Many Dreams. One Premier Solution.

Size: px
Start display at page:

Download "Many Dreams. One Premier Solution."

Transcription

1 P R E M I E R MONEYBACK P L A N A Savings cum Insurance Plan Many Dreams. One Premier Solution.

2 Key Advantages Regular payouts at specific intervals roughout e term Enhanced dea cover wi additional payout on accidental dea Lump sum Maturity Addition st Earn bonuses from 1 year onwards Additional protection rough optional riders

3 KOTAK PREMIER MONEYBACK PLAN A Savings cum Insurance Plan We all strive to provide The Best to our family for em to - accomplish eir dreams & aspirations and to ensure happiness at every stage of life. Sometimes we may have to say No due to financial constraints; wouldn't it be great if we never had to say No? To support you in achieving e dreams and aspirations of your family, Kotak Life Insurance presents Kotak Premier Moneyback Plan a savings and protection plan at provides lump sum payouts at regular intervals to meet your interim financial requirements and provide e best to your family. 1

4 How Does e Plan Work? Kotak Premier Moneyback Plan is a participating savings cum protection plan which provides lump sum cash payouts at regular intervals depending on e Policy Term and Basic Sum Assured chosen. Your savings will grow wi yearly declared Reversionary Bonuses and lump sum maturity addition to be paid out on maturity. The plan also provides an additional cover for dea due to accident, us providing you wi superior life protection. 3 Regular Payouts This plan provides you wi regular cash backs as percentage of e Basic Sum Assured (BSA) at equal intervals depending on e policy term chosen. The balance Sum Assured is paid out at maturity. The table below illustrates e Regular payouts at specific frequencies subject to all e due premiums paid: Policy Term Payouts at e end of e year (as % of Basic Sum Assured) 16 years 4 year 8 year 12 year 16 year (Maturity payout) 4% 2 years 5 year 1 year 15 year 2 year (Maturity payout) 4% 24 years 6 year 12 year 18 year 24 year (Maturity payout) 4% Maturity Addition Along wi e maturity payout a lump sum Maturity Addition will also be given for in-force policies. Maturity Additions will be as a percentage of e Basic Sum Assured and will vary depending on e Policy Term. Policy Term 16 year 2 year 24 years Maturity Addition (as % of Basic Sum Assured) 1% 3% Thus, total guaranteed payouts (for in-force policies) over e term of e policy will be 11% of SA, 1 of SA & 13% of SA for policy terms of 16 yrs, 2 yrs & 24 yrs respectively. 2

5 Plan Benefits: 4 Dea Benefit : In e unfortunate event of dea due to natural causes (oer an accident) during e term of e policy, e nominee will receive e Sum Assured on dea (as mentioned below) PLUS accrued Reversionary bonuses and Terminal bonus (if any). Sum Assured on dea is as follows: Entry age of Life Insured < = 45 years Higher of : 2 11 times of Annual Premium OR Basic Sum Assured Entry age of Life Insured > 45 years Higher of : 2 7 times of Annual Premium OR Basic Sum Assured The minimum dea benefit at any given point in time shall be 15% of total premiums paid till e date of dea (excluding any extra premium). Please note at e above Dea Benefit will be payable irrespective of e Regular Payouts (survival benefits) already paid. Accidental Dea: In case of dea due to an Accident, an additional Basic Sum Assured will be paid along wi e Dea Benefit (as explained above) Maturity Benefit: On e date of maturity, e sum of e following will be paid out: Balance of e Basic Sum Assured (i.e. 4% of Sum Assured) PLUS PLUS PLUS Maturity Addition Accrued Reversionary bonus (if any) Terminal bonus (if any) Enhancing your Options Additional Features Additional Protection (optional) Reduced Paid-Up 11 Benefit High Sum Assured Discount Benefit Increase e protection level by selecting from a wide range of riders: Kotak Term Rider (UIN: 17B3V3): Allows additional dea cover over and above e base plan's Dea Benefit Kotak Life Guardian Benefit (LGB) (UIN: 17B12V2): Remaining premiums will be paid by e KLI on behalf of e policyholder in case of his / her dea Kotak Accidental Disability Guardian Benefit (ADGB) (UIN: 17B11V2): Remaining premiums paid by e KLI on behalf of e policyholder in case of accidental disability For more details on riders and exclusions please refer to e Individual Rider Brochure before concluding e purchase. After e policy acquires Surrender Value, if e subsequent premiums are not paid wiin e grace period e policy will be converted into a Reduced Paid-Up policy by default to ensure at you continue to enjoy policy benefits. You will get a premium discount of ` 2 per 1 Sum Assured, for higher Sum Assured of ` 5,, & above 3

6 Tax Benefits: You may avail of tax benefits under Section 8C and Section 1(1D) of Income Tax Act, 1961 subject to conditions as specified in ose sections. Tax benefits are subject to change as per tax laws. You are advised to consult your Tax Advisor for details. Service Tax shall be levied over and above premium amount shown here as per applicable tax laws. Eligibility Entry Age Maximum Maturity Age Policy Term (Fixed) Sum Assured Premium Levels Premium Payment Term Premium Payment Mode Premium Modal Factor Min: 2 years Max: 59 years for 16 year term 55 years for 2 year term 51 years for 24 year term 75 years 16 years / 2 years / 24 years Min: `1,5, Max: No Limit, subject to underwriting acceptance Min: Depends on Minimum Sum Assured Max: Depends on Sum Assured levels Limited: 8 years for 16 year term 1 years for 2 year term 12 years for 24 year term Yearly, Half yearly, Quarterly, Monly The following modal loadings will be used to calculate e installment Premium: Yearly - 1%, Half yearly - 51%, Quarterly - 26%, Monly - 8.8% Illustration Given below is an illustration of e benefits payable, for a healy individual aged 3 years for a Sum Assured of 5 lakhs and wi a policy term of 2 years & premium payment term of 1 years End of Year Age (years) Cumulated Annualized Premium (`) Cumulative Regular Benefit Maturity Additions Maturity Benefit ( 8% Dea* Benefit (`) ,93,375 1, 6,45, ,86,75 2, 6,45, ,86,75 3, 6,45, ,86,75 5, 1, 4,23,5 8,12, 6,45,425 Please note: The above illustration is an extract of a separate, more detailed benefit illustration. For full details, please refer to e Benefit Illustration. Accrued bonuses will be paid over and above e dea benefit shown. The above premium figures are exclusive of Service Tax. Service tax and Cess ereon, shall be charged as per e prevalent tax laws over and above e said premiums. 4

