LIABILITY FOR VOLUNTEERS: HEALTH AND

Size: px
Start display at page:

Download "LIABILITY FOR VOLUNTEERS: HEALTH AND"

Transcription

1 LIABILITY FOR VOLUNTEERS: HEALTH AND SAFETY LAW Sophie Hay Reed Smith Type: Published: Last Updated: Keywords: Legal guide July 2011 July 2011 Liability; volunteers; health and safety; duty of care.

2 This document provides general information and comments on the subject matter covered and is not a comprehensive treatment of the subject. It is not intended to provide legal advice. With respect to the subject matter, viewers should not rely on this information, but seek specific legal advice before taking any legal action Any opinions expressed in this document are those of the author and do not necessarily reflect the position and/or opinions of A4ID Advocates for International Development 2012

3 Introduction Organisations have a duty of care towards their volunteers and some volunteers may be employees in the eyes of the law and as a result be entitled to the full protection of the health and safety legislation. This is despite much of the legislation only applying to employees. Duty of Care The duty of care is a common law duty to take reasonable care to avoid causing harm to others. Organisations have a duty of care towards their volunteers. Failure to meet that duty could lead to the organisation and its trustees being liable if a volunteer is injured. In practice reasonable steps should be taken to ensure that the likelihood and potential seriousness of injury to volunteers is reduced. Depending on the circumstances, this might include giving volunteers adequate information, training, the use of safety clothing or equipment, and supervision. Organisations with overseas volunteers in high risk locations, such as in disaster or war zones, should carefully consider the duty of care that is required and what the reasonable steps are in all the circumstances. Health and Safety Law There is a legislative duty on organisations to take steps to protect their volunteers from harm. This arises from the Health and Safety at Work etc Act 1974 which imposes a duty on every employer which includes the common law duty of care, and additionally demands information on health and safety to be provided. Corporate Homicide It is important that organisations consider their health and safety liabilities in relation to employees and volunteers following the enactment of the Corporate Manslaughter and Corporate Homicide Act For the first time, companies and organisations can be found guilty of corporate manslaughter as a result of serious management failures resulting in a gross breach of a duty of care. Risk Assessments There is a duty on employers to carry out risk assessments by looking at potential risks to their employees and others, including volunteers. This duty is from the Management of Health and Safety at Work Regulations If an organisation has five or more employees, these assessments must be in writing. Volunteer-only organisations do not have a statutory duty to carry out assessments.

4 However, the absence of risk assessments may suggest a failure to meet the required common law and statutory duty of care for volunteers. Risk assessments involve identifying hazards and risk. When working with volunteers it is advised to have an overall risk assessment for volunteer programmes and smaller risk assessments for individual roles. The actual method of assessing risk is not laid down in legislation. However, the Health and Safety Executive recommends a five-step approach to the process: 1. Look for the hazards. 2. Decide who might be harmed, and how. 3. For each hazard, evaluate the chance, big or small, of harm actually being done and decide whether existing precautions are adequate or whether more should be done. 4. Record the significant findings of risk assessment, such as the main risks and the measures you have taken to deal with them. 5. Review your assessment from time to time, and revise if necessary. It may be useful to create a table listing each hazard, the individuals who might be affected, the likelihood of someone coming to harm, the potential consequences, and the measures which should be taken to reduce the risk or remove the hazard. Some hazards may simply require information or training to be given to the volunteer while others may require changes to the way the programme is carried out, more supervision, protective clothing or equipment, or the avoidance of an activity. Health and Safety Policy Organisations with five or more employees also require a written health and safety policy. Organisations with fewer than five paid members of staff should strongly consider writing a health and safety policy and circulating it to staff and volunteers. As well as being a basis for good practice, an effective policy also helps demonstrate that the duty of care is taken seriously. Volunteers should be included in the policy, have access to it, and be briefed on the policy during their inductions. An effective health and safety policy should include: A statement of intent setting out the aims and culture of the organisation regarding the safety of its paid staff, volunteers and others.

5 The person responsible for the policy to clarify who volunteers and other staff should report incidents to. The systems and procedures that should be followed, which may include procedures for first aid, accidents and fires. Health and Safety for Overseas Volunteers Extra consideration should be given to the health and safety of overseas volunteers, particularly in high risk countries and situations. It may be appropriate to have systems and procedures in place during the introduction of overseas projects and in-depth knowledge should be obtained by the organisations of the destinations to increase the safety of all volunteers. Organisations should also consider the day-to-day care of all participants in the field and it may be useful to provide volunteers with contact to the organisation s headquarters. Organisations should keep up to date with local and regional developments and Foreign Office advice. Updated health and safety assessments should be completed in relation to overseas projects where practicable. Possible Liabilities Liability for causing loss, damage or injury due to the failure to meet the duty of care depends on the structure of the organisation. With unincorporated associations and trusts, the members of the governing committee may be personally liable. With companies limited by guarantee, liability will generally rest with the organisation itself rather than with the individual governing body members. Trustees can be indemnified against such costs by their organisation. Further Reading Volunteer England - Five steps to risk assessment - Health and safety assessment -

LIABILITY FOR VOLUNTEERS: ENGLISH EMPLOYMENT LAW RIGHTS

LIABILITY FOR VOLUNTEERS: ENGLISH EMPLOYMENT LAW RIGHTS LIABILITY FOR VOLUNTEERS: ENGLISH EMPLOYMENT LAW RIGHTS Sophie Hay Reed Smith Type: Legal guide Published: July 2011 Last Updated: July 2011 Keywords: Employment; volunteers; liability; discrimination.

