Asset Allocation Program 2 nd Quarter Model Changes
|
|
- Imogen Perry
- 7 years ago
- Views:
Transcription
1 Model Changes Conservative You have elected to participate in the Asset Allocation Program and have selected the Conservative Model. Under the Asset Allocation Program, the investment advisor for the program, Transamerica Asset Management, Inc. (TAM), reviews the composition of each model on a quarterly basis and may make adjustments in the composition of the model. The composition of the Conservative Model before and after the adjustments, which will be effective on April 1, 2016, is shown below. and Conservative 25% 25% 75% 75% 25% BlackRock Basic Value V.I. Fund 3% BlackRock Capital Appreciation V.I. Fund 3% BlackRock International V.I. Fund 3% Columbia VP Select Smaller-Cap Value Fund 2% Invesco V.I. Comstock Fund 3% Invesco V.I. International Growth Fund 3% MFS Growth Series 5% Transamerica Barrow Hanley Dividend Focused VP 3% 75% BlackRock U.S. Government Bond V.I. Fund 25% PIMCO Total Return Portfolio 33% BlackRock Total Return V.I. Fund 17% 25% BlackRock Basic Value V.I. Fund 3% BlackRock Capital Appreciation V.I. Fund 3% BlackRock International V.I. Fund 3% Columbia VP Select Smaller-Cap Value Fund 2% Invesco V.I. Comstock Fund 3% Invesco V.I. International Growth Fund 3% MFS Growth Series 5% Transamerica Barrow Hanley Dividend Focused VP 3% 75% BlackRock U.S. Government Bond V.I. Fund 25% PIMCO Total Return Portfolio 33% BlackRock Total Return V.I. Fund 17% VPOMLC0216 Code:
2 Model Changes Moderately Conservative You have elected to participate in the Asset Allocation Program and have selected the Moderately Conservative Model. Under the Asset Allocation Program, the investment advisor for the program, Transamerica Asset Management, Inc. (TAM), reviews the composition of each model on a quarterly basis and may make adjustments in the composition of the model. The composition of the Moderately Conservative Model before and after the adjustments, which will be effective on April 1, 2016, is shown below. and Moderately Conservative BlackRock Basic Value V.I. Fund 4% BlackRock Capital Appreciation V.I. Fund 4% BlackRock International V.I. Fund 4% Columbia VP Select Smaller-Cap Value Fund 3% Invesco V.I. Comstock Fund 5% Invesco V.I. International Growth Fund 6% MFS Growth Series 9% Transamerica Barrow Hanley Dividend Focused VP 5% BlackRock U.S. Government Bond V.I. Fund 20% PIMCO Total Return Portfolio 26% BlackRock Total Return V.I. Fund 14% BlackRock Basic Value V.I. Fund 4% BlackRock Capital Appreciation V.I. Fund 4% BlackRock International V.I. Fund 4% Columbia VP Select Smaller-Cap Value Fund 3% Invesco V.I. Comstock Fund 5% Invesco V.I. International Growth Fund 6% MFS Growth Series 9% Transamerica Barrow Hanley Dividend Focused VP 5% BlackRock U.S. Government Bond V.I. Fund 20% PIMCO Total Return Portfolio 26% BlackRock Total Return V.I. Fund 14% VPOMLMC0216 Code:
3 Model Changes Moderate You have elected to participate in the Asset Allocation Program and have selected the Moderate Model. Under the Asset Allocation Program, the investment advisor for the program, Transamerica Asset Management, Inc. (TAM), reviews the composition of each model on a quarterly basis and may make adjustments in the composition of the model. The composition of the Moderate Model before and after the adjustments, which will be effective on April 1, 2016, is shown below. and Moderate BlackRock Basic Value V.I. Fund 6% BlackRock Capital Appreciation V.I. Fund 7% BlackRock International V.I. Fund 8% Invesco V.I. Comstock Fund 7% Invesco V.I. International Growth Fund 8% MFS Growth Series 12% Transamerica Barrow Hanley Dividend Focused VP 7% BlackRock U.S. Government Bond V.I. Fund 13% PIMCO Total Return Portfolio 18% BlackRock Total Return V.I. Fund 9% BlackRock Basic Value V.I. Fund 6% BlackRock Capital Appreciation V.I. Fund 7% BlackRock International V.I. Fund 8% Invesco V.I. Comstock Fund 7% Invesco V.I. International Growth Fund 8% MFS Growth Series 12% Transamerica Barrow Hanley Dividend Focused VP 7% BlackRock U.S. Government Bond V.I. Fund 13% PIMCO Total Return Portfolio 18% BlackRock Total Return V.I. Fund 9% VPOMLM0216 Code:
