Other u please specify. National Insurance number

Save this PDF as:
Size: px
Start display at page:

Download "Other u please specify. National Insurance number"

Transcription

1 Application reference number For office use only Benefit Crystallisation Event Request applying for an annuity with another provider *SFBCY0400F* For use with the Collective Retirement Account (CRA) For use by financial advisers only This form should be used where the whole of your CRA is to be used to provide an annuity, with or without a tax-free lump sum, or where part of the crystallised amount is to be used to purchase an annuity. Before completing this form you should seek guidance from your financial adviser, who will be able to make available the latest valuation statement of your CRA. NOTE Guidance notes It is important that you read the guidance notes at the back of this form. They explain how to complete each section and contain details of any additional documents we need. The amount of money you must retain in your account following any withdrawal is the greater of 10 of the entire fund value or x any outstanding Phased Initial Charge. If you are using your whole fund to purchase an annuity, any outstanding Phased Initial Charge will be deducted from your plan. Please complete this form using BLOCK CAPITALS only in blue or black ink. Once you have completed this form: Please sign the declaration and return the form to: Old Mutual Wealth Old Mutual House Portland Terrace Southampton SO14 7AY Please tick here if the annuity provider will be applying for your funds via the Options service. They will be able to confirm this to you. 1 Personal details Please quote your client reference number u if known Collective Retirement Account number Title Mr Mrs Miss Surname Other u please specify Full forename(s) Date of birth u ddmmyyyy National Insurance number Address Telephone number address Evidence of Age NOTE: If this is the first time you have taken benefits from the Collective Retirement Account, we must have evidence of your age. Please refer to the accompanying guidance notes at the back of this form for more information. 1 of 6

2 Please tick one of the following: 1) I wish to use all of my pension fund for annuity purchase (with pension commencement lump sum, where applicable) Ignore section 4. 2) I wish to use part of my pension fund for annuity purchase Ignore section 3. 2 Financial Adviser Statement this statement must be completed in order for Old Mutual Wealth to carry out the instruction on behalf on the client This is to confirm that I have provided my client with advice and discussed the appropriate risks in relation to this transaction. Financial Adviser Name Firm Name Signature Date u ddmmyyyy 3 Using all the pension fund for annuity purchase Pension commencement lump sum If you have uncrystallised funds in your account you can choose to receive part of these as a tax-free lump sum (a pension commencement lump sum). Please indicate the amount of pension commencement lump sum you wish to receive. Maximum Specified amount Nil Bank details Please indicate which bank account you wish your pension commencement lump sum to be paid into. We cannot make payments to third parties. Name of bank account holder BankBuilding society name Branch address of bankbuilding society u this must be a UK bankbuilding society account. BankBuilding society account number Sort code - - Building society roll number u if applicable. go to section 5 NOTE: Before we can make payment, we need to see proof of the bank account ownership. The proof can be a voided cheque or a copy of your bank account statement (certified as a true copy by your financial adviser). If you have online bank account statements, a printed copy certified by your adviser will suffice. 4 Partial annuity open market option NOTE: If you are purchasing an annuity using only part of your account, you can only use crystallised funds. The amount of crystallised funds that you can use for annuity purchase is subject to certain conditions. A minimum amount of the crystallised funds must remain in your CRA. The guidance notes for Section 4 describe these conditions in more detail. Please confirm how much of your crystallised funds you would like to use: go to section 5 2 of 6

3 5 Annuity provider details Provider name Address of annuity provider Annuity reference Annuity provider bank details Name of bank account holder Bank name Branch address of bank BankBuilding society account number Sort code Protection benefits u If you are not applying for any form of protection go to section 7 Tick to indicate the protection required Enhanced Protection Enhanced Lifetime Allowance Block Transfer Protection Primary Protection Individual Protection 2014 Fixed protection Fixed Protection 2016 Fixed Protection 2014 Individual Protection 2016 Please state your HM Revenue & Customs (HMRC) certificate number u you must enclose a copy of the certificate if this is the first application for protection made on Old Mutual Wealth s platform I confirm that my entitlement to protection indicated above has not been revoked Block Protection Please indicate which protection you wish to claim u you may tick both if you require both options Tax-free cash Low pension age Primary Protection Tax-free cash received to date Date u dd mm yyyyy Tax-free cash paid For office use only Date u dd mm yyyyy Tax-free cash paid Date u dd mm yyyyy Tax-free cash paid 3 of 6

