ONE SURETY STANDS OUT SURETY SINCE 1933 COMMON SENSE Annual Report for Merchants Bonding Company (Mutual) & Merchants National Bonding, Inc.
|
|
- Louisa Ford
- 7 years ago
- Views:
Transcription
1 ONE SURETY STANDS OUT COMMON SENSE SURETY SINCE Annual Report for Merchants Bonding Company (Mutual) & Merchants National Bonding, Inc. Common Sense Surety Since 1933
2 1 LETTER FROM LARRY & BILL 2 BUILDING FOR THE FUTURE Looking Back at 2014 The surety industry is becoming increasingly competitive and much of that competition centers on information technology and data analytics. In early 2014, Brad Rasmussen joined Merchants as the chief information officer. The strides we made in 2014 and our ongoing hightech advancements are exciting changes and opportunities for our company. FINANCIAL HIGHLIGHTS Combined Merchants Bonding Company (Mutual) & Merchants National Bonding, Inc. for the year end December 31, 2014 Direct Premium $63,995,503 $69,787, % + 9.1% As we look back on 2014, we are proud to see that Merchants Bonding Company s long-term strategic plans began to emerge. We have challenged the company officers to look into the future and envision what a much larger Merchants could be, and we took steps toward that future in It was a year of transformation at Merchants, setting the stage for our vision: to become a top ten surety in the United States. The Contract and Commercial Underwriting Departments as well as Information Technology led the transformation of Josh Penwell completed his transition to vice president of contract surety, Jason Dettbarn was appointed regional vice president and Jim Holter was appointed vice president of commercial surety. The new underwriting leadership team reorganized our territories into regions. This structure will prepare us for growth with our agent partners and career advancement for our associates. We could not talk about changes in 2014 without recognizing Mike Foster for 16 years of growth and success as the executive vice president of underwriting. On May 5, 2014 Mike transitioned from that position to lead Merchant s new regional office in Kansas City. Mike continues to be a company leader and mentor, and his first eight months in Kansas City have laid the ground work for growth in that region. To go along with our 21st century technology, in September of 2014 we announced the construction of our new 21st century building. Merchants Bonding Company is moving its corporate offices to a new, larger facility with an open floor plan allowing for growth and collaboration between teams and departments. We broke ground in October and plan to be in our new building in the fall of Each year, A.M. Best honors companies in its Best s Review magazine for standing the test of time. Merchants has been honored for achieving an A excellent rating or better for 56 consecutive years. With the support of our agent partners, we intend to continue to be as highly rated as possible. A.M. Best as well as the Surety & Fidelity Association of America have ranked Merchants the 15th largest surety. Our success would not be possible without partners who are committed to growing profitably with us. We have exciting plans for controlled profitable growth as we advance on our goal of reaching the top ten in surety. We thank all of Merchants clients, associates, and business partners for contributing to our success in Your support and dedication are important to us. We thank all of you for the business and the relationships and we look forward to the opportunities of 2015 and building for the future. Larry Taylor Chairman of the Board & President Bill Warner, Jr. Executive Secretary Surplus Loss Ratio & SFAA Ranking Merchants Industry (SFAA) SFAA Ranking $78,130,023 $65,491,148 $82,180,097 $84,046,039 $70,029,140 $81,119,589 $90,089,091 $96,472, % + 5.2% + 2.3% + 9.0% + 7.0% % % + 7.1% Q3 Results 5-year growth 5-year growth
3 3 BUSINESS HIGHLIGHTS 4 MERCHANTS LEADERSHIP Executive Committee MIKE FOSTER Kansas City Branch Manager Kansas City, Kansas KEENAN LEHMANN Southeast Branch Manager Austin, Texas LARRY TAYLOR Chairman of the Board & President BILL WARNER, JR. Executive Secretary AARON RASCHKE KIRK RATHJEN JOSH PENWELL Vice President THERESE WIELAGE Vice President Marketing DOUG SCHNICKER ED SIPFLE Commercial Underwriting BRAD RASMUSSEN Chief Information Officer Information Technology DON BLUM Chief Financial Officer & Treasurer JIM HOLTER Vice President Commercial Underwriting AUDREY WILLIAMS Austin Commercial Surety Manager Austin, Texas STEVE DORENKAMP Vice President & Claims Manager Support Services ED BENNETT Seattle Branch Manager Seattle, Washington JASON DETTBARN Regional Vice President CONNIE ISRAEL Compliance Officer JAY STUKERJURGEN Information Technology KRIS JENSEN Human Resources
4 5 BUSINESS HIGHLIGHTS 6 BUSINESS HIGHLIGHTS 2014 Josh Penwell joined Merchants in 1996 in the Austin office. In 2013, he moved to Des Moines to serve as the Vice President of. Jim Holter joined Merchants in 2004 to lead Commercial Underwriting. In 2013, he became the Vice President of Commercial Surety. Therese Wielage joined Merchants in 2008 as the Vice President of Marketing. Brad Rasmussem joined Merchants in 2014 as the Chief Information Officer. JOSH PENWELL VICE PRESIDENT CONTRACT UNDERWRITING JIM HOLTER VICE PRESIDENT COMMERCIAL UNDERWRITING THERESE WIELAGE VICE PRESIDENT MARKETING BRAD RASMUSSEM CHIEF INFORMATION OFFICER Commercial Underwriting Marketing Information Technology A big highlight in 2014 was reorganizing the Department into a regional structure prepared for growth. The new structure allows Merchants to offer better service to our agents nationwide and helps to create advancement opportunities for our associates. We created the position of regional vice president and added two regional teams with the Kansas City office and the new southeast region giving us a total of eight regional underwriting teams including four branch offices. We continued to attract experienced surety underwriters as well as new trainees and assistants, adding nine new associates to the department in We expanded and enhanced our capabilities from our large