4 Model Changes Moderately Aggressive You have elected to participate in the Asset Allocation Program and have selected the Moderately Aggressive Model. Under the Asset Allocation Program, the investment advisor for the program, Transamerica Asset Management, Inc. (TAM), reviews the composition of each model on a quarterly basis and may make adjustments in the composition of the model. The composition of the Moderately Aggressive Model before and after the adjustments, which will be effective on April 1, 2016, is shown below. and Moderately Aggressive 30% 30% 70% 70% 70% BlackRock Basic Value V.I. Fund 7% BlackRock Capital Appreciation V.I. Fund 10% BlackRock International V.I. Fund 10% Invesco V.I. Comstock Fund 8% Invesco V.I. International Growth Fund 11% MFS Growth Series 11% 30% BlackRock U.S. Government Bond V.I. Fund 10% PIMCO Total Return Portfolio 13% BlackRock Total Return V.I. Fund 7% 70% BlackRock Basic Value V.I. Fund 7% BlackRock Capital Appreciation V.I. Fund 10% BlackRock International V.I. Fund 10% Invesco V.I. Comstock Fund 8% Invesco V.I. International Growth Fund 11% MFS Growth Series 11% 30% BlackRock U.S. Government Bond V.I. Fund 10% PIMCO Total Return Portfolio 13% BlackRock Total Return V.I. Fund 7% VPOMLMA0216 Code:
5 Model Changes Aggressive You have elected to participate in the Asset Allocation Program and have selected the Aggressive Model. Under the Asset Allocation Program, the investment advisor for the program, Transamerica Asset Management, Inc. (TAM), reviews the composition of each model on a quarterly basis and may make adjustments in the composition of the model. The composition of the Aggressive Model before and after the adjustments, which will be effective on April 1, 2016, is shown below. and Aggressive 20% 20% 80% 80% 80% BlackRock Basic Value V.I. Fund 8% BlackRock Capital Appreciation V.I. Fund 11% BlackRock International V.I. Fund 12% Columbia VP Select Smaller-Cap Value Fund 6% Invesco V.I. Comstock Fund 9% Invesco V.I. International Growth Fund 13% MFS Growth Series 13% 20% BlackRock U.S. Government Bond V.I. Fund 7% PIMCO Total Return Portfolio 9% BlackRock Total Return V.I. Fund 4% 80% BlackRock Basic Value V.I. Fund 8% BlackRock Capital Appreciation V.I. Fund 11% BlackRock International V.I. Fund 12% Columbia VP Select Smaller-Cap Value Fund 6% Invesco V.I. Comstock Fund 9% Invesco V.I. International Growth Fund 13% MFS Growth Series 13% 20% BlackRock U.S. Government Bond V.I. Fund 7% PIMCO Total Return Portfolio 9% BlackRock Total Return V.I. Fund 4% VPOMLA0216 Code:
Security Life of Denver Insurance Company
P E R F O R M A N C E U P D A T E Security Life of Denver Insurance Company Asset Portfolio Manager VUL Average Annual Total Returns as of: 05/31/2013 (shown in percentages) The following variable investment
More informationAsset Allocation Programs Change Request
Allocation Programs Change Request Some requests available on this form may be made over the phone by contacting our Service Center at 1-800-272-2216. Complete this form only if you are currently participating
More informationTransamerica Landmark SM ML Variable Annuity
Transamerica Landmark SM ML Variable Annuity The performance quoted represents past performance and does not guarantee future results; and current performance may be lower or higher than the performance
More informationRetireReady SM Variable Income Provider an immediate variable annuity issued by Genworth Life and Annuity Insurance Company
as of November 30, 2012 RetireReady SM Variable Income Provider an immediate variable annuity issued by 41781 12/01/12 Exp. 01/15/13 '2012 Genworth Financial, Inc. All rights reserved. Page 1 of 10 IMPORTANT
More informationRetireReady SM Selections NY a variable annuity issued by Genworth Life Insurance Company of New York
as of November 30, 2012 RetireReady SM Selections NY 19807NY 12/01/12 Exp. 01/15/13 '2012 Genworth Financial, Inc. All rights reserved. Page 1 of 14 IMPORTANT INFORMATION The following information is designed
More informationMerrill Lynch Investor Choice Annuity - IRA Series B Class
Merrill Lynch Investor Choice Annuity - IRA Series B Class The performance quoted represents past performance and does not guarantee future results; and current performance may be lower or higher than
More informationRetireReady SM Accumulator NY - single life variable life insurance issued by Genworth Life Insurance Company of New York
as of November 30, 2012 RetireReady SM Accumulator NY - variable life insurance 18404NY 12/01/12 Exp. 01/15/13 '2012 Genworth Financial, Inc. All rights reserved. Page 1 of 10 IMPORTANT INFORMATION The
More informationRiverSource Single Premium Variable Life Insurance
2015 Annual Report RiverSource Single Premium Variable Life Insurance This wrapper contains: 2015 Annual Report for RiverSource Single Premium Variable Life Insurance Supplement dated May 1, 2016 for RiverSource
More informationRetireReady SM Legacy - joint life and last survivor variable life insurance issued by Genworth Life and Annuity Insurance Company