More information

VOLUNTEERS AND INTERNS PRACTICAL GUIDANCE FOR CHARITIES

VOLUNTEERS AND INTERNS PRACTICAL GUIDANCE FOR CHARITIES VOLUNTEERS AND INTERNS PRACTICAL GUIDANCE FOR CHARITIES Ed Hunter, Emma Osborne, Sophie Hay, David Ashmore, Jo Powis & Thomas Ince (Reed Smith) Type: Published: Last Updated: Keywords: Legal Guide 11.05.2012

More information

Briefing 43. The Corporate Manslaughter and Corporate Homicide Act 2007. NHS Employers. Background. Key points

Briefing 43. The Corporate Manslaughter and Corporate Homicide Act 2007. NHS Employers. Background. Key points March 2008 Briefing 43 The Corporate Manslaughter and Corporate Homicide Act 2007 (CMCHA) comes into effect on 6 April 2008. The Act aims to ensure that organisations are held to account when a death has

More information

Understanding insurance and risk management A guide for community groups who organise events

Understanding insurance and risk management A guide for community groups who organise events Understanding insurance and risk management A guide for community groups who organise events Introduction 1 This booklet aims to give general advice, assistance and provide further information on insurance

More information

SCDHSC0032 Promote health, safety and security in the work setting

SCDHSC0032 Promote health, safety and security in the work setting Promote health, safety and security in the work setting Overview This standard identifies the requirements when you promote the health, safety and security of yourself and others for whom you are responsible

More information

RISK PROFILING AND RISK REDUCING ACTIONS FOR WORK PLACEMENT

RISK PROFILING AND RISK REDUCING ACTIONS FOR WORK PLACEMENT RISK PROFILING AND RISK REDUCING ACTIONS FOR WORK PLACEMENT Factors Risk Profile Indications Possible specific actions to reduce risk Work Work with hazards that have potential to cause permanent injury

More information

Risk Management in the Event World

Risk Management in the Event World Risk Management At the Cambridge Festival of Ideas Office of External Affairs and Communications Reasons for undertaking risk management Duty of care to provide a safe workplace for event staff, volunteers

More information

STUDENT PLACEMENT GUIDELINES LIABILITY COVER

STUDENT PLACEMENT GUIDELINES LIABILITY COVER STUDENT PLACEMENT GUIDELINES LIABILITY COVER Contents: 1. INTRODUCTION 2. WHAT LIABILITY COVER SHOULD THE HOST HAVE IN PLACE? 3. GAPS IN COVER WHY MIGHT THERE BE AN ISSUE? 4. IS PERSONAL ACCIDENT COVER

More information

Directors and Officers Insurance Why You Need IT

Directors and Officers Insurance Why You Need IT Affiliate Chapter leaders often ask questions regarding D&O Insurance. ACMP provides the following information regarding securing and maintaining D&O Insurance. Should a nonprofit organization carry Directors

More information

HEALTH & SAFETY POLICY

HEALTH & SAFETY POLICY HEALTH & SAFETY POLICY Last Updated: November 2014 Finance & General Purposes Committee: November 2014 Corporation Approval: December 2014 Review Date: November 2016 HEALTH AND SAFETY POLICY 1. Policy

More information

By Marco Schepers Associate BCom LLB

By Marco Schepers Associate BCom LLB Health and Safety in the Workplace: A South African Perspective Is the Employer s Obligation to Provide a Safe Working Environment a Satisfactory Position? By Marco Schepers Associate BCom LLB 1. Introduction

More information

Car Parking. A Health and Safety Perspective. David Bone

Car Parking. A Health and Safety Perspective. David Bone Car Parking A Health and Safety Perspective David Bone Contents 1: Introduction 2: Legislation 3: Management Systems 4: Common Workplace Hazards Introduction HEALTH AND SAFETY Is a condition free from

More information

A Safe and Healthy Workplace

A Safe and Healthy Workplace Section 1 A Safe and Healthy Workplace Why is Health and Safety Important? Health and Safety is the subject of many laws and regulations, failure to comply with the law renders companies and individuals