7 Terms and Conditions 1. Bonus: Simple Reversionary Bonus: At e end of each financial year e company may declare a bonus expressed as a percentage of e Sum Assured. These bonuses will accrue from 1st year onwards roughout e policy term and will be payable eier on maturity or on dea. Interim Bonus: In e event of a claim, mid-way rough a financial year or before declaration of e Simple Reversionary Bonus for e Financial Year in which such a claim is intimated, an interim bonus (if applicable) may be payable at such a rate as may be decided by # e Company. This bonus will apply to e part of e policy year for which bonus has not been allotted in e earlier Financial Year (i.e. e bonus will apply to e period since bonuses # were last declared). Policy Year means e period from e last policy anniversary date (or e date of commencement for e first year) up to e next policy anniversary date. Terminal Bonus: The Company may decide to pay Terminal Bonus on Dea subject to e condition at premiums have been paid in full and as scheduled for 1 policy years. This bonus will be payable along wi Maturity Benefit and shall be a percentage of e Sum Assured. Terminal Bonuses will not be payable on policies which have been made Reduced Paid-Up or surrendered. 2. Annual Premium: It refers to e amount of premium paid by e Policyholder in a year excluding modal factor loading, if any, e.g. If e policyholder is paying Half-yearly premium of ` 51, an e Annual Premium will be `1, (51, / modal factor of 51%) and loading will be [`51, X 2 (`51,/51%)] i.e. `2,. 3. If e Life Insured is minor, e Policyholder should ensure at e Regular Payouts (survival benefits) received while e Life Insured is still a minor, is used for e benefits of e minor life. 4. Dea Benefit: Following are some additional conditions pertaining to dea benefit: If e dea occurs during grace period, e due unpaid premium and e balance of e premium for at policy year (if any) will be deducted from e dea benefit; For premium paying policies under non-annual premium paying modes, e balance of e premium for at policy year will be deducted from e dea benefit. 5. Exclusions pertaining to in-built Accidental Dea Benefit: Intentional self-inflicted injury, attempted suicide, while being sane or insane; Insured person being under e influence of drugs, alcohol, narcotics or psychotropic substances unless taken in accordance wi e lawful directions and prescription of a Doctor; War, invasion, act of foreign enemy, hostilities (wheer war be declared or not), armed or unarmed truce, civil war, mutiny, rebellion, revolution, insurrection, military or usurped power, riot or civil commotion, strikes; Taking part in any naval, military or air force operation during peace time or during service in any police, paramilitary or any similar organisation; Participation by e insured person in any flying activity, except as a bona fide, fare-paying passenger of a recognized airline on regular routes and on a scheduled timetable; Participation by e insured person in a criminal or unlawful act; 5

8 Engaging in or taking part in professional sport(s) or any hazardous pursuits, including but not limited to, diving or riding or any kind of race; underwater activities involving e use of breaing apparatus or not; martial arts; hunting; mountaineering; parachuting; bungeejumping; Nuclear Contamination; e radio-active, explosive or hazardous nature of nuclear fuel materials or property contaminated by nuclear fuel materials or accident arising from such nature. 6. Grace Period: There is a grace period of 3 days from e due date for payment of premium for e yearly, half-yearly and quarterly mode, and 15 days for e monly mode. 7. Vesting in case of minor life: If e policy has been taken on e life of a minor, e policy shall automatically vest on him/her wi effect from e date of completion of 18 years of age and e Life Insured will become e Policyholder from such date. 8. Lapses: Policy shall lapse from e due date of e first unpaid premium in accordance wi e following rules and no benefits will be payable: For 16 yr term: If premiums for e first two policy years are not paid wiin e grace period; For 2 yr & 24 yr term: If premiums for e first ree policy years are not paid wiin e grace period. 9. Policy Revivals: A lapsed / Reduced Paid Up policy can be revived wiin two years from e due date of e first unpaid premium. The revival can be done wiout evidence of good heal on payment of e outstanding premiums wi handling charges (currently 9% p.a. of outstanding premiums), if e payment is made wiin six mons. Thereafter to revive e policy, evidence of good heal would be required along wi payment of e outstanding premiums wi handling charges (currently 9% p.a. of outstanding premiums). Extra premiums may be required based on e underwriting decision. Policy will not be eligible for declared bonuses during e lapse period. However, all benefits under e policy will be reinstated on e revival of e policy. If lapsed policy is not revived during e revival period, e policy will be terminated wiout paying any benefits. If policy in Reduced Paid Up mode is not revived during e revival period, it will continue in at mode until maturity. 1. Surrender: For 16 years term, e policy will acquire Surrender Value after payment of full premiums for two consecutive years; For 2 yrs & 24 yrs term, e policy will acquire Surrender Value after payment of full premiums for ree consecutive years. Surrender Value will be higher for Guaranteed Surrender Value or Special Surrender Value. Guaranteed Surrender Value will be calculated as: 6 The Guaranteed Surrender Value (GSV) shall be a percentage of total Premiums paid (excluding Service Tax, Rider premium and Extra Premium, if any) LESS Survival benefits paid, if any PLUS value of Subsisting Bonuses, if any.

9 GSV Factors as percentage of total premiums paid are mentioned in e table below: Policy Year PPT / Term (in yrs) 8 / 16 1 / 2 12 / 24 % 3% 3% 6% 65% 68% 72% 75% 77% 78% 79% 79% % % 3% 54% 56% 65% 67% 69% 72% 74% 76% 78% 8% 82% 84% 84% % % 3% 55% 58% 6% 62% 7% 72% 74% 76% 8% 82% 84% 86% 88% 89% 9% 9% 9% Value of Subsisting Bonus (if any) is calculated as: (Accrued Bonuses X GSV Factor as on e date of Surrender) Subject to e Minimum Guaranteed Surrender Value, e company shall however pay a Special Surrender Value calculated according to e basis and meod in use from time to time after getting IRDA's approval. On Surrender, all benefits will fall away and e policy will terminate. The surrender value will be paid out as a lump sum benefit. 11. Reduced Paid-Up Policy: After e policy acquires Surrender Value, if e subsequent premiums are not paid wiin e grace period e policy will be converted into a Reduced Paid-Up policy by default. Policy will not be eligible for any future bonuses once it has been converted into a Reduced Paid-Up policy; All rider benefits may or may not cease depending upon rider features; Survival benefits will not be payable while e policy is in Reduced Paid-Up mode; Sum Assured will be converted to Reduced Paid-Up Sum Assured as per e given formula: [Basic Sum Assured (Total Premiums paid / Total Premiums payable over e term)] A Paid-Up policy may be reinstated (to e original benefits) wiin 2 years of e date of becoming Paid-Up (subject to e same conditions outlined for revivals below). 7