bonds program to RAP (Rapid Access Program) our small bonds facility. Much of 2014 was spent strategically planning for five years ahead and beyond in order to shape the next era for contract underwriting and its contributions to Merchants success. The Commercial Department enjoyed a busy and successful License and permit premium grew 9.1 percent; probate and courtrelated premium increased 13 percent; and our Theft Guard fidelity product saw 25 percent growth. Three new underwriting positions were created in 2014 to help with existing business and begin our plans for expansion. Commercial worked closely with the Information Technology (IT) Department on a new pricing feature for the website, which provides an instant quote for most bonds. We also took a leading role in trying, testing and implementing Salesforce.com as the company s new customer relationship management system and began work to implement a new technology that will lead to just in time appointments for agencies and provide cost savings in appointment fees. The Marketing Department s 2014 kicked off with a focus on digital technology, visible in the launch of a new public website with responsive design that makes Merchants virtual front doors work well on any device. Marketing also added digital versions and video elements to publications, events and promotions in A new ad campaign which told the industry that one surety stands out received congratulations from agents and contractors alike. The Leaderboard program for contract agents wrapped up its five-year rewards qualifying period in 2014 with 30 percent of agencies within the program qualifying for the top-tier levels as Drivers, Champions and Masters. Strategic planning for Leaderboard 2.0 was completed and plans were announced. The Pacesetters Program for commercial agents also had a successful year with a 13 percent increase from the previous year in agencies reaching the Silver, Gold and Platinum levels. The Information Technology Department (IT) implemented new communication, collaboration and technology-delivery practices which led to much higher productivity, quality, and trust in the technology area. A new bond rating engine, quicker delivery of pricing information to customers, and a new customer relationship management system are just a few of the large 2014 projects for IT. Other highlights include ongoing progress to replace outdated technology, introduce a new tech support system with cloud-based ticketing for internal and external customers, and conduct a third party security scan with remediation of the issues identified. IT added four new associates in 2014, including Merchants new chief information officer and a data analyst to focus on analytics and reporting. IT also led the way on collaborative physical workspace by removing the cubical furniture and replacing it with open and more health-conscious workstations. The Marketing Department led the successful planning and execution of a record-breaking Bill Warner Sr. Memorial Charity Golf Classic.
5 7 MERCHANTS LEADERS 8 BUSINESS HIGHLIGHTS 2014 MERCHANTS BOARD OF DIRECTORS Larry Taylor Chairman of the Board & President Jeff Taylor Bill Warner, Jr. Executive Secretary Bill Taylor Melissa Warner Don Kemp Steve Dorenkamp joined Merchants in 1995 in the Contract Department. In 2012, he was named Vice President of Claims/Claims Manager. STEVE DORENKAMP VICE PRESIDENT CLAIMS MANAGER Don Blum joined Merchants in 2010 as the CFO and Treasurer. DON BLUM CHIEF FINANCIAL OFFICER & TREASURER Lloyd Taylor Jan Taylor Bill Burke Claims Accounting, Compliance & Human Resources The Claims Department had a favorable 2014 as contract claims continued to adjust to prerecession levels. The total number of contract claims dropped nearly 25 percent from 2013, and Merchants loss ratio declined in conjunction with strong underwriting results. The level of commercial claims increased this year, proportionate to the increase in commercial surety premium. The number of notary claims remained consistent with past production levels. As the construction industry continues to rebound from the recession, 2014 has provided Merchants with opportunities to write larger accounts and increase work programs, which often results in more complex claims. The Claims Department has responded well to the increasing complexity of claims and has worked effectively to minimize losses. New members of the Claims Department made significant strides in their training in 2014, which will enable the department to efficiently handle all types of claims as Merchants Bonding Company continues to grow. The Accounting Department s 2014 featured the implementation of a new budgeting process that allows better planning and control of operating expenses. As two 40+-year associates retired, we navigated through procedures and enhanced processes, ultimately merging two positions into one. Accounting was also instrumental in the site search/selection, partner selection, and financial due diligence culminating with the start of construction for Merchants new home office. The Compliance Department rolled out the General Policies & Procedures Manual, which centralized access to important company information. Compliance partnered with IT in redesigning and testing both the commercial and contract bond rating engines. Following two years of foundational work, Human Resources (HR) introduced a company-wide compensation and performance management system in HR continued alignment with online recruiting modules, recruiting and on-boarding 26 new full time associates for Merchants offices, in addition to interns and part-time associates. HR also configured healthcare eligibility for Patient Protection Affordable Care Act reporting requirements YEAR IN REVIEW COMPANY VIDEO From the opening of a new office in Kansas City to the groundbreaking for our new corporate headquarters in West Des Moines, 2014 was an exciting year at Merchants Bonding Company. As we continue to grow our focus on digital technology, we hope you enjoy this video review of Merchants BONUS: You can also watch some of the other videos of 2014 on our MBC-TV YouTube channel.