More information

Health & Safety Regulations. Everything you need to know

Health & Safety Regulations. Everything you need to know Health & Safety Regulations Everything you need to know Not all of those people injured at work would be entitled to compensation from their employer. In order to recover damages it is necessary to show

More information

English Ski Council Ltd t/a Snowsport England Civil Liability Frequently Asked Questions

English Ski Council Ltd t/a Snowsport England Civil Liability Frequently Asked Questions What is Civil Liability Insurance? English Ski Council Ltd t/a Snowsport England Civil Liability Frequently Asked Questions Civil Liability Insurance provides for legal liability following negligence,

More information

Insurance for volunteers

Insurance for volunteers Insurance for volunteers Summary All groups and organisations that involve volunteers should consider what types of insurance they need to put in place to cover them for that involvement. Due to the variation

More information

Proposed Culpable Homicide (Scotland) Bill

Proposed Culpable Homicide (Scotland) Bill Proposed Culpable Homicide (Scotland) Bill UNISON Scotland s Response to Proposals to amend the law of Culpable Homicide in Scotland March 2015 INTRODUCTION UNISON is Scotland s largest trade union representing

More information

Corporate Health and Safety Policy Issue 9

Corporate Health and Safety Policy Issue 9 Corporate Health and Safety Policy Issue 9 July 2011 1 Contents Foreword by the Chief Executive 3 1. General health and safety policy statement 4 a Our responsibilities 5 b Health and safety management

More information

32 PROMOTE, MONITOR AND MAINTAIN HEALTH, SAFETY AND SECURITY IN THE WORKING ENVIRONMENT

32 PROMOTE, MONITOR AND MAINTAIN HEALTH, SAFETY AND SECURITY IN THE WORKING ENVIRONMENT Unit overview Elements of competence 32a 32b 32c Monitor and maintain the safety and security of the working environment Promote health and safety in the working environment Minimise risks arising from

More information

By Mark Restall. Volunteers and the Law: A summary

By Mark Restall. Volunteers and the Law: A summary By Mark Restall Volunteers and the Law: A summary 2 VOLUNTEERS AND THE LAW Introduction The majority of calls to Volunteering England s information line touch upon legal issues in one form or another.

More information

Health and Safety Policy

Health and Safety Policy Health & Safety Policy 1.Introduction Health and safety is the concern of everyone within Escape Community Arts (Escape). This policy is intended to provide a practical framework for the implementation

More information

In England and Wales, two types of law may come into play following an accident or incident on an activity or visit criminal and/or civil.

In England and Wales, two types of law may come into play following an accident or incident on an activity or visit criminal and/or civil. Underpinning Legal Framework This document sets out to provide an overview of what the law requires and how to comply with it. It also explains what may happen following an accident or incident. Criminal

More information

Wide Bay Respite Services Supporting the caring role of families. Service Management Policy

Wide Bay Respite Services Supporting the caring role of families. Service Management Policy Service Management Policy Organisation Structure Flowchart Legislation / Industry Standards Department of Communities, Child Safety & Disability Services (Funding Body) Board of Management Other Agencies

More information

Statutory Liability Insurance

Statutory Liability Insurance Statutory Liability Insurance December 2015 Statutory Liability Insurance is designed to provide cover to the company and its directors, officers and employees for defence costs and fines/penalties in

More information

Work Health & Safety Policy Document Number: WH&S 023 003 Ver 1

Work Health & Safety Policy Document Number: WH&S 023 003 Ver 1 Work Health & Safety Policy Document Number: WH&S 023 003 Ver 1 Approved by: Senior Leadership Team Page 1 of 7 POLICY OWNER: Human Resources PURPOSE: To ensure, so far as is reasonably practicable, that

More information

www.superstaff.co.nz PO Box 11766 Ellerslie 1542 Auckland 0800 787379 TERMS OF BUSINESS

www.superstaff.co.nz PO Box 11766 Ellerslie 1542 Auckland 0800 787379 TERMS OF BUSINESS The Engagement of Temporary Employees TERMS OF BUSINESS 1. You ( the Client ) are deemed to have accepted the Terms of Business by engaging a Temporary Employee ( Temporary ) introduced to the Client by

More information

Important Facts about this Lawpack Kit

Important Facts about this Lawpack Kit Important Facts about this Lawpack Kit This Lawpack Kit contains the background information, guidance and forms necessary to draw up some essential risk assessments for small to medium-sized employers

More information

AFTRS Health and Safety Risk Management Policy

AFTRS Health and Safety Risk Management Policy AFTRS Health and Safety Risk Management Policy Responsible Officer Contact Officer Authorisation Director, Corporate and Student Services Head of Human Resources Chief Executive Officer Effective Date

More information

Creating a Safe Coaching Environment

Creating a Safe Coaching Environment ITF Coaches Education Programme Coaching Beginner and Intermediate Players Course Creating a Safe Coaching Environment Introduction Coaching - very fulfilling occupation Accept a range of responsibilities