10 Payout on maturity: On maturity of e policy after being paid up, e benefit payable will be e Reduced Paid-Up Basic Sum Assured LESS Survival Benefits already paid PLUS Accrued Reversionary Bonuses, (if any). Payout on dea: On dea of e life insured due to natural causes during e policy term after being paid up, benefit payable will be: [Reduced Paid-Up Sum Assured on dea PLUS Accrued Reversionary Bonuses, (if any)] On dea of e life insured due to accident during e policy term after being paid up, amount of Reduced paid-up Basic Sum Assured will be payable in addition to dea benefit mentioned above. 12. Nomination & Assignment: Nomination will be allowed under e plan as per Section 39 of e Insurance Act, Fresh nomination (if applicable) shall be made by an endorsement on e policy and by communicating e same in writing to e Company. In case ere is no nomination effected in e policy or in case e nominee dies during e term, e benefit payout will be made to e legal heir(s). Assignment is allowed in is plan as per Section 38 of e Insurance Act, It may be made by an endorsement upon e policy itself or by a separate instrument signed in eier case by e assignor specifically stating e fact of Assignment and duly attested. Such Assignment shall be operative as against e Company effective from e date at e Company receives a written notice of e Assignment and on confirmation of record of such Assignment. On assignment, any nomination effected under e policy will automatically get cancelled and e Assignee will become e Policyholder. Partial assignment of policy is not allowed. 13. Free Look Period: The policyholder is offered 15 days free look period for a policy sold rough all channels (except for Distance Marketing* Channel which will have 3 Days) from e date of receipt of e policy wherein e policyholder may choose to return e policy wiin 15 days / 3 days of receipt if s/he is not agreeable wi any of e terms and conditions of e plan. Should s/he choose to return e policy, s/he shall be entitled to a refund of e premium paid after adjustment for e expenses of medical examination, stamp duty and proportionate risk premium for e period of cover. *Distance Marketing includes every activity of solicitation (including lead generation) and sale of insurance products rough e following modes: (i) Voice mode, which includes telephone calling (ii) Short Messaging service (SMS) (iii) Electronic mode which includes , internet and interactive television (DTH) (iv) Physical mode which includes direct postal mail and newspaper & magazine inserts and (v) Solicitation rough any means of communication oer an in person. 14. General Exclusion: In e event of e life insured committing suicide wiin one year of e date of issue of e policy, 8% of e premiums paid will be payable. In case of suicide wiin one year of e date of revival of e policy when e revival is done wiin 6 mons from e date of first unpaid premium, Suicide Exclusion shall not be applicable and e Dea Benefit under e product shall be payable. However, in case of suicide wiin 1 year of e date of revival, when e revival is done after more an 6 mons from e date of first unpaid premium, e benefit shall be higher of 8% of e premiums paid or Surrender Value at e date of claim. For e exclusions relating to accidental dea benefit, refer to e section 4 of e terms and conditions. 8

11 Section 41 of e Insurance Act, 1938 states: (1)No person shall allow or offer to allow, eier directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of e whole or part of e commission payable or any rebate of e premium shown on e policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance wi e published prospectuses or tables of e insurer: Provided at acceptance by an insurance agent of commission in connection wi a policy of life insurance taken out by himself on his own life shall not be deemed to be acceptance of a rebate of premium wiin e meaning of is sub section if at e time of such acceptance e insurance agent satisfies e prescribed conditions establishing at he is a bona fide insurance agent employed by e insurer. (2) Any person making default in complying wi e provisions of is Section shall be punishable wi fine which may extend to five hundred rupees. Section 45 of e Insurance Act, 1938 states: No policy of life insurance effected before e commencement of is Act shall after e expiry of two years from e date of commencement of is Act and no policy of life insurance effected after e coming into force of is Act shall, after e expiry of two years from e date on which it was effected be called in question by an insurer on e ground at statement made in e proposal or in any report of a medical officer, or referee, or friend of e insured, or in any oer document leading to e issue of e policy, was inaccurate or false, unless e insurer shows at such statement was on a material matter or suppressed facts which it was material to disclose and at it was fraudulently made by e policy holder and at e policy holder knew at e time of making it at e statement was false or at it suppressed facts which it was material to disclose: Provided at noing in is section shall prevent e insurer from calling for proof of age at any time if he is entitled to do so, and no policy shall be deemed to be called in question merely because e terms of e policy are adjusted on subsequent proof at e age of e life insured was incorrectly stated in e proposal.

12 About Us Kotak Mahindra Old Mutual Life Insurance Ltd. Kotak Mahindra Old Mutual Life Insurance Ltd is a 74:26 joint venture between Kotak Mahindra Bank Ltd., its affiliates and Old Mutual. The Kotak Mahindra Group Kotak Mahindra is one of India's leading banking and financial services organizations, offering a wide range of financial services at encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, e Group caters to e diverse financial needs of individuals and e corporate sector Old Mutual Old Mutual is an international long-term savings, protection and investment group. Originating in Sou Africa in 1845, e Group provides life assurance, asset management, banking and general insurance in Europe, e Americas, Africa and Asia. Old Mutual is listed on e London Stock Exchange and e JSE, among oers BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDA clarifies to public at IRDA or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along wi details of phone call, number. TOLL FREE SMS KLIFE to Kotak Premier Moneyback Plan UIN: 17N83V1, Form No: N83, Ref. No.: KLI/13-14/E-PB/248. Kotak Mahindra Old Mutual Life Insurance Ltd; Regn. No.: 17, CIN : U663MH2PLC12853, Regd. Office: 4 Floor, Vinay Bhavya Complex, 159 A, C.S.T. Road, Kalina, Santacruz (East), Mumbai Website: Toll Free No Insurance is e subject matter of solicitation. This is a participating anticipated endowment plan. For sub-standard lives, extra premium may be charged based on KLI's underwriting policy. The product brochure gives only e salient features of e plan. Please refer e policy document for specific details on all terms and conditions.