6 9 NEW BUILDING 10 MERCHANTS NEW HOME Timeline of New Corporate Headquarters JUL FALL 2015 Construction Complete SEPTEMBER 2014 SEPT DEC Announcement of the new corporate headquarters in West Des Moines. DECEMBER 2014 Driveway Marked & Groundwork Laid APR APRIL 2015 Interior Work Begins AUG FALL 2015 Moving Day OCT OCTOBER 2014 Groundbreaking JAN JANUARY 2015 Steel is Erected
7 11 MERCHANTS CULTURE 12
2008 Builders insurance group annual report. Road to the future
2008 Builders insurance group annual report Road to the future road to the future Letter from the Chairman & CEO In our 2007 Annual Report, we discussed how Builders Insurance Group is a company in motion,
More informationCURRENT NOTES A. N. MATTHEWS~ CURRENT NOTES EDITOR
104 CURRENT NOTES CURRENT NOTES A. N. MATTHEWS~ CURRENT NOTES EDITOR DEVELOPMENTS IN 1936 Although the annual statement figures for calendar year 1936 are not yet available, the present indications are
More informationTalent Management. Recruiting and Retaining Top Talent Through Technology. Talent. Every organization wants it, and every organization runs
Talent Management Recruiting and Retaining Top Talent Through Technology Summer 2016 Lockton Companies Talent. Every organization wants it, and every organization runs the risk of losing it at some point.
More informationAMERICAN EXPRESS FORCE SUCCESS
AMERICAN EXPRESS USING E XTRA INCENTIVES TO DRIVE SALES FORCE SUCCESS AMERICAN EXPRESS USING EXTRA INCENTIVES TO DRIVE SALES FORCE SUCCESS When she was managing a team selling exhibition space at business-to-business
More informationDDP TECHNOLOGY & THE COMMUNITY
NEWSLETTER Summer, 2011 Live monitor Image from Virtual Tenant Patrol Workstation DDP TECHNOLOGY & THE COMMUNITY Mr. John Johnson & NYC Council Member Maria del Carmen Arroyo Residents Sacrifice to Improve
More informationCOMPANY. The Travelers Companies INDUSTRY. Insurance. www.cornellhrreview.org 2013 Cornell HR Review
COMPANY The Travelers Companies INDUSTRY Insurance REVENUE PROFIT MARGIN $25,740 M 9.61% 2012 $25,446 M 5.60% 2011 $25,112 M 12.81% 2010 $24,680 M 14.68% 2009 FORTUNE (GLOBAL) 500 RANKING #389 2011 #337
More informationKNOWLEDGE IN MOTION A N N U A L R E P O R T 2 0 1 3
KNOWLEDGE IN MOTION ANNUAL REPORT 2013 A LETTER FROM THE CEO 2013 Management Team Senior Management Gregory A. Burton, President & CEO T.J. Obrokta, Jr., COO & General Counsel J. Christopher Howat, Senior
More informationFor the 2015/2016 fiscal year in progress since April 1, the ebm-papst Group plans for revenue growth of 6.3% to 1.672 billion.
Mulfingen, Stuttgart, The, the world market leader for fans and motors, is staying on course for global growth. At the close of the fiscal year on March 31, 2015, revenue at the family-owned company based
More informationLeasing Points. The Benefits of Leasing Over Buying
Leasing Points The National Association of Equipment Leasing Brokers The Benefits of Leasing Over Buying To lease or to buy, that is the question faced by businesses across the country. Here are a few
More informationJuly 29, 2015. CULLEN/FROST ANNOUNCES EXECUTIVE LEADERSHIP TRANSITION Dick Evans to Retire March 31, 2016; Phil Green to Succeed as Chairman and CEO
N E W S R E L E A S E July 29, 2015 CULLEN/FROST ANNOUNCES EXECUTIVE LEADERSHIP TRANSITION Dick Evans to Retire March 31, 2016; Phil Green to Succeed as Chairman and CEO SAN ANTONIO Cullen/Frost Bankers,
More informationWhite Paper The Survival Guide for Migrating to a Cloud-Based CRM. By Christopher Smith, WalkMe
White Paper The Survival Guide for Migrating to a Cloud-Based CRM By Christopher Smith, WalkMe Table of Contents Introduction: The Power of the Cloud How to Ensure a Smooth and Successful Implementation
More informationLiberty SuretyFirst. Your Superior Small and Middle Market Surety Experience. From first bond to middle market capacity.
Liberty SuretyFirst Your Superior Small and Middle Market Surety Experience From first bond to middle market capacity Personalized Service, Expert Underwriting Liberty Mutual Surety, the second largest
More informationUsing Web Analytics to Improve Marketing Performance
OCT 25 8:30 AM REGENT CONCURRENT SESSION Using Web Analytics to Improve Marketing Performance Speakers: Hinda Chalew, SVP, Marketing & Interactive Services, Staffing Industry Analysts Brad Smith, Director,
More informationStart a Club. Build a Business.
