RENEWAL NOTICE: Your flood insurance policy is about to expire on the date shown below. Please follow renewal instructions on the remittance.

Transcription

1 * * PO BOX 2964 SHAWNEE MISSION, KS Payor: Insured PENNY E DUKE-BACA 4720 LILLY PAD PL MESILLA PARK, NM Agent: M IADICICCO AGENCY 3850 FOOTHILLS #13 LAS CRUCES, NM Insured Property Location: 4720 LILLY PAD PL MESILLA PARK, NM RENEWAL NOTICE: Your flood insurance policy is about to expire on the date shown below. Please follow renewal instructions on the remittance. Policy Number: Policy Expiration Date: 07/15/2016 Billing Date: 05/16/2016 Instructions: Coverages Deductibles Coverage Options Building Contents Building Contents Premium A: CURRENT COVERAGE $ 250,000 $ 10,000 $ 2,000 $ 2,000 $ 2,510 B: INCREASED COVERAGE $ 250,000 $ 10,500 $ 2,000 $ 2,000 $ 2,515 Note: Premium due includes a Reserve Fund Fee, Policy Fee and a HFIAA surcharge of $25 for a verified primary residence or $250 if this is not your primary residence, as required by FEMA. See Reverse for important billing information. Please not #7, deductible option changes. This Is Not A Bill - Homeoffice Copy RETAIN FOR YOUR RECORDS ( Please detach here and send this portion with your payment. ) ALLST Policy No.: Bill ID: Loan No.: Amount Paid $ Option A: $ 2,510 Building $ 250,000 Contents $ 10,000 Option B: $ 2,515 Building $ 250,000 Contents $ 10,500 Check here and complete reverse side to pay by credit card. PENNY E DUKE-BACA 4720 LILLY PAD PL MESILLA PARK, NM Check desired option and make check payable to: ALLSTATE FLOOD SERVICE CENTER PO BOX 2589 OMAHA, NE Due Date: 07/15/2016 Billing Date: 05/16/ (7773:0): To renew your policy by check or money order, return this portion to the address above. Make payment for the exact amount of the coverage option you selected. Write your policy number on your check or money order. Make sure the address appears in the window of the return envelope.

2 IMPORTANT MESSAGES 1. Provided your payment is received within 30 days of the expiration of your policy, it will be renewed without a lapse in coverage. Any payment received after the 30 day grace period and prior to 90 days will still renew your policy, however, there will be a 30 day waiting period for coverage to become effective. The 30 day waiting period begins the day the premium is received. 2. You are encouraged to insure your property for at least 80% of the structures replacement cost to ensure adequate coverage in the event of a loss. Contact your insurance agent for details. 3. If the mortgagee listed on the bill is not the current mortgagee, please forward the bill to the new financial institution (if they are responsible for premium payment) and have a change endorsement sent to correct the policy. 4. For policies effective on or after June 1, 1997, all renewal options reflect the premium charge associated with coverage D, Increased Cost of Compliance; if applicable. Preferred Risk Policies, under a condominium form of ownership do not qualify for this coverage. If this policy is a Preferred Risk Policy and is under the condominium form of ownership, please notify your agent or company representative to update your policy and reduce your premium. 5. If this policy is a Preferred Risk Policy (PRP), please note that there have been recent changes to the eligibility requirements for the PRP. If the flood zone listed on your policy is not the zone on the current flood insurance rate map, you may no longer be eligible for the PRP. Please contact your insurance representative to verify if you are still eligible for this policy or to obtain a quote for a Standard policy. 6. Using Certified Mail when sending premium payments has the advantage of limiting lapses in coverage as the certified mail date is used as the premium receipt date to ensure the earliest receipt date possible and also provides a method to track your payment from the post office to the remittance center by going to 7. Effective June 1, 2014 the following deductible option changes have been made. Policies rated with full-risk rates (post-firm, pre-firm elevation-rated, and all x-zone rated policies) or in AR, AR Dual, or A99 zones will have a minimum deductible of $1,000 for building coverage and $1,000 for contents coverage if the building coverage does not exceed $100,000. If building coverage exceeds $100,000, the minimum deductible will be $1,250 for building and contents coverage. Policies rated with pre-firm subsidized rates will have a minimum deductible of $1,500 for building or contents coverage if the building coverage does not exceed $100,000. If building coverage exceeds $100,000 the minimum deductible will be $2,000 for building or contents coverage. Contents-only policies will use the same minimum deductibles that apply to building coverage that does not exceed $100,000. For additional information concerning these changes or a premium quote, please contact your insurance representative. 8. Effective April 1, 2016, policies currently receiving Pre-FIRM subsidized rates may not be eligible to maintain those rates at the next renewal when the policy payment is received more than 90 days after policy expiration. YOU MAY PAY FOR YOUR FLOOD POLICY BY CREDIT CARD We know it can be tough to fit a flood insurance payment into your budget. Since a Payment Plan is currently unavailable, we now accept flood insurance premium payments on the credit cards listed below. Just complete the credit card payment form below and return it with the tear off portion of your renewal bill. Policy Number: CREDIT CARD PAYMENT FORM VISA MasterCard American Express Discover Expiration Date: / / Account Number: Cardholder s Name: Amount of Charge: Address: City : State: : Zip: Signature: Date: / / This policy is not subject to cancellation for reasons other than those set forth in the National Flood Insurance Program rules and regulations. In matters involving billing disputes, cancellation is not available other than for billing processing error or fraud. FD RC