Guarantee a great start to fulfill your dreams

Guarantee a great start to fulfill your dreams Guarantee a great start to fulfill your dreams KOTAK PREMIER ENDOWMENT PLAN A Life Insurance Plan Kotak Premier Endowment Plan is a long-term savings and protection plan that provides financial security

More information

A guaranteed income anticipated endowment insurance plan

A guaranteed income anticipated endowment insurance plan A guaranteed income anticipated endowment insurance plan KOTAK ASSURED INCOME ACCELERATOR A guaranteed income anticipated endowment insurance plan Be it an Entrepreneur or an Employee or a Professional,

More information

S A R A L S U R A K S H A. Apke Parivaar Ki Sampoorna Suraksha. A Term Insurance Plan

S A R A L S U R A K S H A. Apke Parivaar Ki Sampoorna Suraksha. A Term Insurance Plan S U R A K S H A S A R A L A Term Insurance Plan Apke Parivaar Ki Sampoorna Suraksha Why should you invest in Kotak Secure Investment Plan? Key Advantages Low Cost Insurance Choice of Policy Term Convenient

More information

Guarantee a secure tomorrow, today

Guarantee a secure tomorrow, today Guarantee a secure tomorrow, today KOTAK ASSURED SAVINGS PLAN A life insurance plan Life insurance can serve as the foundation of a wellthoughtout financial strategy. And if you're someone who wants to

More information

Enjoy a guaranteed second income

Enjoy a guaranteed second income A Life Insurance Plan Enjoy a guaranteed second income Key Advantages Enjoy Assured Annual Income for 15 years Receive additional lump sum on maturity Provides protection for 30 years Additional protection

More information

LIVE HAPPY. LIVE LONG. LIVE ACTIVE

LIVE HAPPY. LIVE LONG. LIVE ACTIVE For your #ActiveRetirement LIVE HAPPY. LIVE LONG. LIVE ACTIVE KOTAK PREMIER PENSION PLAN Traditional Participating Pension Plan Today you are an earning, selfreliant individual, working hard to realize

More information

Kotak. Term Plan. Financial protection for your loved ones. Assured. A Life Insurance Plan

Kotak. Term Plan. Financial protection for your loved ones. Assured. A Life Insurance Plan Kotak Term Plan A Life Insurance Plan Financial protection for your loved ones. Assured. KOTAK TERM PLAN You want to see your family secure and happy at all times. However, life is unpredictable. To protect

More information

Leave a monthly income behind even though you are not around.

Leave a monthly income behind even though you are not around. I N C O M E PROTECTION P L A N A Pure Protection Life Insurance Plan Leave a monthly income behind even though you are not around. KOTAK INCOME PROTECTION PLAN A Pure Protection Life Insurance Plan In

More information

Step up protection for added responsibilities.

Step up protection for added responsibilities. DICAL NO ME P UP STE ON Step up protection for added responsibilities. Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited s promoting partners Kotak Mahindra Bank Limited

More information

Guarantee a secure tomorrow, today

Guarantee a secure tomorrow, today An online life insurance plan Guarantee a secure tomorrow, today Trade Logos displayed above belongs to Kotak Mahindra Old Mutual Life Insurance Limited s promoting partners Kotak Mahindra Bank Limited

More information

Enhanced protection against Accidental Death

Enhanced protection against Accidental Death A C C I D E N TA L D E AT H BENEFIT RIDER (LINKED) A Life Insurance (Rider) Plan Enhanced protection against Accidental Death Trade Logos displayed above belongs to Kotak Mahindra Old Mutual Life Insurance

More information

MICRO-INSURANCE PLAN

MICRO-INSURANCE PLAN SAMPOORN BIMA MICRO-INSURANCE PLAN Give Financial Independence and Security to Your Family KOTAK SAMPOORN BIMA MICRO-INSURANCE PLAN Kotak Sampoorn Bima Micro Insurance Plan is a single premium plan with

More information

ACCIDENTAL DEATH B E N E F I T R I D E R

ACCIDENTAL DEATH B E N E F I T R I D E R ACCIDENTAL DEATH B E N E F I T R I D E R KOTAK ACCIDENTAL DEATH BENEFIT RIDER Life is always uncertain and you will never know what's next, insurance is a way to protect your family in such uncertainties.

More information

Term Benefit (Rider)

Term Benefit (Rider) Kotak Term Benefit (Rider) A Life Insurance (Rider) Plan Added protection. Added Security. Added Happiness KOTAK TERM BENEFIT (RIDER) Life insurance is a way to protect your family in the event of your

More information

Reliance Endowment Plan. secure your dreams today...

Reliance Endowment Plan. secure your dreams today... Reliance Endowment Plan secure your dreams today... ...give wings to them tomorrow Reliance Endowment Plan It takes a lot for a dream to become a reality. And money is surely an important part of it. Reliance

More information

I planned ahead, that s why I never had to say No to my family.

I planned ahead, that s why I never had to say No to my family. Reliance s Guaranteed Money Back Plan A non-linked, non-participating, non-variable money back insurance plan Reliance s Guaranteed Money Back Plan not only helps you save for the future but also protects

More information

Reliance Life Insurance Guaranteed Money Back Plan

Reliance Life Insurance Guaranteed Money Back Plan Reliance Life Insurance Guaranteed Money Back Plan As you sow so shall you reap... Life Insurance = Protection + Money Back Reliance Life Insurance Guaranteed Money Back Plan is a Non-linked, Non-participating

More information

ICICI Pru Savings Suraksha is a participating life insurance plan.

ICICI Pru Savings Suraksha is a participating life insurance plan. ICICI Pru Savings Suraksha is a participating life insurance plan. 1 Understanding your needs All of us need a sound financial plan to achieve our goals in life: buying a house, securing our children s

More information

Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited's promoting partners Kotak Mahindra Bank Limited and Old

Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited's promoting partners Kotak Mahindra Bank Limited and Old Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited's promoting partners Kotak Mahindra Bank Limited and Old Mutual Plc and are used by Kotak Mahindra Old Mutual Life

More information

Reliance Term Plan. Protect yourself...

Reliance Term Plan. Protect yourself... Reliance Term Plan Protect yourself... ...protect your loved ones Reliance Term Plan Life, as we know, is full of uncertainties. And to keep ahead of them, you need to plan ahead. Reliance Term Plan is

More information

Shift the load of securing family s future from shoulders to fingertips.

Shift the load of securing family s future from shoulders to fingertips. KEY FEATURES PLAN ELIGIBILITY SIMPLE STEPS TO GET INSURED FOUR PLAN OPTIONS BENEFITS IN DETAIL REWARD FOR HEALTHY LIFESTYLE Shift e load of securing family s future from shoulders to fingertips. EXCLUSIONS

More information

Bajaj Allianz Lifelong Assure

Bajaj Allianz Lifelong Assure Bajaj Allianz Lifelong Assure A Non-linked Whole Life Plan Bajaj Allianz Lifelong Assure Future safe till your 100 birday Bajaj Allianz Lifelong Assure - Assuring you lifelong income wi a lifelong cover!

More information

Stop predicting. Guarantee your future. A money back insurance plan to provide guaranteed* annual income.

Stop predicting. Guarantee your future. A money back insurance plan to provide guaranteed* annual income. Stop predicting. Guarantee your future. A money back insurance plan to provide guaranteed* annual income. *Conditions apply Invest and enjoy ese benefits: Pay premiums only for first 5 years of e policy

More information

Earn the Benefits of Regular Payouts Every year, for 15 years

Earn the Benefits of Regular Payouts Every year, for 15 years * Earn the Benefits of Regular Payouts Every year, for 15 years BEFORE YOU COMMIT YOUR HARD-EARNED MONEY» Analyse your Insurance and Investment needs» Understand the product in detail» Know the tenure

More information

Securing my family s future is my top priority.