as of November 30, 2012 RetireReady SM Legacy - variable life insurance 17424 12/01/12 Exp. 01/15/13 '2012 Genworth Financial, Inc. All rights reserved. Page 1 of 10 IMPORTANT INFORMATION The following
More information19801NY 12/01/12 Exp. 01/15/13 '2012 Genworth Financial, Inc. All rights reserved. Page 1 of 13
as of November 30, 2012 For contracts issued on or after May 1, 2003 RetireReady SM Choice NY 19801NY 12/01/12 Exp. 01/15/13 '2012 Genworth Financial, Inc. All rights reserved. Page 1 of 13 IMPORTANT INFORMATION
More informationRetireReady SM Accumulator NY joint life and last survivor variable life insurance issued by Genworth Life Insurance Company of New York
as of November 30, 2012 RetireReady SM Accumulator NY variable life insurance 18427NY 12/01/12 Exp. 01/15/13 '2012 Genworth Financial, Inc. All rights reserved. Page 1 of 10 IMPORTANT INFORMATION The following
More informationANNUAL REPORT PHOENIX LIFE VARIABLE UNIVERSAL LIFE ACCOUNT
ANNUAL REPORT PHOENIX LIFE VARIABLE UNIVERSAL LIFE ACCOUNT December 31, 2015 STATEMENTS OF ASSETS AND LIABILITIES December 31, 2015 Alger Capital Appreciation Portfolio Class I-2 Shares Anchor Series
More informationVoya Retirement Insurance and Annuity Company
P E R F O R M A N C E U P D A T E Voya Retirement Insurance and Annuity Company THE OHIO STATE UNIVERSITY ARP Variable Annuity Account C, Non-Standardized Returns Average Annual Total Returns as of: 03/31/2015
More informationVoya Retirement Insurance and Annuity Company
P E R F O R M A N C E U P D A T E Voya Retirement Insurance and Annuity Company MONTGOMERY COUNTY PUBLIC SCHOOLS 403B Variable Annuity Account C, Non-Standardized Returns with and without a Deferred Sales
More information1. Online by visiting tiaa-cref.org 2. By phone at 800 842-2252 available Monday Friday, 8 a.m. to 10 p.m. and Saturday, 9 a.m. to 6 p.m.
SWEET BRIAR COLLEGE DEFINED CONTRIBUTION RETIREMENT PLAN Summary of Plan Services and Costs This summary provides important information to assist you in making decisions related to your participation in
More information2014 FOREIGN SOURCE INCOME AND FOREIGN TAX PAID INFORMATION This information is being provided to assist in your 2014 tax preparations.
This information is being provided to assist in your 2014 tax preparations. The foreign tax credit is intended to relieve taxpayers of double taxation when their foreign source income may be taxed by both
More informationRiverSource Variable Universal Life Insurance III
May 1, 2016 RiverSource Variable Universal Life Insurance III This wrapper contains a prospectus and a prospectus supplement dated May 1, 2016. S-6189 CA (5/16) Issued by: RiverSource Life Insurance Company
More informationRiverSource Variable Universal Life IV RiverSource Variable Universal Life IV Estate Series
April 29, 2013 RiverSource Variable Universal Life IV RiverSource Variable Universal Life IV Estate Series This wrapper contains: Combined prospectus for RiverSource» Variable Universal Life IV and RiverSource»
More informationVoya Retirement Insurance and Annuity Company
P E R F O R M A N C E U P D A T E Voya Retirement Insurance and Annuity Company OPPORTUNITY PLUS Variable Annuity Account C, Non-Standardized Returns without a Deferred Sales Charge Average Annual Total
More informationRiverSource Variable Universal Life IV RiverSource Variable Universal Life IV Estate Series
April 29, 2013 RiverSource Variable Universal Life IV RiverSource Variable Universal Life IV Estate Series This wrapper contains: Combined prospectus for RiverSource» Variable Universal Life IV and RiverSource»
More informationTRUSTED SYSTEMS, INC. 401(K) PS PLAN & TRUST Rollover Contribution
This form may be used to move retirement plan assets from a retirement plan or traditional or SIMPLE IRA into your employer s plan. This form may NOT be used to request a rollover from this plan to another
More informationSecurity Life of Denver Insurance Company
P E R F O R M A N C E U P D A T E Security Life of Denver Insurance Company Voya Variable Universal Life-ECV Average Annual Total Returns as of: 11/30/2015 (shown in percentages) Mutual funds offered through
More informationRiverSource Variable Universal Life Insurance III
April 29, 2013 RiverSource Variable Universal Life Insurance III This wrapper contains a prospectus. visit ameriprise.com/paperless S-6189 AF (4/13) Issued by: RiverSource Life Insurance Company From the
More informationSunFlex Retirement Income
SunFlex Retirement Income PERFORMANCE-LINKED INVESTMENT OPTIONS BOOKLET Life s brighter under the sun Contents Investment options Sun Life Granite Managed Solutions Sun Life Granite Conservative Portfolio...