Start a Club. Build a Business. Gold Star Referral Clubs consist of business people that meet weekly to exchange referrals and share business. Gold Star Directors start Clubs. They coordinate, build, manage
More informationCUSTOM BUILT FOR YOU 2015 ANNUAL REPORT
CUSTOM BUILT FOR YOU ANNUAL REPORT LETTER FROM THE CHAIRMAN OF THE BOARD AND THE PRESIDENT & CEO CUSTOM BUILT D FOR YOU uring, Builders Insurance Group continued implementing its strategy of diversified
More informationOrganization and Job Profile
Organization and Job Profile New Orleans, Louisiana Position: Reports to: Location: System Vice President for Research New Orleans, Louisiana CORPORATE BACKGROUND is a non-profit, academic, multi-specialty,
More informationComputing & Telecommunications Services Monthly Report March 2015
March 215 Monthly Report Computing & Telecommunications Services Monthly Report March 215 CaTS Help Desk (937) 775-4827 1-888-775-4827 25 Library Annex helpdesk@wright.edu www.wright.edu/cats/ Last Modified
More informationBuilding a Unique Total Rewards and HR System For A Unique Company At
Building a Unique Total Rewards and HR System For A Unique Company At Since Starbucks isn t your typical company, this isn t a typical case study. Rather than focusing on a single reward program or even
More informationCOCHISE COUNTY LEGACY PROJECT HUMAN RESOURCES AND RISK MANAGEMENT DEPARTMENT STAFF. Public Programs... Personal Service
COCHISE COUNTY LEGACY PROJECT HUMAN RESOURCES AND RISK MANAGEMENT DEPARTMENT STAFF Public Programs... Personal Service HUMAN RESOURCES AND RISK MANAGEMENT The modern history of Human Resources starts with
More informationThe Financial Advisor Opportunity at Edward Jones
THE FINANCIAL ADVISOR OPPORTUNITY The Financial Advisor Opportunity at Edward Jones To help you determine whether becoming a Financial Advisor with Edward Jones matches your personal career objectives,
More informationTrimble Navigation Limited (NasdaqGS:TRMB) > Public Ownership > Officials' Trading
Trimble Navigation Limited (NasdaqGS:TRMB) > Public Ownership > Officials' Trading Individual Trades Holder Name Trade Date Range Transacted Shares Transaction Value (USD) Transaction Type Price Range
More informationConsumer ID Theft Total Costs
Billions Consumer and Business Identity Theft Statistics Business identity (ID) theft is a growing crime and is a growing concern for state filing offices. Similar to consumer ID theft, after initially
More informationSENIOR MANAGEMENT BIOGRAPHIES
SENIOR MANAGEMENT BIOGRAPHIES Jamie Dimon, Chairman and Chief Executive Officer Jamie Dimon is the Chairman of the Board and Chief Executive Officer of JPMorgan Chase & Co. Dimon became Chairman of the
More informationNew Model Best Seller Project Plan
New Model Best Seller Project Plan 1 Objective: To make the book a best- seller on amazon.com (or bn.com) Best Seller Campaign Campaign Date: First Week Author Name: Overall Project On Track? Begin the
More informationREPRIORITIZING WHAT MATTERS MOST: A Focus on Career Management to Drive Business Results
REPRIORITIZING WHAT MATTERS MOST: A Focus on Career Management to Drive Business Results Keith Caver Towers Watson Melissa Jones CSAA IG Renée Smith Towers Watson April 1, 2014 Recent Headlines Highlight
More informationChargelytics Consulting
Chargelytics Consulting Case Study: Understanding the Impacts of Consumer Authentication on Approved Transactions 1 CardinalComerce Chargelytics Consulting Table of Contents: Table of Contents. 1 Executive
More informationTeamWork: Leadership for Healthy States Overview and FAQs
TeamWork: Leadership for Healthy States Overview and FAQs Overview States policies shape where we live, learn, work, and play, and impact the public s health. While there is evidence for what works to
More informationYour business card gets you: 1. Door Prize Entry 2. Rock the Inbox Newsletter 3. PDF of this lecture. Drop it up front!
Your business card gets you: 1. Door Prize Entry 2. Rock the Inbox Newsletter 3. PDF of this lecture Drop it up front! Presents Email Marketing How to Get Started Right A case study: Welcome to Las Vegas.
More informationAn Intranet Redesign on a Tight Budget
An Intranet Redesign on a Tight Budget Therese Griffin, Mgr. Marketing & Philanthropy Christy Season, Sr. Intranet Strategist 11.05.10 1 Please note: SCANA is not endorsing SharePoint over any other product.
