1 Compass Group Benefits Department Online Benefits Center at Look Beyond Your Paycheck To be an employer of choice, Compass Group must offer a total compensation package that attracts and keeps the high caliber of associates we need to successfully compete in our fast-paced industry. Our package for salaried associates is competitive and comprehensive offering a wide range of benefits. Our Core Programs: Medical, Dental & Vision Health Care Spending Account Dependent Care Spending Account Commuter Benefits Program Associate, Spouse/Domestic Partner & Child Life Insurance Accidental Death & Dismemberment (AD&D) Short Term Disability (STD) Long Term Disability (LTD) Retirement/Savings Program: Matched 401(k) Plan Other Benefits: Online Benefits Center Wellness Program Voluntary Benefits Discount Marketplace Educational Assistance Program Internal Promotional Opportunities Manager Bonus Program Service Awards Business Travel Accident Insurance As you evaluate various employment opportunities and consider your future at Compass Group, we invite you to look beyond your paycheck to the other types of checks our compensation package could provide medical and dental claim reimbursement checks, disability checks, and the paycheck you receive for your paid time-off. Of course, salary is a primary factor in an employment decision. However, benefits also are an important source of financial protection for you and your family. The Core Benefits Program At Compass Group, each of our associates has very different benefit needs needs that will probably change as their personal lives change. So instead of offering one-size-fits-all benefits, the company offers choice through our flexible benefits program. To help you pay for the benefits package you may choose, the company gives you benefit credits that work like cash to assist in paying for benefit elections. Your benefit credits are based on your salary, your completed years of service, and the cost of your basic LTD coverage. Associates will be eligible for most benefits as of the first of the month following one month of service Full Time Salaried Benefits Summary
2 Eligible Dependents Under the Compass Group Program your eligible dependents include: Your lawful spouse. Your certified domestic partner. Your children, including stepchildren and children of your domestic partner up to age 26. Your unmarried children, age 26 or older, who are mentally or physically unable to care for themselves, but only if the disability arose at a time when the child could have been covered as a dependent under Compass Group s benefits. WELLNESS PROGRAM Compass Group provides programs to help you be healthy and stay healthy. Here are the key features of the program: 100% coverage for preventive care* in our medical, dental and vision plans for you and your dependents for services like annual check-ups/physicals, certain cancer screenings, mammograms, etc. After one year of service, full-time associates enrolled in a medical, dental or vision plan are eligible to receive up to three hours paid time-off, annually, to receive an annual exam. This paid time-off can t be used for dependent preventive care. The opportunity to take a free, confidential online Health Risk Assessment (HRA), administered by INTERVENT that gives you an outline of your health status. The HRA is a health and lifestyle questionnaire that highlights what you are doing well and suggests changes you can discuss with your doctor. Associates who complete the Health Risk Assessment (HRA) will receive a wellness credit toward their medical deductions. Associates can also earn an additional wellness credit if their spouse/domestic partner takes the HRA too. To receive the wellness credit, you and/and or your domestic partner must be enrolled in a Compass Group medical plan. After you take the HRA, you may participate in the Online Health Improvement Program and the Lifestyle Health Coaching Program** through INTERVENT. A Maternity Management Program**, administered by ActiveHealth Management that gives expectant mothers, who are enrolled in a Compass Group medical plan, pregnancy-related healthcare information. As an incentive, once the program is completed, credits are placed in an Employer-funded Spending Account Maternity Incentive $250 in the first trimester (pregnancy weeks one to 13) or $125 in the second trimester (pregnancy weeks 14 to 26). See