More information

The board of directors of a company is primarily responsible for:

The board of directors of a company is primarily responsible for: The board of directors of a company is primarily responsible for: Determining the company s strategic objectives and policies. Monitoring progress towards achieving the objectives and policies. Appointing

More information

Health & Safety for Businesses and the Voluntary Sector. Key Principles

Health & Safety for Businesses and the Voluntary Sector. Key Principles Health & Safety for Businesses and the Voluntary Sector Key Principles KEY PRINCIPLES 1 Key Principles Introduction The importance of managing health and safety effectively cannot be over-emphasised. Ensuring

More information

Vicarious liability of a charity or its trustees

Vicarious liability of a charity or its trustees 1 of 7 Guidance Vicarious liability of a charity or its trustees Contents In general, for what are trustees liable? Liability for the actions or omissions of others What does the law cover in this area?

More information

********** **********

********** ********** THE PONY CLUB BRANCHES AND MEMBERS INSURANCE QUERIES Q. What cover do Branches receive? A. The District Commissioner, committee and officials, volunteers and instructors are insured for Public and Products

More information

Information for a person conducting a business or undertaking

Information for a person conducting a business or undertaking BULLETIN Information for a person conducting a business or undertaking Overview of your responsibilities to provide a healthy and safe workplace. The Work Health and Safety laws (WHS laws) aim to provide

More information

CONTRACT FOR PAYROLL SERVICES. It is agreed by clicking on Acknowledge on the PayMe Australia Pty Ltd Contractors Join Online Form:

CONTRACT FOR PAYROLL SERVICES. It is agreed by clicking on Acknowledge on the PayMe Australia Pty Ltd Contractors Join Online Form: CONTRACT FOR PAYROLL SERVICES Introduction This Agreement records the terms and conditions by which the Company has been engaged by the Contractor to perform payroll services for the Contractor. It is

More information

Hazard Identification, Risk Assessment And Control Procedure

Hazard Identification, Risk Assessment And Control Procedure Hazard Identification, Risk Assessment And Control Procedure 1. Purpose 1.1 To ensure that there is a formal process for hazard identification, risk assessment and control to effectively manage hazards

More information

Health and Safety Policy Part 1 Policy and organisation

Health and Safety Policy Part 1 Policy and organisation Health and Safety Policy Part 1 Policy and organisation ICO H&S Policy Policy and organisation, June 2014 Page 1 of 6 1. Scope 1.1 The Health and Safety policy applies to all employees of the Information

More information

YOUR GUIDE TO INDUCTION TRAINING. Your Practical Guide

YOUR GUIDE TO INDUCTION TRAINING. Your Practical Guide YOUR GUIDE TO INDUCTION TRAINING Your Practical Guide WELCOME TO AXA Introducing AXA One of the world s largest insurers With more than 50 million customers across the globe, AXA is one of the world s

More information

University of Leicester Sports and Recreation Service. Statement on Safety in University Sports Facilities

University of Leicester Sports and Recreation Service. Statement on Safety in University Sports Facilities University of Leicester Sports and Recreation Service Statement on Safety in University Sports Facilities Introduction The Sport and Recreation Service is an independent service within the University.

More information

6. Risk management plans for high risk activities and special events

6. Risk management plans for high risk activities and special events 6. Risk management plans for high risk activities and special events What is a high risk activity or special event? The answer to this question will be different for every organisation. A high risk activity

More information

Finding the Right Insurance. GMVSS Market Place Manchester

Finding the Right Insurance. GMVSS Market Place Manchester Finding the Right Insurance GMVSS Market Place Manchester September 2010 Background Martin Ladbrook Chartered Insurance Practitioner 30 years experience Worked with Voluntary Organisations since 1993 Formed

More information

MODEL CHILD PROTECTION POLICY

MODEL CHILD PROTECTION POLICY Fact Series Child Protection Policy (Model) version 2.2 July 2009 MODEL CHILD PROTECTION POLICY NODA Headquarters regularly receives requests from affiliated societies for advice about implementing a Child

More information

WORK HEALTH AND SAFETY

WORK HEALTH AND SAFETY WORK HEALTH AND SAFETY SCOPE POLICY Work Health and Safety System Work Health and Safety Objectives Roles and Responsibilities Executive Responsibilities Manager Responsibilities Worker Responsibilities

More information

Health and Safety Management in Healthcare

Health and Safety Management in Healthcare Health and Safety Management in Healthcare Information Sheet Nov 2010 This information sheet gives guidance on the key elements of health and safety management in healthcare. It is intended for small employers

More information

Corporate Health and Safety Policy

Corporate Health and Safety Policy Corporate Health and Safety Policy November 2013 Ref: HSP/V01/13 EALING COUNCIL Table of Contents PART 1: POLICY STATEMENT... 3 PART 2: ORGANISATION... 4 2.1 THE COUNCIL:... 4 2.2 ALLOCATION OF RESPONSIBILITY...