More informationTop 10 Best Practices for Implementing Your Corporate Travel Program
The Implementation Process is the foundation for a successful travel program. At Egencia, we ve found that by following a series of best practices, companies can set the stage in these first, critical
More informationDouglas County School District. Human Resources. Strategic Plan 2014-17
Douglas County School District Human Resources Strategic Plan 2014-17 Introduction About the Strategic Plan About the Department Human Resources is passionately dedicated to those who are impacting the
More informationChief Information Officer
EMPLOYMENT OPPORTUNITY Chief Information Officer Located in the Madison, Wisconsin area Page 1 of 10 EMPLOYMENT OPPORTUNITY: Chief Information Officer, Unity Health Insurance Unity Health Insurance, headquartered
More informationWorldwide Partner Benefits Program
Worldwide Partner Benefits Program Overview QIPoint is committed to bringing unmatched value to businesses worldwide in collaboration with our partners. Become a QIPoint Partner and access resources to
More informationCommunity College of Philadelphia Budget Testimony for Tuesday, May 10th. Philadelphia City Council Chambers, 1:30 PM
Community College of Philadelphia Budget Testimony for Tuesday, May 10th Philadelphia City Council Chambers, 1:30 PM Good morning, Council President Clarke and Council members: Community College of Philadelphia
More information2014 Eugene H. Rooney, Jr. Award Nomination Leadership in State Human Resource Management
2014 Eugene H. Rooney, Jr. Award Nomination Leadership in State Human Resource Management James A. Honchar, SPHR Deputy Secretary for Human Resources Management Commonwealth of Pennsylvania Governor s
More informationDILUTED EPS $0.67, UP 26% FROM $0.53
FOR IMMEDIATE RELEASE CITIGROUP THIRD QUARTER CORE INCOME RISES 27% TO $3.1 BILLION First Nine Months Core Income up 32% to a Record $9.7 Billion Revenues up 15% to $16.8 Billion from $14.6 Billion DILUTED
More informationHUMAN RESOURCES. Management & Employee Services Organizational Development
Management & Employee Services Organizational Development Human Resources Department FY 2014-15 BUDGETED POSITIONS DIRECTOR.90 FTE * Human Resources Business Partner 1 FTE Human Resources Business Partner
More informationJohn Tippmann, Sr. As he got more experience in the business, Tippmann began running the company s contracting efforts.
John Tippmann, Sr. John Tippmann Sr. grew up with 15 siblings and a family business next door. It was that combination that taught him about people, business and what it takes to be successful. I grew
More informationHealthcare Reform and
Producer Webinar Welcome Healthcare Reform and Exchanges Impacts To listen to this presentation please do the following: Call to the conference line 1 888 394 8197 and enter the participant code 876382
More informationHealth Savings Account: What it could mean for you and CSU? 4/2/15
Health Savings Account: What it could mean for you and CSU? 4/2/15 Diana Prieto Executive Director and Chief Human Resource Officer Teri Suhr Chief Total Rewards Officer Discussion Items Medical Plan Funding
More informationCOMMUNICATION AND ENGAGEMENT STRATEGY 2013-2015
COMMUNICATION AND ENGAGEMENT STRATEGY 2013-2015 NWAS Communication and Engagement Strategy 2013-2015 Page: 1 Of 16 Recommended by Executive Management Team Communities Committee Approved by Board of Directors
More informationXerox Completes Acquisition of ACS Industry Analyst / Advisor Call
Xerox Completes Acquisition of ACS Industry Analyst / Advisor Call Tom Blodgett Executive Vice President COO, Commercial Operations ACS, A Xerox Company Jim Firestone Executive Vice President President,
More informationQUICK FACTS. Establishing a Telephony Service Desk System to Enhance Telecommunications Support. TEKsystems Global Services Customer Success Stories
[ Retail, Support Services ] TEKsystems Global Services Customer Success Stories Client Profile Industry: Retail Revenue: $50.7 billion Employees: Approximately 167,000 Geographic Presence: Headquartered
More informationDRIVE THE DREAM 2015 CEO ROUNDTABLE ON WORKPLACE CHARGING AND PLUG-IN ELECTRIC VEHICLES
DRIVE THE DREAM 2015 CEO ROUNDTABLE ON WORKPLACE CHARGING AND PLUG-IN ELECTRIC VEHICLES Request for Proposal September 26, 2014 1. PEV COLLABORATIVE BACKGROUND The California Plug-In Electric Vehicle Collaborative
More informationREMARKS MARY LOU LEARY ACTING ASSISTANT ATTORNEY GENERAL OFFICE OF JUSTICE PROGRAMS AT THE STATE OF OJP OJP ALL-STAFF MEETING
REMARKS OF MARY LOU LEARY ACTING ASSISTANT ATTORNEY GENERAL OFFICE OF JUSTICE PROGRAMS AT THE STATE OF OJP OJP ALL-STAFF MEETING ON THURSDAY, JANUARY 24, 2013 WASHINGTON, DC Good morning. A belated Happy