More informationInvestment Protector. Allianz Vision SM Variable Annuity. Get protection with growth potential. Allianz Life Insurance Company of North America
Allianz Life Insurance Company of North America Investment Protector Get protection with growth potential. Allianz Vision SM Variable Annuity VSN-103 Page 1 of 12 Build it. Use it. Pass it on. This brochure
More informationMichigan State University Mapping Schedule
Michigan State University Mapping Schedule (This page left blank intentionally) Table of Contents 1 AXA Equitable 4 Fidelity 10 Lord Abbett 13 TIAA-CREF 15 VALIC 18 Vanguard (This page left blank intentionally)
More informationAdvisor s Edge Variable Annuity Product Guide
Advisor s Edge Variable Annuity Product Guide Advisor s Edge Product Guide Annuities issued by: Monumental Life Insurance Company Cedar Rapids, IA Underwritten and distributed by Transamerica Capital,
More information2015 MUTUAL FUND DISTRIBUTIONS CALENDAR
2015 MUTUAL FUND DISTRIBUTIONS CALENDAR Columbia Absolute Return Currency and Income Fund 19763P689 Monthly 01/23/15 02/25/15 03/25/15 04/24/15 05/26/15 06/25/15 07/24/15 08/25/15 09/25/15 10/23/15 11/23/15
More informationLincoln ChoicePlus Assurance SM
2015 Prospectus for Lincoln ChoicePlus Assurance SM variable annuity B share May 1, 2015 This document and many others can be read online by signing up for edelivery! Make a positive environmental impact
More informationRiverSource Single Premium Variable Life Insurance
2012 Annual Report RiverSource Single Premium Variable Life Insurance visit ameriprise.com/paperless S-6199 R (4/13) Issued by: RiverSource Life Insurance Company This page left blank intentionally Annual
More informationRiverSource RAVA 5 Advantage Variable Annuity. RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity. May 1, 2016
May 1, 2016 RiverSource RAVA 5 Advantage Variable Annuity RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity (Offered for contract applications signed on or after April 29, 2013) This wrapper
More informationPersonal Risk Profile and Asset Allocation A Guide to Investing Variable Product Series. Building your future with a secure partner
Personal Risk Profile and Asset Allocation A Guide to Investing Variable Product Series Building your future with a secure partner SM Kansas City Life Insurance Company Investment basics Taking personal
More informationInstructions for Completing the Application for Guaranteed Issue Life Insurance
Instructions for Completing the Application for Guaranteed Issue Life Insurance Application m No. AXA301-01, or state variation, to be used for One Owner-Multiple Insureds Prior to completing and submitting
More informationFund commentary. John Hancock Lifestyle Portfolios Q1 2016
Fund commentary John Hancock Lifestyle Portfolios Seek: Long-term growth of capital or a balance between a high level of current income and growth of capital Use for: Broadly diversified, risk-targeted
More informationRiverSource RAVA 5 Advantage Variable Annuity RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity
May 1, 2015 RiverSource RAVA 5 Advantage Variable Annuity RAVA 5 Select Variable Annuity RAVA 5 Access Variable Annuity (Offered for contract applications signed on or after April 30, 2012 but prior to
More informationLincoln ChoicePlus SM Design variable annuity
FOR INCOME Prospectus Lincoln ChoicePlus SM Design variable annuity May 1, 2012 This document and many others can be read online by signing up for edelivery! Make a positive environmental impact by signing
More informationAdvisor s Edge Variable Annuity Product Guide Effective July 1, 2015
Advisor s Edge Variable Annuity Product Guide Effective July 1, 2015 Advisor s Edge Product Guide Annuities issued by Transamerica Premier Life Insurance Company Cedar Rapids, IA. Annuities are underwritten
More informationRetirement Gateway Group Variable Annuity
Retirement Gateway Group Variable Annuity investment options Portal I Allocation Portfolios Large Cap (Continued) Mid-Cap (Continued) Short-Term Bonds AXA Aggressive Allocation B DynaTech R Eaton Vance
More informationDate of Hire (mm/dd/yyyy) / / City/Town State Zip Code Number of Dependents Marital Status [ ] Married [ ] Single. Date of Birth (mm/dd/yyyy) / /
ENROLLMENT FORM 403(b) Group Variable Annuity In this form, may also be referred to as the Company. Participant Information (please type or print clearly) Name THE HEARTHSTONE Billing Group Number Name
More informationInvestment options insights A look at Investment Choices for VUL III Variable Universal Life Insurance
An Educational Guide for Consumers Investment options insights A look at Investment Choices for VUL III Variable Universal Life Insurance Investment Strategies This brochure must be preceded or accompanied
More informationBonds, alternatives and REITs have a way of creating taxable income. We have three proven ways to tax-defer it.