More information

Health and Safety Offences, Corporate Manslaughter and Food Safety and Hygiene Offences Definitive Guideline DEFINITIVE GUIDELINE

Health and Safety Offences, Corporate Manslaughter and Food Safety and Hygiene Offences Definitive Guideline DEFINITIVE GUIDELINE Health and Safety Offences, Corporate Manslaughter and Food Safety and Hygiene Offences Definitive Guideline DEFINITIVE GUIDELINE Contents Applicability of guidelines 2 Health and safety Organisations

More information

AGENDA ITEM IV : LIABILITY FOR DEFECTIVE PRODUCTS

AGENDA ITEM IV : LIABILITY FOR DEFECTIVE PRODUCTS SCREENING CHAPTER 28 CONSUMER PROTECTION AND HEALTH AGENDA ITEM IV : LIABILITY FOR DEFECTIVE PRODUCTS Country Session: LEGAL BASIS LAW NO. 4077 ON CONSUMER PROTECTION AMENDED BY LAW NO. 4822 (OG No: 25048,

More information

Work Health and Safety (WHS) Policy

Work Health and Safety (WHS) Policy Basketball Queensland s Commitment Basketball Queensland (BQ) is committed to achieving organisational best practice in Work Health, and Safety (WHS). BQ has an organisational goal of Zero Harm and Loss

More information

Employers Liability Section

Employers Liability Section Employers Liability Section Definitions 1 lnjury Bodily injury, death, disease, illness, mental injury, mental anguish or nervous shock 2 Employee A B Any person under a contract of service or apprenticeship

More information

Health and Safety Policy

Health and Safety Policy Health and Safety Policy Document Control Title : Health and Safety Policy Applicable to : All Staff and Executive Officers Date last reviewed : July 2015 Procedure Owner : People and Organisational Development

More information

An Insurance Overview for New Jersey Non-Profits

An Insurance Overview for New Jersey Non-Profits An Insurance Overview for New Jersey Non-Profits The purpose of this article is to provide New Jersey non-profits with an up-to-date introduction guide to buying insurance: how to decide if you need insurance

More information

Queensland Government Insurance Fund (QGIF) Insurance Policy (Version 6 - Effective 1 July 2014)

Queensland Government Insurance Fund (QGIF) Insurance Policy (Version 6 - Effective 1 July 2014) Queensland Government Insurance Fund (QGIF) Insurance Policy (Version 6 - Effective 1 July 2014) This policy is for the following Insurances: Section 1 - Property Section 2 - Business Interruption Section

More information

Risk Management Policy

Risk Management Policy Risk Management Policy DOCUMENT CONTROL Developed by: Date: Origination: Quality, Systems & Shared s March 2014 Authorised by: Colette Kelleher April 2014 DOCUMENT REVIEW HISTORY Original Circulation date:

More information

Procedures and guidance for recording and reporting accidents / incidents in schools

Procedures and guidance for recording and reporting accidents / incidents in schools Procedures and guidance for recording and reporting accidents / incidents in schools This document forms part of the overall package of information relating to accidents / incidents that is available on

More information

INSURANCE & RISK MANAGEMENT FOR CORPORATE VOLUNTEERS

INSURANCE & RISK MANAGEMENT FOR CORPORATE VOLUNTEERS INSURANCE & RISK MANAGEMENT FOR CORPORATE VOLUNTEERS INSURANCE & RISK MANAGEMENT FOR CORPORATE VOLUNTEERS CONTENTS Insurance & Risk Management for Corporate Volunteers Published in 2006 by Volunteering

More information

Employers Indemnity. Insurance application

Employers Indemnity. Insurance application Employers Indemnity Insurance application Insurance Australia Limited ABN 11 000 016 722 trading as CGU Workers Compensation Employers Indemnity Insurance Application Western Australia I/we request CGU

More information

Corporate Risk Management Policy

Corporate Risk Management Policy Corporate Risk Management Policy Managing the Risk and Realising the Opportunity www.reading.gov.uk Risk Management is Good Management Page 1 of 19 Contents 1. Our Risk Management Vision 3 2. Introduction

More information

Accident/Near Miss Investigation Guidelines

Accident/Near Miss Investigation Guidelines Accident/Near Miss Investigation Guidelines Accident Investigation Introduction An accident, incident or near miss has occurred, now what? Whether it is an accident, incident or near miss, it is imperative

More information

Sample Workplace Alcohol and Drugs Policy

Sample Workplace Alcohol and Drugs Policy Sample Workplace Alcohol and Drugs Policy 1. Introduction This company is committed to providing a safe, healthy and productive working environment for all employees, contractors, customers and visitors

More information

Work Health and Safety. Seven Steps for Small Business

Work Health and Safety. Seven Steps for Small Business Work Health and Safety Seven Steps for Small Business Work health and safety (WHS) is a key management responsibility for every small business. South Australia s WHS laws took effect on 1 January 2013.