page 6 to learn more about the other types of Spending Accounts. A Condition Management Program**, administered by ActiveHealth Management, which is designed to help you understand and manage a chronic health condition. ActiveHealth Management also administers the Tobacco Cessation Program** that provides free nicotine therapy, paired with coach-assisted support, to help you kick a nicotine habit. The Employee Assistance Program (EAP) administered by HealthAdvocate is designed to help eligible associates and their spouse/domestic partner, dependent children, parents and parents-in-law confidentially deal with personal issues that affect your health, family and work life. HealthAdvocate also provides a Healthcare Help Team to help you and eligible family members navigate the complex healthcare system. MEDICAL BENEFITS Depending on the geographic location, most associates will have two national provider networks to choose from through insurance carriers such as: Aetna, Blue Cross Blue Shield of North Carolina, Cigna and United Healthcare. Compass Group offers the Value Choice, Consumer Choice PPO, and Network Choice Plans in some areas a Regional HMO will be offered. If you live in an area where no networks are available, you will have the option of the Value Choice or the Outof-Area Plan. The cost and plan design will not vary among the national network providers. Associates choices can be made based on the doctors and hospitals that are in the provider s network. * To be covered as a preventive care service, the care must meet nationally recognized guidelines like minimum age and frequency rules. Contact your carrier for more information. ** This program is only available to associates and/or covered dependents enrolled in a Compass Group medical plan, except Regional HMOs. HMO participants should check with their carrier to verify the programs available Full Time Salaried Benefits Summary
3 Value Choice Plan Basic, limited coverage Great for those who might otherwise decline coverage Most cost-effective Plan Features In and Out-of-Network Calendar Year Deductible $250 Annual Plan Maximum* $2,000,000 a year Doctor Visit Coinsurance 70%, after deductible Specialist Visit Coinsurance 70%, after deductible Lifetime Plan Maximum Unlimited Consumer Choice PPO Plan Offers different levels of coverage in and out-of-network Annual deductible Most flexible plan offered with out-of-network coverage included Provides a Health Reimbursement Account HRA ($500 Associate only, $1,000 Associate plus Spouse/Domestic Partner Associate plus Child or $1,500 for Associate plus Family) Plan Features In-Network Out-of-Network Calendar Year Deductible $1,500 individual / $3,000 family $3,000 individual / $6,000 family Annual Out-of-Pocket Maximum** $4,500 individual / $9,000 family $9,000 individual / $18,000 family Doctor Visit Coinsurance 80%, after deductible 60%, after deductible Specialist Visit Coinsurance 80%, after deductible 60%, after deductible Lifetime Plan Maximum Unlimited Unlimited Network Choice Plan Offers extensive coverage for in-network providers only No annual deductible Higher associate contributions because it provides the highest level of coverage Plan Features In-Network Only Calendar Year Deductible N/A Annual Out-of-Pocket Maximum** $3,000 individual / $6,000 family Doctor Visit Copay $20.00 Specialist Visit Copay $45.00 Lifetime Plan Maximum Unlimited Out-of-Area Plan Indemnity plan can use any doctor or facility Annual deductible No network requirements Plan Features Calendar Year Deductible Annual Out-of-Pocket Maximum** Doctor Visit Coinsurance Specialist Visit Coinsurance Lifetime Plan Maximum * For all essential health services as defined by the Health Care Reform. ** Out-of-pocket maximum does not include prescription drugs. No Network Requirements $300 individual / $900 family $3,000 individual / $9,000 family 80%, after deductible 80%, after deductible Unlimited Bi-weekly Medical Costs* Associate Only Associate+Spouse/DP Associate+Child Associate+Family Value Choice Plan $40.00 $98.00 $92.00 $ Consumer Choice PPO Plan $64.00 $ $ $ Out-of-Area Plan $64.00 $ $ $ Network Choice Plan $92.00 $ $ $ * These costs are based on 26 bi-weekly pay cycles and do not reflect the wellness credit for completing the INTERVENT Health Risk Assessment (HRA) Full Time Salaried Benefits Summary
