School Bulletin (828)

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1 School Bulletin (828) Date of Bulletin: July 1, 2015 Name of School: Cumbie and Trull School of Real Estate, Inc. Name of School Owner: Cumbie and Trull School of Real Estate, Inc. Name of School Director: William J. Trull, Jr. Name of Full-Time School Officials: William J. Trull, Jr., President Elizabeth A. Graham, Secretary/Treasurer Instructors: William J. Trull, Jr., Jim A. Hagan School Licensure and Approval: The school is licensed by the North Carolina Real Estate Commission ( Commission ) to conduct real estate Broker Prelicensing and Postlicensing courses, and is also approved to sponsor continuing education courses. Purposes of the School: The purposes of the school are to: offer educational courses that will provide students the basic knowledge and skills to act as real estate brokers. provide Broker Prelicense courses required to qualify to take the North Carolina real estate license examination to become licensed as a real estate provisional broker. provide Broker Postlicense courses need for a provisional broker to remove the provisional status of their license. provide continuing education courses for real estate licensees. Entrance/Admission Requirements NO STUDENT SHALL BE DENIED ADMISSION ON THE BASIS OF AGE, SEX, RACE, COLOR, CREED, NATIONAL ORIGIN, RELIGIOUS PREFERENCE, HANDICAPPING CONDITION OR FAMILIAL STATUS. Broker Prelicense Course: An applicant for this course must have either a high school diploma or a GED certificate or credential (General Educational Development). The minimum age requirement for obtaining a real estate license in North Carolina is 18. The applicant should also have good reading comprehension and basic math skills. NOTE: Internet Access. A student enrolling in the Broker Prelicense Course must have an address and the ability to access the Internet to do quizzes and the mid-term exam (explained in more detail below under Course Completion Requirements/Examinations ). Broker Postlicense Courses: The prerequisite for enrollment in a Broker Postlicense course is possession of a current North Carolina broker license on provisional status (Commission Rule 58C.0302). Prospective Broker Postlicense course students must present evidence of meeting this prerequisite at the time of enrollment. Students may also enroll for the purpose of qualifying for license reinstatement or pursuant to a disciplinary consent order issued by the North Carolina Real Estate Commission. In either event, the student should provide the school with sufficient documentation if they do not possess a current license pocket card (Commission Rule 58C-0302). The school will not knowingly enroll a student in a Broker Postlicense course while the individual is taking another Broker Postlicense course at this school or a different school if such enrollment would result in the student being in class for more than 21 classroom

2 hours in any given 7-day period. NOTE: A provisional broker is subject to withdrawal or denial of postlicensing education credit by the North Carolina Real Estate Commission if he/she enrolls concurrently in postlicensing classes (at the same or a different school) that result in the provisional broker participating in postlicensing course sessions for more than 21 classroom hours in any given 7-day period (Commission Rule 58A-1904). Persons who complete the Broker Prelicense Course, pass the real estate license examination and satisfy the requisite character requirement are issued a broker license on provisional status. A provisional broker must affiliate with a qualified broker-in-charge for their license to be active. To keep their license active, provisional brokers are also required to complete at least one of the 30-hour Broker Postlicense courses described below by the end of their first year of licensure, at least two of the Broker Postlicense courses by the second anniversary of their licensure and all three of the Broker Postlicense courses by the third anniversary of their licensure (Commission Rule 58A.1902). If a provisional broker fails to timely complete the Broker Postlicense courses, their license will be placed on inactive status until he or she remedies the education deficiency and requests reactivation of their license. A provisional broker may elect to take the three Broker Postlicense courses more rapidly than just one during each of the first three licensing years as long as enrollment in Broker Postlicense courses does not exceed 21 hours in any seven-day period. Upon completion of all three courses within a three-year period, the provisional status of the broker s license is removed. Registration & Enrollment Registration Procedure: Students may register for a course online at the school s website ( by calling the school at (828) , or in person at the school s office. See, also, Tuition & Fees, below. Student Enrollment Contract: At the beginning of the first scheduled class session of each Broker Prelicense and Postlicense course, each student will be required to execute a Student Enrollment Contract, which sets forth the basic rights and obligations of both the school and the student. This agreement has been approved by, and is required by, the North Carolina Real Estate Commission. (Commission Rule 58C ) Requests for Special Accommodations: The School complies with the Americans with Disabilities Act ( ADA ) and strives to ensure that no individual with a disability as defined by the ADA is deprived of the opportunity to participate in a course. Students requesting special accommodations under the ADA should contact the School in advance of a course by mail or in person at the School s office at 1000 Brevard Road, Asheville, NC 28806, or by phone to (828) , or by to Course Descriptions Broker Prelicense Course The purpose of this course is to provide instruction in basic real estate principles and practices, and consists of 75 hours of instruction (plus the 3.5 hour school examination at the end of the course). Satisfactory completion of the course will provide essential education in the fundamentals of real estate brokerage law and practice, and will qualify the student to take the North Carolina real estate license examination. The primary topics included in the course are: real property law, financing, valuation, property taxation, land use controls, fair housing, environmental issues, brokerage relationships and practices, real estate contracts, agent safety, settlement and closing of real estate transactions (including the preparation of settlement statements), landlord and tenant, property management, federal income taxation of real estate, basic house construction, North Carolina License Law, North Carolina Real Estate Commission Rules and trust account rules. 2

