Self Service Card Machine & Diaspora Money Transfer. Joint venure project BiATM Ltd UK & ecard d.o.o. BiH

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1 Self Service Card Machine & Diaspora Money Transfer Joint venure project BiATM Ltd UK & ecard d.o.o. BiH ecard d.o.o. Vojvode Pere Krece 21, 78000Banja Luka, BiH Emil : zlatanipr@gmail.com Web : BiATM Ltd. 8 Groom Crescent, London SW18 3JB, UK Emil : info@biatm.com Web Free : Powerpoint Templates Page 1

2 Brief description: Sending diaspora money to relatives using technology Visa Direct, Visa Shere, secure web site and Self Service Card Machine. Basic Visa Prepaid Card issued by secure web site in the EU / US country to Diaspora and Secondary Prepaid Visa Card for relatives issued on the Self Service Card Machine in the homeland with biometric checking. To complete a transfer, all that needs to be entered is the relatives s name, address, 16 digit Visa card number and the amount you want to send. Once sent, the money will be received into the relatives Secondary Prepaid Visa Card for just 24 hour s. Transfer price just 3,9% One for dispora - Basic Card One for relatives - Additional cards Self Service Card Machine

3 Brief description: Paying bills and taxes on real estate in homelend from abroad via secure website with Diaspora Basic Visa Card. Sending a Gift Prepaid Visa Cards with Photo from Gallery and message to relatives for birthdays, New Year and so on. Self Service Card Machine

4 Brief description: Website:

5 Brief description: 1. Additional card Cash Widrawals on the ATM 2. Additional card Payment in shops on the POS 3. Additional card Payment on the Internet shops

6 Investment: Investment in Visa license BIN to issue Visa Prepaid cards and integrate with UK Bank and Card Processor for EU and US. Diaspora have citizenship of these countries Investment Euro Investment in BiH 100 Self Service Card Machine Network to cover major city of BiH. Investment Euro Investment for Strat Up work (employees, call center, space, cars, equipment, marketing, etc.) first 6 month Investment Euro

7 Income: BIH: 2 million of BiH citizens living abroad send home annually about 2 billion Euro. We expect the first year 10% of the Diaspora to start using our services and we will have 200,000 users. Income per Issuing will be 1 Euro and we expect Euros income from card issuing. Diaspora sent an average 500 euros a year, and we expect a turnover of Eura. Income per send will be 1% and we expected Euro from Money Transfer.

8 Business plan for future: We plan to sell Franchise for every country in region on the image (banks, post office, supermarkets, petrol stations). Franchise partners obligate to invest in BiATM network and import blank cards. Croatia: 4.5 million of Croats living abroad send home annually about 1.5 billion Euro. Serbia: 5.5 million of Serbia citizens living abroad send home annually about 5.0 billion Euro,

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10 Zlatan Karabegovic - The founder and majority shareholder BiATM Ltd. and ecard d.o.o Born in Banja Luka, Bosnia and Herzegovina Finished secondary technical school and during school played basketball in Borac -Banja Luka, Master Aerospace Engineering, Faculty of Mechanical Engineering, The Belgrade University Assistant Professor in the design using CAD/CAM Control Data Corporation, Military Technical University "Ivan Gošnjak", The University of Zagreb Elmeh Pipić, private company for metal processing production,head of designe and the manufacture, Founded a private company IPR Software & Hardware, Elected as one of the top 10 managers of the former Yugoslavia, Development and implementation of systems for the production of pharmaceutical drugs in Belupo, Visiting and training in the United States through USAID to design and develop Web software, Development and implementation of a system for selling drugs over the Internet - B2B Wholesalers to Pharmacies, Info kiosk in Pharmacies, Info Kiosk in Banks, Info Kiosk in Ticketing, Info kiosk in Telecom - Multimedia Public Phone, BiATM - Biometric ATM 2015.The founder and majority shareholder BiATM Ltd. Zlatan Karabegovic - International Invention Awards: Award Prix ARCA for innovation Prepaid Card Machine (the second by the quality of the exhibition for Innovations) ARCA th International Innovation Exhibition- Zagreb, Awarded Gold Medal for innovation Prepaid Crad Machine - Inventions New Products iena Nurnberg, Awarded Gold Medal for innovation Prepaid Card Machine Russian House for International Scientific & Technological Awarded Gold Medal for innovation Prepaid Card Machine The 5th IIFME International Invention Fair in the Middle East Awarded a Silver Medal for innovation Prepaid Card Machine 7th International Exhibition of Inventions - Kunshan - China Awarded Gold Medal for innovation Multipurpose Biometric Kiosk - IENA 2013 Nuremberg Awarded Gold Medal for innovation Multipurpose Biometric Kiosk - Russian House for International Scientific Technological Awarded a Bronze Medal, Biometrical Kiosk, Seoul Korea, Awarded Gold Medal Automat biometric ID 4IFI - Shiraz Iran.