4 Prescription Coverage Compass Group has contracted with CVS CAREMARK to be the Pharmacy Benefit Manager (PBM) for the Value Choice, Network Choice and Out-of-Area Plans. Aetna provides the prescription drug coverage under the Consumer Choice PPO Plan. In addition, Regional HMOs may be available to you administer their own prescription drug coverage. If you enroll in the Value Choice, Network Choice or Out-of-Area Plans you ll receive a CVS CAREMARK ID card. Consumer Choice PPO Plan and Regional HMO participants will receive a combined medical and prescription ID card. You will need to present your ID card when you have a short-term prescription of 30 days or less filled at a local retail pharmacy. In the CVS CAREMARK Program, when you use the card at your local pharmacy for a one month supply, you pay $5 for generic drugs, 30% coinsurance for preferred drugs not to exceed $50, and 30% coinsurance for non-preferred drugs not to exceed $80. The mail order program provides prescription drugs for a three month supply at a per prescription cost of $12 for generic drugs, 30% coinsurance for preferred drugs not to exceed $125, and 30% coinsurance for non-preferred drugs not to exceed $200. In the Value Choice, Network Choice and Out-of-Area Plans, some maintenance medications used to treat chronic health conditions, such as diabetes or heart disease must be filled by mail order using CVS CAREMARK s Maintenance Choice Program. DENTAL BENEFITS You have the option to elect one of the following plans: The CIGNA Dental PPO Plan (Dental CORE Network) that provides comprehensive coverage for preventive, basic, and major treatments, as well as orthodontic care. The CIGNA Managed Care Dental Plan is a Dental Maintenance Organization (DMO), which is available to those who live within CIGNA s Dental Network area. After enrollment, you must contact CIGNA to choose a dentist for each covered family member. You are covered for dental services rendered only by the participating dentist selected. If you don t select a dentist, Cigna will assign one for you. You must use your assigned dentist. Claims submitted for a dentist other than your assigned dentist will not be paid. This chart compares coverage provided by the two dental plans: SERVICES COVERED PPO DENTAL PLAN BENEFITS MANAGED CARE DENTAL PLAN BENEFITS Annual benefit $1,500 per year, per person for all No benefit maximum limits Preventive, basic and major treatment levels combined Preventive treatment Checkups, cleanings, fluoride treatment, bitewing X-rays 100% when you use a Cigna network dentist or 80% when you use a non-network dentist 100% when you use your assigned Cigna network dentist Basic treatment Fillings, simple extraction 80% of reasonable and customary charges 1 after $50 deductible 2 Reduced network rate 3 when you use your assigned Cigna network dentist, no deductible Major treatment 50% of reasonable and customary charges 1 Crowns, bridges, dentures (including over implants) after $50 deductible 2 Implants 50% of reasonable and customary charges 1 Orthodontia Braces and related treatment after $50 deductible 2 50% up to lifetime maximum benefit of $2,500 per person, no deductible Reduced network rate 3 when you use your assigned Cigna network dentist, no deductible Not covered Reduced network rate 3 when you use your assigned Cigna network dentist, no deductible No benefit maximum limits 1 Services provided by a Cigna PPO dentist are at a discounted rate. Therefore, your out-of-pocket expenses are lower. 2 $50 deductible per person or $150 per family annually. 3 To get a Managed Care Dental Plan patient charge schedule, go to call Cigna at 800-Cigna24 ( ) or call the Benefits Answerline at Bi-weekly Dental Costs* Associate Only Associate+Spouse/DP Associate+Child Associate+Family Cigna Dental PPO Plan $13.79 $27.93 $27.93 $56.91 Cigna Managed Care Dental Plan $10.04 $20.90 $20.90 $28.90 * These costs are based on 26 bi-weekly pay cycles Full Time Salaried Benefits Summary
