Customized solutions for the Lawyers Professional market

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1 AGENT MATERIAL Hanover Professional Portfolio Customized solutions for the Lawyers Professional market

2 HANOVER PROFESSIONAL PORTFOLIO Presenting a solid case for offering flexibility. For a select group of agents, The Hanover has committed to developing new, lucrative opportunities to expand your business, capture new customers, and enhance your relationship with existing ones. Hanover Lawyers Professional Liability offering is another outstanding example of our commitment to help agents succeed and grow in new areas. It s a comprehensive solution that features innovative coverages, specialized underwriting expertise, and superior support. The Hanover has zeroed in on the lawyers professional liability marketplace because we see tremendous opportunity for our agents and our company in this $1.5 billion industry. Our goal is to continue to be a strong player in this market. As a Top 10 writer, we ve invested heavily in product development and operational support to give our agents a competitive edge to be able to win a bigger share of this highly specialized arena. Working together, we can be the undisputed lawyers professional liability specialists.

3 The power of a Total Account Solution To help our select agents build more solid customer relationships and retain accounts, The Hanover is proud to deliver a total account solution that reaches beyond Professional Liability. Our comprehensive line-up of Property and Casualty insurance products offers numerous opportunities to cross-sell while giving your customers the convenience of one-stop shopping. Business Owner s Policy Law Office Property Broadening Endorsement Surety (Probate, etc.) Marine (Fine Arts, etc.) Others (Workers Compensation, Commercial Auto, Commercial Umbrella) An ongoing commitment to professionals, by professionals Our growing line of industry-specific products designed for Hanover Professional Portfolio is proof positive of The Hanover s ongoing commitment to the professional liability market. We are very pleased to introduce our newest portfolio of coverages Hanover Professional Lawyers Advantage. This customizable, competitively priced solution gives agents a unique advantage to help capture more law firm business. It comes from The Hanover, a strong, growing, vibrant carrier that s A rated, financially stable, a Top 30 Property and Casualty writer, and uniquely positioned as a company delivering national resources on a localized basis. With over 20 years of experience writing the lawyers professional market, our underwriters, claims professionals, risks managers, and customer service personnel know and understand the complex risks lawyers face.

4 HANOVER PROFESSIONAL PORTFOLIO Lawyers Professional Advantage the right protection for every firm size Lawyers Professional Preferred designed to meet the professional liability exposures faced by most firms, regardless of size Lawyers Professional Primary designed to accommodate the needs of cost-conscious, smaller firms who normally practice a generalized area of law Lawyers Professional Prestige provides the highest level of sophisticated protection to firms that have highly specialized practices involving very complex exposures Preferred Prestige Primary

5 Extraordinary product flexibility Working closely with Lawyers Professional Liability Agents, we ve developed a more flexible portfolio of Hanover Lawyers Professional Advantage coverages that s based on the overall needs of individual firms, no matter what their size. This allows your agency to be more customer focused. It features three separate levels of comprehensive, custom-designed protection, giving you the flexibility to tailor best-in-class coverages to meet your clients individual needs and budgets. The Hanover also presents a wide range of endorsements, making the creation of tailored coverage easier than ever. The right defense for every exposure Providing up-to-date coverages to lawyers and their firms is not a one-size-fits-all situation. Different firms and their specialties have different and unique exposures. Professional liability lawsuits and claims can be complicated and cause severe problems for law firms. Their financial assets and reputations have never been more at risk. Quality professional liability insurance has become one of the most important purchases lawyers make each year. Put industry experts on your team Members of The Hanover team are experts in Lawyers Professional Liability insurance with decades of experience in meeting the complex protection needs of law firms. Our underwriters, claims professionals, and risk managers are all seasoned experts capable of helping your agency s Lawyers Professional offering stand out in the marketplace. Easy online quoting Transacting Lawyers Professional Liability business online is simple and fast using our easy-to-use Point of Sale system. With just a few clicks, you can get rapid quotes and can bind policies quickly. This time-saving tool allows you to provide your customers with faster response, another competitive edge. What s required is the flexibility to create individual solutions for every specific need. Hanover Lawyers Professional Advantage is designed to be completely customizable to meet a wide range of law firm needs and sizes. We ve analyzed the details to make sure your legal professionals and their assets are fully protected against losses resulting from negligence, malpractice, or errors and omissions.

6 HANOVER PROFESSIONAL PORTFOLIO Preventing loss requires managing risk The Hanover has teamed with Hinshaw & Culbertson LLP, a leader in defending lawyers in litigation and ethics proceedings for more than two decades, as well as a provider of innovative and comprehensive loss prevention services to lawyers and their insurers nationwide. These vital electronic risk management tools assist in preventing crippling errors before they evolve into full-blown, expensive business claims and bar grievances. Our comprehensive risk control programs are managed by experienced specialists who come from the very areas of practice they advise, so they re able to provide first-hand knowledge of specific legal risks. Lawyers Risk Management Website Prepared for Hanover Professionals by the law firm of Hinshaw & Culbertson LLP, these pages contain case law, rules, and articles on topics of lawyers professional liability, law office management, and ethics. Also included are model letters and law firm policies, checklists, and a set of self-audit forms. Pages are updated regularly to include new developments in the law of lawyering. Lawyers Newsletter Delivered electronically, the newsletter contains summaries of recent court decisions or ethics opinions, identifies the risk management issue illustrated by the decision or opinion, and provides a risk management solution for the practitioner to follow. Alerts Delivered weekly, this tool provides summaries of recent court decisions, plus ethics opinions and comments on the significance of the decision or opinion for the practitioner. Online CLE Programs Given by lawyers in Hinshaw s Lawyers for the ProfessionSM Practice Group and made available for CLE credit on-line through Thompson West and the West LegalEd Center. Lawyers insured by The Hanover may have free access for up to three hours per year of the CLE-certified modules on risk management available online through the West LegalEd Center. To access this secured site, follow these instructions: Go to Click on the Risk Management button Use the login: hanover and the password: insure

7 Why The Hanover? Limited distribution offered only to a select groupof Winning Agents to give you a competitive edge Competitive products flexible, customizable, best-in-class coverages and competitive pricing Industry experts expert underwriting, claims, and risk management specialists Comprehensive product suite promotes cross-selling and enables one-stop shopping Web-based Point of Sale tool allows for fast and easy quoting and binding Valuable Risk Management services partnering with nationally recognized risk managers to help your clients prevent or minimize losses In-depth knowledge full understanding of your agency and your customers business needs Robust company support and financial strength of an A rated leading insurance carrier

8 HANOVER PROFESSIONAL PORTFOLIO Why The Hanover? The Hanover is a leading property and casualty insurance company dedicated to achieving world-class performance. Our commitment is to deliver the products, services, and technology offered by the best national companies with the responsiveness, market focus, and local decision making of the best regional companies. This powerful combination has been a proven success since our founding in 1852, and all insurance company subsidiaries are rated A (Excellent) by A. M. Best Company. Retain an experienced partner today. Take advantage of this lucrative market with one of the best coverage solutions the industry has to offer. Contact your Hanover Lawyers Professional Specialist today at , or send us an at The Hanover Insurance Company 440 Lincoln Street, Worcester, MA hanover.com The Agency Place (TAP) https://tap.hanover.com All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates ( The Hanover ). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage. For more information about The Hanover visit our website at The Hanover Insurance Group, Inc. All Rights Reserved (1/14) LC 11-37

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