4 7 Previous retirement events We cannot process this form if this section is not completed the guidance notes at the end will help you. You must tickcomplete ONE of the following: 7a i have never taken pension benefits from any provider, OR I have only taken pension benefits from my Old Mutual Wealth Collective Retirement Account OR 7b I have only taken pension benefits that started before 6 April 2006 The current annual pension I am receiving is Where this income is paid by income withdrawal, please show the current annual maximum income you are allowed to take. OR 7c I have only taken pension benefits since 5 April 2006 The total percentage of the Standard Lifetime Allowance used up by pension benefits started after 5 April 2006 is OR 7d I have taken benefits both before and after 5 April 2006 The total percentage of the Standard Lifetime Allowance used up by pension benefits started after 5 April 2006 is The first time I took pension benefits after 5 April 2006 was u ddmmyyyy Please tick one of the following: On this date I had already started taking pension benefits, and these are included in the Lifetime Allowance percentage provided above. On this date I was already receiving an annual pension of is not included in the Lifetime Allowance percentage given above., which started before 6 April 2006 but Only complete the following if you have ever taken a scheme pension from a money purchase scheme and this is not included in any lifetime allowance figure provided above. Your financial adviser will be able to confirm whether this applies to you. Please state: (a) The purchase price of the scheme pension from the money purchase scheme. (b) The tax free cash lump sum taken with this. (c) The date this occurred. u ddmmyyyy 8 Insufficient Lifetime Allowance You do not need to complete this section if you are claiming Enhanced Protection. If the amount being used to provide benefits is greater than your remaining Lifetime Allowance, please specify how the excess is to be paid: to be taken as cash lump sum.u only applicable before age 75. to be taken as income Total u these percentages must total 100. Please note that a tax charge will be due on the excess amount, more information is in the guidance notes. 9 Declaration I request and consent to the payment of benefits set out in this form. I declare that: 1. I have read the attached guidance notes and I understand the figures quoted in my valuation are subject to change. 2. The information supplied by me is true and complete to the best of my knowledge as at the date of this Declaration. 3. I will inform Old Mutual Wealth Life & Pensions Limited of any change to the information provided occurring after the date of this Declaration and before the Benefit Crystallisation Event takes place. 4. I understand that any false statement may result in HM Revenue & Customs imposing penalties on me. 5. I understand that a Lifetime Allowance Charge, where applicable, will be deducted from my CRA and paid to HM Revenue & Customs. 6. I agree that I will indemnify Old Mutual Wealth Life & Pensions Limited against any liability to pay any tax or other charges which occur due to the provision of false or misleading information. 7. Any payment by Old Mutual Wealth Life & Pensions Limited of the benefits under this CRA shall constitute a full discharge from all liabilities and claims arising in respect of the pension monies applied in this Benefit Crystallisation Event request. 8. Any tax-free cash will not be used to fund further contributions to any registered pension scheme to the extent that either Old Mutual Wealth Life & Pensions Limited or I will suffer a tax liability. 9. If appropriate, Old Mutual Wealth has my authority to check with HM Revenue & Customs the details of any certificate I supply. Name u please print Signature Date u ddmmyyyy *SFBCY0400X* 4 of 6

5 Guidance notes Section 1 - Personal details Enter your details in this section. Evidence of Age If this is the first time you have taken benefits from the Collective Retirement Account, we must have evidence of your date of birth. We will require one of the following: your photocard driving licence your passport (Your driving licence or passport must be valid and must not have expired.) your birth certificate (If your name is currently different from your birth certificate, we will require evidence of the change of name for example your marriage certificate or change of name deed) a Confirmation of Verification of Identity (CoVI) from your financial adviser If you are making this application through a financial adviser, there is no need to send your original document to us in the post. You can provide the relevant document to your financial adviser, who can then either: declare that they have seen the appropriate evidence of your age using the option on our online system, or provide us with a certified copy of the document for our files. Section 2 - Financial Adviser Statement This statement must be completed by your financial adviser. Section 3 - Using the pension fund for annuity purchase Complete this section if you wish to use ALL of your pension fund to purchase an annuity. Section 4 Partial annuity open market option If you are purchasing an annuity using part of your account, you can only use the crystallised part of your CRA. If you do not have sufficient crystallised funds to cover the annuity purchase you will have to move further money into your crystallised funds by completing the form Benefit Crystallisation Event Request Income Drawdown. The amount of money you must retain in your account following any withdrawal is the greater of 10 of the entire fund value or x any outstanding Phased Initial Charge. Section 5 Annuity provider details Please enter the details of the annuity provider that you would like us to send your funds to. We will need their bank details to make the payment to them electronically. Section 6 Protection benefits If you have claimed Lifetime Allowance Protection (ie Enhanced, Primary or Fixed Protection, Fixed Protection 2014 or Individual Protection 2014, Fixed Protection 2016 and Individual Protection 2016) please complete this section and supply a copy of your Certificate of Lifetime Allowance Protection provided by HM Revenue & Customs (HMRC). Block transfer protection If you have a right to a tax-free cash lump sum greater than 25 or to take benefits earlier than age 55, please tick the relevant box under the heading Block Transfer Protection. Please note you will lose your right to block protection by taking a partial open market option. We recommend you speak to your financial adviser for further information on any protection you may be entitled to. Section 7 Previous retirement events Only complete section 7 if you are receiving, or have received in the past, any benefits from any pension arrangements not including any State Pension payments. You will only need to complete one part, 7a, 7b, 7c or 7d as applicable to you. Part 7a I have never taken pension benefits from any provider, or I have only taken pension benefits from my Old Mutual Wealth Collective Retirement Account Select this option if you have never taken pension benefits with any provider OR all of your crystallised pension funds are held in Collective Retirement Accounts with Old Mutual Wealth. We will then use the information we hold in respect of your Lifetime Allowance usage. Part 7b I have only taken pension benefits that started before 6 April 2006 If you are in receipt of a pension benefit that started before 6 April 2006, and have not taken any other pension benefits since then, please complete part 7b. Complete the total current annual pension payable to you currently. If this pension is from an income withdrawal arrangement we need to know the maximum annual gross income you are allowed to take each year. If in doubt about this figure check with the pension provider or your financial adviser. Part 7c I have only taken pension benefits since 5 April 2006 If you have taken benefits since 5 April 2006, please complete part 7c. The pension provider will have given you a letter showing you the percentage of the Standard Lifetime Allowance used up when you started to take pension benefits after this date. Please state the total percentage of the Standard Lifetime Allowance used to date in respect of pension benefits started after 5 April Part 7d I have taken benefits both before and after 5 April 2006 Please state the total percentage of the Standard Lifetime Allowance used up when you started to take pension benefits after this date (as outlined above in Part 7c). If you are also receiving a pension that started before 6 April 2006, please tell us how much it was paying you when you first took other pension benefits after 5 April For example, if the first pension benefit you took after 5 April 2006 was on 5 June 2007, and at that date the value of a pension you started to take in 2005 was paying you 10,000 per year, you would enter 5 June 2007 and 10,000. Section 8 Insufficient Lifetime Allowance The Standard Lifetime Allowance will be 1 million from 6 April. This is the value of tax privileged pension savings each individual is able to make in their lifetime. Some individuals have a higher Lifetime Allowance (see Section 5 Protection benefits). If the amount you accrue exceeds your Lifetime Allowance, the excess will be subject to a tax charge. If you choose to take the excess funds above the Lifetime Allowance as a cash lump sum, a charge of 55 will be deducted before the balance is paid to you. If you choose to take the excess funds as income, the charge will be 25 and the income will be subject to income tax. The charge will be deducted by Old Mutual Wealth and paid to HMRC. For example, if your account is valued at 500,000 and you use all of it to provide benefits and your available Lifetime Allowance is 400,000, the excess would be 100,000. Please indicate whether you require any excess to be paid as a cash lump sum, income or a combination of both. Please note that it is not possible to take a lump sum in respect of funds which are already crystallised. Section 9 Declaration This section is for you to sign, declaring that you understand and agree various points. The information given on this form is based on our understanding of pension and taxation legislation. Old Mutual Wealth Life & Pensions Limited does not accept any liability for any loss arising from the misunderstanding of the information provided or omissions therein. All benefits are payable in accordance with the Terms and Conditions of the Collective Retirement Account. To make a false statement knowingly may be considered tax evasion by HMRC and could result in legal action against you. Old Mutual Wealth Life & Pensions Limited recommends that investors seek financial advice when instructing a Benefit Crystallisation Event. 5 of 6