Securing my family s future is my top priority. Securing my family s future is my top priority. Introduction You strive to provide comfort, happiness and security to your family. Even if something unfortunate were to happen to you, you would want your

More information

ICICI Pru Cash Advantage - A comprehensive solution for your needs. ICICI Pru Cash Advantage is a participating life insurance plan.

ICICI Pru Cash Advantage - A comprehensive solution for your needs. ICICI Pru Cash Advantage is a participating life insurance plan. You have always worked hard to fulfil your family's needs your children's education, your parents' medical expenses or that dream family vacation. To be able to meet these responsibilities, you need a

More information

Tata AIA Life Insurance Money Back Plus

Tata AIA Life Insurance Money Back Plus Tata AIA Life Insurance Money Back Plus Tata AIA Life Insurance Money Back Plus A Non Linked Participating Endowment Assurance Plan We at Tata AIA Life understand how important it is to plan ahead for

More information

Secure your hard earned assets. This is a non-linked non-participating protection oriented insurance plan

Secure your hard earned assets. This is a non-linked non-participating protection oriented insurance plan Secure your hard earned assets This is a nonlinked nonparticipating protection oriented insurance plan ICICI Pru Loan Protect a NonParticipating NonLinked Term Insurance Plan ICICI Pru Loan Protect is

More information

125% future ready. 2019 - Car. 2015 - Foreign Holidays. 2023 - Children s Higher Studies

125% future ready. 2019 - Car. 2015 - Foreign Holidays. 2023 - Children s Higher Studies TOTAL RETURNS upto125% 2023 - Children s Higher Studies 2019 - Car 2015 - Foreign Holidays Be 125% future ready. With the assurance of guaranteed money back at regular intervals SBI Life - Smart I N S

More information

Shift the load of securing family s future from shoulders to fingertips. A PURE TERM INSURANCE PLAN UIN: 111N089V01

Shift the load of securing family s future from shoulders to fingertips. A PURE TERM INSURANCE PLAN UIN: 111N089V01 Shift e load of securing family s future from shoulders to fingertips. A PURE TERM INSURANCE PLAN UIN: 111N089V01 2 In today s uncertain world we all want one ing to be certain, which is e security of

More information

Edelweiss Tokio Life - Accidental Death Benefit Rider

Edelweiss Tokio Life - Accidental Death Benefit Rider Edelweiss Tokio Life - Accidental Death Benefit Rider Toll Free : 1800 2121212 Edelweiss Tokio Life - Accidental Death Benefit Rider Plan Summary: This rider can be attached to individual non-linked plans.

More information

As he grows to live his life on his own terms, he will get my guidance, encouragement and my financial support.

As he grows to live his life on his own terms, he will get my guidance, encouragement and my financial support. Reliance Lifelong Savings A non-linked, participating, endowment plus whole life insurance plan As he grows to live his life on his own terms, he will get my guidance, encouragement and my financial support.

More information

Reliance Life Insurance Money Multiplier Plan. Multiply your investment while securing your life

Reliance Life Insurance Money Multiplier Plan. Multiply your investment while securing your life Reliance Life Insurance Money Multiplier Plan Multiply your investment while securing your life Reliance Life Insurance Money Multiplier Plan You want to do everything you can to protect the people you

More information

Reliance Life Insurance Guaranteed Money Back Plan

Reliance Life Insurance Guaranteed Money Back Plan Reliance Life Insurance Guaranteed Money Back Plan As you sow so shall you reap... Life Insurance = Protection + Money Back Reliance Life Insurance Guaranteed Money Back Plan is a Non-linked, Non-participating

More information

Reliance Life Insurance Money Multiplier Plan

Reliance Life Insurance Money Multiplier Plan Mktg/Brochure/Version 1.0/November 2010 Reliance Life Insurance Money Multiplier Plan multiply your investment while securing your life TM Reliance Life Insurance Company Limited (Reg. No 121) Registered

More information

family s financial security!

family s financial security! A Plan which enhances your family s financial security! Savings & Investment Plans HDFC LIFE SUPER SAVINGS PLAN A Traditional With-Profit Plan With Life Insurance Coverage Reap Benefits Of Long Term Savings

More information

Always more than you can ask for!

Always more than you can ask for! Reliance Life Insurance Super Endowment Plan Always more than you can ask for! Just pay for half the term and enjoy benefits for full policy term plus get high return on your investments Reliance Life

More information

UNCERTAIN TIMES NEED CERTAIN SOLUTIONS! Aegon Life Guaranteed Income Advantage Insurance Plan

UNCERTAIN TIMES NEED CERTAIN SOLUTIONS! Aegon Life Guaranteed Income Advantage Insurance Plan UNCERTAIN TIMES NEED CERTAIN SOLUTIONS! Aegon Life Guaranteed Income Advantage Insurance Plan INTRODUCTION In today s life, very few things come with guarantees. Life can be uncertain but your financial

More information

Reliance Life Insurance Family Income Benefit Rider

Reliance Life Insurance Family Income Benefit Rider Reliance Life Insurance Family Income Benefit Rider Reliance Life Insurance Family Income Benefit Rider We often hear stories of people who die and leave financial problems for their families to settle.

More information

Kotak. Term Plan. Financial protection for your loved ones. Assured. A Life Insurance Plan

Kotak. Term Plan. Financial protection for your loved ones. Assured. A Life Insurance Plan Kotak Term Plan A Life Insurance Plan Financial protection for your loved ones. Assured. KOTAK TERM PLAN You want to see your family secure and happy at all times. However, life is unpredictable. To protect

More information

PERMANENT DISABILITY B E N E F I T R I D E R

PERMANENT DISABILITY B E N E F I T R I D E R PERMANENT DISABILITY B E N E F I T R I D E R KOTAK PERMANENT DISABILITY BENEFIT RIDER Kotak Permanent Disability Benefit Rider is aimed at providing support to you and your family in case of unforeseen

More information

Start small. Save big.

Start small. Save big. Start small. Save big. PRODUCT BROCHURE A long term savings plan with bonuses, guaranteed additions and insurance protection* *Terms and Conditions apply. Your life is full of responsibilities. As a responsible

More information

Why wait to live your dreams?

Why wait to live your dreams? Future Generali Secure Income Why wait to live your dreams? A money back life insurance plan that gives you the freedom to decide when you want your returns. Future Generali Secure Income is an insurance

More information

Riders. Add more to your insurance plan. Faidey ka insurance. Life Insurance

Riders. Add more to your insurance plan. Faidey ka insurance. Life Insurance Riders Add more to your insurance plan Life Insurance Faidey ka insurance Life Insurance Faidey ka insurance RIDER BENEFITS Every person has a different need and we at Kotak Life Insurance recognize this.

