BEFORE THE MEMBER MOTOR ACCIDENT CLAIMS TRIBUNAL G O A L P A R A. Present:- Mr M. Ahmed, AJS, Member MACT, Goalpara,
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1 BEFORE THE MEMBER MOTOR ACCIDENT CLAIMS TRIBUNAL G O A L P A R A Present:- Mr M. Ahmed, AJS, Member MACT, Goalpara, MAC C/No. 232/2007 U/S 166 M.V. Act. Tarapada Das - Versus- United India Insurance Company Ltd, Advocates appeared: Mr. M.U. Ahmed, for the Claimant. Mr. G.C. Saha, for the Defence. Date of argument-13/05/2013 Date of Judgment-11/06/2013 J U D G M E N T This proceeding U/S 166 of M.V.Act,1988 is initiated by applicant TaraPada Das S/O Polan Das of Vill. Baladmari P.S. Goalpara Dist Goalpara who has applied for grant of compensation on account of injuries sustained by him in a motor vehicular accident that occurred on at about 5-30 A.M. at Solmari caused by vehicle No. AS-01- L.4330 ( tata Sumo). The claimant boarded the ill-fated passenger vehicle taking his journey from Goalpara to Nangal Bazar. As a result of this accident, the applicant suffered fracture left fore-arm and cut and lacerated injury all over his body. He was a fish vendor then aged about 40 years and had a steady income of Rs.6,000/. Immediately after this accident, he was taken to Goalpara Civil Hospital and was treated there. He also took treatment at Florence Hospital & Research Centre, Goalpara. He also remained under treatment of a kabiraj. He incurred a sum of Rs.5,000/ towards meeting medical expenses. According to him, the accident occurred due to rash and negligent driving of the driver of the offending vehicle.
2 (2) He has prayed for grant of compensation of Rs.1,00,000/ for the pain and trauma suffered by him during that period. The offending vehicle was insured with O.P.No.1 United India Insurance Co. Ltd., Bongaigaon Division, Bongaigaon under policy No /31/06/01/ valid up-to O.P. No. 2 Md Hasanur Alam S/O Md Affiluddin Sk. Vill.Nayapara, P.S.Goalpara was its registered owner and the same was driven by O.P.No.3 Solimul Karim Al- Amin S/O Md. Ali Baksh,Vill. Hasilapara P.S.Goalpara who possessed a valid driving licence under D/L No. 6044/BNG/ Proff. Valid up-to O.P.No.1 defended this case till its end. In its written statement, it is contended that there is no cause of action for such claim against it and it is bad for non-compliance of S.134 of M.V.Act. It further takes the plea that it has no personal knowledge regarding this accident and puts the claimant to its strict proof thereof.it is further contended that the question of rash and negligent driving of the driver of the offending vehicle will have to be soecifically proved failing which it has no liability under the policy of insurer. This O.P. in its additional written statement has further taken the plea that the vehicle in question was insured as Public Service Vehicle and on investigation,it comes to light that O.P.No.3 the driver of the offending vehicle was authorized to ply only motor cycle and L.M.V.As such this company is not liable to pay any compensation to the claimant as the insured/owner has violated the terms and conditions as specified in the insurance policy. Both O.P.No.2 & 3 did not contest this proceeding. They siply filed a joint written statement and withdrew themselves. In this written statement, it is admitted the O.P.No.2 was the owner of the ill-fated vehicle and it was
3 (3) driven by O.P.No.3 According to them, the said vehicle at the relevant time was having valid insurance policy coverage. It is further peaded that O.P.No.3 was having a valid driving licence to ply such vehicles. As both these O.P.s did not contest this proceeding, they were set-exparte and O.P.No. 1 was granted leave U/S 170 M.V.Act to defend the case on available grounds that remained open to them. Consequent upon the pleadings, the following issues are settled for determination. 1. Whether the accident took place due to rash and negligent driving by the driver of vehicle No. AS-01/L Whether the claimant is entitled to get compensation; if so what should be just compensation. 3. Whether the insurance company or the owner is liable to pay compensation. As all the issues are interrelated and inseparable in nature. They are taken up together for determination at one go for the sake of brevity and convenience. In this case the claimant has examined himself as P.W.1 and in his evidence he has supported his case on all fronts. According to him on 25/10/06 at about 5.30 A.M. he boarded the ill-fated TATA SUMO vehicle as a commuter at Goalpara taking his journey towards Nangle Bazar. That vehicle was driven at excessive speed in a rash and negligent manner. When this vehicle reached near kali mandir located at Solmari, the driver of that vehicle lost control over its steering wheels and it turned turtle. The claimant suffered various injuries on different parts of his body. On receipt of information regarding occurrence of a accident traffic police personnel from Goalpara P.S. arrived at the scene and evacuated the stranded commuters
4 (4) and send them to Civil Hospital Goalpara for treatment. On this matter on of his relatives lodged an F.I.R. By examination of P.W.2 an advocate clerk the following documents are brought on record and proved Ext. 1 Accident Information Report Ext.2 & 3 prescriptions Ext.3 4 Cash memo Ext.5 X Ray report Ext.6 X-Ray plate Ext.7 Prescription. From Ext.1 The Accident Information Report, it is found abundantly established that a motor vehicular accident occurred at Solmari Goalpara, on 25/10/06 at 5.00 A.M. involving the afore-mentioned offending vehicle which was insured with O.P.No.1 having registered owner of that vehicle. In this accident the claimant sustained injuries. He was ferried to Goalpara Civil Hospital and was treated there. From Ext.2 advice slip for patient issued by Hospital authority of civil hospital Goalpara it stands establisedhed that on the day of accident the aacclaimatnt was brought to civil hospital Goalpara and treated tere. From the other medical docuemtn available on records it transpires that the claimant suffered fracture on left alna. The fact that the offending vdehilce was insuered wowith O.P.No.1 is not disputed. The victim was a fish vendor and he used to have a staby monthly Rs.6,000/- he suffered fracture injury on his body. That must havde rendered him jobless for a certain period. No positive evidence was led from the side of O.P. as regards the length of that period during which he remained confined to bed. However, to assess the loss of income, this tribunal treats a period of six months for full recovery of the injury sustained by him If we go by the version
5 (5) of the claimants as regards his monthly income for six month may be assessed at Rs.6000x 6=Rs.36,000/- Additionally an amount of Rs.10,000/- is hereby worked out under the head of pain and trauma the claimant suffered. Another amount of Rs.80/- is hereby assessed on the strength of Ext.4 the single voucher submitted by the claimant under pecuniary head to meet medical expenses. Finally an amount of Rs.5,000/- worked out to meet the cost of litigation. Upon final computation total compensation amount comes around Rs.53,080/- and this is the amount the claimant is entitled to get as compensation from O.P.No.1 ORDER In the result,claim petition is partly allowed.an amount of Rs. 53,080/- only is awarded as compensation to the claimant and this amount should be paid within 2 months from the date of this order and the awarded amount sahll caryy simple interest of Rs.8% from the date of filing of claim petition and this should be cleared within 2 months.failure to pay the compensation amount within the stipulated period will carry an additional interest of Rs.10% on the awarded compensation amount till its payment. United india Insurance Company Ltd. Given under of signature and seal of the court on this 11 th day of June/2013. Dictated & Corrected by me:- Member Motor Accident Member Motor Accident Claims Tribunal, Claims Tribunal, Goalpara. Goalpara.
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