3 Broker Postlicense Courses The primary objective of these courses is to provide instruction at a level beyond that provided in the Prelicense course on topics deemed to be of special importance to licensees. The 90-classroom hour Postlicensing education program consists of three, 30-classroom hour courses prescribed by the Commission, which may be taken in any sequence (NCGS 93A-4(a1)). A provisional broker must satisfactorily complete at least one of the 30-hour courses during each of the first three years following the date of his or her initial licensure as a broker in order to retain his or her eligibility to actively engage in real estate brokerage. Upon completion of all three courses by a provisional broker, the provisional status of the broker s license will be terminated by the Commission. Postlicensing students are required to have access during class to the current version of the NC Real Estate Manual by one of the following forms: printed textbook; CD; or online subscription. The printed version may be purchased from the School. The printed, CD, or online versions may be purchased from the North Carolina Real Estate Commission ( Wi-Fi access will be provided by the School, but the School is not responsible for disruptions in, or problems with, Internet access. The School, therefore, recommends the use of the printed textbook or CD. A limited number of power strips will be available for use by students on a first-come, first-serve basis. The power strips will be located and must remain in an area designated as the laptop zone. 301 Broker Relationships and Responsibilities - 30 Hours Topics addressed in this course include a review of agency relationships in real estate transactions and an agent s legal duties to clients and customers, a step-by-step review and discussion of the functions and responsibilities of a real estate agent when working with residential sellers and buyers, a review of issues associated with transactions in progress when an agent leaves a firm (including agent compensation), and a review of license status and education issues. 302 Contracts and Closing - 30 Hours Topics addressed in this course include selected basic contract law concepts, real estate sales contract preparation, sales contract procedures, closing procedures and closing statement preparation, and real estate license status and education issues. 303 Selected Topics - 30 Hours Topics addressed in this course include commercial real estate brokerage, residential property management, land use controls, loan fraud, brokerage compensation issues, license law issues and case studies, selected fair housing issues and case studies, establishing a brokerage firm, manufactured and modular homes, issues related to short sales, and local issues. Continuing Education Courses Cumbie and Trull School of Real Estate, Inc. is approved by the North Carolina Real Estate Commission to offer both in-class and online Real Estate Continuing Education Courses. A complete course schedule is available through the school office or our website: Tuition & Fees, Cancellations, Weather or Emergencies, Attendance and Student Conduct Requirements Tuition and Fees: Broker Prelicense course tuition is $495 (which includes the current edition of the textbook and materials). An enrolling student in the Broker Prelicense course who already has a copy of the current edition of the textbook will be given a $50 credit toward the tuition. A student who does not pass the Broker Prelicense Course final exam may retake the course within 6 months of the course completion date for a reduced tuition of $250 (plus the cost of a new textbook if the textbook has been updated). 3