Bonds, alternatives and REITs have a way of creating taxable income. We have three proven ways to tax-defer it. Welcome to Monument Advisor. A tax-advantaged investing solution with nearly 400 investment
More informationLincoln ChoicePlus SM Fusion Lincoln Life Variable Annuity Account N (Registrant) The Lincoln National Life Insurance Company (Depositor)
Lincoln ChoicePlus SM Fusion Lincoln Life Variable Annuity Account N (Registrant) The Lincoln National Life Insurance Company (Depositor) Statement of Additional Information (SAI) This SAI should be read
More informationTIAA-CREF NOVA SOUTHEASTERN UNIVERSITY 401(K) PLAN. Summary of Plan Services and Costs
NOVA SOUTHEASTERN UNIVERSITY 401(K) PLAN Summary of Plan Services and Costs July 11, 2013 This summary provides important information to assist you in making decisions related to your participation in
More informationING Life Insurance and Annuity Company and its Variable Annuity Account C ING express VARIABLE ANNUITY
ING Life Insurance and Annuity Company and its Variable Annuity Account C ING express VARIABLE ANNUITY Supplement dated May 6, 2014 to the Contract Prospectus and Statement of Additional Information, each
More informationEQUI-VEST. Series 100/200 Variable Annuities
EQUIVEST Annualized Rates of Return as of 03/31/2013, Annualized Monthly Rates of Return For the Period Ending 03/31/2013 net of annual administrative charge and the maximum applicable withdrawal charge
More informationPersonalized Investing
THE FOLLOWING UPDATE TO THE RETIREMENT INCOME MAX LIVING BENEFIT IS EFFECTIVE FEBRUARY 17, 2015. The TA Vanguard ETF - Balanced investment option is now available with the Retirement Income Max Living
More informationAll Canyon Resources Employees REMINDER ABOUT THE 4O1(K) PLAN AND SUMMARY OF RECENT CHANGES
TO: RE: All Canyon Resources Employees REMINDER ABOUT THE 4O1(K) PLAN AND SUMMARY OF RECENT CHANGES WHAT IS THE 401(k) PLAN? The 401(k) plan is designed to help you save for your retirement. You decide
More informationMEMBERS Variable Annuity Series
MEMBERS Variable Annuity Series Prospectus May 2015 edelivery from Transamerica Less paper conserves natural resources No waiting for the mail Receive documents electronically Store documents securely
More informationINVESTMENT EDGE & INVESTMENT EDGE SELECT
INVESTMENT EDGE & INVESTMENT EDGE SELECT Application for an Individual Annuity 1. Contract Series and Type Please make checks payable to: AA Equitable First-Class Mail: AA Equitable Retirement Service
More informationEQUI-VEST. Series 300/400 Variable Annuities
EQUIVEST Annualized Rates of Return as of 07/31/2015, Annualized Monthly Rates of Return For the Period Ending 07/31/2015 net of annual administrative charge and the maximum applicable withdrawal charge
More informationTransamerica Variable Annuity Series Prospectus May 2015
Transamerica Variable Annuity Series Prospectus May 2015 edelivery from Transamerica Less paper conserves natural resources No waiting for the mail Receive documents electronically Store documents securely
More informationAdvisor s Edge Variable Annuity Prospectus May 2015
Advisor s Edge Variable Annuity Prospectus May 2015 Advisor s Edge Variable Annuity Prospectus VAE0515 Annuities issued in all states except New York by Transamerica Premier Life Insurance Company, Cedar
More informationFUND FACTS Co-operators Very Conservative Portfolio December 31, 2014
Co-operators Very Conservative Portfolio December 31, 2014 Quick Facts Date fund created: December 31, 2003 Total value on December 31, 2014: $70,579,000 Net Asset Value per Unit: $142.78 Number of Units
More informationRiverSource Retirement Advisor 4 Advantage Variable Annuity. RiverSource Retirement Advisor 4 Select Variable Annuity
May 1, 2015 RiverSource Retirement Advisor 4 Advantage Variable Annuity RiverSource Retirement Advisor 4 Select Variable Annuity RiverSource Retirement Advisor 4 Access Variable Annuity This wrapper contains
More informationRiverSource Variable Second-To-Die Life Insurance
2012 Annual Report RiverSource Variable Second-To-Die Life Insurance visit ameriprise.com/paperless S-6185 Y (4/13) Issued by: RiverSource Life Insurance Co. of New York This page left blank intentionally
More informationInvestment Policy Questionnaire
Investment Policy Questionnaire Name: Date: Ferguson Investment Services, PLLC Investment Policy Questionnaire Introduction: The information you provide on this questionnaire will remain confidential.