More information

Tata AIA Life Insurance Freedom

Tata AIA Life Insurance Freedom Tata AIA Life Insurance Freedom Tata AIA Life Insurance Freedom (A Non Linked Participating Endowment Plan) With the rising life expectancy which is expected to stretch to late 70 s or early 80 s, it s

More information

Child Solutions Tata AIA Life Insurance Good Kid A Non-Linked, Participating Child Plan

Child Solutions Tata AIA Life Insurance Good Kid A Non-Linked, Participating Child Plan Child Solutions Tata AIA Life Insurance Good Kid A Non-Linked, Participating Child Plan Tata AIA Life Insurance Good Kid A Non-Linked, Participating, Anticipated Endowment Plan with inbuilt Waiver of Premium

More information

Accidental Total and Permanent Disability Rider Toll Free : 1800 2121212

Accidental Total and Permanent Disability Rider Toll Free : 1800 2121212 Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider Toll Free : 1800 2121212 Edelweiss Tokio Life - Accidental Total and Permanent Disability Rider Plan Summary: This rider can be attached

More information

G R AT U I T Y GROUP PLAN A Unit Linked Group Gratuity Insurance Plan

G R AT U I T Y GROUP PLAN A Unit Linked Group Gratuity Insurance Plan G R AT U I T Y GROUP PLAN A Unit Linked Group Gratuity Insurance Plan KOTAK GRATUITY GROUP PLAN A Unit Linked Group Gratuity Insurance Plan "In this policy, the investment risk in investment portfolio

More information

Future Generali Pearls Guarantee. A non linked non participating life insurance plan with limited premium payment term and guaranteed cash back.

Future Generali Pearls Guarantee. A non linked non participating life insurance plan with limited premium payment term and guaranteed cash back. Future Generali Pearls Guarantee A non linked non participating life insurance plan with limited premium payment term and guaranteed cash back. Call us at: 1800 102 2355 Website: www.futuregenerali.in

More information

PART B. An accident is a sudden, unforeseen and involuntary event caused by external, visible and violent means.

PART B. An accident is a sudden, unforeseen and involuntary event caused by external, visible and violent means. Kotak Permanent Disability Benefit Rider UIN (107B002V03) A. DEFINITIONS: 1. Accident: PART B An accident is a sudden, unforeseen and involuntary event caused by external, visible and violent means. 2.

More information

Tata AIA Life Insurance Smart Growth Plus

Tata AIA Life Insurance Smart Growth Plus Tata AIA Life Insurance Smart Growth Plus Tata AIA Life Insurance Smart Growth Plus A Non Linked Participating Endowment Assurance Plan Your aspirations change at every stage of life; from buying a car,

More information

My family s protection is more urgent than replying to emails from my boss, but far easier.

My family s protection is more urgent than replying to emails from my boss, but far easier. My family s protection is more urgent than replying to emails from my boss, but far easier. Reliance eterm Plan A plan that protects your family, with just a few clicks. Over 1 crore policies Top 4 most

More information

Key benefits. How does the ICICI Pru Guaranteed Savings Insurance Plan work? Pay premiums for a limited period while enjoying a long term savings

Key benefits. How does the ICICI Pru Guaranteed Savings Insurance Plan work? Pay premiums for a limited period while enjoying a long term savings Life has many important milestones: your house, your child s education and marriage, your retirement kitty. It would be your dream to achieve them all with certainty. However, this would need careful planning

More information

Aapki Zaroorat - Wealth Accumulation Edelweiss Tokio Life Wealth Builder [A Non-Linked Non Participating Life Insurance Plan]

Aapki Zaroorat - Wealth Accumulation Edelweiss Tokio Life Wealth Builder [A Non-Linked Non Participating Life Insurance Plan] Aapki Zaroorat - Wealth Accumulation Edelweiss Tokio Life Wealth Builder [A Non-Linked Non Participating Life Insurance Plan] Toll Free : 1800 2121212 Email : care@edelweisstokio.in @ Visit us at www.edelweisstokio.in

More information

Income Tax Benefits to choose from two plan options

Income Tax Benefits to choose from two plan options www.sudlife.in Life has always been the way you wanted it to be. Even to the finest details, you know what you want. You live in today but are constantly shaping your future. Thinking ahead, you are the

More information

Accidents are a matter of chance. Securing your family s financial future isn t. Birla Sun Life Insurance Accidental Death and Disability Rider

Accidents are a matter of chance. Securing your family s financial future isn t. Birla Sun Life Insurance Accidental Death and Disability Rider Accidents are a matter of chance. Securing your family s financial future isn t. Provide additional financial security to your family with Birla Sun Life Insurance Accidental Death and Disability Rider

More information

Tata AIA Life Insurance Insta Wealth Plan

Tata AIA Life Insurance Insta Wealth Plan Tata AIA Life Insurance Insta Wealth Plan Tata AIA Life Insurance Insta Wealth Plan (A Non Linked Participating Endowment Assurance Plan) In today's fast paced life, we all like to keep things simple.

More information

Kotak Credit Term Group Plan

Kotak Credit Term Group Plan Kotak Credit Term Group Plan Life Insurance Faidey ka insurance Life Insurance Faidey ka insurance KOTAK CREDIT TERM GROUP PLAN A Group Term Insurance Plan In today's competitive market scenario, it's

More information

Your family's happiness is priceless.

Your family's happiness is priceless. Your family's happiness is priceless. Happiness and security for our family are what all of us want. However, the uncertainties of life often worry us. The thought of unfortunate events befalling us may

More information

SUPERANNUATION. A Group Life Insurance

SUPERANNUATION. A Group Life Insurance SECURE RETURN SUPERANNUATION P L A N A Group Life Insurance KOTAK SECURE RETURN SUPERANNUATION PLAN (A Group Superannuation Plan) Kotak Life Insurance presents Kotak Secure Return Superannuation Plan which

More information

Key features. At a glance

Key features. At a glance You have always fulfilled your responsibilities and given your family the comforts they wanted. However, life is full of uncertainties. So, it is important to ensure that your family is protected should

More information

Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited s promoting partners Kotak Mahindra Bank Limited and Old

Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited s promoting partners Kotak Mahindra Bank Limited and Old A plan that adds Extra to the Ordinary Trade Logos displayed above belong to Kotak Mahindra Old Mutual Life Insurance Limited s promoting partners Kotak Mahindra Bank Limited and Old Mutual plc and are

More information

Keep achieving milestones Even after retirement

Keep achieving milestones Even after retirement Keep achieving milestones Even after retirement» Analyse your Retirement needs» Understand the product in detail» Know the tenure of Renewal Premium Payments Retirement means giving up work and continuing

More information

Tata AIA Life Insurance MahaLife Supreme

Tata AIA Life Insurance MahaLife Supreme Tata AIA Life Insurance MahaLife Supreme Tata AIA Life Insurance MahaLife Supreme Endowment Assurance Plan Time never stands still and neither do our financial needs. As we move through various stages

More information

Tata AIA Life Insurance Money Maxima

Tata AIA Life Insurance Money Maxima Tata AIA Life Insurance Money Maxima Tata AIA Life Insurance Money Maxima (An Endowment Assurance Plan) Each one of us has a goal in mind when we plan our savings. This goal eventually impacts the way

More information

How do I fulfill the little joys in my loved ones' lives?

