Deleted Cookies Cause Online Banking Users to be Asked For Secure Code at Each Login
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- Muriel Heath
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1 Deleted Cookies Cause Online Banking Users to be Asked For Secure Code at Each Login Internet Explorer Version When you first access Online Banking from a new computer or new Web browser, you are asked to receive a secure code via e mail or phone to validate your identity. After the secure code is entered you have the option to Register this computer for later use, which will allow you to log in to Online Banking without having to obtain another secure code. That setting is retained until: 1. You use a different computer 2. You use a different Web browser on the same computer 3. You clear your browser's cookies Cookies are files placed on your computer by Web sites that help them identify you as a returning visitor. Online Banking uses cookie data to determine that you have already entered a secure code for your computer and browser. If you choose to Give me one time access only, which you should do on any public computer, then no cookie data is placed on the computer and your account is protected from another user trying to access your account after you leave the public computer. Figure 1: Options for Registering (orange arrow) and One Time Use
2 If you have Registered your computer and find that you are asked for a secure code each time you log into Online Banking, it is possible that your Web browser is set to delete cookies every time it's closed. Below are instructions for changing that setting in Internet Explorer 7 and Internet Explorer 8 & 9. Internet Explorer 7 In Internet Explorer version 7 (IE7) there is an option to empty the Temporary Internet Files folder each time the browser is closed, which will delete all cookies. This also deletes your completed computer registration process for Online Banking, requiring you to repeat the process at each log in. To correct this, you can adjust your Internet Options Settings by: 1. Select Internet Options from the Tools menu: Figure 2: Selecting Internet Options
3 2. Choose the Advanced tab, scroll down to the Security settings, and make sure that Empty Temporary Internet Files folder when browser is closed is not checked: Figure 3: Unchecked Empty Temporary Internet Folder Files Option 3. Select OK to save your settings. This change will ensure that cookies will be kept after the browser is closed. It does not prevent you from manually deleting cookies (which is a feature found on the Internet Options > General tab, in the Browsing History section). Later versions of Internet Explorer offer the option to identify specific Web sites to keep cookies from when the Temporary Internet Files are deleted. Upgrade information is available at If you upgrade, see the instructions below for preventing cnbank.com cookies from being deleted.
4 Internet Explorer 8 and 9 For those using Internet Explorer, version 8 or higher, there are options for selective settings when deleting cookies. Internet Explorer can be configured to save cookies for websites that are in the Favorites list when the Temporary Internet Files are deleted. To enable this for the Online Banking cookie, first set the home page as a Favorite. 1. While at the home page, select the Favorite icon from the Internet Explorer menu/toolbar. Figure 4: Accessing Favorites IE8 (Left) and IE9 (Right) 2. Select Add to Favorites to set the CNB home page favorite. After the Favorite is set you can change your browser settings for deleting cookies. 3. Select Internet Options from the Tools menu ( or ). 4. Choose the General tab and check the Delete browsing history on exit checkbox. Figure 5: Set Browsing History to Delete
5 5. Click the Delete... button to access the delete settings screen. Figure 6: Delete Browsing History Page 6. Make sure that Preserve Favorites website data is checked. 7. Click Cancel unless you'd like to delete your Temporary Internet Files now, in which case you should select Delete. Your settings will be retained when you click either option. 8. Click OK to close the Internet Options page and save your changes.
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