More informationForeRetirement II Variable Annuity. Supplement dated July 15, 2016 to your Prospectus dated May 2, 2016
ForeRetirement II Variable Annuity Supplement dated July 15, 2016 to your Prospectus dated May 2, 2016 Putnam VT Voyager Fund The merger of the Putnam VT Voyager Fund into the Putnam VT Growth Opportunities
More informationYORK LIFE INSURANCE AND ANNUITY CORPORATION
Statement of Additional Information dated May 1, 2013 for Corporate Executive Series VI Variable Universal Life Policies from NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION This Statement of Additional
More informationAllianz Vision SM Prospectus
Allianz Life Insurance Company of New York www.allianzlife.com/newyork/ Allianz Vision New York Variable Annuity Allianz Vision SM Prospectus New York Variable Annuity Individual flexible-payment deferred
More informationDALBAR Due Diligence: Trust, but Verify
2013 September 28, 2013 The (TDF Facts) is an annual compilation of of key information about these funds that are necessary to understand and evaluate these investment vehicles. TDF Facts is intended for
More informationTOMORROW S SCHOLAR. Wisconsin s 529 Plan. ... connecting to the future. Program Description and Participation Agreement.
TOMORROW S SCHOLAR Wisconsin s 529 Plan... connecting to the future Program Description and Participation Agreement May 1, 2014 Administrator: The Wisconsin College Savings Program Board Tomorrow s Scholar
More informationASSET ALLOCATION. Redefining diversification in your portfolio
ASSET ALLOCATION Redefining diversification in your Three things to know about asset allocation Different assets play different roles While stocks have significant appreciation and wealth-building potential,
More informationMISSISSIPPI ORP. Net. Gross Fund. Fund. Fund. Inception. Stability of Principal
P E R F O R M A N C E U P D A T E MISSISSIPPI ORP Average Annual Total Returns as of: 01/31/2016 (shown in percentages) Mutual funds offered through a retirement plan are investments designed for retirement
More informationTrustee 401(k) program. Designed for employee success with additional fiduciary protection
Trustee 401(k) program Designed for employee success with additional fiduciary protection Fulfill your commitment to help employees attain a secure retirement. It s easier than you might think. Your employees
More information2015 Annual Report DFS Guaranteed Investment Funds
GUARANTEED INVESTMENT FUNDS MAY 2016 2015 Annual Report DFS Guaranteed Investment Funds Financial Information as of December 31, 2015 DFS Guaranteed Investment Funds are established by Desjardins Financial
More informationAllianz Life Insurance Company of North America www.allianzlife.com. A flexible-payment deferred variable annuity: Allianz Life Variable Account B
Allianz Life Insurance Company of North America www.allianzlife.com Allianz Vision Variable Annuity Allianz Vision SM Prospectus Variable Annuity A flexible-payment deferred variable annuity: Allianz Life
More informationWhat Are Some Important Keys to an Effective Retirement Plan?