How do I fulfill the little joys in my loved ones' lives? life insurance How do I fulfill the little joys in my loved ones' lives? Bharti AXA Life Monthly Income Plan+ A Plan that offers guaranteed* Monthly Income with the upside of nonguaranteed bonuses. *You

More information

Why settle for one benefit, when you can get lump sum at maturity and regular payouts too?

Why settle for one benefit, when you can get lump sum at maturity and regular payouts too? Life Insurance Why settle for one benefit, when you can get lump sum at maturity and regular payouts too? Bharti AXA Life Elite Advantage. A plan that offers Guaranteed Payouts# of 8.5% to 9.5% from the

More information

How do I provide a lifetime of happiness and protection to my loved ones at the click of a button?

How do I provide a lifetime of happiness and protection to my loved ones at the click of a button? life insurance How do I provide a lifetime of happiness and protection to my loved ones at the click of a button? Bharti AXA Life eaajeevan Sampatti+ A plan that offers a dual advantage of guaranteed*

More information

Is there a plan that secures me for life and provides guaranteed payouts?

Is there a plan that secures me for life and provides guaranteed payouts? life insurance Is there a plan that secures me for life and provides guaranteed payouts? Up to yrs Life Cover Bharti AXA Life Aajeevan Sampatti+ A plan that offers dual advantage of guaranteed* annual

More information

Now, both protection and wealth, guaranteed*.

Now, both protection and wealth, guaranteed*. Future Generali Pearls Guarantee Now, both protection and wealth, guaranteed*. This is a Non-Linked, Non-Participating Life Insurance Plan with limited premium payment term and guaranteed* cash back. Future

More information

I've ensured that my wife will never have to adjust! Have you?

I've ensured that my wife will never have to adjust! Have you? I've ensured that my wife will never have to adjust! Have you? Features #Built2Adjust Increase life cover @ key milestones Lumpsum + Monthly claim settlement 1 *Premium amount for Regular Pay, Male, 25

More information

I want my savings to be within my reach to fulfill my family s desires.

I want my savings to be within my reach to fulfill my family s desires. life insurance I want my savings to be within my reach to fulfill my family s desires. Child s Marriage Holiday Retirement Child s Education Bharti AXA Life Flexi Save A Plan that offers you the choice

More information

PREMIER PROTECTION PLAN

PREMIER PROTECTION PLAN SUD Life PREMIER PROTECTION PLAN Non Linked Non Participating Term Plan UIN-142N013V02 SUD Life Premier Protection Plan A TERM INSURANCE PLAN Your family's security is your prime responsibility. Today

More information

BUYING INSURANCE IS AS SIMPLE AS

BUYING INSURANCE IS AS SIMPLE AS BUYING INSURANCE IS AS SIMPLE AS Log on to www.iciciprulife.com to know more. You strive to provide comfort, happiness and security to your family. Even if something unfortunate were to happen to you,

More information

I want the best for my child. That s why, whether it s cricket, music, health or education, I always go to a specialist.

I want the best for my child. That s why, whether it s cricket, music, health or education, I always go to a specialist. Reliance Education Plan A non-linked, non-participating, child insurance plan I want e best for my child. That s why, wheer it s cricket, music, heal or education, I always go to a specialist. Reliance

More information

Secure your child s future. At every step. A savings plan to support your child s important milestones.

Secure your child s future. At every step. A savings plan to support your child s important milestones. Secure your child s future. At every step. A savings plan to support your child s important milestones. What are the key features of the plan? Guaranteed annual payouts to fund important milestones Bonuses

More information

Save, Secure and Prosper. IndiaFirst Simple Benefit Plan (Non Linked Individual Participating Endowment Plan)

Save, Secure and Prosper. IndiaFirst Simple Benefit Plan (Non Linked Individual Participating Endowment Plan) Save, Secure and Prosper IndiaFirst Simple Benefit Plan (Non Linked Individual Participating Endowment Plan) Before You Start Reading Important Note IndiaFirst Simple Benefit Plan is referred to as the

More information

Birla Sun Life Insurance Savings Plan

Birla Sun Life Insurance Savings Plan GENERAL In this contract, you or your will refer to the owner of this policy and we, us, our, insurer or the company will refer to, or any of its successors. Free-Look Period You will have the right to

More information

Pay less, get more insurance. Smart isn t it? Cheaper, faster, simpler life insurance. Available only online.

Pay less, get more insurance. Smart isn t it? Cheaper, faster, simpler life insurance. Available only online. Pay less, get more insurance. Smart isn t it? Cheaper, faster, simpler life insurance. Available only online. Insurance is about protecting your loved ones against an untimely loss. It is about securing

More information

Super Saver Bond Non participating limited pay money back plan

Super Saver Bond Non participating limited pay money back plan Super Saver Bond Non participating limited pay money back plan UIN 104N025V01 PLAN DETAILS Entry ages 18 to 55 year Maximum maturity age 65 year Plan term 10 years Premium payment term 8 years Sum Assured

More information

Get more Cover Pay Limited Premiums

Get more Cover Pay Limited Premiums Get more Cover Pay Limited Premiums Flexibility Limited Premium Payment Term of 7 & 10 years Convenience Available with No Medicals* New & Improved HDFC Life ClassicAssure Plus Security And Prosperity

More information

Canara HSBC Oriental Bank of Commerce Life Insurance esmart Term Plan UIN 136N023V01 TERMS AND CONDITIONS

Canara HSBC Oriental Bank of Commerce Life Insurance esmart Term Plan UIN 136N023V01 TERMS AND CONDITIONS Canara HSBC Oriental Bank of Commerce Life Insurance esmart Term Plan UIN 136N023V01 TERMS AND CONDITIONS 1. Introduction, Interpretation & Definitions 1.1. Introduction: This Policy document evidences

More information

Invest Assure. Invest Assure. Bajaj Allianz. A Non-Linked Endowment Plan. Plan that keeps future safe without ifs and buts