5 VISION BENEFITS Vision Service Plan (VSP), the nation s largest provider of eye care benefits, administers our vision coverage. VSP has a nationwide network of more than 20,000 doctors located in rural and metropolitan locations to help with your vision needs. If you use a VSP doctor, you pay only a small copayment. The level of coverage for other services depends upon the plan you choose. You have the option to elect the Comprehensive or the Exam Plus Plan. This chart compares coverage provided by the two vision plans: THE COMPREHENSIVE PLAN SERVICE FREQUENCY PREFERRED PROVIDER (In-Network) OPEN ACCESS (Out-of-Network) Exam Covered in full Up to $35 Lenses Single Bifocal Trifocal Lenticular Scratch coating Covered in full, after $15 copay Covered in full, after $15 copay Covered in full, after $15 copay Covered in full, after $15 copay Covered in full Up to $25 Up to $40 Up to $55 Up to $80 Not covered Frames Once every other calendar year Up to $160 allowance (20% discount on amounts over $160) Up to $45 Contact lenses* Exam Lenses 15% discount (fitting and evaluation), $60 maximum copay Up to $160 Not covered Up to $140 THE EXAM PLUS PLAN SERVICE FREQUENCY PREFERRED PROVIDER (In-Network) OPEN ACCESS (Out-of-Network) Exam Covered in full Up to $35 Lenses and frames N/A 20% discount Not covered Contact lenses N/A 15% discount off contact lens exam (fitting and evaluation) Not covered No allowance for contact lenses * If you purchase contacts with this benefit, it counts as a complete set of glasses/frames. Bi-weekly Vision Costs* Associate Only Associate+Spouse/DP Associate+Child Associate+Family Comprehensive Plan $3.60 $5.22 $5.22 $9.36 Exam Plus Plan $0.54 $0.82 $0.82 $1.46 * These costs are based on 26 bi-weekly pay cycles. Telephonic and Online Physician Consultations If you enroll in Compass Group medical coverage, you ll have access to Teladoc, a service that helps you resolve non-emergency medical issues like sinus infections, cold and flu symptoms, urinary tract infections, allergies or bronchitis at any time from wherever you happen to be. Teladoc provides access to a national network of U.S. board certified doctors and pediatricians who are available at any time to diagnose, treat and prescribe medication (when necessary) for many medical issues via phone or online video consultations. The service is $10 for eligible associates and their covered dependents Full Time Salaried Benefits Summary
6 FLEXIBLE SPENDING ACCOUNTS (FSAs) Compass Group offers two spending accounts that let you pay yourself back on a pre-tax basis for certain healthcare and dependent daycare expenses. You can choose to contribute to one or both of these accounts, which are administered by ADP. A Health Care Spending Account lets you reimburse yourself with tax-free dollars up to $2,500 (minimum of $100) for expenses not reimbursed under any healthcare plans, such as doctor visit copays, over-the-counter drugs with a doctor s prescription, contact lens solution, laser vision correction, and other eligible expenses for which you have not elected insurance coverage. This plan uses a healthcare card that works just like a credit card. You can use your healthcare card at the doctor s office or the pharmacy to pay for services no claim form required. Always save your receipts as they may be required for certain reimbursements. A Dependent Care Spending Account lets you reimburse yourself with tax-free dollars up to $5,000 (minimum of $100) for daycare expenses, while you work, for your children under 13 and other qualifying dependents ($2,500, if you re married and file separate tax returns). You can submit a claim form to receive reimbursements under this plan or payments can be made directly to your provider. This plan is not to be used for dependent healthcare expenses. The IRS requires that you use all your spending account money for expenses incurred within the calendar year. Expenses are incurred as of the date the service is provided, not when you pay for it. Compass Group cannot return unused amounts to you, so plan carefully. You forfeit any money left in your account(s) after eligible expenses have been paid. You have three months after the end of the year to submit claims incurred during the year. So, you have until March 31 of the next plan year to submit claims incurred through December 31 of the current plan year or within three months of the last day of your coverage. Commuter Benefits Program Associates will be eligible for this option on their first day of service. Compass Group offers the Commuter Benefits Program, through ADP, to help associates save on the cost of commuting when using public transportation or parking to get to work. You can have dollars deducted from your pay check, pre-tax, for specific types of transportation expenses, including: Public transit, for example, traveling by