6 Calls may be monitored and recorded for training purposes and to avoid misunderstandings. Old Mutual Wealth is the trading name of Old Mutual Wealth Limited which provides an Individual Savings Account (ISA) and Collective Investment Account (CIA) and Old Mutual Wealth Life & Pensions Limited which provides a Collective Retirement Account (CRA) and Collective Investment Bond (CIB). Old Mutual Wealth Limited and Old Mutual Wealth Life & Pensions Limited are registered in England and Wales under numbers and respectively. Registered Office at Old Mutual House, Portland Terrace, Southampton SO14 7EJ, United Kingdom. Old Mutual Wealth Limited is authorised and regulated by the Financial Conduct Authority. Old Mutual Wealth Life & Pensions Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Their Financial Services register numbers are and respectively. VAT number When printed by Old Mutual this item is produced on a mixed grade material, which uses a combination of recycled wood or paper fibre from controlled sources and virgin fibre sourced from well-managed, sustainable forests. PDF April of 6

WITHDRAWAL/CLOSURE FORM

WITHDRAWAL/CLOSURE FORM *SFCIBWC01F* WITHDRAWALCLOSURE FORM for use with the Collective Investment Bond (CIB) WITH THIS FORM YOU CAN: close an entire CIB... section 3 make a withdrawal by selling individual policies... section

More information

SIPP benefit form income drawdown and lump sum payments

SIPP benefit form income drawdown and lump sum payments SIPP ISA Dealing Junior ISA SIPP benefit form income drawdown and lump sum payments Please complete this form if you want to access your pension and take income as lump sums or income drawdown. If you

More information

SIPP benefit form annuity

SIPP benefit form annuity SIPP ISA Dealing Junior ISA SIPP benefit form annuity This benefit form must be completed if you wish to purchase a lifetime annuity and would like AJ Bell Youinvest to pay you a tax free lump sum. Please

More information

Individual Savings Account (ISA), Collective Investment Account (CIA), Collective Retirement Account (CRA) and Collective Investment Bond (CIB)

Individual Savings Account (ISA), Collective Investment Account (CIA), Collective Retirement Account (CRA) and Collective Investment Bond (CIB) ONGOING Adviser FEE Authorisation Individual Savings Account (ISA), Collective Investment Account (CIA), Collective Retirement Account (CRA) and Collective Investment Bond () *APAFA0100F* March 2016 With

More information

Halifax Share Dealing SIPP

Halifax Share Dealing SIPP Halifax Share Dealing SIPP Benefit form - income drawdown and lump sum payments Please complete this form if you want to access your pension and take benefits as a lump sum or income drawdown. If you want

More information

SIPP benefit form drawdown and lump sum payments

SIPP benefit form drawdown and lump sum payments Stockbrokers SIPP benefit form drawdown and lump sum payments Please complete this form if you want to access your pension and take benefits as a lump sum or income drawdown. If you want to take an annuity

More information

SIPP benefit form annuity purchase discharge form

SIPP benefit form annuity purchase discharge form Stockbrokers SIPP benefit form annuity purchase discharge form This benefit form must be completed if you wish to purchase a lifetime annuity and would like AJ Bell Management Limited to pay you a tax

More information

Halifax Share Dealing SIPP

Halifax Share Dealing SIPP Halifax Share Dealing SIPP Benefit form - annuity purchase discharge form This benefit form must be completed if you wish to purchase a lifetime annuity and would like AJ Bell Management Limited to pay

More information

Benefi t Form Income Drawdown and Lump Sum Payments. IWeb Share Dealing Self Invested Personal Pension

Benefi t Form Income Drawdown and Lump Sum Payments. IWeb Share Dealing Self Invested Personal Pension Benefi t Form Income Drawdown and Lump Sum Payments IWeb Share Dealing Self Invested Personal Pension Benefi t Form Important tes Please complete this form if you want to access your pension and take benefits

More information

WITHDRAWING MONEY PURCHASE FUNDS

WITHDRAWING MONEY PURCHASE FUNDS WITHDRAWING MONEY PURCHASE FUNDS WITHDRAWING MONEY PURCHASE FUNDS Pension commencement lump sum plus annuity Uncrystallised funds pension lump sum Flexi -access drawdown Small pots PRESERVE YOUR FUTURE

More information

Benefi t Form annuity purchase discharge. Bank of Scotland Share Dealing Self Invested Personal Pension

Benefi t Form annuity purchase discharge. Bank of Scotland Share Dealing Self Invested Personal Pension Benefi t Form annuity purchase discharge Bank of Scotland Share Dealing Self Invested Personal Pension Benefi t Form This benefit form must be completed if you wish to purchase a lifetime annuity and would