What Are Some Important Keys to an Effective Retirement Plan? For financial advisor use only. Not for public distribution. The Power of Investment Expertise With more than 75 years of experience in the
More informationVoya Insurance and Annuity Company and its Separate Account B. Voya Focus Variable Annuity
Voya Insurance and Annuity Company and its Separate Account B Voya Focus Variable Annuity Supplement dated June 9, 2015 to the Contract Prospectus and Statement of Additional Information, each dated April
More informationROCHESTER INSTITUTE OF TECHNOLOGY Comparable Funds By Asset Class
ROCHESTER INSTITUTE OF TECHNOLOGY Comparable Funds By Asset Class In response to the request from several participants, the following is a guide to comparable funds in the new investment fund lineup, by
More informationCENTURY II VARIABLE UNIVERSAL LIFE PROSPECTUS INDIVIDUAL FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE CONTRACT
CENTURY II VARIABLE UNIVERSAL LIFE PROSPECTUS INDIVIDUAL FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE CONTRACT KANSAS CITY LIFE VARIABLE LIFE SEPARATE ACCOUNT OF KANSAS CITY LIFE INSURANCE COMPANY Street Address:
More informationDivisions of Lowry Capital. Wealth Management Division. Institutional Division. Clients. Clients. Strategies. Strategies. Management of Accounts
Divisions of Lowry Capital Wealth Management Division Clients High Net Worth Individuals Taxable Brokerage Accounts Tax-Deferred Accounts Annuities Strategies Total Return Enhanced Total Return Income
More informationIssues Held Outside OST's Current Contract Custodian 6-30-11 CUSIP DESCRIPTION # SHARES ALGER FAMILY OF FUNDS 015565849 ALGER CAPITAL APPRECIATION
Issues Held Outside OST's Current Contract Custodian 6-30-11 CUSIP DESCRIPTION # SHARES ALGER FAMILY OF FUNDS 015565849 ALGER CAPITAL APPRECIATION FUND CLASS A 1,800.7970 015565823 ALGER SMALLCAP GROWTH
More informationWEBCOR, INC 401K PLAN Plan Code: FCI3 Product name: Lincoln Director SM group variable annuity
WEBCOR, INC 401K PLAN Plan Code: FCI3 Product name: Lincoln Director SM group variable annuity The purpose of this document is to provide you with important information regarding the WEBCOR, INC 401K PLAN
More informationCHOOSE YOUR PATH. ENSURE THEIR FUTURE.
CHOOSE YOUR PATH. ENSURE THEIR FUTURE. Investment Option Basics An overview of the CollegeAdvantage Direct 529 Savings Plan investment options. TABLE OF CONTENTS CHOOSE YOUR APPROACH...1 KNOW YOUR GOALS...2
More informationYOUR GUIDE TO GETTING STARTED
Navient 401(k) Savings Plan Invest in your retirement and yourself today, with help from Navient 401(k) Savings Plan and Fidelity. YOUR GUIDE TO GETTING STARTED Invest some of what you earn today for what
More informationKANSAS CITY LIFE INSURANCE COMPANY. Kansas City Life Variable Life Separate Account
KANSAS CITY LIFE INSURANCE COMPANY Kansas City Life Variable Life Separate Account Supplement dated May 1, 2015 to the Prospectus dated May 1, 2015 for the Century II Variable Universal Life Insurance
More informationUnderstanding Your Choices
An Educational Guide for Individuals Understanding Your Choices A guide to asset allocation Variable Universal Life III Investment Strategies Contents 2 Asset Allocation 3 Diversification 4 Investment
More informationINVESTMENT FUNDS. iag Savings and Retirement Plan. As at December 31, 2015. Fund Facts
INVESTMENT FUNDS iag Savings and Retirement Plan As at December 31, 2015 Fund Facts TABLE OF CONTENTS List of Funds Offered by Industrial Alliance Insurance and Financial Services Inc...3 Professional
More informationLegal & General Portfolio Bond Funds available through Cofunds
L&G Life Aberdeen Asia Pacific & Japan Fund L&G Life Aberdeen Asia Pacific Fund L&G Life Aberdeen Emerging Markets Fund L&G Life Aberdeen Multi-Manager Balanced Managed Fund L&G Life Aberdeen Multi-Manager
More informationService Provider Fee Disclosure
Service Provider Disclosure Variable Investment Options Table WILLAMETTE UNIVERSITY WILLAMETTE UNIVERSITY DEFINED CONTRIBUTION RETIREMENT PLAN PORTFOLIO DIRECTOR (A048) UITG-194-TRMC As Of Date: 7/17/2012
More informationInvestment Options Guide
Allianz Life Insurance Company of North America Investment Options Guide A variety of options for today s retirement USA-1448 Page 1 of 16 Solutions for RETIREMENT REALITIES This brochure must be preceded
More informationMutual Funds Made Simple. Brighten your future with investments
Mutual Funds Made Simple Brighten your future with investments About Invesco Aim When it comes to investing, your sights are set on a financial summit a college diploma, new home or secure retirement.