4 Broker Postlicense course tuition is $224 for each 30-hour course. Students are also required to have access to the current version of the NC Real Estate Manual (printed textbook, or CD, or online subscription). See Course Descriptions, above, for policies related to electronic access to the required materials. The school accepts cash, checks or credit cards (Visa, MasterCard, AMEX or Discover). Tuition is due in full by the start of a course; however, for a Broker Prelicense course, a student may enroll with a minimum, partial payment of $250, with the balance due no later than half way through the course. Payment by a check returned for non-sufficient funds will be subject to a $25.00 fee. Rescheduling/Cancellation of Courses: Should any course be postponed for more than two weeks, or should the course be canceled, students shall be entitled to a full refund. Due to unforeseen circumstances, meeting days/times may need to be temporarily changed during a course. The school will assist any student who is inconvenienced by the occurrence through tutoring in person or by phone at a time agreed upon by both the student and the instructor (however, any such tutoring will not count as any portion of the required hours of classroom instruction). A full refund, less the cost of the textbook, will be given to a student who is unable to attend class due to a scheduling change. Such refund must be requested verbally or in writing within seven (7) days of the rescheduling of a course. Inclement Weather or Emergency: In the event of inclement weather or a local or national emergency, students should visit the School s website for information about delays or closings. Attendance Requirements: 80% attendance is required for all Broker Prelicense and Postlicense courses in order to receive a course completion certificate. The final exam will not be administered to any student not meeting the attendance requirement. Attendance will be closely monitored for each class session, including late arrivals and early departures at the beginning or end of class sessions or any scheduled break times. All time missed will be recorded for each student. NOTE: a student may not make-up a missed class or any portion of a missed class by attending class sessions in another course. Student Conduct: A goal of the School is to provide a productive and distraction-free learning environment for all students. Each student agrees to conduct himself or herself in a manner that will support that goal. Students are expected to complete any assigned coursework in a timely manner. Instances of cheating on the final exam will result in the student forfeiting any further rights in the course and the student will be reported to the NC Real Estate Commission. Profane or abusive language is not allowed in the School or when contacting staff or instructors. Non-students are not allowed in the classroom during class times without prior approval by School. The use of cell phones, laptops, or other electronic devices during class times is allowed only for access to course materials. All forms of electronic devices must be silenced during class times. The School is not responsible for lost or stolen electronic devices. Violations of the student conduct policies are not acceptable, and are grounds for possible dismissal from the course without a refund and reporting to the Commission of the violations. Withdrawal/Transfer/Refund Policy Broker Prelicense and Postlicense Courses: A student who withdraws or transfers prior to the start of a course may transfer to another course or receive a refund by giving the school a written notice. For a Prelicense student, if the textbook is not returned in it s original condition, $50 will be deducted from the refund. After the course has begun, a student who terminates their enrollment (either by notice or by no longer attending classes) after the second class session has begun will not be entitled to any refund. 4

5 Continuing Education: If a licensee is unable to attend the course for which he or she is registered and gives the school notice prior to the start of the course, the school will either transfer their tuition to another course within the same CE year or refund it, at the election of the licensee. Course Completion Requirements/Examinations Broker Prelicense Course: To be allowed to take the final exam, the student must timely take and complete the online mid-term exam and at least five of the eight online quizzes. To pass the course and receive a course completion certificate, the student must also receive a grade of at least 75% on the final exam. The final exam will be administered on the last, scheduled day of the course. Broker Postlicense Courses: To pass the course and receive a course completion certificate, the student must turn in satisfactory completion of in-class and take-home assignments, and must receive a grade of at least 75% on the final exam. The final exam will be administered on the last, scheduled day of the course. If Broker Prelicense or Postlicense Course Final Exam is Not Taken on Last Day of Course: A student who does not take the final exam on the last scheduled day of the course may take it as a makeup final exam within 30 days of the last scheduled day of the course at a time and date stated by the school. The school will make available three, makeup final exam dates within the 30-day period. If Broker Prelicense or Postlicense Course Final Exam is Failed: A student who takes but does not pass the final exam may retake the final exam one time; however, the retake must be within 30 days of the last scheduled day of the course at a time and date stated by the school. The school will make available three, retake final exam dates within the 30-day period. Early Makeup or Retake of Final Exam: If a makeup or retake exam is specifically requested by a student to be taken at the earliest possible opportunity, the school will provide a retake opportunity within 7 days of the request. Final Exam Not Passed Within 30 Days: A student who does not pass the final exam within 30 days of the last scheduled day of the course must retake the entire course to be entitled to take the final exam again. The minimum attendance and other requirements that applied to the original course will apply to a retake of the course. (Commission Rule 58C.0304.) Retake of a Course: A student may retake the Broker Prelicense course for the reduced tuition amount of $250, and may retake a Broker Postlicense course for the reduced tuition amount of $100, subject to the following conditions: 1. The retake course must begin within 6 months after the end of the prior course taken; 2. The required tuition must be paid in full by the beginning of the retake course; and 3. If the required textbook has changed, the student must buy the updated textbook. Exam Rules: Students are not permitted to bring laptops, tablets, cell phones or similar electronic devices (other than a simple calculator) to the classroom on the day of an exam. Any student who brings such a device to the classroom on the day of an exam will be required to remove it from the classroom before the exam commences. If a student is discovered to be using such a device or cheating in any other manner during an exam, the student will be immediately dismissed, will receive a failing grade, will not be eligible for any retake or makeup policies, and will be reported to the NC Real Estate Commission. (Commission Rule 58C.0304.) 5

6 Commendations or Complaints Any commendation or complaint should be addressed to: Attention: Education Division North Carolina Real Estate Commission 1313 Navaho Drive, P.O. Box Raleigh, NC Certification I certify that the policies and information contained in this Bulletin are true and correct and that Cumbie and Trull School of Real Estate, Inc. will abide by the policies included herein. William J. Trull, Jr., Director 6

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