More information

ANNUITY OPEN MARKET OPTION REQUEST

ANNUITY OPEN MARKET OPTION REQUEST ANNUITY OPEN MARKET OPTION REQUEST Please complete in block capitals and in black ink, ticking boxes where appropriate and return it to: Astute Trustee Services Limited, 45 Berry Lane, Longridge, Preston,

More information

SIPP benefit form drawdown and lump sum payments

SIPP benefit form drawdown and lump sum payments TD Direct Investing SIPP benefit form drawdown and lump sum payments SIPP benefit form drawdown and lump sum payments Please complete this form if you want to access your pension and take benefits as a

More information

APPLICATION FOR A COLLECTIVE INVESTMENT ACCOUNT (CIA)

APPLICATION FOR A COLLECTIVE INVESTMENT ACCOUNT (CIA) APPLICATION FOR A COLLECTIVE INVESTMENT ACCOUNT (CIA) Individual or joint applicants Financial adviser details Name of individual Name of firm Address and postcode of firm Financial Services *APIPC0700F*

More information

Please use BLOCK CAPITALS only and blue or black ink, ticking boxes where appropriate.

Please use BLOCK CAPITALS only and blue or black ink, ticking boxes where appropriate. TD Direct Investing SIPP benefit form - annuity purchase discharge form SIPP benefit form - annuity purchase discharge form This benefit form must be completed if you wish to purchase a lifetime annuity

More information

THE SIT SIPP. Self Invested Personal Pension. Benefit Form drawdown and lump sum payments

THE SIT SIPP. Self Invested Personal Pension. Benefit Form drawdown and lump sum payments THE SIT SIPP Self Invested Personal Pension Benefit Form drawdown and lump sum payments The SIT SIPP Benefit Form - drawdown and lump sum payments Please complete this form if you want to access your pension

More information

Self Invested Personal Pension. Benefit Form Annuity Purchase

Self Invested Personal Pension. Benefit Form Annuity Purchase Self Invested Personal Pension Benefit Form Annuity Purchase Important notes Taking benefi ts from your pension is an important decision. We recommend that you take advice from a regulated fi nancial adviser

More information

THE SIT SIPP. Self Invested Personal Pension. Benefit Form annuity purchase discharge form

THE SIT SIPP. Self Invested Personal Pension. Benefit Form annuity purchase discharge form THE SIT SIPP Self Invested Personal Pension Benefit Form annuity purchase discharge form The SIT SIPP Benefit Form - annuity purchase discharge form This benefit form must be completed if you wish to purchase

More information

CONFIRMATION OF VERIFICATION OF IDENTITY (COVI)

CONFIRMATION OF VERIFICATION OF IDENTITY (COVI) CONFIRMATION OF VERIFICATION OF IDENTITY (COVI) Where required to support Old Mutual Wealth applications submitted online. Please note: this form cannot be used for the Offshore Collective Investment Bond

More information

PENSION ENCASHMENTS AND SMALL POTS ADVISED NON-GMP CASES

PENSION ENCASHMENTS AND SMALL POTS ADVISED NON-GMP CASES PENSION ENCASHMENTS AND SMALL POTS ADVISED NON-GMP CASES IMPORTANT INFORMATION Please read this section carefully before completing this application form. This form can only be used where you are taking

More information

Self Invested Personal Pension. Benefit Form Uncrystallised Funds Pension Lump Sum (UFPLS)

Self Invested Personal Pension. Benefit Form Uncrystallised Funds Pension Lump Sum (UFPLS) Self Invested Personal Pension Benefit Form Uncrystallised Funds Pension Lump Sum (UFPLS) Important notes Taking benefi ts from your pension is an important decision. We recommend that you take advice

More information

Small Self Administered Scheme. Benefit Form Uncrystallised Funds Pension Lump Sum (UFPLS)

Small Self Administered Scheme. Benefit Form Uncrystallised Funds Pension Lump Sum (UFPLS) Small Self Administered Scheme Benefit Form Uncrystallised Funds Pension Lump Sum (UFPLS) Important notes Taking benefi ts from your pension is an important decision. We recommend that you take advice

More information

Benefit crystallisation event application form (capped drawdown)

Benefit crystallisation event application form (capped drawdown) For customers Benefit crystallisation event application form (capped drawdown) This form should only be used if you re making an additional designation into an existing capped drawdown account or choosing

More information

KEY FEATURES OF YOUR BUYOUT BOND ILLUSTRATION KEY FEATURES. and Conditions, available from your financial adviser.

KEY FEATURES OF YOUR BUYOUT BOND ILLUSTRATION KEY FEATURES. and Conditions, available from your financial adviser. 00000 Old Mutual Wealth Life Assurance Limited is a provider of long-term life assurance. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential

More information

Top up my. user guide. This is a guide on how to top up your Collective Investment Account on the online Customer Centre

Top up my. user guide. This is a guide on how to top up your Collective Investment Account on the online Customer Centre Top up my Collective Investment Account user guide This is a guide on how to top up your Collective Investment Account on the online Customer Centre Contents Contents 2 Starting from the My Accounts page

More information

Retirement Account. Application Form (Where no Flexible Account is required) No ID or age evidence required. For Financial Adviser completion only

Retirement Account. Application Form (Where no Flexible Account is required) No ID or age evidence required. For Financial Adviser completion only This form is only suitable when applying for two or more plans. If applying for one plan, please use the standalone form for that plan only. No ID or age evidence required Retirement Account Application

More information

Open Market Option Application Form

Open Market Option Application Form Guaranteed Pension Annuity Open Market Option Application Form 1. QUOTE DETAILS Quote reference Official use only Application Number 2. YOUR PERSONAL DETAILS (THE ANNUITANT) Full name including title (Please

More information

1.5 Do you have a National Insurance number? You can find this on a payslip or a letter from HMRC or DWP. Mobile

1.5 Do you have a National Insurance number? You can find this on a payslip or a letter from HMRC or DWP. Mobile The FundsNetwork Pension Uncrystallised Funds Pension Lump Sum withdrawal form Please complete the form in BLOCK CAPITALS using black ink. You should use this form to take an Uncrystallised Funds Pension

More information

New business and top-ups. Application and illustration user guide

New business and top-ups. Application and illustration user guide COLLECTIVE INVESTMENT Account New business and top-ups Application and illustration user guide Contents. Your advice. Contribution details 3. Fund selection 4. Application options 5. Payment details 6.

