposes Others Total (a) 2, , , , , (a) Defined as loans for use in Hong Kong plus trade financing loans.

21 136 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Table K: Deposits from Customers by Type of Deposit and Category of Authorized Institution Licensed Banks Restricted Deposit- Licence taking (HK$ bn) Demand Savings Time Banks Companies Total Hong Kong Dollar (includes swap deposits) , , , , , , , , , ,851 Foreign Currency (excludes swap deposits) , , , , , , , , ,506 Total , , , , , , , , , ,357

22 HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 ANNEX AND TABLES 137 Table L: Geographical Breakdown of Net External Claims/(Liabilities) of All Authorized Institutions Net Net Claims on/ Claims on/ Net (Liabilities to) Net (Liabilities to) Claims on/ Non-bank Claims on/ Non-bank (Liabilities to) Customers Total Net (Liabilities to) Customers Total Net (HK$ bn) Banks Outside Outside Claims/ Banks Outside Outside Claims/ Region/Country Hong Kong Hong Kong (Liabilities) Hong Kong Hong Kong (Liabilities) Asia & Pacific Japan Australia Singapore 188 (41) (40) 108 South Korea New Zealand Malaysia Vanuatu 4 4 Sri Lanka 1 India 6 5 (5) 5 Bangladesh 1 Brunei (3) (3) (1) (1) Pakistan (1) (1) (2) (2) Philippines (14) (4) (18) (5) (5) Indonesia 1 1 (6) (6) Vietnam (4) (4) (7) (7) Thailand 3 (2) (7) (3) (10) Macau (32) (5) (38) (32) (3) (35) Taiwan (11) (35) (46) (14) (39) (53) Mainland China (141) (30) (172) (109) (27) (136) Others 1 1 (1) (1) North America United States Canada Caribbean 16 (215) r (199) r 37 (129) (93) Bahamas (1) 38 Panama Bermuda (4) (4) Netherlands Antilles (74) (74) 1 (64) (63) Cayman Islands 6 (156) (150) (4) (81) (85) Others Africa (2) 9 8 (2) (1) Liberia South Africa (1) (1) (1) Mauritius (2) (2) (1) (1) Others r Revised figures

23 138 ANNEX AND TABLES HONG KONG MONETARY AUTHORITY ANNUAL REPORT 2001 Table L: Geographical Breakdown of Net External Claims/(Liabilities) of All Authorized Institutions (cont.) Net Net Claims on/ Claims on/ Net (Liabilities to) Net (Liabilities to) Claims on/ Non-bank Claims on/ Non-bank (Liabilities to) Customers Total Net (Liabilities to) Customers Total Net (HK$ bn) Banks Outside Outside Claims/ Banks Outside Outside Claims/ Region/Country Hong Kong Hong Kong (Liabilities) Hong Kong Hong Kong (Liabilities) Latin America (1) (2) (2) Brazil (1) (1) Others Eastern Europe (1) (1) (1) Western Europe 619 (17) (17) 622 United Kingdom 300 r (5) (2) 323 Germany France Netherlands 61 (45) (23) 33 Italy Belgium Switzerland 21 (1) (1) 20 Sweden Denmark Norway Republic of Ireland Luxembourg Austria Spain Finland Portugal 1 1 Greece Others (5) (1) (6) (3) (5) (7) Middle East 1 r (1) (1) (1) (1) (2) Bahrain 6 (1) Saudi Arabia 1 Israel (1) Kuwait (2) (2) (1) (1) United Arab Emirates (3) (3) (3) (3) Others (1) (1) Others Overall Total 947 r 77 r 1,024 1, ,098 r Revised figures