More informationBuilding the Bases of Knowledge
Building the Bases of Knowledge Gaining company-wide support to purchase and install knowledge management software may not seem like a top priority during tough economic times. But as these case studies
More informationEXPANSION. The Hormel Institute University of Minnesota LIVE LEARNING CENTER
2016 The Hormel Institute University of Minnesota LIVE LEARNING CENTER Cancer is a devastating disease that affects all our lives. In the past two decades, cancer death rates have decreased by 22% because
More informationUBC Executive MBA in Healthcare 15-month Part-time Program
UBC Executive MBA in Healthcare 15-month Part-time Program www.sauder.ubc.ca/emba Open the door to new perspectives in healthcare. Created in collaboration with the UBC Centre for Health Care Management
More informationAnnual Report 2014 2015. DEPARTMENT OF INFORMATION TECHNOLOGY louisvilleky.gov
Annual Report 2014 2015 DEPARTMENT OF INFORMATION TECHNOLOGY louisvilleky.gov EXPANDING possibilities Director s Notes FY 2015 has been a very exciting and rewarding year for the City of Louisville. Working
More informationNew Agent Orientation. Core Business
New Agent Orientation Core Business Core Business Focus 1. Mortgage Protection 2. Final Expense 3. Annuities Business Development 1. Core Business Lead Source 1. Mortgage Protection Data Leads 2. Secondary
More informationFY 13 Issue 02, November 15, 2012. In This Issue. Recruitment System Replacement Project. New ADA Website. Mandatory Leave
In This Issue Recruitment System Replacement Project New ADA Website Mandatory Leave Position Description Request Turnaround Time Study of Classification and Pay Plans Meet Your HR Staff Class Study Update
More informationCharles Doty Founder, BlueShift Consulting
Charles Doty Founder, BlueShift Consulting Charles Doty was born in Oklahoma but has lived in Texas since moving to Dallas in 1969 to help Texas Instruments introduce TI handheld calculators to the consumer
More informationCareer Opportunities in Physiology Committee
Career Opportunities in Physiology Committee Careers Symposium This annual EB Careers session is intended to address the specific objective in the 2000 APS Strategic Plan, to promote interest in and understanding
More informationRBC Insurance Fetes Online Auto/Home Insurance Growth
Case Studies, K. Harris Research Note 29 October 2002 RBC Insurance Fetes Online Auto/Home Insurance Growth RBC Insurance's e-business successes are generating greater than $3 million in premiums per month.
More informationApril Gross Receipts Show Impact of Low Oil and Gas Prices
OKLAHOMA STATE TREASURER KEN MILLER For Immediate Release: May 5, 2015 April Gross Receipts Show Impact of Low Oil and Gas Prices OKLAHOMA CITY Oklahoma s April Gross Receipts to the Treasury report shows
More informationAnalyst & Investor Presentation Interim results to 30 June 2011
Analyst & Investor Presentation Interim results to 30 June 2011 Ian Temple - Executive Chairman Tim Smeaton - Chief Executive Officer John Glover - Finance Director www.hydrogengroup.com Summary Introduction
More informationSEARCH PROFILE EXECUTIVE DIRECTOR CO-OPERATIVE SUPERANNUATION SOCIETY PENSION PLAN. Greg Fieger, Partner 306-949-8875 x501 gfieger@conroyross.
SEARCH PROFILE CO-OPERATIVE SUPERANNUATION SOCIETY PENSION PLAN Greg Fieger, Partner 306-949-8875 x501 gfieger@conroyross.com Debbie Tarr-Sentes, Search Manager 306-949-8875 x503 Dtarr-sentes@conroyross.com
More informationWe welcome the opportunity to work with you. Thank you. Richard A. Beskin, President
For more than a quarter of a century, Beskin and Associates, Inc. has been dedicated to providing our clients with value-based insurance products and risk management programs underwritten by superior companies.
More informationReview of Arkansas Unemployment Insurance By Kenny Hall, Executive Vice President Arkansas State Chamber of Commerce/Associated Industries of Arkansas
Review of Arkansas Unemployment Insurance By Kenny Hall, Executive Vice President Arkansas State Chamber of Commerce/Associated Industries of Arkansas Part 1 A major topic of discussion this session will
More informationFinancial Advisor Internship. This past summer I had the distinguished opportunity to be a Financial Advisor
Derrick McCarley September 16, 2014 Financial Advisor Internship This past summer I had the distinguished opportunity to be a Financial Advisor Intern with Edward Jones. I was placed in Mr.Gregg Nichols
More informationEDI Services helps healthcare network streamline workflow, increase productivity, and improve revenue cycle management.