More information

MIDSHIRES CARE LIMITED T/A HELPING HANDS HOME CARE TERMS & CONDITIONS OF BUSINESS

MIDSHIRES CARE LIMITED T/A HELPING HANDS HOME CARE TERMS & CONDITIONS OF BUSINESS Terms & Conditions MIDSHIRES CARE LIMITED T/A HELPING HANDS HOME CARE TERMS & CONDITIONS OF BUSINESS DEFINITIONS The terms and conditions set out below constitute an agreement ( Agreement ) between Midshires

More information

Generic risk assessment form. This document forms part of Loughborough University s health and safety policy Version 3 February 2014

Generic risk assessment form. This document forms part of Loughborough University s health and safety policy Version 3 February 2014 Generic risk assessment form Date: (1) Assessed by: (2) Checked / Validated* by: (3) Location: (4) Assessment ref no (5) Review date: (6) Task / premises: (7) Activity (8) Significant hazard (9) Who might

More information

Agenda. Charity and Community Facts and Figures. The different types of organisation in this sector? The overall market size and profile

Agenda. Charity and Community Facts and Figures. The different types of organisation in this sector? The overall market size and profile Ecclesiastical Insurance Group plc 2006 Agenda Charity and Community Facts and Figures The different types of organisation in this sector? The overall market size and profile Specific Underwriting Considerations

More information

Types of Insurance Policy: which cover volunteers?

Types of Insurance Policy: which cover volunteers? Volunteering England Information Sheet Types of Insurance Policy: which cover volunteers? All volunteer-involving organisations should have an insurance policy that covers volunteers. There are several

More information

INSURANCE GUIDE CONTRACTS & AGREEMENTS

INSURANCE GUIDE CONTRACTS & AGREEMENTS INSURANCE GUIDE CONTRACTS & AGREEMENTS This guide is provided to assist University staff who are considering entering into contractual negotiations on behalf of the University. This guide will help staff

More information

UNIT D: REVIEW HEALTH AND SAFETY PROCEDURES IN WORKPLACES

UNIT D: REVIEW HEALTH AND SAFETY PROCEDURES IN WORKPLACES Elements in this unit are: UNIT D: REVIEW HEALTH AND SAFETY D.1 Prepare to undertake a review of health and safety in a workplace D.2 Carry out a review of workplace health and safety implementation Unit

More information

ASTRAZENECA GLOBAL POLICY SAFETY, HEALTH AND ENVIRONMENT (SHE)

ASTRAZENECA GLOBAL POLICY SAFETY, HEALTH AND ENVIRONMENT (SHE) ASTRAZENECA GLOBAL POLICY SAFETY, HEALTH AND ENVIRONMENT (SHE) THIS POLICY SETS OUT HOW WE WILL MEET OUR COMMITMENT TO OPERATING OUR BUSINESS IN A WAY THAT PROTECTS PERSONAL HEALTH, WELLBEING AND SAFETY

More information

Charities and Insurance

Charities and Insurance Charities and Insurance May 2012 Contents 1. Introduction 2 2. Why a charity might need insurance - the basic considerations 4 3. Risk assessment and decision making 7 4. Insurance for charities that own

More information

GLASGOW SCHOOL OF ART OCCUPATIONAL HEALTH AND SAFETY POLICY. 1. Occupational Health and Safety Policy Statement 1

GLASGOW SCHOOL OF ART OCCUPATIONAL HEALTH AND SAFETY POLICY. 1. Occupational Health and Safety Policy Statement 1 GLASGOW SCHOOL OF ART OCCUPATIONAL HEALTH AND SAFETY POLICY CONTENTS PAGE 1. Occupational Health and Safety Policy Statement 1 2. Occupational Health and Safety Management System 2 3. Organisational Management

More information

Product Recall. Written by Michael Lincoln and Donna Niblock. The Liberty White Paper Series

Product Recall. Written by Michael Lincoln and Donna Niblock. The Liberty White Paper Series Product Recall Written by Michael Lincoln and Donna Niblock The Liberty White Paper Series Executive Summary The growth of the global supply chain in recent years has had a significant impact on managing

More information

Corporate Health and Safety Policy

Corporate Health and Safety Policy Corporate Health and Safety Policy Publication code: ED-1111-003 Contents Foreword 2 Health and Safety at Work Statement 3 1. Organisation and Responsibilities 5 1.1 The Board 5 1.2 Chief Executive 5 1.3

More information

Update to your Vero MotorPlan policy

Update to your Vero MotorPlan policy Update to your Vero MotorPlan policy As a result of a change brought about by the Sentencing Amendment Act 2014, we would like to bring to your attention an update to our Vero MotorPlan policy wording.