bus, regional car, streetcar, trolley, subway or ferry. Vanpools. Parking at or near work, or at or near public transportation lots if you park and ride. When you enroll, you set aside up to $125 a month pre-tax for transit and vanpool expenses, and up to $240 a month pre-tax for parking. Amounts above these amounts will be deducted post-tax. You can enroll or make changes throughout the year there is no open enrollment period. The Online Benefits The Online Benefits Center has been developed to help associates learn about and understand their benefits. After electing benefits on this site, associates will understand how each plan works and how they can use each plan most effectively. What does web enrollment mean to you? Opportunity! Web enrollment is faster and more accurate. Web enrollment encourages associate self-service, increases communications, decreases time to receive benefit information, increases accuracy, as well as a list of other great things. The website will take you through each benefit you are eligible for or you may go directly to the benefit you want to change. After your elections are complete, you will need to review your elections to ensure accuracy. Once you are certain your elections are complete, confirm your elections, print your confirmation statement, and you are DONE! Full Time Salaried Benefits Summary
7 LIFE INSURANCE BENEFITS As a salaried associate, you receive basic life insurance equal to one times your Annual Benefit Base Salary* at no cost to you. You also have the option to purchase additional life insurance coverage for: Yourself an additional one, two, three, four or five times your Annual Benefit Base Salary Your spouse/domestic partner $10,000, $20,000, $30,000, $40,000 or $50,000 of coverage Your children $5,000 or $10,000 of coverage Accidental Death and Dismemberment (AD&D) AD&D pays a benefit if you or a covered dependent dies or loses a hand, foot, hearing, or sight as a result of an accident. You may cover yourself, your spouse/partner, and your children. There are six levels of coverage ranging from $25,000 to $500,000. If you choose dependent coverage, you will receive a percentage of your associate coverage amount for the death or injury of your dependents. DISABILITY BENEFITS As a salaried associate, you receive Short Term Disability (STD) and basic Long Term Disability (LTD) coverage at no cost to you. Basic and supplemental LTD coverage begins as of the first of the month following one month of service. STD coverage is effective after completion of six months service with Compass Group. STD benefits are payable for illnesses or injuries that last more than five days, but less than 26 weeks. The benefit amount is 75% of pay for the initial 13 weeks, then 13 weeks at 50% and coordinates with Workers Compensation and state disability. LTD benefits are payable after you have been disabled for 26 weeks. The basic LTD coverage provided by Compass Group protects 50% of your pay. You also may elect supplemental LTD coverage that protects an additional 10% of your Annual Benefit Base Salary. LTD benefits coordinate with other benefits you may receive (for example, Social Security) to pay 50% or 60% of your pre-disability pay. * Your Annual Benefit Base Salary is your annual salary, not including other forms of pay, such as bonuses, commission, and over-time. When you are hired, your coverage amount for that calendar year is determined by your Annual Benefit Base Salary as of the date you became a salaried associate. Voluntary Benefits Compass Group offers Voluntary Benefits to full-time and part-time associates, which provides expanded coverage if you have a serious illness, an injury from an accident or in the event of your death. Other offerings include fully-insured legal/id theft, auto or homeowners insurance, and a PC purchasing program, which includes electronics. Discount Marketplace The Discount Marketplace offers discounts and quality products from thousands of retailers, restaurants, hotels and more. You can shop for deals 24 hours a day, seven days a week! To get started, go to the Altogether Great website at and click rewards, then Discounts. Next, click on and enter Compass1 as your User ID and Rewards1 as your Password. You ll then be prompted to create your own ID and Password. Save it as a Favorite! To save Discount Marketplace as a Favorite log in using the instructions above, enter your name and address, and create your own ID and Password. After successfully entering the Discount Marketplace right click on your mouse and choose Add to Favorites then, from the menu selection click Add and you re done! Full Time Salaried Benefits Summary