GE Healthcare Results summary 2008 2010 Reduced eligibility rejection rate from 2% to 0.8% Reduced overall rejection rate from 6.4% to 4% Reduced cost to collect from 8.3% to 6.3% Increased the number
More informationwww.bremobile.com /bremobile @bremobileinc @bremobile /bremobiletv @bremobile /bremobiletv
A subscription-based mobile advertising platform that allows any business, retailer, brand or organization to advertise on mobile for $10.00 per week. #gomobilewithbremobile inc Introducing BREMOBILE Bremobile
More informationEURO TRAINING CENTER. www.euro4training.com
EURO TRAINING CENTER 1.KNOWLEDGE We are committed to delivering the very latest business knowledge to our clients. Our services encourage quality learning & empower clients to deepen their knowledge, engage
More informationState of Louisiana Office of Information Technology. Human Capital Management
State of Louisiana Office of Information Technology Table of Contents Executive Summary Current State Assessment Recommended Approach Recruiting and Hiring Training Career Paths and Deployment Performance
More informationFOR IMMEDIATE RELEASE
FOR IMMEDIATE RELEASE CITIGROUP REPORTS FIRST QUARTER CORE INCOME OF $3.66 BILLION ($0.71 PER SHARE, DILUTED) VS. $3.94 BILLION ($0.76 PER SHARE, DILUTED) IN THE FIRST QUARTER OF 2000 INCOME FROM INVESTMENT
More informationHealth Care Reform and How Your Decision Will Affect Your Company
Health Care Reform and How Your Decision Will Affect Your Company brought to you by Fringe Benefit Group 2014 The Contractors Plan & Fringe Benefit Group National TPA administering full benefits array:
More informationVice President, Marketing and Customer Experience Wealth Management
Vice President, Marketing and Customer Experience Wealth Management About the Organization: CUNA Mutual Group is the leading financial services provider to credit unions and their members worldwide. For
More informationANNUAL REPORT 2014 EXECUTIVE MESSAGE MOMENTUM
ANNUAL REPORT 2014 EXECUTIVE MESSAGE MOMENTUM EXECUTIVE MESSAGE 2014 WAS A VERY SUCCESSFUL YEAR, from both an insurance and investment perspective. We maintained very high client retention, recorded modest
More informationWe Can Work It Out: Integrating Millennials Into the Workplace (CAD005)
We Can Work It Out: Integrating Millennials Into the Workplace (CAD005) Speakers: Melissa Dunn, VP and Managing Director, Helmsman Management Stephanie Conner, Senior Analyst, Risk Management, The Walt
More informationEffective Practices in Fully Online Higher Education Programs
Effective Practices in Fully Online Higher Education Programs PRELIMINARY FINDINGS SUMMARY Education institutions of all shapes and sizes are taking a serious look at fully online programs as a strategy
More informationFACT SHEET. General Information About the Defense Contract Management Agency
FACT SHEET General Information About the Defense Contract Management Agency Mission: We provide Contract Administration Services to the Department of Defense Acquisition Enterprise and its partners to
More informationlifestyle Immunotec Consultants:
Compensation Plan L L L lifestyle Immunotec Consultants: t Take pride in being able to offer healthy lifestyle solutions to others and acquire Customers. L t Attract other people who are looking to do
More informationHow ThedaCare Created Its Own Management System
How ThedaCare Created Its Own Management System Kim Barnas, Former SVP ThedaCare, President, Appleton and Theda Clark Medical Centers Author, Beyond Heroes Housekeeping To enlarge slides, use the expand
More informationCorporate Governance. R esponse. T arget. A ddress. M anagement
S trategy M anagement A ddress R esponse T arget Enforcement of Ethical Business Practices Risk and Crisis Management Code of Conduct Ethical Corporate Culture Strengthening Transparency and Management
More informationBenefit Coordinators Insurance Marketing Office - Target Sales Opportunity
Who We Are The Benefit Coordinators is a highly experienced, multi faceted insurance marketing organization. We work hard to lead in the development of new marketing concepts in the markets we serve. We
More information7 Characteristics of High Performing Firms. Smartsoftware Seminar
7 Characteristics of High Performing Firms Smartsoftware Seminar Key Characteristics 1. Rock Solid Reputation 2. Determined Leadership 3. Enlightened Management 4. Well Managed Projects 5. Innovative Culture
More information5 essential strategies the top human resource professionals use every day
5 essential strategies the top human resource professionals use every day Smart talent decisions that make a big difference in recruiting, retention, and compliance on campus An ebook for chief human resource
More informationHitachi Consulting Growing to $1 Billion Organization Leveraging the Power of the Oracle Cloud. March 27, 2015. Better
Hitachi Consulting Growing to $1 Billion Organization Leveraging the Power of the Oracle Cloud March 27, 2015 Better Chris Buri Chris Buri is the Vice President and CIO of Hitachi Consulting and joined
More informationBUDGETING AND BUDGETARY CONTROL
ASA2.19_ASA2.19.qxd 03/07/2012 11:57 Page 362 19 BUDGETING AND BUDGETARY CONTROL Budgeting is used by businesses as a method of financial planning for the future. Budgets are prepared for main areas of
More informationSTATE BOARD OF EDUCATION Update February 25, 2015. SUBJECT: Florida College System President Jim Henningsen, on behalf of the Council of Presidents
STATE BOARD OF EDUCATION Update February 25, 2015 SUBJECT: Florida College System President Jim Henningsen, on behalf of the Council of Presidents PROPOSED BOARD ACTION N/A AUTHORITY FOR STATE BOARD ACTION
More informationMature TPM Industry Looks For Organic Growth by: David Lindorff Wednesday, May 28, 2014