Invest Assure. Invest Assure. Bajaj Allianz. A Non-Linked Endowment Plan. Plan that keeps future safe without ifs and buts Bajaj Allianz Invest Assure A Non-Linked Endowment Plan Plan that keeps future safe without ifs and buts Assuring protection with financial benefits! It takes only a moment to make promises and a lifetime

More information

Reliance Super Five Plus

Reliance Super Five Plus Reliance Super Five Plus bonus for 10 years pay for only 5 years money back after 5 years Reliance Super Five Plus Reliance Super Five Plus is the key to all your financial needs. You get a desired lump

More information

life insurance a plan that gives me money at regular intervals and secures my future in the long term too Bharti AXA Life SaveConfident

life insurance a plan that gives me money at regular intervals and secures my future in the long term too Bharti AXA Life SaveConfident life insurance a plan that gives me money at regular intervals and secures my future in the long term too Bharti AXA Life SaveConfident In life, all your financial needs don t arrive at your doorstep at

More information

HEADSTART. CHILD ASSURE Unit Linked Life Insurance Plan. Ab Chotu Jo Chahe Woh Banega

HEADSTART. CHILD ASSURE Unit Linked Life Insurance Plan. Ab Chotu Jo Chahe Woh Banega HEADSTART CHILD ASSURE Unit Linked Life Insurance Plan Ab Chotu Jo Chahe Woh Banega KOTAK HEADSTART CHILD ASSURE Unit Linked Life Insurance Plan Your child is your joy, your pride and your world, and you

More information

Super Saver. Bajaj Allianz Super Saver. A Savings Insurance Plan. Bajaj Allianz

Super Saver. Bajaj Allianz Super Saver. A Savings Insurance Plan. Bajaj Allianz Bajaj Allianz Super Saver A Savings Insurance Plan Bajaj Allianz Super Saver Regular saving for a safer tomorrow Regular saving is the best tool to protect ones family. We at Bajaj Allianz Life Insurance

More information

Life can be complex. Your Life Insurance shouldn t be.

Life can be complex. Your Life Insurance shouldn t be. Future Generali Saral Bima Life can be complex. Your Life Insurance shouldn t be. This is a Non-Linked, Non-Participating, Regular Premium, Endowment Insurance Plan. Future Generali Saral Bima is an insurance

More information

PART B. An accident is a sudden, unforeseen and involuntary event caused by external, visible and violent means.

PART B. An accident is a sudden, unforeseen and involuntary event caused by external, visible and violent means. UIN (107B019V01) PART B A. DEFINITIONS: 1. Accident: An accident is a sudden, unforeseen and involuntary event caused by external, visible and violent means. 2. Claimant: Means, the Policyholder; or the

More information

Birla Sun Life Insurance Vision Endowment Plan

Birla Sun Life Insurance Vision Endowment Plan GENERAL In this contract, you or your will refer to the owner of this policy and we, us, our, insurer or the company will refer to, or any of its successors. Free-Look Period You will have the right to

More information

This rider helps your family tide over the difficult times in case you are not around by assuring a monthly income for a fixed period of 10 years.

This rider helps your family tide over the difficult times in case you are not around by assuring a monthly income for a fixed period of 10 years. SUD Life Family Income Benefit Rider - Traditional A Traditional Protection Oriented Rider Star Union Dai-ichi Life brings you Family Income Benefit Rider - Traditional, which provides financial protection

More information

Cover that cares about your loved ones. IDBI Federal Termsurance Life Protection Insurance Plan is a non-linked non-participating Term Insurance Plan

Cover that cares about your loved ones. IDBI Federal Termsurance Life Protection Insurance Plan is a non-linked non-participating Term Insurance Plan Cover that cares about your loved ones. IDBI Federal Termsurance Life Protection Insurance Plan is a non-linked non-participating Term Insurance Plan Happiness and security for our family is something

More information

Aapki Zaroorat - Education Funding Edelweiss Tokio Life EduSave [A Non-Linked Participating Life Insurance Plan]

Aapki Zaroorat - Education Funding Edelweiss Tokio Life EduSave [A Non-Linked Participating Life Insurance Plan] Aapki Zaroorat - Education Funding Edelweiss Tokio Life EduSave [A Non-Linked Participating Life Insurance Plan] Toll Free : 1800 2121212 Email : care@edelweisstokio.in Visit us at www.edelweisstokio.in

More information

SOW A SEED TODAY. REAP REGULAR PAY-OUTS TOMORROW. INTRODUCING AEGON LIFE REGULAR MONEY BACK INSURANCE PLAN.

SOW A SEED TODAY. REAP REGULAR PAY-OUTS TOMORROW. INTRODUCING AEGON LIFE REGULAR MONEY BACK INSURANCE PLAN. SOW A SEED TODAY. REAP REGULAR PAY-OUTS TOMORROW. INTRODUCING AEGON LIFE REGULAR MONEY BACK INSURANCE PLAN. ARE YOU CONCERNED ABOUT: Financial security of your family in case of your absence Generating

More information

Reliance Life Insurance Smart Maturity Benefit Plan

Reliance Life Insurance Smart Maturity Benefit Plan Reliance Life Insurance Smart Maturity Benefit Plan Turn one small investment today, in to big benefit tomorrow You find yourself busy in the daily rush of activities and often pause to think whether you

More information

Safeguard your family's future against life's uncertainties

Safeguard your family's future against life's uncertainties Safeguard your family's future against life's uncertainties Birla Sun Life Insurance Easy Protect Plan A traditional term insurance plan INTRODUCING BSLI Easy Protect Plan You are successful in your career

More information

Some times you get much more than you expect

Some times you get much more than you expect Some times you get much more than you expect Birla Sun Life Insurance Vision Endowment Plan A traditional participating life insurance plan In a time when everything is so uncertain, there's nothing more

More information

isecure Loan A Non-Participating Mortgage Cover Term Assurance Plan

isecure Loan A Non-Participating Mortgage Cover Term Assurance Plan Bajaj Allianz isecure Loan A Non-Participating Mortgage Cover Term Assurance Plan Now financial burden will stay away from your family In an increasingly uncertain world, one needs to ensure that one s

More information

PAY ONLY ONCE AND GET...

PAY ONLY ONCE AND GET... PAY ONLY ONCE AND GET... * T&C11 *Conditions apply You want to enjoy life without any tension or worries. But you can only do so when your tomorrow is assured. This assurance gives you the freedom to enjoy

More information

Annexure E (ii) SUD Life Group Savings Linked Insurance Scheme

Annexure E (ii) SUD Life Group Savings Linked Insurance Scheme Sales Literature Group Insurance schemes are a cost effective way of insuring large groups of persons pursuing common interests or involved in similar occupations. The is a scheme which can insure both

More information