8 Compass Group Retirement Plan [401(k)] Compass Group contributes to your retirement security by providing a matched 401(k) saving plan. Associates will be eligible for the Compass Group Retirement Plan [401(k) plan] managed by Wells Fargo after three months of service. You may choose whether or not to participate in the retirement plan. The plan is an excellent way to build your retirement savings and offers these advantages: You can contribute between 1% and 50% of your pay on a pre-tax basis. If you contribute to the plan, Compass Group adds money to your account in the form of a match. The match applies to the first 6% of your contribution and is $0.35 on every $1.00 contributed. Vesting: 0-1 year 0% vested 1-2 years 50% vested 3 years+ 100% vested (Vesting applies to Company match) Matching will occur each pay period for associates who are actively contributing to the plan. If you have a 401(k) account at another company, you may be able to roll your balance over to the Compass Group plan without a tax penalty. Your account information is updated daily and you can access the information or make changes 24 hours a day, 365 days a year via a toll-free telephone number. Educational Assistance Program You are eligible to participate in the Educational Assistance Program after you complete one year of service. Through this program, you can be reimbursed for job-related courses. Reimbursement will be determined as follows: 1 year up to 3 years of service = $1,500 maximum per calendar year 3 years up to 5 years of service = $2,000 maximum per calendar year 5+ years of service = $4000 maximum per calendar year Service Awards As a Compass Group associate, you are given Service Awards. Associates celebrating every five year milestone with Compass Group will receive a certificate of recognition and a congratulatory letter from Compass Group s CEO. The certificate and letter will be delivered to the associate s supervisor for presentation. Business Travel Accident Insurance Business Travel Accident Insurance provides a full range of emergency services when traveling 100 or more miles away from home on business travel. The coverage is provided at no cost and there are no enrollment forms to complete. Emergency advance of funds Emergency medical and dental services Emergency ticket replacement Legal assistance Lost baggage service Lost document replacement Translation and interpretation assistance The purpose of this summary is to introduce associates to the benefit plans available. More detailed information is available in our Summary Plan Descriptions (SPDs) and our official plan documents. All terms and conditions of all of our benefit plans are controlled by the official plan documents as interpreted in the sole and absolute discretion of the plan administrator. This information is NOT intended for associates governed by a Collective Bargaining Agreement, Service Contract Act (SCA), Crothall, Levy, Puerto Rico, Trinity Services Group and Eurest Support Services of Canada. v standard Full Time Salaried Benefits Summary
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The Benefits of Working at Great-West Financial and Empower Retirement From health and well-being to income protection, long-term financial planning and work-life balance, Great-West Financial and Empower
National Automatic Sprinkler Industry Welfare Fund Benefits Highlights 2014 This Benefits Highlights booklet does not contain the full plan document and is not a Summary Plan Description for the NASI Welfare
PRESENTS FULL-TIME HOURLY & SALARIED TEAM MEMBERS Full-Time Hourly Team Members have at least one year of service and twelve-month average weekly hours of 30 or more Your 2016 Bi-Weekly Benefits Rates*
Benefit Program Summary The Cleveland Clinic is comprised of ten of Northeast Ohio s most prestigious hospitals and offers its employees career opportunities in state-of-the-art facilities that cover the
2011 Your Benefits at CoreLogic P O W E R E D B Y Y O U P O W E R E D B Y Y O U An Introduction to Your Benefits Table of Contents Eligibility and Enrollment.............. 1 Who You Can Enroll................