Mature TPM Industry Looks For Organic Growth by: David Lindorff Wednesday, May 28, 2014 The rankings of third-party marketers didn t change much from last year. Rather, the big story was that this industry,
More informationAXA Advisors, LLC. a world of people a world of opportunity
AXA Advisors, LLC a world of people a world of opportunity our mission AXA Advisors mission is to attract, select, place and promote individuals based on their qualifications a philosophy that has always
More informationSAMPLE [Name] Church Board Meeting Minutes. Meeting held at the office of [Name] Ministry [Address] [Date of Board Meeting]
SAMPLE Church Board Meeting Minutes Meeting held at the office of Ministry [Address] [Date of Board Meeting] Chairman called the meeting to order at [time]. Board Secretary called the role of voting board
More informationIT Service Catalog: Lessons Learned
IT Service Catalog: Lessons Learned Blythe Fogle, Phillip Ashcraft Associate Directorate for Business Innovation: Service Innovation Division May 4, 2016 Why create an IT Service Catalog? To consolidate
More informationSHRM CERTIFICATION SHRM-CPTM AND SHRM-SCPTM THE NEW CREDENTIAL FOR HR PROFESSIONALS. SHRMCertification.org
SHRM CERTIFICATION SHRM-CPTM AND SHRM-SCPTM THE NEW CREDENTIAL FOR HR PROFESSIONALS SHRMCertification.org EVOLUTION OF HR Business leadership has changed over recent decades. We now live and work in a
More informationCase Study: Leadership Development Working Across Boundaries: An Innovative Approach to Building Leadership. June 2014
Case Study: Leadership Development Working Across Boundaries: An Innovative Approach to Building Leadership June 2014 The partnership The Leadership & Organizational Development Consortium (LODC) consists
More informationState IT Workforce: Recruiting and Retaining Tech Talent NCSL Legislative Summit Minneapolis, MN August 19, 2014
State IT Workforce: Recruiting and Retaining Tech Talent NCSL Legislative Summit Minneapolis, MN August 19, 2014 Doug Robinson, Executive Director National Association of State Chief Information Officers
More informationA SilkRoad TalentTalk Whitepaper. Talent Management in Higher Education The Way Forward
A SilkRoad TalentTalk Whitepaper Talent Management in Higher Education The Way Forward 1 // Talent Management in Higher Education: The Way Forward Institutions of higher education face many challenges
More informationFULL-YEAR REVENUE UP 14%
FOR IMMEDIATE RELEASE CITIGROUP REPORTS 4 th QUARTER AND FULL-YEAR EARNINGS 4th QUARTER CORE INCOME OF $3.33 BILLION, Up 11%, NET OF $146 MILLION CHARGE FOR TRANSPORTATION LOSS PROVISION AND CONFORMING
More informationMapping Your Future. All About Money: Financial and Accounting Services. What Is This Field? Who Should Work In This Field?
Mapping Your Future : Financial and Accounting Services What Is This Field? Finance companies meet the banking, insurance and accounting needs of people and organizations from all over the world. New York
More informationUNITED WAY NCA 2016-2017 REQUEST FOR PROPOSALS (RFP) COMMUNITY IMPACT GRANTS
United Way of National Capital Area (United Way NCA) is pleased to announce the release of the Request for Proposals (RFP) for its 2016-2017 Community Impact Grants process. The RFP will cover the program
More informationtool for employees to find time-sensitive, integrated and up-to-date information about Harland Clarke.
Merit Winners Inside.HarlandClarke.com Corporate Communications Carly Barton Harland Clarke San Antonio, Texas, U.S. In February 2008, a new employee intranet, Inside.HarlandClarke.com, was launched as
More informationebook THE SURVIVAL GUIDE FOR MIGRATING TO A CLOUD- BASED CRM
ebook THE SURVIVAL GUIDE FOR MIGRATING TO A CLOUD- BASED CRM Table of Contents 03 04 06 08 09 10 12 INTRODUCTION PROJECT KICK-OFF & EFFECTIVE COMMUNICATION TRAIN, TRAIN, AND TRAIN AGAIN SELL THE PRODUCT
More informationPreparing to be the Chief Information Officer
Preparing to be the Chief Information Officer James D. Harris Pittsburg State University Chief Information Officers (CIOs) are increasingly being recognized as crucial enterprise leaders. The CIO must
More informationUNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event
More informationREPORT OF THE SERVICE DIRECTOR - HUMAN RESOURCES AND CUSTOMER SERVICE
Report to Personnel Committee 26 September 2012 Agenda Item: 6 REPORT OF THE SERVICE DIRECTOR - HUMAN RESOURCES AND CUSTOMER SERVICE INVESTORS IN PEOPLE RE-ACCREDITATION Purpose of the Report 1. The purpose
More informationExecutive Report. Why Healthcare Providers Seek Out New Ways to Manage and Use Big Data
Executive Report Why Healthcare Providers Seek Out New Ways to Manage and Use Big Data Impact of Healthcare Regulations on the Data Center The HIPAA and HITECH acts, along with the Affordable Care Act,
More information2016 Sponsorship Outline. #fstoco OCT 17-18th 2016, Sheraton CentRE, Downtown Toronto, Canada
2016 Sponsorship Outline Hello there! You re probably reading this because you want to learn more about the many wonderful opportunities to sponsor Full Stack Toronto events, right? You should know Full
More informationSuccession Plan. Planning Information and Plan Template December 2010. Succession Planning 2010
Succession Plan Planning Information and Plan Template December 2010 Northland Foundation The Keeley Group Page 1 Introduction Succession Planning is an important component often addressesd as part of
More informationRecruiting Recovery Finding Hidden Budget Dollars in Optimized Recruiting Practices
Recruiting Recovery Finding Hidden Budget Dollars in Optimized Recruiting Practices HRsmart October 3, 2012 2 Introduction Carl Kutsmode Partner Talent Acquisition Management Consultant with over 18 years
More information