More information

THE GHC FOUNDATION SIPP

THE GHC FOUNDATION SIPP THE GHC FOUNDATION SIPP APPLICATION FORM GHC Foundation SIPP is operated by Intelligent Money, authorised and regulated by the Financial Conduct Authority FCA number 219473 and registered in England and

More information

Death Benefit Request Form

Death Benefit Request Form Death Benefit Request Form For commencing benefits to a beneficiary when a member has died. This form should be completed and signed by the nominated beneficiary. We require a separate form to be completed

More information

Small lump sum claim form. Individual pension plan

Small lump sum claim form. Individual pension plan Small lump sum claim form Individual pension plan Your guide to small lump sum payments You are entitled to free guidance about your retirement options. The Government has set up a free guidance service

More information

pension income plus pension income plus annuity Annuity

pension income plus pension income plus annuity Annuity No ID or age evidence required pension income plus pension income plus annuity Annuity Application Form For Financial Adviser completion only Adviser Financial Services Register number Adviser email address

More information

A GUIDE TO INCOME TAX AND YOUR PENSION

A GUIDE TO INCOME TAX AND YOUR PENSION A GUIDE TO INCOME TAX AND YOUR PENSION Contents INTRODUCTION 3 Key FACTS 3 YOUR PENSION WITHDRAWALS: WHAT S TAXABLE? 4 The tax-free element of your withdrawals 4 The taxable element of your withdrawals

More information

PROOF FOR INTERNAL USE ONLY. Open market option instruction. For customers and scheme trustees

PROOF FOR INTERNAL USE ONLY. Open market option instruction. For customers and scheme trustees For customers and scheme trustees Open market option instruction Please read these notes before filling in this instruction About this instruction Only complete this instruction if you want to use the

More information

Local Government Pension Scheme Hampshire Pension Fund Retirement declaration form Explanatory notes

Local Government Pension Scheme Hampshire Pension Fund Retirement declaration form Explanatory notes Local Government Pension Scheme Hampshire Pension Fund Retirement declaration form Explanatory notes Please read these notes before completing the enclosed form. What is the form about? You need to provide

More information

Annuity Open Market Option Request

Annuity Open Market Option Request SIPP Annuity Open Market Option Request JHAY0820 Application Guide This form is to be used when you wish to exercise the Open Market Option to purchase a lifetime annuity. James Hay Partnership will pay

More information

Transfer application form

Transfer application form For customers Guaranteed Pension Annuity (tax-free cash) Transfer application form Illustration number Agent number / Agent phone number Agent fax number Agent email address Page 1 of 12 Application checklist

More information

Helping you understand inheritance tax planning. We ll help you get there

Helping you understand inheritance tax planning. We ll help you get there Helping you understand inheritance tax planning investments pensions PROTECTION We ll help you get there As Benjamin Franklin said, In this world nothing is certain but death and taxes. Inheritance tax

More information

Pension Annuity Application Form

Pension Annuity Application Form Pension Annuity Application Form Page 1 Pension Annuity Application Form About this Application Form This Form is an application for a pension annuity plan with Just Retirement. In return for your pension

More information

Retirement Request Form Personal Pension Plans

Retirement Request Form Personal Pension Plans Retirement Request Form Personal Pension Plans Phoenix Ireland Please complete this form using BLOCK CAPITALS SECTION 1 Your Details Policy Number (s) PPS Number Forename (s) (In Full) Surname Address

More information

AXA Wealth. Uncrystallised funds pension lump sum benefit options. 1 of 5. When to use this form. Have you received advice or guidance?

AXA Wealth. Uncrystallised funds pension lump sum benefit options. 1 of 5. When to use this form. Have you received advice or guidance? AXA Wealth Uncrystallised funds pension lump sum benefit options When to use this form Please complete this form to confirm how you would like to take an uncrystallised funds pension lump sum if you have

More information

OLD MUTUAL WEALTH S ONLINE PLATFORM AND YOUR BACK-OFFICE SOFTWARE user guide

OLD MUTUAL WEALTH S ONLINE PLATFORM AND YOUR BACK-OFFICE SOFTWARE user guide For Financial Advisers use only OLD MUTUAL WEALTH S ONLINE PLATFORM AND YOUR BACK-OFFICE SOFTWARE user guide This guide shows you how to link your chosen back-office software with the Old Mutual Wealth

More information

CanRetire. Application new plan(s) (for single contributions and transfers only) Pension Investment Plan. Flexible Drawdown Plan

CanRetire. Application new plan(s) (for single contributions and transfers only) Pension Investment Plan. Flexible Drawdown Plan CanRetire Application new plan(s) (for single contributions and transfers only) Please enter the Personal Example reference number for your chosen product choice(s) FTIP Pension Investment Plan Flexible

More information

APPLICATION & INCOME PAYMENT FORM FOR ANNUITY QUOTATION REF: A Q INCLUDING EXISTING PRUDENTIAL PENSION FUND(S)

APPLICATION & INCOME PAYMENT FORM FOR ANNUITY QUOTATION REF: A Q INCLUDING EXISTING PRUDENTIAL PENSION FUND(S) APPLICATION & INCOME PAYMENT FORM FOR ANNUITY QUOTATION REF: A Q INCLUDING EXISTING PRUDENTIAL PENSION FUND(S) Please add the full reference for the annuity you are accepting. Please use black ink and