2014 Benefits Security for Life ABS is able to successfully support the industries we serve because of our unique and talented employees. Your hard work, dedication and commitment to our values make you
2015 PLAN YEAR BENEFITS FOR YOU AND YOUR FAMILY 1 Dear Fellow Employee, CPSI, the parent company of Evident and TruBridge, is dedicated to providing a comprehensive and competitive benefits package for
For Bargaining Unit Members 2014 2014 Benefits Enrollment Guide Table of Contents Getting Started...2 Your 2014 Benefits At-A-Glance...3 Participating in the Benefits Program...4 Who is Eligible...4 Coverage
Employee Benefits 2014 An Overview of Your Benefits Program Medical 1 Pharmacy 4 Dental 4 Flexible Spending Accounts 6 Life Insurance 7 Disability 8 Additional Benefits 9 Vacation, Personal, Holiday and
Caring for those who Care A Look at the 2015 Benefits and Rewards of Being an HCR ManorCare Employee BENEFITS Your Wellness Matters HCR ManorCare s benefits are a shared investment in your health and well-being.
2015 HSA Plan Quick Guide The HSA Plan consists of two parts that work together to give you more control over how you receive and pay for medical care and services, both now and in the future: the Health
2014 BENEFITS HIGHLIGHTS Your Life. Live Well. At Allergan, benefits are designed to support your health and your retirement goals, and to protect your income and the welfare of your family. In combination,
CHI Franciscan Health revised as of 1/1/16 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.
2016 Benefits Guide Health Plan Options There are three plan packages from which to choose. Dental and vision coverage can be elected separately. See below for level of coverage available. Bi-Weekly Employee
Benefits Open Enrollment Frequently Asked Questions Plan year: July 1, 2014, through June 30, 2015 Open Enrollment begins May 15 and ends May 30. You must enroll in order to receive medical, prescription,
day from one I felt rewarded for my efforts. Employee Benefits Take Advantage of Competitive Benefits At Fifth Third Bank, we want to create an environment where you will want to stay and build your career.
BENEFITS OUTLINE An introduction to the valuable benefits available to new and prospective regular employees of the Research Foundation for SUNY HEALTH CARE Health Care The RF Health Care plan features
Duke University Health System Benefits Overview: Non-Exempt 2015 We are pleased to provide you with information about your benefits at Duke. Our organization is rich in heritage and is proud of its work.
zz BENEFITS OPEN ENROLLMENT 2016 YOUR HEALTH & WELLNESS STARTS WITH YOU MESSAGE FROM THE PRESIDENT/CEO NABIL EL SANADI, MD, MBA, FACEP, FACHE LET S INVEST, HEALTH IS YOUR FIRST WEALTH! We are excited to
Employ Benefits 2015 Employ Benefits As a health care organization, we understand the importance of personal wellness. In fact, the richness and diversity of our benefits helped us become Modern Healthcare
For people who bring it all. Every day. All of us at UnitedHealth Group are bound by more than our mission and our culture. While we re each one of a kind, we share an incredible enthusiasm for living.
2013 Benefits Summary Argonne National Laboratory is a U.S. Department of Energy laboratory managed by UChicago Argonne, LLC For Regular Employees 20 or more hours per week. TABLE OF CONTENTS Benefit Eligibility
Slide1. Slide2. Slide3. Slide4. Slide5. Slide6. Slide7. Slide8. Slide9. Slide10. Slide11. Welcome to Florida State University. This is an overview of the Insurance options and additional perks available
IEEE BENEFITS SUMMARY January 2009 DEFINED CONTRIBUTION RETIREMENT PLAN ELIGIBILITY All regular full-time and part-time employees are eligible on their date of hire. CONTRIBUTIONS All contributions are
Version A 2016 New Hire Benefits Enrollment Guide 2 2016 New Hire Enrollment Guide 2016 New Hire Enrollment Guide 3 Cargill provides you a comprehensive and competitive benefits package designed to help
2014 2014 2014 2014 Benefits Plan Highlights 2014 Table of Contents Core Benefits... 3 Life Insurance... 3 Accidental Death & Dismemberment (AD&D) Insurance... 3 Short- Term Disability Coverage... 3 Long