More informationFuture Scholar 529 College Savings Plan Financial Advisor Program Financial Statements June 30, 2011
Future Scholar 529 College Savings Plan Financial Advisor Program Financial Statements June 30, 2011 Table of Contents Page Management s Discussion and Analysis 1 2 Report of Independent Auditors 3 4 Statement
More informationEmployee Enrollment Form for Thrift Plans and Consent to Receive Electronic Documents (edocuments)
320 PARK AVENUE NEW YORK NY 10022-6839 800 468 3785 OR CALL YOUR LOCAL REGIONAL OFFICE Employee Enrollment Form for Thrift Plans and Consent to Receive Electronic Documents (edocuments) EMPLOYER S NAME
More informationStatement of Investment Policy. Alabama College Education Savings Program (ACES) Trust Fund. The CollegeCounts 529 Fund
Statement of Investment Policy Alabama College Education Savings Program (ACES) Trust Fund The CollegeCounts 529 Fund Approved by the Board of Directors November 19, 2014 1 Authority and Purpose The Alabama
More informationComerica Securities Inc. Mutual Fund Guide
Comerica Securities Inc. Mutual Fund Guide With so many different mutual funds available today, Comerica Securities Inc. wants to help you to ensure that you are investing in the mutual fund that best
More informationSUN LIFE FINANCIAL. Crafted with plan members in mind. For institutional use only
SUN LIFE FINANCIAL Granite TM multi-risk target date funds Crafted with plan members in mind For institutional use only Sun Life Financial Granite multi-risk Target Date Funds Crafted with plan members
More informationStatement of Additional Information. May 1, 2013. New York Life Legacy Creator Single Premium Variable Universal Life Insurance
Statement of Additional Information dated May 1, 2013 for New York Life Legacy Creator Single Premium Variable Universal Life Insurance from NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION ( NYLIAC ) This
More informationStatement of Additional Information. May 1, 2013. NYLIAC Survivorship Variable Universal Life
Statement of Additional Information dated May 1, 2013 for NYLIAC Survivorship Variable Universal Life from NEW YORK LIFE INSURANCE AND ANNUITY CORPORATION ( NYLIAC ) This Statement of Additional Information
More informationCOMPANY OF NEW YORK ML of New York Variable Annuity Separate Account A Supplement Dated January 17, 2014 to the Prospectus For MERRILL LYNCH INVESTOR
TRANSAMERICA ADVISORS LIFE INSURANCE COMPANY Merrill Lynch Life Variable Annuity Separate Account A Supplement Dated January 17, 2014 to the Prospectus For MERRILL LYNCH INVESTOR CHOICE ANNUITY (INVESTOR
More informationEQUI-VEST. Series 100/200 Variable Annuities
EQUIVEST Annualized Rates of Return as of 12/31/2013, Annualized Monthly Rates of Return For the Period Ending 12/31/2013 net of annual administrative charge and the maximum applicable withdrawal charge
More informationVariable Investment Option Performance Update
Variable Investment Option Performance Update MetLife Insurance Company USA The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower
More information401(k) and 457 Plans
401(k) and 457 Plans In the late 90s the Amalgamated Transit Union saw a need for adding a supplemental retirement plan to its arsenal of member benefits. Therefore in August of 1997 they created: the
More informationProduct & Service Comparison Guide
Product & Service Comparison Guide Polaris Platinum III Polaris Choice IV Polaris Advantage II Not FDIC or NCUA/NCUSIF Insured May Lose Value No Bank or Credit Union Guarantee Not a Deposit Not Insured
More informationMetLife Resources Gold Track Select. Portfolio Summary
MetLife Resources Gold Track Select Portfolio Summary Read below and learn more about the underlying funding choices available in the Gold Track Select variable annuity. (Within each asset class, funding
More informationPORTFOLIO OPTIMIZATION FUNDS
PORTFOLIO OPTIMIZATION FUNDS DIVERSIFIED ASSET ALLOCATION SOLUTIONS UPDATED AS OF 6/30/15 7/15 30382-15C PORTFOLIO OPTIMIZATION FUNDS With thousands of mutual funds on the market today, creating a portfolio
More informationDiversify your global asset allocation approach by focusing on income and income growth.
Diversify your global asset allocation approach by focusing on income and income growth. Institutional investors have embraced global asset allocation (GAA) strategies as a way to pursue returns with low
More informationWe've created a. Advisor Series I
TRS 2253 1201 We've created a Plan Advisor Series I That fits your needs. The Plan SM Advisor Series I can help you make the most of what you and your employees have worked so hard to build. How? By combining
More informationAllianz Retirement Pro Variable Annuity
Allianz Life Insurance Company of North America Allianz Retirement Pro Variable Annuity Where lifetime income and flexible investing meet. RET-001 Page 1 of 24 Solutions for RETIREMENT REALITIES Planning
More informationSpectrum of Investment Options
Kentucky Deferred Comp Spectrum of Investment Options Your guide to available investment options. Tier 1 Target Date Funds, Balanced Fund Target Date Funds Vanguard Target Retirement Funds (in five-year
More information