More information

For customers Aegon buyout plan with protected tax-free cash drawdown pension option

For customers Aegon buyout plan with protected tax-free cash drawdown pension option For customers Aegon buyout plan with protected tax-free cash drawdown pension option Please read these notes before filling in this form About this form Words in bold are defined terms that we explain

More information

PERSONAL PENSION (TOP UP PLAN) APPLICATION TO INCREASE CONTRIBUTIONS FOR OFFICE USE ONLY. Agency Number

PERSONAL PENSION (TOP UP PLAN) APPLICATION TO INCREASE CONTRIBUTIONS FOR OFFICE USE ONLY. Agency Number PERSONAL PENSION (TOP UP PLAN) APPLICATION TO INCREASE CONTRIBUTIONS Agency Number FOR OFFICE USE ONLY Arranged by: Application to increase contributions Did your adviser give you advice in respect of

More information

You can view your Old Mutual Wealth accounts using our online Customer Centre. This guide explains how to register and sign in.

You can view your Old Mutual Wealth accounts using our online Customer Centre. This guide explains how to register and sign in. How to register and sign in to the online Customer Centre user guide You can view your Old Mutual Wealth accounts using our online Customer Centre. This guide explains how to register and sign in. Contents

More information

investing with Old Mutual Wealth YOUR FINANCIAL JOURNEY We ll help you get there

investing with Old Mutual Wealth YOUR FINANCIAL JOURNEY We ll help you get there investing with Old Mutual Wealth YOUR FINANCIAL JOURNEY investments pensions PROTECTION We ll help you get there investing with Old Mutual Wealth YOUR FINANCIAL JOURNEY CONTENTS You and your adviser 3

More information

(Buyout and occupational pension schemes)

(Buyout and occupational pension schemes) For customers and scheme trustees Instruction to buy a pension from Aegon (Buyout and occupational pension schemes) About this form This is your instruction to buy a pension from Aegon. Aegon is a brand

More information

Application Form. Before you complete this form. For Intermediary completion only. No ID or age evidence required

Application Form. Before you complete this form. For Intermediary completion only. No ID or age evidence required No ID or age evidence required PENSION Pension Annuity Annuity Application Form Before you complete this form n n Please read the key features document, as it contains important information about your

More information

KEY FEATURES OF THE PERSONAL PENSION (TOP UP PLAN) Important information you need to read

KEY FEATURES OF THE PERSONAL PENSION (TOP UP PLAN) Important information you need to read KEY FEATURES OF THE PERSONAL PENSION (TOP UP PLAN) Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO GIVE YOU

More information

SIPP Flexi Access Drawdown Form

SIPP Flexi Access Drawdown Form SIPP Flexi Access Drawdown Form FLEXI-ACCESS DRAWDOWN FORM Please complete this form if you wish to draw Pension Commencement Lump Sum and access your benefits via Flexi-Access Drawdown. Please complete

More information

APPLICATION FORM. / / / PENSION ANNUITY. Once you ve completed this form, please return it to: Legal & General Annuities PO Box 809 Cardiff CF24 0YL

APPLICATION FORM. / / / PENSION ANNUITY. Once you ve completed this form, please return it to: Legal & General Annuities PO Box 809 Cardiff CF24 0YL PENSION ANNUITY APPLICATION FORM. Once you ve completed this form, please return it to: Legal & General Annuities PO Box 809 Cardiff CF24 0YL We will already have sent you a quote(s), illustrating the

More information

ABOUT YOUR buyout bond. Client guide and policy conditions (Ref BB6) We ll help you get there

ABOUT YOUR buyout bond. Client guide and policy conditions (Ref BB6) We ll help you get there ABOUT YOUR buyout bond Client guide and policy conditions (Ref BB6) investments pensions PROTECTION We ll help you get there contents About this guide 3 What is a Buyout Bond? 4 New responsibilities 4

More information

HSBC Loyalty Cash ISA Application, Cash Transfers In and Reactivation Form

HSBC Loyalty Cash ISA Application, Cash Transfers In and Reactivation Form LISA Tax year 2016/17 For Bank use only CIN HSBC Loyalty Cash ISA Application, Cash Transfers In and Reactivation Form Useful Guidance Please complete using black ink and BLOCK CAPITALS. Please initial

More information

SELECT SIPP. Taking pension benefits guide

SELECT SIPP. Taking pension benefits guide SELECT SIPP Taking pension benefits guide Please read this guide in conjunction with the Alliance Trust Savings Handbook and the appropriate Key Features documents. Alliance Trust Savings does not give

More information

KEY FEATURES OF THE INDIVIDUAL SAVINGS ACCOUNT

KEY FEATURES OF THE INDIVIDUAL SAVINGS ACCOUNT KEY FEATURES OF THE INDIVIDUAL SAVINGS ACCOUNT The Financial Conduct Authority is a financial services regulator. It requires us, Old Mutual Wealth, to give you this important information to help you decide

More information

Investment Funds ISA Transfer Application

Investment Funds ISA Transfer Application Investment Funds ISA Transfer Application How we will use your information Before continuing with this application, please read the information below which explains how we and others will use your personal

More information

SSAS SMALL SELF ADMINISTERED PENSION SCHEME

SSAS SMALL SELF ADMINISTERED PENSION SCHEME SSAS SMALL SELF ADMINISTERED PENSION SCHEME DEATH BENEFIT OPTIONS www.investacc.co.uk/ssas Introduction This is a basic guide to the options available on death of a member of an InvestAcc SSAS. It is not

More information

Compulsory Purchase Annuity

Compulsory Purchase Annuity Application form Who this form is for 0615 This form is for people who want to purchase a pension from Standard Life Filling in this form Before completing this form read the Key Features Document (CPA17)