More information

ACCIDENT INVESTIGATION GUIDELINES WITH LITIGATION IN MIND

ACCIDENT INVESTIGATION GUIDELINES WITH LITIGATION IN MIND ACCIDENT INVESTIGATION GUIDELINES WITH LITIGATION IN MIND Introduction The purpose of this paper is to alert the reader to concepts used in the defense of construction related lawsuits and to suggest how

More information

WORKERS COMPENSATION SCHEME IN DENMARK

WORKERS COMPENSATION SCHEME IN DENMARK WORKERS COMPENSATION SCHEME IN DENMARK 4 ELEMENTS 1) THE EMPLOYERS NO-FAULT LIABILITY 2) STATUTORY COMPENSATION BENEFITS 3) A PUBLIC AUTHORITY THAT MAKES ALL DECISIONS 4) THE EMPLOYER S OBLIGATION TO PROVIDE

More information

terms of business australia engagement of permanent staff services

terms of business australia engagement of permanent staff services terms of business terms of business australia Welcome to Randstad Randstad is one of the world s leading recruitment and HR services companies. Our vision both locally and globally is to be the number

More information

Health (Tobacco, Nicotine etc. and Care) (Scotland) Bill [AS PASSED]

Health (Tobacco, Nicotine etc. and Care) (Scotland) Bill [AS PASSED] Health (Tobacco, Nicotine etc. and Care) (Scotland) Bill [AS PASSED] CONTENTS Section PART 1 TOBACCO, NICOTINE VAPOUR PRODUCTS AND SMOKING CHAPTER 1 SALE AND PURCHASE OF TOBACCO AND NICOTINE VAPOUR PRODUCTS

More information

Approved Contractor Application (SAFE Form B)

Approved Contractor Application (SAFE Form B) Approved Contractor Application (SAFE Form B) 1. Business Information Company Name: Postal Address: Physical Address: (If differs from Postal) Phone: Mobile: Email Address: Number of Employees: 2. Key

More information

CONTRACT CONDITIONS FOR LOGISTICS (2014)

CONTRACT CONDITIONS FOR LOGISTICS (2014) CONTRACT CONDITIONS FOR LOGISTICS (2014) The Company provides all items and services on the following Conditions which can be varied only in writing by an Officer of the Company. The Company is a member

More information

The Essential Guide to Work Health and Safety for Volunteers. Volunteers

The Essential Guide to Work Health and Safety for Volunteers. Volunteers The Essential Guide to Work Health and Safety for Volunteers Volunteers This resource kit was developed by Safe Work Australia in conjunction with the Department of Prime Minister and Cabinet Not-for-Profit

More information

Health and Safety Guidelines

Health and Safety Guidelines Health and Safety Guidelines for the On-Hire Industry These guidelines should be read and applied by the: Client engaging an Agency to fill an assignment Agency sourcing a person to fill the assignment

More information

RESPONSE by ALLAN McDOUGALL, SOLICITORS to Consultation on Damages Claims (EU Directive on Safety and Health at Work) (Scotland) Bill.

RESPONSE by ALLAN McDOUGALL, SOLICITORS to Consultation on Damages Claims (EU Directive on Safety and Health at Work) (Scotland) Bill. RESPONSE by ALLAN McDOUGALL, SOLICITORS to Consultation on Damages Claims (EU Directive on Safety and Health at Work) (Scotland) Bill. Introduction This Response is submitted by Allan McDougall, Solicitors.

More information

Health & Safety Course Descriptions. Health & Safety

Health & Safety Course Descriptions. Health & Safety Course Descriptions A range of high quality intranet and web deliverable Health and Safety courses, concentrates on making the workplace safer more healthy. The courseware is aimed at all levels of staff

More information

Leading health and safety at work Actions for directors, board members, business owners and organisations of all sizes

Leading health and safety at work Actions for directors, board members, business owners and organisations of all sizes Leading health and safety at work Actions for directors, board members, business owners and organisations of all sizes This is a web-friendly version of leaflet INDG417(rev1), published 06/13 Introduction

More information

Unintentional Torts - Definitions

Unintentional Torts - Definitions Unintentional Torts - Definitions Negligence The failure to exercise the degree of care that a reasonable person would exercise that results in the proximate cause of actual harm to an innocent person.

More information

The Education Fellowship IT Business Continuity Plan

The Education Fellowship IT Business Continuity Plan The Education Fellowship IT Business Continuity Plan OVERVIEW 1. Definition of IT Business Continuity Management IT Business Continuity Management is defined as a holistic management process that identifies

More information

SGIO Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide WA

SGIO Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide WA 1 SGIO Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide WA This SGIO Comprehensive Plus Motor Insurance Premium, Excess, Discounts and Helpline Benefits Guide should

More information

Health and safety training What you need to know

Health and safety training What you need to know What you need to know This leaflet explains the importance of health and safety training to owners and managers of businesses. It gives advice on who may need training, what form the training may take

More information

Guidelines for State Agency Management of Volunteer Activity

Guidelines for State Agency Management of Volunteer Activity Guidelines for State Agency Management of Volunteer Activity June 2008 Department of Premier and Cabinet Contents Introduction... 3 Scope and Definitions... 4 Relationship between Agencies and Volunteers...

