Property Insurance. Endorsement. Policy Period. Effective Date. Policy Number. Insured. Name of Company. Date Issued

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1 Insurance Policy Period Insured Name of Company Date Issued This applies to the following forms: SCHEDULE Form (Rev. 7-03) Page 1

2 (continued) Premises Coverages Under Premises Coverages, and only with respect to the personal property shown in the Schedule above, Building or Personal is deleted and replaced with the following: We will pay for direct physical loss or damage to personal property shown in the Schedule above, caused by or resulting from a peril not otherwise excluded, not to exceed the Limit Of Insurance applicable to each article of personal property shown in the Schedule above. Additional Coverage Under Additional Coverages, and only with respect to the personal property shown in the Schedule above, Newly Acquired is deleted. Newly Acquired Policy Exclusions Dishonesty Under Policy Exclusions, and only with respect to the personal property shown in the Schedule above, the exclusions are deleted and replaced with the following: This insurance does not apply to loss or damage caused by or resulting from fraudulent, dishonest or criminal acts or omissions committed alone or in collusion with others by you, your partners, members, officers, managers, directors, trustees, and employees, anyone performing acts coming within the scope of the usual duties of your employees, or by anyone authorized to act for you, or anyone to whom you have entrusted covered property for any purpose. This Dishonesty exclusion does not apply to: A. acts of vandalism; B. acts committed by carriers or warehousemen for hire or anyone claiming to be a carrier or warehouseman for hire, other than: 1. you, your partners, directors, trustees and employees; 2. anyone performing acts coming within the scope of the usual duties of your employees; or 3. anyone authorized to act for you; or C. ensuing loss or damage caused by or resulting from a peril not otherwise excluded. Earthquake In The State Of California This insurance does not apply to loss or damage caused by or resulting from earthquake that occurs in the state of California, regardless of any other cause or event that directly or indirectly: Form (Rev. 7-03) Page 2

3 Insurance This Earthquake In The State Of California exclusion does not apply to ensuing loss or damage caused by or resulting from a specified peril. Governmental Or Military Action This insurance does not apply to loss or damage caused by or resulting from seizure, confiscation, expropriation, nationalization or destruction of property by order of governmental authority or military authority, whether de jure or de facto, regardless of any other cause or event that directly or indirectly: This Governmental Or Military Action exclusion does not apply to loss or damage caused by or resulting from acts of destruction ordered by governmental authority or military authority when taken at the time of a fire to prevent its spread, if the fire would be covered under this insurance. Nuclear Hazard This insurance does not apply to loss or damage caused by or resulting from nuclear reaction or radiation, or radioactive contamination, regardless of any other cause or event that directly or indirectly: This Nuclear Hazard exclusion does not apply to ensuing loss or damage to personal property caused by or resulting from fire, if the fire would be covered under this insurance and there is a law in effect in the jurisdiction where the loss or damage occurs that expressly prohibits us from excluding such ensuing loss or damage. War And Military Action This insurance does not apply to loss or damage caused by or resulting from: war, including undeclared or civil war; Form (Rev. 7-03) Page 3

4 (continued) warlike action by a military force, including action in hindering or defending against an actual or expected attack, by any government, sovereign or other authority using military personnel or other agents; or insurrection, rebellion, revolution, usurped power or action taken by governmental or military authority, whether de jure or de facto, in hindering or defending against any of these, regardless of any other cause or event that directly or indirectly: Wear And Tear This insurance does not apply to loss or damage caused by or resulting from wear and tear or deterioration. This Wear And Tear exclusion does not apply to ensuing loss or damage caused by or resulting from a specified peril or water. Additional Exclusions Under Additional Exclusions and only with respect to the personal property shown in the Schedule above, the Additional Exclusions are deleted. Deductible Under Deductible, and only with respect to the personal property shown in the Schedule above, Deductible is deleted and replaced with the following: We will pay the amount of loss or damage in excess of the deductible amount applicable to each article of personal property shown in the Schedule above. Loss Payment Basis Under Loss Payment Basis, and only with respect to the personal property shown in the Schedule above, Loss Payment Basis is deleted and replaced with the following: In the event of loss or damage to the personal property shown in the Schedule above, we will: A. in the event of a partial loss, pay the cost to repair the personal property, subject to the Limit Of Insurance shown in the Schedule above; or Form (Rev. 7-03) Page 4

5 Insurance B. pay the Limit Of Insurance for Personal shown in the Schedule above if: 1. such personal property cannot be repaired; or 2. the cost of repair is in excess of the applicable Limit Of Insurance for Personal shown in the Schedule above. All other terms and conditions remain unchanged. Authorized Representative Insurance Coverage last page Form (Rev. 7-03) Page 5

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