More information

Just Retirement Fixed Term Annuity Application Form

Just Retirement Fixed Term Annuity Application Form Just Retirement Fixed Term Annuity Application Form You should make sure you ve read the Key Features Document and the Conditions of the Just Retirement Fixed Term Annuity before you apply. About this

More information

A clear guide to your retirement options. We ll help you get there

A clear guide to your retirement options. We ll help you get there A clear guide to your retirement options investments pensions PROTECTION We ll help you get there Contents If you are retiring soon 3 Things to consider 4 Your options at a glance 6 Tax-free lump sums

More information

Investment Funds ISA Application Form

Investment Funds ISA Application Form Investment Funds ISA Application Form Please select one of the following: Lump sum Regular saver investment Combined lump sum and regular saver investment Before completing this application form please

More information

Stocks & Shares ISA Transfer form Cazenove Investment Fund Company - B Class shares

Stocks & Shares ISA Transfer form Cazenove Investment Fund Company - B Class shares Stocks & Shares ISA Transfer form Cazenove Investment Fund Company - B Class shares For your own benefit and protection you should read carefully Cazenove Investment Fund Company s Key Investor Information

More information

COLLECTIVE INVESTMENT ACCOUNT

COLLECTIVE INVESTMENT ACCOUNT Key features of the COLLECTIVE INVESTMENT ACCOUNT The Financial Conduct Authority is a financial services regulator. It requires us, Old Mutual Wealth, to give you this important information to help you

More information

Stocks and Shares ISA. Application form 2015/16

Stocks and Shares ISA. Application form 2015/16 Stocks and Shares ISA Application form 2015/16 10057 Stocks and Shares ISA Application form 2015/16 You can also apply for a Stocks and Shares ISA online at www.alliancetrustsavings.co.uk/isa This form

More information

Stocks and Shares ISA (2015/2016)

Stocks and Shares ISA (2015/2016) Stocks and Shares ISA (2015/2016) Application form for single and/or monthly savings payments, up to 15,240. How to fill in this form: Please use black ink and write clearly inside the boxes provided using

More information

Full and Partial Cash-In Form

Full and Partial Cash-In Form Full and Partial Cash-In Form Full and Partial Cash-In Form Please use black ink and write in CAPITAL LETTERS or tick as appropriate. Any corrections must be initialled. Please do not use correction fluid

More information

Elite Retirement Account TM

Elite Retirement Account TM Elite Retirement Account TM Key Features of the Elite Retirement Account The Elite Retirement Account (ERA) is a Self Invested Personal Pension (SIPP). A SIPP is a personal pension that allows you greater

More information

Getting your deferment application form right. Use these notes to help you complete your student loan deferment application form

Getting your deferment application form right. Use these notes to help you complete your student loan deferment application form Getting your deferment application form right Use these notes to help you complete your student loan deferment application form If you need any help, please go to www.erudiostudentloans.co.uk or call us

More information

Online Accounts. Power of Attorney application form. Personal details. Donor. 1st Attorney. 3rd Attorney. 2nd Attorney

Online Accounts. Power of Attorney application form. Personal details. Donor. 1st Attorney. 3rd Attorney. 2nd Attorney Online Accounts Power of Attorney application form Please read these notes before you fill in this form The account will be operated strictly in accordance with the instructions confirmed within the Power

More information

Elite Retirement Account

Elite Retirement Account Elite Retirement Account Schedule of Fees & Services This document helps you understand the fees for establishing and administering a SIPP. It also provides you with a comprehensive guide to all costs,

More information

application form ECCLESIASTICAL INVESTMENT FUNDS Version 3

application form ECCLESIASTICAL INVESTMENT FUNDS Version 3 application form Version 3 Please complete all sections below and return to: Ecclesiastical Investment Management Limited, PO Box 3733, Swindon SN4 4BG Please note this form cannot be used for an Ecclesiastical

More information

Contents. Aims, commitments and risks. Questions and answers. Contributions. Transfers. Investments

Contents. Aims, commitments and risks. Questions and answers. Contributions. Transfers. Investments SIPP ISA Dealing Junior ISA SIPP key features The Financial Conduct Authority is the independent financial services regulator. It requires us, AJ Bell Management Limited, to give you this important information

More information

ISA Application Form (including Back-to-Back ISA option)

ISA Application Form (including Back-to-Back ISA option) Private Investors ISA Application Form (including Back-to-Back ISA option) Please note that with effect from 1 July 2014, all Individual Savings Accounts are called New ISAs or NISAs This ISA Application

More information

Deferred Benefits Claim Form - (AW8P)

Deferred Benefits Claim Form - (AW8P) Deferred Benefits Claim Form - (AW8P) Before completing this form please read the Retirement Booklet and the guidance notes at the back of this form Part 1 - Scheme Reference Number Please enter your NHS

More information

Retirement Options Personal Retirement Savings Account (PRSA)

Retirement Options Personal Retirement Savings Account (PRSA) Retirement Options Personal Retirement Savings Account (PRSA) Intermediary Name Financial Advisor Name Intermediary Number By completing and returning this form, you are instructing Zurich Life Assurance

More information

BP Individual Savings Account Transfer Application Form

BP Individual Savings Account Transfer Application Form HNTRFP BP Individual Savings Account Transfer Application Form Notes on completing this form Please read the BP Corporate ISA Brochure and Corporate ISA Terms and Conditions before completing this form.

More information

Triodos Bank. Ethical Stocks and Shares ISA application form.

Triodos Bank. Ethical Stocks and Shares ISA application form. Triodos Bank. Ethical Stocks and Shares ISA application form. This is an application for a Triodos Ethical Stocks and Shares ISA for the tax year 2015/2016 and each subsequent year until further notice.