More information

Risk Assessment Guidance for Schools

Risk Assessment Guidance for Schools Risk Assessment Guidance for Schools RISK ASSESSMENTS FOR SCHOOLS (revised June 2013) 1. Introduction It is a legal requirement for all employers to carry out risk assessments. Risk assessments are simply

More information

Good decision-making for government Duty of care

Good decision-making for government Duty of care Good decision-making for government Duty of care Duty of care and the law The duty of care is a legal obligation to avoid causing harm or injury to others. A breach of the duty of care can give rise to

More information

OCCUPATIONAL HEALTH & SAFETY POLICY.

OCCUPATIONAL HEALTH & SAFETY POLICY. DEPARTMENT OF HEALTH. OCCUPATIONAL HEALTH & SAFETY POLICY. 01 APRIL 2003. TABLE OF CONTENTS PAGE 1. PREAMBLE 1 2. OBJECTIVES 1 3. MANDATES 2 4. DOCUMENTS 2 5. PRINCIPLES 2 6. DISCUSSION (POLICY MATTERS)

More information

ACCIDENT REPORTING AND INVESTIGATION. Your Practical Guide

ACCIDENT REPORTING AND INVESTIGATION. Your Practical Guide ACCIDENT REPORTING AND INVESTIGATION Your Practical Guide WELCOME TO AXA Introducing AXA One of the world s largest insurers With more than 50 million customers across the globe, AXA is one of the world

More information

Guide to Personal Injury Claims

Guide to Personal Injury Claims PART 1 - INTRODUCTION Our initial meeting At our first meeting, we will discuss the circumstances of your case and the prospects of obtaining compensation (damages) for your injury. We will explain to

More information

INSURANCE FOR VOLUNTARY ORGANIZATIONS ARE YOUR VOLUNTEERS AND CLIENTS COVERED?

INSURANCE FOR VOLUNTARY ORGANIZATIONS ARE YOUR VOLUNTEERS AND CLIENTS COVERED? INSURANCE FOR VOLUNTARY ORGANIZATIONS ARE YOUR VOLUNTEERS AND CLIENTS COVERED? BUSINESS INSURANCE VISIT IBC.CA Nearly 12 million Canadians or 45% of the population volunteer time through a group or organization,

More information

Publications code: REG-0812-032. Registering and running a childminding service: what you need to know

Publications code: REG-0812-032. Registering and running a childminding service: what you need to know Publications code: REG-0812-032 Registering and running a childminding service: what you need to know Contents Introduction 1 Section 1: What is childminding? 2 Section 2: Before you apply to register

More information

Landlord Insurance. Summary of cover

Landlord Insurance. Summary of cover Landlord Insurance Summary of cover March 2013 Why choose AXA s Landlord Insurance policy? The Landlord Insurance offers a range of covers and caters for a variety of customers, from individuals who own

More information

National Occupational Standards for Health & Safety Stand Alone Units. Unit HSS8: Review health & safety procedures in workplaces

National Occupational Standards for Health & Safety Stand Alone Units. Unit HSS8: Review health & safety procedures in workplaces Unit HSS8: Review health & safety procedures in workplaces This unit is for a person required to review health and safety conditions in workplaces other than their own. This unit is about: Preparing to

More information

MOTOR INSURANCE PREMIUM, EXCESS, DISCOUNTS & HELPLINE BENEFITS GUIDE

MOTOR INSURANCE PREMIUM, EXCESS, DISCOUNTS & HELPLINE BENEFITS GUIDE MOTOR INSURANCE PREMIUM, EXCESS, DISCOUNTS & HELPLINE BENEFITS GUIDE 1 This NRMA Insurance Premium, Excess, Discounts & Helpline Benefits Guide should be read with the NRMA Insurance Product Disclosure

More information

Reparation Protocol i

Reparation Protocol i Reparation Protocol i ii Contents: Aims and Objectives of Reparation 5 1 Health and Safety 6 2 Risk Management 6 3 Safeguarding 6 4 Code of Conduct 7 5 Information Sharing 8 6 Reparation Process 8 7 Expectation

More information

Landlord Insurance. Summary of cover. October 2013. 35039_ACLD0520ZB_BRO_A5.indd 1 23/10/2013 16:20

Landlord Insurance. Summary of cover. October 2013. 35039_ACLD0520ZB_BRO_A5.indd 1 23/10/2013 16:20 Landlord Insurance Summary of cover October 2013 35039_ACLD0520ZB_BRO_A5.indd 1 23/10/2013 16:20 Why choose AXA s Landlord Insurance policy? The Landlord Insurance offers a range of covers and caters for

More information