More information

Stocks and Shares ISA to Loyalty Cash ISA Transfer Form

Stocks and Shares ISA to Loyalty Cash ISA Transfer Form Stocks and Shares ISA to Loyalty Cash ISA Transfer Form Useful Guidance Please complete using black ink and BLOCK CAPITALS. Please initial any alterations, as the use of correction fluid could invalidate

More information

FP Matterley Investment Funds

FP Matterley Investment Funds FP Matterley Investment Funds ISA Transfer Application Form For completion by the introducing intermediary (if applicable) Advised Investment* Non-advised Investment* *Please tick as appropriate 1. Personal

More information

Retirement Options ESI-Tran Buy-Out Bond Personal Retirement Bond

Retirement Options ESI-Tran Buy-Out Bond Personal Retirement Bond Retirement Options ESI-Tran Buy-Out Bond Personal Retirement Bond Intermediary Name Financial Advisor Name Intermediary Number By completing and returning this form, you are instructing Zurich Life Assurance

More information

HSBC Loyalty Cash ISA Application, Cash Transfers In and Reactivation Form

HSBC Loyalty Cash ISA Application, Cash Transfers In and Reactivation Form Online LISA Tax year 2014/15 For Bank use only HSBC Loyalty Cash ISA Application, Cash Transfers In and Reactivation Form Useful Guidance Please complete using black ink and BLOCK CAPITALS. Please initial

More information

E-ISA. Power of Attorney application form. Personal details. Donor. 1st Attorney Title: Mr, Mrs, Ms, Miss Other (please specify) Surname.

E-ISA. Power of Attorney application form. Personal details. Donor. 1st Attorney Title: Mr, Mrs, Ms, Miss Other (please specify) Surname. E-ISA Power of Attorney application form Please read these notes before you fill in this form The account will be operated strictly in accordance with the instructions confirmed within the Power of Attorney

More information

Complete this form to withdraw part or all of your benefit as a lump sum, roll over to another GESB account and/or to another complying super fund.

Complete this form to withdraw part or all of your benefit as a lump sum, roll over to another GESB account and/or to another complying super fund. Benefit access Gesb Super and West State Super SUP E R ANNUATION Complete this form to withdraw part or all of your benefit as a lump sum, roll over to another GESB account and/or to another complying

More information

FP Matterley Investment Funds II OEIC and Stocks and Shares ISA APPLICATION FORMS

FP Matterley Investment Funds II OEIC and Stocks and Shares ISA APPLICATION FORMS FP Matterley Investment Funds II OEIC and Stocks and Shares ISA APPLICATION FORMS FOR COMPLETION BY THE INTRODUCING INTERMEDIARY (IF APPLICABLE) Advised Investment* Non-advised Investment* *Please tick

More information

Triodos Bank. Ethical Stocks and Shares ISA application form.

Triodos Bank. Ethical Stocks and Shares ISA application form. Triodos Bank. Ethical Stocks and Shares ISA application form. This is an application for a Triodos Ethical Stocks and Shares ISA for the tax year 2016/2017 and each subsequent year until further notice.

More information

Guidance notes and application form for free school meals and school clothing grants

Guidance notes and application form for free school meals and school clothing grants Guidance notes and application form for free school meals and school clothing grants Please read these notes before you complete the application form. 1. PARENT / GUARDIAN If you are making a claim for

More information

New City Investment Manager (NCIM) ISA Application Form

New City Investment Manager (NCIM) ISA Application Form New City Investment Manager (NCIM) ISA Application Form SECTION 1 Personal Details This application will relate to the Tax Year commencing 6 April 20 and to any subsequent consecutive tax years in which

More information

Unicorn Application Form Institutional (B) Shares

Unicorn Application Form Institutional (B) Shares Unicorn Application Form Institutional (B) Shares Please complete this form with a ball point pen using BLOCK CAPITALS The form should be returned to Unicorn Asset Management Limited, Springfield Lodge,

More information

Pension benefits with a guarantee and the advice requirement

Pension benefits with a guarantee and the advice requirement Pension benefits with a guarantee and the advice requirement January 2016 This factsheet is intended to help pension scheme providers determine: whether certain types of pension benefits which contain

More information

TRUSTEE TRANSFER PLAN Policy Document

TRUSTEE TRANSFER PLAN Policy Document TRUSTEE TRANSFER PLAN Policy Document [2] POLICY DOCUMENT TRUSTEE TRANSFER PLAN Contents 1. Introduction 4 2. Payments to us 6 3. Charges 7 4. Benefits payable under the Policy 8 5. Investments under the

More information

FP WHEB Asset Management Funds

FP WHEB Asset Management Funds FP WHEB Asset Management Funds ISA Transfer Application Form For completion by the introducing intermediary (if applicable) Advised Investment* Non-advised Investment* *Please tick as appropriate 1. Personal

More information

Expert Managed Solution ISA Transfer Form

Expert Managed Solution ISA Transfer Form Expert Managed Solution ISA Transfer Form How we will use your information Before continuing with this application, please read the information below which explains how we and others will use your personal

More information

Online Fixed Rate Cash ISA Range

Online Fixed Rate Cash ISA Range Online Fixed Rate Range This document provides you with key information about s so that you can make an informed and confident choice about saving with a Skipton. s protect your savings interest from Personal

More information

Your guide to filling in the form

Your guide to filling in the form LEGAL & GENERAL INVESTOR PORTFOLIO SERVICE SELF DIRECTED NBS ONLINE INVESTMENTS TAX YEAR 2015/2016 ISA TRANSFER APPLICATION FORM. Complete and return this form to transfer an existing stocks and shares

More information

Additional contribution application form

Additional contribution application form 14P44 GROUP STAKEHOLDER PENSION PLAN Additional contribution application form You ll need to complete this application form to apply an additional regular contribution and/or single contribution to your

More information

Your application form

Your application form Your application form Guaranteed Annuity You can use this application if you want to set up a Retirement Advantage Guaranteed Annuity and: You have not applied for fixed, primary or enhanced protection

More information